EX-15.2 3 asrv-20250930xex15d2.htm EX-15.2

Exhibit 15.2

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November 13, 2025

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AmeriServ Financial, Inc.

216 Franklin Street

P.O. Box 520

Johnstown, Pennsylvania 15901

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We have reviewed, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the unaudited interim financial information of AmeriServ Financial, Inc. and subsidiaries for the three-month and nine-month periods ended September 30, 2025 and 2024, as indicated in our report dated November 13, 2025; because we did not perform an audit, we expressed no opinion on that information.

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We are aware that our report referred to above, which was included in your quarterly reports on Form 10-Q for the quarter ended September 30, 2025, is incorporated by reference in the following Registration Statements:

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•Registration Statement No. 333-176869 on Form S-8

•Registration Statement No. 333-268440 on Form S-8

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We also are aware that the aforementioned report, pursuant to Rule 436(c) under the Securities Act of 1933, is not considered a part of the Registration Statement prepared or certified by an accountant or a report prepared or certified by an accountant within the meaning of Sections 7 and 11 of that Act.

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Sincerely,

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/s/ S.R. Snodgrass, P.C.