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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest income:        
Loans, including fees $ 9,357 $ 12,550 $ 39,014 $ 29,247
Interest-bearing deposits in banks and other 188 72 420 571
Total interest income 9,545 12,622 39,434 29,818
Interest expense:        
Deposits 1,152 1,540 3,666 6,111
Borrowings 377 998 2,218 1,827
Total interest expense 1,529 2,538 5,884 7,938
Net interest income 8,016 10,084 33,550 21,880
Provision for loan losses (3,000) 7,000 (1,000) 11,900
Net interest income after provision for loan losses 11,016 3,084 34,550 9,980
Noninterest income:        
Residential loan fee income 21,323 31,226 76,704 61,888
Loan servicing income, net 417 565 1,446 1,753
Service charges and fees 261 205 730 664
Other noninterest income 257 141 872 232
Total noninterest income 21,992 32,192 93,363 66,318
Noninterest expense:        
Salaries and benefits 12,851 8,876 38,966 24,497
Bonus, commissions, and incentives 8,536 11,919 29,627 23,887
Mortgage banking 1,440 1,620 4,707 3,645
Occupancy and equipment 1,278 1,182 3,907 3,314
Data processing 1,347 1,163 5,209 3,086
Marketing and business development 1,924 717 5,444 2,250
Professional services 1,428 878 3,195 2,343
Loan origination and collection 683 908 2,284 1,771
Employee recruiting and development 809 245 2,431 1,135
Regulatory assessments 138 144 340 418
Other noninterest expense 795 556 2,508 1,649
Total noninterest expense 31,229 28,208 98,618 67,995
Income before income tax expense 1,779 7,068 29,295 8,303
Income tax expense 499 1,815 7,488 1,206
Net income 1,280 5,253 21,807 7,097
Less: Preferred stock dividends 230 202 797 557
Net income available to common shareholders $ 1,050 $ 5,051 $ 21,010 $ 6,540
Basic earnings per common share (in USD per share) $ 0.27 $ 1.47 $ 5.60 $ 1.91
Dilutive earnings per common share (in USD per share) $ 0.26 $ 1.37 $ 5.13 $ 1.78
SBA And PPP Loans        
Gain (loss) on sale of SBA loans, net $ (338) $ 0 $ 13,460 $ 1,732
SBA Loan        
Gain (loss) on sale of SBA loans, net (357) 0 (357) 1,732
SBA loan fair value gain $ 72 $ 55 151 49
Interest income:        
Total interest income     $ 462 $ 465