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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Operating activities:        
Net income (loss) $ (415,086) $ 2,851,267 $ (1,016,710) $ 2,676,572
Adjustments to reconcile net income (loss) to net cash provided by operating activities:        
Depreciation and Amortization     1,393,215 1,707,721
Deferred federal income tax     0 (3,186,053)
Employee stock-based compensation 399,582 569,772 1,243,899 1,529,105
Changes in current assets and current liabilities:        
Accounts receivable     (158,132) 1,307,116
Accounts receivable, tax credit     1,494,612 0
Prepaid expenses and other     (554,348) (331,239)
Operating lease right-of-use assets     467,957 371,490
Other assets     0 15,072
Inventory     66,103 22,806
Accounts payable and accrued expenses     (1,065,845) (1,373,432)
Operating lease liabilities     (463,882) (389,667)
Merchant reserves     (13,564) (417,494)
Customer deposits     20,851 (40,911)
Net cash provided by operating activities     1,414,156 1,891,086
Investing activities:        
Purchases of property and equipment     (292,590) (122,389)
Capitalized labor for internal use software     (846,375) (575,882)
Net cash used in investing activities     (1,138,965) (698,271)
Financing activities:        
Payments on equipment loan     (108,953) (71,121)
Proceeds from equipment loan     226,212 0
Proceeds from issuance of common stock     70,289 50,297
Purchases of treasury stock     (765,887) (393,766)
Assets held for customers     (5,933,757) 5,136,555
Net cash provided by (used in) financing activities     (6,512,096) 4,721,965
Change in cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves     (6,236,905) 5,914,780
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period 87,618,491 90,810,089 87,618,491 90,810,089
Cash, Cash Equivalents, Settlement Processing Assets, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 81,381,586 96,724,869 81,381,586 96,724,869
Supplemental disclosure of cash flow information:        
Interest     34,906 41,535
Income taxes     438,000 303,000
Right of use assets obtained in exchange for operating lease liabilities     0 963,487
Issuance of deferred stock compensation     1,324,800 1,497,300
Cash and cash equivalents 8,056,891 7,155,687 8,056,891  
Settlement processing assets 47,104,006 44,899,603 47,104,006  
Prepaid card load assets 25,648,688 31,578,973 25,648,688  
Customer deposits 1,918,805 1,865,731 1,918,805  
Merchant reserves 4,890,101 5,310,095 4,890,101  
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period 87,618,491 90,810,089 87,618,491 90,810,089
Cash and cash equivalents 7,746,456 8,392,317 7,746,456 8,392,317
Settlement processing assets 57,431,550 59,549,564 57,431,550 59,549,564
Prepaid card load assets 9,387,387 22,065,567 9,387,387 22,065,567
Customer deposits 1,939,656 1,824,820 1,939,656 1,824,820
Merchant reserves 4,876,537 4,892,601 4,876,537 4,892,601
Cash, Cash Equivalents, Settlement Processing Assets, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period $ 81,381,586 $ 96,724,869 81,381,586 96,724,869
Employee Awards [Member]        
Adjustments to reconcile net income (loss) to net cash provided by operating activities:        
Employee stock-based compensation     $ 1,243,899 $ 1,529,105