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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Operating activities:    
Net (loss) $ (234,970) $ (250,188)
Adjustments to reconcile net (loss) to net cash provided by operating activities:    
Depreciation 277,773 358,187
Amortization 217,997 217,967
Employee stock-based compensation 410,062 499,273
Changes in current assets and current liabilities:    
Accounts receivable 484,023 701,911
Accounts receivable, tax credit 1,494,612 0
Prepaid expenses and other (143,539) (243,344)
Operating lease right-of-use assets 153,237 102,394
Other assets 0 20,000
Inventory 55,303 (6,769)
Accounts payable and accrued expenses (1,203,399) (1,158,059)
Operating lease liabilities (160,253) (107,243)
Merchant reserves 35,000 12,000
Customer deposits (11,636) (57,468)
Net cash provided by operating activities 1,374,210 88,661
Investing activities:    
Purchases of property and equipment (313,254) (176,750)
Net cash (used in) investing activities (313,254) (176,750)
Financing activities:    
Payments on equipment loan (36,110) (14,431)
Proceeds from issuance of common stock 11,515 0
Purchases of treasury stock (351,640) (44,823)
Assets held for customers 3,953,121 (6,748,838)
Net cash provided by (used in) financing activities 3,576,886 (6,808,092)
Change in cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves 4,637,842 (6,896,181)
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period 87,618,491 90,810,089
Cash, Cash Equivalents, Settlement Processing Assets, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 92,256,333 83,913,908
Supplemental disclosure of cash flow information:    
Interest 11,843 13,585
Issuance of deferred stock compensation 0 0
Cash and cash equivalents 8,056,891 7,155,687
Settlement processing assets 47,104,006 44,899,603
Prepaid card load assets 25,648,688 31,578,973
Customer deposits 1,918,805 1,865,731
Merchant reserves 4,890,101 5,310,095
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period 87,618,491 90,810,089
Cash and cash equivalents 8,718,247 7,053,812
Settlement processing assets 62,151,877 41,030,860
Prepaid card load assets 14,553,939 28,698,878
Customer deposits 1,907,169 1,808,263
Merchant reserves 4,925,101 5,322,095
Cash, Cash Equivalents, Settlement Processing Assets, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 92,256,333 83,913,908
Employee Awards [Member]    
Adjustments to reconcile net (loss) to net cash provided by operating activities:    
Employee stock-based compensation $ 410,062 $ 499,273