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LOANS (Tables) | 12 Months Ended
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Dec. 31, 2024
LOANS |
Schedule of loan portfolio | The loan portfolio of the Company consists of the following:
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | AT DECEMBER 31,
​ |  | 2024 |  | 2023
​ | ​ | (IN THOUSANDS)
Commercial: | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate (owner occupied) (1) | ​ | $ | 86,953 | ​ | $ | 89,147
Other commercial and industrial | ​ | ​ | 147,251 | ​ | ​ | 159,424
Commercial real estate (non-owner occupied): |  | ​ | ​ | ​ | ​ | ​
Retail (1) | ​ | ​ | 181,778 | ​ | ​ | 161,961
Multi-family (1) | ​ | ​ | 132,364 | ​ | ​ | 110,008
Other (1) | ​ | ​ | 233,882 | ​ | ​ | 240,286
Residential mortgages (1) |  | ​ | 177,110 | ​ | ​ | 174,670
Consumer |  | ​ | 108,611 | ​ | ​ | 102,775
Loans, net of unearned income | ​ | $ | 1,067,949 | ​ | $ | 1,038,271
(1) | Real estate construction loans constituted 3.6% and 3.4% of the Company’s total loans, net of unearned income as of December 31, 2024 and 2023, respectively.
Schedule of loan activity with related parties | The following tables summarize the loan activity with related parties for the years ended December 31, 2024 and 2023 (in thousands).
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | YEAR ENDED DECEMBER 31, 2024
​ | ​ | BALANCE AT DECEMBER 31, 2023 | ​ | ADDITIONS | ​ | REPAYMENTS | ​ | BALANCE AT DECEMBER 31, 2024
Loans to related parties | ​ | $ | 663 | ​ | $ | 48 | ​ | $ | 171 | ​ | $ | 540
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | YEAR ENDED DECEMBER 31, 2023
​ | ​ | BALANCE AT DECEMBER 31, 2022 | ​ | ADDITIONS | ​ | REPAYMENTS | ​ | BALANCE AT DECEMBER 31, 2023
Loans to related parties | ​ | $ | 587 | ​ | $ | 602 | ​ | $ | 526 | ​ | $ | 663
​

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
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