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Consolidated Balance Sheets (USD $)
Mar. 31, 2013
Mar. 31, 2012
Assets    
Cash $ 2,797,716 $ 2,803,054
Finance receivables, net 249,825,801 241,253,430
Assets held for resale 1,203,664 1,373,001
Prepaid expenses and other assets 736,746 751,040
Income taxes receivable 102,999 497,535
Property and equipment, net 741,581 758,784
Deferred income taxes 8,426,961 9,123,300
Total assets 263,835,468 256,560,144
Liabilities and shareholders' equity    
Line of credit 125,500,000 112,000,000
Drafts payable 2,096,311 1,602,079
Accounts payable and accrued expenses 7,405,579 6,612,429
Deferred revenues 1,363,630 1,082,475
Interest rate swap agreements 504,852  
Total liabilities 136,870,372 121,296,983
Commitments and contingencies      
Shareholders' equity:    
Preferred stock, no par: 5,000,000 shares authorized; none issued      
Common stock, no par: 50,000,000 shares authorized; 12,154,069 and 11,960,975 shares issued, respectively 30,031,548 28,426,043
Retained earnings 96,933,548 106,837,118
Total shareholders' equity 126,965,096 135,263,161
Total liabilities and shareholders' equity $ 263,835,468 $ 256,560,144