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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Operating activities:    
Net (loss) $ (720,252) $ (835,009)
Adjustments to reconcile net (loss) to net cash provided (used) by operating activities:    
Depreciation 154,240 137,795
Amortization 467,967 250,000
Bad debt 15,046
Non-cash stock-based compensation 327,715 287,710
Amortization of warrant costs 8,985 8,985
Changes in current assets and current liabilities:    
Accounts receivable (749,336) 191,693
Prepaid expenses and other (222,910) (58,844)
Operating lease right-of-use assets (79,080) 56,727
Other assets 14,263 (20,694)
Inventory (4,461)
Accounts payable and accrued expenses 149,247 (165,975)
Operating lease liabilities 78,948 (54,767)
Prepaid card load obligations 10,945,232 53,141
Merchant reserves 51,907 (1,492,000)
Customer deposits 51,946
Deferred revenue (9,219) (13,235)
Net cash provided (used) by operating activities 10,480,238 (1,654,473)
Investing activities:    
Purchases of property and equipment (274,467) (152,654)
Net cash provided by investing activities (274,467) (152,654)
Financing activities:    
Proceeds from equipment loan 165,996
Purchases of treasury stock (49,454) (26,629)
Net cash provided (used) by financing activities 116,542 (26,629)
Change in cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves 10,322,313 (1,833,756)
Cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves, beginning of period 22,192,225 12,682,918
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 32,514,538 10,849,162
Supplemental disclosure of cash flow information:    
Interest
Income taxes
Non-cash transactions:    
Issuance of deferred stock compensation