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Consolidated Statement of Operations and Comprehensive Loss
shares in Thousands, $ in Thousands, $ in Thousands
 12 Months Ended
Dec. 31, 2020
CAD ($)
$ / shares
shares
Dec. 31, 2019
CAD ($)
$ / shares
shares
Revenue    
Subscription and services $ 19,114 $ 25,311
Interest revenue 25,131 34,494
Total revenue 44,245 59,805
Cost of revenue    
Provision for loan losses, net of recoveries 8,334 18,162
Transaction costs 414 625
Cost of revenue 8,748 18,787
Gross profit 35,497 41,018
Operating expenses    
Technology and development 12,989 14,989
Marketing 4,831 9,412
Customer service and operations 6,185 8,787
General and administration 10,353 11,484
Total operating expenses 34,358 44,672
Income (loss) from operations 1,139 (3,654)
Other expenses (income)    
Credit facility interest expense 6,194 11,316
Debenture and other financing expense 6,170 7,710
Accretion related to debentures and convertible debentures 963 761
Gain on acquisition, net of transaction costs   (13,141)
Revaluation (gains) and losses 2,426 (18)
Other non-operating (income) expenses (1,169) 543
Other expenses (income) 14,584 7,171
Net loss and comprehensive loss $ (13,445) $ (10,825)
Net loss per share    
Basic and fully diluted | $ / shares $ (0.47) $ (0.42)
Weighted average number of basic and fully diluted common shares (in 000’s) | shares 28,873 25,545