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Loans (Tables)
6 Months Ended
Jun. 30, 2025
Loans  
Schedule of loan portfolio

The loan portfolio of the Company consists of the following (in thousands):

June 30, 2025

December 31, 2024

Commercial:

Commercial real estate (owner occupied) (1)

$

89,075

$

86,953

Commercial and industrial

142,970

147,251

Commercial real estate (non-owner occupied):

 

Retail (1)

178,787

181,778

Multi-family (1)

131,375

132,364

Other (1)

242,319

233,882

Residential mortgages (1)

 

175,030

177,110

Consumer

 

109,504

108,611

Loans, net of unearned income

$

1,069,060

$

1,067,949

(1)Real estate construction loans constituted 4.2% and 3.6% of the Company’s total loans, net of unearned income as of June 30, 2025 and December 31, 2024, respectively.