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Consolidated Statements of Income (USD $)
12 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Mar. 31, 2012
Revenue:      
Interest and fee income on finance receivables $ 82,609,859 $ 82,072,643 $ 80,470,980
Sales 19,084 37,803 44,070
Total revenue 82,628,943 82,110,446 80,515,050
Expenses:      
Cost of sales 8,601 11,624 12,177
Marketing 1,491,216 1,452,659 1,252,854
Salaries and employee benefits 19,634,202 18,325,945 17,582,967
Professional fees 3,659,429 893,044 559,515
Administrative 8,889,755 8,146,644 7,232,325
Dividend tax 142,557 1,492,227 179,651
Provision for credit losses 14,979,216 13,391,875 12,367,593
Depreciation 317,504 284,594 287,839
Interest expense 5,678,188 5,120,827 4,891,854
Change in fair value of interest rate swap agreements (688,455) 504,852  
Total operating expenses 54,112,213 49,624,291 44,366,775
Operating income before income taxes 28,516,730 32,486,155 36,148,275
Income tax expense 11,813,378 12,545,209 13,926,516
Net income $ 16,703,352 $ 19,940,946 $ 22,221,759
Earnings per share:      
Basic (in dollars per share) $ 1.38 $ 1.66 $ 1.89
Diluted (in dollars per share) $ 1.36 $ 1.63 $ 1.85
Dividends declared per share (in dollars per share) $ 0.24 $ 2.46 $ 0.30