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Condensed Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 10,055 $ 5,451
Interest-bearing deposits with banks 3,373 8,430
Total cash and cash equivalents 13,428 13,881
Securities available for sale 33,655 22,990
Loans, net of allowance for loan losses of $2,238 and $2,211 71,552 79,249
Federal Home Loan Bank stock 1,139 1,196
Premises and equipment, net 2,842 2,879
Foreclosed real estate, net 4,788 7,553
Accrued interest receivable 474 496
Other assets 486 539
Total assets 128,364 128,783
Liabilities:    
Noninterest-bearing demand deposits 5,230 3,775
Savings, NOW and money-market deposits 30,111 30,801
Time deposits 60,522 64,116
Total deposits 95,863 98,692
Federal Home Loan Bank advances 22,740 22,740
Junior subordinated debenture 5,155 5,155
Advanced payment by borrowers for taxes and insurance 584 315
Official checks 383 344
Other liabilities 1,660 1,753
Total liabilities 126,385 128,999
Stockholders' equity (deficit):    
Preferred stock, no par value; 6,000,000 shares authorized, no shares issued or outstanding      
Common stock, $.01 par value; 50,000,000 shares authorized 8,234,818 and 8,011,077 shares issued and outstanding in 2014 and 2013 82 80
Additional paid-in capital 31,732 31,463
Accumulated deficit (30,090) (31,763)
Accumulated other comprehensive income 255 4
Total stockholders' equity (deficit) 1,979 (216)
Total liabilities and stockholders' equity (deficit) $ 128,364 $ 128,783