XML 55 R44.htm IDEA: XBRL DOCUMENT v3.24.3

ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses by Loan Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024		Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 13,843	$ 12,598	$ 13,497	[1]	$ 9,046
Charge-offs	(2,945)	(2,525)	(10,277)		(6,982)
Recoveries	188	290	607		607
Provision	3,100	3,002	10,359		7,587
Ending balance	14,186	13,365	14,186		13,365
Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					3,107
Real Estate - Residential
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,234	2,542	1,987		731
Charge-offs	(20)	0	(20)		0
Recoveries	0	8	0		8
Provision	(41)	131	(794)		463
Ending balance	1,173	2,681	1,173		2,681
Real Estate - Residential | Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					1,479
Real Estate - Commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,864	1,889	1,818		956
Charge-offs	0	(108)	(60)		(108)
Recoveries	2	75	6		77
Provision	(3)	(298)	99		20
Ending balance	1,863	1,558	1,863		1,558
Real Estate - Commercial | Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					613
Real Estate - Construction and Land
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	555	359	519		28
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision	(41)	121	(5)		171
Ending balance	514	480	514		480
Real Estate - Construction and Land | Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					281
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	7,714	7,011	6,579		6,182
Charge-offs	(2,375)	(1,542)	(7,898)		(4,660)
Recoveries	111	114	352		303
Provision	2,855	1,861	9,272		4,503
Ending balance	8,305	7,444	8,305		7,444
Commercial and Industrial | Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					1,116
Consumer and Other
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	2,476	797	2,594		1,090
Charge-offs	(550)	(875)	(2,299)		(2,214)
Recoveries	75	93	249		219
Provision	330	1,187	1,787		2,430
Ending balance	2,331	1,202	2,331		1,202
Consumer and Other | Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					(323)
Unallocated
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance			0		59
Charge-offs			0		0
Recoveries			0		0
Provision			0		0
Ending balance	$ 0	$ 0	$ 0		0
Unallocated | Impact of adopting ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance					$ (59)
[1] Derived from audited consolidated financial statements

X

- Definition

Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Charge-Offs

+ References

No definition available.

+ Details

Name:	bafn_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossChargeOffs
Namespace Prefix:	bafn_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

+ References

No definition available.

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRollForward
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Details

Name:	srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ResidentialRealEstateSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ConstructionAndLandRealEstateSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_CommercialAndIndustrialSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=bafn_ConsumerAndOtherSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: