XML 25 R4.htm IDEA: XBRL DOCUMENT v2.4.0.6
Condensed Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2011
Dec. 31, 2010
Revenue:        
Interest and fee income on finance receivables $ 17,126,855 $ 15,984,880 $ 50,950,173 $ 46,649,661
Sales 13,116 10,470 35,102 29,689
Revenues, Total 17,139,971 15,995,350 50,985,275 46,679,350
Expenses:        
Cost of sales 4,051 2,857 9,650 9,174
Marketing 326,324 329,572 929,153 958,654
Salaries and employee benefits 4,342,797 4,021,027 13,101,109 11,935,748
Administrative 2,011,431 1,825,296 5,973,562 5,632,536
Provision for credit losses 454,339 1,201,172 711,783 4,508,706
Depreciation 70,680 65,624 216,217 199,023
Interest expense 1,236,866 1,382,950 3,702,737 4,372,080
Change in fair value of interest rate swaps 0 (95,756) 0 (477,949)
Operating Expenses, Total 8,446,488 8,732,742 24,644,211 27,137,972
Operating income before income taxes 8,693,483 7,262,608 26,341,064 19,541,378
Income tax expense 3,330,762 2,787,788 10,155,446 7,508,376
Net income $ 5,362,721 $ 4,474,820 $ 16,185,618 $ 12,033,002
Earnings per share:        
Basic (in dollars per share) $ 0.46 $ 0.39 $ 1.38 $ 1.04
Diluted (in dollars per share) $ 0.45 $ 0.38 $ 1.35 $ 1.01
Dividends declared per share $ 0.10 $ 0 $ 0.20 $ 0