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Consolidated Statements of Income (USD $)
 3 Months Ended 6 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Revenue:        
Interest and fee income on finance receivables $ 17,761,998 $ 17,199,730 $ 35,032,086 $ 33,823,318
Sales 9,180 11,269 18,949 21,986
Revenues, Total 17,771,178 17,210,999 35,051,035 33,845,304
Expenses:        
Cost of sales 1,809 2,843 5,172 5,599
Marketing 355,498 304,033 729,830 602,829
Salaries and employee benefits 4,563,604 4,366,502 9,088,090 8,758,312
Administrative 2,339,690 2,032,748 4,499,044 3,962,131
Provision for credit losses 308,340 178,029 318,712 257,444
Depreciation 70,253 72,996 142,720 145,537
Interest expense 1,250,231 1,236,893 2,442,371 2,465,871
Change in fair value of interest rate swap agreements 474,019   683,120  
Operating Expenses, Total 9,363,444 8,194,044 17,909,059 16,197,723
Operating income before income taxes 8,407,734 9,016,955 17,141,976 17,647,581
Income tax expense 3,245,784 3,496,851 6,606,501 6,824,684
Net income $ 5,161,950 $ 5,520,104 $ 10,535,475 $ 10,822,897
Earnings per share:        
Basic $ 0.43 $ 0.47 $ 0.88 $ 0.92
Diluted $ 0.42 $ 0.46 $ 0.86 $ 0.90
Dividends declared per share (in dollars per share) $ 0.12 $ 0.10 $ 0.22 $ 0.10