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Consolidated Statements of Cash Flows (Unaudited) (USD $)
 9 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Cash flows from operating activities    
Net income $ 13,843,813 $ 15,153,650
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 230,909 212,718
Gain on sale of property and equipment (21,800) (5,615)
Provision for credit losses 10,797,930 9,849,798
Amortization of dealer discounts (9,911,725) (8,797,978)
Deferred income taxes 1,378,601 900,165
Share-based compensation 405,264 658,707
Change in fair value of interest rate swap agreements (681,989) 645,772
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 24,912 52,644
Accounts payable and accrued expenses (728,528) (1,093,360)
Income taxes receivable (173,824) (899,926)
Deferred revenues 654,952 25,237
Net cash provided by operating activities 15,818,515 16,701,812
Cash flows from investing activities    
Purchase and origination of finance receivables (111,941,584) (100,603,313)
Principal payments received 99,626,856 95,471,545
Increase in assets held for resale (554,507) (392,302)
Purchase of property and equipment (273,507) (212,808)
Proceeds from sale of property and equipment 40,781 6,670
Net cash used in investing activities (13,101,961) (5,730,208)
Cash flows from financing activities    
Net draws on line of credit 1,500,000 18,500,000
Change in drafts payable (525,556) 150,802
Payment of cash dividends (2,851,126) (28,383,040)
Proceeds from exercise of stock options 275,772 422,400
Excess tax benefits from exercise of stock options and vesting of other share awards 176,106 201,836
Net cash provided (used) by financing activities (1,424,804) (9,108,002)
Net increase in cash 1,291,750 1,863,602
Cash, beginning of period 2,797,716 2,803,054
Cash, end of period $ 4,089,466 $ 4,666,656