XML 54 R43.htm IDEA: XBRL DOCUMENT v3.24.3

LOANS (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023		Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	$ 941,964		$ 812,048
Deferred loan costs, net	18,060		14,707
Discount on government guaranteed loans sold	(7,880)		(7,040)
Premium on loans purchased, net	3,860		4,503
Allowance for credit losses	(14,186)	$ (13,843)	(13,497)	[1]	$ (13,365)	$ (12,598)	$ (9,046)
Net loans HFI, at amortized cost	941,818		810,721	[1]
Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	321,740		264,126
Allowance for credit losses	(1,173)	(1,234)	(1,987)		(2,681)	(2,542)	(731)
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	292,026		293,595
Allowance for credit losses	(1,863)	(1,864)	(1,818)		(1,558)	(1,889)	(956)
Construction and land
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	33,784		26,272
Allowance for credit losses	(514)	(555)	(519)		(480)	(359)	(28)
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	200,212		177,566
Allowance for credit losses	(8,305)	(7,714)	(6,579)		(7,444)	(7,011)	(6,182)
Commercial and industrial - PPP
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	1,656		3,202
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans HFI, at amortized cost, gross	92,546		47,287
Allowance for credit losses	$ (2,331)	$ (2,476)	$ (2,594)		$ (1,202)	$ (797)	$ (1,090)
[1] Derived from audited consolidated financial statements

X

- Definition

Financing Receivable, Discount On Loans Sold

+ References

No definition available.

+ Details

Name:	bafn_FinancingReceivableDiscountOnLoansSold
Namespace Prefix:	bafn_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 40
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481628/310-20-40-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount of unamortized loan commitment, origination, and other costs (fees) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481598/310-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-4

Reference 3: http://www.xbrl.org/2003/role/recommendedDisclosureRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-SubTopic 20
-Topic 310
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481569/310-20-50-3

+ Details

Name:	us-gaap_FinancingReceivableUnamortizedLoanFeeCost
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount of unamortized purchase premium (discount) on financing receivable. Excludes financing receivable covered under loss sharing agreement.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481598/310-20-45-1

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-4

+ Details

Name:	us-gaap_FinancingReceivableUnamortizedPurchasePremiumDiscount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ResidentialRealEstateSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ConstructionAndLandRealEstateSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_CommercialAndIndustrialSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_CommercialAndIndustrialPPPSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ConsumerAndOtherSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: