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Regulatory Capital
 6 Months Ended
Jun. 30, 2014
Banking and Thrift [Abstract]  
Regulatory Capital
(4)Regulatory Capital. The Bank is required to maintain certain minimum regulatory capital requirements. The following is a summary at June 30, 2014 of the regulatory capital requirements and the Bank’s capital on a percentage basis:

 

       Consent Order 
       Regulatory 
   Bank   Requirement 
         
Tier I capital to total average assets   5.69%   8.00%
           
Tier I capital to risk-weighted assets   8.21%   N/A 
           
Total capital to risk-weighted assets   9.47%   12.00%

 

At June 30, 2014, the Bank is adequately capitalized. As a result of the Consent Order discussed in Note 10, the Bank cannot be categorized higher than “adequately capitalized” until the Consent Order is lifted, even if its ratios were to exceed those required to be a “well capitalized” bank.