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Consolidated Statements of Cash Flows (Unaudited) (USD $)
 9 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities    
Net income $ 15,100,695 $ 16,185,618
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 212,718 216,217
Gain on sale of property and equipment (5,615) (9,925)
Provision for credit losses 1,137,615 711,783
Deferred income taxes 867,325 (145,787)
Share-based compensation 658,707 404,569
Change in fair value of interest rate swap agreements 645,772  
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 52,644 114,925
Accounts payable and accrued expenses (1,093,360) (1,360,592)
Income taxes receivable (899,926) (719,561)
Deferred revenues 25,237 (33,661)
Net cash provided by operating activities 16,701,812 15,363,586
Cash flows from investing activities    
Purchase and origination of finance receivables (100,603,313) (95,949,601)
Principal payments received 95,471,545 87,916,478
Increase in assets held for resale (392,302) (683,026)
Purchase of property and equipment (212,808) (270,661)
Proceeds from sale of property and equipment 6,670 55,150
Net cash used in investing activities (5,730,208) (8,931,660)
Cash flows from financing activities    
Net proceeds from (repayment) line of credit 18,500,000 (2,000,000)
Increase (decrease) in drafts payable 150,802 (432,213)
Payment of cash dividends (28,383,040) (2,394,137)
Proceeds from exercise of stock options 422,400 631,063
Excess tax benefits from exercise of stock options and vesting of other share awards 201,836 465,907
Net cash used by financing activities (9,108,002) (3,729,380)
Net increase in cash 1,863,602 2,702,546
Cash, beginning of period 2,803,054 2,017,540
Cash, end of period $ 4,666,656 $ 4,720,086