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Consolidated Statements of Income (Unaudited) (USD $)
3 Months Ended 9 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2012
Dec. 31, 2011
Revenue:        
Interest and fee income on finance receivables $ 17,878,745 $ 17,126,855 $ 52,910,831 $ 50,950,173
Sales 10,247 13,116 29,196 35,102
Revenues, Total 17,888,992 17,139,971 52,940,027 50,985,275
Expenses:        
Cost of sales 3,895 4,051 9,067 9,650
Marketing 362,159 326,324 1,091,989 929,153
Salaries and employee benefits 4,451,546 4,342,797 13,539,636 13,101,109
Administrative 2,233,224 1,951,570 6,599,810 5,853,855
Dividend tax 1,286,694 59,861 1,419,152 119,707
Provision for credit losses 818,903 454,339 1,137,615 711,783
Depreciation 69,998 70,680 212,718 216,217
Interest expense 1,275,015 1,236,866 3,717,386 3,702,737
Change in fair value of interest rate swap agreements (37,348)   645,772  
Operating Expenses, Total 10,464,086 8,446,488 28,373,145 24,644,211
Operating income before income taxes 7,424,906 8,693,483 24,566,882 26,341,064
Income tax expense 2,859,686 3,330,762 9,466,187 10,155,446
Net income $ 4,565,220 $ 5,362,721 $ 15,100,695 $ 16,185,618
Earnings per share:        
Basic (in dollars per share) $ 0.38 $ 0.46 $ 1.26 $ 1.38
Diluted (in dollars per share) $ 0.37 $ 0.45 $ 1.24 $ 1.35
Dividends declared per share (in dollars per share) $ 2.12 $ 0.10 $ 2.34 $ 0.20