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Consolidated Statements of Income (Unaudited) (USD $)
3 Months Ended 9 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2013
Dec. 31, 2012
Revenue:        
Interest and fee income on finance receivables $ 20,756,034 $ 20,594,614 $ 62,168,567 $ 61,708,812
Sales 5,196 10,247 17,322 29,196
Total Revenue 20,761,230 20,604,861 62,185,889 61,738,008
Expenses:        
Cost of sales 2,125 3,895 6,961 9,067
Marketing 350,408 362,159 1,109,997 1,091,989
Salaries and employee benefits 4,859,897 4,451,546 14,542,906 13,539,636
Professional fees 1,060,863 187,220 2,012,249 639,032
Administrative 2,223,531 2,046,004 6,607,094 5,960,778
Provision for credit losses 4,183,035 3,484,811 10,797,930 9,849,798
Dividend taxes   1,286,694 142,557 1,419,152
Depreciation 78,755 69,998 230,909 212,718
Interest expense 1,441,175 1,275,015 4,288,979 3,717,386
Change in fair value of interest rate swap agreements (98,346) (37,348) (681,989) 645,772
Total operating expenses 14,101,443 13,129,994 39,057,593 37,085,328
Operating income before income taxes 6,659,787 7,474,867 23,128,296 24,652,680
Income tax expense 2,833,019 2,878,811 9,284,483 9,499,030
Net income $ 3,826,768 $ 4,596,056 $ 13,843,813 $ 15,153,650
Earnings per share:        
Basic (in dollars per share) $ 0.32 $ 0.38 $ 1.15 $ 1.27
Diluted (in dollars per share) $ 0.31 $ 0.38 $ 1.13 $ 1.24
Dividends declared per share (in dollars per share)   $ 2.12 $ 0.24 $ 2.34