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ALLOWANCE FOR CREDIT LOSSES - Credit Exposure for the Loan Portfolio Disaggregated by Loan Segment (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2023
Risk Rating    
Total $ 956,004 $ 824,218 [1]
Real estate - commercial    
Risk Rating    
Year one 40,896 94,092
Year two 71,540 80,389
Year three 74,035 51,094
Year four 48,134 65,581
Prior 54,883  
Revolving Loans Amortized Cost Basis 2,538 2,439
Revolving Loans Converted to Term 0 0
Total 292,026 293,595
Gross write offs    
Year one 0 0
Year two 0 101
Year three 60 0
Year four 0  
Prior 0  
Prior   7
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 60 108
Real estate - commercial | Pass    
Risk Rating    
Year one 40,742 94,092
Year two 67,755 79,712
Year three 71,376 50,985
Year four 47,918 64,648
Prior 53,626  
Revolving Loans Amortized Cost Basis 2,528 2,439
Revolving Loans Converted to Term 0 0
Total 283,945 291,876
Real estate - commercial | Special mention    
Risk Rating    
Year one 154 0
Year two 814 482
Year three 2,368 78
Year four 117 0
Prior 410  
Revolving Loans Amortized Cost Basis 10 0
Revolving Loans Converted to Term 0 0
Total 3,873 560
Real estate - commercial | Substandard    
Risk Rating    
Year one 0 0
Year two 2,971 195
Year three 291 31
Year four 99 933
Prior 847  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 4,208 1,159
Real estate - commercial | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land    
Risk Rating    
Year one 1,951 11,366
Year two 19,747 12,755
Year three 9,245 2,151
Year four 2,841 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 33,784 26,272
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0  
Prior 0  
Prior   0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land | Pass    
Risk Rating    
Year one 1,951 11,366
Year two 19,747 12,755
Year three 9,245 2,151
Year four 2,841 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 33,784 26,272
Real estate - construction and land | Special mention    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land | Substandard    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial    
Risk Rating    
Year one 51,531 51,212
Year two 44,693 46,479
Year three 38,518 13,864
Year four 11,807 55,261
Prior 44,606  
Revolving Loans Amortized Cost Basis 9,057 10,750
Revolving Loans Converted to Term 0 0
Total 200,212 177,566
Gross write offs    
Year one 0 325
Year two 2,533 1,543
Year three 2,572 259
Year four 317  
Prior 2,476  
Prior   4,113
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 7,898 6,240
Commercial and industrial | Pass    
Risk Rating    
Year one 51,316 51,212
Year two 42,657 45,325
Year three 35,791 13,807
Year four 11,170 54,003
Prior 39,896  
Revolving Loans Amortized Cost Basis 9,057 10,750
Revolving Loans Converted to Term 0 0
Total 189,887 175,097
Commercial and industrial | Special mention    
Risk Rating    
Year one 215 0
Year two 1,994 150
Year three 2,268 43
Year four 626 671
Prior 3,739  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 8,842 864
Commercial and industrial | Substandard    
Risk Rating    
Year one 0 0
Year two 42 1,004
Year three 459 14
Year four 11 587
Prior 971  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,483 1,605
Commercial and industrial | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial - PPP    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 135
Year four 223 3,067
Prior 1,433  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,656 3,202
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0  
Prior 0  
Prior   223
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 223
Commercial and industrial - PPP | Pass    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 135
Year four 223 3,067
Prior 434  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 657 3,202
Commercial and industrial - PPP | Special mention    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 999  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 999 0
Commercial and industrial - PPP | Substandard    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial - PPP | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real Estate - Residential    
Risk Rating    
Year one 31,743 31,377
Year two 28,410 85,148
Year three 85,079 24,810
Year four 23,152 22,660
Prior 20,841  
Revolving Loans Amortized Cost Basis 132,515 100,131
Revolving Loans Converted to Term 0 0
Total 321,740 264,126
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0  
Prior 20  
Prior   0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 20 0
Real Estate - Residential | Pass    
Risk Rating    
Year one 31,743 31,377
Year two 28,410 83,951
Year three 84,265 24,524
Year four 23,020 19,709
Prior 17,892  
Revolving Loans Amortized Cost Basis 131,339 99,328
Revolving Loans Converted to Term 0 0
Total 316,669 258,889
Real Estate - Residential | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 1,197
Year three 814 286
Year four 132 2,951
Prior 2,949  
Revolving Loans Amortized Cost Basis 1,176 803
Revolving Loans Converted to Term 0 0
Total 5,071 5,237
Consumer and Other    
Risk Rating    
Year one 56,144 25,491
Year two 22,453 19,648
Year three 11,869 954
Year four 701 204
Prior 156  
Revolving Loans Amortized Cost Basis 1,223 990
Revolving Loans Converted to Term 0 0
Total 92,546 47,287
Gross write offs    
Year one 0 79
Year two 228 3,182
Year three 1,888 11
Year four 33  
Prior 150  
Prior   8
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 2,299 3,280
Consumer and Other | Pass    
Risk Rating    
Year one 56,112 25,491
Year two 22,437 19,390
Year three 11,635 930
Year four 701 204
Prior 156  
Revolving Loans Amortized Cost Basis 1,223 990
Revolving Loans Converted to Term 0 0
Total 92,264 47,005
Consumer and Other | Doubtful    
Risk Rating    
Year one 32 0
Year two 16 258
Year three 234 24
Year four 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total $ 282 $ 282
[1] Derived from audited consolidated financial statements