<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>5
<FILENAME>g89766exv21.txt
<DESCRIPTION>EX-21 SUBSIDIARIES OF NICHOLAS FINANCIAL, INC.
<TEXT>
<PAGE>
EX-21 Subsidiaries of the registrant Nicholas Financial, Inc.

State or Province of Incorporation Subsidiary Ownership % or Organization

Nicholas Financial, Inc. Florida 100%
Nicholas Data Services, Inc. Florida 100%

</TEXT>
</DOCUMENT>
