XML 69 R56.htm IDEA: XBRL DOCUMENT v3.25.3
Allowance for Credit Losses - Loans - Loan portfolio and allowance for credit losses (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Jun. 30, 2025
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Dec. 31, 2023
Loans:            
Individually evaluated $ 16,684   $ 14,266      
Collectively evaluated 1,038,999   1,053,683      
Total loans 1,055,683   1,067,949      
Allowance for loan losses:            
Specific reserve allocation 1,794   541      
General reserve allocation 12,614   13,371      
Total allowance for credit losses 14,408 $ 14,060 13,912 $ 14,420 $ 14,611 $ 15,053
Other commercial real estate (non-owner occupied)            
Loans:            
Individually evaluated 7,972   8,773      
Collectively evaluated 228,380   225,109      
Total loans 236,352   233,882      
Allowance for loan losses:            
Specific reserve allocation 185   0      
General reserve allocation 3,878   3,451      
Total allowance for credit losses 4,063 4,317 3,451 4,641 4,665 3,428
Commercial Portfolio Segment            
Loans:            
Total loans 771,497   782,228      
Commercial Portfolio Segment | Commercial real estate (owner occupied)            
Loans:            
Individually evaluated 3,818   3,429      
Collectively evaluated 84,663   83,524      
Total loans 88,481   86,953      
Allowance for loan losses:            
Specific reserve allocation 0   0      
General reserve allocation 318   398      
Total allowance for credit losses 318 319 398 432 371 1,529
Commercial Portfolio Segment | Commercial and industrial            
Loans:            
Individually evaluated 3,607   1,675      
Collectively evaluated 136,754   145,576      
Total loans 140,361   147,251      
Allowance for loan losses:            
Specific reserve allocation 1,609   541      
General reserve allocation 2,098   2,319      
Total allowance for credit losses 3,707 3,012 2,860 2,438 2,678 3,030
Commercial Portfolio Segment | Commercial real estate (non-owner occupied) - retail            
Loans:            
Individually evaluated 1,126   0      
Collectively evaluated 179,423   181,778      
Total loans 180,549   181,778      
Allowance for loan losses:            
Specific reserve allocation 0   0      
General reserve allocation 3,493   3,695      
Total allowance for credit losses 3,493 3,516 3,695 3,451 3,519 3,488
Commercial Portfolio Segment | Commercial real estate (non-owner occupied) - multi-family            
Loans:            
Individually evaluated 0   0      
Collectively evaluated 125,754   132,364      
Total loans 125,754   132,364      
Allowance for loan losses:            
Specific reserve allocation 0   0      
General reserve allocation 1,378   1,478      
Total allowance for credit losses 1,378 1,446 1,478 1,423 1,370 1,430
Commercial Portfolio Segment | Other commercial real estate (non-owner occupied)            
Loans:            
Total loans 236,352   233,882      
Residential mortgages            
Loans:            
Individually evaluated 161   379      
Collectively evaluated 172,451   176,731      
Total loans 172,612   177,110      
Allowance for loan losses:            
Specific reserve allocation 0   0      
General reserve allocation 303   839      
Total allowance for credit losses 303 310 839 852 852 1,021
Consumer            
Loans:            
Individually evaluated     10      
Collectively evaluated 111,574   108,601      
Total loans 111,574   108,611      
Allowance for loan losses:            
Specific reserve allocation 0   0      
General reserve allocation 1,146   1,191      
Total allowance for credit losses $ 1,146 $ 1,140 $ 1,191 $ 1,183 $ 1,156 $ 1,127