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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0000850027-03-000009.txt : 20030228
<SEC-HEADER>0000850027-03-000009.hdr.sgml : 20030228
<ACCEPTANCE-DATETIME>20030228102423
ACCESSION NUMBER:		0000850027-03-000009
CONFORMED SUBMISSION TYPE:	NSAR-B
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20021231
FILED AS OF DATE:		20030228
EFFECTIVENESS DATE:		20030228

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NAIC GROWTH FUND INC
		CENTRAL INDEX KEY:			0000850027
		IRS NUMBER:				311274796
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		NSAR-B
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05807
		FILM NUMBER:		03584874

	BUSINESS ADDRESS:	
		STREET 1:		711 WEST THIRTEEN MILE RD
		CITY:			MADISON HEIGHTS
		STATE:			MI
		ZIP:			48071
		BUSINESS PHONE:		8105836242

	MAIL ADDRESS:	
		STREET 1:		711 WEST THIRTEEN MILE RD
		CITY:			MADISON HEIGHTS
		STATE:			MI
		ZIP:			48071

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BETTER INVESTING FUND INC
		DATE OF NAME CHANGE:	19890716
</SEC-HEADER>
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SIGNATURE   KENNETH JANKE
TITLE       PRESIDENT


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77B ACCT LTTR
<SEQUENCE>2
<FILENAME>internalletter-2002.txt
<DESCRIPTION>INTERNAL CONTROL LETTER AUDITORS
<TEXT>
Independent Auditor's Report on Internal Control


To the Audit Committee of
     the Board of Directors
NAIC Growth Fund, Inc.

In planning and performing our audit of the financial statements of
NAIC Growth Fund, Inc. for the year ended December 31, 2002, we
considered its internal control, including control activities for
safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the
financial statements and to comply with the requirements of Form
N-SAR, not to provide assurance on internal control.

The management of NAIC Growth Fund, Inc. is responsible for
establishing and maintaining internal control.  In fulfilling this
responsibility, estimates and judgments by management are
required to assess the expected benefits and related costs of
controls.  Generally, controls that are relevant to an audit pertain to
the entity's objective of preparing financial statements for external
purposes that are fairly presented in conformity with accounting
principles generally accepted in the United States of America.
Those controls include the safeguarding of assets against
unauthorized acquisition, use, or disposition.

Because of inherent limitations in internal control, error or fraud
may occur and not be detected.  Also, projection of any evaluation
of internal control to future periods is subject to the risk that it may
become inadequate because of changes in conditions or that the
effectiveness of the design and operation may deteriorate.

Our consideration of internal control would not necessarily disclose
all matters in internal control that might be material weaknesses
under standards established by the American Institute of Certified
Public Accountants.  A material weakness is a condition in which
the design or operation of one or more of the internal control
components does not reduce to a relatively low level the risk that
misstatements caused by error or fraud in amounts that would be
material in relation to the financial statements being audited may
occur and not be detected within a timely period by employees in
the normal course of performing their assigned functions.
However, we noted no matters involving internal control and its
operation, including controls for safeguarding securities, that we
consider to be material weaknesses as defined above as of
December 31, 2002.

This report is intended solely for the information and use of
management and the Audit Committee of the Board of Directors of
NAIC Growth Fund, Inc. and the Securities and Exchange
Commission and is not intended to be and should not be used by
anyone other than these specified parties.


Plante & Moran, PLLC
   January 7, 2003




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77Q2 ITEM 405
<SEQUENCE>3
<FILENAME>compliance2002.txt
<DESCRIPTION>COMPLIANCE STATEMENT
<TEXT>



Section 16(a) Beneficial Ownership Reporting Compliance

Directors and officers of the Fund and certain of its affiliates and
beneficial owners of more than 10% of the Fund's common stock are
required to file initial reports of ownership and reports of changes in
ownership of the Fund's common stock pursuant to Section 16(a) of the
Securities Exchange Act of 1934, as amended.  The Fund has reviewed
such reports received by it and written representations of such persons
who are known by the Fund, and based solely upon such review, the Fund
believes that during the year ended December 31, 2002 all filing
requirements were met, though Messrs. O'Hara, Janke, and Rockwell each
inadvertently filed late Form 4's. Mr. O'Hara was late in filing one report
for three different transactions; Mr. Rockwell was late in filing two reports
for seven different transactions; and Mr. Janke was late in filing three
reports for three different transactions.




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77Q3 CERT
<SEQUENCE>5
<FILENAME>nsarcertletter-janke2002.txt
<DESCRIPTION>CERTIFICATE CEO
<TEXT>










CERTIFICATION


I, Ken Janke, certify that:

I have reviewed this report on Form N-SAR of the NAIC Growth
Fund, Inc.;

Based on my knowledge, this report does not contain any untrue
statement of a material fact or omit to state a material fact necessary
to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the
period covered by this report;

Based on my knowledge, the financial information included in this
report, and the financial statements on which the financial
information is based, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and
cash flows (if the financial statements are required to include a
statement of cash flows) of the registrant as of, and for, the periods
presented in this report;

The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as
defined in rule 30a-2(c) under the Investment Company Act) for the
registrant and have:

a) designed such disclosure controls and procedures to ensure that
material
information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities,
particularly during the period in which this report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure
controls and procedures as
of a date within 90 days prior to the filing date of this report (the
"Evaluation Date"); and

c) presented in this report our conclusions about the effectiveness
of the disclosure
controls and procedures based on our evaluation as of the Evaluation
Date;

The registrant's other certifying officers and I have disclosed, based
on our most recent evaluation, to the registrant's auditors and the
audit committee of the registrant's board of directors (or persons
performing the equivalent functions):

a) all significant deficiencies in the design or operation of
internal controls which could adversely affect the registrant's
ability to record, process, summarize, and report financial data
and have identified for the registrant's auditors any
material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management
or other employees who have a significant role in the registrant's
internal controls; and

The registrant's other certifying officers and I have indicated in this
report whether or not there were significant changes in internal
controls or in other factors that could   significantly affect internal
controls subsequent to the date of our most recent evaluation,
including any corrective actions with regard to significant
deficiencies and material weaknesses.



Ken Janke					2-26-03

President,					Date
NAIC Growth Fund, Inc.













</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77Q3 CERT
<SEQUENCE>6
<FILENAME>nsarcertletter-george2002.txt
<DESCRIPTION>CERTIFICATE ACCOUNTANT
<TEXT>










CERTIFICATION


I, Calvin George, certify that:

I have reviewed this report on Form N-SAR of the NAIC Growth
Fund, Inc.;

Based on my knowledge, this report does not contain any untrue
statement of a material fact or omit to state a material fact necessary
to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the
period covered by this report;

Based on my knowledge, the financial information included in this
report, and the financial statements on which the financial
information is based, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and
cash flows (if the financial statements are required to include a
statement of cash flows) of the registrant as of, and for, the periods
presented in this report;

The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as
defined in rule 30a-2(c) under the Investment Company Act) for the
registrant and have:

a) designed such disclosure controls and procedures to ensure that
material
information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities,
particularly during the period in which this report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure
controls and procedures as
of a date within 90 days prior to the filing date of this report (the
"Evaluation Date"); and

c) presented in this report our conclusions about the effectiveness
of the disclosure
controls and procedures based on our evaluation as of the Evaluation
Date;

The registrant's other certifying officers and I have disclosed, based
on our most recent evaluation, to the registrant's auditors and the
audit committee of the registrant's board of directors (or persons
performing the equivalent functions):

a) all significant deficiencies in the design or operation of
internal controls which could adversely affect the registrant's
ability to record, process, summarize, and report financial data
and have identified for the registrant's auditors any
material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management
or other employees who have a significant role in the registrant's
internal controls; and

The registrant's other certifying officers and I have indicated in this
report whether or not there were significant changes in internal
controls or in other factors that could   significantly affect internal
controls subsequent to the date of our most recent evaluation,
including any corrective actions with regard to significant
deficiencies and material weaknesses.



Calvin George					2-26-03

Accountant,					Date
NAIC Growth Fund, Inc.











</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.77Q3 CERT
<SEQUENCE>7
<FILENAME>disclosureletter2002b.txt
<DESCRIPTION>DISCLOSURE PARAGRAPH
<TEXT>
(i)  As of February 26, 2003, an evaluation of the
effectiveness of the registrant's disclosure controls and procedures
(as defined in Rule 30a-2(c) under the Investment Company Act of
1940) was performed under the supervision and with the
participation of the registrant's President (Principal Executive
Officer) and Accountant (person performing the functions of the
Principal Financial Officer). Based on that evaluation, the
registrant's President and Accountant concluded that the registrant's
controls and procedures are adequately and effectively designed to
insure that information required to be disclosed by the registrant is
recorded, processed, summarized and reported within the time
periods required by the Commission's rules and forms, and that
information required to be disclosed in the reports that the registrant
files is accumulated and communicated to the registrant's
management, as appropriate, to allow timely decisions regarding
required disclosure.
(ii)  There have been no significant changes in the
registrant's internal controls or in other factors that could
significantly affect these controls subsequent to the date of their
evaluation, and there were no corrective actions with regard to
significant deficiencies and material weaknesses.





1
Detroit 455552_1


Detroit 455552_1

</TEXT>
</DOCUMENT>
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