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v3.23.2

Schedule of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | $ 6,353 | $ 3,408 | $ 5,793 | $ 3,075 |
Credit loss expense (income) | 545 |  | 1,311 |  |
Charge-offs | (383) | (226) | (846) | (299) |
Recoveries | 130 | 70 | 169 | 84 |
Ending balance | 6,645 | 4,243 | 6,645 | 4,243 |
Provision for loan losses |  | 991 |  | 1,383 |
Additional allowance recognized due to adoption of Topic 326 |  |  | 218 |  |
Balance January 31, 2023 |  |  | 6,011 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 483,378
Balance in allowance for loan losses |  |  |  |  | 5,793
Residential Portfolio Segment [Member] |  |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | 742 | 575 | 768 | 482 |
Credit loss expense (income) | 141 |  | 82 |  |
Charge-offs |  |  |  |  |
Recoveries |  |  |  |  |
Ending balance | 883 | 514 | 883 | 514 |
Provision for loan losses |  | (61) |  | 32 |
Additional allowance recognized due to adoption of Topic 326 |  |  | 33 |  |
Balance January 31, 2023 |  |  | 801 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 50,354
Balance in allowance for loan losses |  |  |  |  | 768
Multi Family Real Estate [Member] |  |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | 1,077 | 549 | 748 | 535 |
Credit loss expense (income) | (40) |  | (38) |  |
Charge-offs |  |  |  |  |
Recoveries |  |  |  |  |
Ending balance | 1,037 | 619 | 1,037 | 619 |
Provision for loan losses |  | 70 |  | 84 |
Additional allowance recognized due to adoption of Topic 326 |  |  | 327 |  |
Balance January 31, 2023 |  |  | 1,075 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 69,555
Balance in allowance for loan losses |  |  |  |  | 748
Commercial Real Estate Portfolio Segment [Member] |  |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | 3,030 | 1,607 | 3,262 | 1,535 |
Credit loss expense (income) | (228) |  | (93) |  |
Charge-offs |  |  |  |  |
Recoveries |  |  |  |  |
Ending balance | 2,802 | 2,340 | 2,802 | 2,340 |
Provision for loan losses |  | 733 |  | 805 |
Additional allowance recognized due to adoption of Topic 326 |  |  | (367) |  |
Balance January 31, 2023 |  |  | 2,895 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 310,695
Balance in allowance for loan losses |  |  |  |  | 3,262
Construction Loans [Member] |  |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | 533 | 79 | 173 | 32 |
Credit loss expense (income) | 147 |  | 229 |  |
Charge-offs |  |  |  |  |
Recoveries |  |  |  |  |
Ending balance | 680 | 71 | 680 | 71 |
Provision for loan losses |  | (8) |  | 39 |
Additional allowance recognized due to adoption of Topic 326 |  |  | 278 |  |
Balance January 31, 2023 |  |  | 451 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 17,286
Balance in allowance for loan losses |  |  |  |  | 173
Commercial Portfolio Segment [Member] |  |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | 26 | 68 | 277 | 74 |
Credit loss expense (income) | 38 |  | 75 |  |
Charge-offs | (16) | (90) | (42) | (90) |
Recoveries | 87 | 56 | 87 | 56 |
Ending balance | 135 | 67 | 135 | 67 |
Provision for loan losses |  | 33 |  | 27 |
Additional allowance recognized due to adoption of Topic 326 |  |  | (262) |  |
Balance January 31, 2023 |  |  | 15 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 5,165
Balance in allowance for loan losses |  |  |  |  | 277
Consumer Portfolio Segment [Member] |  |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |  |
Beginning balance | 945 | 530 | 565 | 417 |
Credit loss expense (income) | 487 |  | 1,056 |  |
Charge-offs | (367) | (136) | (804) | (209) |
Recoveries | 43 | 14 | 82 | 28 |
Ending balance | $ 1,108 | 632 | 1,108 | 632 |
Provision for loan losses |  | $ 224 |  | $ 396 |
Additional allowance recognized due to adoption of Topic 326 |  |  | 209 |  |
Balance January 31, 2023 |  |  | $ 774 |  |
Recorded investment |  |  |  |  |
Balance in allowance for loan losses |  |  |  |  |
Recorded investment |  |  |  |  | 30,323
Balance in allowance for loan losses |  |  |  |  | $ 565

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