XML 47 R16.htm IDEA: XBRL DOCUMENT v2.4.0.6

Finance Receivables (Tables)

9 Months Ended

Dec. 31, 2012

Receivables [Abstract]

Schedule of finance receivables consisting of automobile finance installment contracts and direct loans

		December 31, 2012				March 31, 2012
Finance receivables, gross contract		$	389,380,493			$	388,988,355
Unearned interest			(110,341,867	)			(110,651,966	)
Finance receivables, net of unearned interest			279,038,626				278,336,389
Allowance for credit losses			(32,695,952	)			(35,987,868	)
Finance receivables, net		$	246,342,674			$	242,348,521

Schedule of reconciliation of the changes in the allowance for credit losses on Contracts

		Three months ended December 31,								Nine months ended December 31,
		2012				2011				2012				2011
Balance at beginning of period		$	34,100,661			$	36,356,666			$	35,495,684			$	35,895,449
Discounts acquired on new volume			2,485,560				2,729,337				8,469,382				8,805,428
Current period provision			757,347				450,951				971,746				559,659
Losses absorbed			(5,571,903	)			(4,474,500	)			(14,527,271	)			(11,269,063	)
Recoveries			786,891				559,716				2,339,194				1,664,824
Discounts accreted			(404,994	)			(8,570	)			(595,173	)			(42,697	)
Balance at end of period		$	32,153,562			$	35,613,600			$	32,153,562			$	36,613,600

Schedule of reconciliation of the changes in the allowance for credit losses on contracts

		Three months ended December 31,								Nine months ended December 31,
		2012				2011				2012				2011
Balance at beginning of period		$	531,101			$	489,978			$	492,184			$	378,418
Current period provision			61,556				3,388				165,869				152,124
Losses absorbed			(57,006	)			(26,150	)			(131,201	)			(77,244	)
Recoveries			6,739				5,565				15,538				19,483
Balance at end of period		$	542,390			$	472,781			$	542,390			$	472,781

Schedule of the credit quality by creditworthiness

		December 31, 2012								March 31, 2012
		Contracts				Direct Loans				Contracts				Direct Loans
Non-bankrupt accounts		$	379,983,971			$	8,841,768			$	382,358,608			$	6,221,688
Bankrupt accounts			535,424				19,330				408,059				—
Total		$	380,519,395			$	8,861,098			$	382,766,667			$	6,221,688
Performing accounts		$	373,735,506			$	8,809,302			$	380,213,503			$	6,202,498
Non-performing accounts			6,783,889				51,796				2,553,164				19,190
Total		$	380,519,395			$	8,861,098			$	382,766,667			$	6,221,688

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and reconciliation of changes in allowance for credit losses account.

+ References

No definition available.

+ Details

Name:	nick_ReconciliationOfChangesInAllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	nick_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 29

-URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 55

-Paragraph 19

-URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3,4)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3, 4

-Article 5

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration