<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>3
<FILENAME>ex321.txt
<DESCRIPTION>EXHIBIT 32.1
<TEXT>
                                                                    EXHIBIT 32.1


                            CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
                            (18 U.S.C. SECTION 1350)

Pursuant  to  section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and
(b)  of  section  1350, chapter 63 of title 18, United States Code), each of the
undersigned  officers  of  Payment Data Systems, Inc., a Nevada corporation (the
"Company"),  does  hereby  certify,  to  such  officer's  knowledge,  that:

The  Quarterly  Report  on  Form 10-QSB for the quarter ended June 30, 2006 (the
"Form  10-QSB")  of  the Company fully complies with the requirements of Section
13(a)  or  15(d)  of  the  Securities  Exchange Act of 1934, and the information
contained  in  the  Form  10-QSB  fairly presents, in all material respects, the
financial  condition  and  results  of  operations  of  the  Company.


Date:  August  14,  2006

     By:     /s/  Michael  R.  Long
             ----------------------
     Michael  R.  Long
     Chief  Executive  Officer
     and  Chief  Financial  Officer


</TEXT>
</DOCUMENT>
