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Loans
 9 Months Ended
Sep. 30, 2021
Receivables [Abstract]  
Loans LOANSThe Company added a new loan segment in 2020, Commercial and industrial – PPP which consists of all loans originated under the CARES Act’s economic relief program and carry a 100% government guarantee. During the nine months ended September 30, 2021, the Company originated $329,315 and sold $326,318 in PPP loans. During the nine months ended September 30, 2020, the Company originated $876,603 and purchased $22,404 in PPP loans.
Loans held for investment, at amortized cost, at September 30, 2021 and December 31, 2020 were as follows:
September 30,
2021		December 31,
2020
Real estate:
Residential
$79,889 $64,724 
Commercial
151,122 114,884 
Construction and land
17,848 15,113 
Commercial and industrial
232,416 193,927 
Commercial and industrial - PPP
156,783 838,847 
Consumer and other
4,910 2,896 
Loans held for investment, at amortized cost, gross
642,968 1,230,391 
Deferred loan costs (fees), net
7,298 (5,819)
Discount on SBA 7(a) loans sold(1)
(3,753)(5,417)
Discount on PPP loans purchased
(24)(97)
Allowance for loan losses
(16,616)(21,162)
Loans held for investment, at amortized cost
$629,873 $1,197,896 
(1) The Company allocates the retained portion of loans sold based on relative fair value of the retained portion and the sold portion, which results in a discount on the retained portion.