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Expenses by nature (Tables) | 12 Months Ended
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Dec. 31, 2019
Expenses By Nature Tables Abstract |
Expenses by nature |
|  | 2019 |  |  | 2018 |  |  | 2017 |
Personnel expense |  |  | 14,402 |  |  |  | 16,702 |  |  |  | 17,869 |
Marketing |  |  | 9,119 |  |  |  | 8,291 |  |  |  | 5,916 |
Depreciation and amortization |  |  | 8,049 |  |  |  | 6,875 |  |  |  | 3,489 |
Hosting and software licences |  |  | 4,838 |  |  |  | 4,415 |  |  |  | 2,361 |
Credit verification costs |  |  | 2,402 |  |  |  | 1,949 |  |  |  | 1,590 |
Professional services |  |  | 2,099 |  |  |  | 1,281 |  |  |  | 1,389 |
Premises |  |  | 326 |  |  |  | 1,036 |  |  |  | 1,053 |
Insurance and licenses |  |  | 1,201 |  |  |  | 1,091 |  |  |  | 470 |
Others |  |  | 2,236 |  |  |  | 2,204 |  |  |  | 2,374 |
|  |  | 44,672 |  |  |  | 43,844 |  |  |  | 36,511 |

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