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Consolidated Statements of Income (USD $)
 12 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Mar. 31, 2010
Revenue:      
Interest and fee income on finance receivables $ 68,122,532 $ 62,719,904 $ 56,403,536
Sales 44,070 53,622 68,117
Revenues, Total 68,166,602 62,773,526 56,471,653
Expenses:      
Cost of sales 12,177 12,866 18,288
Marketing 1,252,854 1,224,484 1,205,596
Salaries and employee benefits 17,582,967 16,430,763 14,380,695
Administrative 7,971,491 7,776,887 7,438,113
Provision for credit losses 5,319 4,610,221 11,321,849
Depreciation 287,839 266,686 322,050
Interest expense 4,891,854 5,599,951 5,169,736
Change in fair value of interest rate swaps   (495,136) (1,034,869)
Expenses, Total 32,004,501 35,426,722 38,821,458
Operating income before income taxes 36,162,101 27,346,804 17,650,195
Income tax expense 13,931,809 10,541,620 6,785,634
Net income $ 22,230,292 $ 16,805,184 $ 10,864,561
Earnings per share:      
Basic (in dollares per share) $ 1.89 $ 1.45 $ 0.95
Diluted (in dollares per share) $ 1.85 $ 1.41 $ 0.93
Dividends declared per share (in dollares per share) $ 0.30 $ 0.00 $ 0.00