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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 4,541 $ 1,101
Interest-bearing deposits with banks 19,070 5,123
Federal funds sold    16,552
Total cash and cash equivalents 23,611 22,776
Securities available for sale 18,648 28,907
Loans, net of allowance for loan losses of $2,459 and $2,349 85,209 89,217
Federal Home Loan Bank stock 1,478 2,159
Premises and equipment, net 2,906 2,691
Foreclosed real estate, net 10,938 7,646
Accrued interest receivable 499 499
Other assets 454 577
Total assets 143,743 154,472
Liabilities and Stockholders' Equity    
Noninterest-bearing demand deposits 4,626 515
Savings, NOW and money-market deposits 34,153 35,538
Time deposits 62,832 71,842
Total deposits 101,611 107,895
Federal Home Loan Bank advances 27,700 31,700
Junior subordinated debenture 5,155 5,155
Advanced payment by borrowers for taxes and insurance 461 567
Official checks 581 1,113
Other liabilities 1,325 1,256
Total liabilities 136,833 147,686
Stockholders' equity:    
Preferred stock, no par value; 6,000,000 shares authorized, no shares issued or outstanding      
Common stock, $.01 par value; 50,000,000 shares authorized in 2012 and 2011, 31,511,201 and 22,411,108 shares issued and outstanding in 2012 and 2011 315 224
Additional paid-in capital 31,057 27,491
Accumulated deficit (24,688) (19,991)
Accumulated other comprehensive loss 226 (938)
Total stockholders' equity 6,910 6,786
Total liabilities and stockholders' equity $ 143,743 $ 154,472