<SEC-DOCUMENT>0001140361-19-009272.txt : 20190516
<SEC-HEADER>0001140361-19-009272.hdr.sgml : 20190516
<ACCEPTANCE-DATETIME>20190516161725
ACCESSION NUMBER:		0001140361-19-009272
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20190510
ITEM INFORMATION:		Completion of Acquisition or Disposition of Assets
ITEM INFORMATION:		Material Modifications to Rights of Security Holders
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190516
DATE AS OF CHANGE:		20190516

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Tectonic Financial, Inc.
		CENTRAL INDEX KEY:			0001766526
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				820764846
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38910
		FILM NUMBER:		19832457

	BUSINESS ADDRESS:	
		STREET 1:		16200 DALLAS PARKWAY, SUITE 190
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75248
		BUSINESS PHONE:		972-720-9000

	MAIL ADDRESS:	
		STREET 1:		16200 DALLAS PARKWAY, SUITE 190
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75248

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	T Acquisition, Inc.
		DATE OF NAME CHANGE:	20190131
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k.htm
<DESCRIPTION>8-K
<TEXT>
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      <div style="text-align: center; font-size: 14pt;"><font style="font-family: &quot;Times New Roman&quot;; font-weight: bold;">UNITED STATES</font></div>
      <div style="text-align: center; font-size: 14pt;"><font style="font-family: &quot;Times New Roman&quot;; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
      <div style="text-align: center; font-size: 12pt;"><font style="font-family: &quot;Times New Roman&quot;; font-weight: bold;">Washington, D.C. 20549</font></div>
      <div style="text-align: left; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
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        <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 18pt; font-weight: bold;">FORM 8-K</div>
        <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-weight: 400;"> <br>
        </div>
        <div style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 18pt; font-weight: bold;">
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            text-align: center;"></div>
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      <br>
      <div style="text-align: center; font-size: 10pt;"><font style="font-family: &quot;Times New Roman&quot;; font-weight: bold;">CURRENT REPORT</font></div>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </font><br>
      </div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Pursuant to Section 13 or 15(d) of the</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Securities Exchange Act of 1934</font></div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Date of Report (Date of earliest event reported):&#160; May 16, 2019 (May 10, 2019)</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"> <br>
        </font></div>
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          center;"></div>
      <div style="text-align: left; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
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      <div style="text-align: center; font-size: 24pt;"><font style="font-family: &quot;Times New Roman&quot;; font-weight: bold;">Tectonic Financial, Inc.</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(Exact name of registrant as specified in its charter)</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"> <br>
        </font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"> </font>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align:
          center;"></div>
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              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Texas</font></div>
            </td>
            <td style="width: 34%; vertical-align: top;">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">001-38910</font></div>
            </td>
            <td style="width: 33.33%; vertical-align: top;">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">82-0764846</font></div>
            </td>
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              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(State or other jurisdiction of incorporation)</font></div>
            </td>
            <td style="width: 34%; vertical-align: top;">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(Commission File Number)</font></div>
            </td>
            <td style="width: 33.33%; vertical-align: top;">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(IRS Employer Identification No.)</font></div>
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      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"> <br>
        </font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">16200 Dallas Parkway, Suite 190</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Dallas, Texas&#160; 75248</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(Address of principal executive offices)&#160; (Zip Code)</font></div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(972) 720-9000</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(Registrant&#8217;s telephone number, including area code)</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"> <br>
        </font></div>
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          center;"></div>
      <br>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the
          registrant under any of the following provisions:</font></div>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
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                <td style="width: 27pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">&#160;</font>&#9744;</td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
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                <td style="width: 27pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">&#160;</font>&#9744;</td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
                </td>
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          </div>
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      <div style="text-align: left;">
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                <td style="width: 27pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">&#160;</font>&#9744;</td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div>
                </td>
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                <td style="width: 27pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">&#160;</font>&#9744;</td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this
          chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</font></div>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" id="z629e1dcb5e2044fcbdb13ed16a28f74b">

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            <td style="width: 67%; vertical-align: top;">&#160;</td>
            <td style="width: 25%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Emerging growth company</font></div>
            </td>
            <td style="width: 8%; vertical-align: top;">&#9745;</td>
          </tr>

      </table>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with
          any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#9745;</font></div>
      <div><br>
      </div>
      <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Securities registered pursuant to Section 12(b) of the Act:</font></div>
      <div><br>
      </div>
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            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Title of each class</font></div>
            </td>
            <td style="width: 34%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Trading symbol(s)</font></div>
            </td>
            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Name of each exchange on which registered</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 33%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Series B preferred stock, par value $0.01 per share</font></div>
            </td>
            <td style="width: 34%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">TECTP</font></div>
            </td>
            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">The NASDAQ Stock Market LLC</font></div>
            </td>
          </tr>

      </table>
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        <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"></div>
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          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdfffd33ec5f24197b619b0da14449fcf">

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                <td style="width: 72pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Item 2.01</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Completion of Acquisition or Disposition of Assets</font></div>
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        </div>
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      <div><br>
      </div>
      <div style="background-color: #FFFFFF;">
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 13, 2019, in accordance with the Amended and Restated Agreement and Plan of Merger, dated as of March 28, 2019 (the
            &#8220;Merger Agreement&#8221;), by and between Tectonic Financial, Inc., a Texas corporation (the &#8220;Company&#8221;), and Tectonic Holdings, LLC, a Texas limited liability company (&#8220;Tectonic Holdings&#8221;), the Company completed its acquisition of Tectonic Holdings
            pursuant to the merger of Tectonic Holdings with and into the Company, with the Company continuing as the surviving corporation (the &#8220;Merger&#8221;).</font></div>
        <div><br>
        </div>
      </div>
      <div style="background-color: #FFFFFF;">
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Pursuant to the terms and conditions set forth in the Merger Agreement, each common unit of Tectonic Holdings outstanding
            immediately prior to the effective time of the Merger was converted into one share of the Company&#8217;s common stock, par value $0.01 per share (&#8220;common stock&#8221;), and each option to purchase one Tectonic Holdings common unit was converted into an
            option to purchase one share of the Company&#8217;s common stock.&#160; In addition, each preferred unit of Tectonic Holdings outstanding immediately prior to the effective time of the Merger was converted into one share of the Company&#8217;s 10.0% Series A
            Non-Cumulative Perpetual Preferred Stock, par value $0.01 per share (the &#8220;Series A preferred stock&#8221;), with a liquidation preference of $100 per share.&#160; Immediately after the completion of the Merger, the Company completed a 1-for-2 reverse
            stock split with respect to the outstanding shares of its common stock (the &#8220;Reverse Stock Split&#8221;).</font></div>
        <div><br>
        </div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">The foregoing description of the Merger Agreement does not purport to be complete and is subject to, and qualified in its
            entirety by, the full text of the Merger Agreement, which is attached to this Current Report on Form 8-K as Exhibit 2.1 and is incorporated herein by reference.</font></div>
      </div>
      <div><br>
      </div>
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        <div>
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                <td style="width: 72pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Item 3.03</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Material Modification to Rights of Security Holders.</font></div>
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        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 13, 2019, the Company issued 80,338 shares of its Series A preferred stock in connection with the Merger.&#160; In
          connection with the issuance of the Series A preferred stock, the Company filed with the Secretary of State of the State of Texas a certificate of designation establishing and designating the authorized number of shares of Series A preferred
          stock as 80,338, and setting forth the rights, powers and preferences, and the qualifications, limitations and restrictions thereof, of the Series A preferred stock (the &#8220;Series A Certificate of Designation&#8221;).</font></div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Under the terms of the Series A preferred stock, <font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">the



            ability of the Company to declare or pay any dividends on, make distributions with respect to, or to redeem, purchase or acquire, or make a liquidation payment on its common stock or any preferred stock ranking on parity with or junior to the
            Series A preferred stock, including the Company&#8217;s Series B preferred stock (as defined below), will be subject to restrictions in the event that the Company does not declare and pay dividends on the Series A preferred stock for the most
            recently completed dividend period</font>.&#160; <font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">The terms of the Series A preferred stock are more fully described in the </font>Series A Certificate of Designation<font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">.&#160; </font>A copy of the Series A Certificate of Designation, as corrected, is attached to this Current Report on Form 8-K as Exhibit 3.1 and is incorporated herein by
          reference.</font></div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 14, 2019, the Company <font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">completed the issuance
            and sale of 1,500,000 shares of its </font>9.00% Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred Stock, par value $0.01 per share (the &#8220;Series B preferred stock&#8221;), with a liquidation preference of $10.00 per share, for
          aggregate net proceeds of $13.2 million.&#160; The Series B preferred stock is represented by a global security certificate (the &#8220;Global Certificate&#8221;).</font></div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">In connection with the offering of the Series B preferred stock, the Company filed with the Secretary of State of the State
          of Texas a certificate of designation establishing and designating the authorized number of shares of Series B preferred stock as 1,725,000, and setting forth the rights, powers and preferences, and the qualifications, limitations and
          restrictions thereof (the &#8220;Series B Certificate of Designation&#8221;).&#160; Under the <font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">terms of the Series B preferred stock, the ability of the Company to declare or pay any
            dividends on, make distributions with respect to, or to redeem, purchase or acquire, or make a liquidation payment on its common stock or any preferred stock ranking on parity with or junior to the Series B preferred stock, including the
            Company&#8217;s Series A preferred stock, will be subject to restrictions in the event that the Company does not declare and pay dividends on the Series B preferred stock for the most recently completed dividend period.&#160; The terms of the Series B
            preferred stock are more fully described in the </font>Series B Certificate of Designation<font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">.&#160; </font>A copy of the Series B Certificate of Designation and the form of
          Global Certificate are attached to this Current Report on Form 8-K as Exhibit 3.2 and Exhibit 4.1, respectively, and are incorporated herein by reference.</font></div>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
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        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6c162a4c0c144f5e8e1e94d69c00c814">

              <tr>
                <td style="width: 72pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Item 5.03</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Amendment to Articles of Incorporation or Bylaws; Change in Fiscal Year.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 10, 2019, the Company filed with the Secretary of State of the State of Texas the Series B Certificate of Designation
          for the purpose of establishing and designating the Series B preferred stock, and setting forth the rights, powers and preferences, and the qualifications, limitations and restrictions thereof, of the Series B preferred stock.&#160; A copy of the
          Series B Certificate of Designation is attached to this Current Report on Form 8-K as Exhibit 3.2 and is incorporated herein by reference.</font></div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 13, 2019, the Company filed with the Secretary of State of the State of Texas a Certificate of Merger effecting the
          Merger, which included a Certificate of Amendment to effect the Reverse Stock Split immediately after the effective time of the Merger (the &#8220;Certificate of Amendment&#8221;).&#160; A copy of the Certificate of Amendment is attached to this Current Report on
          Form 8-K as Exhibit 3.3 and is incorporated herein by reference.</font></div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 13, 2019, the Company filed with the Secretary of State of the State of Texas a certificate of correction to the
          Series A Certificate of Designation to correct certain typographical errors.&#160; A copy of the Series A Certificate of Designation, as corrected, is attached to this Current Report on Form 8-K as Exhibit 3.1 and is incorporated herein by reference.</font></div>
      <div><br>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf91223a109e64077978cf0ec67df5045">

              <tr>
                <td style="width: 72pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Item 8.01</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Other Events.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">On May 14, 2019, the Company completed the issuance
            and sale of 1,500,000 shares of its Series B preferred stock, pursuant to an Underwriting Agreement, dated May 10, 2019 (the &#8220;Underwriting Agreement&#8221;), by and among the Company, T Bank, N.A. and Sandler O&#8217;Neill &amp; Partners, L.P., for itself
            and as representative of the several underwriters named on Schedule A thereto (the &#8220;Underwriters&#8221;).&#160; Pursuant to the Underwriting Agreement, the Company has granted the Underwriters a 30-day option to purchase 225,000 additional shares of the
            Series B preferred stock.&#160; The sale of the shares of the Series B preferred stock was made pursuant to the Company&#8217;s Registration Statement on Form S-1, as amended (File No. 333-230949) (the &#8220;Registration Statement&#8221;).&#160; The Series B preferred
            stock is expected to begin trading on the NASDAQ Capital Market within 30 days after the date of initial issuance</font>&#160;<font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">under the symbol &#8220;TECTP.&#8221;</font></font></div>
      <div><br>
      </div>
      <div style="text-align: left;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdbaf5693fd1c452cae4a752fb7da3150">

              <tr>
                <td style="width: 72pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Item 9.01.</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Financial Statements and Exhibits.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: left;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1538642d0d6f4710928eca0409aaae2f">

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                <td style="width: 18pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(a)</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Financial Statements of Businesses Acquired</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Pursuant to General Instruction B.3 of Current Report on Form 8-K, the financial statements of the acquired company, Tectonic
          Holdings, are not required in this Current Report on Form 8-K because &#8220;substantially the same&#8221; financial statements were previously filed in the Registration Statement.</font></div>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <div style="text-align: left;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z86e621395bca4ae9a811876b89665944">

              <tr>
                <td style="width: 18pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(b)</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Pro Forma Financial Information</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Pursuant to General Instruction B.3 of Current Report on Form 8-K, pro forma financial information with respect to the
          acquisition of Tectonic Holdings by the Company is not required in this Current Report on Form 8-K because &#8220;substantially the same&#8221; information was previously filed in the Registration Statement.</font></div>
      <div style="text-align: left; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <div style="text-align: left;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd7a9336cb43f453eaae9126fea1474a1">

              <tr>
                <td style="width: 18pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">(d)</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">Exhibits.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" id="z97de63666f38401d968cd0aeb5aa3c3c">

          <tr>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 13%; vertical-align: top;">
              <div style="text-align: left;"><u><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Exhibit No.</font></font></u></div>
            </td>
            <td style="width: 85%; vertical-align: top;">
              <div style="text-align: left;"><u><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Description</font></font></u></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 13%; vertical-align: top;">
              <div style="text-align: left;"><a href="http://www.sec.gov/Archives/edgar/data/1766526/000114036119007347/s002654x4_ex2-1.htm"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">2.1</font></a></div>
            </td>
            <td style="width: 85%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Amended and Restated Agreement and Plan of Merger by and between the Company (f/k/a T Acquisition, Inc.) and Tectonic Holdings, LLC, dated
                  March 28, 2019 (schedules have been omitted pursuant to Item 601(b)(2) of Regulation S-K.&#160; The Company agrees to furnish supplementally to the U.S. Securities and Exchange Commission (the &#8220;Commission&#8221;) a copy of any omitted schedule upon
                  request)(incorporated by reference to Exhibit 2.1 to the Company&#8217;s Registration Statement on Form S-1 filed with the Commission on April 18, 2019 (File No. 333-230949))</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 13%; vertical-align: top;">
              <div style="text-align: left;"><a href="ex3_1.htm"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">3.1</font></a></div>
            </td>
            <td style="width: 85%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Certificate of Designation of 10.0% Series A Non-Cumulative Perpetual Preferred Stock</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 13%; vertical-align: top;">
              <div style="text-align: left;"><a href="ex3_2.htm"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">3.2</font></a></div>
            </td>
            <td style="width: 85%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Certificate of Designation of 9.00% Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred Stock</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 13%; vertical-align: top;">
              <div style="text-align: left;"><a href="ex3_3.htm"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">3.3</font></a></div>
            </td>
            <td style="width: 85%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Certificate of Amendment to effect Reverse Stock Split</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 13%; vertical-align: top;">
              <div style="text-align: left;"><a href="ex4_1.htm"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">4.1</font></a></div>
            </td>
            <td style="width: 85%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Form of 9.00% Fixed-to-Floating Rate Series B Preferred Stock Certificate</font></div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
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      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">SIGNATURES</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;"> <br>
        </font></div>
      <div style="text-align: justify; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be
          signed on its behalf by the undersigned hereunto duly authorized.</font></div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> <br>
        </font></div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%;" id="zc9e46d0637a04f0297977129fed08a8c">

          <tr>
            <td colspan="1" style="width: 6%; vertical-align: top;">&#160;</td>
            <td style="width: 44%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Date:&#160; May 16, 2019</font></div>
            </td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; font-weight: bold;">TECTONIC FINANCIAL, INC.</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" rowspan="1" style="width: 6%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 44%; vertical-align: top;">&#160;</td>
            <td rowspan="1" colspan="2" style="vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 6%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 44%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">By</font><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">:</font></div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">/s/ Ken Bramlage</font></font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 6%; vertical-align: top;">&#160;</td>
            <td style="width: 44%; vertical-align: top;"><br>
            </td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Name</font><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">:</font></div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Ken Bramlage</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 6%; vertical-align: top;">&#160;</td>
            <td style="width: 44%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Title:</font></div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Executive Vice President and Chief Financial Officer</font></div>
            </td>
          </tr>

      </table>
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<TYPE>EX-3.1
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<DESCRIPTION>EXHIBIT 3.1
<TEXT>
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    <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;">Exhibit 3.1</div>
    <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;">CERTIFICATE OF DESIGNATION</div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SETTING FORTH THE RIGHTS, POWERS AND PREFERENCES, AND</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">THE QUALIFICATIONS, LIMITATIONS AND RESTRICTIONS THEREOF,</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">OF THE</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">10.0% SERIES A NON-CUMULATIVE PERPETUAL PREFERRED STOCK</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">OF</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">TECTONIC FINANCIAL, INC.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the provisions of Section 21.155 and 21.156 of the Texas Business Organizations Code, the undersigned does
        hereby certify that, pursuant to the authority expressly vested in the Board of Directors by the Amended and Restated Certificate of Formation of the Corporation, as may be amended or restated from time to time (the &#8220;<font style="font-size: 10pt;
          font-family: 'Times New Roman', Times, serif;"><u>Certificate of Formation</u></font>&#8221;), of Tectonic Financial, Inc. (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Corporation</u></font>&#8221;), the Board of
        Directors by all necessary action on the part of the Corporation and by unanimous written consent, effective as of April 17, 2019, adopted resolutions (i) establishing and designating a new series of the Corporation&#8217;s previously authorized
        preferred stock, par value $0.01 per share (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Preferred Stock</u></font>&#8221;) and (ii) setting and determining the designations, preferences, limitations and relative
        rights of 80,338 shares of 10.0% Series A Non-Cumulative Perpetual Preferred Stock of the Corporation as follows:</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RESOLVED</font>, that
        pursuant to the provisions of the Certificate of Formation and the bylaws of the Corporation and applicable law, the Board of Directors hereby authorizes and establishes a series of 80,338 shares of Preferred Stock designated as the 10.0% Series A
        Non-Cumulative Perpetual Preferred Stock, par value $0.01 per share, of the Corporation (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Series A Preferred Stock</u></font>&#8221;), and the designations, preferences,
        limitations, and relative rights, including voting rights, of the shares of such series, are specified as follows:</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 1.</font>&#160;&#160;&#160;&#160;&#160; <u></u><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Designation; Number of Shares</u></font>.&#160; The designation of the series of preferred stock, par value $0.01 per share, shall be &#8220;10.0% Series A Non-Cumulative Perpetual
        Preferred Stock&#8221; (the &#8220;Series A Preferred Stock&#8221;).&#160; The number of authorized shares of Series A Preferred Stock shall be 80,338.&#160; That number may from time to time be increased (but not in excess of the total number of authorized shares of
        preferred stock) or decreased (but not below the number of shares of Series A Preferred Stock then outstanding) by further resolution duly adopted by the Board of Directors.&#160; The Corporation may from time to time, without notice to or the consent
        of holders of the Series A Preferred Stock, issue additional shares of Series A Preferred Stock, provided that if the additional shares are not fungible for U.S. federal income tax purposes with the initial shares of such series, the additional
        shares shall be issued under a separate CUSIP number.&#160; The additional shares would form a single series together with all previously issued shares of Series A Preferred Stock.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 2.&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Ranking</u></font>.&#160; The Series A Preferred Stock shall, with respect to the payment of dividends and rights (including to redemption payments) upon liquidation,
        dissolution or winding-up of the affairs of the Corporation, rank:</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">senior and prior to the
        Corporation&#8217;s common stock and any additional class or series of preferred stock which may in the future be issued by the Corporation and is designated in the Certificate of Formation as ranking junior to the Series A Preferred Stock.&#160; Any classes
        or series of the Corporation&#8217;s capital stock which are junior to the Series A Preferred Stock with respect to the payment of dividends and rights (including to redemption payments) upon liquidation, dissolution or winding-up of the affairs of the
        Corporation are hereinafter referred to as &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Junior Stock</u></font>;&#8221;</font></div>
    <div>&#160;</div>
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      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">pari passu</font> with any additional class or series of preferred stock which may in the future be issued by the Corporation and is designated in the Certificate of
        Formation as ranking equal to the Series A Preferred Stock or which does not state it is Junior Stock or Senior Stock.&#160; Any classes or series of the Corporation&#8217;s capital stock which are equal to the Series A Preferred Stock with respect to the
        payment of dividends and rights (including to redemption payments) upon liquidation, dissolution or winding-up of the affairs of the Corporation are hereinafter referred to as &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
          serif;"><u>Parity Stock</u></font>;&#8221;</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">junior to all existing and
        future indebtedness and other liabilities of the Corporation and any additional class or series of preferred stock which may in the future be issued by the Corporation and is designated in the Certificate of Formation as ranking senior to the
        Series A Preferred Stock.&#160; Any classes or series of the Corporation&#8217;s capital stock which are senior to the Series A Preferred Stock with respect to the payment of dividends and rights (including to redemption payments) upon liquidation,
        dissolution or winding-up of the affairs of the Corporation are hereinafter referred to as &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Senior Stock</u></font>.&#8221;</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 3.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividends</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)&#160;&#160; &#160; &#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Rate</u></font>.&#160; Holders of the Series A Preferred Stock shall be entitled to receive, on each share of Series A Preferred Stock held by them, if, as and when declared by the Board of
        Directors, but only out of assets legally available therefor, non-cumulative cash dividends with respect to each Dividend Period occurring from, and including, the original issue date of the Series A Preferred Stock at a rate equal to 10.0% per
        annum on the Liquidation Amount.&#160; When, as, and if declared by the Board of Directors, the Corporation shall pay cash dividends on the Series A Preferred Stock quarterly, in arrears, on January 1, April 1, July 1 and October 1 of each year (each
        such date, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Payment Date</u></font>&#8221;), beginning on July 1, 2019.&#160; In the event that any Dividend Payment Date would otherwise fall on a day that is not a
        Business Day, the dividend payment due on that date will be postponed to the next day that is a Business Day and no additional dividends will accrue as a result of that postponement.&#160; The period from and including any Dividend Payment Date to, but
        excluding, the next Dividend Payment Date is a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Period</u></font>,&#8221; provided that the initial Dividend Period shall be the period from and including the
        Original Issue Date to, but excluding, the next Dividend Payment Date.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dividends that are payable on the Series A Preferred Stock in respect of any Dividend Period shall be computed on the
        basis of a 360-day year consisting of twelve 30-day months.&#160; The amount of dividends payable on the Series A Preferred Stock on any date prior to the end of a Dividend Period, and for the initial Dividend Period, shall be computed on the basis of a
        360-day year consisting of twelve 30-day months, and actual days elapsed over a 30-day month.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dividends that are payable on the Series A Preferred Stock on any Dividend Payment Date will be payable to holders of
        record of shares of Series A Preferred Stock as they appear on the stock register of the Corporation on the applicable record date, which shall be the 15th calendar day immediately preceding such Dividend Payment Date or such other record date
        fixed by the Board of Directors or any duly authorized committee of the Board of Directors that is not more than 60 nor less than 10 days prior to such Dividend Payment Date (each, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman',
          Times, serif;"><u>Dividend Record Date</u></font>&#8221;).&#160; Any such day that is a Dividend Record Date shall be a Dividend Record Date whether or not such day is a Business Day.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Holders of shares of Series A Preferred Stock shall not be entitled to any dividends, whether payable in cash, securities
        or other property, other than dividends (if any) declared and payable on the Series A Preferred Stock as specified in this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3</u></font> (subject to the
        provisions of the Certificate of Formation, the Bylaws and applicable law).</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font> &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Priority of Dividends</u></font>.&#160; No dividend (other than dividends or distributions paid in Junior Stock, or options, warrants or rights to subscribe for or purchase Junior Stock) may be
        declared or paid on any Junior Stock unless dividends have been declared and paid on the Series A Preferred Stock for the then-current Dividend Period; provided, however, that the foregoing dividend preference shall not be cumulative and shall not
        in any way create any claim or right in favor of the holders of shares of Series A Preferred Stock in the event that dividends have not been declared or paid or set apart on the Series A Preferred Stock in respect of any prior Dividend Period.&#160; If
        the full dividend on the Series A Preferred Stock is not paid for any Dividend Period, then the holders of shares of Series A Preferred Stock will have no claim in respect of the unpaid amount so long as no dividend (other than dividends or
        distributions paid in Junior Stock, or options, warrants or rights to subscribe for or purchase Junior Stock) is paid on any Junior Stock for such Dividend Period.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">No full dividends shall be declared or paid on any Parity Stock for any period unless full dividends have been declared
        and paid on the Series A Preferred Stock for the then-current Dividend Period.&#160; When dividends are not paid (or declared and a sum sufficient for payment thereof set aside for the benefit of the holders thereof on the applicable record date) on any
        Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the Dividend Payment Dates, on a dividend payment date falling within a Dividend Period related to such Dividend Payment Date) in full on the Series
        A Preferred Stock and any Parity Stock, all dividends declared on the Series A Preferred Stock and all such Parity Stock and payable on such Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the
        Dividend Payment Dates, on a dividend payment date falling within the Dividend Period related to such Dividend Payment Date) shall be declared pro rata so that the respective amounts of such dividends declared shall bear the same ratio to each
        other as all accrued and unpaid dividends per share on the Series A Preferred Stock and all Parity Stock payable on such Dividend Payment Date (or, in the case of Parity Stock having dividend payment dates different from the Dividend Payment Dates,
        on a dividend payment date falling within the Dividend Period related to such Dividend Payment Date) (subject to their having been declared by the Board of Directors out of legally available funds and including, in the case of any Parity Stock that
        bear cumulative dividends, all accrued but unpaid dividends) bear to each other.&#160; If the Board of Directors determines not to pay any dividend or a full dividend on a Dividend Payment Date, the Corporation will provide written notice to the holders
        of shares of Series A Preferred Stock prior to such Dividend Payment Date.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">No dividends may be declared or paid on the Series A Preferred Stock if at the same time any arrears exist or default
        exists in the payment of dividends on any Senior Stock.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
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    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the foregoing, and not otherwise, such dividends (payable in cash, securities or other property), as may be
        determined by the Board of Directors, may be declared and paid on any securities, including the Corporation&#8217;s common stock and other Junior Stock, from time to time out of any funds legally available for such payment, and holders of shares of
        Series A Preferred Stock shall not be entitled to participate in any such dividends.&#160; The Board of Directors may, in its sole discretion, choose to pay dividends on the Series A Preferred Stock without the payment of any dividends on any Junior
        Stock.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Voluntary or Involuntary Liquidation</u></font>.&#160; In the event of any liquidation, dissolution or winding up of the affairs of the Corporation, whether voluntary or involuntary (each, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation Event</u></font>&#8221;), holders of shares of Series A Preferred Stock:&#160; (i) shall not be entitled to receive the Liquidation Value of the shares of Series A
        Preferred Stock held by them until the liquidation value of all shares of Senior Stock shall have been paid in full; and (ii) shall be entitled to receive for each share of Series A Preferred Stock, out of the assets of the Corporation or proceeds
        thereof (whether capital or surplus) available for distribution to shareholders of the Corporation, subject to the rights of any creditors of the Corporation, before any distribution of such assets or proceeds is made to or set aside for the
        holders of shares of Junior Stock, payment in full in an amount equal to the sum of (A) the Liquidation Amount and (B) the amount of the dividend (whether or not declared) for the then-current Dividend Period accrued to but excluding the date of
        such liquidation payment, but without accumulation of unpaid dividends on the Series A Preferred Stock for prior Dividend Periods (such amounts collectively, the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation

            Preference</u></font>&#8221;).&#160; Notwithstanding the foregoing, holders of shares of Series A Preferred Stock will not be entitled to be paid any amount in respect of a Liquidation Event until holders of any shares of any Senior Stock have been paid
        all amounts to which such shares of Senior Stock are entitled.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Partial Payment</u></font>.&#160; If in any distribution described in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(a)</u></font> above the assets of
        the Corporation or proceeds thereof are not sufficient to pay in full the amounts payable with respect to all outstanding shares of Series A Preferred Stock and the corresponding amounts payable with respect of any shares of any Parity Stock,
        holders of shares of Series A Preferred Stock and the holders of such shares of Parity Stock shall share ratably in any such distribution in proportion to the full respective distributions to which they are entitled.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)&#160;&#160;&#160; &#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>No Residual Distributions</u></font>.&#160; If the Liquidation Preference has been paid in full to all holders of shares of Series A Preferred Stock and the corresponding amounts payable with
        respect of any other Parity Stock as to such distribution has been paid in full, then the holders of other capital stock of the Corporation shall be entitled to receive all remaining assets of the Corporation (or proceeds thereof) according to
        their respective rights and preferences and the holders of shares of Series A Preferred Stock will not be entitled to any further participation in any distribution of assets by the Corporation.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Merger, Consolidation and Sale of Assets Not Liquidation</u></font>.&#160; For purposes of this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4</u></font>,
        the merger or consolidation of the Corporation with any other corporation or other entity, including a merger or consolidation in which the holders of shares of Series A Preferred Stock receive cash, securities or other property for their shares,
        or the sale, lease or exchange (for cash, securities or other property) of all or substantially all of the assets of the Corporation, shall not constitute a Liquidation Event.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)&#160;&#160;&#160; &#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Notice of Liquidation Event</u></font>.&#160; Notice of any Liquidation Event shall be given to each holder of shares of Series A Preferred Stock by first class mail, postage prepaid, addressed
        to the holders at their respective last addresses appearing on the books of the Corporation, which notice shall state the payment date or dates when and the place or places where the amounts distributable in such circumstances shall be payable.&#160;
        Such mailing of such notice shall occur no later than the date on which a Liquidation Event occurs and not less than 30 days prior to any payment date stated therein.&#160; Any notice mailed as provided in this subsection shall be conclusively presumed
        to have been duly given, whether or not the holder receives such notice, but failure duly to give such notice by mail.&#160; Notwithstanding the foregoing, if any shares of Series A Preferred Stock are issued in book-entry form through The Depository
        Trust Corporation or any other similar facility, notice of Liquidation Event may be given to the holders of such shares at such time and in any manner permitted by such facility.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Optional Redemption</u></font>.&#160; The Series A Preferred Stock is not redeemable prior to July 1, 2024.&#160; Subject to the further terms and conditions provided in this Certificate of
        Designation, the Corporation may redeem the Series A Preferred Stock, in whole or in part, at its option, on any Dividend Payment Date on or after July 1, 2024 (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption</u></font>&#8221;),

        subject to the approval of the appropriate federal bank regulatory agency, at the Redemption Price.&#160; Dividends shall not accrue on those shares of Series A Preferred Stock so redeemed on and after the applicable redemption date.&#160; In addition,
        subject to the terms and conditions provided in this Certificate of Designation, the Corporation may redeem the Series A Preferred Stock, in whole but not in part, at its option, for cash, at any time within 90 days following a Regulatory Capital
        Treatment Event, subject to the approval of the appropriate federal bank regulatory agency, at the Redemption Price (a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Regulatory Event Redemption</u></font>&#8221;).</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)&#160;&#160;&#160; &#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption Price</u></font>.&#160; The redemption price per share for any redemption of Series A Preferred Stock, whether a Redemption or Regulatory Event Redemption, shall be equal to the sum of
        (i) the Liquidation Amount and (ii) any accrued and unpaid dividends (without regard to any undeclared dividends) to, but excluding, the date fixed for redemption (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption

            Price</u></font>&#8221;).&#160; The Redemption Price for any shares of Series A Preferred Stock shall be payable on the redemption date to the holder of such shares against surrender of the certificate(s) evidencing such shares to the Corporation or its
        agent.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Notice of Redemption</u></font>.&#160; Notice of every redemption of shares of Series A Preferred Stock shall be given by first class mail, postage prepaid, addressed to the holders of record of
        the shares to be redeemed at their respective last addresses appearing on the books of the Corporation.&#160; Such mailing shall be at least 30 days and not more than 60 days before the date fixed for redemption.&#160; Any notice mailed as provided in this
        subsection shall be conclusively presumed to have been duly given, whether or not the holder receives such notice, but failure duly to give such notice by mail, or any defect in such notice or in the mailing thereof, to any holder of shares of
        Series A Preferred Stock designated for redemption shall not affect the validity of the proceedings for the redemption of any other shares of Series A Preferred Stock.&#160; Notwithstanding the foregoing, if any shares of Series A Preferred Stock are
        issued in book-entry form through The Depository Trust Corporation or any other similar facility, notice of redemption may be given to the holders of such shares at such time and in any manner permitted by such facility.&#160; Each notice of redemption
        given to a holder shall state:&#160; (i) the redemption date; (ii) the number of shares of Series A Preferred Stock to be redeemed and, if less than all the shares held by such holder are to be redeemed, the number of such shares to be redeemed from
        such holder; (iii) the Redemption Price; and (iv) the place or places where the certificate(s) evidencing such shares are to be surrendered to the Corporation or its agent for payment of the Redemption Price.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Partial Redemption</u></font>.&#160; In the case of any redemption of part of the shares of Series A Preferred Stock at the time outstanding, the shares to be redeemed shall be selected either
        pro rata or in such other manner as the Board of Directors may determine to be fair and equitable.&#160; Subject to the provisions of this Certificate of Designation, the Board of Directors shall have full power and authority to prescribe the terms and
        conditions upon which the Series A Preferred Stock shall be redeemed from time to time.&#160; If fewer than all the shares represented by any certificate are redeemed, a new certificate shall be issued representing the unredeemed shares without charge
        to the holder thereof.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)&#160; &#160;&#160; &#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Effectiveness of Redemption</u></font>.&#160; If notice of redemption of any shares of Series A Preferred Stock has been given by the Corporation and if the funds necessary for such redemption
        have been set aside by the Corporation in trust for the benefit of the holders of the shares of Series A Preferred Stock to be redeemed, then from and after the redemption date such shares of Series A Preferred Stock shall no longer be outstanding
        for any purpose, all dividends declared with respect to such shares of Series A Preferred Stock shall cease to accrue from the redemption date and all rights of the holders of such shares shall terminate, except the right to receive the Redemption
        Price, without interest.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font>&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Status of Shares</u></font>.&#160; Any shares of Series A Preferred Stock that are redeemed, repurchased or otherwise acquired by the Corporation and subsequently canceled by the Board of
        Directors shall revert to authorized but unissued shares of Corporation preferred stock undesignated as to series (provided that any such cancelled shares of Series A Preferred Stock may be reissued only as shares of any series of Preferred Stock
        other than Series A Preferred Stock).</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>No Sinking Fund</u></font>.&#160; The Series A Preferred Stock will not be subject to any mandatory redemption, sinking fund or other similar provisions.&#160; Holders of shares of Series A Preferred
        Stock will have no right to require redemption or repurchase of any shares of Series A Preferred Stock.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 6.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Voting Rights</u></font>.</font></div>
    <div>&#160;</div>
    <font style="font-size: 10pt;"> </font>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(a)</font>&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Except as otherwise
        expressly provided in this Certificate of Designation or as required by applicable law, the holder of each authorized, issued and outstanding share of Series A Preferred Stock shall have no voting power, either individually or as a class, on any
        matter whatsoever.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(b)</font> &#160;&#160; &#160; <font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">So long as any share of Series A Preferred Stock remains outstanding, the vote or consent of the holders of at least 66 2/3% of the outstanding shares of Series A Preferred
          Stock, voting together as a single class, given in person or by proxy, either in writing without a meeting or by vote at any meeting called for the purpose, shall be necessary for effecting or validating:</font></font></div>
    <div>&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; text-indent: 27pt;"><font style="font-size: 14pt; font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt;">(i)</font></font> &#160;&#160; &#160; &#160; <font style="font-size: 14pt;
        font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">any amendment or alteration of the Certificate of Formation to authorize or create or increase the
          authorized amount of, or any issuance of, any shares of, or any securities convertible into or exchangeable or exercisable for shares of, any class or series of capital stock of the Corporation ranking senior to with respect to either or both the
          payment of dividends and/or the distribution of assets on any liquidation, dissolution or winding up of the Corporation; <br>
        </font></font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
        </font></font></div>
    <div style="text-align: justify; margin-left: 36pt; text-indent: 27pt;"><font style="font-size: 14pt; font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt;">(ii)</font></font>&#160;&#160; &#160; <font style="font-size: 14pt;
        font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">any amendment, alteration or repeal of any provision of the Certificate of Formation (including, unless no
          vote on such merger or consolidation is required by </font><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;"><u>Section 6(b)(iii)</u></font><font style="font-size: 10pt; font-family: &quot;Times New
          Roman&quot;,Times,serif;"> below, any amendment, alteration or repeal by means of a merger, consolidation or otherwise) so as to adversely affect the rights, powers or preferences associated with the Series A Preferred Stock; or</font></font></div>
    <div>&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; text-indent: 27pt;"><font style="font-size: 14pt; font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt;">(iii)</font>&#160;&#160;&#160; </font><font style="font-size: 14pt;
        font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">any consummation of a binding share exchange or reclassification involving the Series A Preferred Stock, or
          of a merger or consolidation of the Corporation with another corporation or other entity, unless in each case (A) the shares of Series A Preferred Stock remain outstanding or, in the case of any such merger or consolidation with respect to which
          the Corporation is not the surviving or resulting entity, are converted into or exchanged for preference securities of the surviving or resulting entity or its ultimate parent, and (B) such shares remaining outstanding or such preference
          securities, as the case may be, have such rights, powers and preferences, and the qualifications, limitations and restrictions thereof, taken as a whole, are not materially less favorable to the holders thereof than the rights, powers and
          preferences, and the qualifications, limitations and restrictions thereof, of the Series A Preferred Stock immediately prior to such consummation, taken as a whole;</font></font></div>
    <div>&#160;</div>
    <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">provided, however, that for all purposes of this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section
            6(b)</u></font>, any increase in the amount of the authorized preferred stock of the Corporation or the creation and issuance, or an increase in the authorized or issued amount, whether pursuant to preemptive or similar rights or otherwise, of
        any other class or series of preferred stock, or any securities convertible into or exchangeable or exercisable for any other class or series of preferred stock, ranking equally with and/or junior to the Series A Preferred Stock with respect to the
        payment of dividends (whether such dividends are cumulative or non-cumulative) and the distribution of assets upon liquidation, dissolution or winding up of the Corporation will not be deemed to adversely affect the rights, powers or preferences
        of, and shall not require the affirmative vote or consent of, the holders of outstanding shares of Series A Preferred Stock.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In the event that the holders of at least 66 2/3% of the outstanding shares of Series A Preferred Stock agree to allow the
        Corporation to alter or change the rights, powers or preferences of the Series A Preferred Stock pursuant to applicable law, no such change shall be effective to the extent that, by its terms, such change applies to less than all of the shares of
        Series A Preferred Stock then outstanding.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(c)</font>&#160;&#160;&#160; &#160;&#160; <font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Changes after Provision for Redemption</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">.&#160; No vote or consent of the holders of the
          Series A Preferred Stock shall be required pursuant to </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6(b)</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">
          above if, at or prior to the time when any such vote or consent would otherwise be required pursuant to such Section, all outstanding shares of Series A Preferred Stock shall have been redeemed, or shall have been called for redemption upon
          proper notice and sufficient funds shall have been deposited in trust for such redemption, in each case pursuant to </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> above.</font></font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt;">(d)</font>&#160; &#160;&#160; </font><font style="font-size: 14pt; font-family: 'Times New Roman', Times,
        serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Procedures for Voting and Consents</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">.&#160; The rules and procedures for
          calling and conducting any meeting of the holders of the Series A Preferred Stock (including, without limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies at such a meeting, the obtaining of
          written consents and any other aspect or matter with regard to such a meeting or such consents shall be governed by any rules that the Board of Directors, in its sole discretion, may adopt from time to time, which rules and procedures shall
          conform to the requirements of the Certificate of Formation, the Bylaws and applicable law.</font></font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 7.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>No Conversion Rights; No Preemptive Rights; Other Rights</u></font>.&#160; Holders of shares of Series A Preferred Stock shall have no right to exchange or convert such shares
        into any other securities or any rights of preemption whatsoever as to any securities of the Corporation, or any warrants, rights or options issued or granted with respect thereto, regardless of how such securities, or such warrants, rights or
        options, may be designated, issued or granted.&#160; The Series A Preferred Stock shall not have any rights, voting or other powers, preferences or relative, participating, optional or other special rights, or qualifications, limitations or restrictions
        thereof, other than as set forth in this Certificate of Designation or in the Certificate of Formation or as provided by applicable law.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 8.&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Definitions</u></font>.&#160; As used in this Certificate of Designation, the following terms shall have the following respective meanings.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)&#160;&#160;&#160;&#160; &#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Board of Directors</u></font>&#8221; means the board of directors of the Corporation or any committee thereof duly authorized to act on behalf of such board of directors.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font> &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Business Day</u></font>&#8221; means any day except Saturday, Sunday and any day on which banking institutions in the State of Texas generally are authorized or required by law or other
        governmental actions to close.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Bylaws</u></font>&#8221; means the Amended and Restated Bylaws of the Corporation, as may be amended from time to time.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Certificate of Designation</u></font>&#8221; has the meaning set forth in the Preamble.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font>&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Certificate of Formation</u></font>&#8221; has the meaning set forth in the Preamble.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font> &#160;&#160; &#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Corporation</u></font>&#8221; has the meaning set forth in the Preamble.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Payment Date</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font>&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Period</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Record Date</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Junior Stock</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation Amount</u></font>&#8221; means $100.00 per share of Series A Preferred Stock, subject to adjustment in the event of a stock split, stock dividend or similar event applicable to the
        Series A Preferred Stock.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(l)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation Event</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(m)</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation Preference</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(n)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Optional Redemption</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5(a)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(o)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Original Issue Date</u></font>&#8221; means the date on which shares of the Series A Preferred Stock are first issued.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(p)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Parity Stock</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2(b)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(q)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption Price</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5(c)</u></font>.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(r)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Regulatory Capital Treatment Event</u></font>&#8221; shall mean a good faith determination by the Corporation that, as a result of any (i) amendment to, clarification of, or change in, the laws or
        regulations of the United States (including, for the avoidance of doubt, any agency or instrumentality of the United States, including the Board of Governors of the Federal Reserve System and other federal bank regulatory agencies) or any political
        subdivision of or in the United States that is enacted or becomes effective after the initial issuance of the Series A Preferred Stock; (ii) proposed change in those laws or regulations that is announced or becomes effective after the initial
        issuance of the Series A Preferred Stock; or (iii) official administrative decision or judicial decision or administrative action or other official pronouncement interpreting or applying those laws or regulations that is announced or becomes
        effective after the initial issuance of the Series A Preferred Stock, there is more than an insubstantial risk that the Corporation shall not be entitled to treat the full liquidation value of the Series A Preferred Stock then outstanding as &#8220;Tier
        1 Capital&#8221; (or its equivalent) for purposes of the capital adequacy laws or regulations of the Board of Governors of the Federal Reserve System (or, as and if applicable, the capital adequacy laws or regulations of any successor appropriate federal
        bank regulatory agency), as then in effect and applicable, for as long as any share of Series A Preferred Stock is outstanding</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(s)</font>&#160;&#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Senior Stock</u></font>&#8221; has the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2(c).</u></font></font></div>
    <div>&#160;</div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">[Signature Page Follows]</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
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    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">IN WITNESS WHEREOF, the Corporation has caused this Certificate of Designation to be signed in its name and on its behalf
        by its President and Chief Executive Officer and attested to by its Executive Vice President on this 30th day of April, 2019.</font></div>
    <div>&#160;</div>
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          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td colspan="2" style="vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">TECTONIC FINANCIAL, INC.</font></div>
          </td>
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        <tr>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td style="width: 47%; vertical-align: top;">&#160;</td>
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          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:</font></div>
          </td>
          <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">/s/ Patrick Howard</font></font></div>
          </td>
        </tr>
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          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td style="width: 47%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Patrick Howard,</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td style="width: 47%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">President and Chief Executive Officer</font></div>
          </td>
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          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ATTEST:</font></div>
          </td>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 50%; vertical-align: top;">&#160;</td>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 50%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">/s/ D. Craig Barnes</font></font></div>
          </td>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">D. Craig Barnes,</font></div>
          </td>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive Vice President</font></div>
          </td>
          <td style="width: 50%; vertical-align: top;">&#160;</td>
        </tr>

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<DOCUMENT>
<TYPE>EX-3.2
<SEQUENCE>3
<FILENAME>ex3_2.htm
<DESCRIPTION>EXHIBIT 3.2
<TEXT>
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      <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;"> Exhibit 3.2<br>
      </div>
      <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CERTIFICATE OF DESIGNATION</div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SETTING FORTH THE RIGHTS, POWERS AND PREFERENCES, AND</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">THE QUALIFICATIONS, LIMITATIONS AND RESTRICTIONS THEREOF,</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">OF THE</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">9.00% FIXED-TO-FLOATING RATE SERIES B</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NON-CUMULATIVE PERPETUAL PREFERRED STOCK</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">OF</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">TECTONIC FINANCIAL, INC.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the provisions of Section 21.155 and 21.156 of the Texas Business Organizations Code, the undersigned does
          hereby certify that, pursuant to the authority expressly vested in the Board of Directors by the Amended and Restated Certificate of Formation of the Corporation, as may be amended or restated from time to time (the &#8220;<font style="font-size: 10pt;
            font-family: 'Times New Roman', Times, serif;"><u>Certificate of Formation</u></font>&#8221;), of Tectonic Financial, Inc. (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Corporation</u></font>&#8221;), an authorized
          committee of the Board of Directors by all necessary action on the part of the Corporation and at a meeting held on May 10, 2019 adopted resolutions (i) establishing and designating a new series of the Corporation&#8217;s previously authorized
          preferred stock, par value $0.01 per share (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Preferred Stock</u></font>&#8221;) and (ii) setting and determining the designations, preferences, limitations and relative
          rights of 1,725,000 shares of 9.00% Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred Stock of the Corporation as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RESOLVED</font>, that
          pursuant to the provisions of the Certificate of Formation and the bylaws of the Corporation and applicable law, the Board of Directors hereby authorizes and establishes a series of 1,725,000 shares of Preferred Stock designated as the 9.00%
          Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred Stock, par value $0.01 per share, of the Corporation, and the designations, preferences, limitations, and relative rights, including voting rights, of the shares of such series,
          are specified as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 1.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Designation and Ranking</u></font>.&#160; The designation of the series of preferred stock, par value $0.01 per share, shall be &#8220;9.00% Fixed-to-Floating Rate Series B
          Non-Cumulative Perpetual Preferred Stock&#8221; (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Series B Preferred Stock</u></font>&#8221;).&#160; With respect to payment of dividends and rights (including redemption rights)
          upon the Corporation&#8217;s liquidation, dissolution or winding up, the Series B Preferred Stock shall rank (a) senior and prior to the Corporation&#8217;s common stock and any other class or series of preferred stock that by its terms is designated as
          ranking junior to the Series B Preferred Stock, (b) <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">pari passu</font> with all existing and future class or series of preferred stock that by its
          terms is designated as ranking equal to the Series B Preferred Stock or does not state it is junior or senior to the Series B Preferred Stock including, without limitation, the Corporation&#8217;s 10.0% Series A Non-Cumulative Perpetual Preferred
          Stock, and (C) junior to all existing and future indebtedness and other liabilities of the Corporation and any class or series of preferred stock that by its terms is designated as ranking senior to the Series B Preferred Stock (subject to any
          requisite consents prior to issuance).</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Number of Shares</u></font>.&#160; The number of authorized shares of Series B Preferred Stock shall be 1,725,000.&#160; That number from time to time may be increased (but not in
          excess of the total number of authorized shares of preferred stock) or decreased (but not below the number of shares of Series B Preferred Stock then outstanding) by further resolution duly adopted by the Board of Directors.&#160; The Corporation may
          from time to time, without notice to or the consent of holders of the Series B Preferred Stock, issue additional shares of Series B Preferred Stock, provided that if the additional shares are not fungible for U.S. federal income tax purposes with
          the initial shares of such series, the additional shares shall be issued under a separate CUSIP number.&#160; The additional shares would form a single series together with all previously issued shares of Series B Preferred Stock. Shares of
          outstanding Series B Preferred Stock that are purchased or otherwise acquired by the Corporation shall be cancelled and shall revert to authorized but unissued shares of Corporation preferred stock undesignated as to series.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 3.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Definitions</u></font>.&#160; As used in this Certificate of Designation with respect to Series B Preferred Stock:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160; &#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Adjustments</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3(dd)(ii)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160; &#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Alternative Rate</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3(dd)(i)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160; &#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Board of Directors</u></font>&#8221; shall mean the board of directors of the Corporation or any committee thereof duly authorized to act on behalf of such board of directors.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Business Day</u></font>&#8221; shall mean (i) with respect to the Fixed Rate Period, any weekday in New York, New York that is not a day on which banking institutions in such
          city are authorized or required by law, regulation, or executive order to be closed and (ii) with respect to the Floating Rate Period, any weekday in New York, New York that is not a day on which banking institutions in such city are authorized
          or required by law, regulation, or executive order to be closed, and additionally, is a London Banking Day.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bylaws</u></font>&#8221; shall mean the Amended and Restated Bylaws of the Corporation, as may be amended or restated from time to time.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Calculation Agent</u></font>&#8221; shall mean the calculation agent for the Series B Preferred Stock appointed by the Corporation prior to the commencement of the Floating
          Rate Period, and its successors and assigns or any other calculation agent appointed by the Corporation.&#160; The Corporation may at its sole discretion appoint itself or an affiliate as such calculation agent.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160; &#160;&#160; &#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Certificate of Designation</u></font>&#8221; shall have the meaning set forth in the Preamble.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Certificate of Formation</u></font>&#8221; shall have the meaning set forth in the Preamble.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160; &#160;&#160; &#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Corporation</u></font>&#8221; shall have the meaning set forth in the Preamble.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font>&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Determination Date</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(g)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Payment Dates</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(b)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(l)</font>&#160; &#160; &#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Period</u></font>&#8221; shall mean the period from, and including, each Dividend Payment Date to, but excluding, the next succeeding Dividend Payment Date, except for
          the initial Dividend Period, which shall be the period from, and including, the original issue date to, but excluding, the next succeeding Dividend Payment Date.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(m)</font>&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Fixed Rate Period</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(a)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(n)</font>&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Floating Rate Period</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(a)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(o)</font>&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Independent Financial Advisor</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section
              3(dd)(iii)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(p)</font>&#160;&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Junior Stock</u></font>&#8221; shall mean the Corporation&#8217;s common stock and any other class or series of the Corporation&#8217;s capital stock over which the Series B Preferred Stock has preference
          or priority in the payment of dividends and rights (including redemption payments) upon liquidation, dissolution or winding up of the Corporation.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(q)</font>&#160;&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>LIBOR Event</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3(dd)(i)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(r)</font>&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation Preference</u></font>&#8221; shall mean $10.00 per share of Series B Preferred Stock.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(s)</font>&#160;&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>London Banking Day</u></font>&#8221; shall mean any day on which commercial banks are open dealing in deposits in U.S. dollars in the London interbank market.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(t)</font>&#160;&#160;&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Nonpayment</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 7(b)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(u)</font>&#160;&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Optional Redemption</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6(a)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(v)</font>&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Parity Stock</u></font>&#8221; shall mean any class or series of the Corporation&#8217;s capital stock that ranks on a par with the Series B Preferred Stock in the payment of dividends and rights
          (including redemption payments) upon liquidation, dissolution or winding up of the Corporation, including, without limitation, the Series A Preferred Stock.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(w)</font>&#160; &#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Preferred Stock Directors</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 7(b)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(x)</font>&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption Price</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6(c)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(y)</font>&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Regulatory Capital Treatment Event</u></font>&#8221; shall mean a good faith determination by the Corporation that, as a result of any (i) amendment to, clarification of, or change in, the laws
          or regulations of the United States (including, for the avoidance of doubt, any agency or instrumentality of the United States, including the Board of Governors of the Federal Reserve System and other federal bank regulatory agencies) or any
          political subdivision of or in the United States that is enacted or becomes effective after the initial issuance of the Series B Preferred Stock; (ii) proposed change in those laws or regulations that is announced or becomes effective after the
          initial issuance of the Series B Preferred Stock; or (iii) official administrative decision or judicial decision or administrative action or other official pronouncement interpreting or applying those laws or regulations that is announced or
          becomes effective after the initial issuance of the Series B Preferred Stock, there is more than an insubstantial risk that the Corporation shall not be entitled to treat the full liquidation value of the Series B Preferred Stock then outstanding
          as &#8220;Tier 1 Capital&#8221; (or its equivalent) for purposes of the capital adequacy laws or regulations of the Board of Governors of the Federal Reserve System (or, as and if applicable, the capital adequacy laws or regulations of any successor
          appropriate federal bank regulatory agency), as then in effect and applicable, for as long as any share of Series B Preferred Stock is outstanding.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(z)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Regulatory Event Redemption</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6(b)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(aa)</font>&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Series A Preferred Stock</u></font>&#8221; shall mean the Corporation&#8217;s 10.0% Series A Non-Cumulative Perpetual Preferred Stock.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(bb)</font>&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Series B Preferred Stock</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(cc)</font>&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Spread</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4(a)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(dd)</font>&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Three-month LIBOR</u></font>&#8221; shall mean the London interbank offered rate for deposits in U.S. dollars for a three-month period, as that rate is displayed on Bloomberg on page &#8220;BBAM1&#8221; (or
          any successor or replacement page) at approximately 11:00 a.m., London time, on the relevant Dividend Determination Date.&#160; In the event that Three-month LIBOR is less than zero, three-month LIBOR shall be deemed to be zero.&#160; If no offered rate is
          displayed on Bloomberg on page &#8220;BBAM1&#8221; (or any successor or replacement page) on the relevant Dividend Determination Date at approximately 11:00 a.m., London time, then the Calculation Agent, in consultation with the Corporation, shall select
          four major banks in the London interbank market and shall request each of their principal London offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are offered by it to prime
          banks in the London interbank market, on that date and at that time.&#160; If at least two quotations are provided, Three-month LIBOR shall be the arithmetic average (rounded upward if necessary to the nearest .00001 of 1%) of the quotations
          provided.&#160; Otherwise, the Calculation Agent in consultation with the Corporation shall select three major banks in New York City and shall request each of them to provide a quotation of the rate offered by it at approximately 11:00 a.m., New York
          City time, on the Dividend Determination Date for loans in U.S. dollars to leading European banks for a three-month period for the applicable Dividend Period in an amount of at least $1,000,000.&#160; If three quotations are provided, Three-month
          LIBOR shall be the arithmetic average (rounded upward if necessary to the nearest .00001 of 1%) of the quotations provided.&#160; Otherwise, if a LIBOR Event (as defined below) has not occurred, Three-month LIBOR for the next Dividend Period shall be
          equal to Three-month LIBOR in effect for the then-current Dividend Period or, in the case of the first Dividend Period in the Floating Rate Period, the most recent rate on which Three-month LIBOR could have been determined in accordance with the
          first sentence of this Section had the dividend rate been a floating rate during the Fixed Rate Period.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notwithstanding the foregoing:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">if the
          Corporation, in its sole discretion, determines on the relevant Dividend Determination Date that the Three-month LIBOR base rate has been discontinued or is no longer viewed as an acceptable benchmark for securities like the Series B Preferred
          Stock (a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>LIBOR Event</u></font>&#8221;), then the Calculation Agent shall use, as directed by the Corporation, a substitute or successor base rate (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Alternative Rate</u></font>&#8221;) that it has determined in consultation with the Corporation is most comparable to the LIBOR base rate, provided that if the Corporation
          determines that there is an industry-accepted substitute or successor base rate, then the Corporation shall instruct the Calculation Agent shall use such substitute or successor base rate;</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">if the
          Corporation has determined a substitute or successor base rate in accordance with the foregoing, the Corporation will instruct the Calculation Agent on what business day convention to use, the definition of business day, the Dividend
          Determination Date to be used and any other relevant methodology for calculating such substitute or successor base rate, including any adjustment factor needed to make such substitute or successor base rate comparable to the LIBOR base rate, or
          any adjustment to the applicable spread thereon, in a manner that is consistent with industry-accepted practices for such substitute or successor base rate (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Adjustments</u></font>&#8221;);
          and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font>&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">if the
          Corporation determines that there is no alternative reference rate selected by the central bank, reserve bank, monetary authority or any similar institution (including any committee or working group thereof) that is consistent with market
          practice regarding a substitute for Three-month LIBOR, the Corporation may, in its sole discretion, appoint an independent financial advisor (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Independent
              Financial Advisor</u></font>&#8221;) to determine an appropriate Alternative Rate and any Adjustments, and the decision of the Independent Financial Advisor shall be binding on the Corporation, the Calculation Agent and the holders of the Series B
          Preferred Stock.&#160; If a LIBOR Event has occurred, but for any reason an Alternative Rate has not been determined or the Corporation determines, in its sole discretion, that there is no such market practice for the use of such Alternative Rate
          (and, in each case, an Independent Financial Advisor has not determined an appropriate Alternative Rate and Adjustments or an Independent Financial Advisor has not been appointed), Three-month LIBOR for the next Dividend Period to which the
          determination date relates shall be Three-month LIBOR as in effect for the then-current Dividend Period; provided that if this sentence is applicable with respect to the first Dividend Period in the Floating Rate Period, the interest rate,
          business day convention and manner of calculating interest applicable during the Fixed Rate Period shall remain in effect during the Floating Rate Period.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ee)</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Voting Parity Stock</u></font>&#8221; shall have the meaning set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 7(b)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividends</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">From and after the
          original issue date, holders of the Series B Preferred Stock shall be entitled to receive, only when, as, and if declared by the Board of Directors, out of assets legally available under applicable law for payment, non-cumulative cash dividends
          based on the Liquidation Preference, and no more, at a rate equal to (i) 9.00% per annum, for each quarterly Dividend Period occurring from, and including, the original issue date of the Series B Preferred Stock to, but excluding, May 15, 2024
          (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Fixed Rate Period</u></font>&#8221;), and (ii) thereafter, Three-month LIBOR plus a spread of 672.0 basis points per annum (the &#8220;<font style="font-size: 10pt;
            font-family: 'Times New Roman', Times, serif;"><u>Spread</u></font>&#8221;), for each quarterly Dividend Period beginning May 15, 2024 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Floating Rate Period</u></font>&#8221;).</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">When, as, and if
          declared by the Board of Directors, the Corporation shall pay cash dividends on the Series B Preferred Stock quarterly, in arrears, on February 15, May 15, August 15 and November 15 of each year (each such date, a &#8220;<font style="font-size: 10pt;
            font-family: 'Times New Roman', Times, serif;"><u>Dividend Payment Date</u></font>&#8221;), beginning on August 15, 2019.&#160; The Corporation shall pay cash dividends to the holders of record of shares of Series B Preferred Stock as such holders appear
          on the Corporation&#8217;s stock register on the applicable record date, which shall be the 15th calendar day before that Dividend Payment Date or such other record date fixed by the Board of Directors that is not more than 60 nor less than 10 days
          prior to such Dividend Payment Date.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If any Dividend Payment
          Date on or prior to May 15, 2024 is a day that is not a Business Day, then the dividend with respect to that Dividend Payment Date shall instead be paid on the immediately succeeding Business Day, without interest or other payment in respect of
          such delayed payment.&#160; If any Dividend Payment Date after May 15, 2024 is a day that is not a Business Day, then the Dividend Payment Date shall be the immediately succeeding Business Day, unless such day falls in the next calendar month, in
          which case the Dividend Payment Date shall instead be the immediately preceding day that is a Business Day, and dividends shall accrue to the Dividend Payment Date as so adjusted.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Corporation shall
          calculate dividends on the Series B Preferred Stock for the Fixed Rate Period on the basis of a 360-day year of twelve 30-day months.&#160; The Corporation shall calculate dividends on the Series B Preferred Stock for the Floating Rate Period on the
          basis of the actual number of days in a Dividend Period and a 360-day year.&#160; Dollar amounts resulting from such calculation shall be rounded to the nearest cent, with one-half cent being rounded upward.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dividends on the Series
          B Preferred Stock shall not be cumulative or mandatory.&#160; If the Board of Directors does not declare a dividend on the Series B Preferred Stock or if the Board of Directors authorizes and the Corporation declares less than a full dividend in
          respect of any Dividend Period, the holders of the Series B Preferred Stock shall have no right to receive any dividend or a full dividend, as the case may be, for the Dividend Period, and the Corporation shall have no obligation to pay a
          dividend or to pay full dividends for that Dividend Period at any time, whether or not dividends on the Series B Preferred Stock or any other class or series of the Corporation&#8217;s common stock or preferred stock are declared for any future
          Dividend Period.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dividends on the Series
          B Preferred Stock shall accrue from the dividend declaration date of the Series B Preferred Stock at the then-applicable dividend rate on the Liquidation Preference amount of $10.00 per share.&#160; If the Corporation issues additional shares of
          Series B Preferred Stock, dividends on those additional shares shall accrue from the dividend declaration date of those additional shares at the then-applicable dividend rate.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The dividend rate for
          each Dividend Period in the Floating Rate Period shall be determined by the Calculation Agent using Three-month LIBOR as in effect on the second London Banking Day prior to the beginning of the Dividend Period, which date shall be the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Dividend Determination Date</u></font>&#8221; for the relevant Dividend Period.&#160; The Calculation Agent then shall add Three-month LIBOR as determined on the Dividend
          Determination Date and the applicable Spread.&#160; Once the dividend rate for the Series B Preferred Stock is determined, the Calculation Agent shall deliver that information to the Corporation and the transfer agent for the Corporation.&#160; Absent
          manifest error, the Calculation Agent&#8217;s determination of the dividend rate for a Dividend Period for the Series B Preferred Stock shall be final.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(h)</font>&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">While
          any share of Series B Preferred Stock remains outstanding, unless the full dividends for the most recently completed Dividend Period on all outstanding shares of Series B Preferred Stock have been declared and paid in full or declared and a sum
          sufficient for the payment of those dividends has been set aside:</font></div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;"> <br>
        </font></div>
      <div style="text-align: justify; margin-left: 36pt; text-indent: 36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(i)</font>&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: &quot;Times New
          Roman&quot;,Times,serif;">no dividend shall be declared and paid or set aside for payment and no distribution shall be declared and made or set aside for payment on any Junior Stock (other than a dividend payable solely in shares of Junior Stock
          or any dividend in connection with the implementation of a shareholder rights plan or the redemption or repurchase of any rights under such a plan, including with respect to any successor shareholder rights plan);</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font>&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">no
          shares of Junior Stock shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation, directly or indirectly (other than as a result of a reclassification of Junior Stock for or into other Junior Stock, or the exchange
          for or conversion into Junior Stock, through the use of the proceeds of a substantially contemporaneous sale of other shares of Junior Stock or pursuant to a contractually binding requirement to buy Junior Stock pursuant to a binding stock
          repurchase plan existing prior to the most recently completed Dividend Period), nor shall any monies be paid to or made available for a sinking fund for the redemption of any such securities by the Corporation; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font>&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">no
          shares of Parity Stock shall be repurchased, redeemed or otherwise acquired for consideration by the Corporation (other than (A) pursuant to pro rata offers to purchase all, or a pro rata portion, of the Series B Preferred Stock and such Parity
          Stock, (B) through the use of the proceeds of a substantially contemporaneous sale of other shares of Parity Stock or Junior Stock, (C) as a result of a reclassification of Parity Stock for or into other Parity Stock, or (D) by conversion into or
          exchange for Junior Stock).</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The foregoing limitations in clauses (i), (ii) and (iii) above shall not apply to purchases or acquisitions of the
          Corporation&#8217;s Junior Stock pursuant to any employee or director incentive or benefit plan or arrangement (including any of the Corporation&#8217;s employment, severance, or consulting agreements) of the Corporation or of any of the Corporation&#8217;s
          subsidiaries heretofore or hereafter adopted and conversions into or exchanges for other Junior Stock and cash solely in lieu of fractional shares of the Junior Stock.&#160; For the avoidance of doubt, so long as the Corporation has authorized,
          declared and paid, or set aside for payment, full dividends on the Series B Preferred Stock for the then current Dividend Period, the Corporation may declare or pay dividends with respect to, or redeem, purchase or acquire any of, its Junior
          Stock.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Except as provided in
          this Certificate of Designation, while any share of Series B Preferred Stock remains outstanding, the Corporation shall not declare, pay, or set aside for payment full dividends on any Parity Stock unless the Corporation has paid in full, or set
          aside payment in full, in respect of all declared and unpaid dividends (without regard to any undeclared dividends) for such Dividend Periods for outstanding shares of Series B Preferred Stock.&#160; To the extent that the Corporation declares
          dividends on the Series B Preferred Stock and on any Parity Stock but cannot make full payment of such declared dividends, the Corporation shall allocate the dividend payments on a pro rata basis among the holders of the shares of Series B
          Preferred Stock and the holders of any Parity Stock then outstanding.&#160; For purposes of calculating the pro rata allocation of partial dividend payments, the Corporation shall allocate dividend payments based on the ratio between the then current
          and the declared and unpaid dividend payments due on the shares of Series B Preferred Stock and (x) in the case of cumulative Parity Stock the aggregate of the unpaid dividends due on any such Parity Stock and (y) in the case of non-cumulative
          Parity Stock the aggregate of the declared and unpaid dividends due on any such Parity Stock.&#160; No interest shall be payable in respect of any dividend payment on Series B Preferred Stock that may be in arrears.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the
          foregoing conditions, and not otherwise, dividends (payable in cash, stock, or otherwise), as may be determined by the Board of Directors, may be declared and paid on the Corporation&#8217;s common stock and any Junior Stock from time to time out of
          any funds legally available for such payment, and the holders of the Series B Preferred Stock shall not be entitled to participate in such dividends.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 5.</font> &#160; &#160; &#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Liquidation Rights</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In the event of any
          voluntary or involuntary liquidation, dissolution or winding up of the Corporation, the holders of the shares of Series B Preferred Stock then outstanding shall be entitled to be paid out of the Corporation&#8217;s assets legally available for
          distribution to the Corporation&#8217;s shareholders, before any distribution of assets is made to holders of the Corporation&#8217;s common stock or any other Junior Stock, a liquidating distribution in the amount equal to the sum of (i) the Liquidation
          Preference, plus (ii) the sum of any declared and unpaid dividends (without regard to any undeclared dividends) for prior Dividend Periods prior to the Dividend Period in which the liquidation distribution is made and any declared and unpaid
          dividends (without regard to any undeclared dividends) for the then current Dividend Period in which the liquidation distribution is made to the date of such liquidation distribution.&#160; After payment of the full amount of the liquidating
          distributions to which they are entitled pursuant to the foregoing, the holders of Series B Preferred Stock shall have no right or claim to any remaining assets of the Corporation.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In the event that, upon
          any such voluntary or involuntary liquidation, dissolution or winding up, the available assets of the Corporation are insufficient to pay the amount of the liquidating distributions on all outstanding shares of Series B Preferred Stock and the
          corresponding amounts payable on all shares of Parity Stock in the distribution of assets upon any liquidation, dissolution or winding up of the Corporation, then the holders of the Series B Preferred Stock and such Parity Stock shall share
          ratably in any such distribution of assets in proportion to the full liquidating distributions to which they respectively would be entitled.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">For the purposes of
          this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5</u></font>, the merger or consolidation of the Corporation with or into any other entity or by another entity with or into the Corporation or the
          sale, lease, exchange or other transfer of all or substantially all of the assets of the Corporation (for cash, securities or other consideration) shall not be deemed to constitute the liquidation, dissolution or winding up of the Corporation.&#160;
          If the Corporation enters into any merger or consolidation transaction with or into any other entity and the Corporation is not the surviving entity in such transaction, the Series B Preferred Stock may be converted into shares of the surviving
          or successor corporation or the direct or indirect parent of the surviving or successor corporation having terms identical to the terms of the Series B Preferred Stock set forth in this Certificate of Designation.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 6.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption Rights</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Series B Preferred
          Stock is not subject to any mandatory redemption, sinking fund or other similar provisions.&#160; The Series B Preferred Stock is not redeemable prior to May 15, 2024.&#160; Subject to the further terms and conditions provided in this Certificate of
          Designation, the Corporation may redeem the Series B Preferred Stock, in whole or in part, at its option, on any Dividend Payment Date on or after May 15, 2024 (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Optional
              Redemption</u></font>&#8221;), subject to the approval of the appropriate federal bank regulatory agency, at the Redemption Price.&#160; Dividends shall not accrue on those shares of Series B Preferred Stock so redeemed on and after the applicable
          redemption date.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In addition, subject to
          the terms and conditions provided in this Certificate of Designation, the Corporation may redeem the Series B Preferred Stock, in whole but not in part, at its option, for cash, at any time within 90 days following a Regulatory Capital Treatment
          Event, subject to the approval of the appropriate federal bank regulatory agency, at the Redemption Price (a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Regulatory Event Redemption</u></font>&#8221;).</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The redemption price for
          any redemption of Series B Preferred Stock, whether an Optional Redemption or Regulatory Event Redemption, shall be equal to (i) the Liquidation Preference, plus (ii) any declared and unpaid dividends (without regard to any undeclared dividends)
          to, but excluding, the date of redemption (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Redemption Price</u></font>&#8221;).</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any notice given as
          provided in this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6</u></font> shall be conclusively presumed to have been duly given, whether or not the holder receives the notice, and any defect in the
          notice or in the provision of the notice, to any holder of shares of Series B Preferred Stock designated for redemption shall not affect the redemption of any other shares of Series B Preferred Stock.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any notice provided to a holder of Series B Preferred Stock shall be deemed given on the date provided, whether or not
          the holder actually receives the notice.&#160; A notice of redemption shall be given not less than 30 days and not more than 60 days prior to the date of redemption specified in the notice, and shall specify (i) the redemption date, (ii) the
          Redemption Price, (iii) if fewer than all shares of Series B Preferred Stock are to be redeemed, the number of shares of Series B Preferred Stock to be redeemed and (iv) the manner in which holders of Series B Preferred Stock called for
          redemption may obtain payment of the Redemption Price in respect of those shares.&#160; Notwithstanding anything to the contrary in this paragraph, if the Series B Preferred Stock is issued in book-entry form through The Depository Trust Company or
          any other similar facility, notice of redemption may be given to the holders of the Series B Preferred Stock at such time and in any manner permitted by such facility.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If notice of
          redemption of any shares of Series B Preferred Stock has been given by the Corporation and if the funds necessary for such redemption have been set aside by the Corporation in trust for the benefit of the holders of the shares of Series B
          Preferred Stock to be redeemed, then from and after the redemption date such shares of Series B Preferred Stock shall no longer be outstanding for any purpose, all dividends declared with respect to such shares of Series B Preferred Stock shall
          cease to accrue from the redemption date and all rights of the holders of such shares shall terminate, except the right to receive the Redemption Price, without interest. Series B Preferred Stock redeemed pursuant to this <font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6</u></font> or purchased or otherwise acquired for value by the Corporation shall, after such acquisition, have the status of authorized and unissued shares of preferred stock and
          may be reissued by the Corporation at any time as shares of any series of preferred stock other than as Series B Preferred Stock.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In the event that
          fewer than all the outstanding shares of Series B Preferred Stock are to be redeemed, the shares of Series B Preferred Stock to be redeemed shall be selected either pro rata or by lot or in such other manner as the Board of Directors determines
          to be fair and equitable and permitted by any national securities exchange or other trading facility on which the Series B Preferred Stock may at such time be listed or traded, subject to the provisions of this Certificate of Designation.&#160; The
          Board of Directors shall have the full power and authority to prescribe the terms and conditions upon which such shares of Series B Preferred Stock may be redeemed from time to time.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">No holder of Series B
          Preferred Stock shall have the right to require the redemption of the Series B Preferred Stock.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 7.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Voting Rights</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Holders of Series B
          Preferred Stock shall not have any voting rights, except as set forth in this Certificate of Designation or as otherwise required by applicable law.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Whenever dividends
          payable on the Series B Preferred Stock or any other class or series of preferred stock ranking equally with the Series B Preferred Stock as to payment of dividends, and upon which voting rights equivalent to those described in this paragraph
          have been designated and are exercisable, have not been declared and paid in an aggregate amount equal to, as to any class or series, the equivalent of at least six or more quarterly Dividend Periods, whether or not for consecutive Dividend
          Periods (a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Nonpayment</u></font>&#8221;), the holders of outstanding shares of Series B Preferred Stock voting as a class with holders of shares of any other class or
          series of our preferred stock ranking equally with the Series B Preferred Stock as to payment of dividends, and upon which equivalent voting rights have been designated and are exercisable (&#8220;<font style="font-size: 10pt; font-family: 'Times New
            Roman', Times, serif;"><u>Voting Parity Stock</u></font>&#8221;), shall be entitled to vote for the election of two additional directors of the Corporation on the terms set forth in this <font style="font-size: 10pt; font-family: 'Times New Roman',
            Times, serif;"><u>Section 7</u></font> (and to fill any vacancies in the terms of such directorships) (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Preferred Stock Directors</u></font>&#8221;).&#160; In the event
          that the holders of shares of Series B Preferred Stock and any other series of Voting Parity Stock are entitled to vote as described in this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 7</u></font>,
          the number of directors of the Corporation at that time shall be increased by two, and the holders of Series B Preferred Stock and any other series of Voting Parity Stock, voting together as a single class, shall have the right to elect two
          directors to fill such resultant directorships at a special meeting called at the request of the holders of record of at least 20% of the aggregate voting power of the Series B Preferred Stock and any other series of Voting Parity Stock (unless
          such request is received less than 90 days before the date fixed for the Corporation&#8217;s next annual or special meeting of the shareholders, in which event such election shall be held at such next annual or special meeting of the shareholders),
          provided that the election of any Preferred Stock Directors shall not cause the Corporation to violate the corporate governance requirements of the NASDAQ Global Market (or any other national securities exchange or other trading facility on which
          the securities of the Corporation may at such time be listed or traded), and provided further that at no time shall the Board of Directors include more than two Preferred Stock Directors.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Preferred Stock
          Directors elected at any such special meeting shall hold office until the next annual meeting of the Corporation&#8217;s shareholders unless they have been previously terminated or removed pursuant to <font style="font-size: 10pt; font-family: 'Times
            New Roman', Times, serif;"><u>Section 7(d)</u></font>.&#160; In the case any vacancy in the office of a Preferred Stock Director occurs (other than prior to the initial election of the Preferred Stock Directors), the vacancy may be filled by the
          written consent of the Preferred Stock Director remaining in office, or if none remains in office, by the vote of the holders of the Series B Preferred Stock (voting together as a single class with holders of any Voting Parity Stock) to serve
          until the next annual meeting of the shareholders.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">When dividends have
          been declared and paid in full on the Series B Preferred Stock for the equivalent of at least four Dividend Periods, following a Nonpayment, then the right of the holders of Series B Preferred Stock to elect the Preferred Stock Directors set
          forth in this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 7</u></font> shall cease (except as provided by law and subject to the provisions for the special voting rights in the case of any future
          Nonpayment).&#160; Upon termination of the right of the holders of the Series B Preferred Stock and Voting Parity Stock to vote for Preferred Stock Directors as set forth in this <font style="font-size: 10pt; font-family: 'Times New Roman', Times,
            serif;"><u>Section 7</u></font>, the term of office of all Preferred Stock Directors then in office elected by only those holders shall terminate immediately.&#160; Whenever the term of office of the Preferred Stock Directors ends and the related
          voting rights have expired, the number of directors automatically shall be decreased to the number of directors as otherwise would prevail.&#160; Any Preferred Stock Director may be removed at any time without cause by the holders of record of a
          majority of the outstanding shares of Series B Preferred Stock (voting together as a single class with holders of any Voting Parity Stock) when they have the voting rights described in <font style="font-size: 10pt; font-family: 'Times New
            Roman', Times, serif;"><u>Section 7(b)</u></font>.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">While any shares of
          Series B Preferred Stock remain outstanding, the Corporation shall not, without the affirmative vote or consent of holders of at least 66&#8532;% in voting power of the Series B Preferred Stock and any Voting Parity Stock, voting together as a single
          class, given in person or by proxy, either in writing without a meeting or at any meeting called for the purpose, authorize, create or issue any capital stock ranking senior to the Series B Preferred Stock as to dividends and rights (including
          redemption payments) upon liquidation, dissolution or winding up, or reclassify any authorized capital stock into any such shares of such capital stock or issue any obligation or security convertible into or evidencing the right to purchase any
          such shares of capital stock.&#160; Further, while any shares of Series B Preferred Stock remain outstanding, the Corporation shall not, without the affirmative vote of the holders of at least 66&#8532;% in voting power of the Series B Preferred Stock,
          amend, alter or repeal any provision of this Certificate of Designation or the Certificate of Formation, including by merger, consolidation or otherwise, so as to adversely affect the rights, powers or preferences of the Series B Preferred Stock.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notwithstanding the
          foregoing:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">any
          increase in the amount of authorized common stock or authorized preferred stock, or any increase or decrease in the number of shares of any class or series of preferred stock, or the authorization, creation and issuance of other classes or series
          of capital stock, in each case ranking on parity with or junior to the Series B Preferred Stock as to dividends and distribution of assets upon liquidation, dissolution or winding up, shall not be deemed to adversely affect such rights, powers or
          preferences;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font>&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">a
          merger or consolidation of the Corporation with or into another entity in which the shares of Series B Preferred Stock (A) remain outstanding or (B) are converted into or exchanged for preference securities of the surviving entity or any entity,
          directly or indirectly, controlling such surviving entity and such new preference securities have terms identical to the terms of the Series B Preferred Stock set forth in this Certificate of Designation shall not be deemed to adversely affect
          the rights, powers or preferences of the Series B Preferred Stock; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font>&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the
          foregoing voting rights of the holders of Series B Preferred Stock shall not apply if, at or prior to the time when the act with respect to which the vote would otherwise be required shall be effected, all outstanding shares of Series B Preferred
          Stock shall have been redeemed or called for redemption upon proper notice and sufficient funds shall have been set aside by the Corporation for the benefit of holders of Series B Preferred Stock to effect the redemption.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notice for a special
          meeting to elect the Preferred Stock Directors shall be given in a similar manner to that provided in the Bylaws for a special meeting of the shareholders.&#160; If the Secretary of the Corporation does not call a special meeting within 20 days after
          receipt of any such request, then any holder of Series B Preferred Stock may (at the Corporation&#8217;s expense) call such meeting, upon notice as provided in this <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section
              7(g)</u></font>, and for that purpose shall have access to the stock register of the Corporation.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Except as otherwise
          set forth in <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 7(g)</u></font>, the rules and procedures for calling and conducting any meeting of the holders of Series B Preferred Stock (including, without
          limitation, the fixing of a record date in connection therewith), the solicitation and use of proxies at such a meeting, the obtaining of written consents and any other aspect or matter with regard to such a meeting or such consents shall be
          governed by any rules that the Board of Directors, in its discretion, may adopt from time to time, which rules and procedures shall conform to the requirements of the Certificate of Formation, the Bylaws, applicable laws and the rules of any
          national securities exchange or other trading facility on which the Series B Preferred Stock may at such time be listed or traded.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each holder of Series
          B Preferred Stock shall have one vote per share on any matter on which holders of Series B Preferred Stock are entitled to vote.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Section 8.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Conversion Rights</u></font>.&#160; The holders of Series B Preferred Stock shall not have any rights to convert such shares into shares of any other class or series of stock
          or into any other securities of, or any interest or property in, the Corporation.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>No Sinking Fund</u></font>.&#160; No sinking fund shall be established for the retirement or redemption of Series B Preferred Stock.</font></div>
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      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>No Preemptive or Subscription Rights</u></font>.&#160; No holder of Series B Preferred Stock shall, as such holder, have any preemptive right to purchase or subscribe for any
          additional shares of stock of the Corporation or any other security of the Corporation that it may issue or sell.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size:
            10pt; font-family: 'Times New Roman', Times, serif;"><u>No Other Rights</u></font>.&#160; The Series B Preferred Stock shall not have any designations, preferences or relative, participating, optional or other special rights except as set forth in
          this Certificate of Designation or in the Certificate of Formation or as otherwise required by applicable law.</font></div>
      <div>&#160;</div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">[Signature Page Follows]</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">IN WITNESS WHEREOF, the Corporation has caused this Certificate of Designation to be signed in its name and on its
          behalf by its President and Chief Executive Officer and attested to by its Chairman on this 10th day of May, 2019.</font></div>
      <div>&#160;</div>
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          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">TECTONIC FINANCIAL, INC.</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:</font></div>
            </td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">/s/ Patrick Howard</font></font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Patrick Howard,</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">President and Chief Executive Officer</font></div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="zb52b2b09e16544859bd774039056e8a3" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ATTEST:</font></div>
            </td>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">/s/ A. Haag Sherman</font></font></div>
            </td>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A. Haag Sherman,</font></div>
            </td>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Chairman</font></div>
            </td>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
      <div>
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<DOCUMENT>
<TYPE>EX-3.3
<SEQUENCE>4
<FILENAME>ex3_3.htm
<DESCRIPTION>EXHIBIT 3.3
<TEXT>
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    <div>
      <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;">Exhibit 3.3</div>
      <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CERTIFICATE OF AMENDMENT</div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">TO THE</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">AMENDED AND RESTATED CERTIFICATE OF FORMATION</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">OF</font></div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">TECTONIC FINANCIAL, INC.</font></div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the provisions of Sections 3.051 to 3.056 of the Texas Business Organizations Code (the &#8220;TBOC&#8221;), the
          undersigned adopts the following Certificate of Amendment to its Amended and Restated Certificate of Formation (the &#8220;Certificate of Formation&#8221;).</font></div>
      <div><br>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z0397880320ff4d02bfc7bb2ad98406a9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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                <td style="width: 18pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The name of the filing entity is Tectonic Financial, Inc. (the &#8220;Corporation&#8221;).&#160; The Corporation is a for-profit corporation.&#160; The filing number issued to
                      the Corporation by the Secretary of State of the State of Texas is 802570345.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z2fa28fb677eb425faffb9fc5e892cd09" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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                <td style="width: 18pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Article Four of the Certificate of Formation is amended by deleting Section 4.1 thereof in its entirety and replacing it with the following:</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-right: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;Section 4.1.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New
          Roman', Times, serif;">The aggregate number of shares of common stock that the Corporation shall have authority to issue is FORTY MILLION (40,000,000) shares of common stock, par value of $0.01 per share (the &#8220;common stock&#8221;), TWENTY MILLION
          (20,000,000) shares of non-voting common stock, par value $0.01 per share (the &#8220;non-voting common stock&#8221;), and TEN MILLION (10,000,000) shares of preferred stock, par value $0.01 per share (the &#8220;preferred stock&#8221;).</font></div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-right: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;On May 13, 2019 at 5:02 p.m., Central time (the &#8220;Effective Time&#8221;), each two (2)
          shares of common stock issued and outstanding immediately prior to the Effective Time shall automatically, and without any action by the holder thereof or the Corporation, be combined and converted into one (1) share of common stock (the &#8220;Reverse
          Stock Split&#8221;).&#160; All certificates representing shares of common stock outstanding immediately prior to Effective Time shall upon the occurrence of the Effective Time represent instead the number of shares of common stock as provided above.&#160;
          Notwithstanding the foregoing, any holder of Common Stock may (but shall not be required to) surrender his, her or its stock certificate or certificates to the Corporation, and upon such surrender, the Corporation will issue a certificate for the
          correct number of shares of common stock to which the holder is entitled under this Section 4.1.&#8221;</font></div>
      <div><br>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z63fa1a9af62f446b9d140bdafb6af3bc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

              <tr>
                <td style="width: 18pt;">&#160;</td>
                <td style="width: 18pt; vertical-align: top;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">The foregoing amendment to the Certificate of Formation has been approved in the manner required by the TBOC and by the governing documents of the
                      Corporation.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zbf876b70dfbc491082d331a49d5806a1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

              <tr>
                <td style="width: 18pt;">&#160;</td>
                <td style="width: 18pt; vertical-align: top;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This document becomes effective at 5:01 p.m., Central time, on May 13, 2019, in accordance with the provisions of the TBOC.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">[signature page follows]</font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The undersigned signs this document subject to the penalties imposed by law for the submission of a materially false or
          fraudulent instrument and certifies under penalty of perjury that the undersigned is authorized under the provisions of law governing the entity to execute the filing instrument.</font></div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="z828b4e5652304d54bb903efbb850d63a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date:&#160; May 10, 2019</font></div>
            </td>
            <td style="width: 3%; vertical-align: top;" colspan="2" rowspan="1">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">TECTONIC FINANCIAL, INC.</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;" colspan="1">&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:</font></td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">/s/ Patrick Howard</font></font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Patrick Howard,</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">President and Chief Executive Officer</font></div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">[Signature Page to Certificate of Amendment]</div>
      </div>
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<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>5
<FILENAME>ex4_1.htm
<DESCRIPTION>EXHIBIT 4.1
<TEXT>
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    <title></title>
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<body text="#000000" bgcolor="#ffffff" style="font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt;">
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    <div>
      <div style="background-color: #FFFFFF;">
        <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;">Exhibit 4.1</div>
        <div style="text-align: right; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt; font-weight: bold;"> <br>
        </div>
        <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">FORM OF TECTONIC FINANCIAL, INC.</div>
        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">9.00% FIXED-TO-FLOATING RATE SERIES B</font></div>
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        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
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            DTC (AND ANY PAYMENT IS MADE TO CEDE &amp; CO., OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC) ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE
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        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">TRANSFERS OF THIS GLOBAL SECURITY SHALL BE LIMITED TO TRANSFERS IN WHOLE, BUT NOT IN PART, BY DTC TO A NOMINEE OF DTC
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        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">IN CONNECTION WITH ANY TRANSFER, THE HOLDER WILL DELIVER TO THE TRANSFER AGENT SUCH CERTIFICATES AND OTHER INFORMATION
            AS SUCH TRANSFER AGENT MAY REASONABLY REQUIRE TO CONFIRM THAT THE TRANSFER COMPLIES WITH THE FOREGOING RESTRICTIONS.</font></div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
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              <div style="text-align: left; text-indent: -12pt; margin-left: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Certificate Number B-1</font></div>
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              <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1,725,000 Shares of Series B Preferred Stock</font></div>
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          <tr>
            <td style="width: 50%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
            <td style="width: 50%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">CUSIP NO.: 87217L 208</font></div>
            </td>
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          <tr>
            <td style="width: 50%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
            <td style="width: 50%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
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      <div style="background-color: #FFFFFF;">
        <div><br>
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        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Certificate Evidencing 9.00% Fixed-to-Floating Rate</font></div>
        <div>&#160;</div>
        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Series B Non-Cumulative Perpetual Preferred Stock</font></div>
        <div>&#160;</div>
        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">of</font></div>
        <div>&#160;</div>
        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Tectonic Financial, Inc.</font></div>
        <div>&#160;</div>
        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(liquidation preference $10.00 per share of Series B Preferred Stock)</font></div>
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        <div><br>
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        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Tectonic Financial, Inc., a financial holding company and Texas corporation (the &#8220;Corporation&#8221;), hereby certifies that&#160;
            &#160; &#160; &#160; &#160; &#160; &#160; (the &#8220;Holder&#8221;) is the registered owner of&#160; &#160; &#160; &#160; &#160; &#160; &#160; fully paid and non-assessable preferred securities of the Corporation designated the 9.00% Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred Stock, par value
            $0.01 per share (the &#8220;Series B Preferred Stock&#8221;). <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The shares of Series B Preferred Stock are transferable on the books and records of the Registrar, in person or by a
              duly authorized attorney, upon surrender of this certificate duly endorsed and in proper form for transfer. </font>The designations, rights, privileges, restrictions, preferences and other terms and provisions of the Series B Preferred Stock
            represented hereby are issued and shall in all respects be subject to the provisions of the Certificate of Designation dated May 10, 2019, as the same may be amended from time to time (the &#8220;Certificate of Designation&#8221;). Capitalized terms used
            herein but not defined shall have the meaning given them in the Certificate of Designation. The Corporation will provide a copy of the Certificate of Designation to the Holder without charge upon written request to the Corporation at its
            principal place of business.</font></div>
        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Reference is hereby made to select provisions of the Series B Preferred Stock set forth on the reverse hereof, and to
            the Certificate of Designation, which select provisions and the Certificate of Designations shall for all purposes have the same effect as if set forth at this place.</font></div>
        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Upon receipt of this certificate, the Holder is bound by the Certificate of Designation and is entitled to the benefits
            thereunder.</font></div>
        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Unless the Registrar has properly countersigned, these shares of Series B Preferred Stock shall not be entitled to any
            benefit under the Certificate of Designation or be valid or obligatory for any purpose.</font></div>
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      <div style="background-color: #FFFFFF;">
        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font><br>
        </div>
      </div>
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        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">IN WITNESS WHEREOF, the Corporation has executed this certificate this [&#160; &#160; &#160; &#160; ] day of [&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; ].</font></div>
      </div>
      <div style="background-color: #FFFFFF;">
        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font><br>
        </div>
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            <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">TECTONIC FINANCIAL, INC.</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: middle;" colspan="1">&#160;</td>
            <td style="width: 3%; vertical-align: middle;">&#160;</td>
            <td style="vertical-align: middle; width: 47%;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:</font></div>
            </td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Name:</font></div>
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title:</font></div>
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          <tr>
            <td style="width: 50%; vertical-align: middle;" colspan="1">&#160;</td>
            <td style="width: 3%; vertical-align: middle;">&#160;</td>
            <td style="vertical-align: middle; width: 47%;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:</font></div>
            </td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: bottom;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Name:</font></div>
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title:</font></div>
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      <div style="background-color: #FFFFFF;">
        <div><br>
        </div>
      </div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">REGISTRAR&#8217;S COUNTERSIGNATURE</font></div>
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      <div style="text-align: left; text-indent: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">These are shares of Series B Preferred Stock referred to in the within-mentioned Certificate of Designation.</font></div>
      <div><br>
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      <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dated:</font></div>
      <div><br>
      </div>
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          <tr>
            <td style="vertical-align: top;" colspan="2">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">BROADRIDGE CORPORATE ISSUER SOLUTIONS, INC.,</font></div>
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">as Registrar</font></div>
            </td>
            <td style="width: 49.94%; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: bottom;">&#160;</td>
            <td style="width: 47%; vertical-align: bottom;">&#160;</td>
            <td style="width: 49.94%; vertical-align: bottom;">&#160;</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:</font></div>
            </td>
            <td style="width: 47%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 49.94%; vertical-align: bottom;">&#160;</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Name:</font></div>
            </td>
            <td style="width: 49.94%; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td style="vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title:</font></div>
            </td>
            <td style="width: 49.94%; vertical-align: middle;">&#160;</td>
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      </table>
      <div><br>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[REVERSE OF SECURITY]</font></div>
      <div><br>
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      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">TECTONIC FINANCIAL, INC.</font></div>
      <div style="background-color: #FFFFFF;">
        <div><br>
        </div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Corporation will furnish, without charge to each Holder who so requests, a copy of the certificate of designation
            setting forth the rights, powers and preferences, and the qualifications, limitations and restrictions thereof applicable to each class of stock of the Corporation or series thereof. Such information may be obtained by a request in writing to
            the Secretary of the Corporation at its principal place of business.</font></div>
        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This certificate and the share or shares represented hereby are issued and shall be held subject to all of the
            provisions of the Corporation&#8217;s Amended and Restated Certificate of Formation, as the same may be amended from time to time, and the certificate of designation setting forth the rights, powers and preferences, and the qualifications,
            limitations and restrictions thereof, of the 9.00% Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred Stock (copies of which are on file with the Transfer Agent), to all of which the Holder, by acceptance hereof, assents.</font></div>
        <div>&#160;</div>
        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though
            they were written out in full according to applicable laws or regulations:</font></div>
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        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font><br>
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              <div style="text-align: left; text-indent: -12pt; margin-left: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">TEN COM &#8211;</font></div>
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            <td style="vertical-align: bottom; background-color: rgb(255, 255, 255);" colspan="3">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">as tenants in common</font></div>
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          </tr>
          <tr>
            <td style="width: 12%; vertical-align: top; background-color: rgb(255, 255, 255);" rowspan="1">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">TEN ENT &#8211;</div>
            </td>
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              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">as tenants by the entireties</div>
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              <div style="text-align: left; text-indent: -12pt; margin-left: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">JT TEN &#8211;</font></div>
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              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">as joint tenants with rights of survivorship and not as tenants in common</font></div>
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          <tr>
            <td style="width: 12%; vertical-align: top; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; text-indent: -12pt; margin-left: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">UNIF GIFT</font></div>
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            <td style="vertical-align: bottom; background-color: rgb(255, 255, 255);" colspan="3">&#160;</td>
          </tr>
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              <div style="text-align: left; text-indent: -12pt; margin-left: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">MIN ACT &#8211;</font></div>
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            <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 20%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Custodian</font></div>
            </td>
            <td style="width: 20%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
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            <td style="width: 12%; vertical-align: top; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
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                <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(Cust)</font></div>
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              <div style="text-align: center;"><br>
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            <td style="width: 12%; vertical-align: top; background-color: rgb(255, 255, 255);" rowspan="1">&#160;</td>
            <td style="width: 28%; vertical-align: top; background-color: rgb(255, 255, 255);" rowspan="1">&#160;</td>
            <td style="width: 20%; vertical-align: bottom; background-color: rgb(255, 255, 255);" rowspan="1">&#160;</td>
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            <td style="width: 100%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">under Uniform Gift to Minors Act</font></div>
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          <tr>
            <td style="width: 100%; vertical-align: top; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Additional abbreviations may also be used though not in the above list.</font></div>
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        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ASSIGNMENT</font></div>
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        <div style="text-align: left; text-indent: 24.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">FOR VALUE RECEIVED, the undersigned assigns and transfers this Series B Preferred Stock Certificate to:</font></div>
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        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font><br>
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          <tr>
            <td style="width: 100%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
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              <div style="text-align: left; margin-left: 9pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Please Print or Typewrite Name and Address, Including Zip Code, of Assignee)</font></div>
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            <td style="width: 100%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td style="width: 100%; vertical-align: top;">&#160;</td>
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            <td style="width: 100%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td style="width: 100%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <div><br>
        </div>
        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">shares of the preferred stock represented by the within certificate, and do hereby irrevocably constitute and appoint Attorney to transfer
            the said stock on the books of the within named Corporation with full power of substitution in the premises.</font></div>
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      <div style="background-color: #FFFFFF;">
        <div><br>
        </div>
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              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dated</font><font style="font-size: 10pt; font-family:
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                    </u></font></font></div>
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            <td style="width: 35%; vertical-align: top; padding-bottom: 2px;" rowspan="1">&#160;</td>
            <td style="width: 8%; vertical-align: top; padding-bottom: 2px;" rowspan="1">&#160;</td>
            <td style="width: 42%; vertical-align: top; padding-bottom: 2px;" rowspan="1">&#160;</td>
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            <td style="vertical-align: top; padding-bottom: 2px;" colspan="3" rowspan="1">&#160;</td>
            <td style="width: 8%; vertical-align: top; padding-bottom: 2px;" rowspan="1">&#160;</td>
            <td style="width: 42%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
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              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">NOTICE:</font></div>
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              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Signature to this Assignment Must Correspond with the Name As Written Upon the Face of the Certificate in Every Particular,
                  Without Alteration or Enlargement or Any Change Whatever.</font></div>
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        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
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        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">SIGNATURE GUARANTEED</font></div>
        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
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        <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;">(Signature Must Be
              Guaranteed by a Member</font></font></div>
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        <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;">of a Medallion Signature Program)</font></div>
        <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;"> <br>
          </font></div>
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        <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">SCHEDULE OF INCREASES AND DECREASES IN GLOBAL SECURITY</font></div>
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        <div><br>
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        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Global Security initially represents 1,725,000 shares of 9.00% Fixed-to-Floating Rate Series B Non-Cumulative Perpetual Preferred
            Stock. The following increases or decreases in this Global Security have been made:</font></div>
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        <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> </font><br>
        </div>
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              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Date</font></div>
            </td>
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            <td style="width: 17.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Amount of</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">decrease in</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">shares</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">of this Global</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Security</font></div>
            </td>
            <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
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              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Amount of</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">increase in shares</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">of this Global</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Security</font></div>
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            <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
            <td style="width: 31.3%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Number of Shares of</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">this Global Security</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">following such decrease</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">or increase</font></div>
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              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Signature of</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">authorized</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">signatory of</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Transfer Agent</font></div>
              <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">and Registrar</font></div>
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