The result before tax for the financial year has been changed to -76,6 million
DKK. The result is not satisfactory. 

Negative share price adjustments of the bank's own security portfolio of DKK
60.9 million. 

Write downs on loans together with the contribution to the first guarantee
scheme for banks in Denmark amount to DKK 76 million. 
Unchanged business volume of approx. DKK 8 billion.
Deposit deficit reduced by DKK 560 million to DKK 680 million.

A solid capital foundation with a strong solvency of 12.4%, a core capital
ratio of 10.2 and an individual capital adequacy of 7.5%. 
Reassuring cash resources with excess capital adequacy compared to the
statutory requirements of 144%. 

Very uncertain market conditions mean that the bank is not able to state the
range of the result for 2009 as a whole. The budget provides for an improvement
in the result before share price adjustments, write downs on customer
receivables and payments to first guarantee scheme for banks in Denmark.