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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Interest income:        
Loans $ 1,140 $ 1,015 $ 3,328 $ 2,870
Securities 63 54 184 187
Other 58 36 184 103
Total interest income 1,261 1,105 3,696 3,160
Interest expense:        
Deposits 408 107 1,057 312
Borrowings 130 216 415 554
Total interest expense 538 323 1,472 866
Net interest income 723 782 2,224 2,294
Provision (credit) for loan losses 45 45 (2,100)
Net interest income after provision (credit) for loan losses 678 782 2,179 4,394
Noninterest income:        
Service charges and fees 4 2 11 10
Other 25 19 142 59
Total noninterest income 29 21 153 69
Noninterest expenses:        
Salaries and employee benefits 492 460 1,522 1,358
Professional fees 114 156 341 379
Occupancy and equipment 119 116 366 322
Data processing 141 112 394 288
Insurance 24 21 66 71
Regulatory assessment 18 30 40 108
Other 79 110 511 520
Total noninterest expenses 987 1,005 3,240 3,046
Net (loss) earnings before income tax benefit (280) (202) (908) 1,417
Income tax benefit (52)
Net (loss) earnings $ (280) $ (202) $ (856) $ 1,417
Net (loss) earnings per share - Basic and diluted $ (.15) $ (0.13) $ (.45) $ 1.03