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Operating Segments
 9 Months Ended
Sep. 30, 2021
Segment Reporting [Abstract]  
Operating Segments OPERATING SEGMENTS
The Company has two reportable segments: Banking and Residential Mortgage Lending. The Banking segment provides a variety of traditional community banking services through its full-service banking centers located in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, and Tampa, Florida, as well as SBA lending services throughout the nation. The Residential Mortgage Lending segment originates residential mortgage loans primarily for sale in the secondary market with offices throughout the nation. Loans and deposits provide the revenues in the Banking segment and loan sales provide the revenues in the Residential Lending segment.
Segment profit and loss is measured by net income after income tax. Inter-segment transactions are recorded at cost and eliminated as part of the consolidation process. Due to the interrelationships of the various segments, the information presented is not indicative of how the segments would perform if they operated as independent entities.
Information about reportable segments and reconciliation of such information to the Consolidated Financial Statements follows:
Three Months Ended
September 30, 2021		Three Months Ended
September 30, 2020
Residential
Mortgage		BankingConsolidatedResidential
Mortgage		BankingConsolidated
Interest income
$741 $8,804 $9,545 $679 $11,943 $12,622 
Interest expense
497 1,032 1,529 455 2,083 2,538 
Net interest income
244 7,772 8,016 224 9,860 10,084 
Provision for loan losses
— (3,000)(3,000)— 7,000 7,000 
Residential loan fee income
21,323 — 21,323 31,226 — 31,226 
Internal transfer for portfolio loans originated
103 (103)— 5 (5)— 
Other noninterest income
12 657 669 29 937 966 
Total noninterest income
21,438 554 21,992 31,260 932 32,192 
Total noninterest expense
19,069 12,160 31,229 20,080 8,128 28,208 
Income before income tax expense
2,613 (834)1,779 11,404 (4,336)7,068 
Income tax expense
732 (233)499 3,193 (1,378)1,815 
Net income
$1,881 $(601)$1,280 $8,211 $(2,958)$5,253 
Period end assets
$94,083 $849,660 $943,743 $155,806 $1,345,710 $1,501,516 
Nine Months Ended
September 30, 2021		Nine Months Ended
September 30, 2020
Residential
Mortgage		BankingConsolidatedResidential
Mortgage		BankingConsolidated
Interest income$2,770 $36,664 $39,434 $1,904 $27,914 $29,818 
Interest expense1,840 4,044 5,884 1,410 6,528 7,938 
Net interest income930 32,620 33,550 494 21,386 21,880 
Provision for loan losses— (1,000)(1,000)— 11,900 11,900 
Residential loan fee income76,704 — 76,704 61,888 — 61,888 
Internal transfer for portfolio loans originated269 (269)— 35 (35)— 
Other noninterest income
39 16,620 16,659 42 4,388 4,430 
Total noninterest income
77,012 16,351 93,363 61,965 4,353 66,318 
Total noninterest expense
62,768 35,850 98,618 44,512 23,483 67,995 
Income before income tax expense15,174 14,121 29,295 17,947 (9,644)8,303 
Income tax expense4,249 3,239 7,488 5,025 (3,819)1,206 
Net income$10,925 $10,882 $21,807 $12,922 $(5,825)$7,097 
Period end assets
$94,083 $849,660 $943,743 $155,806 $1,345,710 $1,501,516