XML 60 R49.htm IDEA: XBRL DOCUMENT
v3.24.3

ALLOWANCE FOR CREDIT LOSSES - Aging of Recorded Investment in Past Due Gross Loans at Amortized Cost (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Dec. 31, 2023
--- | --- | ---
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | $ 941,964 | $ 812,048
Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 17,192 | 16,761
30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 6,504 | 9,901
Government guaranteed loan balance | 1,733 | 1,469
Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 10,688 | 6,860
Government guaranteed loan balance | 4,252 | 638
Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 924,772 | 795,287
Real estate - residential |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 321,740 | 264,126
Real estate - residential | Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 6,996 | 7,024
Real estate - residential | 30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 1,926 | 1,840
Real estate - residential | Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 5,070 | 5,184
Real estate - residential | Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 314,744 | 257,102
Real estate - commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 292,026 | 293,595
Real estate - commercial | Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 4,607 | 3,661
Real estate - commercial | 30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 499 | 2,870
Real estate - commercial | Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 4,108 | 791
Real estate - commercial | Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 287,419 | 289,934
Real estate - construction and land |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 33,784 | 26,272
Real estate - construction and land | Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 0 | 0
Real estate - construction and land | 30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 0 | 0
Real estate - construction and land | Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 0 | 0
Real estate - construction and land | Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 33,784 | 26,272
Commercial and industrial |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 200,212 | 177,566
Commercial and industrial | Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 4,560 | 4,573
Commercial and industrial | 30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 3,332 | 3,970
Commercial and industrial | Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 1,228 | 603
Commercial and industrial | Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 195,652 | 172,993
Commercial and industrial - PPP |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 1,656 | 3,202
Commercial and industrial - PPP | Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 0 | 0
Commercial and industrial - PPP | 30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 0 | 0
Commercial and industrial - PPP | Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 0 | 0
Commercial and industrial - PPP | Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 1,656 | 3,202
Consumer and other |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 92,546 | 47,287
Consumer and other | Total Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 1,029 | 1,503
Consumer and other | 30-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 747 | 1,221
Consumer and other | Greater Than 89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 282 | 282
Consumer and other | Loans Not Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans HFI, at amortized cost, gross | 91,517 | 45,784
PPP Loan Delinquencies |  |
Financing Receivable, Past Due [Line Items] |  |
Delinquent loans | $ 1,228 | $ 261

X
- Definition Financing Receivable, Excluding Accrued Interest. Before Allowance For Credit Loss, Guaranteed Balance + References No definition available. + Details
Name: | bafn_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossGuaranteedBalance
Namespace Prefix: | bafn_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of accounts receivable that are delinquent at the end of the reporting period. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 976 -SubTopic 310 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477332/976-310-50-1 + Details
Name: | us-gaap_RetailLandSalesDelinquentAccountsReceivable
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=bafn_FinancialAsset30To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ResidentialRealEstateSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ConstructionAndLandRealEstateSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_CommercialAndIndustrialSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_CommercialAndIndustrialPPPSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ConsumerAndOtherSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_PPPLoanDelinquenciesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |