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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income:        
Loans $ 974 $ 951 $ 2,828 $ 3,449
Securities 148 250 455 776
Other 20 26 58 53
Total interest income 1,142 1,227 3,341 4,278
Interest expense:        
Deposits 162 154 479 512
Borrowings 60 63 176 185
Total interest expense 222 217 655 697
Net interest income 920 1,010 2,686 3,581
Net interest income after provision for loan losses 920 1,010 2,686 3,581
Noninterest income:        
Service charges and fees 61 18 91 104
Gain on sale of securities 28   60  
Other 83 2 221 110
Total noninterest income 172 20 372 214
Noninterest expenses:        
Salaries and employee benefits 460 485 1,402 1,505
Occupancy and equipment 118 131 365 384
Data processing 84 73 224 234
Professional fees 171 205 423 549
Insurance 29 36 88 107
Foreclosed real estate 358 47 404 (752)
Regulatory assessments 78 91 225 308
Other 68 41 377 (134)
Total noninterest expenses 1,366 1,109 3,508 2,201
(Loss) earnings before tax benefit (274) (79) (450) 1,594
Income tax benefit (320)   (320)  
Net earnings (loss) $ 46 $ (79) $ (130) $ 1,594
Net earnings (loss) per share-        
Basic and diluted (in dollars per share) $ 0.01 $ (.01) $ (.01) $ 0.19