<DOCUMENT>
<TYPE>EX-99.77Q3 CERT
<SEQUENCE>7
<FILENAME>disclosureletter2002b.txt
<DESCRIPTION>DISCLOSURE PARAGRAPH
<TEXT>
(i)  As of February 26, 2003, an evaluation of the
effectiveness of the registrant's disclosure controls and procedures
(as defined in Rule 30a-2(c) under the Investment Company Act of
1940) was performed under the supervision and with the
participation of the registrant's President (Principal Executive
Officer) and Accountant (person performing the functions of the
Principal Financial Officer). Based on that evaluation, the
registrant's President and Accountant concluded that the registrant's
controls and procedures are adequately and effectively designed to
insure that information required to be disclosed by the registrant is
recorded, processed, summarized and reported within the time
periods required by the Commission's rules and forms, and that
information required to be disclosed in the reports that the registrant
files is accumulated and communicated to the registrant's
management, as appropriate, to allow timely decisions regarding
required disclosure.
(ii)  There have been no significant changes in the
registrant's internal controls or in other factors that could
significantly affect these controls subsequent to the date of their
evaluation, and there were no corrective actions with regard to
significant deficiencies and material weaknesses.





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Detroit 455552_1

</TEXT>
</DOCUMENT>
