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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2021
Dec. 31, 2020
Assets:    
Cash and due from banks $ 25,841 $ 25,523
Interest-bearing deposits with banks 27,853 29,106
Total cash and cash equivalents 53,694 54,629
Debt securities available for sale 22,380 18,893
Debt securities held-to-maturity (fair value of $2,570 and $3,549) 2,465 3,399
Loans, net of allowance for loan losses of $1,890 and $1,906 168,309 152,469
Federal Home Loan Bank stock 793 1,092
Premises and equipment, net 1,411 1,413
Right-of-use lease assets 1,058 904
Accrued interest receivable 1,113 1,336
Other assets 1,353 977
Total assets 252,576 235,112
Liabilities:    
Noninterest-bearing demand deposits 76,833 58,312
Savings, NOW and money-market deposits 112,851 110,704
Time deposits 19,825 21,743
Total deposits 209,509 190,759
Federal Home Loan Bank advances 18,000 23,000
Junior subordinated debenture 2,068 2,068
Official checks 36 142
Operating lease liabilities 1,079 923
Other liabilities 561 386
Total liabilities 231,253 217,278
Commitments and contingencies (Notes 8 and 11)  
Stockholders' equity:    
Preferred stock value
Common stock, $.01 par value; 5,000,000 shares authorized, 3,214,497 and 3,203,455 shares issued and outstanding 32 32
Additional paid-in capital 54,304 50,263
Accumulated deficit (32,044) (32,392)
Accumulated other comprehensive loss (969) (69)
Total stockholders' equity 21,323 17,834
Total liabilities and stockholders' equity 252,576 235,112
Designated Series B Preferred Stock [Member]    
Stockholders' equity:    
Preferred stock value