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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Operating activities:    
Net (loss) $ (501,769) $ (2,123,178)
Adjustments to reconcile net (loss) to net cash provided by operating activities:    
Depreciation 313,423 270,038
Amortization 935,933 500,001
Bad debt 86,402 0
Non-cash stock-based compensation 645,000 636,103
Amortization of warrant costs 17,970 17,973
Changes in current assets and current liabilities:    
Accounts receivable (383,213) 149,794
Prepaid expenses and other (130,662) (4,039)
Operating lease right-of-use assets (367,654) 114,127
Other assets (45,883) (24,568)
Inventory (38,452) 0
Accounts payable and accrued expenses 177,315 (139,748)
Operating lease liabilities 377,957 (110,725)
Prepaid card load obligations 1,547,277 18,752,859
Merchant reserves (164,402) (1,586,565)
Customer deposits 105,311 0
Deferred revenue (22,454) (26,470)
Net cash provided by operating activities 2,552,099 16,425,602
Investing activities:    
Purchases of property and equipment (533,854) (334,688)
Net cash used by investing activities (533,854) (334,688)
Financing activities:    
Payments on equipment loan (13,221) 0
Purchases of treasury stock (79,264) (82,448)
Net cash provided by financing activities 73,511 731,052
Change in cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves 2,091,756 16,821,966
Cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves, beginning of period 22,192,225 12,682,918
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 24,283,981 29,504,884
Supplemental disclosure of cash flow information:    
Interest 1,484 0
Income taxes 92,850 0
Non-cash transactions:    
Issuance of deferred stock compensation 0 1,559,520
Paycheck Protection Program CARES Act [Member]    
Financing activities:    
Proceeds from loan 0 813,500
Equipment Loan [Member]    
Financing activities:    
Proceeds from loan $ 165,996 $ 0