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Consolidated Statements of Cash Flows (USD $)
 6 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Cash flows from operating activities    
Net income $ 10,535,475 $ 10,822,897
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 142,720 145,537
Gain on sale of property and equipment (5,615) (4,026)
Provision for credit losses 318,712 257,444
Deferred income taxes 614,987 (187,722)
Share-based compensation 575,404 234,911
Change in fair value of interest rate swap agreements 683,120  
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 201,685 69,581
Accounts payable and accrued expenses 408,383 (440,898)
Income taxes receivable (785,353) (893,251)
Deferred revenues 46,861 (37,061)
Net cash provided by operating activities 12,736,379 9,967,412
Cash flows from investing activities    
Purchase and origination of finance receivables (71,122,887) (65,826,689)
Principal payments received 64,080,392 58,800,575
Increase in assets held for resale (268,649) (417,842)
Purchase of property and equipment (149,566) (219,019)
Proceeds from sale of property and equipment 6,670 20,650
Net cash used in investing activities (7,454,040) (7,642,325)
Cash flows from financing activities    
Net repayment from line of credit (2,000,000) (1,000,000)
Decrease in drafts payable (37,216) (484,836)
Payment of cash dividends (2,649,163) (1,196,914)
Proceeds from exercise of stock options 220,136 699,159
Excess tax benefits from exercise of stock options and vesting of other share awards 103,400 359,657
Net cash used by financing activities (4,362,843) (1,622,934)
Net increase in cash 919,496 702,153
Cash, beginning of period 2,803,054 2,017,540
Cash, end of period $ 3,722,550 $ 2,719,693