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Consolidated Statements of Cash Flows (USD $)
 12 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:      
Net income $ 16,703,352 $ 19,940,946 $ 22,221,759
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 317,504 284,594 287,839
Gain on sale of property and equipment (64,039) (11,339) (26,945)
Provision for credit losses 14,979,216 13,391,875 12,367,593
Amortization of dealer discounts (13,490,892) (11,482,251) (12,348,448)
Deferred income taxes 1,710,365 696,339 245,273
Share-based compensation 535,070 812,004 551,912
Change in fair value of interest rate swap agreements (688,455) 504,852  
Changes in operating assets and liabilities:      
Prepaid expenses and other assets (154,298) 14,294 (70,425)
Accounts payable and accrued expenses 1,519,340 793,150 (596,958)
Income taxes receivable (990,683) 394,536 (731,289)
Deferred revenues 964,914 281,155 (25,432)
Net cash provided by operating activities 21,341,394 25,620,155 21,874,879
Cash flows from investing activities:      
Purchase and origination of finance contracts (156,997,870) (141,562,259) (134,347,957)
Principal payments received 135,991,752 131,080,264 122,157,971
(Increase) decrease in assets held for resale (492,666) 169,337 (317,861)
Purchase of property and equipment (464,598) (271,003) (320,537)
Proceeds from sale of property and equipment 83,021 14,951 72,170
Net cash used in investing activities (21,880,361) (10,568,710) (12,756,214)
Cash flows from financing activities:      
(Repayment of) net proceeds from line of credit 2,400,000 13,500,000 (6,000,000)
Payment of cash dividend (2,851,126) (29,844,516) (3,593,021)
(Decrease) increase in drafts payable 242,250 494,232 (276,530)
Proceeds from exercise of stock options 328,913 612,465 830,277
Excess tax benefits from exercise of stock options, vesting of restricted share awards and issuance of performance share awards 256,250 181,036 706,123
Net cash provided by (used in) financing activities 376,287 (15,056,783) (8,333,151)
Net (decrease) increase in cash (162,680) (5,338) 785,514
Cash, beginning of year 2,797,716 2,803,054 2,017,540
Cash, end of year $ 2,635,036 $ 2,797,716 $ 2,803,054