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Regulatory Capital
3 Months Ended
Mar. 31, 2018
Banking and Thrift [Abstract]  
Regulatory Capital

(4) Regulatory Capital. The Bank is required to maintain certain minimum regulatory capital requirements. The following is a summary at March 31, 2018 of the regulatory capital requirements and the Bank’s capital on a percentage basis:

 

    Bank     Consent Order
Regulatory
Requirement
 
             
Tier I capital to total average assets     10.6 %     8.0 %
                 
Tier I capital to risk-weighted assets     13.4 %     N/A  
                 
Common equity Tier I capital to risk-weighted assets     13.4 %     N/A  
                 
Total capital to risk-weighted assets     14.7 %     12.0 %

 

  At March 31, 2018, the Bank is well-capitalized. As a result of the Consent Order discussed in Note 9, the Bank cannot be categorized higher than “adequately capitalized” until the Consent Order is lifted, even if its ratios were to exceed those required to be a “well capitalized” bank.