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ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses by Loan Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 13,843 | $ 12,598 | $ 13,497 | [1] | $ 9,046
Charge-offs | (2,945) | (2,525) | (10,277) |  | (6,982)
Recoveries | 188 | 290 | 607 |  | 607
Provision | 3,100 | 3,002 | 10,359 |  | 7,587
Ending balance | 14,186 | 13,365 | 14,186 |  | 13,365
Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | 3,107
Real Estate - Residential |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,234 | 2,542 | 1,987 |  | 731
Charge-offs | (20) | 0 | (20) |  | 0
Recoveries | 0 | 8 | 0 |  | 8
Provision | (41) | 131 | (794) |  | 463
Ending balance | 1,173 | 2,681 | 1,173 |  | 2,681
Real Estate - Residential | Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | 1,479
Real Estate - Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,864 | 1,889 | 1,818 |  | 956
Charge-offs | 0 | (108) | (60) |  | (108)
Recoveries | 2 | 75 | 6 |  | 77
Provision | (3) | (298) | 99 |  | 20
Ending balance | 1,863 | 1,558 | 1,863 |  | 1,558
Real Estate - Commercial | Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | 613
Real Estate - Construction and Land |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 555 | 359 | 519 |  | 28
Charge-offs | 0 | 0 | 0 |  | 0
Recoveries | 0 | 0 | 0 |  | 0
Provision | (41) | 121 | (5) |  | 171
Ending balance | 514 | 480 | 514 |  | 480
Real Estate - Construction and Land | Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | 281
Commercial and Industrial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 7,714 | 7,011 | 6,579 |  | 6,182
Charge-offs | (2,375) | (1,542) | (7,898) |  | (4,660)
Recoveries | 111 | 114 | 352 |  | 303
Provision | 2,855 | 1,861 | 9,272 |  | 4,503
Ending balance | 8,305 | 7,444 | 8,305 |  | 7,444
Commercial and Industrial | Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | 1,116
Consumer and Other |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 2,476 | 797 | 2,594 |  | 1,090
Charge-offs | (550) | (875) | (2,299) |  | (2,214)
Recoveries | 75 | 93 | 249 |  | 219
Provision | 330 | 1,187 | 1,787 |  | 2,430
Ending balance | 2,331 | 1,202 | 2,331 |  | 1,202
Consumer and Other | Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | (323)
Unallocated |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 0 |  | 59
Charge-offs |  |  | 0 |  | 0
Recoveries |  |  | 0 |  | 0
Provision |  |  | 0 |  | 0
Ending balance | $ 0 | $ 0 | $ 0 |  | 0
Unallocated | Impact of adopting ASC 326 |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  |  | $ (59)
[1] | Derived from audited consolidated financial statements

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- Definition Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Charge-Offs + References No definition available. + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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