<SEC-DOCUMENT>0001193125-14-304053.txt : 20140812
<SEC-HEADER>0001193125-14-304053.hdr.sgml : 20140812
<ACCEPTANCE-DATETIME>20140811093254
ACCESSION NUMBER:		0001193125-14-304053
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20140630
FILED AS OF DATE:		20140811
DATE AS OF CHANGE:		20140811

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NICHOLAS FINANCIAL INC
		CENTRAL INDEX KEY:			0001000045
		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
		IRS NUMBER:				593019317
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26680
		FILM NUMBER:		141029156

	BUSINESS ADDRESS:	
		STREET 1:		2454 MCMULLEN BOOTH RD
		STREET 2:		BLDG C SUITE 501 B
		CITY:			CLEARWATER
		STATE:			FL
		ZIP:			33759
		BUSINESS PHONE:		7277260763

	MAIL ADDRESS:	
		STREET 1:		2454 MCMULLEN BOOTH RD
		STREET 2:		BLDG C SUITE 501B
		CITY:			CLEARWATER
		STATE:			FL
		ZIP:			33759
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>d767435d10q.htm
<DESCRIPTION>FORM 10-Q
<TEXT>
<HTML><HEAD>
<TITLE>Form 10-Q</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, DC 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM 10-Q
</B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B><FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT><B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"><B>QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 </B></TD></TR></TABLE>
 <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FOR THE QUARTERLY PERIOD ENDED June&nbsp;30, 2014 </B></P>
 <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT><B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"><B>TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 </B></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FOR THE TRANSITION PERIOD FROM
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U> TO
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U>. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Commission file number: 0-26680 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>NICHOLAS
FINANCIAL, INC. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact Name of Registrant as Specified in its Charter) </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>British Columbia, Canada</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>8736-3354</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or Other Jurisdiction of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Incorporation or Organization)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(I.R.S. Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>2454 McMullen Booth Road, Building C</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Clearwater, Florida</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>33759</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"><B>(Address of Principal Executive Offices)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>(Zip Code)</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(727) 726-0763 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Registrant&#146;s telephone number, including area code) </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant (1)&nbsp;has filed all reports required to be filed by Section&nbsp;13 and 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter periods that the Registrant was required to file such reports), and (2)&nbsp;has been subject to such filing requirements for the past 90 days.&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;<FONT
STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark
whether the Registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such
shorter period that the Registrant was required to submit and post such
files).&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See
definitions of &#147;large accelerated filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule&nbsp;12b-2 of the Exchange Act. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Large&nbsp;accelerated&nbsp;filer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Accelerated&nbsp;filer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Non-accelerated filer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Smaller&nbsp;reporting&nbsp;company</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by checkmark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange
Act)&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of July&nbsp;30, 2014, the registrant had 12,273,734 shares of common stock outstanding. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NICHOLAS FINANCIAL, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FORM 10-Q </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc"></A>TABLE OF CONTENTS </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="89%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><FONT STYLE="font-size:8pt"><B>Page</B></FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Part&nbsp;I.</U></B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx767435_1"><U>Financial Information</U></A></B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;1.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_2">Financial Statements (Unaudited)</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_3">Consolidated Balance Sheets as of June 30, 2014 and March 31, 2014</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_4">Consolidated Statements of Income for the three months ended June 30, 2014 and 2013</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_5">Consolidated Statements of Cash Flows for the three months ended June 30, 2014 and 2013</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_6">Notes to the Consolidated Financial Statements</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;2.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_7">Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;3.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_8">Quantitative and Qualitative Disclosures about Market Risk</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;4.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_9">Controls and Procedures</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Part&nbsp;II.</U></B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx767435_10"><U>Other Information</U></A></B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;1.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_11">Legal Proceedings</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;1A.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_12">Risk Factors</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Item&nbsp;6.</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx767435_13">Exhibits</A></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx767435_1"></A>PART I. FINANCIAL INFORMATION </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx767435_2"></A>ITEM&nbsp;1.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>FINANCIAL STATEMENTS </B></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><A NAME="tx767435_3"></A>Nicholas Financial, Inc. and Subsidiaries
</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Consolidated Balance Sheets </P>
 <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B><br><B>2014<BR>(Unaudited)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>March&nbsp;31,</B><br><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Assets</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,290,969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,635,036</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">278,173,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">269,343,595</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Assets held for resale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,040,030</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,696,330</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income taxes receivable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,093,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Prepaid expenses and other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">814,146</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">891,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Property and equipment, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">897,111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">869,693</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest rate swap agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">183,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deferred income taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,009,056</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,716,596</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">291,284,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">283,429,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Liabilities and shareholders&#146; equity</B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Line of credit</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">131,400,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">127,900,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Drafts payable</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,623,610</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,338,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accounts payable and accrued expenses</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,581,169</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,924,919</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest rate swap agreements</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income taxes payable</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">936,646</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deferred revenues</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,583,798</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,328,544</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">144,213,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">141,492,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shareholders&#146; equity</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Preferred stock, no par: 5,000,000 shares authorized; none issued</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common stock, no par: 50,000,000 shares authorized; 12,273,734 and 12,220,874 shares issued and outstanding, respectively</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31,375,702</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31,151,781</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Retained earnings</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">115,694,962</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110,785,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total shareholders&#146; equity</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147,070,664</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">141,937,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities and shareholders&#146; equity</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">291,284,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">283,429,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>See accompanying notes. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><A NAME="tx767435_4"></A>Nicholas Financial, Inc. and Subsidiaries </P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Consolidated Statements of Income </P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest and fee income on finance receivables</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,332,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,475,735</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Expenses:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Marketing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">402,867</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">396,074</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Salaries and employee benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,221,180</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,851,450</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Professional fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">617,848</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">468,403</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Administrative</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,376,124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,132,543</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for credit losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,231,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,641,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Dividend taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Depreciation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">90,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,448,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,404,906</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Change in fair value of interest rate swap agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">212,287</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(833,259</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,601,289</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,210,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Operating income before income taxes</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,731,225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,265,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income tax expense</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,822,037</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,564,980</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,909,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,700,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Earnings per share:</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Basic</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Diluted</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Dividends declared per share</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>See accompanying notes. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><A NAME="tx767435_5"></A>Nicholas Financial, Inc. and Subsidiaries </P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Consolidated Statements of Cash Flows </P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Three months ended</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>June&nbsp;30,</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Cash flows from operating activities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,909,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,700,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Adjustments to reconcile net income to net cash provided by operating activities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Depreciation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">90,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Gain on sale of property and equipment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,013</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for credit losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,231,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,641,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of dealer discounts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,283,641</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,974,446</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deferred income taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(292,460</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">858,193</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Share-based compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Change in fair value of interest rate swap agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">212,287</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(833,259</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Changes in operating assets and liabilities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Prepaid expenses and other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,898</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,958</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accounts payable and accrued expenses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,343,750</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(740,518</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income taxes receivable/payable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,030,328</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,603,069</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deferred revenues</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">255,254</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">240,923</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net cash provided by operating activities</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,002,525</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,688,869</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Cash flows from investing activities</B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchase and origination of finance receivables</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(43,142,921</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(39,328,663</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Principal payments received</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33,365,083</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,229,127</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Increase in assets held for resale</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(343,700</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(578,359</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchase of property and equipment</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(118,001</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(101,122</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from sale of property and equipment</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net cash used in investing activities</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10,239,539</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,766,217</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Cash flows from financing activities</B></P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net draws on line of credit</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,500,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">521,510</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Change in drafts payable</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(714,951</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(272,791</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Payment of cash dividends</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,460,372</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from exercise of stock options</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Excess tax benefits from share-based compensation</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36,182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67,096</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net cash provided (used) by financing activities</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,892,947</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,061,417</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net (decrease) increase in cash</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(344,067</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">861,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash, beginning of period</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,635,036</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,797,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash, end of period</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,290,969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,658,951</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>See accompanying notes. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><A NAME="tx767435_6"></A>Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P>
 <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>1. Basis of Presentation </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The accompanying consolidated balance sheet as of March&nbsp;31, 2014, which has been derived from audited financial statements, and the
accompanying unaudited interim consolidated financial statements of Nicholas Financial, Inc. (including its subsidiaries, the &#147;Company&#148;) have been prepared in accordance with accounting principles generally accepted in the United States
(&#147;U.S. GAAP&#148;) for interim financial information and with the instructions to Form 10-Q pursuant to the Securities and Exchange Act of 1934, as amended in Article 10 of Regulation S-X. Accordingly, they do not include all of the information
and footnotes required by U.S. GAAP for complete consolidated financial statements, although the Company believes that the disclosures made are adequate to ensure the information is not misleading. In the opinion of management, all adjustments
(consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for interim periods are not necessarily indicative of the results that may be expected for the year ending March&nbsp;31,
2015. It is suggested that these consolidated financial statements be read in conjunction with the consolidated financial statements and accompanying notes thereto included in the Company&#146;s Annual Report on Form 10-K for the year ended
March&nbsp;31, 2014 as filed with the Securities and Exchange Commission on June&nbsp;16, 2014. The March&nbsp;31, 2014 consolidated balance sheet included herein has been derived from the March&nbsp;31, 2014 audited consolidated balance sheet
included in the aforementioned Form 10-K. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make
estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during
the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses on finance receivables and the fair
value of interest rate swap agreements. </P>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>2. Revenue Recognition </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Finance receivables consist of automobile finance installment contracts (&#147;Contracts&#148;) and direct consumer loans (&#147;Direct
Loans&#148;). Interest income on finance receivables is recognized using the interest method. Accrual of interest income on finance receivables is suspended when a loan enters bankruptcy status, is contractually delinquent for 60 days or more or the
collateral is repossessed, whichever is earlier. Chapter 13 bankrupt accounts are accounted for under the cost-recovery method. Interest income on Chapter 13 bankrupt accounts does not resume until all principal amounts are recovered (see Note 4).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A dealer discount represents the difference between the finance receivable, net of unearned interest, of a Contract, and the amount of money the Company
actually pays for the Contract. The discount negotiated by the Company is a function of the lender, the wholesale value of the vehicle and competition in any given market. In making decisions regarding the purchase of a particular Contract the
Company considers the following factors related to the borrower: place and length of residence; current and prior job status; history in making installment payments for automobiles; current income; and credit history. In addition, the Company
examines its prior experience with Contracts purchased from the dealer from which the Company is purchasing the Contract, and the value of the automobile in relation to the purchase price and the term of the Contract. The entire amount of discount
is amortized as an adjustment to yield using the interest method over the life of the loan. The average dealer discount associated with new volume for the three months ended June&nbsp;30, 2014 and 2013 was 8.19% and 8.35%, respectively in relation
to the total amount financed. The decrease in the average dealer discount is due to an increase in competition. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Gross finance receivables represent
principal balance plus unearned income. The amount of future unearned income is computed as the product of the Contract rate, the Contract term, and the Contract amount. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Deferred revenues consist primarily of commissions received from the sale of ancillary products. These products include automobile warranties, roadside
assistance programs, accident and health insurance, credit life insurance and forced placed automobile insurance. These commissions are amortized over the life of the contract using the interest method. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s net costs for originating direct loans are recognized as an adjustment to the yield and are amortized over the life of the loan using the
interest method. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements (Continued) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>3. Earnings Per Share </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Basic earnings per share is calculated by dividing the reported net income for the period by the weighted average number of shares of common
stock outstanding. Diluted earnings per share includes the effect of dilutive options and other share awards. Basic and diluted earnings per share have been computed as follows: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Numerator for earnings per share &#150; net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,909,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,700,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Denominator:</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Denominator for basic earnings per share &#150; weighted average shares</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,178,293</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,065,012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Effect of dilutive securities:</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock options and other share awards</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">184,909</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">222,480</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Denominator for diluted earnings per share</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,363,202</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,287,492</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Earnings per share:</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Basic</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Diluted</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For the three months ended June&nbsp;30, 2014 and 2013, potential common stock from stock options totaling 90,000 and 10,000,
respectively, were not included in the diluted earnings per share calculation because their effect is anti-dilutive. </P>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>4. Finance Receivables </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Finance receivables consist of automobile finance installment Contracts and Direct Loans and are detailed as follows: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>March&nbsp;31,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables, gross contract</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">440,506,362</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">424,344,193</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Unearned interest</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(130,935,575</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(124,306,969</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables, net of unearned interest</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">309,570,787</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">300,037,224</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Unearned dealer discounts</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17,756,663</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17,214,269</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables, net of unearned interest and unearned dealer discounts</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">291,814,124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">282,822,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for credit losses</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(13,640,865</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(13,479,360</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables, net</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">278,173,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">269,343,595</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The terms of the Contracts range from 12 to 72 months and the Direct Loans range from 6 to 48 months. The Contracts and Direct
Loans bear a weighted average effective interest rate of 23.03% and 26.37% as of June&nbsp;30, 2014, respectively and 23.08% and 26.32% as of March&nbsp;31, 2014, respectively. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Finance receivables consist of Contracts and Direct Loans, each of which comprises a portfolio segment. Each portfolio segment consists of smaller balance
homogeneous loans which are collectively evaluated for impairment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth a reconciliation of the changes in the allowance for
credit losses on Contracts: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at beginning of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,889,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,090,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Current period provision</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,073,398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,494,430</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Losses absorbed</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,849,623</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,648,976</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">821,048</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">875,067</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at end of period</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,933,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,811,173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements (Continued) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>4. Finance Receivables (continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company purchases Contracts from automobile dealers at a negotiated price that is less than the original
principal amount being financed by the purchaser of the automobile. The Contracts are predominately for used vehicles. As of June&nbsp;30, 2014, the average model year of vehicles collateralizing the portfolio was a 2006 vehicle. The average loan to
value ratio, which expresses the amount of the Contract as a percentage of the value of the automobile, is approximately 95%. The Company utilizes a static pool approach to track portfolio performance. If the allowance for credit losses is
determined to be inadequate for a static pool, then an additional charge to income through the provision is used to maintain adequate reserves based on management&#146;s evaluation of the risk inherent in the loan portfolio, the composition of the
portfolio, and current economic conditions. Such evaluation, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management&#146;s
estimate of probable credit losses and other factors that warrant recognition in providing for an adequate allowance for credit losses. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following
table sets forth a reconciliation of the changes in the allowance for credit losses on Direct Loans: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at beginning of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">590,278</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">467,917</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Current period provision</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">158,418</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147,361</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Losses absorbed</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(54,101</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,586</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at end of period</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">706,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">591,881</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Direct Loans are originated directly between the Company and the consumer. These loans are typically for amounts ranging from
$1,000 to $8,000 and are generally secured by a lien on an automobile, watercraft or other permissible tangible personal property. The majority of Direct Loans are originated with current or former customers under the Company&#146;s automobile
financing program. The typical Direct Loan represents a significantly better credit risk than our typical Contract due to the customer&#146;s historical payment history with the Company. In deciding whether or not to make a loan, the Company
considers the individual&#146;s credit history, job stability, income and impressions created during a personal interview with a Company loan officer. Additionally, because most of Direct Loans made by the Company to date have been made to borrowers
under Contracts previously purchased by the Company, the payment history of the borrower under the Contract is a significant factor in making the loan decision. As of June&nbsp;30, 2014, loans made by the Company pursuant to its Direct Loan program
constituted approximately 3% of the aggregate principal amount of the Company&#146;s loan portfolio. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Changes in the allowance for credit losses for both
Contracts and Direct Loans were driven by current economic conditions and trends over several reporting periods which are useful in estimating future losses and overall portfolio performance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A performing account is defined as an account that is less than 61 days past due. A non-performing account is defined as an account that is contractually
delinquent for 61 days or more and the accrual of interest income is suspended. When an account is 120 days contractually delinquent, the account is written off. Upon notification of a Chapter 13 bankruptcy, an account is monitored for collection
with other Chapter 13 bankrupt accounts. In the event the debtors balance has been reduced by the bankruptcy court, the Company will record a loss equal to the amount of principal balance reduction. The remaining balance will be reduced as payments
are received by the bankruptcy court. In the event an account is dismissed from bankruptcy, the Company will decide, based on several factors, to begin repossession proceedings to allow the customer to begin making regularly scheduled payments. </P>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements (Continued) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>4. Finance Receivables (continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table is an assessment of the credit quality by creditworthiness: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B><br><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B><br><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Contracts</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Direct Loans</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Contracts</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Direct Loans</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Performing accounts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">420,006,795</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,118,330</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">396,448,006</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,613,865</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-performing accounts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,889,676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57,331</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,470,426</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,083</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">425,896,471</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,175,661</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">391,977,580</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,654,948</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chapter 13 bankrupt accounts</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,406,706</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,458</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,802,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,922</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables, gross contract</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">429,303,240</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,203,119</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">393,780,400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,666,870</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present certain information regarding the delinquency rates experienced by the Company with respect to
Contracts and under its Direct Loans, excluding Chapter 13 bankrupt accounts: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:33.75pt; font-size:8pt; font-family:Times New Roman"><B>Contracts</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Gross&nbsp;Balance<BR>Outstanding</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>31&nbsp;&#150;&nbsp;60 days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>61&nbsp;&#150;&nbsp;90 days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Over&nbsp;90&nbsp;days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June 30, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">425,896,471</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,433,351</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,346,201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,543,475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">22,323,027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.86</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.02</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.36</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.24</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June 30, 2013</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">391,977,580</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,506,882</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,138,575</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,331,851</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,977,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.19</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.80</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.34</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:44.20pt; font-size:8pt; font-family:Times New Roman"><B>Direct Loans</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Gross&nbsp;Balance<BR>Outstanding</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>31&nbsp;&#150;&nbsp;60&nbsp;days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>61&nbsp;&#150;&nbsp;90&nbsp;days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Over&nbsp;90&nbsp;days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June 30, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;11,175,661</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;183,159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;41,491</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;240,490</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.64</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.14</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June 30, 2013</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,654,948</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">79,552</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,046</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,037</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">120,635</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.82</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.28</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>5. Line of Credit </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has a line of credit facility (the &#147;Line&#148;) up to $150,000,000. The pricing of the Line, which expires on
November&nbsp;30,&nbsp;2014, is 300 basis points above 30-day LIBOR with a 1% floor on LIBOR (4.00% at June&nbsp;30, 2014 and March&nbsp;31, 2014). Pledged as collateral for this Line are all of the assets of the Company. The outstanding amount of
the Line was $131,400,000 and $127,900,000 as of June&nbsp;30, 2014 and March&nbsp;31, 2014, respectively. The amount available under the Line was approximately $18,600,000 and $22,100,000 as of June&nbsp;30, 2014 and March&nbsp;31, 2014,
respectively. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The facility requires compliance with certain financial ratios and covenants and satisfaction of specified financial tests, including
maintenance of asset quality and performance tests. Dividends do not require consent in writing by the agent and majority lenders under the new facility as long as the Company is in compliance with a net income covenant. As of June&nbsp;30, 2014,
the Company was in full compliance with all debt covenants. </P>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>6. Interest Rate Swap Agreements </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company utilizes interest rate swap agreements to manage exposure to variability in expected cash flows attributable to interest rate
risk. The interest rate swap agreements convert a portion of the floating rate debt to a fixed rate, more closely matching the interest rate characteristics of finance receivables. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table summarizes the activity in the notional amounts of interest rate swap agreements: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notional amounts at April&nbsp;1</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">New contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Matured contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notional amounts at June&nbsp;30</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements (Continued) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>6. Interest Rate Swap Agreements (continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company currently has two interest rate swap agreements. A June&nbsp;4, 2012 interest rate swap agreement
provides for a five-year interest rate swap in which the Company pays a fixed rate of 1% and receives payments from the counterparty on the 1-month LIBOR rate. This interest rate swap agreement has an effective date of June&nbsp;13, 2012 and a
notional amount of $25,000,000. A July&nbsp;30, 2012 agreement provides for a five-year interest rate swap in which the Company pays a fixed rate of 0.87% and receives payments from the counterparty on the 1-month LIBOR rate. This interest rate swap
agreement has an effective date of August&nbsp;13, 2012 and a notional amount of $25,000,000. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The locations and amounts of (gains) losses in income are
as follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Periodic change in fair value of interest rate swap agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">212,287</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(833,259</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Periodic settlement differentials included in interest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98,992</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">93,314</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">311,279</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(739,945</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net realized gains and losses from the interest rate swap agreements were recorded in the interest expense line item of the
consolidated statements of income. The following table summarizes the average variable rates received and average fixed rates paid under the swap agreements. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three&nbsp;months&nbsp;ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Variable rate received</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fixed rate paid</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.94</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.94</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>7. Income Taxes </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provision for income taxes decreased to approximately $1.8 million for the three months ended June&nbsp;30, 2014 from approximately $3.6
million for the three months ended June&nbsp;30, 2013. The Company&#146;s effective tax rate decreased to 27.07% for the three months ended June&nbsp;30, 2014 from 38.48% for the three months ended June&nbsp;30, 2013. The decrease in the effective
tax rate is related to certain professional fees associated with the potential sale of the Company becoming deductible during the three months ended June&nbsp;30, 2014 when the Arrangement Agreement was terminated. </P>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>8. Fair Value Disclosures </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company measures specific assets and liabilities at fair value, which is an exit price, representing the price that would be received to
sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When applicable, the Company utilizes market data or assumptions that market participants would use in pricing the asset or
liability under a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined as inputs other than
quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable inputs about which little or no market data exists, therefore requiring an entity to develop its own assumptions. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Assets and Liabilities Recorded at Fair Value on a Recurring Basis </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company estimates the fair value of interest rate swap agreements based on the estimated net present value of the future cash flows using a forward
interest rate yield curve in effect as of the measurement period, adjusted for nonperformance risk, if any, including a quantitative and qualitative evaluation of both the Company&#146;s credit risk and the counterparty&#146;s credit risk.
Accordingly, the Company classifies interest rate swap agreements as Level 2. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements (Continued) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>8. Fair Value Disclosures (continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Fair Value Measurement Using</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:39.50pt; font-size:8pt; font-family:Times New Roman"><B>Description</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level&nbsp;1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level 2</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level&nbsp;3</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Fair Value</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest rate swap agreements:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June&nbsp;30, 2014:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Effective June&nbsp;13, 2012 - liability</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(88,682</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(88,682</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Effective August&nbsp;13, 2012 - asset</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">59,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">59,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">March&nbsp;31, 2014 - asset</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">183,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">183,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Financial Instruments Not Measured at Fair Value </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s financial instruments consist of finance receivables and the Line. For each of these financial instruments the carrying value approximates
fair value. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Finance receivables, net approximates fair value based on the price paid to acquire indirect loans. The price paid reflects competitive
market interest rates and purchase discounts for the Company&#146;s chosen credit grade in the economic environment. This market is highly liquid as the Company acquires individual loans on a daily basis from dealers. The initial terms of the
Contracts range from 12 to 72 months. The initial terms of the Direct Loans range from 6 to 48 months. In addition, there have been minimal changes in interest rates and purchase discounts related to these types of loans. If liquidated outside of
the normal course of business, the amount received may not be the carrying value. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Based on current market conditions, any new or renewed credit facility
would contain pricing that approximates the Company&#146;s current Line. Based on these market conditions, the fair value of the Line as of June&nbsp;30, 2014 was estimated to be equal to the book value. The interest rate for the Line is a variable
rate based on LIBOR pricing options. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Fair Value Measurement Using</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:39.50pt; font-size:8pt; font-family:Times New Roman"><B>Description</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level&nbsp;1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level 2</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level 3</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Fair&nbsp;Value</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Finance receivables:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June 30, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">278,173,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">278,173,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">March 31, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">269,344,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">269,344,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Line of credit:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June 30, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">131,400,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">131,400,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">March 31, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">127,900,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">127,900,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a nonrecurring basis. The Company does not currently
have any assets or liabilities measured at fair value on a nonrecurring basis. </P>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>9. Cash Dividend </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dividends were not declared or paid during the three months ended June&nbsp;30, 2014. On May&nbsp;7, 2013 the Board of Directors announced a
quarterly cash dividend equal to $0.12 per common share, to be paid on June&nbsp;28, 2013 to shareholders of record as of June&nbsp;21, 2013. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Payment of
cash dividends results in a 5% withholding tax payable by the Company under the Canada-United States Income Tax Convention which is included in earnings under the caption of dividend tax. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Nicholas Financial, Inc. and Subsidiaries </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Notes to the Consolidated Financial Statements (Continued) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Unaudited) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>10. Contingencies </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a brief summary of litigation filed against the Company and its directors related to the Arrangement contemplated in the
recently terminated Arrangement Agreement between the Company, on the one hand, and Prospect Capital Corporation (&#147;Prospect&#148;) and three of its subsidiaries, on the other hand: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Jason Simpson v. Nicholas Financial, Inc., et al., Case No.&nbsp;13-011726-CI (Circuit Court, Pinellas County, Florida), filed December&nbsp;24, 2013;
Gabriella Rago v. Nicholas Financial, Inc., et al., Case No.&nbsp;8:13-cv-03261-VMC-TGW (U.S. District Court, Tampa, Florida), filed December&nbsp;30, 2013; Matthew John Leonard v. Nicholas Financial, Inc., et al., Case No.&nbsp;13-011811-CI
(Circuit Court, Pinellas County, Florida), filed December&nbsp;31, 2013; Michelangelo Lombardo v. Nicholas Financial, Inc., et al., Case No.&nbsp;14-000095-CI (Circuit Court, Pinellas County, Florida), filed January&nbsp;3, 2014; Edward Opton v.
Stephen Bragin, et al., Case No.&nbsp;14-000139-CI (Circuit Court, Pinellas County, Florida), filed January&nbsp;6, 2014; Marvin Biver v. Nicholas Financial, Inc., et al., Case No.&nbsp;8:14-cv-00250-VMC-TGW (U.S. District Court, Tampa, Florida),
filed February&nbsp;3, 2014; and Richard Abrons v. Nicholas Financial, Inc., et al., Case No.&nbsp;8:14-cv-00583-VMC-TGW (U.S. District Court, Tampa, Florida), filed March&nbsp;10, 2014. These seven substantially similar lawsuits were filed in
connection with the Arrangement contemplated in the Arrangement Agreement between the Company, on the one hand, and Prospect and three Prospect subsidiaries, on the other hand. On April&nbsp;30, 2014, the Biver and the Abrons lawsuits were
consolidated (hereafter, the &#147;Biver lawsuit&#148;). On May&nbsp;8, 2014, the Rago lawsuit was voluntarily dismissed. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each plaintiff to the lawsuits
purported to represent a class of all of the Company&#146;s shareholders other than the defendants and any person or entity related to or affiliated with any defendant. Each plaintiff alleged that the consideration to be paid for the Company&#146;s
Common Shares was inadequate and that certain terms of the Arrangement Agreement were contrary to the interests of the Company&#146;s public shareholders. Each plaintiff sought declaratory relief, injunctive relief, other equitable relief and/or
unspecified damages with respect to the proposed transaction. Each plaintiff, except for the plaintiffs in the Biver lawsuit, also sought an award of attorneys&#146; fees. From July&nbsp;8, 2014 to July&nbsp;15, 2014, following the Company&#146;s
June&nbsp;12, 2014 announcement that the Company&#146;s Board of Directors had determined to terminate the Arrangement Agreement, each pending lawsuit was voluntarily dismissed. No monies or other consideration were exchanged between the plaintiffs
and defendants. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company currently is not a party to any pending legal proceedings other than ordinary routine litigation incidental to its business,
none of which, if decided adversely to the Company, would, in the opinion of management, have a material adverse effect on the Company&#146;s financial condition or results of operations. </P>
 <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>11. Recently Issued Accounting Standards </B></P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In May 2014, the FASB issued <I>ASU No.&nbsp;2014-09, Summary and Amendments That Create Revenue from Contracts with Customers (Topic 660)
and Other Assets and Deferred Costs-Contracts with Customer (Subtopic 340-40)</I>. ASU 2014-09 sets new guidance to clarify principles for recognizing revenue and develop a common revenue standard with the International Accounting Standards Board.
ASU 2014-09 is effective for fiscal years, and interim periods within those years, beginning after December&nbsp;15, 2016. The Company is currently evaluating the effect of adopting ASU No.&nbsp;2014-09 on its consolidated financial statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company does not believe there are any other recently issued accounting standards that have not yet been adopted that will have a material impact on the
Company&#146;s consolidated financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><A NAME="tx767435_7"></A>ITEM&nbsp;2. MANAGEMENT&#146;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
RESULTS OF OPERATIONS </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Forward-Looking Information </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This report on Form 10-Q contains various statements, other than those concerning historical information, that are based on management&#146;s beliefs and
assumptions, as well as information currently available to management, and should be considered forward-looking statements. This notice is intended to take advantage of the safe harbor provided by the Private Securities Litigation Reform Act of 1995
with respect to such forward-looking statements. When used in this document, the words &#147;anticipate&#148;, &#147;estimate&#148;, &#147;expect&#148;, and similar expressions are intended to identify forward-looking statements. Although the
Company believes that the expectations reflected in such forward-looking statements are reasonable, it can give no assurance that such expectations will prove to be correct. Such statements are subject to certain risks, uncertainties and
assumptions. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those anticipated, estimated or expected. Among the key factors that may have a
direct bearing on the Company&#146;s operating results are fluctuations in the economy, the ability to access bank financing, the degree and nature of competition, demand for consumer financing in the markets served by the Company, the
Company&#146;s products and services, increases in the default rates experienced on Contracts, adverse regulatory changes in the Company&#146;s existing and future markets, the Company&#146;s ability to expand its business, including its ability to
complete acquisitions and integrate the operations of acquired businesses, to recruit and retain qualified employees, to expand into new markets and to maintain profit margins in the face of increased pricing competition. All forward looking
statements included in this report are based on information available to the Company on the date hereof, and the Company assumes no obligations to update any such forward looking statement. You should also consult factors described from time to time
in the Company&#146;s filings made with the Securities and Exchange Commission, including its reports on Forms 10-K, 10-Q, 8-K and annual reports to shareholders. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Strategic Alternatives </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As reported on
July&nbsp;1, 2014, the Company&#146;s Board of Directors (the &#147;Board&#148;) determined to discontinue its previously announced exploration of possible strategic alternatives for the Company, including, but not limited to, the possible sale of
the Company to Prospect Capital Corporation or another third party, potential acquisition and expansion opportunities and/or a possible debt or equity financing. Effective as of the same date, the Board terminated its engagement of Janney Montgomery
Scott LLC, which was acting as the Board&#146;s independent financial advisor in connection with such exploration of strategic alternatives. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Litigation and Legal Matters </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See &#147;Item 1.
Legal Proceedings&#148; in Part II of this quarterly report below. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Critical Accounting Policy </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s critical accounting policy relates to the allowance for credit losses. It is based on management&#146;s opinion of an amount that is
adequate to absorb losses in the existing portfolio. The allowance for credit losses is established through a provision for losses based on management&#146;s evaluation of the risk inherent in the loan portfolio, the composition of the portfolio,
and current economic conditions. Such evaluation, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management&#146;s estimate of
probable credit losses and other factors that warrant recognition in providing for an adequate credit loss allowance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Because of the nature of the
customers under the Company&#146;s Contracts and its Direct Loans, the Company considers the establishment of adequate reserves for credit losses to be imperative. The Company segregates its Contracts into static pools for purposes of establishing
reserves for losses. All Contracts purchased by a branch during a fiscal quarter comprise a static pool. The Company pools Contracts according to branch location because the branches purchase Contracts in different geographic markets. This method of
pooling by branch and quarter allows the Company to evaluate the different markets where the branches operate. The pools also allow the Company to evaluate the different levels of customer income, stability, credit history, and the types of vehicles
purchased in each market. Each such static pool consists of the Contracts purchased by a branch office during the fiscal quarter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Contracts are purchased
from many different dealers and are all purchased on an individual Contract by Contract basis. Individual Contract pricing is determined by the automobile dealerships and is generally the lesser of state maximum interest rates or the maximum
interest rate the customer will accept. In certain markets, competitive forces will drive down Contract rates from the maximum rate to a level where an individual competitor is willing to buy an individual Contract. The Company only buys Contracts
on an individual basis and never purchases Contracts in batches, although the Company may consider portfolio acquisitions as part of its growth strategy. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has detailed underwriting guidelines it utilizes to determine which Contracts to purchase. These
guidelines are specific and are designed to cause all of the Contracts that the Company purchases to have common risk characteristics. The Company utilizes its District Managers to evaluate their respective branch locations for adherence to these
underwriting guidelines. The Company also utilizes an internal audit department to assure adherence to its underwriting guidelines. The Company utilizes the branch model, which allows for Contract purchasing to be done on the branch level. Each
Branch Manager may interpret the guidelines differently, and as a result, the common risk characteristics tend to be the same on an individual branch level but not necessarily compared to another branch. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The allowance for loan losses is established through charges to earnings through the provision for credit losses. The allowance for credit losses is
maintained at an amount that reduces the net carrying amount of finance receivables for incurred losses. If a static pool is fully liquidated and has any remaining reserves, the excess provision is immediately reversed during the period. For static
pools that are not fully liquidated that are deemed to have excess reserves, such amounts are reversed against provision for credit losses during the period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In analyzing a static pool, the Company considers the performance of prior static pools originated by the branch office, the performance of prior Contracts
purchased from the dealers whose Contracts are included in the current static pool, the credit rating of the customers under the Contracts in the static pool, and current market and economic conditions. Each static pool is analyzed monthly to
determine if the loss reserves are adequate, and adjustments are made if they are determined to be necessary. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Introduction </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Consolidated net income decreased 14% to approximately $4.9 million for the three-month period ended June&nbsp;30, 2014 as compared to $5.7 million for the
corresponding period ended June&nbsp;30, 2013. Diluted earnings per share decreased 13% to $0.40 as compared to $0.46 for the three months ended June&nbsp;30, 2014 and June&nbsp;30, 2013, respectively. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The results for the three-month period ended June&nbsp;30, 2014 were adversely affected by a reduction in the fair value of the interest rate swap agreements
and an increase in the provision for credit losses. Also, after-tax earnings were positively affected as a significant portion of the professional fees that were not deductible for income tax purposes in fiscal year ended March&nbsp;31, 2014 are now
deductible since the Company determined to terminate the Arrangement Agreement for sale of the Company and the exploration of strategic alternatives. This resulted in a lower effective tax rate and after-tax impact of $0.07 per share. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s software subsidiary, Nicholas Data Services, did not contribute significantly to consolidated operations in the three ended June&nbsp;30,
2014 or 2013 and operations ceased during the quarter ended June&nbsp;30, 2014. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom"><B>Portfolio Summary</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average finance receivables, net of unearned interest (1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">304,915,588</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">285,637,997</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average indebtedness (2)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">129,837,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">125,880,390</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest and fee income on finance receivables</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,332,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,475,735</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,448,586</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,404,906</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest and fee income on finance receivables</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,879,012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,064,466</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average contractual rate (3)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23.12</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23.28</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average cost of borrowed funds (2)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.46</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.46</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Gross portfolio yield (4)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27.98</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28.66</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense as a percentage of average finance receivables, net of unearned interest</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.90</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.97</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for credit losses as a percentage of average finance receivables, net of unearned interest</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.55</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.70</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net portfolio yield (4)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.53</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22.99</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Marketing, salaries, employee benefits, depreciation, administrative, dividend tax expense and professional fees as a percentage of
average finance receivables, net of unearned interest (5)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.42</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.12</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Pre-tax yield as a percentage of average finance receivables, net of unearned interest (6)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9.11</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.87</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Write-off to liquidation (7)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.44</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.90</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net charge-off percentage (8)</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.34</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note:</B> All three-month key performance indicators expressed as percentages have been annualized. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Average finance receivables, net of unearned interest, represents the average of gross finance receivables, less unearned interest throughout the period. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">Average indebtedness represents the average outstanding borrowings under the Line. Average cost of borrowed funds represents interest expense as a percentage of average indebtedness. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">Weighted average contractual rate represents the weighted average annual percentage rate (&#147;APR&#148;) of all Contracts and Direct Loans. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">Gross portfolio yield represents finance revenues as a percentage of average finance receivables, net of unearned interest. Net portfolio yield represents finance revenue minus (a)&nbsp;interest expense and (b)&nbsp;the
provision for credit losses as a percentage of average finance receivables, net of unearned interest. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">The numerators include expenses associated with the potential sale of the Company and include taxes associated with the payments of cash dividends. Absent these expenses, the percentages would have been 11.00% and
10.69% for the three months ended June&nbsp;30, 2014 and 2013, respectively. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top">Pre-tax yield represents net portfolio yield minus administrative expenses as a percentage of average finance receivables, net of unearned interest. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top">Write-off to liquidation percentage is defined as net charge-offs divided by liquidation. Liquidation is defined as beginning gross receivable balance plus current period purchases minus voids and refinances minus
ending gross receivable balance. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top">Net charge-off percentage represents net charge-offs divided by average finance receivables, net of unearned interest, outstanding during the period. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Three months ended June&nbsp;30, 2014 compared to three months June&nbsp;30, 2013 </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Interest Income and Loan Portfolio </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Interest and
fee income on finance receivables, predominately finance charge income, increased 4% to approximately $21.3 million for the three-month period ended June&nbsp;30, 2014 from $20.5 million for the corresponding period ended June&nbsp;30, 2013. Average
finance receivables, net of unearned interest equaled approximately $304.9 million for the three-month period ended June&nbsp;30, 2014, an increase of 6.8% from $285.6 million for the corresponding period ended June&nbsp;30, 2013. The primary reason
average finance receivables, net of unearned interest increased was the opening of one additional branch office and the increase of the portfolio size at our existing branches (see &#147;Contract Procurement&#148; and &#147;Loan Origination&#148;
below). The gross finance receivable balance increased 9% to approximately $440.5 million as of June&nbsp;30, 2014, from $403.4 million as of June&nbsp;30, 2013. The primary reason interest income increased was the increase in the outstanding loan
portfolio. The gross portfolio yield decreased to 27.98% for the three-month period ended June&nbsp;30, 2014 compared to 28.66% for the three-month period ended June&nbsp;30, 2013. The gross portfolio yield decreased primarily due to the decrease of
the overall weighted average APR, which is a result from increased competition. The net portfolio yield decreased to 20.53% for the corresponding period ended June&nbsp;30, 2014 from 22.99% for the three-month period ended June&nbsp;30, 2013. The
net portfolio yields decreased due to a decrease in the gross portfolio yield and an increase in the provision for credit losses (see &#147;Analysis of Credit Losses&#148; below). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Marketing, Salaries, Employee Benefits, Depreciation, Administrative, Professional Fee Expenses and Dividend Taxes </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Marketing, salaries, employee benefits, depreciation, administrative, professional fee expenses and dividend taxes increased to approximately $8.7 million for
the three-month period ended June&nbsp;30, 2014 from approximately $8.0 million for the corresponding period ended June&nbsp;30, 2013. The increase was primarily related to the increase in salaries, employee benefits and administrative expenses
which was primarily attributable to newer branch locations and an increase in costs associated with maintaining the finance receivable portfolio. The Company operated 66 and 64 branch locations as of June&nbsp;30, 2014 and 2013, respectively.
Marketing, salaries, employee benefits, depreciation, administrative, professional fee expenses and dividend taxes as a percentage of finance receivables, net of unearned interest, increased to 11.42% for the three-month period ended June&nbsp;30,
2014 from 11.12% for the three-month period ended June&nbsp;30, 2013. For the three months ended June&nbsp;30, 2014, the numerator includes expenses associated with the potential sale of the Company. Absent these expenses, the percentage would have
been 11.00%. For the three months ended June&nbsp;30, 2013, the numerator includes dividend taxes and expenses associated with the potential sale of the Company. Absent these costs, the percentage would have been 10.69%. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Interest Expense </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Interest expense remained
relatively flat at $1.4 million for the three-month period ended June&nbsp;30, 2014 and 2013 due to limited changes in average borrowing on the Line, minimal changes in interest rates and no changes to interest rate swap agreements. The following
table summarizes the Company&#146;s average cost of borrowed funds: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three&nbsp;months&nbsp;ended&nbsp;June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Variable interest under the line of credit facility</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.29</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Settlements under interest rate swap agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Credit spread under the line of credit facility</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.87</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.81</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average cost of borrowed funds</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.46</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.46</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s average cost of funds remained flat. The credit spread increased and the variable interest decreased due to
a decrease in LIBOR rates in the three months ended June&nbsp;30, 2014 and June&nbsp;30, 2014. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The notional amount of interest rate swap agreements was
$50.0 million at a weighted average fixed rate of 0.94% for each of the three-month periods ended June&nbsp;30, 2014 and 2013. For further discussions regarding the effect of interest rate swap agreements see Note 6 &#150; &#147;Interest Rate Swap
Agreements&#148;. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Contract Procurement </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company purchases Contracts in the fifteen states listed in the table below. The Contracts purchased by the Company are predominately for used vehicles;
for the three-month period ended June&nbsp;30, 2014 and 2013, less than 2% were for new vehicles. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present selected information on
Contracts purchased by the Company, net of unearned interest. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:17.30pt; font-size:8pt; font-family:Times New Roman"><B>State</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">FL</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">15,175,792</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,109,051</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">GA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,247,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,147,343</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">NC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,990,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,448,482</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,086,325</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,400,374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">OH</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,099,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,065,865</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">MI</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,966,102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,715,302</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">VA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,408,356</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,460,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">IN</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,000,891</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,134,790</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">KY</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,225,752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,317,470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">MD</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,249,570</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">519,657</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">AL</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,510,745</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,783,268</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">TN</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,550,917</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,774,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">IL</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,081,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">556,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">MO</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,743,740</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,133,722</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">KS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">433,504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">316,300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,769,602</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">41,882,714</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:33.75pt; font-size:8pt; font-family:Times New Roman"><B>Contracts</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,769,602</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">41,882,714</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average APR</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23.01</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22.81</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average discount</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.19</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average term (months)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average loan</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,576</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Number of Contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,244</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Loan Origination </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents selected information on Direct Loans originated by the Company, net of unearned interest. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:83.45pt; font-size:8pt; font-family:Times New Roman"><B>Direct Loans Originated</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Originations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,665,547</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,639,159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average APR</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26.69</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25.82</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average term (months)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Average loan</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,578</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,491</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Number of loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">745</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">756</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Analysis of Credit Losses </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of June&nbsp;30, 2014, the Company had 1,415 active static pools. The average pool upon inception consisted of 60 Contracts with aggregate finance
receivables, net of unearned interest, of approximately $630,000. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company anticipates losses absorbed as a percentage of liquidation (see note 7 in the Portfolio Summary table
on page 14 for the definition of write-off to liquidation) will be in the 5%-10% range during the remainder of the current fiscal year; however, no assurances can be given that the actual losses absorbed may not be higher as a result of continued
fierce competition. The longer-term outlook for portfolio performance will depend largely on the competition. Other indicators include the overall economic conditions, the unemployment rate, and the price of oil which impacts the cost of gasoline,
food and many other items used or consumed by the average person. Also, the Company&#146;s ability to monitor, manage and implement its underwriting philosophy in additional geographic areas as it strives to continue its expansion will impact future
portfolio performance. The Company does not believe there have been any significant changes in loan concentrations or terms of Contracts purchased during the three months ended June&nbsp;30, 2014. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provision for credit losses increased to approximately $4.2 million from approximately $2.6 million for the three months ended June&nbsp;30, 2014 and
2013, respectively. The Company has experienced favorable variances between projected write-offs and actual write-offs on many seasoned pools which has resulted in an increase in expected future cash flows. However, due to increased competition in
more recent periods, the percentage of loans acquired that are categorized in the lower tiers of the Company&#146;s guidelines has increased. During the current periods, static pools originated during fiscal 2014 and 2013, while still performing at
acceptable net charge-off levels, have experienced losses higher than static pools originated in previous years. Consequently, if this trend continues, the Company would expect the provision for credit losses to remain higher for future static
pools. Accordingly, the amount of additional provision necessary to maintain an adequate allowance to absorb incurred losses in the existing portfolio was greater than the provision in fiscal 2014. The Company&#146;s losses as a percentage of
liquidation increased to 6.44% from 5.90% for the three months ended June&nbsp;30, 2014 and 2013, respectively. The Company has also experienced slightly increased losses in part due to a small decrease in auction proceeds from repossessed vehicles.
These proceeds are dependent upon several variables including the general market for repossessed vehicles. During the three months ended June&nbsp;30, 2014 and 2013, auction proceeds from the sale of repossessed vehicles averaged approximately 50%
and 51%, respectively, of the related principal balance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company also considers the following factors to assist in determining the appropriate loss
reserve levels: unemployment rates; competition; the number of bankruptcy filings; the results of internal branch audits; consumer sentiment; consumer spending; economic growth (i.e., changes in GDP); the condition of the housing sector; and other
leading economic indicators. The Company continues to evaluate reserve levels on a pool-by-pool basis during each reporting period. While unemployment rates have stabilized somewhat, they remain elevated, which will make it difficult for improvement
in loss rates. The longer-term outlook for portfolio performance will depend on overall economic conditions, the unemployment rate, the rational or irrational behavior of the Company&#146;s competitors, and the Company&#146;s ability to monitor,
manage and implement its underwriting philosophy in additional geographic areas as it strives to continue its expansion. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The delinquency percentage for
Contracts more than thirty days past due as of June&nbsp;30, 2014 was 5.24% as compared to 4.33% as of June&nbsp;30, 2013. This increase is primarily as a result of increased competition in all markets that the Company presently operates in.
Increased competition typically reduces discounts on Contracts purchased and also results in a greater percentage of Contracts, while still within guidelines, that result in lower credit quality. The delinquency percentage for Direct Loans more than
thirty days past due as of June&nbsp;30, 2014 was 2.15% as compared to 1.25% as of June&nbsp;30, 2014. See Note 4 &#150; &#147;Finance Receivables&#148; for changes in allowance for credit losses, credit quality and delinquencies. Such increases in
the delinquency percentage for Contracts and the losses as a percentage of liquidation were contemplated in determining the appropriate reserve levels, particularly for less seasoned pools. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Recoveries as a percentage of charge-offs decreased to approximately 19.1% for the three months ended June&nbsp;30, 2014 from approximately 21.4% for the
three months ended June&nbsp;30, 2013. Historically, recoveries as a percentage of charge-offs fluctuate from period to period, and the Company does not attribute this increase to any particular change in operational strategy or economic event. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In accordance with our policies and procedures, certain borrowers qualify for, and the Company offers, one-month principal payment deferrals on Contracts and
Direct Loans. For the three months ended June&nbsp;30, 2014 and June&nbsp;30, 2013 the Company granted deferrals to approximately 5.17% and 5.28%, respectively, of total Contracts and Direct Loans. The number of deferrals is influenced by portfolio
performance, general economic conditions and the unemployment rate. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Income Taxes </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provision for income taxes decreased to approximately $1.8 million for the three months ended June&nbsp;30, 2014 from approximately $3.6 million for the
three months ended June&nbsp;30, 2013. The Company&#146;s effective tax rate decreased to 27.07% for the three months ended June&nbsp;30, 2014 from 38.48% for the three months ended June&nbsp;30, 2013. The decrease in the effective tax rate is
related to certain professional fees associated with the potential sale of the Company becoming deductible during the three months ended June&nbsp;30, 2014 when the Arrangement Agreement was terminated. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Liquidity and Capital Resources </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s cash flows are summarized as follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash provided by (used in):</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Operating activities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,002,525</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,688,869</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investing activities (primarily purchase of Contracts)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10,239,539</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,766,217</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Financing activities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,892,947</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,061,417</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net (decrease) increase in cash</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(344,067</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">861,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s primary use of working capital during the three months ended June&nbsp;30, 2014, was the funding of the
purchase of Contracts which are financed substantially through cash from principal payments received and cash from operations. The Line is secured by all of the assets of the Company and has a maturity date of November&nbsp;30, 2014. The Company may
borrow up to $150.0 million. Borrowings under the Line may be under various LIBOR pricing options plus 300 basis points with a 1% floor on LIBOR. As of June&nbsp;30, 2014, the amount outstanding under the Line was approximately $131.4 million, and
the amount available under the Line was approximately $18.6 million. The Company will be looking to amend the current Line and extend the maturity date in the near future. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company will continue to depend on the availability of the Line, together with cash from operations, to finance future operations. Amounts outstanding
under the Line have increased by approximately $3.5 million during the three months ended June&nbsp;30, 2014. The increase of the Line is principally related to the fact that cash needed to fund new contracts exceeded cash received from operations.
The amount of debt the Company incurs from time to time under these financing mechanisms depends on the Company&#146;s need for cash and ability to borrow under the terms of the Line. The Company believes that borrowings available under the Line as
well as cash flow from operations will be sufficient to meet its short-term funding needs. The Line requires compliance with certain debt covenants including financial ratios, asset quality and other performance tests. The Company is in compliance
with all of its debt covenants. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On May&nbsp;7, 2013 the Board of Directors announced a quarterly cash dividend equal to $0.12 per common share, to be
paid on June&nbsp;28, 2013 to shareholders of record as of June&nbsp;21, 2013. No dividends were declared during the quarter ending June&nbsp;30, 2014. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Contractual Obligations </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table
summarizes the Company&#146;s material obligations as of June&nbsp;30, 2014. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payments Due by Period</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Less than<BR>1 year</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>1 to 3<BR>years</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>3 to 5<BR>years</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>More&nbsp;than<BR>5 years</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Operating leases</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,750,320</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,766,035</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,610,292</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">373,993</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Line of credit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">131,400,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">131,400,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest on Line<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,441,850</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,441,850</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">137,592,170</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">135,607,885</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,610,292</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">373,993</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s Line matures on November&nbsp;30, 2014. Interest on outstanding borrowings under the Line as of
June&nbsp;30, 2014, is based on an effective interest rate of 4.46% which includes the estimated effect of the interest rate swap agreements settlements through the maturity date. The effective interest rate used in the above table does not
contemplate the possibility of entering into interest rate swap agreements in the future. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Future Expansion </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company currently operates a total of sixty-six branch locations in fifteen states, including twenty-one in Florida; eight in Ohio; six in North Carolina
and Georgia; three in Kentucky, Indiana, Missouri, Michigan, and Alabama; two in Virginia, Tennessee, Illinois, and South Carolina; and one each in Maryland, and Kansas. Each office is budgeted (size of branch, number of employees and location) to
handle up to 1,000 accounts and up to $7.5 million in gross finance receivables. To date, twenty-two of our branches meet this capacity. The Company continues to evaluate additional markets for future branch locations, and subject to market
conditions, may open additional branch locations during fiscal 2015. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx767435_8"></A>ITEM&nbsp;3.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Market risks relating to the Company&#146;s
operations result primarily from changes in interest rates. The Company does not engage in speculative or leveraged transactions, nor does it hold or issue financial instruments for trading purposes. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Interest rate risk </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Management&#146;s objective is
to minimize the cost of borrowing through an appropriate mix of fixed and floating rate debt. Derivative financial instruments, such as interest rate swap agreements, may be used for the purpose of managing fluctuating interest rate exposures that
exist from ongoing business operations. The Company does not use interest rate swap agreements for speculative purposes. At June&nbsp;30, 2014, $81,400,000, or approximately 61.9% of our total debt was subject to floating interest rates; however,
due to a 1% floor on the debt these rates are effectively fixed until the variable rates exceed this threshold. As a result, a hypothetical 1% increase in the variable interest rates as of June&nbsp;30, 2014 applicable to this floating rate debt
would have an annual after-tax impact of approximately $76,000. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx767435_9"></A>ITEM&nbsp;4.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>CONTROLS AND PROCEDURES </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Evaluation of disclosure controls and procedures</U>. In accordance with
Rule 13a-15(b) of the Securities Exchange Act of 1934 (the &#147;Exchange Act&#148;), as of the end of the period covered by this Quarterly Report on Form 10-Q, the Company&#146;s management evaluated, with the participation of the Company&#146;s
President and Chief Executive Officer and Vice President and Chief Financial Officer, the effectiveness of the design and operation of the Company&#146;s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Exchange Act). Based
upon their evaluation of these disclosure controls and procedures, the President and Chief Executive Officer and the Vice President and Chief Financial Officer have concluded that the disclosure controls and procedures were effective as of the date
of such evaluation to ensure that material information relating to the Company, including its consolidated subsidiaries, was made known to them by others within those entities, particularly during the period in which this Quarterly Report on Form
10-Q was being prepared. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Changes in internal controls</U>. There have been no changes in the Company&#146;s internal control over financial reporting
that occurred during the Company&#146;s last fiscal quarter that have materially affected, or are reasonably likely to materially affect, the Company&#146;s internal control over financial reporting. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">19 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx767435_10"></A>PART II - OTHER INFORMATION </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><B><A NAME="tx767435_11"></A>ITEM&nbsp;1.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>LEGAL PROCEEDINGS </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a brief summary of litigation filed against the Company and its
directors related to the Arrangement contemplated in the recently terminated Arrangement Agreement between the Company, on the one hand, and Prospect Capital Corporation (&#147;Prospect&#148;) and three of its subsidiaries, on the other hand: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Jason Simpson v. Nicholas Financial, Inc., et al., Case No.&nbsp;13-011726-CI (Circuit Court, Pinellas County, Florida), filed December&nbsp;24, 2013;
Gabriella Rago v. Nicholas Financial, Inc., et al., Case No.&nbsp;8:13-cv-03261-VMC-TGW (U.S. District Court, Tampa, Florida), filed December&nbsp;30, 2013; Matthew John Leonard v. Nicholas Financial, Inc., et al., Case No.&nbsp;13-011811-CI
(Circuit Court, Pinellas County, Florida), filed December&nbsp;31, 2013; Michelangelo Lombardo v. Nicholas Financial, Inc., et al., Case No.&nbsp;14-000095-CI (Circuit Court, Pinellas County, Florida), filed January&nbsp;3, 2014; Edward Opton v.
Stephen Bragin, et al., Case No.&nbsp;14-000139-CI (Circuit Court, Pinellas County, Florida), filed January&nbsp;6, 2014; Marvin Biver v. Nicholas Financial, Inc., et al., Case No.&nbsp;8:14-cv-00250-VMC-TGW (U.S. District Court, Tampa, Florida),
filed February&nbsp;3, 2014; and Richard Abrons v. Nicholas Financial, Inc., et al., Case No.&nbsp;8:14-cv-00583-VMC-TGW (U.S. District Court, Tampa, Florida), filed March&nbsp;10, 2014. These seven substantially similar lawsuits were filed in
connection with the Arrangement contemplated in the Arrangement Agreement between the Company, on the one hand, and Prospect and three Prospect subsidiaries, on the other hand. On April&nbsp;30, 2014, the Biver and the Abrons lawsuits were
consolidated (hereafter, the &#147;Biver lawsuit&#148;). On May&nbsp;8, 2014, the Rago lawsuit was voluntarily dismissed. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each plaintiff to the lawsuits
purported to represent a class of all of the Company&#146;s shareholders other than the defendants and any person or entity related to or affiliated with any defendant. Each plaintiff alleged that the consideration to be paid for the Company&#146;s
Common Shares was inadequate and that certain terms of the Arrangement Agreement were contrary to the interests of the Company&#146;s public shareholders. Each plaintiff sought declaratory relief, injunctive relief, other equitable relief and/or
unspecified damages with respect to the proposed transaction. Each plaintiff, except for the plaintiffs in the Biver lawsuit, also sought an award of attorneys&#146; fees. From July&nbsp;8, 2014 to July&nbsp;15, 2014, following the Company&#146;s
June&nbsp;12, 2014 announcement that the Company&#146;s Board of Directors had determined to terminate the Arrangement Agreement, each pending lawsuit was voluntarily dismissed. No monies or other consideration were exchanged between the plaintiffs
and defendants. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company currently is not a party to any pending legal proceedings other than ordinary routine litigation incidental to its business,
none of which, if decided adversely to the Company, would, in the opinion of management, have a material adverse effect on the Company&#146;s financial condition or results of operations. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><B><A NAME="tx767435_12"></A>ITEM&nbsp;1A.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>RISK FACTORS </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the other information set forth in this report, you should carefully
consider the factors discussed in Part I &#147;Item 1A. Risk Factors&#148; in the Company&#146;s Annual Report on Form 10-K for the year ended March&nbsp;31, 2014, which could materially affect our business, financial condition or future results.
The risks described in the Form 10-K are not the only risks facing the Company. Additional risks and uncertainties not currently known to the Company or that the Company currently deems to be immaterial also may materially adversely affect our
business, financial condition and/or operating results. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><B><A NAME="tx767435_13"></A>ITEM&nbsp;6.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>EXHIBITS </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See exhibit index following the signature page. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">20 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned
thereunto duly authorized. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NICHOLAS FINANCIAL, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Registrant) </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: August 11, 2014</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Ralph T. Finkenbrink</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Ralph T. Finkenbrink</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Chairman of the Board, President,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Chief
Executive Officer and Director</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: August 11, 2014</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Katie L. MacGillivary</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Katie L. MacGillivary</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Vice President and Chief Financial Officer</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">21 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT INDEX </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="90%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1.00pt solid #000000; width:25.30pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Exhibit<BR>No.</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1.00pt solid #000000; width:39.50pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Description</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>&nbsp;&nbsp;10.8</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Dealer Agreement and Schedule thereto listing dealers that are parties to such agreements</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>&nbsp;&nbsp;31.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification of the President and Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>&nbsp;&nbsp;31.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification of the Vice President and Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>&nbsp;&nbsp;32.1*</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification of the Chief Executive Officer Pursuant to 18 U.S.C. &#167; 1350</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>&nbsp;&nbsp;32.2*</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification of the Chief Financial Officer Pursuant to 18 U.S.C. &#167; 1350</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.INS</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Instance Document</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.SCH</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Schema Document</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.CAL</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Calculation Linkbase Document</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.LAB</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Labels Linkbase Document</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.PRE</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Presentation Linkbase Document</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.DEF</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Definition Linkbase Document</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top">This certification accompanies the Quarterly Report on Form 10-Q and is not filed as part of it. </TD></TR></TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.8
<SEQUENCE>2
<FILENAME>d767435dex108.htm
<DESCRIPTION>FORM OF DEALER AGREEMENT AND SCHEDULE
<TEXT>
<HTML><HEAD>
<TITLE>Form of Dealer Agreement and Schedule</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.8 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ROWSPAN="2">


<IMG SRC="g767435ex10_8pg01.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NICHOLAS FINANCIAL, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B><I>Automobile Dealer Retail Agreement</I></B></P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Non-Recourse Dealer Retail Agreement </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The undersigned Dealer proposes to sell to the undersigned Nicholas Financial, Inc. (NFI), from time to time, Promissory Notes, Security Agreements, Retail
Installment contracts, Conditional Sales Contracts, or other instruments hereinafter referred to as &#147;Contracts&#148;, evidencing installment payment obligations owing Dealer arising from the time sale of motor vehicle(s) and secured by such
Contracts. It is understood that NFI shall have the sole discretion to determine which Contracts it will purchase from Dealer. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">Dealer represents and warrants that Contracts submitted to NFI for purchase shall represent valid, bona fide sales for the respective amount therein set forth in such Contracts and that such Contracts represent sales of
motor vehicles owned by the Dealer and are free and clear of all liens and encumbrances. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">Upon purchase by NFI of any contracts hereunder from dealer, dealer shall endorse and assign to NFI the obligations and all pertinent security, security instruments, along with such provisional endorsements as may be
stipulated for such contracts purchased by NFI. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top">This Agreement, and sums payable hereunder, may not be assigned by Dealer without written consent of NFI. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top">Dealer acknowledges that NFI charges an acquisition fee and a $75.00 loan processing charge on all contracts purchased and funded by NFI. The acquisition fee and loan processing charge are taken from Dealer Proceeds and
are Non-Refundable. The amount is disclosed on each transaction and is set by Nicholas Financial, Inc. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"><B><I>Perfection of Security Interest: </I></B>For each Contract purchased by NFI, Dealer shall, within 20 days of the date of the Contract or within a lesser time period if required by applicable law, file and record
all documents necessary to properly perfect the valid and enforceable first priority security interest of NFI in the Vehicle and shall send NFI all security interest filing receipts. A Contract shall be subject to Repurchase for the life of the
Contract if NFI suffers a loss due to the Dealership&#146;s failure to (1)&nbsp;file and record, within 20 days of the date of the Contract or within a lesser time period if required by applicable law, all documents required to properly perfect the
valid and enforceable first priority security interest of NFI in the Vehicle; (2)&nbsp;send NFI the filing receipts reflecting said perfection. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"><B><I>Indemnity</I></B><B>: </B>As a separate and cumulative obligation, Dealer shall defend and hold NFI harmless from any and all claims, defenses, offsets, damages, suits, administrative or other proceedings, cost
(including reasonable attorney&#146;s fees), expenses, losses, and liabilities. (Collectively Claims) arising out of connected with or relating to the Contract or the goods or services sold there under. Timing of indemnification is within 7 days of
demand by NFI. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"><B><I>Add-on Products and Services: </I></B> </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"><I>Defined</I>. &#147;Add-on Products and Services,&#148; or &#147;APS,&#148; shall mean service contracts, mechanical breakdown contracts, GAP contracts, credit life and credit accident and health insurance. In
addition, the term shall include other products and services acceptable to and approved in writing by NFI from time to time. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"><I>Cancellation of APS</I>. If APS has been sold by the Dealer and financed in a Contract purchased by NFI, Dealer agrees that such APS shall be cancelable upon demand by Buyer. Upon such cancellation, Dealer shall
immediately notify NFI that the Buyer has canceled the APS. Upon cancellation, Buyer shall be entitled to a refund of the unearned portion of the cash price of the APS as provided in the APS Contract or as may otherwise be required by law, whichever
is greater. As between NFI and Dealer, Dealer agrees to pay to NFI, as appropriate, any refund due to Buyer under the terms of an APS Contract. Dealer&#146;s liability under this Section shall be limited to the amount Dealer collected and retained
or otherwise received, directly or indirectly, in connection with the sale of the APS. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"><B><I>Privacy: </I></B>Dealer shall not make any unauthorized disclosure of, or use any personal information of individual consumers which it receives from NFI or on NFI&#146;s behalf other than to carry out the
purposes for which such information is received. NFI and Dealer shall comply in all respects with all applicable requirements of Title V of the Gramm-Leach-Bliley Act of 1999 and its implementing regulations. </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top">No Provisions hereof may be modified, changed or supplemented, unless both parties agree to the amendment in writing. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="41%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>Nicholas Financial, Inc.</B></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Dealer:</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">Date:</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">12K &amp; UNDER MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALL RIGHT AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">1ST CHOICE AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALL SEASON AUTO SALES LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">1ST CLASS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALL SEASONS AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">24/7 MOTORS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALL STAR AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">247 AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALL STAR DODGE CHRYSLER JEEP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">3 BROTHERS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALL STAR MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">301CARSALES.COM</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALLAN VIGIL FORD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">31 W AUTO BROKERS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALLANS SHOWCASE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">4 WHEELS OF FOX LAKES SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALLEN TURNER AUTOMOTIVE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">40 HIGHWAY AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALLSTAR MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">4042 MOTORS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALM MALL OF GEORGIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">5 STAR AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALMA CHEVROLET BUICK GMC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">60 WEST AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AL&#146;S AUTO MART</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">83 AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALTERNATIVES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">A &amp; D MOTORS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ALWAYS APPROVED AUTO LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">A &amp; S GRAND AVE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AMBAR MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">A 1 AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AMERICAN AUTO SALES WHOLESALE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">A LOT OF USED CARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AMERICAN PRESTIGE AUTOS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">A PLUS CAR SALES&nbsp;&amp; RENTALS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AMERICAN SALES&nbsp;&amp; LEASING INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">A.R.J.&#146;S AUTO SALES, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AMERIFIRST AUTO CENTER, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AACC AUTO CAR SALES, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AMG AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ABBY&#146;S AUTOS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANDY MOHR BUICK PONTIAC GMC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ABC AUTOTRADER LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANDY MOHR CHEVROLET, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ABERNETHY CHRYSLER JEEP DODGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANDY MOHR FORD, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ACCURATE AUTOMOTIVE OF</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANDY MOHR TOYOTA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ACES AUTO MART</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANSWER ONE MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ACTIVE AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANTHONY PONTIAC GMC BUICK INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADAMS AUTO GROUP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANTHONY WAYNE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADAMSON FORD LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ANTIQUE MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADS AUTO DISCOUNT SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">APPROVAL AUTO CREDIT INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADVANCE AUTO WHOLESALE, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARB WHOLESALE CARS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADVANCED AUTO&nbsp;&amp; TRUCK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARC AUTO LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADVANCED AUTO BROKERS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARCH ABRAHAM NISSAN LTD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ADVENTURE CHRYSLER JEEP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARCH AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AFFORDABLE AUTO MOTORS, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARDMORE AUTO SALES LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AJ CAR SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARENA AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AJ&#146;S AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARES FINANCIAL SERVICES LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AK IMPORTS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ARMSTRONG FORD OF HOMESTEAD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ALABAMA DIRECT AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ASA REMARKETING</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ALEXANDRIA MOTORS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ASANKA CARS.COM</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ALFA MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ASSOCIATED AUTOMOTIVE GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ALL AMERICAN AUTO MART</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ATCHINSON FORD SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ALL CARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ATL AUTO TRADE INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ALL IN ONE AUTOMOTIVE GROUP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ATL AUTOS .COM</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ATLANTA BEST USED CARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO PLAZA USA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ATLANTA LUXURY MOTORS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO PLUS OF SMITHVILLE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ATLANTA USED CARS CENTER, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO POINT USED CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ATLANTIS RENT A CAR AND</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO PORT</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUCTION DIRECT USA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO PROFESSION CAR SALES 2</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AURORA MOTOR CARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO PROFESSIONAL CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO ACCEPTANCE CENTER</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO RITE, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO AMERICA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SALES OF WINTER GARDEN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO BANK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SELECT</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO BANK, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SELECT INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO BRITE AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SELECTION OF CHARLOTTE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO BROKERS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SOURCE CAROLINA LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO CENTERS NISSAN INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SPECIALISTS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO CENTERS ST CHARLES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO SPORT, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO CITY LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO STOP INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO CLUB OF MIAMI</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO TRADEMARK</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO CREDIT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO UNION OF MIAMI INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO DIRECT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO VILLA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO DIRECT COLUMBUS OH</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO VILLA OUTLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO DIRECT PRE-OWNED</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO VILLA WEST</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO EXCHANGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO WAREHOUSE INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO EXCHANGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO WEEKLY SPECIALS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO EXPRESS CREDIT INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO WISE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO EXPRESS ENTERPRISE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTO WORLD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO FINDERS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOBRANCH</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO GALAXY INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTODRIVE, LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO GROUP USA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOLAND</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO LAND AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOLAND USA AT SMYRNA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO LIAISON INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOLANTA COLLECTION</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO LIBERTY OF ARLINGTON</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAC USA INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO LINE, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMART #1 LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO LIQUIDATION DIRECT LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO LIQUIDATORS OF TAMPA, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MAC 2</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MARKET</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX CHRYSLER DODGE JEEP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MARKET OF FLORIDA CORP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX OF ANDERSON</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MART, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX OF GREENVILLE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MASTERS AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMAX OF GREER</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MAX</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMOTIVE DIRECT USA INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO MAX</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOMOTIVE GROUP OF OFALLON/CO</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO NETWORK OF THE TRIAD LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTONATION IMPORTS AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO PARK CORPORATION</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTONET GROUP LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO PASS SALES&nbsp;&amp; SERVICE CORP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTONOMICS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTO PLAZA INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">AUTOPLEX</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOPLEX IMPORT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BELL&#146;S AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOPLEX, LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BELMONTE AUTO IMPORTS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOQUICK, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BENNETTS AUTO SALES OF OCALA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTORAMA PREOWNED CARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BENSON CADILLAC NISSAN, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOS BEST INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BENSON FORD MERCURY</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOS DIRECT ONLINE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BENSON NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOS R US</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEREA AUTO MALL</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOSHOW SALES AND SERVICE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BERGER CHEVROLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOWAY CHEVROLET</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BERKELEY FORD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOWAY FORD OF BRADENTON</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BERT SMITH INTERNATIONAL</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOWAY HONDA ISUZU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BESSEMER AL AUTOMOTIVE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AUTOWORLD USA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST AUTO SELECTION INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AVENUE AUTO AND RV</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST BUY AUTO MART LLC II</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">AXELROD PONTIAC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST BUY AUTO OF TAMPA BAY INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">B &amp; B ELITE AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST BUY AUTO SALES OF TAMPA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">B &amp; W MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST BUY MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BACHMAN AUTO GROUP, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST CAR PRICE USA, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BAKER BUICK GMC CADILLAC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST CARS KC INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BAKER&#146;S BODY SHOP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST CHEVROLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BALLAS BUICK GMC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST DEAL AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BALTIMORE WASHINGTON AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST DEAL AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BANK AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST KIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARBIES AUTOS CORPORATION</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEST VALUE AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARGAIN SPOT CENTER</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BETTER AUTOMALL LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARRY BROWN MOTORS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BEXLEY MOTORCAR COMPANY LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARTOW FORD COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BIG BLUE AUTOS, LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARTOW MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BIG BOYS TOYS FLORIDA LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARTS CAR STORE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BIG CHOICES AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARTS CAR STORE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BIG M CHEVROLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BARTS CAR STORE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BIG O DODGE OF GREENVILLE, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BASELINE AUTO SALES, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL BLACK CHEVROLET,</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BATES FORD INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL BRYAN CHRYSLER DODGE JEEP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEACH AUTO BROKERS, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL BRYAN SUBARU</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEACH AUTO KINGS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL CLOUGH FORD INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEACHSIDE RIDE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL ESTES CHEVROLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEASLEY-CROSS PRE OWNED INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL KAY CHEVROLET GEO INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEAU TOWNSEND NISSAN, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL KAY FORD INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEDFORD AUTO WHOLESALE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILL OWENS AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEEJAY AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILLS&nbsp;&amp; SON AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEFORD AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILLS AUTO SALES&nbsp;&amp; LEASING,LTD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BEHLMANN ST PETERS PREOWNED</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BILTMORE MOTOR CORP.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BELAIR ROAD DISCOUNT AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BIRMINGHAM WHOLESALE AUTO LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BELLAMY AUTOMOTIVE GROUP, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BLAKE HOLLENBECK AUTO SALES IN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BELLS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BLEECKER BUICK-GMC INC</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BLEECKER CHRYSLER DODGE JEEP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BYERS CHEVROLET LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BLOOMINGTON AUTO CENTER</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BYERS DELAWARE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BLUE SPRINGD FORD SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BYERS DELAWARE AUTO LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BLUESLADE MOTOR CARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BYERS KIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB HOOK OF SHELBYVILLE, LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">BYRONS AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB KING MITSUBISHI</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">C &amp; D AUTO EXCHANGE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB KING&#146;S MAZDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">C &amp; J AUTO WORLD LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB MAXEY FORD</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">C &amp; S SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB MAXEY LINCOLN-MERCURY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CADDY SHACK</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB PULTE CHEVROLET GEO, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CADILLAC OF NOVI INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB STEELE CHEVROLET INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CALIFORNIA AUTO CONNECTION INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOBB CHRYSLER DODGE JEEP RAM</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CALVARY CARS&nbsp;&amp; SERVICE, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOBB SUZUKI</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAMPBELL CHEVOFBOWLGREENKYINC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOBBY LAYMAN CHEVROLET, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CANCILA MARTY DODGE CHRYSLER J</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOBBY MURRAY TOYOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAPITAL AUTO BROKERS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOB&#146;S AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAPITAL FORD INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOMMARITO CHEVROLET MAZDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAPITAL MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BONIFACE HIERS MAZDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAPITAL MOTORS LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BORCHERDING ENTERPRISE, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAPITOL AUTO</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOSAK HONDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAPITOL AUTO SALES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BOULEVARD AUTO EXCHANGE 2 INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR BAZAAR INC OF FRANKLIN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRADLEY CHEVROLET, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR BIZ OF TENNESSEE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRAD&#146;S USED CARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR CENTRAL</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRAMAN HONDA OF PALM BEACH</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR CITY USA LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRAMLETT PONTIAC INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR CONCEPTS REMARKETING</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRANDON AUTO MALL FIAT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR CONNECTION</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRANDON HONDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR COUNTRY</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRANDON MITSUBISHI</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR CREDIT INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRANNON HONDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR CREDIT XPRESS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRECKENRIDGE MOTORS EAST LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR DEPOT</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BREVARD VALUE MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR FACTORY OUTLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BRICKELL HONDA BUICK&nbsp;&amp; GMC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR FINDERS, LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BROMAR LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR MART FL.COM</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BROMLEY AUTO SALES, LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR SOURCE, LLC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BROOKS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAR ZONE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUCKEYE CITY AUTOMOTIVE GROUP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARCITY</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUCKEYE FORD LINCOLN MERC OF O</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARDINAL MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUCKEYE MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARDIRECT LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUCKEYE NISSAN, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CAREY PAUL HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUDS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARL GREGORY CHRYSLER-DODGE-</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUSH AUTO PLACE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARMART AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUYERS CHOICE AUTO CENTER LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARMART AUTO SALES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BUZZ KARZ LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARMART AUTOMALL LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">BYERLY FORD-NISSAN, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CARMART EXPRESS</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CAROLINA AUTO EXCHANGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHARLOTTE MOTOR CARS LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CAROLINA MOTORCARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHARS CARS LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARPLUS AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHASE AUTO GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARPORT SALES&nbsp;&amp; LEASING, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHATHAM PARKWAY TOYOTA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARPROS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHESAPEAKE AUTO GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARRIAGE MITSUBISHI</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHESTATEE FORD INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARROLLTON MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHEVROLET BUICK OF QUINCY INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS&nbsp;&amp; CREDIT OF FLORIDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHEVROLET OF SPARTANBURG</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS&nbsp;&amp; TRUCKS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHICAGO AUTO SOURCE INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS 4 LESS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHICAGO MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS 4 YOU LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHRIS CARROLL AUTOMOTIVE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS N CARS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHRIS LEITH AUTOMOTIVE INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS OF JAX INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHRIS MOTORS AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS OF SARASOTA LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHRIS SPEARS PRESTIGE AUTO</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS PLUS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CHRONIC INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS TRUCKS&nbsp;&amp; MORE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CIRCLE CITY ENTERPRISES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS UNLIMITED</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CITI CARS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARS YOU CAN TRUST</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CITY AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARSMART, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CITY MOTORS FLORIDA LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARXPRESS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CITY STYLE IMPORTS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARZ N TRUX</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CITY TO CITY AUTO SALES, LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARZ, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CITY USED CARS, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARZONE USA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CJ&#146;S AUTO STORE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CARZZ AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLARK CARS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CAS SALES&nbsp;&amp; RENTALS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLARK&#146;S SUNSHINE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CASCADE AUTO GROUP, LTD</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLARKSVILLE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CASTLE BUICK GMC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLASSIC AUTO GROUP INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CASTRIOTA CHEVROLET GEO INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLASSIC CADILLAC SAAB</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CAVALIER AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLASSIC FORD OF GENEVA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CBF MOTORS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLEAN CARS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CC MOTORS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLEARWATER CARS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CD S AUTOMOTIVE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLEARWATER TOYOTA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CENTRAL 1 AUTO BROKERS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLIFT BUICK GMC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CENTRAL FLORIDA EXPORTS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CLINTON FAMILY FORD</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CENTRAL MOTOR WERKS, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COACHS BEST BUY MOTORS LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CENTRAL PONTIAC INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COAST TO COAST AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CENTURY BUICK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COASTAL AUTOMOTIVE INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CERTIFIED AUTO CENTER</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COCONUT CREEK HYUNDAI</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CERTIFIED AUTO DEALERS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COGGIN HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CHAMPION CHEVROLET</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COLBERT&#146;S AUTO OUTLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CHAMPION OF DECATUR, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COLUMBUS AUTO RESALE, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CHAMPION TRUCK CENTER LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COLUMBUS AUTO SOURCE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CHARLES BARKER PREOWNED OUTLET</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COLUMBUS AUTO WAREHOUSE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CHARLES MOTOR CO.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">COLUMBUS CAR TRADER</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COMMONWEALTH DODGE LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN ACURA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CONCOURS AUTO SALES, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN AUTO GROUP INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CONEXION AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN AUTOS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CONWAY HEATON INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN BUICK GMC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CONWAY IMPORTS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CONYERS AUTO MAX</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN KIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COOK&nbsp;&amp; REEVES CARS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN KIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COOK MOTOR COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN MITSUBISHI</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COPPUS MOTORS - CHRYSLER,JEEP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CORAL SPRINGS OLDSMOBILE, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CORAL WAY AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CROWN NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CORNERSTONER AUTOMOTIVE LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CRUISER AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CORPORATE FLEET MANAGEMENT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CURRIE MOTORS DRIVERS EDGE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CORTEZ MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CURRIE MOTORS FRANKFORT INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUCH MOTORS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CURRY HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUGHLIN AUTOMOTIVE- PATASKALA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">CUSTOM CAR CARE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUGHLIN CHEVROLET- NEWARK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">D &amp; D ALL AMERICAN AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUGHLIN FORD OF CIRCLEVILLE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">D &amp; J MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUGHLIN HYUNDAI</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DADE CITY AUTOMAX</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUGHLIN LONDON AUTO INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAN CUMMINS CHV BUICK PONTIAC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUNTRY HILL MOTORS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAN HATFIELD AUTO GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUNTRY HILL MOTORS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAN TUCKER AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COUNTRYSIDE FORD OF CLEARWATER</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DANE&#146;S AUTO SALES LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COURTESY CHRYSLER JEEP DODGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAVCO AUTO LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COURTESY NISSAN</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAVE SINCLAIR LINCOLN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COURTESY PONTIAC ACURA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAVES JACKSON NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COWBOYS WHOLESALE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAVID RICE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COX AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAVID SMITH AUTOLAND, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COX CHEVROLET INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAWSONS AUTO&nbsp;&amp; TRUCK SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COX TOYOTA/SCION</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAYTON ANDREWS DODGE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">COYLE CHEVROLET</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAYTON ANDREWS INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRAIG&nbsp;&amp; BISHOP, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DAYTON AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRAIG&nbsp;&amp; LANDRETH INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DBA AUTONATION CHEVROLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRAMER HONDA OF VENICE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEACON JONES AUTO PARK</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CREDIT CARS USA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEALERS CHOICE MOTOR COMPANY</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CREDIT MASTER AUTO SALE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEALS ON WHEELS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CREDIT UNION REMARKETING</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEALS ON WHEELS WHOLESALE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRENCOR LEASING&nbsp;&amp; SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEALS UMLIMTED</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRESTMONT CADILLAC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEALZ AUTO TRADE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRESTMONT HYUNDAI, LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEALZ ON WHEELZ LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRIST MOTORSPORTS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEAN SELLERS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRM MOTORS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DECENT RIDE.COM</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CRONIC CHEVROLET, OLDSMOBILE-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEECO&#146;S AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CROSSROADS FORD OF INDIAN TRL</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DEFOUW CHEVROLET, INC.</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DENNIS AUTO POINT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">DYNASTY MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DENNY&#146;S AUTO SALES, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">E &amp; R AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DEPENDABLE MOTOR VEHICLES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EAGLE LAKE CARS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DEREK MOTORCAR CO INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EAGLE ONE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DESTINYS AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EARL TINDOL FORD, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DETROIT AUTO PARTS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EAST ANDERSON AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DETROIT II AUTOMOBILES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EAST BEACH AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DG&nbsp;&amp; M AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EAST LAKE TRUCK&nbsp;&amp; CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DI LUSSO MOTORCARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EASTERN SHORE AUTO BROKERS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DIAMOND MOTORS OF DAYTONA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EASTGATE MOTORCARS, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DIANE SAUER CHEVROLET, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EASY AUTO AND TRUCK</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DICK BROOKS HONDA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EAZY RIDE AUTO SALES LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DICK MASHETER FORD, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ECONO AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DICK SCOTT NISSAN, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ECONOMIC AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DICK WICKSTROM CHEVROLET INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ECONOMY AUTO MART</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DISCOVERY AUTO CENTER LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ECONOMY MOTORS LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DIVERSIFIED AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED HOWARD LINCOLN MERCURY INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DIXIE IMPORT INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED NAPLETON ELMHURST IMPORTS I</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DIXIE WAY MOTORS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED NAPLETON HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DM MOTORS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED TILLMAN AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DODGE OF ANTIOCH INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED VOYLES HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DOMESTIC ACQUISITIONS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED VOYLES HYUNDAI</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON AYERS PONTIAC INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ED VOYLES KIA OF CHAMBLEE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON BROWN CHEVROLET, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EDDIE ANDRESON MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON FRANKLIN CHEVROLET, BUICK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EDDIE AUTO BROKERS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON HINDS FORD, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EDDIE MERCER AUTOMOTIVE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON JACKSON CHRYSLER DODGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EDGE MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON JACKSON IMPORTS CARS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EDWARDS CHEVROLET CO</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON MOORE CHEVROLET CADILLAC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EJ&#146;S QUALITY AUTO SALES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DON REID FORD INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELITE AUTO SALES OF ORLANDO</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DORAL CARS OUTLET</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELITE AUTO WHOLESALE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DOTSON BROS CHRYS DODGE PLYM</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELITE AUTOMOTIVE GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DOWNTOWN BEDFORD AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELITE CAR SALES WEST INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVE NOW AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELITE IMPORTS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVER SEAT AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELITE MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVERIGHT AUTO SALES, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ELYRIA BUDGET AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVERS WORLD</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EMPIRE AUTO SALES&nbsp;&amp; SERVICE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVEWAY MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">EMPIRE AUTOMOTIVE GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVEWAYCARS.COM</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ENON AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRIVING DREAMS AUTO SALES LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ENTERPRISE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DRY RIDGE TOYOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ENTERPRISE CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DUBLIN CADILLAC NISSAN GMC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ENTERPRISE CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DUVAL CARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ENTERPRISE CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">DUVAL FORD</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">ENTERPRISE CAR SALES</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE CAR SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FIRST UNION AUTOMOTIVE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE CAR SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FITZGERALD MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE LEASING CO OF</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FIVE POINTS AUTO GROUP INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE LEASING CO. OF ORL.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FIVE STAR AUTO SALES OF</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE LEASING COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FIVE STAR CAR&nbsp;&amp; TRUCK</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE LEASING COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FIVE STAR DODGE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ENTERPRISE LEASING COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FIVE STAR FORD STONE MOUNTAIN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ERNEST MOTORS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FL PRICE BUSTER AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ERNIE PATTI AUTO LEASING&nbsp;&amp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLAMINGO AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ESTERO BAY CHEVROLET INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLEET STREET REMARKETING</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ESTLE CHEVROLET CADILLAC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLETCHER CHRYSLER PRODUCTS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXCLUSIVE CARZ AND AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLORENCE AUTO MART INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXCLUSIVE MOTOR CARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLORIDA AUTO EXCHANGE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXCLUSIVE MOTORCARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLORIDA FINE CARS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXECUTIVE AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLORIDA TRUCK SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXECUTIVE CARS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLOW HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXECUTIVE MOTORS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLOW MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXOTIC MOTORCARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FLOWERS HONDA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXPRESS AUTO SALES NO 1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FMC AUTO SALES INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXPRESS MOTORS LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FOREMAN MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXTREME DODGE DODGE TRUCK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FORT MYERS TOYOTA INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EXTREME IMPORTS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FORT PIERCE MOTORS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">EZ AUTO&nbsp;&amp; TRUCK PLAZA II INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FORT WALTON BEACH</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">E-Z WAY CAR SALES&nbsp;&amp; RENTALS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FORT WAYNE AUTO CONNECTION LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FAIRLANE FORD SALES, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FORT WAYNE TOYOTA/LEXUS OF</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FAITH MOTORS, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FORTUNE MOTOR GROUP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FALCONE AUTOMOTIVE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FOXWORTHY AUTO SUPERSTORE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FAME FINANCE COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRANK LETA AUTOMOTIVE OUTLET</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FAMILY KIA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRANK MYERS AUTO SALES, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FANELLIS AUTO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRANK SHOOP CHEVY BUICK PONTIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FANTASTIC 4 AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRED ANDERSON KIA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FAST AUTO SALES, LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRED ANDERSON NISSAN OF RALEIG</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FASTLANE AUTO CREDIT INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRENSLEY CHRYSLER PLYMOUTH</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FERCO MOTORS CORP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRIENDLY FINANCE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FERMAN NISSAN</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRITZ ASSOCIATES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIAT OF SAVANNAH</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FRONTIER MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIAT OF SOUTH ATLANTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">FUTURE AUTOMOTIVE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIAT OF WINTER HAVEN</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">G &amp; R AUTO SALES CORP</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIRKINS C.P.J.S.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">G &amp; W MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIRKINS NISSAN</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GABE ROWE NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIRST AUTO CREDIT</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GAINESVILLE MITSUBISHI</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIRST CHOICE AUTOMOTIVE INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GANLEY BEDFORD IMPORTS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIRST CLASS AUTO CHOICE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GANLEY CHEVROLET, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">FIRST STOP AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GANLEY CHRYSLER JEEP DODGE INC</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GANLEY EAST, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GOOD TO GO AUTO SALES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GANLEY FORD WEST, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GOODMAN CHEV OLDS CAD NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GANLEY LINCOLN MERCURY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GR MOTOR COMPANY</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GANLEY, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRACE AUTOMOTIVE LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GARY SMITH FORD</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRAINGER NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GASTONIA CHRYSLER JEEP DODGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRANT CAR CONCEPTS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GASTONIA NISSAN, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRANT MOTORS CORP.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATES CHEV PONT GMC BUICK</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRAVITY AUTOS ATLANTA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATES NISSAN, LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRAVITY AUTOS ROSWELL</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATEWAY AUTO PLAZA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREAT BRIDGE AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATEWAY AUTOMOTIVE SALES&nbsp;&amp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREAT INVESTMENT MOTORS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATOR CHRYSLER-PLYMOUTH, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREAT LAKES HYUNDAI, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATOR TRUCK CENTER INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREEN LIGHT CAR SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GATORLAND KIA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREEN TREE TOYOTA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GENE GORMAN&nbsp;&amp; ASSOC. INC. DBA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREENBRIER VW LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GENE GORMAN AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREENE FORD COMPANY</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GENTHE AUTOMOTIVE-EUREKA LLC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREENLIGHT MOTORS, LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GEN-X CORP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREEN&#146;S TOYOTA</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GEOFF ROGERS AUTOPLEX</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREG SWEET CHEVY BUICK OLDS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GEORGETOWN AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GREG SWEET FORD INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GEORGIA CHRYSLER DODGE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRIFFIN FORD SALES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GERDON AUTO SALES INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GRIFFIN MOTOR CO, INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GERMAIN FORD</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GROGANS TOWNE CHRYSLER</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GERMAIN OF SARASOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GROW AUTO FINANCIAL INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GERMAIN TOYOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GS AUTO BROKERS LLC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GERMAIN TOYOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GUARANTEE AUTOMAXX CORPORATION</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GERWECK NISSAN</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GULF ATLANTIC WHOLESALE INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GETTEL NISSAN OF SARASOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GULF COAST AUTO BROKERS, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GETTEL TOYOTA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GULF MOTORS OF FT. MEYERS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GINN MOTOR COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">GWINNETT PLACE NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLASSMAN OLDSMOBILE, INC.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">H &amp; H AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLEN BURNIE AUTO EXCHANGE, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">H &amp; H AUTO SALES</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLENN BUICK GMC TRUCKS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HAIMS MOTORS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLOBAL AUTO EXPO INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HALLMAN AUTOMOTIVE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLOBAL MOTORS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HALLMARK HYUNDAI</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLOBE AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HAMILTON CHEVROLET INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GLOVER AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HAMMCO INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GMOTORCARS INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HANNA IMPORTS</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GMT AUTO SALES, INC</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HANS AUTO</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GOLDEN OLDIES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HAPPY AUTO MART</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GOLLING CHRYSLER JEEP</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HAPPY CARS INC</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GOOD BAD NO CREDIT AUTO SALES</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HARBOR CITY AUTO SALES, INC.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GOOD CARS</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HARBOR NISSAN</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">GOOD MOTOR COMPANY</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">HARDIE&#146;S USED CARS, LLC</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HARDY CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HARDY CHEVROLET INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HAROLD CHEVROLET BUICK, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HARRELSON NISSA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HARRIET SALLEY AUTO GROUP LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HATCHER&#146;S AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HATFIELD USED CAR CENTER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HAVANA FORD INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HAWKINSON NISSAN LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HEADQUARTER TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HEARTLAND CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HEAVENLY IMPORTS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HENDRICK HONDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HENDRICKSCARS.COM</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HENNESSY MAZDA PONTIAC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HERITAGE AUTOMOTIVE GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HERITAGE CADILLAC-OLDS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HERITAGE MOTOR COMPANY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HERITAGE NISSAN</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HERRINGTON AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HIBDON MOTOR SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HICKORY HOLLOW CARNIVAL KIA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HIGH Q AUTOMOTIVE CONSULTING</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HIGHLINE IMPORTS, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HIGHWAY 31 AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HILBISH MOTORS CO, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HILL NISSAN INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HILLSIDE AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HILLTOP MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HILTON HEAD MITSUBISHI</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HILTON HEAD NISSAN</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOLLYWOOD MOTOR CO #1</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOLLYWOOD MOTOR CO #3</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOMESTEAD MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOMETOWN AUTO MART, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA CARS OF BRADENTON</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA MALL OF GEORGIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA MARYSVILLE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA OF FRONTENAC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA OF GAINESVILLE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA OF MENTOR</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA OF OCALA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONDA OF TIFFANY SPRINGS</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">HONDA VOLVO OF JOLIET</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HONEYCUTT&#146;S AUTO SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOOVER
AUTOMOTIVE LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOOVER CHRYSLER PLYMOUTH DODGE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOOVER
MITSUBISHI CHARLESTON</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HOOVER TOYOTA, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HORACE G
ILDERTON</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HORIZON CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HT MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUBERT VESTER TOYOTA SCION</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUBLER FINANCE CENTER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUBLER NISSAN, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUDSON AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUGH WHITE HONDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUNT AUTOMOTIVE, LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUSTON MOTORS INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HUTCHINSON PONTIAC GMC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HWY 150 BUYERS WAY, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HYUNDAI CERTIFIED CENTER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HYUNDAI OF BRADENTON</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HYUNDAI OF LOUISVILLE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HYUNDAI OF NEW PORT RICHEY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HYUNDAI OF NICHOLASVILLE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HYUNDIA OF GREER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HZF PLAINWELL</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I 95 TOYOTA &amp; SCION</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I DRIVE USA CORP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ICARS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ICON MOTORS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IDEAL AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IDEAL USED CARS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IMAGINE CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IMPERIAL MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IMPERIAL SALES &amp; LEASING INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IMPEX AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IMPORT AUTO BROKERS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IMPORT&#146;S LTD</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INDIAN RIVER LEASING CO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INDY AUTO LAND LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INDY AUTO MAN LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INDY MOTORS SOUTH</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INDY MOTORSPORTS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INDY&#146;S UNLIMITED MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INFINITI OF COLUMBUS, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">INFINITI RICHMOND INC</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTEGRITY AUTO PLAZA LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTEGRITY AUTO
SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTEGRITY AUTO SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTEGRITY AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTERCAR</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTERNATIONAL AUTO LIQUIDATORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTERNATIONAL AUTO OUTLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTERNATIONAL AUTO WHOLESALERS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">INTERSTATE MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ISAACS PRE-OWNED AUTOS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">J &amp; C AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">J &amp; M AFFORDABLE AUTO, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">J AND J MOTORSPORTS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">J&amp;B AUTO SALES &amp; BROKERAGE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">J.W. TRUCK SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACK DEMMER FORD, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACK MAXTON CHEVROLET INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACK MAXTON USED CARS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACK MILLER KIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACK STONES CREEKSIDE SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACKIE MURPHY&#146;S USED CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACK-SON AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACKSONVILLE AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JACOBY MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAKE SWEENEY CHEVROLET, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAKE SWEENEY MAZDA WEST</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAKE SWEENEY SMARTMART INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAKMAX</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAMESTOWN AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JARRARD PRE-OWNED VEHICLES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JARRETT FORD OF PLANT CITY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JARRETT GORDON FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAX AUTO WHOLESALE, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAY HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JAY WOLFE AUTO OUTLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JB&#146;S AUTO SALES OF PASCO, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JC AUTOMAX</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JC LEWIS FORD, LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JDF AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEANIES AUTOMOTIVE INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFF SCHMITT AUTO GROUP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFF SCHMITT COLUMBUS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFF WYLEF CHEVROLET OF</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">JEFF WYLER ALEXANDRIA, INC.115</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFF WYLER CHEVROLET, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFF WYLER CHRYSLER
JEEP DODGE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFFREY P. HYDER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEFFREYS AUTO EXCHANGE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEMS AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JENKINS MAZDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JENKINS NISSAN, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JEREMY FRANKLINS SUZUKI OF KAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JERRY HAGGERTY CHEVROLET INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JERRY WILSON&#146;S MOTOR CARS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JESSE&#146;S AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM BURKE NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM BUTLER AUTO PLAZA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM COGDILL DODGE CO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM DOUGLAS SALES AND SERVICE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM M LADY OLDSMOBILE INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM ORR AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM SKINNER FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM WHITE HONDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIM WOODS AUTOMOTIVE, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIMMIE VICKERS INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JIMMY SMITH PONTIAC BUICK GMC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JK AUTOMOTIVE GROUP LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JKB AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JMC AUTO BROKERS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JODECO AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOE FIRMENT CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOE KIDD AUTOMOTIVE INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOE KIDD MITSUBISHI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOE WINKLE&#146;S AUTO SALES LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHN BELL USED CARS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHN BLEAKLEY FORD</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHN HIESTER CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHN HINDERER HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHN JENKINS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHN JONES AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHNNY WRIGHT AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHNNYS MOTOR CARS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOHNSON AUTOPLEX</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JOSEPH MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JT AUTO INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JULIANS AUTO SHOWCASE, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">JUST-IN-TIME AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">K T AUTO SALES LLC</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KAHLER AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KAISER PONTIAC BUICK
GMC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KALER LEASING SERVICES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KAR CONNECTION</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KARL FLAMMER FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KASPER CHRYSLER DODGE JEEP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KATHY&#146;S KARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KC CARPLEX LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KDK AUTO BROKERS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEFFER OF MOORESVILLE, LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEFFER PRE-OWNED SOUTH</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEGANS AUTOMOTIVE GROUP LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEITH HAWTORNE FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEITH PIERSON TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KELEMEN AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KELLEY BUICK GMC INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KELLY &amp; KELLY INVESTMENT CO IN</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KELLY FORD</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KELLYS KARZ LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEN GANLEY NISSAN INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KENDALL MITSUBISHI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KENDALL TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KENNYS AUTO SALES, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEN&#146;S AUTOS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KENS KARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KERRY NISSAN, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KERRY TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEY CHRYLSER PLYMOUTH INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KIA ATLANTA SOUTH</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KIA COUNTRY OF SAVANNAH</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KIA MALL OF GEORGIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KIA OF ALLIANCE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KIA OF CANTON</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KING AUTOMOTIVE, LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KING MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KING SUZUKI OF HICKORY LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KINGS AUTO GROUP INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KINGS AUTOMOTIVE INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KING&#146;S COLONIAL FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KINGS FORD, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KINGS HONDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KINGS OF QUALITY AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KLASSIC CARS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">KMAX INC</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KNAPP MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KNE MOTORS, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KNH WHOLESALE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KNOX BUDGET CAR SALES &amp; RENTAL</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KOE-MAK CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KOETTING FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KUNES COUNTY FORD OF ANTIOCH</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">L &amp; M MOTORS, LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LA AUTO STAR, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAFONTAINE AUTO GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAGRANGE MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKE NISSAN SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKE NORMAN MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKE PLACID MOTOR CAR, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKE ST LOUIS AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKE WALES CHRSYLER DODGE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKELAND AUTO MALL</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKELAND CAR COMPANY LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKELAND CHRYSLER DODGE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAKELAND TOYOTA INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LALLY ORANGE BUICK PONTIAC GMC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANCASTER AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANCASTER MOTOR CO.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANCASTERS AUTO SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANDERS MCLARTY CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANDERS MCLARTY SUBARU</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANDERS TOYOTA OF HAZELWOOD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANDMARK AUTO INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANDMARK CDJ OF MONROE, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANE 1 MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANG CHEVROLET COMPANY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANGDALE HONDA KIA OF</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LANIGAN&#146;S AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LARRY JAY IMPORTS, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LARRY ROESCH-CHRYSLER JEEP INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LASCO FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LATIN MOTORS INTERNATIONAL LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LAWRENCEBURG CHEVROLET INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEASDERS AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEBANON FORD LINCOLN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEE&#146;S AUTO SALES, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEES SUMMIT DODGE CHRYSLER JEE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEGACY MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">LEITH MITSUBISHI</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEXUS OF SARASOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LEXUS RIVER CENTER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LGE CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LIBERTY AUTO CITY INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LIBERTY FORD SOLON, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LIBERTY FORD, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LIBERTY MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LIBERTY USED MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LIPTON TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LITTLE RIVER TRADING CO OF</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LMN AUTO INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOCHMANDY AUTOS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOKEY NISSAN</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LONDOFF JOHNNY CHEVROLET INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LONGSTREET AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LONGWOOD KIA MITSUBISHI</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOU BACHRODT CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOU SOBH AUTOMOTIVE OF</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOUDON MOTORS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOWERY BROS. OVERSTOCK LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LOWEST PRICE TRANSPORTATION</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUCKY CARS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUCKY LINE MOTORS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUX MOTOR SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXOR AUTOMOTIVE INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY AUTO DEPOT</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY AUTO LINE LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY AUTO MALL</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY CARS &amp; FINANCIAL, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY CARS OUTLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY FLEET LEASING LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LUXURY IMPORTS AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LYNN HINES USED CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LYNN LAYTON CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">LYONS CHEVROLET BUICK GMC INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">M &amp; M AUTO GROUP INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">M &amp; M AUTO SUPER STORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">M &amp; M AUTO WHOLESALERS, LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">M &amp; M AUTO, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MA &amp; PAS AUTO SALES &amp; SERVICE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MACATAWA AUTO &amp; FINANCE CO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MACHADO AUTO SELL LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAGIC MOTORS CENTER</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">MAHER CHEVROLET INC</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAINLAND AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAINSTREET AUTOMART
LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MANASSAS AUTO TRUCK &amp; TRACTOR</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MANASSAS AUTOMOBILE
GALLERY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARANATHA AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARCH MOTORS INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARIETTA AUTO MALL CENTER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARK SWEENEY BUICK PONTIAC GMC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARKS AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARLOZ OF HIGH POINT</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARSHALL FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MARSHALL MOTORS OF FLORENCE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MASHALLAH IMPORTS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MASTER CAR INTERNATIONAL, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MASTER CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATHEWS BUDGET AUTO CENTER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATHEWS FORD INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATHEWS FORD OREGON, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATIA MOTORS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATRIX AUTO SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATT CASTRUCCI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATTHEWS MOTOR COMPANY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATTHEWS MOTORS INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MATTHEWS-HARGREAVES CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAXIE PRICE CHEVROLETS OLDS,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAXIMUM DEALS, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAXKARS MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MAYSVILLE AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MC AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCABEE MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCCLUSKY AUTOMOTIVE LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCFARLAND CHEVROLET-BUICK, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCGHEE AUTO SALES INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCJ AUTO SALES OF CENTRAL FLOR</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCKENNEY CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCKENZIE MOTOR COMPANY, INC,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCPHAILS AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MCVAY MOTORS, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MEADE BROTHERS AUTO LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MECHANICSVILLE TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MEDINA AUTO BROKERS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MEDINA AUTO MALL</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MEDLIN MOTORS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">MELRAY MOTORS CORP</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MELROSE PARK AUTO MALL</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MEMBERS SALES AND
LEASING INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MENTOR NISSAN</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MERCEDES- BENZ OF BEDFORD</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MEROLLIS CHEVROLET SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">METRO IMPORTS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">METRO USED CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">METROLINA AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MGM AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIA REPOS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIAMI AUTO COLLECTION, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIAMI AUTO SHOW LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIAMI AUTO WHOLESALE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIAMI CARS INTERNATIONAL INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MICHAEL&#146;S AUTO SALES CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MID AMERICA AUTO EXCHANGE INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MID AMERICA AUTO GROUP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MID ATLANTIC AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MID RIVERS MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDDLE TENNESSEE AUTO MART LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDFIELD MOTOR COMPANY, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDSTATE MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MID-TOWN MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDWAY AUTO GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDWAY MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDWEST AUTO STORE LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDWEST FINANCIAL SERVICES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDWEST MOTORS &amp; TIRES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIDWESTERN AUTO SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIG CHRYSLER DODGE JEEP RAM</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKE BASS FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKE CASTRUCCI CHEVY OLDS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKE CASTRUCCI FORD OF ALEX</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKE CASTRUCCI FORD SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKE ERDMAN TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKE PRUITT HONDA, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIKES TRUCKS AND CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MILE STRETCH AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MILES AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MILLENIUM AUTOMOTIVE GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MILTON DODGE CHRYSLER JEEP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MILTON MARTIN HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MINIVAN SOURCE, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">MIRA AUTO SALES LLC</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIRACLE CHRYSLER DODGE JEEP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MISSOURI MOTORS
LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MITCH RUBINSTEIN MOTOR CO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MITCHELL COUNTY FORD LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MITCHELL MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MIX MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MJ AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MODERN CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MODERN CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MONARCH CAR CORP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MONROE DODGE/CHRYSLER INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MONTGOMERY MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MONTROSE FORD LINCOLN/MERCURY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOORE NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOORING AUTOMOTIVE GROUP LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MORNING STAR MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MORRISVILLE AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MORROWS AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTOR CAR CONCEPTS II</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTOR CARS HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORCARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORCARS TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORHOUSE INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORMART LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORMAX OF GRAND RAPIDS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORS DRIVEN INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MOTORVATION MOTOR CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MR AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MULLEN AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MULLINAX FORD OF PALM BEACH</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MURPHY AUTO CENTER OF</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MURRAY&#146;S USED CARS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MY CAR LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">MYLENBUSCH AUTO SOURCE LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">N &amp; D AUTO SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NALLEY HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NANO MOTORS COMPANY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NAPLETONS NISSAN/NAPLETONS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NAPLETON&#146;S RIVER OAKS CHRYSLER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NAPLETON&#146;S RIVER OAKS
KIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NATIONAL ADVANCE CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NATIONAL ADVANCE CORP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NATIONAL AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">NATIONAL AUTOMOTIVE, INC</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NATIONAL CAR MART, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NATIONAL ROAD AUTOMOTIVE
LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NATIONWIDE AUTOMOTIVE GROUP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NELSON AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NELSON MAZDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NELSON MAZDA RIVERGATE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEUHOFF AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEW CARLISLE CHRYSLER JEEP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEW DAWN AUTO MALL</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEW GENERATION MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEW LIFE AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEWPORT AUTO GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEWPORT UNIVERSAL GROUP CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEWTON&#146;S AUTO SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NEXT CAR INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NICHOLAS DATA SERVICES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NICKS AUTO MART</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NIMNICHT PONTIAC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NISSAN OF MELBOURNE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NISSAN ON NICHOLASVILLE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTH ATLANTA AUTO SUPERSTORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTH ATLANTA MOTORS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTH BROTHERS FORD, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTH IRVING MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTHEND MOTORS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTHERN AUTO MART</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTHLAND AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTHPOINTE AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NORTHWEST MOTORS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NOURSE CHILLICOTHE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NUMBER ONE IN RADIO ALARMS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">NUOVO INIZIO OF FLORIDA, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OCEAN AUTO BROKERS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OCEAN HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">O&#146;CONNORS AUTO OUTLER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OFF LEASE FINANCIAL, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OFFLEASE AUTOMART LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OKOLONA MOTOR SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OLATHE FORD SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OLDHAM MOTOR COMPANY LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OLYMPIC MOTOR CO LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OLYMPIC SALES &amp; SERVICE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ON THE ROAD AGAIN, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">ON TRACK AUTO MALL, INC.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ORANGE PARK AUTO MALL</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ORANGE PARK DODGE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ORLANDO AUTOS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ORLANDO DODGE, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ORLANDO HYUNDAI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OSCAR MOTORS CORPORATION</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OVERFLOW MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OXMOOR FORD LINCOLN MERCURY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OXMOOR TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PACE CAR</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PACE CHEVROLET BUICK GMC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PACE MOTOR COMPANY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALM BAY FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALM BAY MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALM BEACH AUTO DIRECT</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALM CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALM CHEVROLET OF GAINESVILLE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALMETTO 57 NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALMETTO FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PALMETTO WHOLESALE MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAPPADAKIS CHRYSLER DODGE JEEP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAQUET AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARADISE MOTOR SPORTS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARAMOUNT AUTO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARK AUTO MALL, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARK AUTO PLAZA LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARKS AUTOMOTIVE, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARKS CHEVROLET - GEO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARKWAY FORD, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARKWAY MITSUBISHI</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PARKWAY MOTORS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PATRICK O&#146;BRIEN JR CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PATRIOT AUTOMOTIVE SALES &amp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PATTERSON AUTOMOTIVE, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAUL CLARK ENTERPRISES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAUL MILLER FORD, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAUL WALSH NISSAN INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAYLESS AUTO DEALS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAYLESS AUTO OF TULLAHOMA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAYLESS CARS SALES GREENSBORO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PAYLESS MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PCT ENTERPRISES OF FLORIDA LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PEGGY&#146;S AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">PELHAM&#146;S AUTO SALES</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PENSACOLA AUTO BROKERS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PERFORMANCE
CHEVROLET BMW</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PERFORMANCE CHRYSLER JEEP DODG</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PERFORMANCE GMC
OF</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PERFORMANCE TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PETE MOORE CHEVROLET, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PETE MOORE IMPORTS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PETERS AUTO SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PG MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PHILIP MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PHILLIPS CHRYSLER-JEEP, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PHILMARK INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PHOENIX MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PHOENIX SPECIALTY MOTORS CORP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PIEDMONT AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PILES CHEV-OLDS-PONT-BUICK</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PINELLAS MOTORS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PINEVILLE IMPORTS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLAINFIELD AUTO SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLAINFIELD FAMILY AUTO &amp;
REPAI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLANET SUZUKI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLATINUM AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLATINUM AUTO SALES &amp; LEASING</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLATTNER&#146;S</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLAZA LINCOLN MERCURY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PLAZA PONTIAC BUICK GMC INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">POGUE CHEVROLET INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PORT MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PORTAL AUTOMOTIVE INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">POWER MOTORS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">POWER PONTIAC GMC OLDSMOBILE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">POWERBUY MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRADO AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREFERRED AUTO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIER AUTO BROKERS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIER AUTO GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIER AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIER AUTOS OF ALTON</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIER MAZDA/CDJ AUTOMOTIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIER ONE MOTOR CARS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIERE CHEVROLET, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIUM AUTO BY RENT</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PREMIUM MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">PRESTIGE AUTO EXCHANGE</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRESTIGE AUTO MALL</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRESTIGE AUTO SALES II
INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRESTIGE MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRESTIGE MOTORS OF VIERA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRESTON AUTO OUTLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRICE RIGHT STERLING HEIGHTS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRICE WISE AUTO SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRICED RIGHT CARS, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRIDE AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRIME MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PRIME MOTORS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PROCAR</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PROFESSIONAL AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PROVIDENCE AUTO GROUP LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PT AUTO WHOLESALE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">QUALITY IMPORTS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">QUEEN CITY AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">R &amp; B CAR COMPANY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">R &amp; Z AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">R AND R MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAMOS AUTO LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAMSEY MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RANKL &amp; RIES MOTORCARS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY LAETHEM BUICK GMC INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY PEARMAN LINCOLN MERCURY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY SKILLMAN CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY SKILLMAN EASTSIDE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY SKILLMAN NORTHEAST MAZDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY SKILLMAN OLDSMOBILE AND</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY SKILLMAN USED CAR</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAY SKILLMAN WESTSIDE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RAYMOND CHEVROLET KIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RE BARBER FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">READY CARS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REAL BIZ AUTOMOTIVES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REALITY AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REDSKIN AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REGAL PONTIAC, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REGIONAL WHOLESALE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REID&#146;S AUTO CONNECTION</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REIDSVILLE NISSAN INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RELIABLE TRUCK SALES</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">RENEWIT CAR CARE</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">REVOLUTION MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICART FORD USED</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICE AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICHARD HUGES AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICHARD KAY AUTOMOTIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICK CASE CARS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICK CASE MOTORS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICK HILL NISSAN INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICK MATTHEWS BUICK PONTIAC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RICKS AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIDE N DRIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIDE TIME, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIGHT HOUR AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIGHTWAY AUTOMOTIVE CREDIT</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIOS MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIVER CITY AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIVERGATE TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIVERSIDE MOTORS, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIVIERA AUTO SALES SOUTH, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RIV&#146;S MOTORSPORTS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RJ&#146;S AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RML HUNTSVILLE AL AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROAD MASTER AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROADKILL AUTO, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROB PARTELO&#146;S WINNERS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROBERTS COMPANY MOTOR MART LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROCK ROAD AUTO PLAZA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROD HATFIELD CHRYSLER DGE JEEP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROGER WILLIAMS AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROGER WILSON MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSE AUTOMOTIVE INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSE CITY MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSE CITY MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSE CITY MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSE CITY MOTORS 2</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSEDALE AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSEN HYUNDAI OF ALGONQUIN LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSEN MAZDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSEN MAZDA OF LAKE VILLA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSEN NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROSWELL MITSUBISHI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROUEN CHRYSLER DODGE JEEP INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROUEN MOTORWORKS LTD</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">ROUNTREE-MOORE INC</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROVING AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROY O&#146;BRIEN, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROYAL AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROYAL AUTOTEC INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROYAL FAMILY MOTORS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ROYAL OAK FORD SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RP AUTOMOTIVE LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RPM AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RPM AUTOS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RPT SALES &amp; LEASING LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RT 177 AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RUSSELL AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">S ANDREWS AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">S S AUTO INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SABISTON MCCABE AUTO SOLUTIONS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SALTON MOTOR CARS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAM GALLOWAY FORD INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SANDERSON AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SANDY&#146;S AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SANSING CHEVROLET, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SATURN OF SARASOTA, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAULS MOTOR COMPANY, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAVANNAH AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAVANNAH AUTOMOTIVE GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAVANNAH SPORTS AND IMPORTS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAVANNAH TOYOTA &amp; SCION</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SCOTT CLARK HONDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SEELYE WRIGHT KIA OF HOLLAND</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SELECT AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SELECT MOTORS OF TAMPA INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SERRA AUTOMAX - DEACTIVATED</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SERRA NISSAN VOLKSWAGON</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SERRA VISSER NISSAN INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SEVERITY MOTORSPORTS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHAD MITSUBISHI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHARP CARS OF INDY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHAVER MOTORS OF ALLEN CO INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHAWNEE MOTORS GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHEEHAN PONTIAC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHEEHY FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHEEHY GLEN BURNIE INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHELBYVILLE CHRYSLER PRODUCTS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHERDAN ENTERPRISES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">SHERWOOD AUTO &amp; CAMPER
SALES</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHERWOOD OF SALISBURY INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHOOK AUTO INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHORELINE AUTO CENTER INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHOW ME AUTO MALL INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHOWCASE AUTOS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SHUTT ENTERPRISES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIGN &amp; DRIVE AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIGN &amp; DRIVE MOTORS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIGNATURE MOTORS USA LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIMMONS NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIMON SAYS ETC CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIMS BUICK GMC NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIMS BUICK PONTIAC, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SINA AUTO SALES, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SINCLAIR DAVE LINCOLN MERCURY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIX AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SKY AUTOMOTIVE GROUP CORP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SMH AUTO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SMITH MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH 71 AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH BEACH MOTOR CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH CHARLOTTE PREOWNED AUTO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH COUNTY AUTO PLAZA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH DADE TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH MIAMI FIAT</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTH MOTORS HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHEAST JEEP EAGLE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN AUTOMOTIVE ENTERPRISE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN CARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN DODGE CHRY JP RAM @ N</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN MOTOR COMPANY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN STAR AUTOMOTIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN TRUST AUTO GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHERN TRUST AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHFIELD JEEP-EAGLE, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHGATE FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHPORT MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SOUTHTOWN MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPACE &amp; ROCKET AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPIRIT CHEVROLET-BUICK INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPIRIT FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPITZER DODGE</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">SPITZER KIA</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPITZER MOTOR CITY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPORT MAZDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPORTS AND IMPORTS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SPORTS CENTER IMPORTS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SRQ AUTO LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ST LOUIS CARS &amp; CREDIT INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STANFIELD AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STAN&#146;S CAR SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STAR MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STARGATE AUTO SALES LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STARK AUTO GROUP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STATE AUT GROUP LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STATELINE CHRYSLER DODGE JEEP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STEELY LEASE SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STEPHEN A FINN AUTO BROKER</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STERLING AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STEVE RAYMAN CHEVROLET, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STEWART AUTO GROUP OF</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STEWART MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STINGRAY CHEVROLET BARTOW LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STL AUTO BROKERS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STOKES AUTOMOTIVE INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STOKES BROWN TOYOTA SCION</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STOKES HONDA CARS OF BEAUFORT</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STOKES KIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STONE MOUNTAIN NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">STUCKEY&#146;S CHEVROLET BUICK</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBARU CONCORD</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBARU OF DAYTON</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBARU OF KENNESAW LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBARU OF MCDONOUGH, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBARU OF WICHITA LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBURBAN AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUBURBAN CHRYSLER JEEP DODGE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUFFIELD MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUMMIT AUTOPLEX LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUMMIT PLACE KIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUMMIT PLACE KIA MT. CLEMENS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUMMIT PRE-OWNED OF RALEIGH</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUN HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUN TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNCOAST KIA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNNY FLORIDA MOTORS, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">SUNRAY AUTO SALES INC</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNRISE CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNSET CHEVROLET INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNSET MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNSHINE AUTO BROKERS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUNTRUP NISSAN VOLKSWAGEN</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPER AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPER AUTOS MIAMI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPER DEAL AUTO SALES LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPERIOR ACURA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPERIOR CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPERIOR KIA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPERIOR MOTORS NORTH</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPERIOR PONTIAC BUICK GMC,INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPREME CARRIAGE LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUPREME MOTORS OF NASHVILLE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUSAN SCHEIN CHRYSLER PLYMOUTH</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUTHERLAND CHEVROLET INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SUZUKI OF NASHVILLE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAMERON AUTOMOTIVE GROUP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAMIAMI FORD, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAMPA HONDA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAMPABAYAUTOS.NET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TARGET AUTOMOTIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAYLOR AUTO SALES INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAYLOR MORGAN INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TAYLOR&#146;S AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TEAM AUTO INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TEAM AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TEAM NISSAN OF MARIETTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TED CIANOS USED CAR CENTER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TELLIS FOREIGN AUTO REPAIR INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TENNESSEE AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TENNESSEE AUTOPLEX, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TENNYSON CHEVROLET, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TERRE HAUTE AUTO AND EQUIPMENT</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TERRY CULLEN CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TERRY LABONTE CHEVROLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TERRY LEE HONDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE 3445 CAR STORE, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO BROKER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO GROUP LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO LIVERY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO PARK INC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">THE AUTO SOURCE, INC</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO STORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO STORE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTO STORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE AUTOBLOCK</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR CABANA OF</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR CENTER</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR COMPANY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR COMPANY SUZUKI</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR CONNECTION, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR EXCHANGE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR GUYS AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR SHOPPE LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR STORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CAR STORE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE CORNER AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE LUXURY AUTOHAUS INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE MINIVAN STORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE MOTOR GROUP LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE REPO STORE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THE TRUCK FARM OF EASLEY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THOMAS &amp; SON INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THOMAS AUTO MART, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THOMASVILLE TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THORNTON CHEVROLET, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THORNTON ROAD HYUNDAI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THORNTON ROAD KIA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THOROUGHBRED FORD INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THRIFTY OF GRAND RAPIDS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TIFFIN FORD LINCOLN MERCURY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TILLMAN AUTO LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TIM SHORT CHEVY BUICK GMC OF</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TINCHER AUTO GROUP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TKP AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TNT AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOLEDO METRO AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOM GILL CHEVROLET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOM HOLZER FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOM STENHOUWER AUTO SALES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOM TEPE AUTOCENTER INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOM WOOD TOYOTA, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOMLINSON MOTOR COMPANY OF</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TONY ON WHEELS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TONY&#146;S AUTO SALES OF</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">TOP CHOICE AUTO</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOP GUN AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOWN &amp; COUNTRY AUTO
SALES, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOWN &amp; COUNTRY FORD, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOWN &amp; COUNTRY
FORD, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOWNE EAST AUTO</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF CINCINNATI</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF ELIZABETH CITY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF GASTONIA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF HOLLYWOOD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF LOUISVILLE, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF MCDONOUGH</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA OF MUNCIE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA ON NICHOLASVILLE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TOYOTA WEST/SCION WEST</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TRI CITY AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TRIAD AUTOPLEX</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TRI-CITY AUTO MART</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TRI-COUNTY CHRYSLER PRODUCTS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TROPICAL AUTO OUTLET</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TROPICAL AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TRUST MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TRYON AUTO MALL</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TWIN CITY CARS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. AUTO GROUP, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U-DRIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U-DRIVE AUTO LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ULTIMATE AUTO DEALS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ULTIMATE IMAGE AUTO, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNITED AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNITED LUXURY MOTORS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNITED SALES AND LEASING, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNITED VEHICLE SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNIVERSAL AUTO PLAZA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNIVERSAL AUTO PLAZA LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNIVERSITY HYUNDAI OF DECATUR</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNIVERSITY KIA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNIVERSITY MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNIVERSITY NISSAN</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLIMITED AUTOMOTIVE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLIMITED MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLIMITED MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UPPER MARLBORO FORD LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">US 1 CHRYSLER DODGE JEEP</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">USA AUTO &amp; LENDING INC</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">USA MOTORCARS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">USED AUTO IMPORTS OF FLORIDA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">USED CAR FACTORY INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">USED CAR SUPERMARKET</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">V &amp; S AUTO SALES LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">V &amp; V AUTO CENTER INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VA CARS INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VADEN NISSAN, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VAN PAEMEL SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VANN YORK PONTIAC BUICK GMC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VANN YORK PONTIAC, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VANN YORK TOYOTA, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VANTAGE MOTORS LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VARSITY LINCOLN MERCURY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VEHICLES 4 SALES, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VELOCITY MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VERACITY MOTOR COMPANY LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VESTAVIA HILLS AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORIA MOTORS, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORY AUTO EXPRESS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORY AUTO INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORY CHEVROLET BUICK</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORY CHEVROLET LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORY HONDA OF MONROE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VICTORY LAP MOTORS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VILLAGE AUTOMOTIVE</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VIN DEVERS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VINCE WHIBBS PONTIAC-GMC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VININGS ENTERPRISES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VIP AUTO ENTERPRISES INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VIP AUTO GROUP, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VIRGINA MOTOR CO.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VOGUE MOTOR CO INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VOLUSIA AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VOLVO OF FT. MYERS</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">VULCAN MOTORS LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WABASH AUTO CARE INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WADE FORD INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WAGNER SUBARU</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WALDEN AUTOMOTIVE ENTERPRISES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WALT SWEENEY FORD, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WALT&#146;S LIVE OAK FORD</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WANTED WHEELS INC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">WASHINGTON BLVD MOTORS</P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:59.95pt; font-size:8pt; font-family:Times New Roman"><B>DEALER NAME</B></P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WAYNESVILLE AUTO MART</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEB AUTO BROKERS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEBBER AUTOMOTIVE LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEINE AUTO SALES EAST</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEINLE AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEST COUNTY NISSAN LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEST END AUTO SALES &amp; SERVICE</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEST KENDALL TOYOTA</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WEST SIDE TOYOTA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WESTSIDE MOTOR CO</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WHEELS &amp; DEALS AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WHEELS &amp; DEALS AUTO SALES
OF</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WHEELS AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WHEELS MOTOR SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WHITEWATER MOTOR COMPANY INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WHOLESALE, INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WILDCAT AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WILDWOOD MOTORS</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WILLETT HONDA SOUTH</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WINDSOR AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WINTER PARK AUTO EXCHANGE INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WMD MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WONDERGEM, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WOODBRIDGE MOTORS, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WOODY ANDERSON FORD</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WOODY SANDER FORD, INC.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WORLD AUTO, INC.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WORLD CAR CENTER &amp; FINANCING</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WORLEY AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WOW CAR COMPANY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WRIGHT&#146;S AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WWW.GETAUCTIONCARS.COM</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">WYRICK AUTO SALES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">XCITING AUTO SALES LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">XL1 MOTORSPORTS, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">XTREME MOTORS INC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YARK AUTOMOTIVE GROUP, INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YERTON LEASING &amp; AUTO SALES</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YES AUTO SALES INC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YES AUTOMOTIVE LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YES GUARANTEED AUTO FINANCING</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YESHUA AUTO SALES LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">YOUR DEAL AUTOMOTIVE</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">ZAPPIA MOTORS</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ZEIGLER CHRYSLER DODGE JEEP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ZENA HOLDINGS
LLC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">ZOMBIE JOHNS KILLER DEALS LLC</P></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>3
<FILENAME>d767435dex311.htm
<DESCRIPTION>CERTIFICATION OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER
<TEXT>
<HTML><HEAD>
<TITLE>Certification of the President and Chief Executive Officer</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 31.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATION PURSUANT TO RULE 13A-14(A) OF THE SECURITIES EXCHANGE ACT OF 1934, </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Ralph T. Finkenbrink, certify that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">I have reviewed this quarterly report on Form 10-Q of Nicholas Financial, Inc.; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal controls
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))for the registrant and have: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top">Designed such disclosure controls and procedures, or caused such controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">c)</TD>
<TD ALIGN="left" VALIGN="top">Evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">d)</TD>
<TD ALIGN="left" VALIGN="top">Disclosed in this report any change in the registrant&#146;s internal control over financial reporting that occurred during the registrant&#146;s most recent fiscal quarter that has materially affected, or is reasonably
likely to materially affect, the registrant&#146;s internal control over financial reporting; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit committee of the
registrant&#146;s board of directors (or persons performing the equivalent functions): </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s ability to record,
process, summarize and report financial information; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#146;s internal control over financial reporting. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: August&nbsp;11, 2014</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Ralph T. Finkenbrink</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Ralph T. Finkenbrink</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">President and Chief Executive Officer</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">(Principal Executive Officer)</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>4
<FILENAME>d767435dex312.htm
<DESCRIPTION>CERTIFICATION OF THE VICE PRESIDENT AND CHIEF FINANCIAL OFFICER
<TEXT>
<HTML><HEAD>
<TITLE>Certification of the Vice President and Chief Financial Officer</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 31.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATION PURSUANT TO RULE 13A-14(A) OF THE SECURITIES EXCHANGE ACT OF 1934, </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Katie L. MacGillivary certify that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">I have reviewed this quarterly report on Form 10-Q of Nicholas Financial, Inc.; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e) and internal controls
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top">Designed such disclosure controls and procedures, or caused such controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">c)</TD>
<TD ALIGN="left" VALIGN="top">Evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">d)</TD>
<TD ALIGN="left" VALIGN="top">Disclosed in this report any change in the registrant&#146;s internal control over financial reporting that occurred during the registrant&#146;s most recent fiscal quarter that has materially affected, or is reasonably
likely to materially affect, the registrant&#146;s internal control over financial reporting; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit committee of the
registrant&#146;s board of directors (or persons performing the equivalent functions): </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s ability to record,
process, summarize and report financial information; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#146;s internal control over financial reporting. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: August&nbsp;11, 2014</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Katie L. MacGillivary</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Katie L. MacGillivary</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:8pt">&nbsp;</FONT></TD>
<TD VALIGN="top">(Principal Financial Officer)</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>5
<FILENAME>d767435dex321.htm
<DESCRIPTION>CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER
<TEXT>
<HTML><HEAD>
<TITLE>Certification of the Chief Executive Officer</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 32.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Pursuant to 18 U.S.C. &#167; 1350 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Solely for
the purpose of complying with 18 U.S.C. &#167; 1350, as adopted pursuant to Section&nbsp;906 of the Sarbanes-Oxley Act of 2002, I, the undersigned President and Chief Executive Officer of Nicholas Financial, Inc. (the &#147;Company&#148;), hereby
certify that the Quarterly Report on Form 10-Q of the Company for the three months ended June&nbsp;30, 2014 (the &#147;Report&#148;) fully complies with the requirements of Section&nbsp;13(a) or 15(d) of the Securities Exchange Act of 1934 and that
the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Ralph T. Finkenbrink</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Ralph T. Finkenbrink</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">President and Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated: August&nbsp;11, 2014</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>6
<FILENAME>d767435dex322.htm
<DESCRIPTION>CERTIFICATION OF THE CHIEF FINANCIAL OFFICER
<TEXT>
<HTML><HEAD>
<TITLE>Certification of the Chief Financial Officer</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 32.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATION OF THE CHIEF FINANCIAL OFFICER </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Pursuant to 18 U.S.C. &#167; 1350 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Solely for
the purpose of complying with 18 U.S.C. &#167; 1350, as adopted pursuant to Section&nbsp;906 of the Sarbanes-Oxley Act of 2002, I, the undersigned Senior Vice President and Chief Financial Officer of Nicholas Financial, Inc. (the
&#147;Company&#148;), hereby certify that the Quarterly Report on Form 10-Q of the Company for the three months ended June&nbsp;30, 2014 (the &#147;Report&#148;) fully complies with the requirements of Section&nbsp;13(a) or 15(d) of the Securities
Exchange Act of 1934 and that the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Katie L. MacGillivary</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Katie L. MacGillivary</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated: August&nbsp;11, 2014</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>7
<FILENAME>nick-20140630.xml
<DESCRIPTION>XBRL INSTANCE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated using Ez-XBRL version 7.1.0.0 [08/07/2014 08:31:45 AM] -->
<!-- Based on XBRL 2.1 -->
<!--XBRL Document Modified with Ez-Editor Version 1.1.0.1 on Friday, August 08, 2014 10:41:09 PM -->
<xbrli:xbrl xmlns:nick="http://www.nicholasfinancial.com/20140630" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:country="http://xbrl.sec.gov/country/2013-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2014-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2014-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2012-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2011-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2014-01-31" xmlns:us-gaap-att="http://fasb.org/us-gaap/attributes" xmlns:us-types="http://fasb.org/us-types/2014-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:utr="http://www.xbrl.org/2009/utr">
<link:schemaRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:type="simple" xlink:href="nick-20140630.xsd"/>
<!-- Context Section  -->
<xbrli:context id="Context_As_Of_04_Jun_2012T00_00_00_TO_04_Jun_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-06-04
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_01_Jun_2012T00_00_00_TO_04_Jun_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-06-01
</xbrli:startDate>
<xbrli:endDate>
2012-06-04
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jul_2012T00_00_00_TO_30_Jul_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-07-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_01_Jul_2012T00_00_00_TO_30_Jul_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-07-01
</xbrli:startDate>
<xbrli:endDate>
2012-07-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_01_May_2013T00_00_00_TO_07_May_2013T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-05-01
</xbrli:startDate>
<xbrli:endDate>
2013-05-07
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-04-01
</xbrli:startDate>
<xbrli:endDate>
2013-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-04-01
</xbrli:startDate>
<xbrli:endDate>
2013-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-04-01
</xbrli:startDate>
<xbrli:endDate>
2013-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-04-01
</xbrli:startDate>
<xbrli:endDate>
2013-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeByNatureAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-04-01
</xbrli:startDate>
<xbrli:endDate>
2013-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2013-04-01
</xbrli:startDate>
<xbrli:endDate>
2013-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">nick:BankruptAccountsFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">nick:BankruptAccountsFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:LineOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">nick:ContractsAndDirectLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeByNatureAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:LineOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AgreementAxis_ArrangementAgreementMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="nick:AgreementAxis">nick:ArrangementAgreementMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2014-04-01
</xbrli:startDate>
<xbrli:endDate>
2014-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">us-gaap:LineOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">nick:ContractsAndDirectLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">nick:BankruptAccountsFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">nick:BankruptAccountsFinancingReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Jul_2014T00_00_00_TO_30_Jul_2014T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-07-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CustomerContractsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:FinanceReceivablesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2014-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<!-- Unit Section  -->
<!--
I~1\FVPHexeD5678YReqi>MrlsywiI~\FVP6458c444c555cT{h>G97688;61;6;6186FE1EEI=16H9FG54=86=; -->
<xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit>
<xbrli:unit id="USD"><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unit>
<xbrli:unit id="USD_per_Share"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit>
<xbrli:unit id="Swap"><xbrli:measure>nick:Swap</xbrli:measure></xbrli:unit>
<xbrli:unit id="Lawsuit"><xbrli:measure>nick:Lawsuit</xbrli:measure></xbrli:unit>
<!-- Element Section  --><dei:EntityRegistrantName contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">NICHOLAS FINANCIAL INC</dei:EntityRegistrantName>
<dei:EntityCentralIndexKey contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">0001000045</dei:EntityCentralIndexKey>
<dei:TradingSymbol contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">nick</dei:TradingSymbol>
<dei:CurrentFiscalYearEndDate contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">--03-31</dei:CurrentFiscalYearEndDate>
<dei:EntityFilerCategory contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">Accelerated Filer</dei:EntityFilerCategory>
<dei:EntityCommonStockSharesOutstanding contextRef="Context_As_Of_30_Jul_2014T00_00_00_TO_30_Jul_2014T00_00_00" unitRef="shares" decimals="INF">12273734</dei:EntityCommonStockSharesOutstanding>
<dei:DocumentType contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">10-Q</dei:DocumentType>
<dei:DocumentPeriodEndDate contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">2014-06-30</dei:DocumentPeriodEndDate>
<dei:AmendmentFlag contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">false</dei:AmendmentFlag>
<dei:DocumentFiscalYearFocus contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">2015</dei:DocumentFiscalYearFocus>
<dei:DocumentFiscalPeriodFocus contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">Q1</dei:DocumentFiscalPeriodFocus>
<us-gaap:Cash contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">2635036</us-gaap:Cash>
<us-gaap:Cash contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">2290969</us-gaap:Cash>
<us-gaap:Cash contextRef="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00" unitRef="USD" decimals="0">2797716</us-gaap:Cash>
<us-gaap:Cash contextRef="Context_As_Of_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">3658951</us-gaap:Cash>
<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">391977580</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">9654948</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember" unitRef="USD" decimals="0">396448006</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember" unitRef="USD" decimals="0">4470426</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember" unitRef="USD" decimals="0">9613865</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember" unitRef="USD" decimals="0">41083</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<us-gaap:NotesReceivableNet contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">269343595</us-gaap:NotesReceivableNet>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">425896471</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">11175661</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember" unitRef="USD" decimals="0">420006795</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember" unitRef="USD" decimals="0">5889676</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_PerformingFinancingReceivableMember" unitRef="USD" decimals="0">11118330</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_NonperformingFinancingReceivableMember" unitRef="USD" decimals="0">57331</nick:NotesReceivableGrossAmountExcludingChapter13BankruptAccounts>

<us-gaap:NotesReceivableNet contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MaximumMember" unitRef="USD" decimals="0">8000</us-gaap:NotesReceivableNet>

<us-gaap:NotesReceivableNet contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MinimumMember" unitRef="USD" decimals="0">1000</us-gaap:NotesReceivableNet>

<us-gaap:NotesReceivableNet contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">278173259</us-gaap:NotesReceivableNet>

<us-gaap:AssetsOfDisposalGroupIncludingDiscontinuedOperation contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">1696330</us-gaap:AssetsOfDisposalGroupIncludingDiscontinuedOperation>
<us-gaap:AssetsOfDisposalGroupIncludingDiscontinuedOperation contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">2040030</us-gaap:AssetsOfDisposalGroupIncludingDiscontinuedOperation>
<us-gaap:PrepaidExpenseAndOtherAssets contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">891044</us-gaap:PrepaidExpenseAndOtherAssets>
<us-gaap:PrepaidExpenseAndOtherAssets contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">814146</us-gaap:PrepaidExpenseAndOtherAssets>
<us-gaap:IncomeTaxReceivable contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">1093682</us-gaap:IncomeTaxReceivable>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">869693</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">897111</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:DerivativeInstrumentsInHedgesAssetsAtFairValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">183603</us-gaap:DerivativeInstrumentsInHedgesAssetsAtFairValue>
<us-gaap:DerivativeInstrumentsInHedgesAssetsAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">59998</us-gaap:DerivativeInstrumentsInHedgesAssetsAtFairValue>
<us-gaap:DeferredTaxAssetsNet contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">6716596</us-gaap:DeferredTaxAssetsNet>
<us-gaap:DeferredTaxAssetsNet contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">7009056</us-gaap:DeferredTaxAssetsNet>
<us-gaap:Assets contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">283429579</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">291284569</us-gaap:Assets>
<us-gaap:LineOfCredit contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">127900000</us-gaap:LineOfCredit>
<us-gaap:LineOfCredit contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">131400000</us-gaap:LineOfCredit>
<us-gaap:DraftsPayable contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">2338561</us-gaap:DraftsPayable>
<us-gaap:DraftsPayable contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">1623610</us-gaap:DraftsPayable>
<us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">8924919</us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent>
<us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">7581169</us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent>
<us-gaap:DeferredRevenue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">2328544</us-gaap:DeferredRevenue>
<us-gaap:DeferredRevenue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">2583798</us-gaap:DeferredRevenue>
<us-gaap:DerivativeInstrumentsInHedgesLiabilitiesAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">88682</us-gaap:DerivativeInstrumentsInHedgesLiabilitiesAtFairValue>
<us-gaap:Liabilities contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">141492024</us-gaap:Liabilities>
<us-gaap:Liabilities contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">144213905</us-gaap:Liabilities>
<us-gaap:PreferredStockValueOutstanding contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:CommonStockValueOutstanding contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">31151781</us-gaap:CommonStockValueOutstanding>
<us-gaap:CommonStockValueOutstanding contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">31375702</us-gaap:CommonStockValueOutstanding>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">110785774</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">115694962</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">141937555</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">147070664</us-gaap:StockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">283429579</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">291284569</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:PreferredStockNoParValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD_per_Share" xsi:nil="true"/>
<us-gaap:PreferredStockNoParValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD_per_Share" xsi:nil="true"/>
<us-gaap:PreferredStockSharesAuthorized contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" decimals="INF">5000000</us-gaap:PreferredStockSharesAuthorized>
<us-gaap:PreferredStockSharesAuthorized contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="INF">5000000</us-gaap:PreferredStockSharesAuthorized>
<us-gaap:PreferredStockSharesIssued contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" xsi:nil="true"/>
<us-gaap:PreferredStockSharesIssued contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" xsi:nil="true"/>
<us-gaap:CommonStockNoParValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD_per_Share" xsi:nil="true"/>
<us-gaap:CommonStockNoParValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD_per_Share" xsi:nil="true"/>
<us-gaap:CommonStockSharesAuthorized contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" decimals="INF">50000000</us-gaap:CommonStockSharesAuthorized>
<us-gaap:CommonStockSharesAuthorized contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="INF">50000000</us-gaap:CommonStockSharesAuthorized>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" decimals="INF">12220874</us-gaap:CommonStockSharesIssued>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="INF">12273734</us-gaap:CommonStockSharesIssued>
<us-gaap:InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">20475735</us-gaap:InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles>
<us-gaap:InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">21332514</us-gaap:InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles>
<us-gaap:MarketingExpense contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">396074</us-gaap:MarketingExpense>
<us-gaap:MarketingExpense contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">402867</us-gaap:MarketingExpense>
<us-gaap:LaborAndRelatedExpense contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">4851450</us-gaap:LaborAndRelatedExpense>
<us-gaap:LaborAndRelatedExpense contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">5221180</us-gaap:LaborAndRelatedExpense>
<us-gaap:ProfessionalFees contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">468403</us-gaap:ProfessionalFees>
<us-gaap:ProfessionalFees contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">617848</us-gaap:ProfessionalFees>
<us-gaap:GeneralAndAdministrativeExpense contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">2132543</us-gaap:GeneralAndAdministrativeExpense>
<us-gaap:GeneralAndAdministrativeExpense contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">2376124</us-gaap:GeneralAndAdministrativeExpense>
<nick:DividendTaxExpense contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">73019</nick:DividendTaxExpense>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">2641791</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">2494430</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">147361</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">4231815</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">4073398</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">158418</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:DepreciationNonproduction contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">75335</us-gaap:DepreciationNonproduction>
<us-gaap:DepreciationNonproduction contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">90583</us-gaap:DepreciationNonproduction>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">1404906</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">1448585</us-gaap:InterestExpense>
<us-gaap:IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1 contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">833259</us-gaap:IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1>
<us-gaap:IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1 contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-212287</us-gaap:IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1>
<us-gaap:OperatingExpenses contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">11210262</us-gaap:OperatingExpenses>
<us-gaap:OperatingExpenses contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">14601289</us-gaap:OperatingExpenses>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">9265473</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">6731225</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">3564980</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">1822037</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">5700493</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">4909188</us-gaap:NetIncomeLoss>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD_per_Share" decimals="2">0.47</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD_per_Share" decimals="2">0.40</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD_per_Share" decimals="2">0.46</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD_per_Share" decimals="2">0.40</us-gaap:EarningsPerShareDiluted>
<us-gaap:CommonStockDividendsPerShareDeclared contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD_per_Share" decimals="2">0.12</us-gaap:CommonStockDividendsPerShareDeclared>
<us-gaap:GainLossOnSaleOfPropertyPlantEquipment contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">2013</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
<us-gaap:AdjustmentForAmortization contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-2974446</us-gaap:AdjustmentForAmortization>
<us-gaap:AdjustmentForAmortization contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-3283641</us-gaap:AdjustmentForAmortization>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">858193</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-292460</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:ShareBasedCompensation contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">122259</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">116023</us-gaap:ShareBasedCompensation>
<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">2958</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-76898</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-740518</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-1343750</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
<us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">2603069</us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable>
<us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">2030328</us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable>
<us-gaap:IncreaseDecreaseInDeferredRevenue contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">240923</us-gaap:IncreaseDecreaseInDeferredRevenue>
<us-gaap:IncreaseDecreaseInDeferredRevenue contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">255254</us-gaap:IncreaseDecreaseInDeferredRevenue>
<us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">7688869</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">7002525</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
<nick:PurchaseAndOriginationOfFinanceContracts contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">39328663</nick:PurchaseAndOriginationOfFinanceContracts>
<nick:PurchaseAndOriginationOfFinanceContracts contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">43142921</nick:PurchaseAndOriginationOfFinanceContracts>
<us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">34229127</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
<us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">33365083</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
<nick:IncreaseInAssetsHeldForResale contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">578359</nick:IncreaseInAssetsHeldForResale>
<nick:IncreaseInAssetsHeldForResale contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">343700</nick:IncreaseInAssetsHeldForResale>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">101122</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">118001</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">12800</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
<us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-5766217</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-10239539</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
<us-gaap:ProceedsFromRepaymentsOfLinesOfCredit contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">521510</us-gaap:ProceedsFromRepaymentsOfLinesOfCredit>
<us-gaap:ProceedsFromRepaymentsOfLinesOfCredit contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">3500000</us-gaap:ProceedsFromRepaymentsOfLinesOfCredit>
<us-gaap:PaymentsOfDividends contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">1460372</us-gaap:PaymentsOfDividends>
<nick:IncreaseDecreaseInDraftsPayable contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">272791</nick:IncreaseDecreaseInDraftsPayable>
<nick:IncreaseDecreaseInDraftsPayable contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">714951</nick:IncreaseDecreaseInDraftsPayable>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">83140</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">71716</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">67096</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">36182</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-1061417</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">2892947</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
<us-gaap:CashPeriodIncreaseDecrease contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">861235</us-gaap:CashPeriodIncreaseDecrease>
<us-gaap:CashPeriodIncreaseDecrease contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-344067</us-gaap:CashPeriodIncreaseDecrease>
<us-gaap:FinancingReceivablesTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;4. Finance Receivables&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;Finance receivables consist of automobile finance installment Contracts and Direct Loans and are detailed as follows:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="68%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" valign="bottom" colspan="2"&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" valign="bottom" colspan="2"&gt;&lt;b&gt;March&amp;#160;31,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, gross contract&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;440,506,362&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;424,344,193&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Unearned interest&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(130,935,575&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(124,306,969&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, net of unearned interest&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;309,570,787&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;300,037,224&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Unearned dealer discounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(17,756,663&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(17,214,269&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, net of unearned interest and unearned dealer discounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;291,814,124&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;282,822,955&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Allowance for credit losses&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(13,640,865&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(13,479,360&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, net&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;278,173,259&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;269,343,595&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;The terms of the Contracts range from 12 to 72 months and the Direct Loans range from 6 to 48 months. The Contracts and Direct Loans bear a weighted average effective interest rate of 23.03% and 26.37% as of June&amp;#160;30, 2014, respectively and 23.08% and 26.32% as of March&amp;#160;31, 2014, respectively.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;Finance receivables consist of Contracts and Direct Loans, each of which comprises a portfolio segment. Each portfolio segment consists of smaller balance homogeneous loans which are collectively evaluated for impairment.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;The following table sets forth a reconciliation of the changes in the allowance for credit losses on Contracts:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="72%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at beginning of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,889,082&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;16,090,652&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Current period provision&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,073,398&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;2,494,430&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Losses absorbed&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(4,849,623&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(4,648,976&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Recoveries&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;821,048&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;875,067&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at end of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,933,905&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;14,811,173&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;The Company purchases Contracts from automobile dealers at a negotiated price that is less than the original principal amount being financed by the purchaser of the automobile. The Contracts are predominately for used vehicles. As of June&amp;#160;30, 2014, the average model year of vehicles collateralizing the portfolio was a 2006 vehicle. The average loan to value ratio, which expresses the amount of the Contract as a percentage of the value of the automobile, is approximately 95%. The Company utilizes a static pool approach to track portfolio performance. If the allowance for credit losses is determined to be inadequate for a static pool, then an additional charge to income through the provision is used to maintain adequate reserves based on management&amp;#8217;s evaluation of the risk inherent in the loan portfolio, the composition of the portfolio, and current economic conditions. Such evaluation, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management&amp;#8217;s estimate of probable credit losses and other factors that warrant recognition in providing for an adequate allowance for credit losses.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;The following table sets forth a reconciliation of the changes in the allowance for credit losses on Direct Loans:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="78%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended&lt;br  /&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at beginning of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;590,278&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;467,917&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Current period provision&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;158,418&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;147,361&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Losses absorbed&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(54,101&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(27,586&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Recoveries&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,365&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,189&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at end of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;706,960&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;591,881&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;Direct Loans are originated directly between the Company and the consumer. These loans are typically for amounts ranging from $1,000 to $8,000 and are generally secured by a lien on an automobile, watercraft or other permissible tangible personal property. The majority of Direct Loans are originated with current or former customers under the Company&amp;#8217;s automobile financing program. The typical Direct Loan represents a significantly better credit risk than our typical Contract due to the customer&amp;#8217;s historical payment history with the Company. In deciding whether or not to make a loan, the Company considers the individual&amp;#8217;s credit history, job stability, income and impressions created during a personal interview with a Company loan officer. Additionally, because most of Direct Loans made by the Company to date have been made to borrowers under Contracts previously purchased by the Company, the payment history of the borrower under the Contract is a significant factor in making the loan decision. As of June&amp;#160;30, 2014, loans made by the Company pursuant to its Direct Loan program constituted approximately 3% of the aggregate principal amount of the Company&amp;#8217;s loan portfolio.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;Changes in the allowance for credit losses for both Contracts and Direct Loans were driven by current economic conditions and trends over several reporting periods which are useful in estimating future losses and overall portfolio performance.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;A performing account is defined as an account that is less than 61 days past due. A non-performing account is defined as an account that is contractually delinquent for 61 days or more and the accrual of interest income is suspended. When an account is 120 days contractually delinquent, the account is written off. Upon notification of a Chapter 13 bankruptcy, an account is monitored for collection with other Chapter 13 bankrupt accounts. In the event the debtors balance has been reduced by the bankruptcy court, the Company will record a loss equal to the amount of principal balance reduction. The remaining balance will be reduced as payments are received by the bankruptcy court. In the event an account is dismissed from bankruptcy, the Company will decide, based on several factors, to begin repossession proceedings to allow the customer to begin making regularly scheduled payments.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;The following table is an assessment of the credit quality by creditworthiness:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="51%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Contracts&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Direct Loans&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Contracts&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Direct Loans&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Performing accounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;420,006,795&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,118,330&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;396,448,006&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,613,865&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Non-performing accounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;5,889,676&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;57,331&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,470,426&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;41,083&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Total&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;425,896,471&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,175,661&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;391,977,580&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,654,948&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Chapter 13 bankrupt accounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3,406,706&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;27,458&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1,802,820&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,922&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, gross contract&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;429,303,240&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,203,119&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;393,780,400&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,666,870&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;The following tables present certain information regarding the delinquency rates experienced by the Company with respect to Contracts and under its Direct Loans, excluding Chapter 13 bankrupt accounts:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="50%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 33.75pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Contracts&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Gross&amp;#160;Balance&lt;br  /&gt;Outstanding&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;31&amp;#160;&amp;#8211;&amp;#160;60 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;61&amp;#160;&amp;#8211;&amp;#160;90 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;Over&amp;#160;90&amp;#160;days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;425,896,471&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;16,433,351&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,346,201&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1,543,475&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;22,323,027&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3.86&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1.02&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.36&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;5.24&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;391,977,580&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,506,882&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3,138,575&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1,331,851&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;16,977,308&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3.19&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.80&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.34&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4.33&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="50%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 44.2pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Direct Loans&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Gross&amp;#160;Balance&lt;br  /&gt;Outstanding&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;31&amp;#160;&amp;#8211;&amp;#160;60&amp;#160;days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;61&amp;#160;&amp;#8211;&amp;#160;90&amp;#160;days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;Over&amp;#160;90&amp;#160;days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;&amp;#160;&amp;#160;11,175,661&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;183,159&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;41,491&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;15,840&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;240,490&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1.64&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.37&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.14&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;2.15&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,654,948&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;79,552&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;27,046&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;14,037&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;120,635&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.82&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.28&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.15&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1.25&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FinancingReceivablesTextBlock>
<nick:LineOfCreditFacilitiesTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;5. Line of Credit&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company has a line of credit facility (the &amp;#8220;Line&amp;#8221;) up to $150,000,000. The pricing of the Line, which expires on November&amp;#160;30,&amp;#160;2014, is 300 basis points above 30-day LIBOR with a 1% floor on LIBOR (4.00% at June&amp;#160;30, 2014 and March&amp;#160;31, 2014). Pledged as collateral for this Line are all of the assets of the Company. The outstanding amount of the Line was $131,400,000 and $127,900,000 as of June&amp;#160;30, 2014 and March&amp;#160;31, 2014, respectively. The amount available under the Line was approximately $18,600,000 and $22,100,000 as of June&amp;#160;30, 2014 and March&amp;#160;31, 2014, respectively.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The facility requires compliance with certain financial ratios and covenants and satisfaction of specified financial tests, including maintenance of asset quality and performance tests. Dividends do not require consent in writing by the agent and majority lenders under the new facility as long as the Company is in compliance with a net income covenant. As of June&amp;#160;30, 2014, the Company was in full compliance with all debt covenants.&lt;/p&gt;</nick:LineOfCreditFacilitiesTextBlock>
<us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;6. Interest Rate Swap Agreements&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company utilizes interest rate swap agreements to manage exposure to variability in expected cash flows attributable to interest rate risk. The interest rate swap agreements convert a portion of the floating rate debt to a fixed rate, more closely matching the interest rate characteristics of finance receivables.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The following table summarizes the activity in the notional amounts of interest rate swap agreements:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="72%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Notional amounts at April&amp;#160;1&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;New contracts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Matured contracts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Notional amounts at June&amp;#160;30&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company currently has two interest rate swap agreements. A June&amp;#160;4, 2012 interest rate swap agreement provides for a five-year interest rate swap in which the Company pays a fixed rate of 1% and receives payments from the counterparty on the 1-month LIBOR rate. This interest rate swap agreement has an effective date of June&amp;#160;13, 2012 and a notional amount of $25,000,000. A July&amp;#160;30, 2012 agreement provides for a five-year interest rate swap in which the Company pays a fixed rate of 0.87% and receives payments from the counterparty on the 1-month LIBOR rate. This interest rate swap agreement has an effective date of August&amp;#160;13, 2012 and a notional amount of $25,000,000.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The locations and amounts of (gains) losses in income are as follows:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="76%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Periodic change in fair value of interest rate swap agreements&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;212,287&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(833,259&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Periodic settlement differentials included in interest expense&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;98,992&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;93,314&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Total&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;311,279&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(739,945&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Net realized gains and losses from the interest rate swap agreements were recorded in the interest expense line item of the consolidated statements of income. The following table summarizes the average variable rates received and average fixed rates paid under the swap agreements.&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 8pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="82%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="7%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="7%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three&amp;#160;months&amp;#160;ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Variable rate received&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.15&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.20&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Fixed rate paid&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.94&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.94&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
<us-gaap:FairValueDisclosuresTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;8. Fair Value Disclosures&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company measures specific assets and liabilities at fair value, which is an exit price, representing the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When applicable, the Company utilizes market data or assumptions that market participants would use in pricing the asset or liability under a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined as inputs other than quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable inputs about which little or no market data exists, therefore requiring an entity to develop its own assumptions.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;u&gt;Assets and Liabilities Recorded at Fair Value on a Recurring Basis&lt;/u&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company estimates the fair value of interest rate swap agreements based on the estimated net present value of the future cash flows using a forward interest rate yield curve in effect as of the measurement period, adjusted for nonperformance risk, if any, including a quantitative and qualitative evaluation of both the Company&amp;#8217;s credit risk and the counterparty&amp;#8217;s credit risk. Accordingly, the Company classifies interest rate swap agreements as Level 2.&lt;/p&gt;
&lt;p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="70%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10"&gt;Fair Value Measurement Using&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Description&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;1&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level 2&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;3&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Interest rate swap agreements:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;June&amp;#160;30, 2014:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;"&gt;Effective June&amp;#160;13, 2012 - liability&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(88,682&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(88,682&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;"&gt;Effective August&amp;#160;13, 2012 - asset&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;59,998&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;59,998&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;March&amp;#160;31, 2014 - asset&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;183,603&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;183,603&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;u&gt;Financial Instruments Not Measured at Fair Value&lt;/u&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company&amp;#8217;s financial instruments consist of finance receivables and the Line. For each of these financial instruments the carrying value approximates fair value.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Finance receivables, net approximates fair value based on the price paid to acquire indirect loans. The price paid reflects competitive market interest rates and purchase discounts for the Company&amp;#8217;s chosen credit grade in the economic environment. This market is highly liquid as the Company acquires individual loans on a daily basis from dealers. The initial terms of the Contracts range from 12 to 72 months. The initial terms of the Direct Loans range from 6 to 48 months. In addition, there have been minimal changes in interest rates and purchase discounts related to these types of loans. If liquidated outside of the normal course of business, the amount received may not be the carrying value.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Based on current market conditions, any new or renewed credit facility would contain pricing that approximates the Company&amp;#8217;s current Line. Based on these market conditions, the fair value of the Line as of June&amp;#160;30, 2014 was estimated to be equal to the book value. The interest rate for the Line is a variable rate based on LIBOR pricing options.&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="55%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10"&gt;Fair Value Measurement Using&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Description&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;1&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level 2&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level 3&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Fair&amp;#160;Value&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;June 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;278,173,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;278,173,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;March 31, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;269,344,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;269,344,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Line of credit:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;June 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;131,400,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;131,400,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;March 31, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;127,900,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;127,900,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;u&gt;Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis&lt;/u&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a nonrecurring basis. The Company does not currently have any assets or liabilities measured at fair value on a nonrecurring basis.&lt;/p&gt;</us-gaap:FairValueDisclosuresTextBlock>
<us-gaap:IncomeTaxDisclosureTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;7. Income Taxes&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The provision for income taxes decreased to approximately $1.8 million for the three months ended June&amp;#160;30, 2014 from approximately $3.6 million for the three months ended June&amp;#160;30, 2013. The Company&amp;#8217;s effective tax rate decreased to 27.07% for the three months ended June&amp;#160;30, 2014 from 38.48% for the three months ended June&amp;#160;30, 2013. The decrease in the effective tax rate is related to certain professional fees associated with the potential sale of the Company becoming deductible during the three months ended June&amp;#160;30, 2014 when the Arrangement Agreement was terminated.&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
<us-gaap:LegalMattersAndContingenciesTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;10. Contingencies&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The following is a brief summary of litigation filed against the Company and its directors related to the Arrangement contemplated in the recently terminated Arrangement Agreement between the Company, on the one hand, and Prospect Capital Corporation (&amp;#8220;Prospect&amp;#8221;) and three of its subsidiaries, on the other hand:&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Jason Simpson v. Nicholas Financial, Inc., et al., Case No.&amp;#160;13-011726-CI (Circuit Court, Pinellas County, Florida), filed December&amp;#160;24, 2013; Gabriella Rago v. Nicholas Financial, Inc., et al., Case No.&amp;#160;8:13-cv-03261-VMC-TGW (U.S. District Court, Tampa, Florida), filed December&amp;#160;30, 2013; Matthew John Leonard v. Nicholas Financial, Inc., et al., Case No.&amp;#160;13-011811-CI (Circuit Court, Pinellas County, Florida), filed December&amp;#160;31, 2013; Michelangelo Lombardo v. Nicholas Financial, Inc., et al., Case No.&amp;#160;14-000095-CI (Circuit Court, Pinellas County, Florida), filed January&amp;#160;3, 2014; Edward Opton v. Stephen Bragin, et al., Case No.&amp;#160;14-000139-CI (Circuit Court, Pinellas County, Florida), filed January&amp;#160;6, 2014; Marvin Biver v. Nicholas Financial, Inc., et al., Case No.&amp;#160;8:14-cv-00250-VMC-TGW (U.S. District Court, Tampa, Florida), filed February&amp;#160;3, 2014; and Richard Abrons v. Nicholas Financial, Inc., et al., Case No.&amp;#160;8:14-cv-00583-VMC-TGW (U.S. District Court, Tampa, Florida), filed March&amp;#160;10, 2014. These seven substantially similar lawsuits were filed in connection with the Arrangement contemplated in the Arrangement Agreement between the Company, on the one hand, and Prospect and three Prospect subsidiaries, on the other hand. On April&amp;#160;30, 2014, the Biver and the Abrons lawsuits were consolidated (hereafter, the &amp;#8220;Biver lawsuit&amp;#8221;). On May&amp;#160;8, 2014, the Rago lawsuit was voluntarily dismissed.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Each plaintiff to the lawsuits purported to represent a class of all of the Company&amp;#8217;s shareholders other than the defendants and any person or entity related to or affiliated with any defendant. Each plaintiff alleged that the consideration to be paid for the Company&amp;#8217;s Common Shares was inadequate and that certain terms of the Arrangement Agreement were contrary to the interests of the Company&amp;#8217;s public shareholders. Each plaintiff sought declaratory relief, injunctive relief, other equitable relief and/or unspecified damages with respect to the proposed transaction. Each plaintiff, except for the plaintiffs in the Biver lawsuit, also sought an award of attorneys&amp;#8217; fees. From July&amp;#160;8, 2014 to July&amp;#160;15, 2014, following the Company&amp;#8217;s June&amp;#160;12, 2014 announcement that the Company&amp;#8217;s Board of Directors had determined to terminate the Arrangement Agreement, each pending lawsuit was voluntarily dismissed. No monies or other consideration were exchanged between the plaintiffs and defendants.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company currently is not a party to any pending legal proceedings other than ordinary routine litigation incidental to its business, none of which, if decided adversely to the Company, would, in the opinion of management, have a material adverse effect on the Company&amp;#8217;s financial condition or results of operations.&lt;/p&gt;</us-gaap:LegalMattersAndContingenciesTextBlock>
<us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="72%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Numerator for earnings per share &amp;#8211; net income&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,909,188&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;5,700,493&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Denominator:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Denominator for basic earnings per share &amp;#8211; weighted average shares&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,178,293&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,065,012&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Effect of dilutive securities:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Stock options and other share awards&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;184,909&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;222,480&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Denominator for diluted earnings per share&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,363,202&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,287,492&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Earnings per share:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Basic&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.40&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.47&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Diluted&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.40&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.46&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
<us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="68%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;March&amp;#160;31,&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, gross contract&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;440,506,362&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;424,344,193&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Unearned interest&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(130,935,575&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(124,306,969&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, net of unearned interest&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;309,570,787&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;300,037,224&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Unearned dealer discounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(17,756,663&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(17,214,269&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, net of unearned interest and unearned dealer discounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;291,814,124&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;282,822,955&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Allowance for credit losses&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(13,640,865&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(13,479,360&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, net&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;278,173,259&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;269,343,595&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
<us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="72%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at beginning of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,889,082&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;16,090,652&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Current period provision&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,073,398&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;2,494,430&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Losses absorbed&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(4,849,623&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(4,648,976&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Recoveries&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;821,048&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;875,067&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at end of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,933,905&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;14,811,173&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
<us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="78%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three&amp;#160;months&amp;#160;ended&amp;#160;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at beginning of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;590,278&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;467,917&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Current period provision&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;158,418&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;147,361&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Losses absorbed&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(54,101&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(27,586&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Recoveries&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,365&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,189&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Balance at end of period&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;706,960&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;591,881&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
<us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="51%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Contracts&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Direct Loans&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Contracts&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Direct Loans&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Performing accounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;420,006,795&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,118,330&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;396,448,006&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,613,865&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Non-performing accounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;5,889,676&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;57,331&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,470,426&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;41,083&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Total&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;425,896,471&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,175,661&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;391,977,580&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,654,948&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Chapter 13 bankrupt accounts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3,406,706&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;27,458&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1,802,820&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,922&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables, gross contract&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;429,303,240&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,203,119&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;393,780,400&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,666,870&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
<nick:ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="50%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 33.75pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Contracts&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Gross&amp;#160;Balance&lt;br  /&gt;Outstanding&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;31&amp;#160;&amp;#8211;&amp;#160;60 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;61&amp;#160;&amp;#8211;&amp;#160;90 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"&gt;&lt;b&gt;Over&amp;#160;90&amp;#160;days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June&amp;#160;30,&amp;#160;2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;425,896,471&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;16,433,351&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,346,201&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1,543,475&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;22,323,027&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3.86&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1.02&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.36&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;5.24&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June&amp;#160;30,&amp;#160;2013&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;391,977,580&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,506,882&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3,138,575&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1,331,851&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;16,977,308&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;3.19&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.80&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.34&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4.33&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="16"&gt;&lt;/td&gt;
&lt;td height="16" colspan="4"&gt;&lt;/td&gt;
&lt;td height="16" colspan="4"&gt;&lt;/td&gt;
&lt;td height="16" colspan="4"&gt;&lt;/td&gt;
&lt;td height="16" colspan="4"&gt;&lt;/td&gt;
&lt;td height="16" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 44.2pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Direct&amp;#160;Loans&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Gross&amp;#160;Balance&lt;br  /&gt;Outstanding&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;31 &amp;#8211; 60 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;61 &amp;#8211; 90 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Over 90 days&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June&amp;#160;30,&amp;#160;2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;11,175,661&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;183,159&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;41,491&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;15,840&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;240,490&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1.64&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.37&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.14&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;2.15&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;June&amp;#160;30,&amp;#160;2013&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;9,654,948&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;79,552&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;27,046&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;14,037&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;120,635&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.82&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.28&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.15&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;1.25&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</nick:ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock>
<nick:ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="72%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="4%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Notional amounts at April&amp;#160;1&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;New contracts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Matured contracts&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Notional amounts at June&amp;#160;30&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;50,000,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</nick:ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock>
<us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 90%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="76%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Periodic change in fair value of interest rate swap agreements&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;212,287&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(833,259&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Periodic settlement differentials included in interest expense&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;98,992&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;93,314&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Total&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;311,279&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(739,945&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock>
<nick:ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 8pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="82%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="7%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="7%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three&amp;#160;months&amp;#160;ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Variable rate received&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.15&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.20&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Fixed rate paid&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.94&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.94&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</nick:ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock>
<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="70%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10"&gt;Fair Value Measurement Using&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Description&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;1&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level 2&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;3&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Interest rate swap agreements:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;June&amp;#160;30, 2014:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;"&gt;Effective June&amp;#160;13, 2012 - liability&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(88,682&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;(88,682&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;)&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;"&gt;Effective August&amp;#160;13, 2012 - asset&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;59,998&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;59,998&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;March&amp;#160;31, 2014 - asset&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;183,603&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;183,603&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
<us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="63%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10"&gt;Fair Value Measurement Using&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;
&lt;p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;b&gt;Description&lt;/b&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;1&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;2&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Level&amp;#160;3&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;Fair&amp;#160;Value&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Finance receivables:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;June 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;278,173,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;278,173,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;March 31, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;269,344,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;269,344,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Line of credit:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;June 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;131,400,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;131,400,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;March 31, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;127,900,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom" nowrap="nowrap"&gt;&amp;#8212;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;127,900,000&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_Custom_01_May_2013T00_00_00_TO_07_May_2013T00_00_00" unitRef="USD_per_Share" decimals="2">0.12</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:DividendsPayableDateDeclaredDayMonthAndYear contextRef="Context_Custom_01_May_2013T00_00_00_TO_07_May_2013T00_00_00">2013-05-07</us-gaap:DividendsPayableDateDeclaredDayMonthAndYear>
<us-gaap:DividendsPayableDateOfRecordDayMonthAndYear contextRef="Context_Custom_01_May_2013T00_00_00_TO_07_May_2013T00_00_00">2013-06-21</us-gaap:DividendsPayableDateOfRecordDayMonthAndYear>
<us-gaap:DividendPayableDateToBePaidDayMonthAndYear contextRef="Context_Custom_01_May_2013T00_00_00_TO_07_May_2013T00_00_00">2013-06-28</us-gaap:DividendPayableDateToBePaidDayMonthAndYear>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="shares" decimals="0">12065012</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="0">12178293</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="shares" decimals="0">222480</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
<us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="0">184909</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="shares" decimals="0">12287492</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="0">12363202</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<nick:DividendDistributionWithholdingTaxPercentage contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="pure" decimals="2">0.05</nick:DividendDistributionWithholdingTaxPercentage>
<nick:PercentageOfReceivableInterestDiscount contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="pure" decimals="4">0.0835</nick:PercentageOfReceivableInterestDiscount>
<nick:PercentageOfReceivableInterestDiscount contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="pure" decimals="4">0.0819</nick:PercentageOfReceivableInterestDiscount>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember" unitRef="shares" decimals="0">10000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember" unitRef="shares" decimals="0">90000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">393780400</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">9666870</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember" unitRef="USD" decimals="0">1802820</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember" unitRef="USD" decimals="0">11922</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">424344193</us-gaap:NotesReceivableGross>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">429303240</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">11203119</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<us-gaap:NotesReceivableGross contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">440506362</us-gaap:NotesReceivableGross>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember" unitRef="USD" decimals="0">3406706</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_InternalCreditAssessmentAxis_BankruptAccountsFinancingReceivableMember" unitRef="USD" decimals="0">27458</nick:NotesReceivableGrossAmountIncludingChapter13BankruptAccounts>

<us-gaap:DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">124306969</us-gaap:DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables>
<us-gaap:DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">130935575</us-gaap:DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables>
<nick:NotesReceivableNetUnearnedInterest contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">300037224</nick:NotesReceivableNetUnearnedInterest>
<nick:NotesReceivableNetUnearnedInterest contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">309570787</nick:NotesReceivableNetUnearnedInterest>
<nick:UnearnedDiscountIncludedInFinancingReceivables contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">17214269</nick:UnearnedDiscountIncludedInFinancingReceivables>
<nick:UnearnedDiscountIncludedInFinancingReceivables contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">17756663</nick:UnearnedDiscountIncludedInFinancingReceivables>
<nick:FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">282822955</nick:FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts>
<nick:FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">291814124</nick:FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">14811173</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">591881</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">12889082</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">590278</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">13479360</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">12933905</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">706960</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ContractsAndDirectLoansMember" unitRef="USD" decimals="0">13640865</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">16090652</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">467917</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<nick:FinancingReceivableAllowanceForCreditLossesAbsorbed contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">4648976</nick:FinancingReceivableAllowanceForCreditLossesAbsorbed>
<nick:FinancingReceivableAllowanceForCreditLossesAbsorbed contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">27586</nick:FinancingReceivableAllowanceForCreditLossesAbsorbed>
<nick:FinancingReceivableAllowanceForCreditLossesAbsorbed contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">4849623</nick:FinancingReceivableAllowanceForCreditLossesAbsorbed>
<nick:FinancingReceivableAllowanceForCreditLossesAbsorbed contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">54101</nick:FinancingReceivableAllowanceForCreditLossesAbsorbed>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">875067</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">4189</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">821048</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">12365</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">12506882</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">79552</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">16433351</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">183159</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0319</nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0082</nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0386</nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0164</nick:PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">3138575</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">27046</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">4346201</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">41491</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0080</nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0028</nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0102</nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0037</nick:PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">1331851</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">14037</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">1543475</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">15840</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0034</nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0015</nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0036</nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0014</nick:PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">16977308</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">120635</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="USD" decimals="0">22323027</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="USD" decimals="0">240490</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0433</nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal>
<nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal contextRef="Context_As_Of_30_Jun_2013T00_00_00_TO_30_Jun_2013T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0125</nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal>
<nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.0524</nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal>
<nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.0215</nick:PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal>
<nick:InitialTermsOfFinanceReceivables contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MaximumMember">P48M</nick:InitialTermsOfFinanceReceivables>
<nick:InitialTermsOfFinanceReceivables contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember_RangeAxis_MinimumMember">P6M</nick:InitialTermsOfFinanceReceivables>
<nick:InitialTermsOfFinanceReceivables contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_RangeAxis_MaximumMember">P72M</nick:InitialTermsOfFinanceReceivables>
<nick:InitialTermsOfFinanceReceivables contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember_RangeAxis_MinimumMember">P12M</nick:InitialTermsOfFinanceReceivables>
<nick:FinanceReceivablesWeightedAverageInterestRate contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.2308</nick:FinanceReceivablesWeightedAverageInterestRate>
<nick:FinanceReceivablesWeightedAverageInterestRate contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.2632</nick:FinanceReceivablesWeightedAverageInterestRate>
<nick:FinanceReceivablesWeightedAverageInterestRate contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="4">0.2303</nick:FinanceReceivablesWeightedAverageInterestRate>
<nick:FinanceReceivablesWeightedAverageInterestRate contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="4">0.2637</nick:FinanceReceivablesWeightedAverageInterestRate>
<nick:FinanceReceivablesPercentage contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConsumerLoanMember" unitRef="pure" decimals="2">0.03</nick:FinanceReceivablesPercentage>
<nick:AverageLoanToValueRatio contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_FinanceReceivablesMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CustomerContractsMember" unitRef="pure" decimals="2">0.95</nick:AverageLoanToValueRatio>
<nick:PerformingAccountCriteriaMaximumPeriod contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">P61D</nick:PerformingAccountCriteriaMaximumPeriod>
<nick:NonPerformingAccountCriteriaMinimumPeriod contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">P61D</nick:NonPerformingAccountCriteriaMinimumPeriod>
<nick:DelinquentAccountCriteriaPeriod contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">P120D</nick:DelinquentAccountCriteriaPeriod>
<us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="USD" decimals="0">150000000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="pure" decimals="2">0.03</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember">30-day LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<nick:LineOfCreditFacilityInterestRatePlusApplicableMargin contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="pure" decimals="2">0.01</nick:LineOfCreditFacilityInterestRatePlusApplicableMargin>
<us-gaap:LineOfCreditFacilityInterestRateAtPeriodEnd contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="pure" decimals="4">0.0400</us-gaap:LineOfCreditFacilityInterestRateAtPeriodEnd>
<us-gaap:LineOfCreditFacilityInterestRateAtPeriodEnd contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="pure" decimals="4">0.0400</us-gaap:LineOfCreditFacilityInterestRateAtPeriodEnd>
<us-gaap:LineOfCredit contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="USD" decimals="0">127900000</us-gaap:LineOfCredit>
<us-gaap:LineOfCredit contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="USD" decimals="0">131400000</us-gaap:LineOfCredit>
<us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="USD" decimals="0">22100000</us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity>
<us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_CreditFacilityAxis_LineOfCreditMember" unitRef="USD" decimals="0">18600000</us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity>
<invest:DerivativeNotionalAmount contextRef="Context_As_Of_04_Jun_2012T00_00_00_TO_04_Jun_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" decimals="0">25000000</invest:DerivativeNotionalAmount>
<invest:DerivativeNotionalAmount contextRef="Context_As_Of_30_Jul_2012T00_00_00_TO_30_Jul_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" decimals="0">25000000</invest:DerivativeNotionalAmount>
<invest:DerivativeNotionalAmount contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" decimals="0">50000000</invest:DerivativeNotionalAmount>
<invest:DerivativeNotionalAmount contextRef="Context_As_Of_01_Apr_2013T00_00_00_TO_31_Mar_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" decimals="0">50000000</invest:DerivativeNotionalAmount>
<invest:DerivativeNotionalAmount contextRef="Context_As_Of_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" decimals="0">50000000</invest:DerivativeNotionalAmount>
<invest:DerivativeNotionalAmount contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" decimals="0">50000000</invest:DerivativeNotionalAmount>
<nick:AdditionsOfNotionalAmountOfInterestRateSwaps contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" xsi:nil="true"/>
<nick:AdditionsOfNotionalAmountOfInterestRateSwaps contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" xsi:nil="true"/>
<nick:MaturitiesOfInterestRateSwapsDerivativesDuringPeriod contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" xsi:nil="true"/>
<nick:MaturitiesOfInterestRateSwapsDerivativesDuringPeriod contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1 contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-833259</us-gaap:IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1>
<us-gaap:IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1 contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">212287</us-gaap:IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1>
<nick:PeriodicSettlementsIncludedInInterestExpense contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-93314</nick:PeriodicSettlementsIncludedInInterestExpense>
<nick:PeriodicSettlementsIncludedInInterestExpense contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">-98992</nick:PeriodicSettlementsIncludedInInterestExpense>
<nick:PreTaxIncomeLossRecognizedInIncome contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="USD" decimals="0">-739945</nick:PreTaxIncomeLossRecognizedInIncome>
<nick:PreTaxIncomeLossRecognizedInIncome contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">311279</nick:PreTaxIncomeLossRecognizedInIncome>
<nick:DerivativeAverageVariableInterestRateReceived contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeByNatureAxis_InterestRateSwapMember" unitRef="pure" decimals="4">0.0020</nick:DerivativeAverageVariableInterestRateReceived>
<nick:DerivativeAverageVariableInterestRateReceived contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeByNatureAxis_InterestRateSwapMember" unitRef="pure" decimals="4">0.0015</nick:DerivativeAverageVariableInterestRateReceived>
<nick:DerivativeAverageFixedInterestRatePaid contextRef="Context_Custom_01_Jun_2012T00_00_00_TO_04_Jun_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="pure" decimals="2">0.01</nick:DerivativeAverageFixedInterestRatePaid>
<nick:DerivativeAverageFixedInterestRatePaid contextRef="Context_Custom_01_Jul_2012T00_00_00_TO_30_Jul_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="pure" decimals="4">0.0087</nick:DerivativeAverageFixedInterestRatePaid>
<nick:DerivativeAverageFixedInterestRatePaid contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00_DerivativeByNatureAxis_InterestRateSwapMember" unitRef="pure" decimals="4">0.0094</nick:DerivativeAverageFixedInterestRatePaid>
<nick:DerivativeAverageFixedInterestRatePaid contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeByNatureAxis_InterestRateSwapMember" unitRef="pure" decimals="4">0.0094</nick:DerivativeAverageFixedInterestRatePaid>
<us-gaap:NumberOfInterestRateDerivativesHeld contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember" unitRef="Swap" decimals="INF">2</us-gaap:NumberOfInterestRateDerivativesHeld>
<us-gaap:DerivativeTermOfContract contextRef="Context_Custom_01_Jun_2012T00_00_00_TO_04_Jun_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">P5Y</us-gaap:DerivativeTermOfContract>
<us-gaap:DerivativeTermOfContract contextRef="Context_Custom_01_Jul_2012T00_00_00_TO_30_Jul_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">P5Y</us-gaap:DerivativeTermOfContract>
<us-gaap:InterestRateDerivativeLiabilitiesAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">88682</us-gaap:InterestRateDerivativeLiabilitiesAtFairValue>
<us-gaap:InterestRateDerivativeLiabilitiesAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:InterestRateDerivativeLiabilitiesAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="0">88682</us-gaap:InterestRateDerivativeLiabilitiesAtFairValue>
<us-gaap:InterestRateDerivativeLiabilitiesAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">269344000</us-gaap:NotesReceivableFairValueDisclosure>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="0">269344000</us-gaap:NotesReceivableFairValueDisclosure>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">278173000</us-gaap:NotesReceivableFairValueDisclosure>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="0">278173000</us-gaap:NotesReceivableFairValueDisclosure>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">127900000</us-gaap:LinesOfCreditFairValueDisclosure>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="0">127900000</us-gaap:LinesOfCreditFairValueDisclosure>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">131400000</us-gaap:LinesOfCreditFairValueDisclosure>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="0">131400000</us-gaap:LinesOfCreditFairValueDisclosure>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_3ME_01_Apr_2013T00_00_00_TO_30_Jun_2013T00_00_00" unitRef="pure" decimals="4">0.3848</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="pure" decimals="4">0.2707</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:LossContingencyNewClaimsFiledNumber contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00_AgreementAxis_ArrangementAgreementMember" unitRef="Lawsuit" decimals="INF">7</us-gaap:LossContingencyNewClaimsFiledNumber>
<us-gaap:AccruedIncomeTaxes contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">936646</us-gaap:AccruedIncomeTaxes>
<us-gaap:CommonStockSharesOutstanding contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" decimals="INF">12220874</us-gaap:CommonStockSharesOutstanding>
<us-gaap:CommonStockSharesOutstanding contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="shares" decimals="INF">12273734</us-gaap:CommonStockSharesOutstanding>
<us-gaap:BasisOfAccounting contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;1. Basis of Presentation&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The accompanying consolidated balance sheet as of March&amp;#160;31, 2014, which has been derived from audited financial statements, and the accompanying unaudited interim consolidated financial statements of Nicholas Financial, Inc. (including its subsidiaries, the &amp;#8220;Company&amp;#8221;) have been prepared in accordance with accounting principles generally accepted in the United States (&amp;#8220;U.S. GAAP&amp;#8221;) for interim financial information and with the instructions to Form 10-Q pursuant to the Securities and Exchange Act of 1934, as amended in Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete consolidated financial statements, although the Company believes that the disclosures made are adequate to ensure the information is not misleading. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for interim periods are not necessarily indicative of the results that may be expected for the year ending March&amp;#160;31, 2015. It is suggested that these consolidated financial statements be read in conjunction with the consolidated financial statements and accompanying notes thereto included in the Company&amp;#8217;s Annual Report on Form 10-K for the year ended March&amp;#160;31, 2014 as filed with the Securities and Exchange Commission on June&amp;#160;16, 2014. The March&amp;#160;31, 2014 consolidated balance sheet included herein has been derived from the March&amp;#160;31, 2014 audited consolidated balance sheet included in the aforementioned Form 10-K.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses on finance receivables and the fair value of interest rate swap agreements.&lt;/p&gt;</us-gaap:BasisOfAccounting>
<us-gaap:DeferredRevenueDisclosureTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;2. Revenue Recognition&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Finance receivables consist of automobile finance installment contracts (&amp;#8220;Contracts&amp;#8221;) and direct consumer loans (&amp;#8220;Direct Loans&amp;#8221;). Interest income on finance receivables is recognized using the interest method. Accrual of interest income on finance receivables is suspended when a loan enters bankruptcy status, is contractually delinquent for 60 days or more or the collateral is repossessed, whichever is earlier. Chapter 13 bankrupt accounts are accounted for under the cost-recovery method. Interest income on Chapter 13 bankrupt accounts does not resume until all principal amounts are recovered (see Note 4).&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;A dealer discount represents the difference between the finance receivable, net of unearned interest, of a Contract, and the amount of money the Company actually pays for the Contract. The discount negotiated by the Company is a function of the lender, the wholesale value of the vehicle and competition in any given market. In making decisions regarding the purchase of a particular Contract the Company considers the following factors related to the borrower: place and length of residence; current and prior job status; history in making installment payments for automobiles; current income; and credit history. In addition, the Company examines its prior experience with Contracts purchased from the dealer from which the Company is purchasing the Contract, and the value of the automobile in relation to the purchase price and the term of the Contract. The entire amount of discount is amortized as an adjustment to yield using the interest method over the life of the loan. The average dealer discount associated with new volume for the three months ended June&amp;#160;30, 2014 and 2013 was 8.19% and 8.35%, respectively in relation to the total amount financed. The decrease in the average dealer discount is due to an increase in competition.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Gross finance receivables represent principal balance plus unearned income. The amount of future unearned income is computed as the product of the Contract rate, the Contract term, and the Contract amount.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Deferred revenues consist primarily of commissions received from the sale of ancillary products. These products include automobile warranties, roadside assistance programs, accident and health insurance, credit life insurance and forced placed automobile insurance. These commissions are amortized over the life of the contract using the interest method.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company&amp;#8217;s net costs for originating direct loans are recognized as an adjustment to the yield and are amortized over the life of the loan using the interest method.&lt;/p&gt;</us-gaap:DeferredRevenueDisclosureTextBlock>
<us-gaap:EarningsPerShareTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;3. Earnings Per Share&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Basic earnings per share is calculated by dividing the reported net income for the period by the weighted average number of shares of common stock outstanding. Diluted earnings per share includes the effect of dilutive options and other share awards. Basic and diluted earnings per share have been computed as follows:&lt;/p&gt;
&lt;p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td width="72%"&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td valign="bottom" width="5%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;&lt;b&gt;Three months ended&lt;/b&gt;&lt;br  /&gt;&lt;b&gt;June&amp;#160;30,&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 8pt;"&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Numerator for earnings per share &amp;#8211; net income&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;4,909,188&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;5,700,493&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Denominator:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Denominator for basic earnings per share &amp;#8211; weighted average shares&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,178,293&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,065,012&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Effect of dilutive securities:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;"&gt;Stock options and other share awards&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;184,909&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;222,480&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Denominator for diluted earnings per share&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,363,202&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;12,287,492&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td height="8"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;td height="8" colspan="4"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;"&gt;Earnings per share:&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Basic&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.40&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.47&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff"&gt;
&lt;td valign="top"&gt;
&lt;p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;"&gt;Diluted&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.40&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&lt;font style="font-size: 8pt;"&gt;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;$&lt;/td&gt;
&lt;td align="right" valign="bottom"&gt;0.46&lt;/td&gt;
&lt;td valign="bottom" nowrap="nowrap"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="font-size: 1px;"&gt;
&lt;td valign="bottom"&gt;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td valign="bottom"&gt;
&lt;p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"&gt;&amp;#160;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;For the three months ended June&amp;#160;30, 2014 and 2013, potential common stock from stock options totaling 90,000 and 10,000, respectively, were not included in the diluted earnings per share calculation because their effect is anti-dilutive.&lt;/p&gt;</us-gaap:EarningsPerShareTextBlock>
<nick:CashDividendsTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;9. Cash Dividend&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Dividends were not declared or paid during the three months ended June&amp;#160;30, 2014. On May&amp;#160;7, 2013 the Board of Directors announced a quarterly cash dividend equal to $0.12 per common share, to be paid on June&amp;#160;28, 2013 to shareholders of record as of June&amp;#160;21, 2013.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;Payment of cash dividends results in a 5% withholding tax payable by the Company under the Canada-United States Income Tax Convention which is included in earnings under the caption of dividend tax.&lt;/p&gt;</nick:CashDividendsTextBlock>
<us-gaap:AccountingChangesAndErrorCorrectionsTextBlock contextRef="Context_3ME_01_Apr_2014T00_00_00_TO_30_Jun_2014T00_00_00">&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;11. Recently Issued Accounting Standards&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;In May 2014, the FASB issued&amp;#160;&lt;i&gt;ASU No.&amp;#160;2014-09, Summary and Amendments That Create Revenue from Contracts with Customers (Topic 660) and Other Assets and Deferred Costs-Contracts with Customer (Subtopic 340-40)&lt;/i&gt;. ASU 2014-09 sets new guidance to clarify principles for recognizing revenue and develop a common revenue standard with the International Accounting Standards Board. ASU 2014-09 is effective for fiscal years, and interim periods within those years, beginning after December&amp;#160;15, 2016. The Company is currently evaluating the effect of adopting ASU No.&amp;#160;2014-09 on its consolidated financial statements.&lt;/p&gt;
&lt;p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"&gt;The Company does not believe there are any other recently issued accounting standards that have not yet been adopted that will have a material impact on the Company&amp;#8217;s consolidated financial statements.&lt;/p&gt;</us-gaap:AccountingChangesAndErrorCorrectionsTextBlock>
<nick:DerivativeDescriptionOfVariableRateBasisTwo contextRef="Context_Custom_01_Jun_2012T00_00_00_TO_04_Jun_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">1-month LIBOR rate</nick:DerivativeDescriptionOfVariableRateBasisTwo>
<nick:DerivativeDescriptionOfVariableRateBasisTwo contextRef="Context_Custom_01_Jul_2012T00_00_00_TO_30_Jul_2012T00_00_00_DerivativeInstrumentRiskAxis_InterestRateSwapMember">1-month LIBOR rate</nick:DerivativeDescriptionOfVariableRateBasisTwo>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">183603</us-gaap:InterestRateDerivativeAssetsAtFairValue>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="0">183603</us-gaap:InterestRateDerivativeAssetsAtFairValue>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="0">59998</us-gaap:InterestRateDerivativeAssetsAtFairValue>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true"/>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="0">59998</us-gaap:InterestRateDerivativeAssetsAtFairValue>
<us-gaap:InterestRateDerivativeAssetsAtFairValue contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true"/>

<!-- Footnote Section -->
<link:footnoteLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
</link:footnoteLink>
<us-gaap:NotesReceivableNet contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" decimals="0">278173259</us-gaap:NotesReceivableNet>


<us-gaap:NotesReceivableNet contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">269343595</us-gaap:NotesReceivableNet>


<us-gaap:PreferredStockValueOutstanding contextRef="Context_As_Of_30_Jun_2014T00_00_00_TO_30_Jun_2014T00_00_00" unitRef="USD" xsi:nil="true"/>
</xbrli:xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>8
<FILENAME>nick-20140630.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.1.0.1 on Friday, August 08, 2014 10:41:09 PM -->
<schema targetNamespace="http://www.nicholasfinancial.com/20140630" elementFormDefault="qualified" xmlns:nick="http://www.nicholasfinancial.com/20140630" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:us-gaap="http://fasb.org/us-gaap/2014-01-31" xmlns:us-gaap-att="http://fasb.org/us-gaap/attributes" xmlns:country="http://xbrl.sec.gov/country/2013-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2014-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2014-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2014-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2011-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:us-types="http://fasb.org/us-types/2014-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric">
<annotation><appinfo>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
<link:definition>001 - Document - Document and Entity Information</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheets" id="ConsolidatedBalanceSheets">
<link:definition>002 - Statement - Consolidated Balance Sheets</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheetsParentheticals" id="ConsolidatedBalanceSheetsParentheticals">
<link:definition>003 - Statement - Consolidated Balance Sheets (Parentheticals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfIncomeUnaudited" id="ConsolidatedStatementsOfIncomeUnaudited">
<link:definition>004 - Statement - Consolidated Statements of Income (Unaudited)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" id="ConsolidatedStatementsOfCashFlowsUnaudited">
<link:definition>005 - Statement - Consolidated Statements of Cash Flows (Unaudited)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/BasisOfPresentation" id="BasisOfPresentation">
<link:definition>006 - Disclosure - Basis of Presentation</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/RevenueRecognition" id="RevenueRecognition">
<link:definition>007 - Disclosure - Revenue Recognition</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/EarningsPerShare" id="EarningsPerShare">
<link:definition>008 - Disclosure - Earnings Per Share</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivables" id="FinanceReceivables">
<link:definition>009 - Disclosure - Finance Receivables</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/Lineofcredit" id="Lineofcredit">
<link:definition>010 - Disclosure - Line of Credit</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreements" id="InterestRateSwapAgreements">
<link:definition>011 - Disclosure - Interest Rate Swap Agreements</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/IncomeTaxes" id="IncomeTaxes">
<link:definition>012 - Disclosure - Income Taxes</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosures" id="FairValueDisclosures">
<link:definition>013 - Disclosure - Fair Value Disclosures</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/CashDividend" id="CashDividend">
<link:definition>014 - Disclosure - Cash Dividend</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/Contingencies" id="Contingencies">
<link:definition>015 - Disclosure - Contingencies</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/RecentlyIssuedAccountingStandards" id="RecentlyIssuedAccountingStandards">
<link:definition>016 - Disclosure - Recently Issued Accounting Standards</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareTables" id="EarningsPerShareTables">
<link:definition>017 - Disclosure - Earnings Per Share (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesTables" id="FinanceReceivablesTables">
<link:definition>018 - Disclosure - Finance Receivables (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsTables" id="InterestRateSwapAgreementsTables">
<link:definition>019 - Disclosure - Interest Rate Swap Agreements (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresTables" id="FairValueDisclosuresTables">
<link:definition>020 - Disclosure - Fair Value Disclosures (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/RevenueRecognitionDetailTextuals" id="RevenueRecognitionDetailTextuals">
<link:definition>021 - Disclosure - Revenue Recognition (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareBasicAndDilutedEarningsPerShareDetails" id="EarningsPerShareBasicAndDilutedEarningsPerShareDetails">
<link:definition>022 - Disclosure - Earnings Per Share - Basic and diluted earnings per share (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareDetailTextuals" id="EarningsPerShareDetailTextuals">
<link:definition>023 - Disclosure - Earnings Per Share (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails" id="FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails">
<link:definition>024 - Disclosure - Finance Receivables - Finance receivables consist of automobile finance installment Contracts and Direct Loans (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1" id="FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1">
<link:definition>025 - Disclosure - Finance Receivables - Summary of reconciliation of changes in allowance for credit losses on contracts (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2" id="Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2">
<link:definition>026 - Disclosure - Finance Receivables - Reconciliation of changes in allowance for credit losses on direct loans (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3" id="FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3">
<link:definition>027 - Disclosure - Finance Receivables - Assessment of credit quality by creditworthiness (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4" id="FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4">
<link:definition>028 - Disclosure - Finance Receivables - Information regarding delinquency rates with respect to contracts and direct loans (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals" id="FinanceReceivablesDetailTextuals">
<link:definition>029 - Disclosure - Finance Receivables (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals1" id="FinanceReceivablesDetailTextuals1">
<link:definition>030 - Disclosure - Finance Receivables (Detail Textuals 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals2" id="FinanceReceivablesDetailTextuals2">
<link:definition>031 - Disclosure - Finance Receivables (Detail Textuals 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/LineOfCreditDetailTextuals" id="LineOfCreditDetailTextuals">
<link:definition>032 - Disclosure - Line of Credit (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails" id="InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails">
<link:definition>033 - Disclosure - Interest Rate Swap Agreements - Summary of activity in notional amounts of interest rate swap agreements (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1" id="InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1">
<link:definition>034 - Disclosure - Interest Rate Swap Agreements - Summary of locations and amounts of gains (losses) in income (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2" id="InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2">
<link:definition>035 - Disclosure - Interest Rate Swap Agreements - Summary of variable rates received and fixed rates paid under swap (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsDetailTextuals" id="InterestRateSwapAgreementsDetailTextuals">
<link:definition>036 - Disclosure - Interest Rate Swap Agreements (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/IncomeTaxesDetailTextuals" id="IncomeTaxesDetailTextuals">
<link:definition>037 - Disclosure - Income Taxes (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails" id="FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails">
<link:definition>038 - Disclosure - Fair Value Disclosures - Assets and liabilities recorded at fair value on recurring basis (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1" id="FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1">
<link:definition>039 - Disclosure - Fair Value Disclosures - Summary of financial instruments not measured at fair value (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresDetailTextuals" id="FairValueDisclosuresDetailTextuals">
<link:definition>040 - Disclosure - Fair Value Disclosures (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/CashDividendDetailTextuals" id="CashDividendDetailTextuals">
<link:definition>041 - Disclosure - Cash Dividend (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.nicholasfinancial.com/role/ContingenciesDetailTextuals" id="ContingenciesDetailTextuals">
<link:definition>042 - Disclosure - Contingencies (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:linkbaseRef xlink:type="simple" xlink:href="nick-20140630_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="nick-20140630_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="nick-20140630_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="nick-20140630_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
</appinfo></annotation>
<import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
<import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<import namespace="http://fasb.org/us-gaap/2014-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/country/2013-01-31" schemaLocation="http://xbrl.sec.gov/country/2013/country-2013-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/currency/2014-01-31" schemaLocation="http://xbrl.sec.gov/currency/2014/currency-2014-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/exch/2014-01-31" schemaLocation="http://xbrl.sec.gov/exch/2014/exch-2014-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"/>
<import namespace="http://xbrl.sec.gov/dei/2014-01-31" schemaLocation="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
<import namespace="http://fasb.org/us-types/2014-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2014/elts/us-types-2014-01-31.xsd"/>
<element name="DocumentAndEntityInformationAbstract" id="nick_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DividendTaxExpense" id="nick_DividendTaxExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PurchaseAndOriginationOfFinanceContracts" id="nick_PurchaseAndOriginationOfFinanceContracts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncreaseInAssetsHeldForResale" id="nick_IncreaseInAssetsHeldForResale" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncreaseDecreaseInDraftsPayable" id="nick_IncreaseDecreaseInDraftsPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LineOfCreditFacilitiesTextBlock" id="nick_LineOfCreditFacilitiesTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CashDividendsTextBlock" id="nick_CashDividendsTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" id="nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" id="nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" id="nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfReceivableInterestDiscount" id="nick_PercentageOfReceivableInterestDiscount" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DenominatorAbstract" id="nick_DenominatorAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ContractsAndDirectLoansMember" id="nick_ContractsAndDirectLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NotesReceivableNetUnearnedInterest" id="nick_NotesReceivableNetUnearnedInterest" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="UnearnedDiscountIncludedInFinancingReceivables" id="nick_UnearnedDiscountIncludedInFinancingReceivables" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" id="nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableAllowanceForCreditLossesAbsorbed" id="nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BankruptAccountsFinancingReceivableMember" id="nick_BankruptAccountsFinancingReceivableMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" id="nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" id="nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" id="nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" id="nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InitialTermsOfFinanceReceivables" id="nick_InitialTermsOfFinanceReceivables" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinanceReceivablesWeightedAverageInterestRate" id="nick_FinanceReceivablesWeightedAverageInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinanceReceivablesPercentage" id="nick_FinanceReceivablesPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AverageLoanToValueRatio" id="nick_AverageLoanToValueRatio" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PerformingAccountCriteriaMaximumPeriod" id="nick_PerformingAccountCriteriaMaximumPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonPerformingAccountCriteriaMinimumPeriod" id="nick_NonPerformingAccountCriteriaMinimumPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DelinquentAccountCriteriaPeriod" id="nick_DelinquentAccountCriteriaPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LineOfCreditFacilityInterestRatePlusApplicableMargin" id="nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DerivativesFairValueRollForward" id="nick_DerivativesFairValueRollForward" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AdditionsOfNotionalAmountOfInterestRateSwaps" id="nick_AdditionsOfNotionalAmountOfInterestRateSwaps" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" id="nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PeriodicSettlementsIncludedInInterestExpense" id="nick_PeriodicSettlementsIncludedInInterestExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PreTaxIncomeLossRecognizedInIncome" id="nick_PreTaxIncomeLossRecognizedInIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DerivativeAverageVariableInterestRateReceived" id="nick_DerivativeAverageVariableInterestRateReceived" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DerivativeAverageFixedInterestRatePaid" id="nick_DerivativeAverageFixedInterestRatePaid" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DerivativeDescriptionOfVariableRateBasisTwo" id="nick_DerivativeDescriptionOfVariableRateBasisTwo" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancialInstrumentsNotMeasuredAtFairValueTable" id="nick_FinancialInstrumentsNotMeasuredAtFairValueTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
<element name="FinancialInstrumentsNotMeasuredAtFairValueLineItems" id="nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DividendDistributionWithholdingTaxPercentage" id="nick_DividendDistributionWithholdingTaxPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AgreementAxis" id="nick_AgreementAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="AgreementDomain" id="nick_AgreementDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ArrangementAgreementMember" id="nick_ArrangementAgreementMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" id="nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" id="nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="debit"/>
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>9
<FILENAME>nick-20140630_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.1.0.1 on Friday, August 08, 2014 10:41:09 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedBalanceSheets" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheets"/>
<calculationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_Cash" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_NotesReceivableNet" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="loc_us-gaap_IncomeTaxReceivable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_IncomeTaxReceivable" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xlink:label="loc_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_DeferredTaxAssetsNet" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_LineOfCredit" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DraftsPayable" xlink:label="loc_us-gaap_DraftsPayable"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_DraftsPayable" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xlink:label="loc_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedIncomeTaxes" xlink:label="loc_us-gaap_AccruedIncomeTaxes"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_AccruedIncomeTaxes" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenue" xlink:label="loc_us-gaap_DeferredRevenue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_DeferredRevenue" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_us-gaap_PreferredStockValueOutstanding"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_PreferredStockValueOutstanding" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="loc_us-gaap_CommonStockValueOutstanding"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_CommonStockValueOutstanding" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_Liabilities" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_StockholdersEquity" order="30" use="optional" weight="1"/></calculationLink>



<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedStatementsOfIncomeUnaudited" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfIncomeUnaudited"/>
<calculationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfIncomeUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_us-gaap_OperatingExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketingExpense" xlink:label="loc_us-gaap_MarketingExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_MarketingExpense" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_LaborAndRelatedExpense" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_ProfessionalFees" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DividendTaxExpense" xlink:label="loc_nick_DividendTaxExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_nick_DividendTaxExpense" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="loc_us-gaap_DepreciationNonproduction"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_DepreciationNonproduction" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_InterestExpense" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" order="90" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="loc_us-gaap_OperatingExpenses" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit" order="20" use="optional" weight="-1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedStatementsOfCashFlowsUnaudited" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfCashFlowsUnaudited"/>
<calculationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfCashFlowsUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_NetIncomeLoss" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="loc_us-gaap_DepreciationNonproduction"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_DepreciationNonproduction" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" order="30" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_us-gaap_AdjustmentForAmortization"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_AdjustmentForAmortization" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ShareBasedCompensation" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" order="80" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" order="90" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" order="100" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" order="110" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredRevenue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredRevenue" order="120" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"/><loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PurchaseAndOriginationOfFinanceContracts" xlink:label="loc_nick_PurchaseAndOriginationOfFinanceContracts"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="loc_nick_PurchaseAndOriginationOfFinanceContracts" order="10" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="loc_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_IncreaseInAssetsHeldForResale" xlink:label="loc_nick_IncreaseInAssetsHeldForResale"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="loc_nick_IncreaseInAssetsHeldForResale" order="30" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" order="40" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_IncreaseDecreaseInDraftsPayable" xlink:label="loc_nick_IncreaseDecreaseInDraftsPayable"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="loc_nick_IncreaseDecreaseInDraftsPayable" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="loc_us-gaap_PaymentsOfDividends" order="30" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashPeriodIncreaseDecrease"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" order="20" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" order="30" use="optional" weight="1"/></calculationLink>



<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#EarningsPerShareBasicAndDilutedEarningsPerShareDetails" roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareBasicAndDilutedEarningsPerShareDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/EarningsPerShareBasicAndDilutedEarningsPerShareDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" order="20" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails">
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableNetUnearnedInterest" xlink:label="loc_nick_NotesReceivableNetUnearnedInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_us-gaap_NotesReceivableGross"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nick_NotesReceivableNetUnearnedInterest" xlink:to="loc_us-gaap_NotesReceivableGross" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xlink:label="loc_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nick_NotesReceivableNetUnearnedInterest" xlink:to="loc_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" order="20" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:label="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:to="loc_nick_NotesReceivableNetUnearnedInterest" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_UnearnedDiscountIncludedInFinancingReceivables" xlink:label="loc_nick_UnearnedDiscountIncludedInFinancingReceivables"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:to="loc_nick_UnearnedDiscountIncludedInFinancingReceivables" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet" xlink:to="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses" order="20" use="optional" weight="-1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1">
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PreTaxIncomeLossRecognizedInIncome" xlink:label="loc_nick_PreTaxIncomeLossRecognizedInIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nick_PreTaxIncomeLossRecognizedInIncome" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PeriodicSettlementsIncludedInInterestExpense" xlink:label="loc_nick_PeriodicSettlementsIncludedInInterestExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_nick_PreTaxIncomeLossRecognizedInIncome" xlink:to="loc_nick_PeriodicSettlementsIncludedInInterestExpense" order="20" use="optional" weight="-1"/>
</calculationLink>


</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>10
<FILENAME>nick-20140630_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.1.0.1 on Friday, August 08, 2014 10:41:09 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesTables" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesTables"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#EarningsPerShareDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2" roleURI="http://www.nicholasfinancial.com/role/Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesDetailTextuals1" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#LineOfCreditDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/LineOfCreditDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ContingenciesDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/ContingenciesDetailTextuals"/>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3" xlink:to="loc_us-gaap_CustomerContractsMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3" xlink:to="loc_us-gaap_ConsumerLoanMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_8" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xlink:label="loc_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock_9" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/EarningsPerShareDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_us-gaap_EmployeeStockOptionMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3" xlink:to="loc_us-gaap_EmployeeStockOptionMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_0" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_5" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ContractsAndDirectLoansMember" xlink:label="loc_nick_ContractsAndDirectLoansMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_nick_ContractsAndDirectLoansMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_us-gaap_NotesReceivableGross_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_NotesReceivableGross_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xlink:label="loc_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableNetUnearnedInterest" xlink:label="loc_nick_NotesReceivableNetUnearnedInterest_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_NotesReceivableNetUnearnedInterest_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_UnearnedDiscountIncludedInFinancingReceivables" xlink:label="loc_nick_UnearnedDiscountIncludedInFinancingReceivables_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_UnearnedDiscountIncludedInFinancingReceivables_11" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:label="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts_12" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_13" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_NotesReceivableNet_14" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xlink:label="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_13" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_8" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_8" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xlink:label="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_8" xlink:to="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_8" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_12" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_9" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_9" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:label="loc_us-gaap_PerformingFinancingReceivableMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_10" xlink:to="loc_us-gaap_PerformingFinancingReceivableMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:label="loc_us-gaap_NonperformingFinancingReceivableMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_10" xlink:to="loc_us-gaap_NonperformingFinancingReceivableMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_BankruptAccountsFinancingReceivableMember" xlink:label="loc_nick_BankruptAccountsFinancingReceivableMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_10" xlink:to="loc_nick_BankruptAccountsFinancingReceivableMember_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts_15" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue_13" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_14" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_15" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_16" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal_17" order="90" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_RangeAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MinimumMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MaximumMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_InitialTermsOfFinanceReceivables" xlink:label="loc_nick_InitialTermsOfFinanceReceivables_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_InitialTermsOfFinanceReceivables_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesWeightedAverageInterestRate" xlink:label="loc_nick_FinanceReceivablesWeightedAverageInterestRate_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_FinanceReceivablesWeightedAverageInterestRate_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_NotesReceivableNet_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesPercentage" xlink:label="loc_nick_FinanceReceivablesPercentage_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_FinanceReceivablesPercentage_16" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AverageLoanToValueRatio" xlink:label="loc_nick_AverageLoanToValueRatio_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_nick_AverageLoanToValueRatio_8" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/LineOfCreditDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityTable" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_1" xlink:to="loc_us-gaap_CreditFacilityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_CreditFacilityAxis_2" xlink:to="loc_us-gaap_CreditFacilityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_CreditFacilityAxis_2" xlink:to="loc_us-gaap_CreditFacilityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditMember" xlink:label="loc_us-gaap_LineOfCreditMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CreditFacilityDomain_3" xlink:to="loc_us-gaap_LineOfCreditMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xlink:label="loc_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_LineOfCredit_10" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_11" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_2" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_2" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativesFairValueRollForward" xlink:label="loc_nick_DerivativesFairValueRollForward_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_nick_DerivativesFairValueRollForward_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_invest_DerivativeNotionalAmount_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_nick_DerivativesFairValueRollForward_5" xlink:to="loc_invest_DerivativeNotionalAmount_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xlink:label="loc_nick_AdditionsOfNotionalAmountOfInterestRateSwaps_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_nick_DerivativesFairValueRollForward_5" xlink:to="loc_nick_AdditionsOfNotionalAmountOfInterestRateSwaps_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xlink:label="loc_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_nick_DerivativesFairValueRollForward_5" xlink:to="loc_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod_8" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_us-gaap_DerivativeLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_us-gaap_DerivativeTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeLineItems_0" xlink:to="loc_us-gaap_DerivativeTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="loc_us-gaap_DerivativeByNatureAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeTable_1" xlink:to="loc_us-gaap_DerivativeByNatureAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="loc_us-gaap_DerivativeNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeByNatureAxis_2" xlink:to="loc_us-gaap_DerivativeNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="loc_us-gaap_DerivativeNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeByNatureAxis_2" xlink:to="loc_us-gaap_DerivativeNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeNameDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageVariableInterestRateReceived" xlink:label="loc_nick_DerivativeAverageVariableInterestRateReceived_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_0" xlink:to="loc_nick_DerivativeAverageVariableInterestRateReceived_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageFixedInterestRatePaid" xlink:label="loc_nick_DerivativeAverageFixedInterestRatePaid_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_0" xlink:to="loc_nick_DerivativeAverageFixedInterestRatePaid_6" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_2" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_2" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NumberOfInterestRateDerivativesHeld" xlink:label="loc_us-gaap_NumberOfInterestRateDerivativesHeld_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_us-gaap_NumberOfInterestRateDerivativesHeld_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTermOfContract" xlink:label="loc_us-gaap_DerivativeTermOfContract_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_us-gaap_DerivativeTermOfContract_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageFixedInterestRatePaid" xlink:label="loc_nick_DerivativeAverageFixedInterestRatePaid_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_nick_DerivativeAverageFixedInterestRatePaid_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeDescriptionOfVariableRateBasisTwo" xlink:label="loc_nick_DerivativeDescriptionOfVariableRateBasisTwo_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_nick_DerivativeDescriptionOfVariableRateBasisTwo_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_invest_DerivativeNotionalAmount_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_0" xlink:to="loc_invest_DerivativeNotionalAmount_9" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:label="loc_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateDerivativeAssetsAtFairValue" xlink:label="loc_us-gaap_InterestRateDerivativeAssetsAtFairValue_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_InterestRateDerivativeAssetsAtFairValue_12" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_0" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableFairValueDisclosure" xlink:label="loc_us-gaap_NotesReceivableFairValueDisclosure_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_0" xlink:to="loc_us-gaap_NotesReceivableFairValueDisclosure_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LinesOfCreditFairValueDisclosure" xlink:label="loc_us-gaap_LinesOfCreditFairValueDisclosure_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_0" xlink:to="loc_us-gaap_LinesOfCreditFairValueDisclosure_9" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresDetailTextuals">
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xlink:label="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancialInstrumentsNotMeasuredAtFairValueTable" xlink:label="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems_0" xlink:to="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_us-gaap_RangeAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MinimumMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MaximumMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_InitialTermsOfFinanceReceivables" xlink:label="loc_nick_InitialTermsOfFinanceReceivables_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems_0" xlink:to="loc_nick_InitialTermsOfFinanceReceivables_13" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ContingenciesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesLineItems" xlink:label="loc_us-gaap_LossContingenciesLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesTable" xlink:label="loc_us-gaap_LossContingenciesTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_LossContingenciesLineItems_0" xlink:to="loc_us-gaap_LossContingenciesTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementAxis" xlink:label="loc_nick_AgreementAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LossContingenciesTable_1" xlink:to="loc_nick_AgreementAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementDomain" xlink:label="loc_nick_AgreementDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_nick_AgreementAxis_2" xlink:to="loc_nick_AgreementDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementDomain" xlink:label="loc_nick_AgreementDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_nick_AgreementAxis_2" xlink:to="loc_nick_AgreementDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ArrangementAgreementMember" xlink:label="loc_nick_ArrangementAgreementMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_nick_AgreementDomain_3" xlink:to="loc_nick_ArrangementAgreementMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingencyNewClaimsFiledNumber" xlink:label="loc_us-gaap_LossContingencyNewClaimsFiledNumber_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LossContingenciesLineItems_0" xlink:to="loc_us-gaap_LossContingencyNewClaimsFiledNumber_5" order="10" use="optional"/>
</definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>11
<FILENAME>nick-20140630_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.1.0.1 on Friday, August 08, 2014 10:41:09 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DocumentAndEntityInformationAbstract" xlink:label="loc_7I0GH6549742_nick_DocumentAndEntityInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_DocumentAndEntityInformationAbstract" xlink:to="lab_9K2IJ8761964_nick_DocumentAndEntityInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_H0879927272797GFFFJ4_dei_EntityRegistrantName"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_dei_EntityRegistrantName" xlink:to="lab_J2091149494919IHHHL6_dei_EntityRegistrantName"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_7I0GH6549742_dei_EntityCentralIndexKey"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_dei_EntityCentralIndexKey" xlink:to="lab_9K2IJ8761964_dei_EntityCentralIndexKey"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_TradingSymbol" xlink:label="loc_H0879927272797GFFFJ4_dei_TradingSymbol"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_dei_TradingSymbol" xlink:to="lab_J2091149494919IHHHL6_dei_TradingSymbol"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_7I0GH6549742_dei_CurrentFiscalYearEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_dei_CurrentFiscalYearEndDate" xlink:to="lab_9K2IJ8761964_dei_CurrentFiscalYearEndDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_H0879927272797GFFFJ4_dei_EntityFilerCategory"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_dei_EntityFilerCategory" xlink:to="lab_J2091149494919IHHHL6_dei_EntityFilerCategory"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_7I0GH6549742_dei_EntityCommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock Shares Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock Shares Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_9K2IJ8761964_dei_EntityCommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="loc_H0879927272797GFFFJ4_dei_DocumentType"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_dei_DocumentType" xml:lang="en-US">Document Type</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_dei_DocumentType" xml:lang="en-US">Document Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_dei_DocumentType" xlink:to="lab_J2091149494919IHHHL6_dei_DocumentType"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_7I0GH6549742_dei_DocumentPeriodEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_dei_DocumentPeriodEndDate" xlink:to="lab_9K2IJ8761964_dei_DocumentPeriodEndDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_H0879927272797GFFFJ4_dei_AmendmentFlag"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_dei_AmendmentFlag" xlink:to="lab_J2091149494919IHHHL6_dei_AmendmentFlag"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_7I0GH6549742_dei_DocumentFiscalYearFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_dei_DocumentFiscalYearFocus" xlink:to="lab_9K2IJ8761964_dei_DocumentFiscalYearFocus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_H0879927272797GFFFJ4_dei_DocumentFiscalPeriodFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_dei_DocumentFiscalPeriodFocus" xlink:to="lab_J2091149494919IHHHL6_dei_DocumentFiscalPeriodFocus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_7I0GH6549742_us-gaap_StatementOfFinancialPositionAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Consolidated Balance Sheet</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_StatementOfFinancialPositionAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_StatementOfFinancialPositionAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_AssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AssetsAbstract" xml:lang="en-US">Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AssetsAbstract" xml:lang="en-US">Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_AssetsAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_AssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Cash" xlink:label="loc_7I0GH6549742_us-gaap_Cash"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_Cash" xml:lang="en-US">Cash</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Cash" xml:lang="en-US">Cash</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Cash" xml:lang="en-US">Cash, beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Cash" xml:lang="en-US">Cash, end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_Cash" xlink:to="lab_9K2IJ8761964_us-gaap_Cash"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_NotesReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NotesReceivableNet" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NotesReceivableNet" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NotesReceivableNet" xml:lang="en-US">Finance receivables, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NotesReceivableNet" xml:lang="en-US">Gross Balance Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NotesReceivableNet" xml:lang="en-US">Finance receivables, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_NotesReceivableNet" xlink:to="lab_J2091149494919IHHHL6_us-gaap_NotesReceivableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_7I0GH6549742_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xml:lang="en-US">Disposal Group, Including Discontinued Operation, Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xml:lang="en-US">Assets held for resale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xml:lang="en-US">Assets held for resale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xlink:to="lab_9K2IJ8761964_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_PrepaidExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid Expense and Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_PrepaidExpenseAndOtherAssets" xlink:to="lab_J2091149494919IHHHL6_us-gaap_PrepaidExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="loc_7I0GH6549742_us-gaap_IncomeTaxReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeTaxReceivable" xml:lang="en-US">Income Taxes Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeTaxReceivable" xml:lang="en-US">Income taxes receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncomeTaxReceivable" xlink:to="lab_9K2IJ8761964_us-gaap_IncomeTaxReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_PropertyPlantAndEquipmentNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Net Book Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_J2091149494919IHHHL6_us-gaap_PropertyPlantAndEquipmentNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xlink:label="loc_7I0GH6549742_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xml:lang="en-US">Derivative Instruments in Hedges, Assets, at Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xml:lang="en-US">Interest rate swap agreements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xlink:to="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DeferredTaxAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredTaxAssetsNet" xml:lang="en-US">Deferred Tax Assets, Net of Valuation Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredTaxAssetsNet" xml:lang="en-US">Deferred income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredTaxAssetsNet" xml:lang="en-US">Deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DeferredTaxAssetsNet" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DeferredTaxAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="loc_7I0GH6549742_us-gaap_Assets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_Assets" xml:lang="en-US">Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_Assets" xlink:to="lab_9K2IJ8761964_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US">Liabilities and Equity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US">Liabilities and shareholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_7I0GH6549742_us-gaap_LineOfCredit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCredit" xml:lang="en-US">Long-Term Line Of Credit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCredit" xml:lang="en-US">Line of credit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCredit" xml:lang="en-US">Long-term Line of Credit, Total</label>
<label xlink:type="resource" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Outstanding amount of line of credit facility</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LineOfCredit" xlink:to="lab_9K2IJ8761964_us-gaap_LineOfCredit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DraftsPayable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DraftsPayable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DraftsPayable" xml:lang="en-US">Drafts Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DraftsPayable" xml:lang="en-US">Drafts payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DraftsPayable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DraftsPayable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="loc_7I0GH6549742_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xml:lang="en-US">Accounts Payable and Accrued Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xml:lang="en-US">Accounts payable and accrued expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xml:lang="en-US">Accounts payable and accrued expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:to="lab_9K2IJ8761964_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xml:lang="en-US">Derivative Instruments In Hedges, Liabilities, At Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xml:lang="en-US">Interest rate swap agreements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedIncomeTaxes" xlink:label="loc_7I0GH6549742_us-gaap_AccruedIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AccruedIncomeTaxes" xml:lang="en-US">Accrued Income Taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AccruedIncomeTaxes" xml:lang="en-US">Income taxes payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AccruedIncomeTaxes" xlink:to="lab_9K2IJ8761964_us-gaap_AccruedIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenue" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DeferredRevenue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredRevenue" xml:lang="en-US">Deferred Revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredRevenue" xml:lang="en-US">Deferred revenues</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DeferredRevenue" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DeferredRevenue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_7I0GH6549742_us-gaap_Liabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_Liabilities" xml:lang="en-US">Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_Liabilities" xlink:to="lab_9K2IJ8761964_us-gaap_Liabilities"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="loc_7I0GH6549742_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xml:lang="en-US">Stockholders Equity, Including Portion Attributable To Noncontrolling Interest [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xml:lang="en-US">Shareholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_PreferredStockValueOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PreferredStockValueOutstanding" xml:lang="en-US">Preferred Stock, Value, Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PreferredStockValueOutstanding" xml:lang="en-US">Preferred stock, no par: 5,000,000 shares authorized; none issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_PreferredStockValueOutstanding" xlink:to="lab_J2091149494919IHHHL6_us-gaap_PreferredStockValueOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="loc_7I0GH6549742_us-gaap_CommonStockValueOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockValueOutstanding" xml:lang="en-US">Common Stock, Value, Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockValueOutstanding" xml:lang="en-US">Common stock, no par: 50,000,000 shares authorized; 12,273,734 and 12,220,874 shares issued and outstanding, respectively</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CommonStockValueOutstanding" xlink:to="lab_9K2IJ8761964_us-gaap_CommonStockValueOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="lab_J2091149494919IHHHL6_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_7I0GH6549742_us-gaap_StockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquity" xml:lang="en-US">Stockholders' Equity Attributable to Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquity" xml:lang="en-US">Stockholders' Equity Attributable to Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquity" xml:lang="en-US">Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_9K2IJ8761964_us-gaap_StockholdersEquity" xml:lang="en-US">Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_StockholdersEquity" xlink:to="lab_9K2IJ8761964_us-gaap_StockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LiabilitiesAndStockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Liabilities and Equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Total liabilities and shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Total liabilities and shareholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LiabilitiesAndStockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockNoParValue" xlink:label="loc_7I0GH6549742_us-gaap_PreferredStockNoParValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_PreferredStockNoParValue" xml:lang="en-US">Us-Gaap_Preferredstocknoparvalue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PreferredStockNoParValue" xml:lang="en-US">Preferred stock, no par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_PreferredStockNoParValue" xlink:to="lab_9K2IJ8761964_us-gaap_PreferredStockNoParValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_PreferredStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US">Preferred Stock, Shares Authorized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US">Preferred stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_PreferredStockSharesAuthorized" xlink:to="lab_J2091149494919IHHHL6_us-gaap_PreferredStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_7I0GH6549742_us-gaap_PreferredStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred Stock, Shares Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred stock, shares issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred Stock, Shares Issued, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_PreferredStockSharesIssued" xlink:to="lab_9K2IJ8761964_us-gaap_PreferredStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockNoParValue" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_CommonStockNoParValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CommonStockNoParValue" xml:lang="en-US">Common Stock, No Par Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CommonStockNoParValue" xml:lang="en-US">Common stock, no par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_CommonStockNoParValue" xlink:to="lab_J2091149494919IHHHL6_us-gaap_CommonStockNoParValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_7I0GH6549742_us-gaap_CommonStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common Stock, Shares Authorized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CommonStockSharesAuthorized" xlink:to="lab_9K2IJ8761964_us-gaap_CommonStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_CommonStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, Shares, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common stock, shares issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, Shares, Issued, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_CommonStockSharesIssued" xlink:to="lab_J2091149494919IHHHL6_us-gaap_CommonStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_7I0GH6549742_us-gaap_CommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common Stock, Shares, Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common stock, shares, outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CommonStockSharesOutstanding" xlink:to="lab_9K2IJ8761964_us-gaap_CommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_IncomeStatementAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Consolidated Statements of Income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_IncomeStatementAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_IncomeStatementAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:label="loc_7I0GH6549742_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xml:lang="en-US">Interest and Fee Income, Loans, Consumer Installment, Automobiles, Marine, and Other Vehicles</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xml:lang="en-US">Interest and fee income on finance receivables</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:to="lab_9K2IJ8761964_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_OperatingExpensesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OperatingExpensesAbstract" xml:lang="en-US">Operating Expenses [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OperatingExpensesAbstract" xml:lang="en-US">Expenses:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_OperatingExpensesAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_OperatingExpensesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketingExpense" xlink:label="loc_7I0GH6549742_us-gaap_MarketingExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_MarketingExpense" xml:lang="en-US">Marketing Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_MarketingExpense" xml:lang="en-US">Marketing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_MarketingExpense" xlink:to="lab_9K2IJ8761964_us-gaap_MarketingExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LaborAndRelatedExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Labor and Related Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Salaries and employee benefits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Salaries and employee benefits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LaborAndRelatedExpense" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LaborAndRelatedExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_7I0GH6549742_us-gaap_ProfessionalFees"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ProfessionalFees" xml:lang="en-US">Professional Fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProfessionalFees" xml:lang="en-US">Professional fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ProfessionalFees" xlink:to="lab_9K2IJ8761964_us-gaap_ProfessionalFees"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_GeneralAndAdministrativeExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_GeneralAndAdministrativeExpense" xml:lang="en-US">General and Administrative Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_GeneralAndAdministrativeExpense" xml:lang="en-US">Administrative</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_GeneralAndAdministrativeExpense" xlink:to="lab_J2091149494919IHHHL6_us-gaap_GeneralAndAdministrativeExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_7I0GH6549742_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision for Loan, Lease, and Other Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Current period provision</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="lab_9K2IJ8761964_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DividendTaxExpense" xlink:label="loc_H0879927272797GFFFJ4_nick_DividendTaxExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_DividendTaxExpense" xml:lang="en-US">Dividend Tax Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_DividendTaxExpense" xml:lang="en-US">Dividend taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_DividendTaxExpense" xml:lang="en-US">This element represents the expense related to the payment of dividend.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_DividendTaxExpense" xlink:to="lab_J2091149494919IHHHL6_nick_DividendTaxExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="loc_7I0GH6549742_us-gaap_DepreciationNonproduction"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DepreciationNonproduction" xml:lang="en-US">Depreciation, Nonproduction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DepreciationNonproduction" xml:lang="en-US">Depreciation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DepreciationNonproduction" xlink:to="lab_9K2IJ8761964_us-gaap_DepreciationNonproduction"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_InterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InterestExpense" xml:lang="en-US">Interest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_InterestExpense" xlink:to="lab_J2091149494919IHHHL6_us-gaap_InterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xlink:label="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xml:lang="en-US">Increase (Decrease) In Fair Value Of Interest Rate Fair Value Hedging Instruments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xml:lang="en-US">Change in fair value of interest rate swap agreements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xml:lang="en-US">Change in fair value of interest rate swaps</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xml:lang="en-US">Change in fair value of interest rate swap agreements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xlink:to="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_OperatingExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OperatingExpenses" xml:lang="en-US">Operating Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OperatingExpenses" xml:lang="en-US">Operating Expenses, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OperatingExpenses" xml:lang="en-US">Total operating expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_OperatingExpenses" xlink:to="lab_J2091149494919IHHHL6_us-gaap_OperatingExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_7I0GH6549742_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Income (Loss) from Continuing Operations before Income Taxes, Extraordinary Items, Noncontrolling Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Operating income before income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Operating income before income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="lab_9K2IJ8761964_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_IncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Provision for income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_IncomeTaxExpenseBenefit" xlink:to="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_7I0GH6549742_us-gaap_NetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income (Loss) Attributable to Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetIncomeLoss" xml:lang="en-US">Net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetIncomeLoss" xml:lang="en-US">Net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetIncomeLoss" xml:lang="en-US">Net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetIncomeLoss" xml:lang="en-US">Numerator for earnings per share - net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NetIncomeLoss" xlink:to="lab_9K2IJ8761964_us-gaap_NetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_EarningsPerShareAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings per share:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_EarningsPerShareAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_7I0GH6549742_us-gaap_EarningsPerShareBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Earnings Per Share, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic (in dollars per share)</label>

<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic (in dollars per share)</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_EarningsPerShareBasic" xlink:to="lab_9K2IJ8761964_us-gaap_EarningsPerShareBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_EarningsPerShareDiluted"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings Per Share, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings per share - diluted (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_EarningsPerShareDiluted" xlink:to="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareDiluted"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_7I0GH6549742_us-gaap_CommonStockDividendsPerShareDeclared"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareDeclared" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareDeclared" xml:lang="en-US">Dividends declared per share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareDeclared"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_StatementOfCashFlowsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Consolidated Statements of Cash Flows (Operating Activities)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_StatementOfCashFlowsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="loc_7I0GH6549742_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Operating Activities, Continuing Operations [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Cash flows from operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments To Reconcile Net Income (Loss) To Cash Provided By (Used In) Operating Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_7I0GH6549742_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain (Loss) On Sale Of Property Plant Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain on sale of property and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain (Loss) on Sale of Property Plant Equipment, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_9K2IJ8761964_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain on sale of property and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:to="lab_9K2IJ8761964_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_AdjustmentForAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AdjustmentForAmortization" xml:lang="en-US">Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AdjustmentForAmortization" xml:lang="en-US">Amortization of dealer discounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_AdjustmentForAmortization" xlink:to="lab_J2091149494919IHHHL6_us-gaap_AdjustmentForAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_7I0GH6549742_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Total deferred</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="lab_9K2IJ8761964_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-Based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-based compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-based compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ShareBasedCompensation" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Increase (Decrease) In Operating Capital [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Changes in operating assets and liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Increase (Decrease) In Prepaid Expense and Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:to="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US">Increase (Decrease) In Accounts Payable and Accrued Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US">Accounts payable and accrued expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US">Accounts payable and accrued expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US">Increase (Decrease) in Income Taxes Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US">Income taxes receivable/payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInDeferredRevenue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInDeferredRevenue" xml:lang="en-US">Increase (Decrease) In Deferred Revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInDeferredRevenue" xml:lang="en-US">Deferred revenues</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:to="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInDeferredRevenue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities, Continuing Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided by operating activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided by operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:label="loc_7I0GH6549742_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Investing Activities, Continuing Operations [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Cash flows from investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PurchaseAndOriginationOfFinanceContracts" xlink:label="loc_H0879927272797GFFFJ4_nick_PurchaseAndOriginationOfFinanceContracts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_PurchaseAndOriginationOfFinanceContracts" xml:lang="en-US">Purchase and Origination Of Finance Contracts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PurchaseAndOriginationOfFinanceContracts" xml:lang="en-US">Purchase and origination of finance receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_PurchaseAndOriginationOfFinanceContracts" xml:lang="en-US">The cash outflow associated with the acquisition and origination of finance contracts.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PurchaseAndOriginationOfFinanceContracts" xml:lang="en-US">Purchase and origination of finance receivables</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_PurchaseAndOriginationOfFinanceContracts" xlink:to="lab_J2091149494919IHHHL6_nick_PurchaseAndOriginationOfFinanceContracts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="loc_7I0GH6549742_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xml:lang="en-US">Proceeds From Principal Repayments On Loans and Leases Held-For-Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xml:lang="en-US">Principal payments received</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:to="lab_9K2IJ8761964_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_IncreaseInAssetsHeldForResale" xlink:label="loc_H0879927272797GFFFJ4_nick_IncreaseInAssetsHeldForResale"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseInAssetsHeldForResale" xml:lang="en-US">Increase In Assets Held For Resale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseInAssetsHeldForResale" xml:lang="en-US">Increase in assets held for resale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseInAssetsHeldForResale" xml:lang="en-US">The cash outflow associated with assets held for resale.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseInAssetsHeldForResale" xml:lang="en-US">Increase in assets held for resale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_IncreaseInAssetsHeldForResale" xlink:to="lab_J2091149494919IHHHL6_nick_IncreaseInAssetsHeldForResale"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_7I0GH6549742_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Payments To Acquire Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchase of property and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchase of property and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchase of property and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_9K2IJ8761964_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US">Proceeds From Sale Of Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US">Proceeds from sale of property and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US">Proceeds from sale of property and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_7I0GH6549742_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US">Net Cash Provided By (Used In) Investing Activities, Continuing Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US">Net cash used in investing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US">Net cash used in investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="lab_9K2IJ8761964_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Financing Activities, Continuing Operations [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Cash flows from financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xlink:label="loc_7I0GH6549742_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xml:lang="en-US">Proceeds from (Repayments of) Lines of Credit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xml:lang="en-US">Net draws on line of credit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xml:lang="en-US">Proceeds from Lines of Credit, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xlink:to="lab_9K2IJ8761964_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_IncreaseDecreaseInDraftsPayable" xlink:label="loc_H0879927272797GFFFJ4_nick_IncreaseDecreaseInDraftsPayable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseDecreaseInDraftsPayable" xml:lang="en-US">Increase (Decrease) In Drafts Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseDecreaseInDraftsPayable" xml:lang="en-US">Decrease in drafts payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseDecreaseInDraftsPayable" xml:lang="en-US">The increase (decrease) during the reporting in the amount of Draft payable.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_nick_IncreaseDecreaseInDraftsPayable" xml:lang="en-US">Change in drafts payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_IncreaseDecreaseInDraftsPayable" xlink:to="lab_J2091149494919IHHHL6_nick_IncreaseDecreaseInDraftsPayable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_7I0GH6549742_us-gaap_PaymentsOfDividends"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsOfDividends" xml:lang="en-US">Payments Of Dividends</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsOfDividends" xml:lang="en-US">Payment of cash dividends</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_9K2IJ8761964_us-gaap_PaymentsOfDividends" xml:lang="en-US">Payment of cash dividends</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_PaymentsOfDividends" xlink:to="lab_9K2IJ8761964_us-gaap_PaymentsOfDividends"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ProceedsFromStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Proceeds From Stock Options Exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Cash received from exercise of option</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Proceeds from exercise of stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ProceedsFromStockOptionsExercised" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ProceedsFromStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_7I0GH6549742_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US">Excess Tax Benefit From Share-Based Compensation, Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US">Excess tax benefits from share-based compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="lab_9K2IJ8761964_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US">Net Cash Provided By (Used In) Financing Activities, Continuing Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US">Net cash (used) provided by financing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided (used) by financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="lab_J2091149494919IHHHL6_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashPeriodIncreaseDecrease" xlink:label="loc_7I0GH6549742_us-gaap_CashPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CashPeriodIncreaseDecrease" xml:lang="en-US">Cash, Period Increase (Decrease), Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CashPeriodIncreaseDecrease" xml:lang="en-US">Net increase (decrease) in cash</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CashPeriodIncreaseDecrease" xml:lang="en-US">Net (decrease) increase in cash</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CashPeriodIncreaseDecrease" xlink:to="lab_9K2IJ8761964_us-gaap_CashPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US">Organization, Consolidation and Presentation Of Financial Statements [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfAccounting" xlink:label="loc_7I0GH6549742_us-gaap_BasisOfAccounting"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_BasisOfAccounting" xml:lang="en-US">Basis of Accounting [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_BasisOfAccounting" xml:lang="en-US">Basis of Presentation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_BasisOfAccounting" xlink:to="lab_9K2IJ8761964_us-gaap_BasisOfAccounting"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenueDisclosureAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DeferredRevenueDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredRevenueDisclosureAbstract" xml:lang="en-US">Deferred Revenue Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DeferredRevenueDisclosureAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DeferredRevenueDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenueDisclosureTextBlock" xlink:label="loc_7I0GH6549742_us-gaap_DeferredRevenueDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DeferredRevenueDisclosureTextBlock" xml:lang="en-US">Deferred Revenue Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DeferredRevenueDisclosureTextBlock" xml:lang="en-US">Revenue Recognition</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DeferredRevenueDisclosureTextBlock" xlink:to="lab_9K2IJ8761964_us-gaap_DeferredRevenueDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_EarningsPerShareTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_EarningsPerShareTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_EarningsPerShareTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_7I0GH6549742_us-gaap_ReceivablesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ReceivablesAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_ReceivablesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivablesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivablesTextBlock" xml:lang="en-US">Financing Receivables [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivablesTextBlock" xml:lang="en-US">Finance Receivables</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivablesTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivablesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityAbstract" xlink:label="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityAbstract" xml:lang="en-US">Line Of Credit Facility [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityAbstract" xml:lang="en-US">Line of Credit Facility [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityAbstract"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_LineOfCreditFacilitiesTextBlock" xlink:label="loc_H0879927272797GFFFJ4_nick_LineOfCreditFacilitiesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilitiesTextBlock" xml:lang="en-US">Line Of Credit Facilities [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilitiesTextBlock" xml:lang="en-US">Line of Credit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilitiesTextBlock" xml:lang="en-US">The entire disclosure for short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_LineOfCreditFacilitiesTextBlock" xlink:to="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilitiesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_7I0GH6549742_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xml:lang="en-US">Interest Rate Swap Agreements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_7I0GH6549742_us-gaap_IncomeTaxDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncomeTaxDisclosureAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_IncomeTaxDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_IncomeTaxDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">Income Tax Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">Income Taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_IncomeTaxDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_7I0GH6549742_us-gaap_FairValueDisclosuresAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FairValueDisclosuresAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_FairValueDisclosuresAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US">Fair Value Disclosures [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US">Fair Value Disclosures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueDisclosuresTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAbstract" xlink:label="loc_7I0GH6549742_us-gaap_DividendsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DividendsAbstract" xml:lang="en-US">Dividends [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DividendsAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_DividendsAbstract"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_CashDividendsTextBlock" xlink:label="loc_H0879927272797GFFFJ4_nick_CashDividendsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_CashDividendsTextBlock" xml:lang="en-US">Cash Dividends [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_CashDividendsTextBlock" xml:lang="en-US">Cash Dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_CashDividendsTextBlock" xml:lang="en-US">The entire disclosure of cash dividends to common stock shareholders.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_CashDividendsTextBlock" xlink:to="lab_J2091149494919IHHHL6_nick_CashDividendsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_7I0GH6549742_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LegalMattersAndContingenciesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LegalMattersAndContingenciesTextBlock" xml:lang="en-US">Legal Matters and Contingencies [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LegalMattersAndContingenciesTextBlock" xml:lang="en-US">Contingencies</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LegalMattersAndContingenciesTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LegalMattersAndContingenciesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingChangesAndErrorCorrectionsAbstract" xlink:label="loc_7I0GH6549742_us-gaap_AccountingChangesAndErrorCorrectionsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AccountingChangesAndErrorCorrectionsAbstract" xml:lang="en-US">Accounting Changes and Error Corrections [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AccountingChangesAndErrorCorrectionsAbstract" xlink:to="lab_9K2IJ8761964_us-gaap_AccountingChangesAndErrorCorrectionsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingChangesAndErrorCorrectionsTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock" xml:lang="en-US">Accounting Changes and Error Corrections [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock" xml:lang="en-US">Recently Issued Accounting Standards</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_7I0GH6549742_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US">Schedule of computation of basic and diluted earnings per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="lab_9K2IJ8761964_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xml:lang="en-US">Class of Financing Receivable [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xml:lang="en-US">Class of Financing Receivable [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xml:lang="en-US">Class of Financing Receivable [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xml:lang="en-US">Class of Financing Receivable [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_7I0GH6549742_us-gaap_CustomerContractsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CustomerContractsMember" xml:lang="en-US">Customer Contracts [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CustomerContractsMember" xml:lang="en-US">Contracts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CustomerContractsMember" xlink:to="lab_9K2IJ8761964_us-gaap_CustomerContractsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ConsumerLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ConsumerLoanMember" xml:lang="en-US">Consumer Loan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ConsumerLoanMember" xml:lang="en-US">Direct Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ConsumerLoanMember" xml:lang="en-US">Direct Loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ConsumerLoanMember" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ConsumerLoanMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_7I0GH6549742_us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:to="lab_9K2IJ8761964_us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US">Schedule Of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US">Schedule of finance receivables consisting of automobile finance installment Contracts and Direct Loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_7I0GH6549742_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US">Allowance For Credit Losses On Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of reconciliation of the changes in the allowance for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="lab_9K2IJ8761964_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Schedule of an assessment of the credit quality by creditworthiness</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xlink:label="loc_7I0GH6549742_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xml:lang="en-US">Schedule Of Information Regarding Delinquency Rates [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xml:lang="en-US">Schedule of information regarding delinquency rates</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xml:lang="en-US">Tabular disclosure of information regarding delinquency rates.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xlink:to="lab_9K2IJ8761964_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" xlink:label="loc_H0879927272797GFFFJ4_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" xml:lang="en-US">Schedule Of Notional Amounts Of Interest Rate Swaps [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" xml:lang="en-US">Schedule of notional amounts of interest rate swaps</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" xml:lang="en-US">Tabular disclosure of notional amounts of interest rate swaps agreement.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" xlink:to="lab_J2091149494919IHHHL6_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="loc_7I0GH6549742_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xml:lang="en-US">Schedule Of Derivative Instruments, Gain (Loss) In Statement Of Financial Performance [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xml:lang="en-US">Schedule of locations and amounts of (gains) losses recognized in income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:to="lab_9K2IJ8761964_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" xlink:label="loc_H0879927272797GFFFJ4_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" xml:lang="en-US">Schedule Of Average Variable Rates Received and Average Fixed Rates Paid Under Swap Agreements [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" xml:lang="en-US">Schedule of variable rates received and average fixed rates paid under the swap agreements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" xml:lang="en-US">Tabular disclosure of average variable rates received and average fixed rates paid under swap agreements.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" xlink:to="lab_J2091149494919IHHHL6_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_7I0GH6549742_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule Of Fair Value, Assets and Liabilities Measured On Recurring Basis [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of assets and liabilities recorded at fair value on a recurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="lab_9K2IJ8761964_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xml:lang="en-US">Fair Value, By Balance Sheet Grouping [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xml:lang="en-US">Schedule of financial instruments not measured at fair value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfReceivableInterestDiscount" xlink:label="loc_7I0GH6549742_nick_PercentageOfReceivableInterestDiscount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_PercentageOfReceivableInterestDiscount" xml:lang="en-US">Percentage Of Receivable Interest Discount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_PercentageOfReceivableInterestDiscount" xml:lang="en-US">Average dealer discount associated with new volume</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_PercentageOfReceivableInterestDiscount" xml:lang="en-US">This element represents the percentage of finance receivable interest discount.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_PercentageOfReceivableInterestDiscount" xlink:to="lab_9K2IJ8761964_nick_PercentageOfReceivableInterestDiscount"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DenominatorAbstract" xlink:label="loc_H0879927272797GFFFJ4_nick_DenominatorAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_DenominatorAbstract" xml:lang="en-US">Denominator Abstract</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_DenominatorAbstract" xml:lang="en-US">Denominator:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_DenominatorAbstract" xlink:to="lab_J2091149494919IHHHL6_nick_DenominatorAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_7I0GH6549742_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Weighted Average Number Of Shares Outstanding, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Denominator for basic earnings per share - weighted average shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="lab_9K2IJ8761964_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xml:lang="en-US">Incremental Weighted Average Shares Attributable to Dilutive Effect [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xml:lang="en-US">Effect of dilutive securities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:to="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_7I0GH6549742_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US">Incremental Common Shares Attributable To Share-Based Payment Arrangements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US">Stock options and other share awards</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="lab_9K2IJ8761964_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Weighted Average Number Of Shares Outstanding, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Denominator for diluted earnings per share</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Denominator for diluted earnings per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="lab_J2091149494919IHHHL6_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="loc_7I0GH6549742_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xml:lang="en-US">Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xml:lang="en-US">Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="lab_9K2IJ8761964_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US">Antidilutive Securities [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US">Antidilutive Securities [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="lab_J2091149494919IHHHL6_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_7I0GH6549742_us-gaap_AntidilutiveSecuritiesNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AntidilutiveSecuritiesNameDomain" xml:lang="en-US">Antidilutive Securities, Name [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AntidilutiveSecuritiesNameDomain" xml:lang="en-US">Antidilutive Securities, Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AntidilutiveSecuritiesNameDomain" xlink:to="lab_9K2IJ8761964_us-gaap_AntidilutiveSecuritiesNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_EmployeeStockOptionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EmployeeStockOptionMember" xml:lang="en-US">Employee Stock Option [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_EmployeeStockOptionMember" xml:lang="en-US">Stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_EmployeeStockOptionMember" xlink:to="lab_J2091149494919IHHHL6_us-gaap_EmployeeStockOptionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="loc_7I0GH6549742_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="lab_9K2IJ8761964_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share, Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Potential common stock from stock options not included in the diluted earnings per share calculation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="lab_J2091149494919IHHHL6_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_7I0GH6549742_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xml:lang="en-US">Receivable Type [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xml:lang="en-US">Receivable Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="lab_9K2IJ8761964_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_ReceivableTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ReceivableTypeDomain" xml:lang="en-US">Receivable Type [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_ReceivableTypeDomain" xml:lang="en-US">Receivable Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_ReceivableTypeDomain" xlink:to="lab_J2091149494919IHHHL6_us-gaap_ReceivableTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_7I0GH6549742_us-gaap_FinanceReceivablesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinanceReceivablesMember" xml:lang="en-US">Financing Receivable [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinanceReceivablesMember" xml:lang="en-US">Finance receivables</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinanceReceivablesMember" xlink:to="lab_9K2IJ8761964_us-gaap_FinanceReceivablesMember"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ContractsAndDirectLoansMember" xlink:label="loc_H0879927272797GFFFJ4_nick_ContractsAndDirectLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_ContractsAndDirectLoansMember" xml:lang="en-US">Contracts And Direct Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_ContractsAndDirectLoansMember" xml:lang="en-US">Contracts And Direct Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_ContractsAndDirectLoansMember" xml:lang="en-US">Represents entity's established relationships with its customers through contracts and loan or extension of credit for personal, family, or household use excluding real estate.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_ContractsAndDirectLoansMember" xlink:to="lab_J2091149494919IHHHL6_nick_ContractsAndDirectLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_7I0GH6549742_us-gaap_NotesReceivableGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Total gross finance receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Finance receivables, gross contract</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Finance receivables, gross contract</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Gross Balance Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/zeroLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Amount of gross finance receivables not accruing interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Gross Balance Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableGross" xml:lang="en-US">Gross Balance Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NotesReceivableGross" xlink:to="lab_9K2IJ8761964_us-gaap_NotesReceivableGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xml:lang="en-US">Unearned interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xml:lang="en-US">Unearned interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xml:lang="en-US">Unearned interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableNetUnearnedInterest" xlink:label="loc_7I0GH6549742_nick_NotesReceivableNetUnearnedInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_NotesReceivableNetUnearnedInterest" xml:lang="en-US">Notes Receivable Net Unearned Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_NotesReceivableNetUnearnedInterest" xml:lang="en-US">Finance receivables, net of unearned interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_nick_NotesReceivableNetUnearnedInterest" xml:lang="en-US">Finance receivables, net of unearned interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_NotesReceivableNetUnearnedInterest" xml:lang="en-US">Net amount of the investment after deducting the amount of unearned discounts (other than cash or quantity discounts and the like), finance charges, and interest included.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_NotesReceivableNetUnearnedInterest" xlink:to="lab_9K2IJ8761964_nick_NotesReceivableNetUnearnedInterest"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_UnearnedDiscountIncludedInFinancingReceivables" xlink:label="loc_H0879927272797GFFFJ4_nick_UnearnedDiscountIncludedInFinancingReceivables"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_UnearnedDiscountIncludedInFinancingReceivables" xml:lang="en-US">Unearned Discount Included In Financing Receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_UnearnedDiscountIncludedInFinancingReceivables" xml:lang="en-US">Unearned dealer discounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_UnearnedDiscountIncludedInFinancingReceivables" xml:lang="en-US">Represents unearned discounts (other than cash or quantity discounts and the like) included in the net amount of finance receivables, that are shown as a deduction from the related receivables.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_nick_UnearnedDiscountIncludedInFinancingReceivables" xml:lang="en-US">Unearned dealer discounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_UnearnedDiscountIncludedInFinancingReceivables" xlink:to="lab_J2091149494919IHHHL6_nick_UnearnedDiscountIncludedInFinancingReceivables"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:label="loc_7I0GH6549742_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xml:lang="en-US">Finance Receivables Net Of Unearned Interest And Unearned Dealer Discounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xml:lang="en-US">Finance receivables, net of unearned interest and unearned dealer discounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xml:lang="en-US">Finance receivables, net of unearned interest and unearned dealer discounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xml:lang="en-US">Represents amount of indirect finance receivables, net of unearned interest and unearned dealer discounts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:to="lab_9K2IJ8761964_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Allowance for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Balance at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Balance at end of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Allowance for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xlink:label="loc_H0879927272797GFFFJ4_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xml:lang="en-US">Financing Receivable Allowance For Credit Losses Absorbed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xml:lang="en-US">Losses absorbed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xml:lang="en-US">This element represents the amount of allowance for credit losses absorbed.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xml:lang="en-US">Losses absorbed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xlink:to="lab_J2091149494919IHHHL6_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Recovery</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US">Recoveries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_InternalCreditAssessmentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InternalCreditAssessmentAxis" xml:lang="en-US">Internal Credit Assessment [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InternalCreditAssessmentAxis" xml:lang="en-US">Credit Quality Indicator [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_InternalCreditAssessmentAxis" xlink:to="lab_J2091149494919IHHHL6_us-gaap_InternalCreditAssessmentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_7I0GH6549742_us-gaap_InternalCreditAssessmentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_InternalCreditAssessmentDomain" xml:lang="en-US">Internal Credit Assessment [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_InternalCreditAssessmentDomain" xml:lang="en-US">Financing Receivable, by Credit Quality Indicator [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_InternalCreditAssessmentDomain" xlink:to="lab_9K2IJ8761964_us-gaap_InternalCreditAssessmentDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_PerformingFinancingReceivableMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PerformingFinancingReceivableMember" xml:lang="en-US">Performing Financing Receivable [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_PerformingFinancingReceivableMember" xml:lang="en-US">Performing accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_PerformingFinancingReceivableMember" xlink:to="lab_J2091149494919IHHHL6_us-gaap_PerformingFinancingReceivableMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:label="loc_7I0GH6549742_us-gaap_NonperformingFinancingReceivableMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NonperformingFinancingReceivableMember" xml:lang="en-US">Nonperforming Financing Receivable [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NonperformingFinancingReceivableMember" xml:lang="en-US">Non-performing accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NonperformingFinancingReceivableMember" xlink:to="lab_9K2IJ8761964_us-gaap_NonperformingFinancingReceivableMember"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_BankruptAccountsFinancingReceivableMember" xlink:label="loc_H0879927272797GFFFJ4_nick_BankruptAccountsFinancingReceivableMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_BankruptAccountsFinancingReceivableMember" xml:lang="en-US">Bankrupt Accounts Financing Receivable [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_BankruptAccountsFinancingReceivableMember" xml:lang="en-US">Chapter 13 bankrupt accounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_BankruptAccountsFinancingReceivableMember" xml:lang="en-US">This elements represents the value of bankruptcy.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_BankruptAccountsFinancingReceivableMember" xlink:to="lab_J2091149494919IHHHL6_nick_BankruptAccountsFinancingReceivableMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">31 - 60 days</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">Percentage Of Financing Receivable Recorded Investment 30 To 59 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">31 - 60 days (in percentage)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">Represents percentage of financing receivables that are less than 60 days past due but more than 29 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:to="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">61 - 90 days</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">Percentage Of Financing Receivable Recorded Investment 60 To 89 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">61 - 90 days (in percentage)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">Represents percentage of financing receivables that are less than 90 days past due but more than 59 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:to="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">Over 90 days</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">Percentage Of Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">Over 90 days (in percentage)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">Represents percentage of financing receivables that are equal to or greater than 90 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:to="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="lab_9K2IJ8761964_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xlink:label="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xml:lang="en-US">Percentage Of Financing Receivable Recorded Investment Past Due Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xml:lang="en-US">Total (in percentage)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xml:lang="en-US">Represents percentage of recorded Investment in financing receivables that are past due at the balance sheet date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xlink:to="lab_J2091149494919IHHHL6_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_7I0GH6549742_us-gaap_RangeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_RangeAxis" xml:lang="en-US">Range [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_RangeAxis" xml:lang="en-US">Range [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_RangeAxis" xlink:to="lab_9K2IJ8761964_us-gaap_RangeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_RangeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RangeMember" xml:lang="en-US">Range [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_RangeMember" xml:lang="en-US">Range [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_RangeMember" xlink:to="lab_J2091149494919IHHHL6_us-gaap_RangeMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_7I0GH6549742_us-gaap_MinimumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_MinimumMember" xml:lang="en-US">Minimum [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_MinimumMember" xml:lang="en-US">Minimum</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_MinimumMember" xlink:to="lab_9K2IJ8761964_us-gaap_MinimumMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_MaximumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_MaximumMember" xml:lang="en-US">Maximum [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_MaximumMember" xml:lang="en-US">Maximum</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_MaximumMember" xlink:to="lab_J2091149494919IHHHL6_us-gaap_MaximumMember"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_InitialTermsOfFinanceReceivables" xlink:label="loc_7I0GH6549742_nick_InitialTermsOfFinanceReceivables"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_InitialTermsOfFinanceReceivables" xml:lang="en-US">Initial Terms Of Finance Receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_InitialTermsOfFinanceReceivables" xml:lang="en-US">Initial term of finance receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_InitialTermsOfFinanceReceivables" xml:lang="en-US">This item represents initial term of finance receivables.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_InitialTermsOfFinanceReceivables" xlink:to="lab_9K2IJ8761964_nick_InitialTermsOfFinanceReceivables"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesWeightedAverageInterestRate" xlink:label="loc_H0879927272797GFFFJ4_nick_FinanceReceivablesWeightedAverageInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_FinanceReceivablesWeightedAverageInterestRate" xml:lang="en-US">Finance Receivables Weighted Average Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_FinanceReceivablesWeightedAverageInterestRate" xml:lang="en-US">Weighted average effective interest rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_FinanceReceivablesWeightedAverageInterestRate" xml:lang="en-US">Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of finance receivables by type or by instrument at that time.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_FinanceReceivablesWeightedAverageInterestRate" xlink:to="lab_J2091149494919IHHHL6_nick_FinanceReceivablesWeightedAverageInterestRate"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesPercentage" xlink:label="loc_7I0GH6549742_nick_FinanceReceivablesPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesPercentage" xml:lang="en-US">Finance Receivables, Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesPercentage" xml:lang="en-US">Percentage of direct loan to aggregate principal amount of loan portfolio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_FinanceReceivablesPercentage" xml:lang="en-US">This item represents the percentage of the direct loan in the total loan portfolio.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_FinanceReceivablesPercentage" xlink:to="lab_9K2IJ8761964_nick_FinanceReceivablesPercentage"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AverageLoanToValueRatio" xlink:label="loc_H0879927272797GFFFJ4_nick_AverageLoanToValueRatio"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_AverageLoanToValueRatio" xml:lang="en-US">Average Loan To Value Ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_AverageLoanToValueRatio" xml:lang="en-US">Percentage of average wholesale value of automobile</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_AverageLoanToValueRatio" xml:lang="en-US">This element represents the amount of the contract as a percentage of the average wholesale value of the automobile at the time of purchase.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_AverageLoanToValueRatio" xlink:to="lab_J2091149494919IHHHL6_nick_AverageLoanToValueRatio"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PerformingAccountCriteriaMaximumPeriod" xlink:label="loc_7I0GH6549742_nick_PerformingAccountCriteriaMaximumPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_PerformingAccountCriteriaMaximumPeriod" xml:lang="en-US">Performing Account Criteria Maximum Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_PerformingAccountCriteriaMaximumPeriod" xml:lang="en-US">Maximum criteria for receivable to be a performing account</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_PerformingAccountCriteriaMaximumPeriod" xml:lang="en-US">This element represents the number of days before which the receivable account is considered as performing account.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_PerformingAccountCriteriaMaximumPeriod" xlink:to="lab_9K2IJ8761964_nick_PerformingAccountCriteriaMaximumPeriod"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NonPerformingAccountCriteriaMinimumPeriod" xlink:label="loc_H0879927272797GFFFJ4_nick_NonPerformingAccountCriteriaMinimumPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_NonPerformingAccountCriteriaMinimumPeriod" xml:lang="en-US">Non Performing Account Criteria Minimum Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_NonPerformingAccountCriteriaMinimumPeriod" xml:lang="en-US">Minimum criteria for receivable to be a non-performing account</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_NonPerformingAccountCriteriaMinimumPeriod" xml:lang="en-US">This element represents the number of days after which the receivable account is considered as non- performing account.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_NonPerformingAccountCriteriaMinimumPeriod" xlink:to="lab_J2091149494919IHHHL6_nick_NonPerformingAccountCriteriaMinimumPeriod"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DelinquentAccountCriteriaPeriod" xlink:label="loc_7I0GH6549742_nick_DelinquentAccountCriteriaPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_DelinquentAccountCriteriaPeriod" xml:lang="en-US">Delinquent Account Criteria Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_DelinquentAccountCriteriaPeriod" xml:lang="en-US">Criteria for receivable to be delinquent account</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_DelinquentAccountCriteriaPeriod" xml:lang="en-US">This element represents the number of days after which the receivable account is considered as delinquent account which will be written off.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_DelinquentAccountCriteriaPeriod" xlink:to="lab_9K2IJ8761964_nick_DelinquentAccountCriteriaPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityTable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LineOfCreditFacilityTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LineOfCreditFacilityTable" xml:lang="en-US">Line Of Credit Facility [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LineOfCreditFacilityTable" xml:lang="en-US">Line of Credit Facility [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LineOfCreditFacilityTable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LineOfCreditFacilityTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_7I0GH6549742_us-gaap_CreditFacilityAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CreditFacilityAxis" xml:lang="en-US">Credit Facility [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CreditFacilityAxis" xml:lang="en-US">Credit Facility [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CreditFacilityAxis" xlink:to="lab_9K2IJ8761964_us-gaap_CreditFacilityAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_CreditFacilityDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CreditFacilityDomain" xml:lang="en-US">Credit Facility [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_CreditFacilityDomain" xml:lang="en-US">Credit Facility [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_CreditFacilityDomain" xlink:to="lab_J2091149494919IHHHL6_us-gaap_CreditFacilityDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditMember" xlink:label="loc_7I0GH6549742_us-gaap_LineOfCreditMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditMember" xml:lang="en-US">Line Of Credit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditMember" xml:lang="en-US">Line of credit facility</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LineOfCreditMember" xlink:to="lab_9K2IJ8761964_us-gaap_LineOfCreditMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LineOfCreditFacilityLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LineOfCreditFacilityLineItems" xml:lang="en-US">Line Of Credit Facility [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LineOfCreditFacilityLineItems" xml:lang="en-US">Line of Credit Facility [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LineOfCreditFacilityLineItems" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LineOfCreditFacilityLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US">Line Of Credit Facility, Maximum Borrowing Capacity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US">Maximum amount of line of credit facility</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US">Debt Instrument, Basis Spread on Variable Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US">Debt instrument basis spread on variable rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_7I0GH6549742_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xml:lang="en-US">Debt Instrument, Description of Variable Rate Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xml:lang="en-US">Debt instrument description of variable rate basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:to="lab_9K2IJ8761964_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xlink:label="loc_H0879927272797GFFFJ4_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xml:lang="en-US">Line Of Credit Facility, Interest Rate Plus Applicable Margin</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xml:lang="en-US">Floor on LIBOR rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xml:lang="en-US">The effective interest rate (Libor) plus the applicable margins the at the end of the reporting period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xlink:to="lab_J2091149494919IHHHL6_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd" xlink:label="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd" xml:lang="en-US">Line Of Credit Facility, Interest Rate At Period End</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd" xml:lang="en-US">Interest rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd" xlink:to="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xml:lang="en-US">Line of Credit Facility, Remaining Borrowing Capacity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xml:lang="en-US">Amount available under the line of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:to="lab_9K2IJ8761964_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_7I0GH6549742_us-gaap_DerivativeInstrumentRiskAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentRiskAxis" xml:lang="en-US">Derivative Instrument [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentRiskAxis" xml:lang="en-US">Derivative Instrument Risk [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DerivativeInstrumentRiskAxis" xlink:to="lab_9K2IJ8761964_us-gaap_DerivativeInstrumentRiskAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DerivativeContractTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeContractTypeDomain" xml:lang="en-US">Derivative Contract [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeContractTypeDomain" xml:lang="en-US">Derivative Contract Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DerivativeContractTypeDomain" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DerivativeContractTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_7I0GH6549742_us-gaap_InterestRateSwapMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_InterestRateSwapMember" xml:lang="en-US">Interest Rate Swap [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_InterestRateSwapMember" xml:lang="en-US">Interest Rate Swap</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_InterestRateSwapMember" xlink:to="lab_9K2IJ8761964_us-gaap_InterestRateSwapMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DerivativesFairValueLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativesFairValueLineItems" xml:lang="en-US">Derivatives, Fair Value [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativesFairValueLineItems" xml:lang="en-US">Derivatives, Fair Value [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DerivativesFairValueLineItems" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DerivativesFairValueLineItems"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativesFairValueRollForward" xlink:label="loc_7I0GH6549742_nick_DerivativesFairValueRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_DerivativesFairValueRollForward" xml:lang="en-US">Derivatives Fair Value [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_DerivativesFairValueRollForward" xml:lang="en-US">Derivatives Fair Value [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_DerivativesFairValueRollForward" xml:lang="en-US">A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_DerivativesFairValueRollForward" xlink:to="lab_9K2IJ8761964_nick_DerivativesFairValueRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_H0879927272797GFFFJ4_invest_DerivativeNotionalAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_invest_DerivativeNotionalAmount" xml:lang="en-US">Derivative, Notional Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_invest_DerivativeNotionalAmount" xml:lang="en-US">Derivative notional amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_invest_DerivativeNotionalAmount" xml:lang="en-US">Notional amounts at April 1</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_J2091149494919IHHHL6_invest_DerivativeNotionalAmount" xml:lang="en-US">Notional amounts at April 1</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_J2091149494919IHHHL6_invest_DerivativeNotionalAmount" xml:lang="en-US">Notional amounts at June 30</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_invest_DerivativeNotionalAmount" xlink:to="lab_J2091149494919IHHHL6_invest_DerivativeNotionalAmount"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xlink:label="loc_7I0GH6549742_nick_AdditionsOfNotionalAmountOfInterestRateSwaps"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xml:lang="en-US">Additions Of Notional Amount Of Interest Rate Swaps</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xml:lang="en-US">New contracts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xml:lang="en-US">Additions of notional amount of interest rate fair value hedge derivatives during period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xlink:to="lab_9K2IJ8761964_nick_AdditionsOfNotionalAmountOfInterestRateSwaps"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xlink:label="loc_H0879927272797GFFFJ4_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xml:lang="en-US">Maturities Of Interest Rate Swaps Derivatives During Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xml:lang="en-US">Matured contracts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xml:lang="en-US">Maturities of interest rate fair value hedge derivatives during period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xlink:to="lab_J2091149494919IHHHL6_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" xlink:label="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" xml:lang="en-US">Increase (Decrease) In Fair Value Of Hedged Item In Interest Rate Fair Value Hedge</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" xml:lang="en-US">Periodic change in fair value of interest rate swap agreements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" xlink:to="lab_9K2IJ8761964_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PeriodicSettlementsIncludedInInterestExpense" xlink:label="loc_H0879927272797GFFFJ4_nick_PeriodicSettlementsIncludedInInterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_PeriodicSettlementsIncludedInInterestExpense" xml:lang="en-US">Periodic Settlements Included In Interest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PeriodicSettlementsIncludedInInterestExpense" xml:lang="en-US">Periodic settlement differentials included in interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_PeriodicSettlementsIncludedInInterestExpense" xml:lang="en-US">Amount of periodic settlement differentials included in interest expense.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_J2091149494919IHHHL6_nick_PeriodicSettlementsIncludedInInterestExpense" xml:lang="en-US">Periodic settlement differentials included in interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_PeriodicSettlementsIncludedInInterestExpense" xlink:to="lab_J2091149494919IHHHL6_nick_PeriodicSettlementsIncludedInInterestExpense"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PreTaxIncomeLossRecognizedInIncome" xlink:label="loc_7I0GH6549742_nick_PreTaxIncomeLossRecognizedInIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_PreTaxIncomeLossRecognizedInIncome" xml:lang="en-US">Pre Tax Income Loss Recognized In Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_PreTaxIncomeLossRecognizedInIncome" xml:lang="en-US">Pre-tax loss recognized in income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_9K2IJ8761964_nick_PreTaxIncomeLossRecognizedInIncome" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_PreTaxIncomeLossRecognizedInIncome" xml:lang="en-US">Represents pre tax income (loss) recognized in income.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_PreTaxIncomeLossRecognizedInIncome" xlink:to="lab_9K2IJ8761964_nick_PreTaxIncomeLossRecognizedInIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DerivativeTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeTable" xml:lang="en-US">Derivative [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeTable" xml:lang="en-US">Derivative [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DerivativeTable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DerivativeTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="loc_7I0GH6549742_us-gaap_DerivativeByNatureAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeByNatureAxis" xml:lang="en-US">Derivative, By Nature [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeByNatureAxis" xml:lang="en-US">Derivative, by Nature [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DerivativeByNatureAxis" xlink:to="lab_9K2IJ8761964_us-gaap_DerivativeByNatureAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DerivativeNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeNameDomain" xml:lang="en-US">Derivative, Name [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DerivativeNameDomain" xml:lang="en-US">Derivative, Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DerivativeNameDomain" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DerivativeNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_7I0GH6549742_us-gaap_DerivativeLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeLineItems" xml:lang="en-US">Derivative [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeLineItems" xml:lang="en-US">Derivative [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DerivativeLineItems" xlink:to="lab_9K2IJ8761964_us-gaap_DerivativeLineItems"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageVariableInterestRateReceived" xlink:label="loc_H0879927272797GFFFJ4_nick_DerivativeAverageVariableInterestRateReceived"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_DerivativeAverageVariableInterestRateReceived" xml:lang="en-US">Derivative Average Variable Interest Rate Received</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_DerivativeAverageVariableInterestRateReceived" xml:lang="en-US">Variable rate received</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_DerivativeAverageVariableInterestRateReceived" xml:lang="en-US">Average variable interest rate related to the group of interest rate derivatives.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_DerivativeAverageVariableInterestRateReceived" xlink:to="lab_J2091149494919IHHHL6_nick_DerivativeAverageVariableInterestRateReceived"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageFixedInterestRatePaid" xlink:label="loc_7I0GH6549742_nick_DerivativeAverageFixedInterestRatePaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_DerivativeAverageFixedInterestRatePaid" xml:lang="en-US">Derivative Average Fixed Interest Rate Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_nick_DerivativeAverageFixedInterestRatePaid" xml:lang="en-US">Fixed rate paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_DerivativeAverageFixedInterestRatePaid" xml:lang="en-US">Fixed rate paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_DerivativeAverageFixedInterestRatePaid" xml:lang="en-US">Average fixed interest rate related to the group of interest rate derivatives.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_DerivativeAverageFixedInterestRatePaid" xlink:to="lab_9K2IJ8761964_nick_DerivativeAverageFixedInterestRatePaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NumberOfInterestRateDerivativesHeld" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_NumberOfInterestRateDerivativesHeld"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NumberOfInterestRateDerivativesHeld" xml:lang="en-US">Number of Interest Rate Derivatives Held</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_NumberOfInterestRateDerivativesHeld" xml:lang="en-US">Number of interest rate swap agreements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_NumberOfInterestRateDerivativesHeld" xlink:to="lab_J2091149494919IHHHL6_us-gaap_NumberOfInterestRateDerivativesHeld"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTermOfContract" xlink:label="loc_7I0GH6549742_us-gaap_DerivativeTermOfContract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeTermOfContract" xml:lang="en-US">Derivative, Term of Contract</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DerivativeTermOfContract" xml:lang="en-US">Interest rate swap period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DerivativeTermOfContract" xlink:to="lab_9K2IJ8761964_us-gaap_DerivativeTermOfContract"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeDescriptionOfVariableRateBasisTwo" xlink:label="loc_H0879927272797GFFFJ4_nick_DerivativeDescriptionOfVariableRateBasisTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_DerivativeDescriptionOfVariableRateBasisTwo" xml:lang="en-US">Derivative Description Of Variable Rate Basis Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_DerivativeDescriptionOfVariableRateBasisTwo" xml:lang="en-US">Description of rate for the variable rate of the interest rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_DerivativeDescriptionOfVariableRateBasisTwo" xml:lang="en-US">The reference rate for the variable rate of the interest rate derivative, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_DerivativeDescriptionOfVariableRateBasisTwo" xlink:to="lab_J2091149494919IHHHL6_nick_DerivativeDescriptionOfVariableRateBasisTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_7I0GH6549742_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="lab_9K2IJ8761964_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_7I0GH6549742_us-gaap_FairValueByMeasurementFrequencyAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueByMeasurementFrequencyAxis" xml:lang="en-US">Measurement Frequency [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueByMeasurementFrequencyAxis" xml:lang="en-US">Measurement Frequency [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="lab_9K2IJ8761964_us-gaap_FairValueByMeasurementFrequencyAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueMeasurementFrequencyDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueMeasurementFrequencyDomain" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueMeasurementFrequencyDomain" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueMeasurementFrequencyDomain" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueMeasurementFrequencyDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_7I0GH6549742_us-gaap_FairValueMeasurementsRecurringMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueMeasurementsRecurringMember" xml:lang="en-US">Fair Value, Measurements, Recurring [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueMeasurementsRecurringMember" xml:lang="en-US">Recurring Basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FairValueMeasurementsRecurringMember" xlink:to="lab_9K2IJ8761964_us-gaap_FairValueMeasurementsRecurringMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_7I0GH6549742_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value, Measurements, Fair Value Hierarchy [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value, Measurements, Fair Value Hierarchy [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="lab_9K2IJ8761964_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueInputsLevel1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Level 1</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueInputsLevel1Member" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueInputsLevel1Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_7I0GH6549742_us-gaap_FairValueInputsLevel2Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Level 2</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FairValueInputsLevel2Member" xlink:to="lab_9K2IJ8761964_us-gaap_FairValueInputsLevel2Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueInputsLevel3Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Level 3</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueInputsLevel3Member" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueInputsLevel3Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_7I0GH6549742_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Estimate Of Fair Value, Fair Value Disclosure [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:to="lab_9K2IJ8761964_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US">Fair Value, Assets and Liabilities Measured On Recurring and Nonrecurring Basis [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:label="loc_7I0GH6549742_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xml:lang="en-US">Interest Rate Derivative Liabilities, At Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xml:lang="en-US">Interest rate swap agreements - liability</label>
<label xlink:type="resource" xlink:label="lab_9K2IJ8761964_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Interest rate swap agreements - liability</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:to="lab_9K2IJ8761964_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateDerivativeAssetsAtFairValue" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_InterestRateDerivativeAssetsAtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InterestRateDerivativeAssetsAtFairValue" xml:lang="en-US">Interest Rate Derivative Assets, at Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_InterestRateDerivativeAssetsAtFairValue" xml:lang="en-US">Interest rate swap agreements - asset</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_InterestRateDerivativeAssetsAtFairValue" xlink:to="lab_J2091149494919IHHHL6_us-gaap_InterestRateDerivativeAssetsAtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_7I0GH6549742_us-gaap_FairValueByBalanceSheetGroupingTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueByBalanceSheetGroupingTable" xml:lang="en-US">Fair Value, By Balance Sheet Grouping [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_FairValueByBalanceSheetGroupingTable" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_FairValueByBalanceSheetGroupingTable" xlink:to="lab_9K2IJ8761964_us-gaap_FairValueByBalanceSheetGroupingTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xml:lang="en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xml:lang="en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="lab_J2091149494919IHHHL6_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableFairValueDisclosure" xlink:label="loc_7I0GH6549742_us-gaap_NotesReceivableFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableFairValueDisclosure" xml:lang="en-US">Notes Receivable, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_NotesReceivableFairValueDisclosure" xml:lang="en-US">Finance receivables</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_NotesReceivableFairValueDisclosure" xlink:to="lab_9K2IJ8761964_us-gaap_NotesReceivableFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LinesOfCreditFairValueDisclosure" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LinesOfCreditFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LinesOfCreditFairValueDisclosure" xml:lang="en-US">Lines Of Credit, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LinesOfCreditFairValueDisclosure" xml:lang="en-US">Line of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LinesOfCreditFairValueDisclosure" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LinesOfCreditFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancialInstrumentsNotMeasuredAtFairValueTable" xlink:label="loc_7I0GH6549742_nick_FinancialInstrumentsNotMeasuredAtFairValueTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_FinancialInstrumentsNotMeasuredAtFairValueTable" xml:lang="en-US">Financial Instruments Not Measured At Fair Value [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_FinancialInstrumentsNotMeasuredAtFairValueTable" xml:lang="en-US">Financial Instruments Not Measured At Fair Value [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_FinancialInstrumentsNotMeasuredAtFairValueTable" xlink:to="lab_9K2IJ8761964_nick_FinancialInstrumentsNotMeasuredAtFairValueTable"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xlink:label="loc_H0879927272797GFFFJ4_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xml:lang="en-US">Financial Instruments Not Measured At Fair Value [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xml:lang="en-US">Financial Instruments Not Measured At Fair Value [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xlink:to="lab_J2091149494919IHHHL6_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_7I0GH6549742_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Common Stock, Dividends, Per Share, Cash Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Amount of Dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Dividend paid in cash (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_CommonStockDividendsPerShareCashPaid" xlink:to="lab_9K2IJ8761964_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableDateDeclaredDayMonthAndYear" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear" xml:lang="en-US">Dividends Payable, Date Declared</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear" xml:lang="en-US">Date Declared</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear" xml:lang="en-US">Dividends payable, date declared</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendPayableDateToBePaidDayMonthAndYear" xlink:label="loc_7I0GH6549742_us-gaap_DividendPayableDateToBePaidDayMonthAndYear"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_DividendPayableDateToBePaidDayMonthAndYear" xml:lang="en-US">Dividends Payable, Date to be Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DividendPayableDateToBePaidDayMonthAndYear" xml:lang="en-US">Date Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_DividendPayableDateToBePaidDayMonthAndYear" xml:lang="en-US">Dividends payable, date to be paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_DividendPayableDateToBePaidDayMonthAndYear" xlink:to="lab_9K2IJ8761964_us-gaap_DividendPayableDateToBePaidDayMonthAndYear"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableDateOfRecordDayMonthAndYear" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear" xml:lang="en-US">Dividends Payable, Date of Record</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear" xml:lang="en-US">Record Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear" xml:lang="en-US">Dividends payable, date of record</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear" xlink:to="lab_J2091149494919IHHHL6_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DividendDistributionWithholdingTaxPercentage" xlink:label="loc_7I0GH6549742_nick_DividendDistributionWithholdingTaxPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_DividendDistributionWithholdingTaxPercentage" xml:lang="en-US">Dividend Distribution Withholding Tax Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_DividendDistributionWithholdingTaxPercentage" xml:lang="en-US">Withholding tax payable percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_DividendDistributionWithholdingTaxPercentage" xml:lang="en-US">This element represents the percentage of withholding tax payable by the entity.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_DividendDistributionWithholdingTaxPercentage" xlink:to="lab_9K2IJ8761964_nick_DividendDistributionWithholdingTaxPercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesTable" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LossContingenciesTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LossContingenciesTable" xml:lang="en-US">Loss Contingencies [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LossContingenciesTable" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LossContingenciesTable"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementAxis" xlink:label="loc_7I0GH6549742_nick_AgreementAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_AgreementAxis" xml:lang="en-US">Agreement [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_AgreementAxis" xml:lang="en-US">Represents information related to agreement between the parties.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_AgreementAxis" xlink:to="lab_9K2IJ8761964_nick_AgreementAxis"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementDomain" xlink:label="loc_H0879927272797GFFFJ4_nick_AgreementDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_nick_AgreementDomain" xml:lang="en-US">Agreement [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_J2091149494919IHHHL6_nick_AgreementDomain" xml:lang="en-US">Represents information related to agreement between the parties.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_nick_AgreementDomain" xlink:to="lab_J2091149494919IHHHL6_nick_AgreementDomain"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ArrangementAgreementMember" xlink:label="loc_7I0GH6549742_nick_ArrangementAgreementMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_nick_ArrangementAgreementMember" xml:lang="en-US">Arrangement Agreement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_nick_ArrangementAgreementMember" xml:lang="en-US">Arrangement agreement</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_9K2IJ8761964_nick_ArrangementAgreementMember" xml:lang="en-US">Represents information of arrangement agreement.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_nick_ArrangementAgreementMember" xlink:to="lab_9K2IJ8761964_nick_ArrangementAgreementMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesLineItems" xlink:label="loc_H0879927272797GFFFJ4_us-gaap_LossContingenciesLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_J2091149494919IHHHL6_us-gaap_LossContingenciesLineItems" xml:lang="en-US">Loss Contingencies [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_H0879927272797GFFFJ4_us-gaap_LossContingenciesLineItems" xlink:to="lab_J2091149494919IHHHL6_us-gaap_LossContingenciesLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingencyNewClaimsFiledNumber" xlink:label="loc_7I0GH6549742_us-gaap_LossContingencyNewClaimsFiledNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_9K2IJ8761964_us-gaap_LossContingencyNewClaimsFiledNumber" xml:lang="en-US">Loss Contingency, New Claims Filed, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_9K2IJ8761964_us-gaap_LossContingencyNewClaimsFiledNumber" xml:lang="en-US">Number of filed lawsuits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_7I0GH6549742_us-gaap_LossContingencyNewClaimsFiledNumber" xlink:to="lab_9K2IJ8761964_us-gaap_LossContingencyNewClaimsFiledNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Earnings Per Share, Basic and Diluted [Abstract]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Earnings per share:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:to="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract"/>




<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts"/>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Notes Receivable Gross Amount Including Chapter 13 Bankrupt Accounts</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents gross amount of notes receivable including chapter 13 bankrupt accounts.</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Finance receivables, gross contract</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Finance receivables, gross contract</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xml:lang="en-US">Gross Balance Outstanding</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/zeroLabel" xml:lang="en-US">Amount of gross finance receivables not accruing interest</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Gross Balance Outstanding</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Gross Balance Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:to="lab_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts"/>




<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts"/>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Notes Receivable Gross Amount Excluding Chapter 13 Bankrupt Accounts</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents gross amount of notes receivable excluding chapter 13 bankrupt accounts.</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Finance receivables, net</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xml:lang="en-US">Gross Balance Outstanding</label>
<label xlink:type="resource" xlink:label="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Finance receivables, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:to="lab_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts"/>
</labelLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>12
<FILENAME>nick-20140630_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.1.0.1 on Friday, August 08, 2014 10:41:09 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#DocumentAndEntityInformation" roleURI="http://www.nicholasfinancial.com/role/DocumentAndEntityInformation"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedBalanceSheets" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheets"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedBalanceSheetsParentheticals" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheetsParentheticals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedStatementsOfIncomeUnaudited" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfIncomeUnaudited"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ConsolidatedStatementsOfCashFlowsUnaudited" roleURI="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfCashFlowsUnaudited"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#BasisOfPresentation" roleURI="http://www.nicholasfinancial.com/role/BasisOfPresentation"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#RevenueRecognition" roleURI="http://www.nicholasfinancial.com/role/RevenueRecognition"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#EarningsPerShare" roleURI="http://www.nicholasfinancial.com/role/EarningsPerShare"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivables" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivables"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#Lineofcredit" roleURI="http://www.nicholasfinancial.com/role/Lineofcredit"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreements" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreements"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#IncomeTaxes" roleURI="http://www.nicholasfinancial.com/role/IncomeTaxes"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosures" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosures"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#CashDividend" roleURI="http://www.nicholasfinancial.com/role/CashDividend"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#Contingencies" roleURI="http://www.nicholasfinancial.com/role/Contingencies"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#RecentlyIssuedAccountingStandards" roleURI="http://www.nicholasfinancial.com/role/RecentlyIssuedAccountingStandards"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#EarningsPerShareTables" roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareTables"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesTables" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesTables"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsTables" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsTables"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresTables" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresTables"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#RevenueRecognitionDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/RevenueRecognitionDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#EarningsPerShareBasicAndDilutedEarningsPerShareDetails" roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareBasicAndDilutedEarningsPerShareDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#EarningsPerShareDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/EarningsPerShareDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2" roleURI="http://www.nicholasfinancial.com/role/Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesDetailTextuals1" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FinanceReceivablesDetailTextuals2" roleURI="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals2"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#LineOfCreditDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/LineOfCreditDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#InterestRateSwapAgreementsDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#IncomeTaxesDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/IncomeTaxesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#FairValueDisclosuresDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/FairValueDisclosuresDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#CashDividendDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/CashDividendDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="nick-20140630.xsd#ContingenciesDetailTextuals" roleURI="http://www.nicholasfinancial.com/role/ContingenciesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/DocumentAndEntityInformation">
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DocumentAndEntityInformationAbstract" xlink:label="loc_nick_DocumentAndEntityInformationAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityRegistrantName_1" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityCentralIndexKey_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_TradingSymbol_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_CurrentFiscalYearEndDate_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityFilerCategory_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentType_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentPeriodEndDate_8" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_AmendmentFlag_9" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentFiscalYearFocus_10" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentFiscalPeriodFocus_11" order="100" use="optional"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_AssetsAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_Cash_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_NotesReceivableNet_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_5" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="loc_us-gaap_IncomeTaxReceivable_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_IncomeTaxReceivable_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xlink:label="loc_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue_8" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_9" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_Assets_10" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_LineOfCredit_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DraftsPayable" xlink:label="loc_us-gaap_DraftsPayable_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_DraftsPayable_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xlink:label="loc_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedIncomeTaxes" xlink:label="loc_us-gaap_AccruedIncomeTaxes_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_AccruedIncomeTaxes_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenue" xlink:label="loc_us-gaap_DeferredRevenue_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_DeferredRevenue_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_Liabilities_18" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_20" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_us-gaap_PreferredStockValueOutstanding_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_20" xlink:to="loc_us-gaap_PreferredStockValueOutstanding_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="loc_us-gaap_CommonStockValueOutstanding_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_20" xlink:to="loc_us-gaap_CommonStockValueOutstanding_22" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_20" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_20" xlink:to="loc_us-gaap_StockholdersEquity_24" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_25" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheetsParentheticals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockNoParValue" xlink:label="loc_us-gaap_PreferredStockNoParValue_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockNoParValue_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockSharesIssued_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockNoParValue" xlink:label="loc_us-gaap_CommonStockNoParValue_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockNoParValue_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockSharesIssued_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfIncomeUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="loc_us-gaap_OperatingExpensesAbstract_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_OperatingExpensesAbstract_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketingExpense" xlink:label="loc_us-gaap_MarketingExpense_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_MarketingExpense_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_LaborAndRelatedExpense_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_ProfessionalFees_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DividendTaxExpense" xlink:label="loc_nick_DividendTaxExpense_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_nick_DividendTaxExpense_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="loc_us-gaap_DepreciationNonproduction_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_DepreciationNonproduction_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_InterestExpense_10" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1_11" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="loc_us-gaap_OperatingExpenses_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_2" xlink:to="loc_us-gaap_OperatingExpenses_12" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_NetIncomeLoss_15" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareAbstract_16" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_16" xlink:to="loc_us-gaap_EarningsPerShareBasic_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_16" xlink:to="loc_us-gaap_EarningsPerShareDiluted_18" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_CommonStockDividendsPerShareDeclared_19" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfCashFlowsUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_1" xlink:to="loc_us-gaap_NetIncomeLoss_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_1" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="loc_us-gaap_DepreciationNonproduction_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_DepreciationNonproduction_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_us-gaap_AdjustmentForAmortization_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_AdjustmentForAmortization_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_ShareBasedCompensation_9" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1_10" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_11" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_11" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_11" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_11" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredRevenue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_11" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredRevenue_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_1" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PurchaseAndOriginationOfFinanceContracts" xlink:label="loc_nick_PurchaseAndOriginationOfFinanceContracts_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_nick_PurchaseAndOriginationOfFinanceContracts_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="loc_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_IncreaseInAssetsHeldForResale" xlink:label="loc_nick_IncreaseInAssetsHeldForResale_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_nick_IncreaseInAssetsHeldForResale_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_22" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_23" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit_25" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_IncreaseDecreaseInDraftsPayable" xlink:label="loc_nick_IncreaseDecreaseInDraftsPayable_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" xlink:to="loc_nick_IncreaseDecreaseInDraftsPayable_26" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" xlink:to="loc_us-gaap_PaymentsOfDividends_27" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_28" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_29" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_24" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_30" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashPeriodIncreaseDecrease_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_CashPeriodIncreaseDecrease_31" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_Cash_32" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_Cash_33" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/BasisOfPresentation">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfAccounting" xlink:label="loc_us-gaap_BasisOfAccounting_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_0" xlink:to="loc_us-gaap_BasisOfAccounting_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/RevenueRecognition">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenueDisclosureAbstract" xlink:label="loc_us-gaap_DeferredRevenueDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenueDisclosureTextBlock" xlink:label="loc_us-gaap_DeferredRevenueDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredRevenueDisclosureAbstract_0" xlink:to="loc_us-gaap_DeferredRevenueDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/EarningsPerShare">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="loc_us-gaap_FinancingReceivablesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_FinancingReceivablesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/Lineofcredit">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityAbstract" xlink:label="loc_us-gaap_LineOfCreditFacilityAbstract_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_LineOfCreditFacilitiesTextBlock" xlink:label="loc_nick_LineOfCreditFacilitiesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityAbstract_0" xlink:to="loc_nick_LineOfCreditFacilitiesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreements">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/IncomeTaxes">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosures">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/CashDividend">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAbstract" xlink:label="loc_us-gaap_DividendsAbstract_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_CashDividendsTextBlock" xlink:label="loc_nick_CashDividendsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAbstract_0" xlink:to="loc_nick_CashDividendsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/Contingencies">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock" xlink:label="loc_us-gaap_LegalMattersAndContingenciesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_us-gaap_LegalMattersAndContingenciesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/RecentlyIssuedAccountingStandards">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingChangesAndErrorCorrectionsAbstract" xlink:label="loc_us-gaap_AccountingChangesAndErrorCorrectionsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingChangesAndErrorCorrectionsTextBlock" xlink:label="loc_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingChangesAndErrorCorrectionsAbstract_0" xlink:to="loc_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/EarningsPerShareTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3" xlink:to="loc_us-gaap_CustomerContractsMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3" xlink:to="loc_us-gaap_ConsumerLoanMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6" xlink:to="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock" xlink:label="loc_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6" xlink:to="loc_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock" xlink:label="loc_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock" xlink:label="loc_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/RevenueRecognitionDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredRevenueDisclosureAbstract" xlink:label="loc_us-gaap_DeferredRevenueDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfReceivableInterestDiscount" xlink:label="loc_nick_PercentageOfReceivableInterestDiscount_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredRevenueDisclosureAbstract_0" xlink:to="loc_nick_PercentageOfReceivableInterestDiscount_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/EarningsPerShareBasicAndDilutedEarningsPerShareDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_NetIncomeLoss_1" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DenominatorAbstract" xlink:label="loc_nick_DenominatorAbstract_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_nick_DenominatorAbstract_2" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DenominatorAbstract_2" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DenominatorAbstract_2" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_4" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_5" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DenominatorAbstract_2" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:to="loc_us-gaap_EarningsPerShareBasic" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:to="loc_us-gaap_EarningsPerShareDiluted" order="1" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/EarningsPerShareDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_2" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_us-gaap_EmployeeStockOptionMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_3" xlink:to="loc_us-gaap_EmployeeStockOptionMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_1" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_5" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ContractsAndDirectLoansMember" xlink:label="loc_nick_ContractsAndDirectLoansMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_nick_ContractsAndDirectLoansMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_us-gaap_NotesReceivableGross_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_us-gaap_NotesReceivableGross_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables" xlink:label="loc_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableNetUnearnedInterest" xlink:label="loc_nick_NotesReceivableNetUnearnedInterest_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_nick_NotesReceivableNetUnearnedInterest_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_UnearnedDiscountIncludedInFinancingReceivables" xlink:label="loc_nick_UnearnedDiscountIncludedInFinancingReceivables_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_nick_UnearnedDiscountIncludedInFinancingReceivables_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts" xlink:label="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts_13" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_14" order="50" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_us-gaap_NotesReceivableNet_15" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xlink:label="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10" xlink:to="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_10" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_15" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancingReceivableAllowanceForCreditLossesAbsorbed" xlink:label="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_9" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_14" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_9" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:label="loc_us-gaap_PerformingFinancingReceivableMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_10" xlink:to="loc_us-gaap_PerformingFinancingReceivableMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:label="loc_us-gaap_NonperformingFinancingReceivableMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_10" xlink:to="loc_us-gaap_NonperformingFinancingReceivableMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_BankruptAccountsFinancingReceivableMember" xlink:label="loc_nick_BankruptAccountsFinancingReceivableMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_10" xlink:to="loc_nick_BankruptAccountsFinancingReceivableMember_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" xlink:to="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" xlink:to="loc_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts" xlink:label="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/positiveTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue_14" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_15" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_16" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_17" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal" xlink:label="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal_18" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_RangeAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MinimumMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MaximumMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_InitialTermsOfFinanceReceivables" xlink:label="loc_nick_InitialTermsOfFinanceReceivables_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_13" xlink:to="loc_nick_InitialTermsOfFinanceReceivables_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesWeightedAverageInterestRate" xlink:label="loc_nick_FinanceReceivablesWeightedAverageInterestRate_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_13" xlink:to="loc_nick_FinanceReceivablesWeightedAverageInterestRate_15" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_13" xlink:to="loc_us-gaap_NotesReceivableNet_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinanceReceivablesPercentage" xlink:label="loc_nick_FinanceReceivablesPercentage_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_13" xlink:to="loc_nick_FinanceReceivablesPercentage_17" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AverageLoanToValueRatio" xlink:label="loc_nick_AverageLoanToValueRatio_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_8" xlink:to="loc_nick_AverageLoanToValueRatio_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PerformingAccountCriteriaMaximumPeriod" xlink:label="loc_nick_PerformingAccountCriteriaMaximumPeriod_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_nick_PerformingAccountCriteriaMaximumPeriod_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_NonPerformingAccountCriteriaMinimumPeriod" xlink:label="loc_nick_NonPerformingAccountCriteriaMinimumPeriod_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_nick_NonPerformingAccountCriteriaMinimumPeriod_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DelinquentAccountCriteriaPeriod" xlink:label="loc_nick_DelinquentAccountCriteriaPeriod_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_nick_DelinquentAccountCriteriaPeriod_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/LineOfCreditDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityAbstract" xlink:label="loc_us-gaap_LineOfCreditFacilityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityTable" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityAbstract_0" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_1" xlink:to="loc_us-gaap_CreditFacilityAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_2" xlink:to="loc_us-gaap_CreditFacilityDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditMember" xlink:label="loc_us-gaap_LineOfCreditMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_3" xlink:to="loc_us-gaap_LineOfCreditMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_1" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_LineOfCreditFacilityInterestRatePlusApplicableMargin" xlink:label="loc_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_us-gaap_LineOfCredit_11" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_5" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_12" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_2" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" xlink:to="loc_us-gaap_DerivativesFairValueLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativesFairValueRollForward" xlink:label="loc_nick_DerivativesFairValueRollForward_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_5" xlink:to="loc_nick_DerivativesFairValueRollForward_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_invest_DerivativeNotionalAmount_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DerivativesFairValueRollForward_6" xlink:to="loc_invest_DerivativeNotionalAmount_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AdditionsOfNotionalAmountOfInterestRateSwaps" xlink:label="loc_nick_AdditionsOfNotionalAmountOfInterestRateSwaps_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DerivativesFairValueRollForward_6" xlink:to="loc_nick_AdditionsOfNotionalAmountOfInterestRateSwaps_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod" xlink:label="loc_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DerivativesFairValueRollForward_6" xlink:to="loc_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_invest_DerivativeNotionalAmount_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_DerivativesFairValueRollForward_6" xlink:to="loc_invest_DerivativeNotionalAmount_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PeriodicSettlementsIncludedInInterestExpense" xlink:label="loc_nick_PeriodicSettlementsIncludedInInterestExpense_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_nick_PeriodicSettlementsIncludedInInterestExpense_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_PreTaxIncomeLossRecognizedInIncome" xlink:label="loc_nick_PreTaxIncomeLossRecognizedInIncome_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_nick_PreTaxIncomeLossRecognizedInIncome_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_us-gaap_DerivativeTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_DerivativeTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="loc_us-gaap_DerivativeByNatureAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_1" xlink:to="loc_us-gaap_DerivativeByNatureAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="loc_us-gaap_DerivativeNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeByNatureAxis_2" xlink:to="loc_us-gaap_DerivativeNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeNameDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_us-gaap_DerivativeLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_1" xlink:to="loc_us-gaap_DerivativeLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageVariableInterestRateReceived" xlink:label="loc_nick_DerivativeAverageVariableInterestRateReceived_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_5" xlink:to="loc_nick_DerivativeAverageVariableInterestRateReceived_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageFixedInterestRatePaid" xlink:label="loc_nick_DerivativeAverageFixedInterestRatePaid_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_5" xlink:to="loc_nick_DerivativeAverageFixedInterestRatePaid_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_2" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_1" xlink:to="loc_us-gaap_DerivativesFairValueLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NumberOfInterestRateDerivativesHeld" xlink:label="loc_us-gaap_NumberOfInterestRateDerivativesHeld_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_5" xlink:to="loc_us-gaap_NumberOfInterestRateDerivativesHeld_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTermOfContract" xlink:label="loc_us-gaap_DerivativeTermOfContract_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_5" xlink:to="loc_us-gaap_DerivativeTermOfContract_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeAverageFixedInterestRatePaid" xlink:label="loc_nick_DerivativeAverageFixedInterestRatePaid_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_5" xlink:to="loc_nick_DerivativeAverageFixedInterestRatePaid_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DerivativeDescriptionOfVariableRateBasisTwo" xlink:label="loc_nick_DerivativeDescriptionOfVariableRateBasisTwo_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_5" xlink:to="loc_nick_DerivativeDescriptionOfVariableRateBasisTwo_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_invest_DerivativeNotionalAmount_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_5" xlink:to="loc_invest_DerivativeNotionalAmount_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/IncomeTaxesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:label="loc_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_11" xlink:to="loc_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateDerivativeAssetsAtFairValue" xlink:label="loc_us-gaap_InterestRateDerivativeAssetsAtFairValue_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_11" xlink:to="loc_us-gaap_InterestRateDerivativeAssetsAtFairValue_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_1" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableFairValueDisclosure" xlink:label="loc_us-gaap_NotesReceivableFairValueDisclosure_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8" xlink:to="loc_us-gaap_NotesReceivableFairValueDisclosure_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LinesOfCreditFairValueDisclosure" xlink:label="loc_us-gaap_LinesOfCreditFairValueDisclosure_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8" xlink:to="loc_us-gaap_LinesOfCreditFairValueDisclosure_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/FairValueDisclosuresDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancialInstrumentsNotMeasuredAtFairValueTable" xlink:label="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_us-gaap_ReceivableTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2" xlink:to="loc_us-gaap_ReceivableTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceReceivablesMember" xlink:label="loc_us-gaap_FinanceReceivablesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_3" xlink:to="loc_us-gaap_FinanceReceivablesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerContractsMember" xlink:label="loc_us-gaap_CustomerContractsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CustomerContractsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_us-gaap_RangeAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MinimumMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MaximumMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems" xlink:label="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueTable_1" xlink:to="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_InitialTermsOfFinanceReceivables" xlink:label="loc_nick_InitialTermsOfFinanceReceivables_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems_13" xlink:to="loc_nick_InitialTermsOfFinanceReceivables_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/CashDividendDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAbstract" xlink:label="loc_us-gaap_DividendsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAbstract_0" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableDateDeclaredDayMonthAndYear" xlink:label="loc_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAbstract_0" xlink:to="loc_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendPayableDateToBePaidDayMonthAndYear" xlink:label="loc_us-gaap_DividendPayableDateToBePaidDayMonthAndYear_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAbstract_0" xlink:to="loc_us-gaap_DividendPayableDateToBePaidDayMonthAndYear_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableDateOfRecordDayMonthAndYear" xlink:label="loc_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAbstract_0" xlink:to="loc_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_DividendDistributionWithholdingTaxPercentage" xlink:label="loc_nick_DividendDistributionWithholdingTaxPercentage_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsAbstract_0" xlink:to="loc_nick_DividendDistributionWithholdingTaxPercentage_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.nicholasfinancial.com/role/ContingenciesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesTable" xlink:label="loc_us-gaap_LossContingenciesTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_us-gaap_LossContingenciesTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementAxis" xlink:label="loc_nick_AgreementAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesTable_1" xlink:to="loc_nick_AgreementAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_AgreementDomain" xlink:label="loc_nick_AgreementDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_AgreementAxis_2" xlink:to="loc_nick_AgreementDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="nick-20140630.xsd#nick_ArrangementAgreementMember" xlink:label="loc_nick_ArrangementAgreementMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nick_AgreementDomain_3" xlink:to="loc_nick_ArrangementAgreementMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesLineItems" xlink:label="loc_us-gaap_LossContingenciesLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesTable_1" xlink:to="loc_us-gaap_LossContingenciesLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingencyNewClaimsFiledNumber" xlink:label="loc_us-gaap_LossContingencyNewClaimsFiledNumber_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesLineItems_5" xlink:to="loc_us-gaap_LossContingencyNewClaimsFiledNumber_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g767435ex10_8pg01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g767435ex10_8pg01.jpg
M_]C_X``02D9)1@`!`0$!+`$L``#_X@Q824-#7U!23T9)3$4``0$```Q(3&EN
M;P(0``!M;G1R4D="(%A96B`'S@`"``D`!@`Q``!A8W-P35-&5`````!)14,@
M<U)'0@``````````````````]M8``0````#3+4A0("``````````````````
M`````````````````````````````````````````````!%C<')T```!4```
M`#-D97-C```!A````&QW='!T```!\````!1B:W!T```"!````!1R6%E:```"
M&````!1G6%E:```"+````!1B6%E:```"0````!1D;6YD```"5````'!D;61D
M```"Q````(AV=65D```#3````(9V:65W```#U````"1L=6UI```#^````!1M
M96%S```$#````"1T96-H```$,`````QR5%)#```$/```"`QG5%)#```$/```
M"`QB5%)#```$/```"`QT97AT`````$-O<'ER:6=H="`H8RD@,3DY."!(97=L
M971T+5!A8VMA<F0@0V]M<&%N>0``9&5S8P`````````2<U)'0B!)14,V,3DV
M-BTR+C$``````````````!)S4D="($E%0S8Q.38V+3(N,0``````````````
M````````````````````````````````````````````````````6%E:(```
M`````/-1``$````!%LQ865H@`````````````````````%A96B````````!O
MH@``./4```.06%E:(````````&*9``"WA0``&-I865H@````````)*````^$
M``"VSV1E<V,`````````%DE%0R!H='1P.B\O=W=W+FEE8RYC:```````````
M````%DE%0R!H='1P.B\O=W=W+FEE8RYC:```````````````````````````
M``````````````````````````````````!D97-C`````````"Y)14,@-C$Y
M-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92`M('-21T(`````````
M`````"Y)14,@-C$Y-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92`M
M('-21T(`````````````````````````````9&5S8P`````````L4F5F97)E
M;F-E(%9I97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0``````````
M````+%)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR
M+C$``````````````````````````````````'9I97<``````!.D_@`47RX`
M$,\4``/MS``$$PL``UR>`````5A96B```````$P)5@!0````5Q_G;65A<P``
M```````!`````````````````````````H\````"<VEG(`````!#4E0@8W5R
M=@````````0`````!0`*``\`%``9`!X`(P`H`"T`,@`W`#L`0`!%`$H`3P!4
M`%D`7@!C`&@`;0!R`'<`?`"!`(8`BP"0`)4`F@"?`*0`J0"N`+(`MP"\`,$`
MQ@#+`-``U0#;`.``Y0#K`/``]@#[`0$!!P$-`1,!&0$?`24!*P$R`3@!/@%%
M`4P!4@%9`6`!9P%N`74!?`&#`8L!D@&:`:$!J0&Q`;D!P0')`=$!V0'A`>D!
M\@'Z`@,"#`(4`AT")@(O`C@"00)+`E0"70)G`G$">@*$`HX"F`*B`JP"M@+!
M`LL"U0+@`NL"]0,``PL#%@,A`RT#.`-#`T\#6@-F`W(#?@.*`Y8#H@.N`[H#
MQP/3`^`#[`/Y!`8$$P0@!"T$.P1(!%4$8P1Q!'X$C`2:!*@$M@3$!-,$X03P
M!/X%#04<!2L%.@5)!5@%9P5W!88%E@6F!;4%Q075!>4%]@8&!A8&)P8W!D@&
M609J!GL&C`:=!J\&P`;1!N,&]0<'!QD'*P<]!T\'80=T!X8'F0>L![\'T@?E
M!_@("P@?"#((1@A:"&X(@@B6"*H(O@C2".<(^PD0"24).@E/"60)>0F/":0)
MN@G/">4)^PH1"B<*/0I4"FH*@0J8"JX*Q0K<"O,+"PLB"SD+40MI"X`+F`NP
M"\@+X0OY#!(,*@Q##%P,=0R.#*<,P`S9#/,-#0TF#4`-6@UT#8X-J0W##=X-
M^`X3#BX.20YD#G\.FPZV#M(.[@\)#R4/00]>#WH/E@^S#\\/[!`)$"800Q!A
M$'X0FQ"Y$-<0]1$3$3$13Q%M$8P1JA')$>@2!Q(F$D429!*$$J,2PQ+C$P,3
M(Q-#$V,3@Q.D$\43Y10&%"<4211J%(L4K13.%/`5$A4T%585>!6;%;T5X!8#
M%B86219L%H\6LA;6%OH7'1=!%V47B1>N%](7]Q@;&$`891B*&*\8U1CZ&2`9
M11EK&9$9MQG=&@0:*AI1&G<:GAK%&NP;%!L[&V,;BANR&]H<`APJ'%(<>QRC
M',P<]1T>'4<=<!V9'<,=[!X6'D`>:AZ4'KX>Z1\3'SX?:1^4'[\?ZB`5($$@
M;""8(,0@\"$<(4@A=2&A(<XA^R(G(E4B@B*O(MTC"B,X(V8CE"/"(_`D'R1-
M)'PDJR3:)0DE."5H)9<EQR7W)B<F5R:')K<FZ"<8)TDG>B>K)]PH#2@_*'$H
MHBC4*08I."EK*9TIT"H"*C4J:"J;*L\K`BLV*VDKG2O1+`4L.2QN+*(LURT,
M+4$M=BVK+>$N%BY,+H(NMR[N+R0O6B^1+\<O_C`U,&PPI##;,1(Q2C&",;HQ
M\C(J,F,RFS+4,PTS1C-_,[@S\30K-&4TGC38-1,U336'-<(U_38W-G(VKC;I
M-R0W8#><-]<X%#A0.(PXR#D%.4(Y?SF\.?DZ-CIT.K(Z[SLM.VL[JCOH/"<\
M93RD/.,](CUA/:$]X#X@/F`^H#[@/R$_83^B/^)`(T!D0*9`YT$I06I!K$'N
M0C!"<D*U0O=#.D-]0\!$`T1'1(I$SD42155%FD7>1B)&9T:K1O!'-4=[1\!(
M!4A+2)%(UTD=26-)J4GP2C=*?4K$2PQ+4TN:2^),*DQR3+I-`DU*39--W$XE
M3FY.MT\`3TE/DT_=4"=0<5"[40914%&;4>92,5)\4L=3$U-?4ZI3]E1"5(]4
MVU4H5755PE8/5EQ6J5;W5T17DE?@6"]8?5C+61I9:5FX6@=:5EJF6O5;15N5
M6^5<-5R&7-9=)UUX7<E>&EYL7KU?#U]A7[-@!6!78*I@_&%/8:)A]6))8IQB
M\&-#8Y=CZV1`9)1DZ64]99)EYV8]9I)FZ&<]9Y-GZ6@_:)9H[&E#:9II\6I(
M:I]J]VM/:Z=K_VQ7;*]M"&U@;;EN$FYK;L1O'F]X;]%P*W"&<.!Q.G&5<?!R
M2W*F<P%S77.X=!1T<'3,=2AUA77A=CYVFW;X=U9WLW@1>&YXS'DJ>8EYYWI&
M>J5[!'MC>\)\(7R!?.%]07VA?@%^8G["?R-_A'_E@$>`J($*@6N!S8(P@I*"
M](-7@[J$'82`A..%1X6KA@Z&<H;7ASN'GX@$B&F(SHDSB9F)_HIDBLJ+,(N6
MB_R,8XS*C3&-F(W_CF:.SH\VCYZ0!I!ND-:1/Y&HDA&2>I+CDTV3MI0@E(J4
M])5?E<F6-):?EPJ7=9?@F$R8N)DDF9"9_)IHFM6;0INOG!R<B9SWG62=TIY`
MGJZ?'9^+G_J@::#8H4>AMJ(FHI:C!J-VH^:D5J3'I3BEJ:8:IHNF_:=NI^"H
M4JC$J3>IJ:H<JH^K`JMUJ^FL7*S0K42MN*XMKJ&O%J^+L`"P=;#JL6"QUK)+
MLL*S.+.NM"6TG+43M8JV`;9YMO"W:+?@N%FXT;E*N<*Z.[JUNRZ[I[PAO)N]
M%;V/O@J^A+[_OWJ_]<!PP.S!9\'CPE_"V\-8P]3$4<3.Q4O%R,9&QL/'0<>_
MR#W(O,DZR;G*.,JWRS;+MLPUS+7--<VUSC;.ML\WS[C0.="ZT3S1OM(_TL'3
M1-/&U$G4R]5.U='65=;8UUS7X-ADV.C9;-GQVG;:^]N`W`7<BMT0W9;>'-ZB
MWRG?K^`VX+WA1.',XE/BV^-CX^OD<^3\Y83F#>:6YQ_GJ>@RZ+SI1NG0ZEOJ
MY>MPZ_OLANT1[9SN*.ZT[T#OS/!8\.7Q<O'_\HSS&?.G]#3TPO50]=[V;?;[
M]XKX&?BH^3CYQ_I7^N?[=_P'_)C]*?VZ_DO^W/]M____VP!#``(!`0(!`0("
M`@("`@("`P4#`P,#`P8$!`,%!P8'!P<&!P<("0L)"`@*"`<'"@T*"@L,#`P,
M!PD.#PT,#@L,#`S_VP!#`0("`@,#`P8#`P8,"`<(#`P,#`P,#`P,#`P,#`P,
M#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`S_P``1"``R`$$#
M`2(``A$!`Q$!_\0`'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`
MM1```@$#`P($`P4%!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*Q
MP152T?`D,V)R@@D*%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA9
M6F-D969G:&EJ<W1U=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*S
MM+6VM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ
M_\0`'P$``P$!`0$!`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#
M!`<%!`0``0)W``$"`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1
M"A8D-.$E\1<8&1HF)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI
M:G-T=79W>'EZ@H.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZ
MPL/$Q<;'R,G*TM/4U=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1
M`Q$`/P#LO^"YG_!;']HW]B7_`(*)>(OA]\./%^CZ/X5T_2=.NH+:X\/VEY(L
MDT`>0F212QRW;/%?(/\`Q$R?MC_]%#\.?^$E8?\`Q%?1_P#P7,_X):_'[]MW
M_@JOXWUGX9_#?5]?T2VT+1P=2FEBL;.9A;[2D4T[(DC*5(94)*\9QFL7X0?\
M&B'QE\1:V5\<?$;P)X8TLVID672XY]3N1-E<1M&RQ*%P6RP<X*C`.<U.MR]#
MF_V1O^#AC]J_XL?$_5],UWQWH-S9VGA/7]5B1/#%E$5N+72[BX@;*IDA98T)
M'0@8/!KRU/\`@YE_;(9`3\0_#F2/^A2L/_B*R+/]A3Q#_P`$^_VXM;^'WB/Q
M'X0\4:V_PU\37KGPY>/=):B31KX)%*&5628J%?9C[KJ<G-=K\,/^#8#]IWXE
M?"/PYXJ6'P;HK^(5@D.C:G?RPZCIL4K@>9.@C*KM4AV0,7`XV[AMHU"R,+_B
M)D_;'_Z*'X<_\)*P_P#B*]/^*7_!PU^U=X7_`&8OA-XFL_'>@1:QXKEUQ-2F
M;PQ9,LPMKJ*.'"E,+A68''7/-<Q\'O\`@V`_:-\6?$^]TWQTOAGX<^$=*D8W
M7B6ZU**\BN(5<@O;PQMO8E1O`E\L;>I!XK]#OV`/^"57P0^&_P`/]$^&?QL\
M'Z5XP\3>#M%US7-/UZ^U!+K1+[1;NZC#7T*AE6+>`KJ'5GBVL1)R#0DP=C\R
M?^(F3]L?_HH?AS_PDK#_`.(KT']DO_@XG_:S^*W[57PS\+ZYX\T"YT7Q)XJT
MS2]0A3PO8Q-+;SW<<<BAU3*DJQ&1R*\%_9Q_X(Y_%?\`;6_:F\>>!/`VD6?A
MFU\+&345NO$<LMM;)82SNMF48*[RB6,95E!!`R2,C/Z+?L)?\&I&O?"#XN>`
M?'WQ&^*>G"_\):W#K,^B:!I[2Q3-;S>9`JW4I4@,R(7'E=-P!_BH5P=C]JZ*
M**H@*^5/^"NG[46F?L0_LP7'QA\RVO/$_@:YMQHVCW6LSV=MK#W4R12P/#&X
M69C;K.R>8KA#&6`^4UVGQM_;GT?X/_M+_#KX>Q6D&M?\)AJTVAZQ=6]_$LGA
M>Z:T%W9_:(F(.RX19`N.<A<`Y./PF_X+0_$/]I3]LW]HOP7\.]6\,Z;XEM_$
M,-SKO@%?#.C26>K^*M)#R^3+>6QF=E>-8YW6)\&/?*V!O-`TCYI_9.^*4_Q-
M_;3\>>-6TW2]'N=<\,^+]7^P6$1CLK-GTF\D$429)6->@&>`*_5S_@@;_P`%
MN_B=^W?^V;XO\'_%;7_"%IINI:&E[X>TJVMEM##=PM&CP6Q+%Y-T1>5E<NV5
MR"`,5^0G["^BWOA[X_\`B6RU&RN]/O+?P'XK66WNH6AEC/\`8EYP58`C\JX_
MPS^U+X@\#ZM\,=9\-Z;X:\->)OA2PETK7-.T_9?7TBSM/&]X69DG9&9E5M@.
MP[23@8E/N7:Y_8QX\^'6B_$>TTZ+6[07<.CZC;ZO:@RL@BN8'WQ2':1G:W.#
MD'N#7X6?\'%W[?KZ/^TY\-?&'P3\9VK_`&?PYXA\%W^H64*7%O(/M$4-Y;KO
M4HP&=N]<X(.#D5ZS\&O^"O5__P`%KO`%Q\$_#%[XB^%_QO\`$7@Z]L6\R[$7
MA74)2H^T7*O!')>++'$&DC4F-<LRDMP3\-_\%:?^"4WQ3_X)^_LQ?"31]:M$
M\5Z/X636)M4\2Z%:3MI5@]Y>1-!#(\B@HY"GJ,>]-DI'[$_\$4/BOI/P4_X)
M&_"/5/&>BV7@33CHLUP^J*WFV=Q;1R`)?74ZKMADGWJ0DAW$Y`SCC[?\&^,M
M*^(?A73]<T._MM5T?58%N;.\MW#Q7,3#*NK#J".]>+?\$U_'7PV\0?L2_"FR
M^'%YIR^'D\+V;6.GI*1/!&(U#[HG)D7#EL[O6L#_`(*<_MHVW[)7@CX>Z19Z
MG)8>+_B=XXT7PWHT<!B,IC>_MS=R%).L0@+1L5!8&=",=0Q'TW1110(_F6_X
M.3_$U_X&_P""TVM:]I%R]AK&BZ9H5]8W<8!>VGB@62.1<@C*NJD9!&17VQ_P
M1*^%/P>^,GPS\,_M&?M`_$B+QC\</%_B&X&CW/B3Q+]GFT"2WFG*Q6L22IY8
MD$4DC*0$(.T+C[WPI_P<_P!Y#!_P5[\7*\L:-_8.C\%@#_QZBOSV^UV?G>9Y
MEOOX.[(SQTJ;V9?0_</_`(*P_L9:Z_\`P52^+OQ7\.R_\)!X>M_A3?7GBADE
MCW>'I+C0M1L[9"@)8QNMF&W$`@RJ,8(-?B''_JU^E?:O[*?_``4:^*7QTO\`
MQSX+\6^*X=?LO$?AWQ'X@U;4)X(QJFI3V_AJZM8(YKA-I>".)%VQ,"H(W=>:
M^)(]2M_+7]_#T_OBDQH^_?\`@V\_:,G^`W_!3_PIIJ:"FMV_Q!B?P[.\=FLU
MSIN_YDN$<\Q(K+^\(ZH2*_<G_@N-^UCH?[+'_!.;XCW%[<Z-+KNOZ8VD:1IU
M_;I>+=S7!\L%H"<L@!8EL84@$U_.[_P1P_;H\(_\$_OV^?"_Q)\817UWX<LK
M6\T^]_L\+)/;K<0F/S0A/SA3R5')[5N_\%0OVI=6_:[^'OPL\=^(?$E]XD>_
MU7Q;%I=YJ.Q9X].75(S;0X`&T)&RC')'J::>@FM3SC_@F3\>=._99_;P^&?C
M75-6UO0M$T[6(HM6O-*O%M9Q:R?(_F.P*M`"5:16!W(K8^;!'[:_\%C/VV_A
M5XS_`&I?@+\/5T3PQXX\2W?B7PWJ_A/Q%:W[3G0S/K"I>NIB)C#^5;6P"R?>
M$S8`V\_SH_VE;_\`/>'_`+[%>L?L`75K'^W7\%ECD@4MX[T3A2!D_;X:$QV/
M[*Z***HS,'7_`(5>%_%6I->ZIX;T'4KQP%:>ZT^&:5@.`"S*3@52_P"%$>!_
M^A,\*?\`@HM__B***`);/X+>#M.E:2W\)^&8'9&C+1Z7`I*L"K+D+T()!'<&
MHO\`A0_@?_H3/"G_`(*+?_XBBB@`_P"%$>!_^A,\*?\`@HM__B*EE^"W@Z>U
MA@?PGX9>"WW>5&VEP%(MQRVT;<#)ZXZT44`1?\*(\#_]"9X4_P#!1;__`!%2
I6?P4\&Z==Q7%OX2\,03P.)(Y(]+@5XV!R&!"Y!!YR***`.GHHHH`_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVWAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Disclosures - Summary of financial instruments not measured at fair value (Details 1) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 1</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableFairValueDisclosure', window );">Finance receivables</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LinesOfCreditFairValueDisclosure', window );">Line of credit</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 2</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableFairValueDisclosure', window );">Finance receivables</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LinesOfCreditFairValueDisclosure', window );">Line of credit</a></td>
        <td class="nump">131,400,000<span></span></td>
        <td class="nump">127,900,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableFairValueDisclosure', window );">Finance receivables</a></td>
        <td class="nump">278,173,000<span></span></td>
        <td class="nump">269,344,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LinesOfCreditFairValueDisclosure', window );">Line of credit</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableFairValueDisclosure', window );">Finance receivables</a></td>
        <td class="nump">278,173,000<span></span></td>
        <td class="nump">269,344,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LinesOfCreditFairValueDisclosure', window );">Line of credit</a></td>
        <td class="nump">$ 131,400,000<span></span></td>
        <td class="nump">$ 127,900,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LinesOfCreditFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of contractual arrangement with a lender under which borrowings can be made up to a specific amount at any point in time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Line-of-Credit Arrangement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517033<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LinesOfCreditFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of an agreement for an unconditional promise by the maker to pay the holder a definite sum of money at a future date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Subparagraph b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>15
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
M4$L#!!0`!@`(````(0`CP#15]P$``'D:```3``@"6T-O;G1E;G1?5'EP97-=
M+GAM;""B!`(HH``"````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M``````````````````````````````````````#,F4%OVC`8AN^3]A\B7RMB
M;+.NJP@];.MQJ[3N![CQ!XE(;,MV6_CW<T);316C0D7:>R&"V-_[X,-S\#N_
MVO1=\4`AMLY63)135I"MG6GMJF*_;Z\G%ZR(25NC.V>I8EN*[&KQ\</\=NLI
M%GFWC15K4O*7G,>ZH5['TGFR^<W2A5ZG_#6LN-?U6J^(R^GTG-?.)K)IDH89
M;#'_1DM]WZ7B^R;_O",)U$56?-TM'+(JIKWOVEJG3,H?K'F5,GE**//.<4UL
M6A_/,@;C>Q.&-_\.>-KW,Q]-:`T5-SJD'[K/&'S3\4<7UG?.K<O#0_90NN6R
MK<FX^K[/)U!&'TB;V!"EOBO'9]GKUCYS'\@?%T<^/L2)08;_-PX^DD."<"@0
MCAD(QR<0CG,0CL\@'!<@'%]`.,04!03%J`)%J0+%J0)%J@+%J@)%JP+%JP)%
MK`+%K!+%K!+%K!+%K!+%K!+%K!+%K!+%K!+%K!+%K!+%K`K%K`K%K`K%K`K%
MK`K%K`K%K`K%K`K%K`K%K`K%K#,4L\Y0S#K[7V9-^6*?^/CY_K,8Q[QQLQS3
MMJ-XXMN@W="WDAL=R/Q*(5<@)P?X>_8ACEP0W`3G8ZY*`AU_"L]=R+![XO,@
M"JFEES9D7ZOPDIAKEN,#7]4:-!0YALR>;#X61XL_````__\#`%!+`P04``8`
M"````"$`M54P(_4```!,`@``"P`(`E]R96QS+RYR96QS(*($`BB@``(`````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````````````(R2ST[#,`S&[TB\0^3[ZFY("*&ENTQ(NR%4'L`D[A^U
MC:,D0/?VA`."2F/;T?;GSS];WN[F:50?'&(O3L.Z*$&Q,V)[UVIXK9]6#Z!B
M(F=I%,<:CAQA5]W>;%]XI)2;8M?[J+*+BQJZE/PC8C0=3Q0+\>QRI9$P4<IA
M:-&3&:AEW)3E/8:_'E`M/-7!:@@'>P>J/OH\^;*W-$UO>"_F?6*73HQ`GA,[
MRW;E0V8+J<_;J)I"RTF#%?.<TQ')^R)C`YXFVEQ/]/^V.'$B2XG02.#S/-^*
M<T#KZX$NGVBI^+W./.*GA.%-9/AAP<4/5%\```#__P,`4$L#!!0`!@`(````
M(0!\?3=H%@(``)09```:``@!>&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;',@
MH@0!**```0``````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M``````````````````````````````````````````````````"\F<V*VS`4
MA?>%OH/1OE%TKR8S4\:932G,MIT^@+&5.$QB&TO]R=M7A&`WT)YNS-D$+!/Y
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M:<PM-^:-KTWP9AG1+`HS]<\99%JZ5M([!./8-`[B"+NO"^SKPN[K`ONZL@-"
M<4*P5>Z@RAV[63C8+)2=GPKSTR^:GS&=C_FW_&Q^EV-D-(M>?K*XF6!:NKH>
M3&_VDP(?%,<>C8.S$7:S$=ALA-UL!#8;97N>0L]3=GPKC&^_:'RG_!XPS`J_
M'-K+)W0Z=F;CR,[\S/>/L,XXMK0=E+9C2]M!:0M;2P*UI(MJ:8K'64_3TC4Q
M%3X[RI:50ET)VX<%^K!GEST_6:"]^2]E^QL``/__`P!02P,$%``&``@````A
M`*9OJ^[+`P``(@T```\```!X;"]W;W)K8F]O:RYX;6R45^]/VS`0_3YI_T.4
M[R--TC)`E(F?&M(T(6#LH^4EU];"L2O;H>6_WSFES27..OA4+NT]OWOW[AQ.
MOZTK&;V`L4*K:9P>C.((5*%+H>;3^-?CS9>C.+*.JY)+K6`:OX*-OYU]_G2Z
MTN;YC];/$0(H.XT7SBU/DL06"ZBX/=!+4/C-3)N*.PS-/+%+`[RT"P!7R20;
MC0Z3B@L5;Q!.S'LP]&PF"KC215V!<AL0`Y([I&\78FGCL].9D/"TJ2CBR^5/
M7B'OM8PCR:V[+H6#<AI/,-0KZ#PP]?*B%A*_/<Y'>9R<[8J\,U$),UY+]XCE
M;=%1KVR<98?^EUZ*)P$KVR;Y,%K_%JK4*_]3E/9U%^5(8-5\]5N4;H'?CT:C
MW;/O(.8+MWV(\`G!;Q3$<YK/2#7E;15AV"EVK9QPK^Q6;=07&EOH5;_%RM(X
M,B<"_S"W9>J)4Y1+%%%+47*4B%UPR54![,&G6@*1$8CL`Q#LCA.4G*`T6O^3
MR(-#/K[=END95E40E#%!&>_ETD6YY+0BU'TGRJ2/<L&M:$Z^,V"11>,U2H%6
MTGB!5G(/+Z!J8/=0Z+D2WJ<TE_+_VC_YFAN%<VC9'1AL`S=`4RGIHW[JC5!-
M\_!8$"_\C\2Q;4TP/B0%'_=S?P@%7NE+`S@L-.TK24M'_;Q;Y0`E<NP>^\4>
M5GS)SN<&-JVC,+A2=G*G@0FQP;H"]LC77<['-"OPW0T7ACUQB5)?"5M(;6OD
M0DZ=X/BUIX:.XW:!F2^B!%72M,[`#%G,88MP98KN:71(TL!3OBW*29Q1:VN<
MM?.BT#5.K9HS]"D]GIHK#=P5.@1UZS5[0CV6!B8;<,H`!C5;&KAM;^<9+8<:
M+PV<-]S$`3K4B+A7>VML8.;8%3@N)'N$-:&3T>9BT,,94-<O@Z)9LM0D&>TV
M!O_':>G0`<MHMS'HX0RU:ONLLQLRVG(,WH'S4%<5-Z\X]U0?VO8L</'V;+)D
MFCV'PR`%=3%>D>WL;>Y+NB.'<,ZM!6O]UJ=\.GU_EY4'+\&,;B`,WJ%/VS#"
M9]+!">T<+F'B0_1>(X*_E7.ZG##X$"$T7PM$'9T'CNZN=D+&U5S2;9E31V/0
M([1_X#N544OG@:7W`W4JHY[.`T_O!T(2K434U/@:]J'2D,0.:$)OI#S8S?0>
MVZ<T]70>>GKP7F-^//!]B+#)J1<QZ)7UC]7Z-O84IU-5Z.EA/F_C07#&U-(8
M]/C@"UA[W^Z19TP-C4$?1C>WYN;^W0-SV&'3^#EI&HGOT067!;[@^P\_BPW5
M9/OOS=E?````__\#`%!+`P04``8`"````"$`&OVKPJT$``#U$```&````'AL
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M%1!1D%G00"@5O`(#\->J2[$T("+YQ_#_5&[[P]KVPD40N1X!W'IA7?]<"DG;
M*MZZGM?_(D2D%(I0*>*!>WD?+EU_V$$CP[R>\C[?K%I^LF"QP%#=,1=+CRQ!
M\#PA''Z<XJ49PM2$R*-06=NPRL%\!VEYWX1DY;Q#)`N)I'/$(+(S(1(`[D:+
M,+FIQ:]C?78B8.%$Q%Y82_$":(_6J.XLFQ.A0C0G$*#;G0AX;?N3@4-/'SE%
M!#(_>@MT(KM&:-9@G*DUD4</EO?U8(F'@)N,'_JZ@1219,@I)9Y'`V(@F8:X
M?A1$GIJ&9A)F.C5YW9R`C?@I6<PM(M?B=XW0K(7W6!.P$;?0B!LBX1`WWZ5Q
M&.E`-@6\)'0C%5;-6'2/,0$;QHQQ4T306$`I(;%K.)L2?@SY#A2A61-=;5([
MKJ=3P(:U6!\X102MA22*?0/(IH`?QKZK-I1F++G'F(`-8XEA#!$T1KTH)%0E
M:UB)F480V"7^!6L$-N7M01MHW5RDDH&;0#)RJ5&/Q,38)YF&T-`G4:**KQ8Y
M(HKPS3D=:,.>$I;VL*Q?VZ12!F<0>2Y1\=?-W=4)"-;U:76+5%V7YI#!D1,W
MB%76,*]21%H+O$N5C8A"?7O<L*QKUHR1TT%Q;>/(Q(>-&,_2BC)GQ/435Y4A
M/7+_JSV0>7^85"D90630`R64QD;!R:0*$@^Q:"&7\BNJ]>U!Q-JN!=&(4"K>
MS6!SGR,4NH3&:G"98HTAE+CT4O\G=W6)@39VA\J/#-^T#801O`=28PZ9E,$Y
M)#0,_$BM%3W+=_4*,F\6D9&[5#(R?C&EKF<@F89X0>@GDX:BV[NK7Y!YPXB,
M?I!*!M].8/4G)#:03$/@31LVR:7HW=4U"%9\6/WCNUMDK*Q4,K"^1F:67)3Y
M&M&B1^]J'`.MK[U)6G#M20::@WAA=Q=F3YO=5ZG7G=W5,RCV@^FVC<V>(9G+
MSE!#W5?;2G=F-(S;WHKA`&F^$<1FXY#,UWG#NB*1T211&F@23YEX&JM9NV<9
MJZK.*OB;.$%2R,IX=3S=/@Z'6^-Z"J?>X8CHC#?@T'G,]^S/O-V736=5;`>2
M[B("PRT>6_%+SX_#&?"%]W#<'#X>X.<%!B<G=P'PCO/^_$6<R\8?+#;_`0``
M__\#`%!+`P04``8`"````"$`V,7XO/L#``#$#P``&0```'AL+W=O<FMS:&5E
M=',O<VAE970S-BYX;6R4EUUOHS@4AN]7VO^`N"\0""1!2:J&KQUI5EJ-9G:O
M"3@)*F"$G:;]]WN,`6'3`9J+`(?'+^>\ML'>/[\7N?*&:I+A\J"N-$-54)G@
M-"NO!_77S_!IJRJ$QF4:Y[A$!_4#$?7Y^.<?^P>N7\D-(:J`0DD.ZHW2RM5U
MDMQ0$1,-5ZB$.Q=<%S&%R_JJDZI&<=HT*G+=-`Q'+^*L5+F"6R_1P)=+EB`?
M)_<"E92+U"B/*>1/;EE%.K4B62)7Q/7KO7I*<%&!Q#G+,_K1B*I*D;C?KB6N
MXW,.=;^OUG'2:3<7(_DB2VI,\(5J(*?S1,<U[_2=#DK'?9I!!<QVI4:7@_JR
M<J.5H>K'?6/0OQEZD,&Y0F[X$=59^CTK$;@-_<1ZX(SQ*T._I2P$C?51Z[#I
M@7]J)467^)[3'_CQ%\JN-PK=;4-%K#`W_?`12<!1D-%,FRDE.(<$X%\I,C8T
MP)'XO3D^LI3>#JKE:/;&L%:`*V=$:)@Q255)[H3BXC\.K5HI+F*V(A9DW][?
M:EO;7CO;S7*5=:L"QTX%A!>F`(]IZH!CW_C+=3BM"!Q[D<49;-K&<.P;+\U`
MY[W2=+(?T_BXK_%#@9D#OI,J9O-PY8+PY[T*W<G8%P8?5)C9T&$$AN+;T7+6
M>_T-AD_2,B?.P/^`L47&^XQQ1,;O&#:BV,,#.1#*@6@0T*&\OD;HY.4U,IC5
MV#WWU`4&!=E2LMYGC%2TSQG(L3?&%$L.QBKF1D3",>)(*M$8L9QM+R,8`]-I
MN3$,%HR1`YX<\'E@6++E2!4%<J-0#D2#@)`]3./EV3,87CT#]RU;2N7$&9C@
M?0])?>C-$OXL$<P2X2P131&"1U#,<H\8?%!!NZ_?<G;]R&EFX8DS4Q[-$OXL
M$<P2X2P131&"1_`R'GK$/G`6?":G7X6LD32>-H;D%6<@C]Y/>3S-$GY'L)>M
M--.#[MYO]<-9(IHB!)?@XS!T:=H=!LONK"1W.#-TQ]I(%7H+&'_,2"X'LT0X
M2T13A.`36_<N_J`R6/3)-.51Q)FUW7QO#<V0?/2$^UO-V0F_=?!DB<;[O,'0
M>-FP62*<):(I0C!L)QJV;/JQ1J)QUD:J\\2989W61EJM>`L8?\S(?LT2X2P1
M31&"7[#8_\((:VC9*2G_4POMFB%FVD;S$T>-MX#Q!::5D89SL(`)%S!LS\.&
M`,]Y]"SN&-_4\/5N@>HK\E">$R7!=[9A<:#</MIOIEXLMO23XB?3/7T6]TP7
M5CUC/C!=6-B,XZ'IPOIF'(],%Y8Y$-?[!\,>JHJOZ.^XOF8E47)T@90-C6UW
M:KX+XQ<45\TJ_HPI[)Z:TQOLEA$LF0T-X`O&M+M@#^CWW\?_`0``__\#`%!+
M`P04``8`"````"$`SL-/ZK0"```L!P``&0```'AL+W=O<FMS:&5E=',O<VAE
M970S-2YX;6R4E5UOVC`4AN\G[3]8OB?.!]"!"!70=:O42=.TCVOC.(E%'$>V
M*>V_WW$,40(;HEP`=EZ_?LXY]LGB_E56Z(5K(U2=XB@(,>(U4YFHBQ3_^ODX
M^H21L;3.:*5JGN(W;O#]\N.'Q4'IG2DYMP@<:I/BTMIF3HAA)9?4!*KA-3S)
ME9;4PE`7Q#2:TZQ=)"L2A^&42"IJ[!WF^A8/E>>"\0?%]I+7UIMH7E$+_*84
MC3FY27:+G:1ZMV]&3,D&++:B$O:M-<5(LOE342M-MQ7$_1J-*3MYMX,+>RF8
M5D;E-@`[XD$O8YZ1&0&GY2(3$(%+.](\3_$JFF^FF"P7;7Y^"WXPO?_(E.KP
M18OL6=0<D@UE<@78*K5STJ?,3<%B<K'ZL2W`=XTRGM-]97^HPU<NBM)"M2<0
MD(MKGKT]<,,@H6`3Q!/GQ%0%`/"-I'`G`Q)"7]O?@\ALF>)D&DSNPB0".=IR
M8Q^%L\2([8U5\H\714<K;Q(?31*@/SZ'J>N+B0=IXWJ@EBX76AT0G!78RC34
MG;QH#H8NH#&@^.V[$/\7(83F3%;.)<5PR&&Y@:J\+)-IO"`OD$IVU*PO-=%0
ML3DI7`4`KV.$Z/J,_T[V"<6)'8I+OF-;^PGP[MC.R#:7BA[\@`0R=#N)$T.!
M>QLGD[MAR&NO@81W<).A8G--,6`;OX?-B:'2O7V3:3+<>>TUU]BN*09L8')[
MWIQXF+<XFIVQ>0V<5'?6HF#R>71&OQDHXO[S`=GT/61.?$86AV=D7G,DFP7C
M</`9]T':\PGMJBV%#^7Z`D_NNY._Q9+K@F]X51G$U-YUGAA2TLUV37$5NPMQ
M-K^&9MFV%M(]@&;5T()_H[H0M4$5S\$R#.X@F]JW.S^PJFE[QU99:%/MWQ+>
M2APN7!B`.%?*G@;N.G?ON>5?````__\#`%!+`P04``8`"````"$``FR(K,H"
M```B!P``&0```'AL+W=O<FMS:&5E=',O<VAE970S-"YX;6R455MOVR`8?9^T
M_X!XCZ^Y.8I3):FZ5=JD:=KEF6!LHQIC`6G:?[\/DSBQTT7M2V+PX7#.^>#S
M\NY%5.B9*<UEG>+0"S!B-949KXL4__[U,)ICI`VI,U+)FJ7XE6E\M_K\:7F0
MZDF7C!D$#+5.<6E,L_!]34LFB/9DPVIXDTLEB(&A*GS=*$:R=I&H_"@(IKX@
MO,:.8:'>PR'SG%-V+^E>L-HX$L4J8D"_+GFC3VR"OH=.$/6T;T94B@8H=KSB
MYK4EQ4C0Q6-12T5V%?A^"<>$GKC;P16]X%1)+7/C`9WOA%Y[3OS$!Z;5,N/@
MP,:.%,M3O`X7VRGV5\LVGS^<'?3%,]*E/'Q1//O&:P9A0YEL`792/EGH8V:G
M8+%_M?JA+<`/A3*6DWUE?LK#5\:+TD"U)V#(^EIDK_=,4P@4:+QH8IFHK$``
M_"+![<F`0,A+^W_@F2E3'$^]R2R(0X"C'=/F@5M*C.A>&RG^.E!XI'(DT9$D
M!O7']S!U>['OA+2^[HDAJZ62!P1G!;;2#;$G+UP`H34T!BEN^\[B_QR"-4NR
MMBPIAD,.RS54Y7D53\.E_PQ1TB-F<XT9(+8GA*T`R.LT@KM+C6^'?9)BP5:*
M#=]JV[@)X.ZT17UEVVO$]`SI*8&$+I78M&(X1+<5V460ZJ6`8&!]XS`0?"=R
M,A!Y"]'3"!M]7*-=!%XN]H_"N*]@XS!)6]XHC*+YK`_87@)&\SB.)DF'Z$D$
MGQ^7:!<-)0Y"VCC,M)68S)/D7,;V+&Q[[^,X'+^M;]K7=[N\%MS7%<[.OMT9
M=!@771R&T1``/<N2.,!H%B?)^&S-1>=ZDKN[@JF";5E5:43EWO:;""QWLUTK
M7$?V&@SF-]`BVX;B=R^@136D8-^)*GBM4<5RH`R\&<2E7)-S`R.;MF/LI('F
MU#Z6\"UB<,T"#\"YE.8TL)>X^[JM_@$``/__`P!02P,$%``&``@````A`-2"
MO:$F`P``V`H``!D```!X;"]W;W)K<VAE971S+W-H965T,S,N>&ULE);;;J,P
M$(;O5]IW0-R78T@:%%(U(=VMU)56JSU<.V#`*F!D.TW[]CO&`7%H(>U%">;S
MG_EGAG@V=Z]%KKU@Q@DM`]TV+%W#941C4J:!_N?WP\VMKG&!RACEM,2!_H:Y
M?K?]^F5SINR99Q@+#11*'NB9$)5OFCS*<(&X02M<PI.$L@()N&6IR2N&45QO
M*G+3L:RE62!2ZDK!9]=HT"0A$0YI="IP*90(PSD2$#_/2,4;M2*Z1JY`[/E4
MW42TJ$#B2'(BWFI172LB_S$M*4/'''R_V@L4-=KUS4B^(!&CG";"`#E3!3KV
MO#;7)BAM-S$!!S+M&L-)H-_;_N%6-[>;.C]_"3[SSF>-9_3\C9'XB908D@UE
MD@4X4OHLT<=8+L%F<[3[H2[`3Z;%.$&G7/RBY^^8I)F`:GM@2/KRX[<0\P@2
M"C*&XTFEB.80`/S7"B([`Q*"7NOKF<0B"W1W:7@KR[4!UXZ8BP<B)74M.G%!
MBW\*LB]22L2YB+@0_>4Y+%VY>7'9#-=FL_WI""#6V@9<&Y'9"$R5BCJS(1)H
MNV'TK$&W@EE>(=G[M@^",J4+N*H$M$G^*,>07"ER+U4"'5XSV,ZA+UZVKK?8
MF"]0S.C"[,:,W2?V#2$K)V5#M:#R+Q<.G043#+0NP'_7Q?L-T00K81EL\S4[
MM0#:;?3.(+(QL1P@X1AQ/:\O<WB/6;9,SQ&TU_6.)`S-W#'@>JM6M\[E3C%0
MVM;D(+K]+!'.$H<IHN</WH#K_4D8^K(3N^O=#OPI9LK?+!'.$H<IHN</`KG>
MGX2']5L/_"EF7;]<GJ7^^LA^'@F[B'.1Z:L<)I&>Q^5G/$JX[]&QACVJ&`B@
M[='%`-G/(^$8&73Z88KH.5Q]QJ&$APZ'553,I,-Y)!PC0X=31,^A'(TZO__3
MOYP2[CMTEU:_?7:*F>S3>23L(A_TZ22B/*I)0IUW!68IWN,\YUI$3W)*<.!=
M:E?;`>;>D0?#8'UG^W`ZP;K9/H#!HD(I_H%82DJNY3@!2<M806V9&DW4C:!5
M?<H>J8"1HOZ8P02)X3BS#(`32D5S([^@G4FW_P$``/__`P!02P,$%``&``@`
M```A`!4'6;QR`P``N`L``!D```!X;"]W;W)K<VAE971S+W-H965T,S(N>&UL
MG)9;;YLP%,??)^T[(-[+G=P44C6INE7:I&G:Y=D!$ZP"1K;3M-]^QYA0[+24
M+@_A]O.?O\^Q#V=]_525UB-FG-`ZL7W'LRU<IS0C]2&Q?_^ZNUK8%A>HSE!)
M:YS8SYC;UYO/G]8GRAYX@;&P0*'FB5T(T:Q<EZ<%KA!W:(-K>))35B$!E^S@
M\H9AE+6#JM(-/&_F5HC4ME)8L2D:-,])BF]I>JQP+90(PR42X)\7I.%GM2J=
M(E<A]G!LKE):-2"Q)R41SZVH;57IZOY04X;V)<S[R8]0>M9N+R[D*Y(RRFDN
M')!SE='+.2_=I0M*FW5&8`8R[!;#>6+?^*N=']KN9MT&Z`_!)SXXMWA!3U\8
MR;Z1&D.T(4\R`WM*'R1ZG\E;,-B]&'W79N`'LS*<HV,I?M+35TP.A8!TQS`C
M.;%5]GR+>0H1!1DGB*522DLP`/]61>32@(B@I_9X(IDH$CN<.?'<"WW`K3WF
MXHY(2=M*CUS0ZJ^"_$Y*B02="!P[$3]VHB">+SZB$G8J<#RK!%.MN&I:;91N
MD4";-:,G"Y8>&.<-D@O97X'PZV&!>$CV1L*)#5L#9LPAEX^;,`K7[B/$/^V8
MK6+@OV=\G=B="9DV<-%;@>A,MR)A:45F3'K;JAO#]P;&>U\AYCVB.8%`3'<B
MX<2.!A,.HZC75>84`PNF#TJL$[LQ0O,&+QIZD^LYA%TQGC@Y"+C!^\/(<+!5
MS+)-JQ_ZD2=_ADN-">9+G=%\PF2'/L?]2=CT-]/?O57,6`S'",W;["/>)/Q>
M?A4SYFV,T+S-=6_3\BL'F?%[6=MJ#2IFIO(;MYF[R*]B7I^'YE)^'@=E8YI+
M.<ATN3"RK)@H;FUZCF>4EYUZ/L'A\G\<RD&FPZ7A4#%#!V%L[I-+YF6W:7'T
M8>L.`SF^35K:\!<;Y77;02\A-(!=!PQG\)8[6:H':7['G2KL6I6)C2*\]17T
MXLXHE;L10(^<\;F8M@1]]1'0/%Y4P@[JMLH;I5"'QFLA-#A:'"=ZE:/,;!O[
M8=M*)W97MA<SO2*W.U_V5U)(,4'@ZXR*JFJ@5&M087;`.UR6W$KI439'/FS'
M_F[?N-T$;>O5/X"^J4$'_!VQ`ZFY5>(<AGK.'%8:4YV7NA"T:1N//170,;6G
M!73(&#[CG@-P3JDX7\@FH>^Y-_\```#__P,`4$L#!!0`!@`(````(0!<0NB3
M?@(``$H&```9````>&PO=V]R:W-H965T<R]S:&5E=#,Q+GAM;)R576^;,!2&
M[R?M/UB^+X:0;X54S:)LE59IFO9Q[9@#6,48V4[2_OL=XX2E336ENP$,KY_S
MGN-CL[A]4C79@[%2-QE-HI@2:(3.95-F].>/S<V4$NMXD_-:-Y#19[#T=OGQ
MP^*@S:.M`!Q!0F,S6CG7SAFSH@+%;:1;:/!+H8WB#H>F9+8UP/-NDJK9((['
M3''9T$"8FVL8NBBD@+46.P6-"Q`#-7?HWU:RM2>:$M?@%#>/N_9&:-4B8BMK
MZ9X[*"5*S._+1AN^K3'OIV3(Q8G=#2[P2@JCK2Y<A#@6C%[F/&,SAJ3E(I>8
M@2\[,5!D]"Z9K\:4+1==?7Y).-BS9V(K??AL9/Y5-H#%QF7R"[#5^M%+[W/_
M"B>SB]F;;@&^&9)#P7>U^ZX/7T"6E</5'F%"/J]Y_KP&*["@B(D&(T\2ND8#
M>"5*^L[`@O"G[GZ0N:LRFHZCT21.$Y23+5BWD1Y)B=A9I]7O($J.J``9'"%X
M/T*2430<C";3*R@L..H27'/'EPNC#P2;!F/:EOL63.9(?CLC3,5K[[PXH]C4
M:-;B*NR7:3I9L#V63APUJZ#!:Z])>@7#H'UDC'9]9"_VD7UMO955>'$>9O!V
MF/0]8;PXH\-S\\.XYX;(08/KUB<XZA4O$D3,>8*^:5)LO7^7V$]"W1D]3:<]
M/S@(FG,':3KK-2\\H.C]'ORD5QXNJA`T5WD8_X\'/^FUA[^-%.H0-"\\#%]W
M0=C3H>45F!(^05U;(O3.[]<$F[A_VQ\E=X/N-.@_X%9N>0D/W)2RL:2&`J?&
MT00CFW`8A('3;;>AMMKA)NX>*SRS`?LUCE!<:.U.`W_<]'^!Y1\```#__P,`
M4$L#!!0`!@`(````(0#%5Z_U=0(``-D%```9````>&PO=V]R:W-H965T<R]S
M:&5E=#,P+GAM;)14RV[;,!"\%^@_$+Q'U,.*8\-RD-1P&Z`%BJ*/,TVM)"*B
M*)"TG?Q]EZ*M.DY:N!=)E&9G9V=WM;A]4BW9@;%2=P5-HI@2Z(0N95<7],?W
M]=4-)=;QKN2M[J"@SV#I[?+]N\5>FT?;`#B"#)TM:.-</V?,B@84MY'NH<,O
ME3:*.SR:FMG>`"^'(-6R-(ZOF>*RHX%A;B[AT%4E!:RTV"KH7"`QT'*'^FTC
M>WMD4^(2.L7-X[:_$EKU2+&1K73/`RDE2LP?ZDX;OFFQ[J=DPL61>SB\HE=2
M&&UUY2*D8T'HZYIG;,:0:;DH)5;@;2<&JH+>)?/[G++E8O#GIX2]/7DFMM'[
MCT:6GV4':#:VR3=@H_6CASZ4_A4&LU?1ZZ$!7PTIH>+;UGW3^T\@Z\9AMW,L
MR-<U+Y]78`4:BC11.L@0ND4!>"5*^LE`0_C3<-_+TC4%S:ZC?!IG"<+)!JQ;
M2T])B=A:I]6O`$J\J)$D/9#@_4"2Y-$DS:<W%["PH&@H<,4=7RZ,WA,<&LQI
M>^Y',)DC\[&RH&.L]6^EHCQ/<N=9"HK3CE58;,]NF67Y@NW04W'`W`<,7D=,
M,B(8JADEH8Q326^;?,SLP3ZS=\I+N0\O3M.D;Z?)_B>-!V/73L1G\?7(&S('
M##9T+/"/!2\*G+S,[#W/<";_7:@/*BA>1_9TFITI")@+%"#DU.++%/B@,P^R
M<P\"9I(/,Q!'LW,'PHJ%"51@:O@`;6N)T%N_/@F&C6_'S;Y+A^4</^!F];R&
M+]S4LK.DA0I#XVB*N4W8S7!PNA_F>Z,=[M3PV.`O%'!*X@C!E=;N>/#;/_Z4
ME[\!``#__P,`4$L#!!0`!@`(````(0#5F)\<+P0``'<2```9````>&PO=V]R
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M&J>Z5B2+Z%22*C[D,.YW:QPG=]_-Q9/[(DLJ0LFQ'H$[@P?Z/&;'<`SPM%ZF
M&8R`I5VK\'&EOUB+O:,;ZV63GW\R?*,/_S5Z)K>@RM(_LA)#LD$F)L"!D%>&
M1BDS06/CJ;7?"/!7I:7X&%_S^@>YA3@[G6M0>P(#8N-:I!\>I@DD%-R,[`GS
ME)`<`H!OK<A894!"XO?F]Y:E]7FEH^EH,C.1!;AVP+3V,^92UY(KK4GQ+X>L
M3U?<B?WI!$'TG_?M+SL9WR.!ONY>YJ.993IHI@S%X,-JLN3%=;Q>5N2F0>6!
M,WJ)61U;"PLNNO,""6'P"Z-7.DP-&#(%+=_6R!XOC3<0(/ED-L^,+1)N!S$3
M$8\C\-UV)#G9=A"2$[\#$;L)E$2H)*(.0@IDUX&(@>S["`.D:O6"4OJ"7HQF
M>K&Z9@)N9(,K&SQN@'C:S"-[(D:['<#X`YA@`!,.8*(!S&X`L^]G!!U@*G]!
M!T8+.L@&5S9XW/"H@S63=1C`^`.88``3=C%3L2ZB`<QN`+/O9P0=8%7\@@Z,
M%G20#:YL\+B!K^=L"FUE@W\W/,X8*3-!%R.M$N&=N4_62#;L[H:>GO9=S*^>
MA-S!4T/('7LV(GC"]C\#6*N5#MVT"X0]0V(A;#@#WRTCE:ZK)#PEL542OI((
ME$2H)"(EL5,2^SY"$&TJB=8O%J-!U`<AD#V7Q.(,!/"_8BD)3TELE83_3"#;
M$6,-.AADBDSXS$C%%RF)W3.!D"7VL^]B?NU2!-%FDFC#9AIK)8F'Y)G&F3[Q
ME(3'B?&DV=#!/AB94B_;9V)N/GRDS/C*+@,E$<I=3M'4>?R(8D3/N/5(2W6T
M4_:_[R,$;=E!<?@.FM&2IE+];CCB-&K8L[DU@PV8%+\K,%,'C='$D:K<XTQ/
M:6R5A*\D`B41*HE(2>PXP7-B0>6)ZN\?;[/*;&\+2CF24L-F(6LE*8;D,P]G
M>E+M*@E/26R5A*\D`B41<J)=#>2U(%)ZV"D)./"SG';GBTO&#_3\J%K@ZH1=
MG.=42\B5'=813([6VKY'>!FS@XYDWUB+39?=M1:PV0/>:!O`N?\2G_"?<77*
M2JKE^`A=F2-VNJ[XFP-^49-+<W`^D!I._,W?,[S@P;`[-$<`'PFI[Q>L@_:5
MT?H_````__\#`%!+`P04``8`"````"$`P\&`O+L$```\$@``&0```'AL+W=O
M<FMS:&5E=',O<VAE970R."YX;6R46$UOXS80O1?H?Q!TCR22^C1L+]9.TR[0
M`D6QVYX5F;:%6*(A*7'R[SL4&9E#V5Y+!T>*WPP?'X?S1,^_O%<'YXTW;2GJ
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M*_`LQ(N$?MO(?T&P/XI^ZE?@[\;9\&W^>NC^$:<_>+G;=[#<$<Q(3FRV^7CD
M;0&*0AJ/1C)3(0Y``#Z=JI2E`8KD[_W?4[GI]@N7Q5Z4!(P`W'GF;?=4RI2N
M4[RVG:C^4R"B4ZDD5"=AP%Y_3^]-XBM"_?P>\RY?SAMQ<J!H8,CVF,L2)#-(
M+"<6@SR7)P8SDC%?95`?"N@65N-MR4@\]]]`P4)C5F,,Q8CU&!&?(3[P&TC"
MS$V2M\E),.CK.@,YDD1XZ)7"@/0#QD*L;R$0-QC(Y"8%9#\54`8MW-`8GR;,
MXJ@PMSC>0B".,)#)\;9^$HSU8R2QN"E,UB]]2*,TB\.$8,S:Q+",9$D2I<&`
M0?Q@DO?SDV";7SKD[0MTI3!QSX_$(6,LLNDA"(V".$VO5%\\A9T$V^PRBYW"
MA)':.5X:!^9%?WLX$^FGL[8"2)J95VH&(%V3*<PEV&).S^NE=%48I6O(PI@&
MMJPF@A&61L;>0]RD-1J-YW9-2K#-S1IYI3!:5?!BL$CC(J9(2E44D'H&6-["
M,IQW)&*>36$NP9@Y->I,J:HPNEHCT-703%%%",9(:I0SXD:@]=PO:X_&[!BU
MBF^E04.Y1F;MP;VIDV)K1S`<`?5Z15EBN='MHNC1F#U)[+VF04I<2AEE`;6Z
MV1IA2`R=B@7GCH+UG61%9.Q%0,#J!AJD]8T\&J)*O-`.<$3H,8H$OMX/B&56
M/]%7^0M\#BY)DI'-WS(A70ZW(%A=RZCN,U.BG`8^!YYC-]4@Z/H#R+;\FQ#,
M4YK'W<U+OBA:/6#LJ!JDFP"!5Y8XMCK<&F&R.`JS\%J93O(L<LFTSIE5D](@
M33!E)+*VVAHADBR*SIT$JS?)EL@%7R+6T"L-&II_C/?0A>:/(U(/NT607.]1
MDXR+7'(NVU4U2$D;DC`;+;S*HIM8$H3G78B5G61-9.Q-C%I#KS1HZ/X):D[8
M)?5V5VEU!/6NMWLZR:QZ-&[W8RO5(%VE41I:6J\Q(`S8V0R0E'22%?5HS&UL
MI!HT%&EHUIC2SH9$)@3SFV1$=&Q$8ZO4(/56#RX49B/Q5!J%(#2(V;F'8G:R
MY=_=(.'D/FJ0(YO4H*&L8)N8%S(]+:9*.^@-+_GFA9J"8J_._^I\?,QW_*^\
MV95UZQSX%EPC\!+HY(TZ_:N'3AS[<_"SZ.#4WM_NX5<:#H?DP`/P5HCN\T'^
MOB!_=>C/X,O_`0``__\#`%!+`P04``8`"````"$`CAB_6*$"``""!@``&0``
M`'AL+W=O<FMS:&5E=',O<VAE970S-RYX;6R,E5UOVC`4AN\G[3]8OF^<#P(!
M$:I"U:W2*DW3/JZ-XR16XSBR36G__8YC2"%L%5Q`[+Q^SW..?<SR]E4VZ(5K
M(U2;XR@(,>(M4X5HJQS_^OEPDV%D+&T+VJB6Y_B-&WR[^OQIN5?ZV=2<6P0.
MK<EQ;6VW(,2PFDMJ`M7Q%MZ42DMJ8:@K8CK-:=$OD@V)PW!*)!4M]@X+?8V'
M*DO!^+UB.\E;ZTTT;Z@%?E.+SAS=)+O&3E+]O.MNF)(=6&Q%(^Q;;XJ19(O'
MJE6:;AO(^S6:4';T[@<7]E(PK8PJ;0!VQ(->YCPG<P).JV4A(`-7=J1YF>.[
M:+%),5DM^_K\%GQO3IZ1J=7^BQ;%-]%R*#9LD]N`K5+/3OI8N"E83"Y6/_0;
M\%VC@I=TU]@?:O^5BZJVL-LI).3R6A1O]]PP*"C8!'&/P50#`/"-I'`G`PI"
M7_O?O2ALG>,D#;(TG4RS&=ALN;$/PGEBQ';&*OG'JR)'-;C$!Y<$\`_O8>KC
MQ<23](G=4TM72ZWV"`X+A#(==4<O6H#A,2,??LCQ?RD"E3.Y<RXYAE,.\`:V
MY665S*9+\@*U9`?-^E(3G2LV1X7;`L`;&"&[4\9_5_N(XL0.Q57,L:W]!'@/
M;/$H[J5B^BXY(X$*74_BQ#F>G`:.WWT]G-?`W@]PZ0CN(\49&P2ZGLV)X?2=
MQ$UFL_/(:Z^9]]L997$<)B/%YE21I-/)/`L'CS,V2/!Z-B<>LV6#KZ^;UTS2
M'@ZZ;1:.V4:*))O,YB>?=T,/ZGO>MX;DNN(;WC0&,;5S_1Q#G&%VN&KN8G?*
M1O-KN(+Z?B7#"[@".EKQ)ZHKT1K4\!(LP\"UO/:7B!]8U?4-N546>K]_K.&N
MYW"*PP#$I5+V.'`],OQ[K/X"``#__P,`4$L#!!0`!@`(````(0"8F.%MJP,`
M`"@.```9````>&PO=V]R:W-H965T<R]S:&5E=#,X+GAM;)27VXZ;,!"&[ROU
M'1#W&R#D`%&2U2:K;2NU4E7U<.V`"=8"1MB[V7W[CC$)V%!#;T)(_AD^SXQG
MS/;^+<^L5UPQ0HN=[<U<V\)%1&-2G'?VKY]/=X%M,8Z*&&6TP#O['3/[?O_Q
MP_9"JV>68LPM\%"PG9UR7FX<AT4ISA&;T1(7\$]"JQQQN*W.#BLKC.+:*,^<
MN>NNG!R1PI8>-M44'S1)2(0?:?22XX)+)Q7.$`=^EI*27;WET11W.:J>7\J[
MB.8EN#B1C/#WVJEMY='FR[F@%3IEL.XW;X&BJ^_ZIN<^)U%%&4WX#-PY$K2_
MYM`)'?"TW\8$5B#";E4XV=D/WN;HK6UGOZT#])O@"^M\MUA*+Y\J$G\E!89H
M0YY$!DZ4/@OIEUC\!,9.S_JISL#WRHIQ@EXR_H->/F-R3CFD>PDK$@O;Q.^/
MF$4047`SFR^%IXAF``"?5DY$:4!$T%M]O9"8ISO;7\V6:]?W0&Z=,.-/1+BT
MK>B%<9K_D2*O<26=S!LG<&V<>/!UHK'?&,/U9CR5P)&KJ8/SB#C:;RMZL:#B
M@)>52-2OMP''(BHKB.UP5"`<PN9!&-6FH&:0RM>]OPZWSBN$/VHTA[YFKBJ.
M`XKU3>(`WPT28M2%-,,),23'MEJXP+WYK1=PD!K(VTVS5!5'DT)A@P=UV40`
M%_\LJVL`A1'H.L_W`T\E.$B-B=&D4!CA03JC/YID8:3'44OA06JZC(LVA76H
MCWU)&VH%$KQT(<U)%F(=SM<"*#5&.*-$H5O]#YT0JW1S?Z'124V7KHV+C)Q)
MH;"M5;9I)2B,QDI0:DR,)H7"*,:HUF?&2U`8J7'T`[T$I695=Z&[(%CI@J,4
M#"]"00Q51',!"K&.IA>@U$BT91B&@5H"Q^[_7N"OW-:!`N;!7NT&STQ6JU6T
MN;XK#XUH."JR_(P2E6]@B(SW0$_V?^@/MR;<;X*-R,@I_0Q+5$YMCHB-,EZ$
M8D+W4JU782/J0N@Q/PYHVBVO@FI#923A<@[`9R>0;2G)B>?UAT4?T*A1"45;
M[^SG$4(Y!+J$<W^E[H:#9YH434F:)"H?9*++-ZTGBO/@:%-L1-U4MVEL.*6?
M88G*J<V5B279'S#]QNA)D:$S-HHIF-J(&4FWG`K==/M!KR"E**P;]U!WA)<!
MD0PI&&R/\JPOC[,E.N-OJ#J3@ED93F`GN+,UK*R2)WUYPVE9'UM/E,,)O?Z:
MPAL9AC.M.P-Q0BF_WHAWB=L[WOXO````__\#`%!+`P04``8`"````"$`>H.H
M180#``#A#0``&0```'AL+W=O<FMS:&5E=',O<VAE970S.2YX;6R<EUUOFS`4
MAN\G[3\@[ALPY%M)JB95MTJ;-$W[N';`!*N`$7:;]M_O&!-J0^J0]2(-R>.7
M]WQP[*QN7_/,>2$5IZQ8NVCDNPXI(A;3XK!V?_]ZN)F[#A>XB''&"K)VWPAW
M;S>?/ZV.K'KB*2'"`86"K]U4B'+I>3Q*28[YB)6D@&\25N58P&5U\'A9$1S7
MB_+,"WQ_ZN68%JY26%9#-%B2T(C<L^@Y)X50(A7)L`#_/*4E/ZGET1"Y'%=/
MS^5-Q/(2)/8TH^*M%G6=/%H^'@I6X7T&<;^B,8Y.VO5%3SZG4<4X2\0(Y#QE
MM!_SPEMXH+19Q10BD&EW*I*LW3NTW*&9ZVU6=8+^4'+DVGN'I^SXI:+Q-UH0
MR#;4259@S]B31!]C^1$L]GJK'^H*_*B<F"3X.1,_V?$KH8=40+DG$)$,;!F_
MW1,>049!9A1,I%+$,C``KTY.96M`1O!K_?](8Y&NW7`ZFLS\$`'N[`D7#U1*
MND[TS`7+_RH(-5)*)&A$0G#??!\,%?&4H3J^>RSP9E6QHP--`[?D)98MB)8@
M+`,;?Q@81"37W,E%]5*@.53C91/.QROO!3(8-<RVSP0FL3M#S%K$`W^M28A<
M-WD^ZR=S$H;\NHYFSF]UZP"VBH$X6V9B$CL;87B#&^G>AB50+H)$:_</YQT'
M6\78/-H(PR/<2/=HSY^$._D+NMX4HWL;OY>N3O'.BACN0&:X.PEWW"W,TFT5
M8C5G10QSTVO,2=@T%X3=YT(QNKM.<G<VPO`V,[T-:SVYZ%+K*<;FT488'N4.
MJ,T7>^M)V,Q?V&L]Q>C>>JUG10QWBVO<2;CCKMMZ"IG6(Q&%:.S+/[,]=P83
MS!8F8]A#L%$-SUY-FP:#;FZV#:3GK]M_5L3T]W^[AQK\,"#:Z=N??DA!5I\V
MQ/1YU0:"SNP@O39L(%7J8#9'L[!?:A.:+L*Q[(BV'TR/G8W$_J0@-?OA]3V'
MW69L&#V%W7;8V1G3H)SH@Q]EI.:_;C`(IVWH:AMN(-UAKQG[^\@[8OH#&=W?
ML'$H3W$7YV$#67TJG?.(Z?.J+07U]Y3^3&R@"\VHE!KH0C-VMI8+S:AV`[W6
M8:\9%;.PCD8XPLMB--`'LU$=TM4AML0'\AU7!UIP)R,)/`O^:`8UJ-0175T(
M5M:'U3T3<+2NWZ;P4XK`2=8?`9PP)DX7\D=`^^-L\P\``/__`P!02P,$%``&
M``@````A`,`J/#;>!```PA(``!@```!X;"]W;W)K<VAE971S+W-H965T,BYX
M;6R4F%N/HS@0A=]7VO^`>)^`+UP<)1E-:/7N2#O2:K679YJ0!'7`$="W?[]E
MRAVP23(P#SV=SD?Y^-BN`ZR^OI<GYS6OFT)6:Y<L?-?)JTSNBNJP=O_Y^_%+
M[#I-FU:[]"2K?.U^Y(W[=?/K+ZLW63\WQSQO':A0-6OWV+;GI><UV3$OTV8A
MSWD%W^QE7:8M?*P/7G.N\W37752>/.K[H5>F1>5BA64]I8;<[XLL?Y#92YE7
M+1:I\U/:@O[F6)R;SVIE-J5<F=;/+^<OF2S/4.*I.!7M1U?4=<IL^?U0R3I]
M.L&\WPE/L\_:W8=1^;+(:MG(?;N`<AX*'<]9>,*#2IO5KH`9*-N=.M^OW6]D
MF=#`]3:KSJ!_B_RM&?SN-$?Y]EM=[/XHJAS<AG52*_`DY;-"O^_4G^!B;W3U
M8[<"?];.+M^G+Z?V+_GV>UX<CBTL=P`S4A-;[CX>\B8#1Z',`F5D\@0"X*=3
M%FIK@"/I>_?_6[%KCVN7A8L@\AD!W'G*F_:Q4"5=)WMI6EG^AQ!1HBY%J"["
M0+W^GDXMXJ&@;GX/:9MN5K5\<V#3P)#-.55;D"RA\/4)@0C%?E-P=PEH;6`5
M7C<T7'FO8%RFD>T5Q"22*T1T03R0==$&$YZN3<%KE[M.KRV^E.WD;Q$!PR](
M8!+)/<*0!E9-EZ9@6/'!N%28`V\1$>@I%;X(+2(QB)`%/NNM-Z2!!=.E*=B4
MQGQ+&B(A2HMB$C$:V.(,)A2,LT#TWAKRP/[I\A1LR2.6/$2T/)_[OCV!9$B0
M4(1L0!C2PCG2%&Q)HY8T1&#XF_L-"11/?,'"N*]A2(OF2%.P)8U9TA#!@6/"
M">\W4W=6$@,0Q.?\4L$0IA)N<O]0L"6L+XMG%!$M3$2$6.N=&`"LINBG9@@3
M<X0IV!+6;U\4A@@*"X005G-)AM^3F(7^#5T$PF>Z8QUM*;.6:JL9E!;YOO`#
M"TD,)(Q(&(@>,6PC\P(!F_FPM;&^F:-Q7<6UB_*H(#3FP:B[F5#,.!5!U'<9
M4^*L7"#C8&#6VFTU<^^DWD5,>:I33SX2!/NZX6`_;^T@,N@@802:'/R[G,<.
M2G0A#=%(F)`I<59&D'%(<&OTK6;TZ"%E(;&0Q$`H8W$0]F?;E*<Z]L!!=;?%
MX-C\Y.8$^_S02=X/H)U$!F5&04P@#VP?AT@L*!>D1TR9L_*"7`D,N\=H!N7%
M\3`-]"+?BQ13W*S$(./(X'T2:>^&D0!1%8XR0U<!`Z\$GJEN5FR0<6[POKMJ
M=<-<H$',HE&'UF707<IH'-P*-3(K/#K:[-&#PEJ>$0^<4\*@3=M;SX0(%]2G
M?4`:#M)9,=+1YMTQMT;?:N;ZZN'VNXN8\JP8F7:$Z3A.[$VVU<Q0)K<B)[G/
MF$*M,%%"PY_V&HJA8O0:.U0T@]N-$1;!\YYUIA*+(0&!&^S+KC"%JA`8-,7[
MS9!B9!@"^S:&>U(S*)`0"&4NPI%"+/0)^5$<1-&M/3DK5N@X5@(K,[::T:/S
MR(]\Z#L7@_2NQ$*?$!%@==#O;M-%U=T'+D[<E^HJ\X0'_3)I-Y'1CW`W;G/4
MTSX4TM"-VQQ\"X%/Z>?TD/](ZT-1-<XIW\/F]!<1%*GQ'01^:.6Y>RI_DBV\
M.^A^/<*[HAP>V?T%P'LIV\\/ZBW'Y>W3YG\```#__P,`4$L#!!0`!@`(````
M(0`)&@3>R@(```0)```8````>&PO=V]R:W-H965T<R]S:&5E=#,N>&ULE)9;
M;Z,P$(7?5]K_8/F]F$L2DBBD*E3=K;255JN]/#M@@E7`R'::]M_O&*=)3"J4
M]J%`>^;PS1G'SNKVM:G1"Y.*BS;!@>=CQ-I<%+S=)OC/[X>;.49*T[:@M6A9
M@M^8PK?KKU]6>R&?5<681N#0J@176G=+0E1>L88J3W2LA?^40C94PZ/<$M5)
M1HN^J*E)Z/LSTE#>8NNPE-=XB++D.;L7^:YAK;8FDM54`[^J>*?>W9K\&KN&
MRN===Y.+I@.+#:^Y?NM-,6KRY>.V%9)N:NC[-9C0_-V[?[BP;W@NA1*E]L".
M6-#+GA=D0<!IO2HX=&!B1Y*5";X+EMD"D_6JS^<O9WMU=H]4)?;?)"]^\)9!
MV#`F,X"-$,]&^EB8/T$QN:A^Z`?P4Z*"E717ZU]B_YWQ;:5AVE-HR/2U+-[N
MF<HA4+#QPJEQRD4-`/`;-=RL#`B$OO;7/2]TE>!HYDUC/PI`CC9,Z0=N+#'*
M=TJ+YI\5!0<K:Q(>3.!Z,`G@]LKBZ%`,UV/QM03$=M.'<T\U7:^DV"-8<,"K
M.FJ6;[`$8Y-*!-E^G`K$86KN3%%?"FH%DWQ93\,5>8'T\X,DO90,%-D'BOAH
M0@#OR`@1?9[1%"5X@M&),3K:]VVD5@+3.TE<13:F<!`ANL\CFB*(^_S]$Q<@
MM9)SQ,DII+Z+;%3B0$(8YY#C,S;B`=QT`&<E,[L`_/['561C"@<-.KP>S8@'
M:#/WQ:F5C.8V*G'@9B[<=9\14S2`'$PNM9)1R%&)`QF[D./#->(!W'R0H)4X
MP_5=238J<>#,&7JVRXS#&?$`;N&^.;42"Q>$81S%T>"3DPTDH3^/3Q(';O$9
M."-VX6:#6%(K&84;2#Z"LP>9W:L[NF5/5&YYJU#-2MBN?"^&=2/M,68?M.CZ
M/7DC-!P__6T%WS88;-B^!^)2"/W^8`[*X_>7]7\```#__P,`4$L#!!0`!@`(
M````(0"C_51]K"\``):6```4````>&PO<VAA<F5D4W1R:6YG<RYX;6S$G>MN
M&]F5[[\?X+Q#P>B&U0`EB[K93G=ZH)9;&67<ML=R)^<@.!]*9$EBFB(9%BE;
M03[D'6:^!)@!_"Q^E#S)^?W7VKNJN*M(R<[,.9CI=*NJ]FWM=?FOR][\[I\^
MW(RSVV)>CJ:37S_J[^P^RHK)8#H<3:Y^_>CG=Z?;SQYEY2*?#//Q=%+\^M%=
M43[ZI^__Y__XKBP7&6TGY:\?72\6LU\]>5(.KHN;O-R9SHH);RZG\YM\P9_S
MJR?E;%[DP_*Z*!8WXR=[N[M'3V[RT>11-I@N)XM?/]K;[3]]E"TGHS\MBQ-_
M=+"[_^C[[\K1]]\MOG\Q'2QOBLDB8Q[9CY/%:'&7G4U\`.;]W9/%]]\]T:?^
M^7[VTW2RN"[Y=%@,T[>_74YVLOW=7L:@!^V7X_4O[YE&]H?CBW(QSP>+_Y-V
M^SA]$!;QMK@:J0E+>Y7?%.E7CU^=G?SSZY?'Y]GIV:OC5R=GQR^SLU<GZ6>A
MLQ,H-,_'4&98?,C^I;A+OWN\N[O;YY_=@\/TU;MYKBW/SN]N+J;C].WCR6CP
M2_KP9#F?,V)V.BH'C/J_BWPN@F<O\D5[(=O;N_O;^_VTCS#ST]&XF&<G-+R:
MSMO3/AX,"C[@]9#1^*\UW9Q,;VZFD^Q\,1W\DIU?Y_.BS%XO%\:^+"YM56WG
MN[M9>\;]W>U_7=OB33$?3<6*W<L]AEF'QK"GX[PU[N/+?%RV!JQFTZ3G*8Q?
MIK-X#..V-C!M'F;8W<&_MC;B9#HII^/1T&C\0S[.)X,"$B*O9;;U\_F+[*MO
MTFG\E,\1E7ZW'!V7)4W3)B=Y>9T^.QU-;+!Y,2A&M_G%N"A[V:18I-]YC]EU
M,1YF2'[&YN;C%A7/T%TW1;;(/[#W=9=I9V_FQ2P?#;/B`[JJY%,IENGB&B[,
M.V?^9HY6FZ-V]&'QI^5HINWMG.C99%$PN44FALW*]_DLRZ_F1:$&+8J\*"X+
MQ&B8C1H33V?[;KI`P+HG]G*47XS&H\4H+*(4VU]/QT-4^F.;Z:(E4"]'DR*;
M7F8#!AZU"/UBGE^RZ[/\3IN1S@59E'ZNWAM!\L%@OF01D9QIHY5=6=-Q18EY
M<5M,ED6+5$Z%<;W>=!23^'N6SL8'@I?2$FS@E)7.?Y4=]M"+^B<S"L(1R\7U
M=#[Z<S'\EH\@V*@L66,ZZ.-/'S]]3!\&190.8?VO&Z._U]M[NM][NG]@)-6?
M>[N]9T\/XH1\?.?46JGU)`BS8K`8W1;CUDZ_+1:86>U,/I^@`M<0]2%,TR*_
MS>0A+3?JEC>P*[:Z6(PP(N4WZY3-^0)A,HT*W[K*&"$3;Z8EK(_.7V]ZU^QX
M=IN/ET6V-9IDP^EXG,_A:*3?UM-2=:T^6CR2<L"Z%MU,U,4OGS7!U0[NG5WG
MYP^9FO?<RZ8U`Z8K7]GM:MM*Z9N@!K9^GN1+%$\Q7+O=38RVGXX0NJGZWK#Y
ME2Z6VKXL$&)7LW#,9=ONI`/]&*S#K](7F+Y?X-@VI#C'<LZC*BYN9N/I'8->
M%)/B<M16_AB5RZ(4\H:5F5U+.H^'-Z.)`42)=SH+FM^.U-KLH2OS;#S%?K4Z
M>C&Z'0W!)&X8TXY>%#-,Y2B7)*7O*@H&W9Z^/[G.)U>B:W:9C^:!:=GKT>=8
M0=<MLK#,`12ZSHZ\KKX(^WA1``6J736KGTXP<`OO8K?I%Z^*1>"+],V/06O6
MJJ'%"C_DY6CP0#7R8C1>"L,^3.G$/2NS83&`K6A8::@'=K%!%@7%LM/Q]+WP
MW;WR:%]?VM>7\^E-5F\5W@Z\)?B1$N]X^,=EN3#4DRVF&1PVG0Q`[P)W40YY
MKK\&FLQ,[(R_EEW<=?;?(OUO,&T9W"\<*/5"!Q`HQ6BM:=U,YXO1GXW9U6I8
MT'R>#?%B#-BDWY\+4&U?Y"4S&TQOA!<[!<4%H90D-*AC8-(L90.XM%92\^@*
M:GVR!BJ)81]$LG0MZ3:.)K<`54G<^FU\LYP/KEF]`X_YZ`J]:287VCU`A[Z9
M(ZJC&0J.Q3@S."QO0RFH0)2`D2"A@]W[T'XUMP?O/CIS4!3#,C,V_CS.J<B^
M%"\PR8>0+R6YDVPSR370<)XCFG#W>"-8K]4O#3;`]C=.?$/]$K9A,`@MJ5TE
M4/&AF`]&;`D$-C0+;VOS6\U^_##`DLF\5-8ND/B!XE,1MU(#6R+S-](&#Z79
M%HK2..@;MJ;F)8E*ER3TF"K<+%QLZL-\^NX/93K%8YV?R`08O@'TE8#93O7P
M>GZ53X+:Z66U8I;Y%CAIMLU>-S%NA7/*#4"GOY,]:!KOKA%D7+B;63ZYT\)1
MRK7C?Q$<?PO4(8-:,UAG</WI8W3T>]G[Z]'@.D,E0+X"]`Q-;I$'$ZB`Z^*.
M(?5E!.YES]8)U%^=P#(:'_8,QWETLSJEL/<K/6E:KYC$=,PD3@W'X0STA"]W
M9!D'8^`E:P-R9>7RHAP-1X;*>IE&__M?_P/\J_7__:__^0T+N15"8R6`(%Q!
M%VW1:#ZTP,3[T>+:IHS;JUYGKM&(4V17`#LB;F/"`H2H9K+MJ`4-\O-$^)90
M%&X+%I8Q?]XYW\E^<WS\QD95!".NMU[BJ(YI&K%L:'4WFA`E7&)JV2T9TU-B
MJYDB5-EL.2^7BA_R5%^>%X/EO`X'()<.T(X'"Y&M_WS_@(W`O447R]@RWV/L
MX0`3VM_5%X0DEV/7\.?;_VLG.S9*L/#QG='O#G\)A]A,.'1F-\=CM?-ILBZ"
MOI&I+Z?3!9^:42-F(MHBSA4E'+>R%^."2,D*)]8T66&@,3[Y\NK:!@N;R-Z-
M1X0,H,MU#AF@@6PY.'B).&8WN:8(1N3??UHJ(@.AL.&\;$T9*=;";D;EF&@U
M2]Z!I>RKZ0P<CJ2RSIM\DE^9*PH=67K>@#E;6@-X76S"IQ,18RSD0ZA4S^"2
M^=+<7/L0T8$B$P)?99G/T7,P1>XX&EZL5$F#19VWB^%.5D-AOER.X?0F2[FB
M8I=9I984QQC!JJ/)$%\;U&9:7?2*/1@!;_([2&I8>2`65K?ZZ$[Q77A&ZUC5
M"8>0"7:0K%U=@2=H%+<"RW'OMFHT90?$BGS\Q^7$^#RKF/_^'J1`);&55G.F
M8]KS@NV.5-,(6DHE_G\KL^/)A!V!ZV?`0MG;TR!:_]):.>M:73B1&L@.I!W6
MDUTG?XP)7YFWQB#XM\6GC_TC#Y[N9.^85=KWRK)7-7.U("V0174K8RTU[30J
MZ(=T'JB5PP'&[P@`*ZWHL_-=DG;1(N!;=*AK`"1@99@NF0Z;SA`W2NK8GM?Z
M8:Y(JTMQ%#J)[TW^"PR*F*%J$'';?8)S-PY-G/GRRTN"8K;=3(F]9>KYC8<N
MF5C`EVK:`.;65:T]),.L0.*,65_;)B@=Z18:B.KW+UL#Z\NNN<4`J,TFNL+9
M$+6.Z-6-])?+N93T0EP<!1E/ABCY<`0-YFZ8T9O(8D6S'1A#QI8VU3.Z1G]*
M8["#6`2LP!QU42Y+F;81L6#1OAQ=34:7*!`($DS+O,!>V$M-;H@N9S-K)T$/
M4933]V9-V>D0=PZA"LF<<X:H4>4`;/%J^AEAA19'OO50,M(]F#)MV:64::NP
M<_SV164\-L"MO1WZM##UIKY/VR$F8PTLA#B%"//T9DKTGD6&+V7GH94%.L5Y
M2B8Z?#B)?QE\$/L,D0PX7+RVO&&?Q],<<""H\<+?O-0#?2XSQJ:PTU*%RH^L
MH3DZG#Y%*L+>V;*,#%<%<VX*&`GK`RB0(=,JJG?W=@TGX3T+=+R_!F[E-F-,
M"E,#2^:37^;+V6(`QP&:EF5/%B72@+%@Q2&6?D*&&-83&QWM9L/\#I`ZS_#I
M690;JH'"N?3)]&P],XN(X4L$Z,J^@;U*A<0!#N2P\*&`;O.LOU_-(N(]MZ`R
M+8`_)JYAERPACE0NMD4P>KS+(FTZ:+UQA.$4'28C+>EE;QAI!*P`6@2DR4*B
MYI)TA@&9S59)</$5^"H[^*;%^\=I9(.&,X:`>H)*0DE2#R3[!7\7[X6`3=Y:
M3&M9+FTU1HN`&`/'/2<0#!O+FS%.!1`%M>;SU5L2LL6==1RL+J25KF(["0@X
M:M&PL0^WA3$:`W"YFBZ(3#(HR-$_-"NO'00K1;#`2'HY%G_-'>>_QS^P'&$=
ME-0GMP7^"R*GJ2(+,^*XAE>Q=K@$V16X:(*%48#7X!_&1F*`:VFQ5DG(53XW
M&*3NP-^H0?>0\X;FK!:T,FD)*S$N^%UM+^'4Z7OU?@E1ICQU58II<#!_,9W/
MI^\+TE.S<<X^:<XL\0J'A`6SF0KJ#HIO,P%,B84^@&O@TC].+X(@?9M=HW#(
MJ\O6AM4T]4P5EQ%SUSJIK'MUR?[6209D'2UBET:A?,@35*N3/6YS\2''"L#:
M\L)\3K)E1,?%<6;HXY[S/E`QN)$B3HC+F5OI+J>>QM[9_=`FZJC86<V$GN$)
MG%$O3&0P.@O0!T+'\3710&>-AE8@UNFL%?MW!H78*-D@E_JDXECQI8<8X5DY
M6O!5Y2)HO+N14MAKE6LF;>+,/+JL$(64NX^,NSK'`8GTJ<8%T4P5PV=4(^ZD
M>)_=3L?2*-I86\XU:6A)I&IC7!,[$(W5,+;#5!?L9^^9^;.=_O.O[=&SG?W#
MKU<SC5U47'B>VE!6-&D8BW>VFW4\1E-9MPJH-UP:EH!N\%T5$&R(:DO5_6:.
MBH\#LK<UB*A47D.71B@]&R_+IDICA"*0V%?`KEXN%TNVN:'X])5;IIN9!?,A
ME!9$V&J(@YYRBQ4!1,%P+6E<57-IY*O`2ZW%50"E@H4#=S*U)/247#IFRKR"
M?Q'K'F`$$Q[-+@8Z@6`C)3M1OC[?TE:,^HI_B^CNUM?HY'T^5XD2,7YX8$H=
M%VI':!BU8IB.ME?S_(:W6$JI)%=$UT6.OTZ'.-OZKE<!/S%V]=@X#!8=,&%3
M<XA-/7;U69QH<Z$RA[6P=0H.Q#+;M%[@6A07OY[$"-'?L,T*MT_+X&)3$^`A
M<!D%!UJ.O*)M#NBI2_2U%2[^4M0/F+UZ_HR95_FJ-ZB0<T5>4[C;_F(#RMW?
MR=K?ISUZ`DS``$W<2**;D.1CN1'!>EO,.:KKRO$1=0-TC'K*O9IH\-\7HZMK
M=1%UQF1Y<\'Z8/I22[0HI;@"=1YBU'5V>B>+2;>N&3JKNP`7[C":*B=-9^&1
MX%!JL[PXR`;,<@1BB.3XTO5V&#)['8/4\47F6*D,-_UE*Q/454WRKJ6VTSVH
MM'CZXI4\@QSC;S:@8W9__^N_&7_[#J3-OTH?O"@F4_/MIO/6U!OO;+0+RXRN
M&;.UJ;Z5Z7@_MC>EK`*<K1F<JZ0G9BA,K;1W+1TAG?7ZG4Q;VNZG#P.WI8]/
M/]L"][(9P!ZE"_I?86Y/7*VLU.RN!.NY5S")(_M>;"206%4'X0`!^,W7"%K>
M@F[22NN73:;1A5APZ:(8Y*1E9/%(]@>1$>)AHMO6!W+34JC1#WY;6^:40(U7
M&Q32P4X(]Q=9HT':5QQN7@\'"2TP*Z71,"Y=;G>TQUH4U9T-5]H>2&D3XL@M
MZH>.7R?(=>#M`=/K95<&8:*Q2IO\G#I>Z0=;?2#<\_W#WN'3P_3=-^WZM*W^
MWD%O?_>H]_SH>?IY!_76.X!IXVJB]V75M_I/>T\/CWI'1_MI'WJUUS_H[?V#
M<[/MJI#;?1,Z7A^A:D]POW=T0&W>48O6[$/OX.GSWO[1;MI*J$+^A)DKB5S-
M:*`C`+T)=G]/+L+3O8C2Q8/Z>(4/&]\?Z?.#9^%SAZ]UQRT.OD`=XS:WM*]+
MLFQ>=.V]>A5QV=O?V=UW-V#O:&?_*?]I2ZALCM71)\Z!!E;#9W7#O=BPEHR.
MEFMUQQIA7K_6'@$>\I2LP+U'6=\YJ6SD&M4Z7R"X(\*9Q96";0(Z?-QZ'O6&
MK;@DF:-2D>A`7!.]4P9PBA_A$-!'DHI0$(KH'!0%GA?R1`T%">&,B%^,YC9J
M%X^X0C&8I/I;9NC`4TE(^3961..U6EJ<F&-@*3XK/=&?S')3L+4B6<M^_A#2
MOX2!'Y(9#S&'@-9P`KP:+5W42XN_9?E%.9U?M*L^M@YZSPZ>]X[VVHK@`#%[
MUGO^]"CM$N4OL-]1=-18`@ZN".332WMX9P+HD:3H_)<-D31A;%@*5Q_P#JY-
M,RCE\0*+G&,&B3<)3(+9M0_!4VC'\:"N]C=8GRJR%>=AT-8VLG*#6H(-B\V(
MQ#@8$X^)L[#,PQC?`IX>=\JI=1QB"#=30JJ>V8-2(3*FJ&N,H([^'/%Z+1H*
M#>2([NY1;.&SB_#<?!:TDH=?+!<4BP8(`(%')(,VB\K-UE^1+2UFHET;()<*
M=`0F7Q/-L3!Q/H/[/E@Z"%(\/_PZTLLW&#0_)J*M:2NV3+W>;#H=9]9*8L]D
MY2/^TI!_QH>BY'H'Q`3.7,PVR97B%B'QP1[0X854:95SUNZL#&XA`44<"0YY
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MC+C:8[&/_%L3=IP2M\&ROHN[F;8SJ$5/1A`6`V:9WE4%ZU=].XB!#'WUS/Y+
M[*NV=4V/>9I,AL0#N2KBUI(F26REEM%KF/7Y0*5WJ/O`P.@."\59QE1CZC]X
M6%J=-YO-?R_N7$7=Y']DV62^D:=-!+&0;I0N1I)R`HIP.HP<HO()QO`F,H%,
M)NSU5(.UT?J9@<)U/H%`JN;@L*?4-,K`-&:=\/7]8,$QD&>:P^S==(DD.M5K
M31XBN;978:(V*\]'F,"%Y$/,)]1U%&$5EF!0[L7$@[PAG4'GN3FQI@`I!?!,
M8HRRNLZO=8N&5\T+Q<7DG6P"05A#7J07DR5VD(HJIZ!]Q1&`-5DLM"5F$?6C
M.%3(Q`,CXYX::+X=$7&W?5)&S&=A6G1Z2;Y<;'I<J7K54ET$7_J&T&)K^ZUL
M*<EXL=PA$VB4`]E7/(YYHL@&)S%9+)!P.P*@LG417E1X(TS2Z99N1-#OL><5
M_@H15>P0-JUFCY#%DD8+:2:1WD@0LV?K0(F+;M>BF755WZ9,4D-((B.;(EB,
M%AZ.G\'>%13`<0D+R:\X@W<E\@'90D6R*X;X15-N;-*5;6NIVI.'`VYI]`M,
M0245$`V^:BRC]*C,4&641%CN-AE1UWW8Z2'83GFB4MEL#)>'4TVZP<537M>^
M"&#A<DDR?!*MJ2E!SVPT[97U!%JMG"/X6WK&0%`*H(_%_7JKSD*"7,ADR$D7
MI8@%$E&5GCE'+P&<>5L#Y*.^)^]G.=R/HH`SD.G)]I?TBJQ;C-_3RFF50!B(
M?;`J`5%??,G4UI4P,-&J5F$G^[T5*]1KX6U_+Y0>K!O992JNGA;O4?*$\^"U
MRYWLYQF&9$)>6W4TEGR&25$:[3J$`7JB048Z`BB-B.="87%6=#/ISS2/8XZ.
MCN).`,/.'."I?&5AE!@6%Y9\KOQ:]LX*8AEEJ:Q,T$,7=8D&]1!S3K^*CE'5
MO2>Q!!NJ;-84LC`4!9=C0]>B=X7V:P&,(]I`(H3;),K-P+1BK/B!=0ZDCC-B
MAE7:6D:;<3D\O'ZJR:I724H*5?9:)!4RJ)?9L4`S162R*G0=!3#@/)H(^X,S
M3"3EZUC-'TI)YPY8$[[/U%UT(U^TX'6[H#O15K$"BWL5ADM5&<8UMQ32.PB<
M8C^81>NT*5A!4="$P?AI;P0\I'`@ZVCQ'KF_5L:^G96H[$FJ!9IJ+'WWIJ4?
M6J<&7G4*?.LS.QZ6=K^)R=-O.\@#`SG&R3#-YD(UBZ]E*NH:CTJC4)R$/XMS
M55<R5-)1RP'*GJX5==>F5K0SW>TP+3%D^#K%AUBTOFE=+<1MF>]/'W_PP$VZ
M[`UW'^SW/WTD]_/I8RBB2IL>Q??/7=.E[U]C+#Y]?+[[Z:-*L-*W7[=#SHT!
MN]LT1NS^0*FQ?K_7?WI(U+CE9.BM_U__V7ZO?]B*:\?7GSX>]'L'SS=U<$A$
MJA6_K=OO$?L]>-[Z()ZJ/S%I2DEB;U]?9OXV.\U)Q$O\UA]</MS)-G<IKHY<
MIPI@.2G-@_W"8S[(EA0UA8'JS^H'ES.QYE?]P^I(NFM>A;.D=X.JT/>-V`U.
M&;!C0LG9;:$4+*="=GN?/NH>%0O#['-Z7ED_9&L*)&9&%WS)72O;,$GV\NR'
MUV\C0.Y_G7&<$`M&=_YBZV!G=_=K!=A6(\LF-DG,F(K&-^C#*U0BZZ[#5683
M46*E4TZ6`2\PKB;4_(:U!<KYNAOGF1N&2E2S+5#(ZZL^1V`.PAT!`A%?]?%K
MG\<'';&VKIFOQLE]\&`9\UN22A9+J'VY:O35"-=7_6>]HSBRIK*WA^,=DG]?
M-I.47TUE1OZIZK`'^#742U<57%%W>BA3N4J+]\GRJ+H.B$%FT/_2J<E25C)$
MGJ0@`4"RNE9QJ,:HU@7*T).3XD.+;ZF3@<4!;0>S:+DT1@.B>FLE_/VL,UC4
M#ZJ$V9N;$")<@F.&+[RFD#!CJ%FI_'&O)(P.E3A!!5651,$0W(<$\O509A1#
M.`_+GU))$6,%UGBNJ(5399TKI*%B=^([^@.]6Q)XA?1B["'(K>JP;*&"LUCU
M^U9^S[EN(CG><!,)#@A[A,">V6DC80;?NG]&U$2M8R4T(!Q:X,5#JJ2/!+L(
M%["KV4.F()Z+2Z]BMN9;JP=9WO0Z%6DQCV_*)-N1'SVZI2S*KT6QHD=9:SO+
M8H=F_1@S0<;YZ&*Y,(&CR>HP"FRX<*X^3VYS$4MA"!>H7GE-C9@J@T!+:&:S
MMGUB$`I61Q_@>#TDK*BB91U44OR>J.<`].4%_JN##@@+(S?X=00>!R;>(740
M<*_6T-Y]D^"JPM072KQ,)6.*A8O/)(ULJ!%)?T_P22Q(%4-FZ,K5N20$:`&2
M=JU*K<Y3%?,J'0W=?XP%&F/G6]\B?-'9:L&-O__UWV6=TS8<<:!X3WK(W<-6
MNZX)1..3=M;DS1"'8]=D=@'.FXDDU]:[Q4QB+/<V?JZHAA28ET:+8VZ+;3M\
MU;$3*(=V;2Q>`G+;8#490`RN]&5PE!KND_D\VGRO<9_K\`?A2'<2^]M6+1I,
MM-A64F%:+LAUAU0:57`]ZJ2RA:V8A%.!'+F301-"-ZZR@2;[U5YU'8\3;WQG
M6",TBSKLOXE4NSO/E.7^_TZMX^4545.$X;/HU<6XXZG'&5R=-X1[ZPI'FUMW
M0A@(=HJQ3T&G]=4M^'8$F93?\=.E,E)??OW'UK/]_=Y>&[)7HY`#7XP+<V+C
MJ0451LDX6K$J<5K-/+"DU#V7>J6$V'JZ_[SWO'WUW:LJL82N,'K8W@>25.)1
M==_!\2&$Y]$/>F$VDJBJ29B1XW,.!E=%Y:BFLKIV3;E)6Z2I>-\(-T*I:Y^J
M<47N2!RZV2/9H"DVRH!-SL(WM0&2#N`*M!IL)KJ]!2=,MW_Z:!JA_/21(&0[
MF_\[L[QA"E';M"[-.JVLH,TAW:DS1TKO=(G;^G</PR!/A4$,>'5V)[5N"K>Z
M1\?I'FZ0(]QC%>B6TDTQ^`YE-P2]9/45B]..D["]I\+>"PMFS2#U5_L[1Y_=
MT[YS1H!+GMFU8DD!.%W#8&RZ,O^]ISN[*+;/G.O^LYT#RG@>VBK,*PX<1:&V
M!=7<L"*-XR[1DX`PJW<B*8*U<K!!=*YK(V-ENYY&['A!%-+BTC`H-?F6?VL<
MG[Q_D^Q\FGH\5N&[G_:NH;,=CD#76"$L9[%3%CV5)OR=72]6P^06(W=_M2$>
M\(SBQP?U_*Y!BALN5`$$$=!V=VL@<JJB2#IAY>3KHJ'!H\_/%LF.?R"QK<@`
MF+5*#4:H:L_A>[#;>SMU>M&(Q@)Y`;=46G@<TG*DIG1X0<1^4EZ2PE#8H@'6
M^980<J&CI_9)\!AC(ACXRLDLU(:.J'*OC/DH'L<.:W4S85#%0_<S_*:!,/)J
M/+?R,$*7@)2<H46@U:/$74/Z6LFLB,%CU$0<XRXJW=2+<@V;NW+8QGTB?5L;
MRVO^UA4;1/H=RM&;4L(52!]-J!H/)1\,YJL4^>M.3!<P%_5=&<5?92^)\8\S
M;NAL)&6F%R7U(>;UA(Y+E65@Z_^TI.`8CUH;;6ZG>0><%S**<QS,N]M;Z2[T
MX7D'RP3?TXVSBB(S!?=J0(IA3/5#,Z5I,:(+]KZ>IY\[\\%!0HVU+"?U5[0U
M,A%R6L**=D<)`39@@_:46QZ;NPQ'6Z!!$_`;Q#Q&(*J*X:EF!@/#I$-1<#JS
M,VS3]\;%D3=:8G]<"];+^I+*[*VE1"`L$M*07XQ&KG?A9@@5D[=41%.0\8##
M<7=Q6;WU@LL5SNB$)E6J0@UC-UY/,T,S*/*Q4EL5SCPU?&4_JX9',9WKY$,R
MGA]H82%6/1J+PF$H9J8AFV))N`;<2$[+3L1!%)D5TG[-,(Y\;V)`9,0FGHL/
MM[GD"OQH9SQ((07FD2#_NRXLTL"6<M7H30/I>8[,JA;47.^;7D^S-L`C`,?)
MY2>Q.]QV!%WA*TG*>E<(_4DLTL1PK\4P#6[XR=6TJ:Z?=>PZM2DOBG(P']EY
ME/25==_A,H=AUWR^GSZO9Y.^.=NTP%8$(#K0?K5%Z_6/%4A)G,'M6F.F$]AZ
M1KCSV5[ZN.ZJY2EMNQY.6_RT>I=1MN:STRH@V8R$O>*(=MBG1)C38=XE?%<'
M.'&VN,?'(VO"_J@A<6M'.`?N=P95"!C+CYS$>F;8%EW?W:FQ-,?UK/+-Q;H!
M6W'H*L/39L?6P6]"L0I<KNF@SH%J4#,;[E$HT#6PBSN0#5?H7IOED+7Q)<I7
M5=(*X8>#V.B0H*A7Q,KQ2JQ@P6:4)K<>(]'P*V*NNRZ(PEH>AI,5N@$H>&15
M_5\QN1W-IQ/MA&8%T(G#EM0B75UC@<9<1H]_A``W!H@KD]@/0TF1+TXADYR:
M!IW']"2(0?U0..Q+)ZEM!WH$'BO]>!+#4T#V=><`-C1OIF";/:0G`\Z87O.@
M-A:X/IH&E,6Z6`4J4S#K_S#Z-Q`\5!($X2YU6YJ5].!\709"`LB&=F^L#H\&
MTQ`N2%(U`4VEMF5JR$`[4@N)$1"!)_=U-=$$*01B:DL&*WS>XF=,JD:$$4*A
M>MAAY(YL-UX;H^C$O^+Z2!=%-<5[&@2VJ2+]CO1H9$EB,:]#7\SYBF`TF,3M
M2!C5Y;>:C%.I8RIJ7TMGI)`E@-R6KBI6<T)J:X[,0965@HN+Z?07M^R1>YIV
M*OIS-H!P_FKTH!9NS\[%=8?K_UK$#O`LU80R*I\^FB_4>M56-RUC89.#+7Q/
M6J^_`'%1<0`[/11TA;NP0@()W.+1H!%I''DP_-OJ/0+"J2H)S`=PE16]``$%
M.*:YP5(70)]Z.J8U?*^".B.#13NQ?.!A=(L)K?@VC`+K-@<)<S$+]8#1TEVQ
MZRI?A`Q:^C(^WW01X7/N4]$%D_';]7U49Q&)%?CUMBS%O,//\=6Y"6W"94;$
MAY\:XM@WU?##5#@5SG'MJ*LU\LF$2UQ4SF1`D@NAY&(:RC5%3CBKEI^O=G<(
MTX-*99D(>/E)8]MLQ,PFR4.7R+UG<6"\71U(#E?0:W@VU^JA3".&S_T7$_9;
M(O1FW16=]%+:#6\8L3P[_-IRZ!K$%!&A'@+^YM`E]:)U9.^$.^N&^?;JI81U
M6`SK21H+:,V:W'-"(1`'TST`%LRL#O'670ZX,T??L\B*?(1V6JN2=6.>7/K1
M<5H'-N?:+X=#PCLK'S\LOM??A>$VC?%.>K5*@YFFNZ"PG\/CE@NSRFO]?@*U
MH1;)\X.=%@?VL$*414U0A3N.:#IN:VD&BP9,2?=_F]4+X$-V;"+?5N8?[2>#
MV&Q3Y691Y?5]/&%XKMKQH+)^BH"@NYPH)O2&<Z-6:722S_",QM!B/IOB!VHM
MN@LJ?E!=&^71+[9-:UF]'3..@"F:VQ@MC?O;O.2C<ZJB]>_;G;77<%+1A'T<
M[W#5J2['>37=41YC>[???[IWM'UREFV=C.:#)8&E$R\E?(/=YYR&SF`M)PL<
MO],Q49!A_@U*U[;D!=3SHA/.KBH1M/]M]IM<6TDSTLM7I'T_;S[/?L6,!K?\
M,LW>47_[=S^=;+_[S>^Y#5L7=1*X(S],!5>8WKN<@NY-DPI7J#`ITHX0\'WV
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M,S@1BA#BK4CNC#B+>(\LP7=F==&LI<[F;2FVR+F@>!T9NMB["&W\8K[7`;PX
MAD"QB3ZFS,)GAO-ON<<)_\/N^L'W]6KEEJGU(\QC,KI4EA-[\SO$JBGB/6,9
M9'1X4\7Q0106RY(A;]3*!:MCGLPJJ&&"RG41)M54B<8"G*HB+^%24).,@P(6
M3(0X:L-'Y"$7<U*4:,;/#\O0I.HEGL.N%L&4"I7Y68)!`XK&>)#!PK&2B,>B
M0].<.?\M\'8N5`9C8ETPN_$>8-]*0'E,/<DL5UYY-P\:9A7+$K*W`+&F%#WE
MJFUS"K/E!=F'%6#86F2I0YZ<@C`<K-M:C&9@%)7"_1'0NE!2#S+:(X^UZV94
MK^GQYT(#3R#O<E(7U@WS&]+"+%R"!P4,*`2V(,]&O90HJSR,)UG2B5E9,G=_
M5LD_\(PSET4(M/85E@:2C$M`L"\'#K&+<HRS%JR*BP"YCO)O]DLG1+14:__;
MI2H[`O.++_U!_]#U#K:_0FX:K4E81]/\3))IJ`K>6PBUXI9F@PZ?X)I;AU>/
M[5;0S+B[DPF@BMT5`-\+@-\OIZ`?.[;!3K!!OGVK;&QL10FX%5-04=Z`?PV2
MBV$K2>FN]PKK;;B+`%[YCQ2H65T/)'89#9.GSEWGT^O#"8U,#IX+XB)F)*4"
M/,//K&`RWH%=]$5KNI3:KT,W.+46S#%7PB+Y<#9?XWD-,;-6[A:X,,R7U)=R
MAV)WH_N:Z[;=]252QRZI7#1T%U,.2'K*)'60%()[U$=[$!TJ=%[XK0ZT2DN?
MOHUX_<Q^^4N7G@J;:M//L7]#+'0K9=/XYL1VT\,`/W*/XQSVY99&LX6;/.@^
M=_E__M!S_4[FF5D3$PBW)*?'YS]P[DH_7!;KX_A0__^&_QD]X1<S_ZP8$;_\
MN?N(ORBE9IY0\8:?^NSKR?P4;>>?G'!@!+RMIY<Y1O_.'^_I@?WVIRI0Z`K?
M9CK7PR<VRN+[X_.?W0,0EMC>?=[C*+CJ$/W7]*H?2RQ!&:CC$SMF"0G`&DM\
M-^F)$U.YBA2;+CNA+LJ/O6Z]@U<&V='1[C?F#[UF[G-N/JARW"_B[[V=Z`:W
M[34=95OG2PY!J:O]@]WM@]WP$V`-8OV_(!3%;I`J4,EO_E!T\HHXM)5`(S4*
ME8PN=7^?1'!&X:=I9_C*KNT5<X:+`HT>,8&)E7=;&%\*P8F#G:"2FS.E>?S:
M9F2KP<@5LV>F0E<GB7ZI:SMD@R^)S=->%8NE^ZAF'_E=!T_^^1::H.M*ZO"=
M'9FR(U\&F;+:VPNVX&@U,,:P=4@LIOY8NQ;B\S&S,U2\DL<I!\J9EM*2&J[J
MKVIE`7%")590"O!!X_=EW]6FJ([07?C/$&@&<\H`]`_(QM4INP,60F!<%$DB
M5)HD[H.R##"_J3@I[#O\9SN$EVL-$0'9.;A4#>I"&3S5#O7WT.75/YW[8[S'
M[PUB9+@IVWIG]<6M'\4[#\?21&B8B^R[1QWX4Y',@?/?VHOQTL#@:8@'2_6%
MWP%=.W1@3OCKE7Y=HH=#J[NO92"]&^UYW5'V!PLDG[&G9>NG>9O+<`Z(!2RV
M;`><)-_I41"Y.OM?)>V4TP.F&O"HU8OFTDS-I,MM#BND]`7']#9UV7V8K760
M+>W"055UJF?SZU8*V=?[Z:/M1MIVO\\)I'^+EW:G;SD.K+<;3INM>]<DI+0@
M6E'N18A-2A\XK*H@*WNU[GJD=%;O5,Z75#Q^^E@1*?W<-"@YF<[##FN9N;F`
MR6HMM'D4IC[5:U7=T4(=S2X>6NLK6H6K2E'&&!,,:KJ@9K__M<6EZ4A*%+5K
MYAY$LS79%JV/.C)`9SOMPKN0`K*<2SJ9YK)KH]#,W;-/L:XE&2#M*U1GM(H7
M(KQYZ]O@\=H7=K%@]J[XH"O2RY;*/0Y%O,EE=M(>*R62`@V*&;1WM$._;S_L
M'M,MG]SZGVB]]Z[1[<8QJ)1,Z36<;D'`$.FMLMOMR^M*<^_3'CM6&I90TQ?8
MU[Q(LT7OE;?I`,>X`O'*RZSQLR_\Y)(G3@)R7;&,';/:9)S>//@.T`D<V4S9
M2/$][%+/=%U=AGB[NG<3T:G,L^!%J&#Y8KN8W<M7<3[-D?_2\`B.[[&TL3V2
M5LU\N_)`L.ETG%B-AL788"VLMJ!R3.(ZLO[:7[7UF:QBDUYVO&*/\'[P4P$T
M`@39']X2_U#QC^+D+>@25[:&,@_;6,CRQ:OW5%BH?ZD(L'</`5;QU5\VPJ2X
MQ-7-DW]7EH:X!#Z=9/%8Z$7[0H.*R;)]YA;[;)"MEW7_QOU)M;U_R4#$^#<X
MM]5])RT[W/R<2H..RTPV-CEI7P`27856NR:VS!XTN:3%`^>7M/J<*48ZK^[=
M6>,W[NIK%EK(M!6TA$L)52H$(&C=S7D'G[>[_KL!X?*$;.-M"90*KKDI`5Q;
MO;.?Y<7-E;='Y+5E3T"YV^MP;//=??V\5K8J8.7[OO7?5M9/#F^86-=6=5C+
M;B&)C1ORE*J>GU1?MKQI/<ZYJ:G]^*Q1)B>GZS*XAAL&>$RYAA],2L=X_'3M
M&T[=P%37+=EZ7%VHFW;V^_0N^CKVL0+3TW;HCL`36D^#>14]W7PUE>KHZCN9
MTHXC[9LREFZ<6:3X88.&]C.D+E,M3EV=<+S:L^,G=6K#_T53VVN-_)/S!%J=
M@W*$>6-X*]AN$8R4CUV^EJCC=`*/PQU3Z?/`C/>.0!R[0X.GO9ULG&>EUPC!
M>]`G;0_G=E^Q$HO?`B)(=W6MD4W:G<9+'#;AS(;N:]Q_,5;0OS:PEZ&G=`5Q
MP&"'UWT6-S94==+O`_M_H5L.:N\K5->6,^+$5M^YXIFFDTL;<[`Z%M)K:2MM
MO>>TA\?-^TO2EU2I$/,D].9EDG+1TT^JJ$#7RV._%:OK[H]5ZJSM]2U#IG<[
M8&5BA)TUVCF><,I_\J```RJ)P(?79458![]5*ZG&7(>;2./M<.^+Y>9:KB_Q
MDYULUXMX6B_;8Z0K?X%6\(LJ^/'?.FRP&2J_2M=-5,#2_%G[JH&.3Q7R83WI
M5-J3K4\)EJN;L#8LXR>.M_RX\3?*@'DLIL:LZQV*SQA_A=&3L\%KS@3;>>"X
M_9E0?7N\EOJN=V=CU+7=4Y-R';JNW6`=[^UF/YE5SW[L.J#<W_CVG#M2TDVF
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M7V=-([R=T8B64FW&%=:X4O5,SQIGS%X1%:S8XGCE`.JFV:^,U^VC)7&!-;-*
MO^KN:^7`0!>-NL4_'C'P>GP,IQ7SR],=$C4C_6P%_!8=;E$TMK6+<)3HXV"Q
MU*K78+7OM5CWO7LC.A"0LO6Z%M*\IC[2!K^G2JNKJK]VV],6VB;8U&OKN^C6
MK%^J)+A%BY=>N9GVWMDX_4AQ2HO%UO/8Q%BUZ?,"T5B<6'?[I"P7W_]?`0``
M`/__`P!02P,$%``&``@````A`,?A%P(!"P``U5T```T```!X;"]S='EL97,N
M>&ULY%Q[C^+($?\_TGT'RYN<<E)F`&,&F`-."S-.5MIL3MDY)5(NBHPQC&_\
MX(S98R[*=T]5^U4-?K0'0T?*H=L!0U?]ZMG5U6U/OCMXKO+%#G=.X$_5WFU7
M56S?"E:.OYFJ/SP9-R-5V46FOS+=P+>GZJN]4[^;??6;R2YZ=>W/S[8=*4#"
MWTW5YRC:WG<Z.^O9]LS=;;"U??AF'82>&<''<-/9;4/;7.UPD.=VM&[WKN.9
MCJ_&%.X]2X2(9X8O^^V-%7A;,W*6CNM$KXR6JGC6_8>-'X3FT@6HAYYN6BEM
M]N&$O.=88;`+UM$MD.L$Z[5CV:<HQYUQ!RC-)O[>,[QHIUC!WH^FJI9=4N)O
M/JRFZIVJQ"(O@A6`^/KG?1!]^]OXS[L_O'O7_=<WW_[CK_;JGS_^_O2['[]1
M.RD;0A-L4$WSMEM)%KZ.*7<2"6:3=>`300:@)M36_8L?_.(;^!TX`XB'/YM-
M=K\J7TP7KO00GA6X0:A$8&60CUWQ3<^.?[$P76<9.OBSM>DY[FM\6<,+S#&2
MWWD.F`DO=F(.U^6S1#2I3".$P<G4QRM4)@]$,O%BM4SF3P4R<;P&];S.T1_'
MBTE1+5=KO$[]XD2'Y_#*;$7XA)OE5#4,R"&];A?52@UV(6;C11?X78W9W>!J
MDO6-OC%L53+.%T_MA@S[1INJK&%HO!\^7$V=[3,KDRY)P]>*``RX=K7H0.A6
MQ/?0P-<U_.3*$]IE+,:H<DF?A5Y;N9'SP@OSRIR"%0^7DRGC@TYV>3:GY4:K
M%MK3<+JPA;C0O1@O5B'NH/9R7#<KO?LZ%J=P93:!54!DA[X!'Y3D_=/K%DI3
M'Q8L:--._+N:7V]"\[6GL0)-;,`N<)T5HM@L6$&<%"2+NT=C\<CX$F2B*$J(
M&L9B>`&BC_/QHGVDB_&X;:*:`:^6B;X?X*MEH@;\MVA-I\F4I+<%,J.G1`XN
M8+NWP_%X/.K=C4:CL=[OZ3I3\C+Q:,=?V0<;U[2MJ>D4P0`0C/NC\9T&0+KZ
MB+&Z*H(^`!@.!J-!;ZSI\#_+QY='T+9.80TOV:H$@22K$@22K,K64)T6,G\2
M*=!.DFQ5@D"250D"258=MIR!A]*M2A!(LBI!(,FJK!1O,5:A32LY5@D"258E
M""19M;7B,\G`8^E6)0@D694@N+95TV75XO'18'V@T\JLO#YF*SE8.RZ#<`5[
M7.G&30]7C_&UV<2UUQ&L$D-G\XQ_HV`+_RZ#*((=H=EDY9B;P#==>-M)1Z1_
M*T;"GAELCTW5Z-FQ7H`9UU>(\<8L+L4ART0Z5OCZ4.\.]8%V%R^B6F+MV2MG
M[YU*E_$N]!50(^JV7G"B0S]CDKA#WA;LH!42\PF.8*9FEA8<`#Z1NH3@B#9D
MS%ODHC*2$6(RD@&",I(1HC)"Z!0%5ZK)5;"'[=IC`QO&J-ME*['&_E),D``O
M\)C:,:?ZK!U2H-':,:(Z394'^>4D-N8:OEC%6B!IS8A3.6L&%$A9,T)41MYO
M"B7.V@F8G@N0'.F;^_G;8`"C>&"*YR@))OD)=TGB?1)A]RT6]TB"4_)$:J#0
M;+H2EN':3(2!51DQF:]A^K=LU_V,$_+?UUD-`*VNV>2P)J<LX.@+'D/`0QSX
M%OK)R=MXOH\_@([+!FFE@Q1SNW5?/^V]I1T:[#P,8\&N8M\Z_S1GA4K^^;WK
M;'S/9LTZ-2;S?1A$MA6Q\SJLZ5Z&IU^"IY<0$L%S#G^]A#_H25@?Y_"'9E"A
M$4$O4OF#<PGS;],?\&12XM1@`NK457C:1`!+_A0!&$$&`CQ)E>@`W%,&`EA*
MI0C`07,$`*?"*\Z)@Q[)9N`#.4O@?RF6D&-2*3F6%Y2R+/T"_PHI#2[]GJ5F
MDF_!T7,UPX<*`&>Q+$NQLE(,,3M$6JX"^%"A`@-FW7:FO%Y9SI>F$))T`4.N
M$4@#51IISRM)S@6>.8!JC<Q;K$.(4V`JD@T!X$B!0`S1DS3_]B@&23,P]09)
M4S"%P,W!5XP):@ENAI2$`?!(B8J\3NAQ,\85U4`@R,J0Q!LT62F28I"5(W-3
M:+)2)($@*T-22\A*D12#K!Q)3"$K11((H!$I&9):0E:*I!ADY<C<%'U9*9)`
MD)4AB27Z%TZ1'=HVC9NHM'\Z?%/_5#FL:QNIO;)%$]@]'1ZOGN*5(]B"K:7(
M4AKO73/3WJGR'(3.K[#(Q'O8+&BFVJ&*]SQ&CD6O_!*:VR?[`$O1>-_IL"[O
M]3:'6-$X!K'29LFQ9_/BE@J8"P.=>E6YK"0URCX#R_F*J)4<FS2U3?XC+^,;
MY;7>5HN!=2ED@T!=)QB:.W.-"[04;Y@&9*L)9ESI&*BI8/85RQ4&:`XS68VI
M:IV5,D=E)-USN,Q50WRBN@!SQ"'$^Q))4@,]BG&_K.3]XR7)D=I9V[#6YNUD
MZ':PU/I?<<*N85Z<L0TQ]=#LQ8Y#-)M0B:/6H$SQ5)0&I8X'M^(?S5*\Y\V3
M!FZM,]0:@"0`7)1+"P/*O$ZQ7.Y+U=QB)BPW"VCH*"8Y+.V9I3@NJM-R<5B4
M)LSV`J$:UA4`U#G,M3/#&Q72)%BO4M6U`@AWA5H)&NJPZ3JO'800;?\3"$L3
M3XT*2T.LD7K^;XM/;,I+F_C*>)^&C?#L<FZ@E$(ZB9/+0BI92==D^^)I4+!,
M.*-X;IZ1*RK#YL1JZI\"GP#VG3=UP4Y=\XW5Z1M`T3H1_'3)"N'D)&=5#F\E
M198%!ESG>9=RHQ+'JX\Z*Q">-8XOZ.*"$$J"KUKGQ;%7JHTSHDW#"EFH8\#[
M9BF6VJD2O7XMNV%%K2*>(XK-(J@8ZB]IV94;+KU2I#ZVQ0";"N2(-G]`.]N"
M4/`1-O#(O>[OE!OEO85$LQ5P#[>D]HX+-U]BG./VD+7?P3U&\_ABTM"OHI4M
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M$8ET^$)<HLQ&?5Z[NJ!VY^8JS;J\P^`\(P(#'LYJ[5UX:&Z`C]QE^_#81B8"
M8>TL1.G9MEZ4!=Q6E1'BXP&G41%"CX>M:_IF%(2O"NZ]9^1XHP\$R?TQ"#(=
M\10T^"@"Z$_P@&)X]K$">HDUQ/LP5E1-R&2QP*L'#^(V(0.C8S2\_^&1R29D
M8'1,AD^J6#^)D/G@;_>9A?A<BE.W"(F/CO]BKWC/X36L`4@12I_L?12:F?_Q
M(:4)*N83WHR7T>!31/Q`N_3.P:3^_`3WWJ5*Q$J;Q`Y6_R+`_[*/B!IQ%"&"
M_3T1(D].!/=,IT',D4!80B0".`^3D3C**((T_F:&/D8+%[I'/EHB47ZZ"*K_
MU2&_,9/I/<)'>+-;-K/U`"AJ9:_-O1L]95].U?S]G]G3","9DE]][WP)(D9B
MJN;O/^)C'B"*85$-Z>;C#AX=`'^5?>A,U7\_SH?CAT=#NQEUYZ,;O6\/;L:#
M^</-0%_,'QZ,<5?K+OX#*L/GG=_#`[//>)XX>^XYG"_JZ?<[%YXZ'B;")N`_
MY]>F*OD0PV?W=@-L:,^D0G1VV?/89_\%``#__P,`4$L#!!0`!@`(````(0#[
M8J5ME`8``*<;```3````>&PO=&AE;64O=&AE;64Q+GAM;.Q93V_;-A2_#]AW
M('1O;2>V&P=UBMBQFZU-&\1NAQYIF9984Z)`TDE]&]KC@`'#NF&7`;OM,&PK
MT`*[=)\F6X>M`_H5]DA*LAC+2](&&];5AT0B?WS_W^,C=?7:@XBA0R(DY7';
MJUVN>HC$/A_3.&A[=X;]2QL>D@K'8\QX3-K>G$COVM;[[UW%FRHD$4&P/I:;
MN.V%2B6;E8KT81C+RSPA,<Q-N(BP@E<15,8"'P'=B%76JM5F)<(T]E",(R![
M>S*A/D%#3=+;RHCW&+S&2NH!GXF!)DV<%08[GM8T0LYEEPETB%G;`SYC?C0D
M#Y2'&)8*)MI>U?R\RM;5"MY,%S&U8FUA7=_\TG7I@O%TS?`4P2AG6NO76U=V
M<OH&P-0RKM?K=7NUG)X!8-\'3:TL19KU_D:MD]$L@.SC,NUNM5&MN_@"_?4E
MF5N=3J?12F6Q1`W(/M:7\!O59GU[S<$;D,4WEO#USG:WVW3P!F3QS25\_TJK
M67?Q!A0R&D^7T-JA_7Y*/8=,.-LMA6\`?*.:PA<HB(8\NC2+"8_5JEB+\'TN
M^@#00(85C9&:)V2"?8CB+HY&@F+-`&\27)BQ0[Y<&M*\D/0%353;^S#!D!$+
M>J^>?__J^5/TZOF3XX?/CA_^=/SHT?'#'RTM9^$NCH/BPI???O;GUQ^C/YY^
M\_+Q%^5X6<3_^L,GO_S\>3D0,F@AT8LOG_SV[,F+KS[]_;O')?!M@4=%^)!&
M1*);Y`@=\`AT,X9Q)2<C<;X5PQ!39P4.@78)Z9X*'>"M.69EN`YQC7=70/$H
M`UZ?W7=D'81BIF@)YQMAY`#W.&<=+DH-<$/S*EAX.(N#<N9B5L0=8'Q8QKN+
M8\>UO5D"53,+2L?VW9`X8NXS'"L<D)@HI.?XE)`2[>Y1ZMAUC_J"2SY1Z!Y%
M'4Q+33*D(R>0%HMV:01^F9?I#*YV;+-W%W4X*]-ZAQRZ2$@(S$J$'Q+FF/$Z
MGBD<E9$<XH@5#7X3J[!,R,%<^$5<3RKP=$`81[TQD;)LS6T!^A:<?@-#O2IU
M^QZ;1RY2*#HMHWD3<UY$[O!I-\114H8=T#@L8C^04PA1C/:Y*H/O<3=#]#OX
M`<<KW7V7$L?=IQ>".S1P1%H$B)Z9B1)?7B?<B=_!G$TP,54&2KI3J2,:_UW9
M9A3JMN7PKFRWO6W8Q,J29_=$L5Z%^P^6Z!T\B_<)9,7R%O6N0K^KT-Y;7Z%7
MY?+%U^5%*88JK1L2VVN;SCM:V7A/*&,#-6?DIC2]MX0-:-R'0;W.'#I)?A!+
M0GC4F0P,'%P@L%F#!%<?414.0IQ`WU[S-)%`IJ0#B1(NX;QHADMI:SST_LJ>
M-AOZ'&(KA\1JCX_M\+H>SHX;.1DC56#.M!FC=4W@K,S6KZ1$0;?785;30IV9
M6\V(9HJBPRU769O8G,O!Y+EJ,)A;$SH;!/T06+D)QW[-&LX[F)&QMKOU4>86
MXX6+=)$,\9BD/M)Z+_NH9IR4Q<J2(EH/&PSZ['B*U0K<6IKL&W`[BY.*[.HK
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MI>UQH4(.52@)J=\7T#B8V@'1`E>\,`U!!7?4YK\@A_J_S3E+PZ0UG"35`0V0
MH+`?J5`0L@]ER43?*<1JZ=YE2;*4D(FH@K@RL6*/R"%A0UT#FWIO]U`(H6ZJ
M25H&#.YD_+GO:0:-`MWD%//-J63YWFMSX)_N?&PR@U)N'38-36;_7,2\/5CL
MJG:]69[MO45%],2BS:IG60',"EM!*TW[UQ3AG%NMK5A+&J\U,N'`B\L:PV#>
M$"5PD83T']C_J/"9_>"A-]0A/X#:BN#[A28&80-1?<DV'D@72#LX@L;)#MI@
MTJ2L:=/625LMVZPON-/-^9XPMI;L+/X^I['SYLQEY^3B11H[M;!C:SNVTM3@
MV9,I"D.3["!C'&.^E!4_9O'1?7#T#GPVF#$E33#!IRJ!H8<>F#R`Y+<<S=*M
MOP```/__`P!02P,$%``&``@````A`'8SA3!P`@``%08``!D```!X;"]W;W)K
M<VAE971S+W-H965T-#(N>&ULE%1=;YLP%'V?M/]@^;T80DB:*%`EJ[I5VJ1I
MVL>S8RY@!6-D.TW[[W>-4YI^/"0O@,WQ.??<#Z]N'E5+'L!8J;N<)E%,"71"
ME[*K<_KG]]W5-276\:[DK>X@IT]@Z4WQ^=/JH,W.-@".($-G<]HXUR\9LZ(!
MQ6VD>^CP3Z6-X@Z7IF:V-\#+X9!JV22.9TQQV='`L#3G<.BJD@)NM=@KZ%P@
M,=!RA_';1O;VF4V)<^@4-[M]?R6TZI%B*UOIG@922I18WM>=-GS;HN_'9,K%
M,_>P>$>OI##:ZLI%2,="H.\]+]B"(5.Q*B4Z\&DG!JJ<KI/E9D99L1KR\U?"
MP9Y\$]OHPU<CR^^R`TPVELD78*OUSD/O2[^%A]F[TW=#`7X:4D+%]ZW[I0_?
M0-:-PVIG:,C[6I9/MV`%)A1IHDGFF81N,0!\$B5]9V!"^./P/LC2-3E-9U$V
MC],$X60+UMU)3TF)V%NGU;\`2HY4@61R),'WD23)HNDDFU^?P<)"1(/!6^YX
ML3+Z0+!I4-/VW+=@LD3FCQVA%8]=>W!.L:DQ6(M5>"C2Q?6*/6#JQ!&S"1A\
MCIAD1#`4'951[7QE#_;*/K<^E$W8.)69?"R37B+CP:]DPL:I3+I8?"PTO43(
M@[$+3K(TC>.1-U@,&&R0,9/9B'B5282<GTD/SBERCZS3^*5"03E@SE">7:+L
MP6\]OQ0M*`=,-O36_(W;,)ZA>Q68&KY`VUHB]-Z/7H)GQMWQ5EBGPV"//W`J
M>U[##VYJV5G20H5'XVB.7DV8Z[!PNA]F8ZL=SN/PV>#U"]AZ<83@2FOWO/`W
MQWBA%_\!``#__P,`4$L#!!0`!@`(````(0"5XXA;W`(``"\(```9````>&PO
M=V]R:W-H965T<R]S:&5E=#0Q+GAM;)25VV[B,!"&[U?:=XA\WYQ(H"!"U5)U
MM]*NM%KMX=HX3F(UCB/;E/;M=YRA`0);I3>!9'[__F;&&B]O7F3M/7-MA&HR
M$ODA\7C#5"Z:,B._?SU<71//6-KDM%8-S\@K-^1F]?G3<J?TDZDXMQXX-"8C
ME;7M(@@,J[BDQE<M;R!2*"VIA5==!J;5G.;=(ED'<1A.`TE%0]!AH<=XJ*(0
MC-\KMI6\L6BB>4TM\)M*M.;-3;(Q=I+JIVU[Q91LP6(C:F%?.U/B2;9X+!NE
MZ::&O%^BA+(W[^[ES%X*II51A?7!+D#0\YSGP3P`I]4R%Y"!*[NG>9&1VVBQ
MOB;!:MG5YX_@.W/TWS.5VGW1(O\F&@[%AC:Y!FR4>G+2Q]Q]@L7!V>J'K@$_
MM)?S@FYK^U/MOG)15A:ZG4)"+J]%_GK/#8."@HT?I\Z)J1H`X.E)X4X&%(2^
M=+\[D=LJ(Y.IG\["201R;\.-?1#.DGAL:ZR2?U$4[:W0)-Z;3(!^'T_])$YG
MUR-<`B3J$KRGEJZ66NT\.#2PIVFI.X+1`IPO9P2I..VM$V<$#C7`&NC"\VHR
MCY?!,Y2.[35WJ('G03--3S7K<TW4*P(`Z^D@Y_%T3NSH7/T=[AU^2*8=:1(E
MX6&73K!&P3'K(9L3#JC,>`XGSDAR5($X3?K\$`TUT/R^2L,:O:<X88.-CMG<
MV9S`"7^_DVX1Z([VG\PG`T;41&%7OM"/#K7!ZF'\<@XGA"`Y)GR?S(F'9,/J
MH6;VW[YB')X7JGM"-OT(F1,/R09=NT--3Y8.:KK&^`BRV4?(G'A(-AUT$S4]
M63*(KS$^@LS=::,GAA,/R68#,M1<WAE/&BJ2='\2PT/5L9LXN'&N2:Y+ON9U
M;3RFMFXH1["L_]K?%[=Q-_+[`,SKEI;\.]6E:(Q7\P*6AOX,N#1.?'RQJNVF
MYD99F-3=WPHN9@X#)_1!7"AEWU[<G=)?]:M_````__\#`%!+`P04``8`"```
M`"$`2_)]9QP#``!-"@``&0```'AL+W=O<FMS:&5E=',O<VAE970T,"YX;6R4
M5MMNHS`0?5]I_P'YO8!Q+B0*J=JMNEMI5UJM]O+L@`&K@)'M-.W?[Q@GA$"3
MDA?"Y?B<F3/.C%>WKV7AO#"IN*@BA%T?.:R*1<*K+$)_?C_>A,A1FE8)+43%
M(O3&%+I=?_ZTV@GYK'+&M`,,E8I0KG6]]#P5YZRDRA4UJ^!+*F1)-3S*S%.U
M9#1I%I6%%_C^S"LIKY!E6,HQ'")-><P>1+PM6:4MB60%U1"_RGFM#FQE/(:N
MI/)Y6]_$HJR!8L,+KM\:4N24\?(IJX2DFP+R?L43&A^XFX<!?<EC*91(M0MT
MG@UTF//"6WC`M%XE'#(PMCN2I1&ZP\M[/$'>>M48])>SG>K<.RH7NZ^2)]]Y
MQ<!MJ).IP$:(9P-]2LPK6.P-5C\V%?@IG82E=%OH7V+WC?$LUU#N*61D$ELF
M;P],Q>`HT+C!U##%HH``X.J4W&P-<(2^-K\[GN@\0F3F3N<^P0!W-DSI1VXH
MD1-OE1;E/PO">RI+$NQ)X'=/@J?N))C.PQ$LGHVH2?"!:KI>2;%S8->`IJJI
MV8-X"<R'S&P<;:[G4H4<#<F=88D0;'?(0D%]7M8DG*V\%_`TWF/N+0:N+0:W
M"`^B:4.",+HAO6_R0=F`C;(QW81R;U]T98+W9<@U,@8,5>L$3\)YRVN5+08*
MVB8X;1$G"4Y.E8WG!/;DY43-H@C!M64G8=CRVP@L9D0$`!EOL0'W<@_ZRA;3
M52;!HHWN)/O9-=H&W-,.C[PV:XOI:I_Q?7ZJ/,YWL^@CWRUF1`1F('3^;9<K
M;L"]W`>^6TQ7F1#_?=\7UV@;<$][<>2UOEM,5_N,[Q@V=S?M<<8WJSYR?@\:
M$X3I/Z.]Q[9;G?SA!^;O05UQ0LXT-7Q55VO0??^/S-;_/:@K?ZX`IC5U<A]9
M`-O0+K<</+KKP8`^">+RYF_0/0>&!1@V/$+Z[=Y.=3OT2B8S]H45A7)BL343
M&\.T:M^VIXF[H#D/M!]@F-<T8S^HS'BEG(*EL-1WY^"]M,<!^Z!%W8S4C=`P
MQIO;'(YM#`:3[P(X%4(?'LR!HST(KO\#``#__P,`4$L#!!0`!@`(````(0!W
M7/(3D0,``%P,```8````>&PO=V]R:W-H965T<R]S:&5E=#$N>&ULE)?;CILP
M$(;O*_4=$/<;,#E'(:L-JVTKM5+5X[4#)K$6,+6=S>[;=XP)8).LR$T2DH]_
M?H]GS&1]_YIGS@OA@K(B=-'(=QU2Q"RAQ3YT?_]ZNENXCI"X2'#&"A*Z;T2X
M]YN/']8GQI_%@1#I@$(A0O<@9;GR/!$?2([%B)6D@%]2QG,LX9+O/5%R@I/J
MICSS`M^?>3FFA:L55GR(!DM3&I-'%A]S4D@MPDF&)?@7!UJ*LUH>#Y'+,7\^
MEG<QRTN0V-&,RK=*U'7R>/5E7S".=QFL^Q5-<'S6KBYZ\CF-.1,LE2.0\[31
M_IJ7WM(#I<TZH;`"E7:'DS1T']`J0A/7VZRK!/VAY"0ZGQUQ8*=/G"9?:4$@
MV[!/$N]^DHS$DB2P<ZZC=F3'V+.Z]0M\Y4,040$JB/AW#O,0J"A>$Z;[^1SR
MJ=JV[]Q)2(J/F?S!3I\)W1\D1)I"&E0V5LG;(Q$Q;`/$&@53I1JS#"3@U<FI
MJB=((W[5[F@B#Z$[GHVF<W^,`'=V1,@GJB1=)SX*R?*_&D*UE!8):A%X/^G?
M@\EH$DSGBUM4QK4*O-<J"`U6\?2ZJI0]8HDW:\Y.#A0L.!<E5N6/5J!\.2^0
M$,4^*#ATH:%@R0(VYV7CK[T72']<$UM-P&M#().(SH3:0?#0&('D##>B8&5$
M;9ARMM5?=.,&5MP^,6X(PPADH6M$5<P8BO7]S*B;0G?26?>D4=<.-0%%TV1F
M:A+1>X3A$,)T';[O3,&P@D[<F1EWJXFNL[E)1'VB]6XX`Y'ASA1L.EN8<;>:
MZ#I;FD34)ZXXF]WB3,&F,V07ND:ZUI!=Z7WDBK?Y+=X4;'FS2GVK$<-;6^M5
M-49]Y(HW]?0<?#XHV/)FMX%&#&]M9.VMC[2$46U+T]NP3E4W61[MAM!(UV-K
M0%O4Q*PZ`E$0S,?S<;M0PR."HV-X`BO:<F<UX[9FNO:0U3C1!:9=@NE/G<>#
M-QCIT[M[FB"K);<U,Z^2,T&+P&J=J`:Z"[AF[J:'`M)'?-><'7M;,]W8@=VW
M%YAK_M21/3QYBC8W-[!;%VG&\&?W[@7FFK^;GA0PO/7\M56MGV(U8_AK@^OF
MN,"TB"X^/;OI020G?$\BDF7"B=E1S6((2J?YMADNZZFO^0'&M!+OR3?,][00
M3D92N-4?S<$;UX.>OI"LK,:<'9,PH%4?#S#%$Q@;_!'`*6/R?*&&DN9_P>8_
M````__\#`%!+`P04``8`"````"$`_'&&`KH$``!,%```&0```'AL+W=O<FMS
M:&5E=',O<VAE970R-RYX;6R<F-MNXS80AN\+]!T$W:\EDCH:MA=K!VD7Z`)%
MT>Y>*S)M"[%$0U+BY.T[/%@2*8>6<Y/$R<?1SYGA_`H77]_*H_-*ZZ9@U=)%
M,]]U:)6S;5'ME^Y__SY^25RG:;-JFQU919?N.VW<KZO??UN<6?W<'"AM'8A0
M-4OWT+:GN><U^8&663-C)UK!7W:L+K,6/M9[KSG5--N*1>71P[X?>6565*Z,
M,*^GQ&"[79'3!Y:_E+1J99":'K,6]#>'XM1<HI7YE'!E5C^_G+[DK#Q!B*?B
M6+3O(JCKE/G\^[YB=?9TA'V_H2#++['%AU'XLLAKUK!=.X-PGA0ZWG/JI1Y$
M6BVV!>R`I]VIZ6[I?D/S#8Y=;[40"?I9T',S^-EI#NS\1UUL_RHJ"MF&.O$*
M/#'VS-'O6_XK6.R-5C^*"OQ=.UNZRUZ.[3_L_"<M]H<6RAW"COC&YMOW!]KD
MD%$(,\,ACY2S(PB`KTY9\-:`C&1OXONYV+:'I4NB61C[!`'N/-&F?2QX2-?)
M7YJ6E;\DA%0H&02K(`34J[_CJ4$\*4CL[R%KL]6B9F<'F@8>V9PRWH)H#H'Y
MQH(/-P8[XFN^\45B*=`-5.-U1?QTX;U"!G/%K,<,UHG-F(AZQ`-]G4C8^5#D
M]:Q?Q'$8\NLZG3@4A_JCUY*!?7:,06QLA*8-'C34QA-(H+_L&ODB2/3@^3@F
MAD;)V#3:"$TC/&BHT:Z-PV;^S.)*)A6E#W"8I%$0(UW_9LB0%*5Q'"9^QVCZ
M8)/3]7'8T!<$75S1H&O)1$I?2GR"@_[9@MD,&9*2./$#OV<T?=$]^CBLZR.H
MCROU2084?-A_-D+3%NO:IO4?7W2K_R1CTV@C-(W<!@=#QMY_'-;SAV*S_R1S
MJ:\/9ABGY@D>,@0:-$@`Z_I$TY?>HX_#NCZ"C-Y?2\:6.QNA:4,P3(;)FU9@
ML>I6A15DDVE%=)V&D]B+C.3PAPG6G8!QE14DRQPF,&7BOH#R$&M($,1^@'M$
MUV>8R,0\CMT$/+OK(GF:D<TLE$X;HNOD4WUP6";JE%X`,[?+Y]A1D,TPE$X;
MHNOD\WV@\T:]I1M`]$X?&DUM)"%9;Q+`H1X<6*5OB*#$QPGN9ZNN#]KZ#GV<
MUD\U,IMMS=_X`+*>%QNBZS-,96*=I2]`%KH\7JFSS3Q4'FV(KM,PF!MUEIZ@
MU7DTO9&$9)T1@M>S*#(FZ$9CTB@,TB#ICITN\"YW05?L9=R(0^]`",-[.C(L
M:*,"R4VD410E\4>=>)>]H&O^8KX;*LC:B9,=!G_*8<2J6PZC()M.*Z(5&M_E
M,((V3[11Q+6"NDY$"2%]%>51T9@T0B2)^E<-7>"G+`9?LQCSA59!UD1.MAC,
MA_Q@=$\;/6+5S8+;_$/ETX;H^>3#?J#3/GJPM`;[Z%&0+'@8$V+.'0T(D)_T
M1T_7Q@?]0-O$'/)5>E,2U'>32-":7PG<L!DKHNO\E,W@*3:C(&M/3K89N+W1
M\GFCUE=L9C3%1<BE*_]+Q7$0]@:B.E%&D0!,>-R_V,D<ROL@>5]RRO;T1U;O
MBZIQCG0']NO/8MA[+6^#Y(>6G<2]R!-KX19'_'B`6SL*ER;^#.`=8^WE`[]O
MZNX!5_\#``#__P,`4$L#!!0`!@`(````(0"Y8:=W8P,``#D*```9````>&PO
M=V]R:W-H965T<R]S:&5E=#(U+GAM;)267V^C.!3%WU?:[X!X;\!`^!,EJ9I4
MW1EI1UJM9F:?'7`2JX"1[33MMY][<0*8S#*9ES;`\>%WSS5<EH_O5>F\,:FX
MJ%<NF?FNP^I<%+P^K-QO7U\>4M=1FM8%+47-5NX'4^[C^L\_EF<A7]61,>V`
M0ZU6[E'K9N%Y*C^RBJJ9:%@-5_9"5E3#H3QXJI&,%NVBJO0"WX^]BO+:-0X+
M>8^'V.]YSIY%?JI8K8V)9"75P*^.O%%7MRJ_QZZB\O74/.2B:L!BQTNN/UI3
MUZGRQ>=#+23=E5#W.XEH?O5N#V[L*YY+H<1>S\#.,Z"W-6=>YH'3>EEPJ`!C
M=R3;K]PGLM@2XGKK91O0=\[.:O#;44=Q_DORXF]>,T@;^H0=V`GQBM+/!9Z"
MQ=[-ZI>V`_](IV![>BKUO^+\B?'#44.[YU`1%K8H/IZ9RB%1L)D%<W3*10D`
M\->I.&X-2(2^M__/O-#'E1O&LWGBAP3DSHXI_<+1TG7RD]*B^L^(VHHZD^!B
M$@+]Y3J<FE[L&9"VKF>JZ7HIQ=F!S0*W4@W%K4<68(@%18!B;M^5^'\50FEH
M\H0N*Q=V.2Q7T):W=>A'2^\-HLPOFLVMAMB*[56!'0"\CA&J&S+^/.PK"HH1
M!<-'MHTY`=X=6S"Z[ZTB[B46"20T),&T0MA$TT2X"%(=`(3^W$;8&`T$WT&.
M%-LIA<4(-QHR3K.A&&H8W)?$H[9LC"9KVQH%(4G)F&VH".*()%GO8;%!@?>S
MH=AF"_UXE)O13.4VI;#88IOMOM[BHE_UUFBF&*<4%F-B,T[W%L5V?B3V1_D9
M3=SVE@1IFOEIO_7;YV=K26(_\^-Y+['H<,H-WB73="@>T_6[QCRZ1F/H(C\)
MPRRU^;=#11!E413V%5ILV>^PH7C,UM=LV(S&L#U$:93%03B"LR5QE&9)OW\M
M.@(OD?NC:]5COM$SN;F(#&`:$#\:9V<KDKD?)UT!-AV^F.]N+,S?V_3ZNDUZ
M%Y%YJ9`@@]:.WXDXR-'HHHE20DC21VP(S:0V$ZUB\L"VK"R5DXL33N$`]G5W
MMOM">`IP.(S.;_#+H9W]W048W`T]L"]4'GBMG)+MP=*?)?`D2S/ZS8$633M'
M=T+#R&Y_'N$3C<'P\6<@W@NAKP<XVKJ/OO4/````__\#`%!+`P04``8`"```
M`"$`)T?HSU81``!W9@``&0```'AL+W=O<FMS:&5E=',O<VAE970Q,RYX;6RL
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MQS7Q5J\@/_4*B^,Z<2;[3%M"M?/H^LPO;F97MXN;Z?Z?==67/YA5CZK`S-1<
M_<&L.5V#F:FV^L.)']$47.W99FO'M=/4;R9_,&O^HIU2ZK8_^YH?6PI3]=FP
M[%.EN&R'XV%T>W?[NP_O7K8_S^20*079?;]3!^#92F4SX[K=R;N1_MI`EQ&N
MLGQ4:=Z?R_HRB'=R=/KCPWQ^_>[R#SFBW.N83XR9V1%K$Z$.'RJMYX+O0N!"
MZ$+D0NQ"XD+J0N9"[D+A0NE"Y4+M0C.`2RE/5R/9C_Z.&JDTJD:F=S\9&!3-
M*8B),*MX+O@N!"Z$+D0NQ"XD+J0N9"[D+A0NE"Y4+M0N-`.P"B('EK^C("K-
M^W,YY@P&S1N[`I_:F+D<5;H@9URMNY"N2A`?$D!"2`2)(0DDA620'%)`2D@%
MJ2'-4*RB23__'453:>1@*9OI"L)#71LT6;4NI*L:Q(<$D!`206)(`DDA&22'
M%)`24D%J2#,4JVKR16Q5;?Q\TWP-J>A#<4RG?FI%*F%D#?$@/B2`A)`($D,2
M2`K)(#FD@)20"E)#FJ%8'2]'G!,Z7D7;'=_*0K[3!N/DQCZZK;L@4QT/XD,"
M2`B)(#$D@:20#))#"D@)J2`UI!F*50LY03RA%BK:KD4KPT$`\2`^)("$D`@2
M0Q)("LD@.:2`E)`*4D.:H5@=+R>T5L>KL^/%6W6%JZ\"CSY!5IGLHK2RD'.,
MP0!YZPR0+J@;(!`?$D!"2`2)(0DDA620'%)`2D@%J2'-4*PZR<6L5:?I;PD5
M;=>BE>$`@7@0'Q)`0D@$B2$))(5DD!Q20$I(!:DAS5"LCE>3`B?T_"'<[GI-
M2SD#&(R#6V<<]%'=0"#YI(`4DB)23$I(*2DCY:2"5)(J4DUJ++++HRXIAY?W
MTP-#S=,X(T/3<&B0/))/"D@A*2+%I(24DC)23BI():DBU:3&(KL6ZFIR6`OU
M93*_OCC]NT3-A;EE:LG^-EE<N:.HB^I'$<C7Z267B0I((2DBQ:2$E)(R4DXJ
M2"6I(M6DQB*[<NJ:<EBY7XRB]A)4+A%-_WU2EXM2,6L4@3Q&^:2`%)(B4DQ*
M2"DI(^6D@E22*E)-:BRR:Z&N%$^H17MA*?GZ6K2T/-SO.$PSKF<@C^23`E)(
MBD@Q*2&EI(R4DPI22:I(-:FQR*Z%NG@\H1;MM:95BY:L<0'RU&R\/7I\4D`*
M21$I)B6DE)21<E)!*DD5J28U%MFU4!>/)]2BO=:T:M&2-2Y`GKJ_(;481/FD
M@!22(E),2D@I*2/EI()4DBI236HLLFNAKB=/J$5[^6G58GA%JH]1(&\&\DD!
M*21%I)B4D%)21LI)!:DD5:2:U%ADUT)=,YY0B_82TZI%2^U-;757:JWND\D8
MZ,6#^)``$D(B2`Q)("DD@^20`E)"*D@-:89B=[VZ:AQV?7MO\4+=+-Y_>[C_
M_=-6SH#EDF/D=&HA]Q#UG<7VVM.J2$M]_Z]G1OIKR-G<N97BZ:"%?-GW5YH+
MYQZDWT>9,X:`%)(B4DQ*2"DI(^6D0E/?#V4G_2=$/U0Z:/"E6Y.:+I5T@U76
MN7O)_U^5]9#%G@G0)!<D@_+,G4L8':1V(7.G&9_0TT&+8=1\L;!3^7U45^DN
MNY&PDXGM17VF/FJ^6-K;B_LHDSWILAM)(5F_VC"Y<Q,P[Z-,J@*IRD[Z3.B\
MRF2RAXDSF.H^RFROZ;*+V'O,:;,0<\Y"&+(+ZMY-,%%RBC*U<^CT_2TAOU_1
M?)B`%/8TD3[JHTRNF)204E)&RDD%J>QIHJE5'V6:6I,:B^RZJKF#X0%^Y$`N
M4^7F2#YOIQJ&1W)-<BG<%6R^<.?`=="P]MAKO2[(?!0?$D#"3OKM(W74!9G4
M,22!I)`,DD,*2-G)1!.K+L@TL88T0['+J&8B3BAC.W%AE5'3L$3SA3N'.]=1
MOQB>.DK.L;I]8N;.9/DZU]+ZLKAR]IS`;-'*Y9X7A"9JLEW1:)3;KEA'J1M$
M7>OG2V<>+C&YK'8MG<-9:J+Z`U5FR%K1;42NHZ8[IQC-Y79.::(F.Z<:C7+;
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M2D@I*2/EI()4DBI236HLLLOCS@K^XJ*1TW_SEF2`FHY?DSR23PI((2DBQ:2$
ME)(R4DXJ2"6I(M6DQB*K%G)R<LI0.83;0T63_=S!TIGY6O=1IF(>R2<%I)`4
MD6)20DI)&2DG%:225)%J4F.179[3YLW4L[;.D4S3<*B0/))/"D@A*2+%I(24
MDC)23BI():DBU:3&(KL6[ES7?_WTCAHK;IE:<D:1,\6[UBO*CWX4=2L:\AD5
MD$)21(I)"2DE9:2<5)!*4D6J28U%=N74A-+QYV8+/?\T>&)$DS6*VJ@!>8SR
M20$I)$6DF)204E)&RDD%J215I)K46&370LVCG%"+=MIE>)ZL[M[)Z%'E[J[;
MYDOG[L2ZCS+CPB/YI(`4DB)23$I(*2DCY:2"5)(J4DUJ++++H^8L3BB/GO48
M#I66!N-BK>["2<4&Y)%\4D`*21$I)B6DE)21<E)!*DD5J28U%MFU4!?8PUH,
M;K-.GS(O]*7YL"PMR<`TXV&MHP;DD7Q20`I)$2DF):24E)%R4D$J216I)C46
MV64Y[4I_P2M]38/QL"9Y))\4D$)21(I)"2DE9:2<5)!*4D6J28U%=BU.N])?
M\$I?4_\$Q1KB07Q(``DA$22&))`4DD%R2`$I(16DAC1#L;O>O8H?')V.?[9G
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M!9G4.:2`E)U,I*ZZ().ZAC1#L2LKH_^4RJIPI[(M=5\8(^<R>B7Y,557'64=
M'-P#C;]LHZ8/S(&.4K^D\_H60Q,UV:YH-,IM5VRB]+,U"WG)I_K/_F6(Q$1-
MMBLU49/MRDR4E<MM5ZZCIONK&,TU.#`?+K]*$S79KFHTRFU7;:(F^ZLQ4=9G
M'+3+WI5/FZ1<<I)2DWQ-O7KNTZ[TBR.4!/6[G?O1?;.57YR66TD&G_E0BU`G
MF6Q(-!;D-B?60?IL>#:_N1W=<R>;DXYMR6USIH)>[Y=<YYB^7"GL).XVRF,:
M4HT%N?U2ZZ#I?FE>;8Z]:\H.?,I15H4[1]F6!E-<ZR7((_FD@!22(E),2D@I
M*2/EI()4DBI236HLLFOA3N+^XNJ=L[7+EM3I4K<[SZ_=I^?[*/.][)%\4D`*
M21$I)B6DE)21<E)!*DD5J28U%EGEN78G8Z?+<PBWAXJFX5`A>22?%)!"4D2*
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MO!MAI=Y\P"7R%H.5>D<!E\@K"%;J!0-<(B\+6*E7`<B2RZ[9\L]^?+_[NLGO
M7KX^/._.'C=?Y%!\=7CMQTO[#X>T?]EOO\OIBOSK']N]_(L?AS]^DW_@92.O
M6+E2;\7[LMWNS5_4!KI_,N;#?P0```#__P,`4$L#!!0`!@`(````(0`]<D"W
MEP(``.$&```9````>&PO=V]R:W-H965T<R]S:&5E=#$R+GAM;)1576^;,!1]
MG[3_8/F]&$C2I"BD2E=UJ[1*T[2/9\=<P"K&R'::]M_O&B<T:2J-O@"^')]S
MOWR]O'Y6#7D"8Z5N<YI$,270"EW(MLKI[U]W%PM*K.-MP1O=0DY?P-+KU>=/
MRYTVC[8&<`096IO3VKDN8\R*&A2WD>Z@Q3^E-HH[7)J*V<X`+_I-JF%I'%\R
MQ65+`T-FQG#HLI0";K78*FA=(#'0<(?^VUIV]L"FQ!@ZQ<WCMKL06G5(L9&-
M="\]*25*9/=5JPW?-!CW<S+EXL#=+\[HE11&6UVZ".E8</0\YBMVQ9!IM2PD
M1N#33@R4.5TGV<V"LM6RS\\?"3M[]$ULK7=?C2R^RQ8PV5@F7X"-UH\>>E]X
M$VYF9[OO^@+\,*2`DF\;]U/OOH&L:H?5GF%`/JZL>+D%*S"A2!.E,\\D=(,.
MX),HZ3L#$\*?^_=.%J[.Z22.INELOD@03S9@W9WTG)2(K75:_0VH9,\56-(]
M"[X/+)?1;!Y/1I"PX%$?X"UW?+4T>D>P:5#2=MRW8)(A\?L182@>N_;@G&)3
MHZ\6J_"T2M-DR9XP=6*/N0D8?`Z85P1#T4$9U<8K>[!7]KGUKMP$P[%,.CAR
M(C/YB(P'YW1ZY'R:OO(&Y8#!L@T!SMY71IKQ`7HPU@#)!]KSW`;0"&F$C)?V
MX%YZ2&ZP])U\DLO+C]!Z\"GMWG)2M'3R?O+F'Y'RX%.I8#F/P`_DHW;O#_+\
MRI_:_[2^WW@JL;=@(QY5;/HFFC!2PHE38"KX`DUCB=!;/RY2/$.#=9ADZ]2W
M^5O[-%OW[<^&'SAA.E[!`S>5;"UIH$3*.)IC+";,J+!PND//<<QHAZ.E_ZSQ
M*@$\1G&$X%)K=UB@,!LNI]4_````__\#`%!+`P04``8`"````"$`B58K_M(,
M``#(0@``&0```'AL+W=O<FMS:&5E=',O<VAE970Q,2YX;6RLG-]O(CD2Q]]/
MNO\!\;Z!;D@RH"2KH7_9UIUT.NW=/3.DDZ`)Z0B8F=W_?LMMN^WRM^G`W.[#
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M0++4VEQ@&?=VH78JTBC$M);/6LW]F!Q`072@Z?']@1:(N\EW"NF-E5FA3,(E
M,B>AXU>KS6-0Q*",014#$0,9`Q6`";FE\PU-EK_"-UJ-]HVS:N5`X*S($4["
M5<EC4,2@C$$5`Q$#&0,5`.8(FO#@B!D%2__JXV)"U[H?TZP/8B(:\96126FF
M=D+7D2\ZD<X90`H@)9`*B``B@:B0,)^07>`3O2)?.'&T&II[U$SG`)PY1FC0
M2YU(YR4@!9`22`5$`)%`5$B8E\@AS$O#$:.E6V<X(U:&D.6.9$!R(`60$D@%
M1`"10%1(F*$4P1<8JJ6YH8;,:"D*XB"-ID(GY+R1`RF`E$`J(`*(!*)"PFRG
M[?("V[4TM]V0<)"!Y$`*("60"H@`(H&HD#!#=38=;Y;I]14%Q86S7BOB/C!D
M1BMP,/ZS:/P[H6[\@11`2B`5$`%$`E$A86ZA_(6Y97B2:VENNR'A^`/)@11`
M2B`5$`%$`E$A88;J!.D"2UMQ;JI%T3C/HW'V4MU`(RH0E8@J1`*11*08XF[0
M"5,X#X8'/#'Y%>UQSIJ51>&0(\H1%8A*1!4B@4@B4@QQFW5N%-IL$N4K?8;Y
MP'R353'S#9IYCV0)H!Q1@:A$5"$2B"0BQ1`W7^=!H?D?V&S2)F9SF$FUV7VF
MLQY:"H(HR!$5B$I$%2*!2")2#'&;=59S@<TF"2)]/LP-,@=R?:#)DICD0`H@
M)9`*B``B@:B0<%-U7A.:&D3W\66[^;IJ:%NB>=PS[#,Z[ME#H,F.F`<,"CW@
MB-_HDO2&+X"Y3J1U9-"6$VR'T<F@\%+.XR6B"I%`)!$IB]J^<V_I3.C_]Y;)
MIYBW#`J]Y8CW0X^WC%"ZL`?O)-I/BJ03\(YRBAVIK!!YOG,Y-"6\)G/&3Z(4
M17H!IUAUBHEP/^I$*_1C3W31W5(77B8O8PZS*.QT.HVB*4NL%)E\VK2\5VH6
M76(43NJV]?7UU/S'P[=T0F'X@B\K)S78+=$K%7=+.JFA;BDG=*I;?'!TNG?!
MX&CQ*-<QB!;YSNOI]):[*DN,4#B`X*G""LWYZ>@35U5JJ:XE4%*=TY(\JR5U
MLB7N09U'AA[\N4759*,LZBT*G99.%]P=66*E!L,K=U+^>JJP:$X92>?.=`K>
MMNH_</HYG1#8"7E6)Y2OZ+L:CCP;C_2R[+T5YQ'MT+S;XC./^GM@[C&M5)IV
M%0M$I=?EUL[*HP'U`G5)1,KKBA?B-$[H?RI26RV1PTSJSY:`)%I2,UM/=Z^+
MMW`0K0N-JC#FDW@9+)PJG9-\?SBQ.FNATPU53L=@=X25&NR.=*J&NJ-.=H<'
MKSX?#"TFOS7OIS*T8`^E"(R7:8?"H+92E*R>=E3N*BZ"H+85/2J=E%=?>32@
M7C@IKTLB4@ZUZKG'].DB]-AP=I&:PTBXSEH4G$\R1#FB`E&)J$(D$$E$BB%N
MLSY>7&"S.8TPFPV:MX\CS3$M!90C*A"5B"I$`I%$I!CB-M,<O,1F+1ZM4@:Q
M<0:4ZZ><_+1:("H158@$(HE(,<1MUME[.,YZP:;GSY?>0Y+)X`R#^`U5$CVW
MR6Q%DG);58ZH0%0BJA`)1!*18HC[Y[*318HG"XNH"6=@ABA'5"`J$56(!"*)
M2#'$;=:9=!@3'ZQW)O%F<]^@:.CCAQ#Z4$[S@`T]H`*E2D05(H%((E(,<3?H
MC/,"-]@$-;BUH7-T--$S1#FB`E&)J$(D$$E$BB%FLWX6RVP.\K?A*&AK\M70
MHO!R$E&.J$!4(JH0"402D6*(FZ]3P_.'7#]DBW8`B\+9CBA'5"`J$56(!"*)
M2#'$;8[SP0_&&?,^/<W)#<%E$Y`<2`&D!%(!$4`D$!42;FJ<R)GHOGBSHXB&
M<3>(C7N'!I+3W.K2JW&0(4>7&X67<IM(B:A")!!)1,JA=H_B+HOSP&!!./\^
M=X;IH47,848J0+F3HFTA\$YT@U!X*>\=J\O?1E0H)1!)1,JA'N_H3"Y<+W[.
M.R8?##?0F4'AE'(D=$1T/YG;:K2^VTO5^/[6"WA/.<6.5%WC`TT)K^G$_:T7
M<(I5IY@(C[*^+%0OTQ^L19ATSBPBH[J`2>.[Y<Q)D7`GA1<%O5)P4^"DS(5I
MFJ3IIVCVEDZ$1W$T>)63&NR4Z)6*.R6ME,[[.P/3^#9?.5VL7W/?>SY&<2:L
M8WTV;9];7K`28((\,XA6RZ"KT1.:S`J%]O0,F-'D9TUAJ]$Y5T?IXM-B$26A
MI9;HV@65U3GMBD[(1;J,VIW-T/>GVN5.U_EPN,!\,"&T>)2$6>1O3;)9AP8L
MSZT478LXJPI$I=?EI"J/!M0+U"41*:\+EHPX._^YI1>3]IE%+-1NXSMQ*W7R
MRLU<-3I=;$K'D[5P4F8%F25)&C=7.A$:N:%@M>>-P6M)X70-=DI:J6@%B=8L
MY72Q?IU:0>@JB`=S/&3GW3RV:GB0.Q0$N4<#'LN=E+\:+!"5#GGUE4<#ZH63
M\NHE(N40WCSJYU073/]6//*,.:($.55FI0*4(RH0E8@J1`*11*088DN>?EK$
M;-91\E/?C6LU1>XP1Q5]0NCF49KX'<_<4]J*).46M1Q1@:A$5"$2B"0BQ1#W
MD#Y8G+\IS,TY)$PO+0I"($.4(RH0E8@J1`*11*08XC8/G$.&]\0YGCTLHE./
M&]\,48ZH0%0BJA`)1!*18HB;3[O1)4.NQ:/(-X@-.:!\#JA`5"*J$`E$$I%B
MB-M,&]0E-FOQR&:#?#Z8S6.2`RF`E$`J(`*(!*)"PDW5B6LXH\W.>/'%Q-PD
MP&RJ&\3&O4-^$83,-[>ZV,5$FL1';R_EIE*)J$(D$$E$RB$\>L]U$HLNN_`X
MTFJ)@L9DQ\QA@');4=\>=QM)DH)W;$5_"U'ZBLYA%2*!2")2#O5XYR_)CN>8
M'5L43BDC1`M'X(@H3\QMM=,7$U[`N:6$IBH@PE<[<0OA!9Q>%6IAL_`ZSD^'
M-Y96G,>.0Z$STB0^.S@I6HL&7.:E7,\+BR@GU]9.KY+HE%RZ.BPJX^N(RDFU
M8=-F/`*1C!N+#L[*53G5%G?M98FL?@`9K>46L5N"-/X"B!4*W8\+6R?D_6J3
MY+GUZR*Z-BMU%3]4Z%!3WT\*`6U(2^CILQF[N`W]TF]_&\:1YH5>\\;EKMX_
MUUG]^GH8;9IO^F5=VED>[CILWB1>S>A58KKW)S/CDCF54`;>5Y)229OW0IT9
ME;09$Y3,J:0]O$#)-96T;HE+$M)FMJFX)*42NJ_IZ5M*[9#_^DJH'9H5?24W
M5-(&.K1S2R6W?76HH)=_6M*;*SUM+);THD</3Z9D8_OUA[CMA/Q/;PCTU2'_
MTY?GL826T&5!2Q>6T"*XE+TE]"[YYSY=*]U\CZ85-=XK3T/2-R*?Y\O/%+;8
MI96.B#Y.X]0[3#1*?8-$#R:HY3Y-=-6]+.@^&=NFF^FE["U9S6^7*]HSL4Y&
M)5EO":5!Y-R^<*`4@$KZM%'60N;WE=#7T9?Z"^+8@SRY6>IO5V,)?5.:ZO25
MK,@[JU[O9%22]9;0\R;R3M]@TK,6*NGS]2JER*=,!_NV2BGV:5/O*9E1\-,-
M/I5,NNBGWQ%X7S_7_USOG[=OA]%K_41+E[E!WIM?(K#7R?8;:%^:(_V"`&VQ
M]#8Y_6)$3>\]3/4[<D]-<W1_Z`:ZWZ!X^!,``/__`P!02P,$%``&``@````A
M`,H@]"^Y`@``K0<``!D```!X;"]W;W)K<VAE971S+W-H965T,3`N>&ULE%5=
M;YLP%'V?M/]@^;T8R%=!(56RJENE39JF?3P[QH`5C)'M-.V_WS5.:"A5F[X`
MOAR?<\^]YK*\>90U>N#:"-5D.`I"C'C#5"Z:,L-_?M]=76-D+&UR6JN&9_B)
M&WRS^OQI>5!Z9RK.+0*&QF2XLK9-"3&LXI*:0+6\@3>%TI):6.J2F%9SFG>;
M9$WB,)P3246#/4.J+^%012$8OU5L+WEC/8GF-;60OZE$:TYLDEU")ZG>[=LK
MIF0+%%M1"_O4D6(D67I?-DK3;0V^'Z,I92?N;C&BEX)I951A`Z`C/M&QYX0D
M!)A6RUR``U=VI'F1X764;J(0D]6R*]!?P0_F[!F92AV^:I%_%PV':D.?7`>V
M2NT<]#YW(=A,1KOON@[\U"CG!=W7]I<Z?..BK"RT>P:.G+$T?[KEAD%%@2:(
M9XZ)J1H2@"N2PAT-J`A][.X'D=LJPW$2+*(PF2R`9<N-O1..$B.V-U;)?QX4
M':D\27PD@?N19#(/9HMP$H'F.R3$)]3YNZ66KI9:'1`<&I`T+75',$J!^'5#
MX,1AUPZ<83C4D*N!+CRLHF2V)`]0.7;$;#P&KL^8'D%`M%<&M<N5'=@IN]*Z
M5#8^<"X3ORXS^8B,`V=X>IY\,N]YO;+'0,5[@\\E&!@$FLL-.C#T`,A[VG%M
M/>@":8!<+NW`G71?7!_I#O+`T?PCM`X\I#U&SIL6)8N^O`.IQ4>D''@HY2-C
M!VX@GQWW[CM.WCWW;M>0_QB!G6?MNG[=2C+4?/L3<^"AE(^,K<"\&WN90G'?
M%NBV#15.H:&;Y(4;/QS]\)!<E_P+KVN#F-J[P1?#..BC_5!>Q^Z+?1F?IFL_
MK$G_!H9E2TO^@^I2-`;5O`#.,'#34?MQZQ=6M9`[3#ME84QVCQ7\%CF,A#``
M<*&4/2U`F?0_VM5_````__\#`%!+`P04``8`"````"$`)X59:[XD``#RV```
M&````'AL+W=O<FMS:&5E=',O<VAE970Y+GAM;*R=67,<-[)PWV_$_0\*O5^I
M]RULWS"[:^U]_9YEF;85(XD.D1[/_/LOT84L+*=89.N.'T3Z()%`(1-;`JSZ
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M?/BHNJ__`_5?/GW\]O#X\-O3.U'WOJHHGWGZ?OI>-/WTPZ^?Y`E,L[_Y=O_;
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M]86'?5^-B]=A=O'AZ<-//WQ[^/N-3%Y2^..?'\Q4V)T9=3K`5KV]'G*?&W%E
MJ#5:?C9J?GPK;2^#ZJ/,$__\J=N?_O#^GS*T?[0R=PTRH<1<)<PX;M0N8I#$
M((U!%H,\!D4,RA@L8["*P3H&FQAL8["+P3X&AQ@<8W"*P3D&%P^\%Q/7=A;3
M_B?L;-08.ZN%[A0XP_<BHZJ$9EG$((E!&H,L!GD,BAB4,5C&8!6#=0PV,=C&
M8!>#?0P.,3C&X!2#<PPN'@B,*E/"?\*H1LV/;V62<)UWT`FM>%?)]&1,KX6&
MH<B\%JDM#9*`I"`92`Y2@)0@2Y`5R!ID`[(%V8'L00X@1Y`3R!GDXI/`^&*O
M_X3QC1H9_*68VK`<NBNA5NO7(K7U01*0%"0#R4$*D!)D";("68-L0+8@.Y`]
MR`'D"'(".8-<?!)87Y9E@?6;-T0Z/1OIJY'5.'<5$8LJF8,L0!*0%"0#R4$*
MD!)D";("68-L0+8@.Y`]R`'D"'(".8-<?!(84$;2&PQHI$,#5J0O\[WKMX-N
M-"370FKE!4@"DH)D(#E(`5*"+$%6(&N0#<@69`>R!SF`'$%.(&>0BT\"F\JV
MY0:;&NG0IA7Q.R7(`B0!24$RD!RD`"E!EB`KD#7(!F0+L@/9@QQ`CB`GD#/(
MQ2>!`64#<X,!C71HP(KT9;WF=<IX05P+U9T2)`%)03*0'*0`*4&6("N0-<@&
M9`NR`]F#'$".(">0,\C%)X%-95-_@TV-=&C3BOB=$F0!DH"D(!E(#E*`E"!+
MD!7(&F0#L@79@>Q!#B!'D!/(&>3BD\"`)F876+"*4;PS`=3V9<\U9VA-B_I]
MM_`A6A`E1"E11I03%40ET9)H1;0FVA!MB79$>Z(#T9'H1'0FN@0H-+$)6_AA
MJ!?L6D4Y9-.B0^B="<Y*Q_6[*=&"*"%*B3*BG*@@*HF61"NB-=&&:$NT(]H3
M'8B.1">B,Y&<`'EM']K51"YNL&L5Z`CL6J'J;,?$!.<FABZ6=F0!DH"D(!E(
M#E*`E#X)']5LU/U'_=Y(:K7A#]J@0NZ)YV:[?FT#;YW1&X6+_X45ZLEJQZU&
M>I-0*G%2VI?26KN2#"1WV3SE@WZHO'!2JJKT584-:/:Z;,#K,/_TQZ>/_[A[
MD,<05VL8&_H2<K:!Z&K'+*5HB7?F^"-PF'E-O+JS^>S>>W(-9_<ZW4'X<(G5
MTG/1T+16K(5G(+G+9L+DU%LX`=52^EK"1C/[2[_1&AI'#N_JUJFVHT'K6"0_
MG)<,HF>=FV,@:4-SIN.DV&1-4OTHE)BHKO&U80>#SK`SZH^B57*J4K*N>[[$
M3*5<'"-WR,L85Z)0*5N)WJ`_&'2GD?^6*O5<)4);F'VA;PMOG7*#`U>[R\!$
M=L/IM\0@CKX:T[P\)*B0>E9BL_7$V5TS#Z*A)`WM/AB'/2&KRU:U.4C17%`T
M&I7/%A2VM-G`^2W]@M=7^[V@22T:U,/$W!PZ&A</6H(N7DG)49D^:V(S>BAU
MNE0J(\J9L2`J@XQA,Y@]C]\,QN'ZLEI^H3FJK5+0'!:%@T!T@#<W9ZO20CT9
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MVFQ@?,]^H8-7^YW`HRWR.WB-O&=E$U924D_UKZ0'E%HDJP&5RHAR9BR(RB!C
MV`S2ED$S?)_+&2U1?[?([^_Q&GAN%GTOS^=6*ER9Q;H2E;+]4:XICON]8;2"
M2%7JN?YH1X"Z7MKVN6:4]:MSX[@2A4K92HRF_4%_.(WZ0JE2SU4BM)#9TOB.
M&EOH]/"G-/U+:R[9@\%$%CD/FZN4/+][2CJPS3BM73/1C`ZEBISZC"A7Y#(6
M1*6BJZZP><R&PF^>%_IQM?\(^G&%_,"=_'[U2S?<+X@2HI0H(\J)"J*2:$FT
M(EH3;8BV1#NB/=&!Z$AT(CH370(4VM5L<VZPJ]T[^2N."H5G8<-HS3\WP2D9
M@D1*N_J"*"%*B3*BG*@@*HF61"NB-=&&:$NT(]H3'8B.1">B,]$E0*&I91R\
MQ=1&/)IL*B3>I$:<2U`,71@HH51*E!'E1`512;0D6A&MB39$6Z(=T9[H0'0D
M.A&=B2X!"NUJ=F@W=.%J0Q<,S16*NG`4LIGW:BFU_H(H(4J),J*<J"`JB99$
M*Z(UT89H2[0CVA,=B(Y$)Z(ST25`@:G-EO`&4U_%PRYLD=^%B19$"5%*E!'E
M1`512;0D6A&MB39$6Z(=T9[H0'0D.A&=B2X!"NT:[__;5U?F,E@T-%L4=>%H
M63YW4G47)DJ(4J*,*"<JB$JB)=&*:$VT(=H2[8CV1`>B(]&)Z$QT"5!H:K.Q
M?_UH;0P:F[I"01<&6MB,GE1"E!)E1#E10502+8E61&NB#=&6:$>T)SH0'8E.
M1&>B2X!"NYK0@F]7;__X0F^VT0QO32VW5HS5_<LK1`NBA"@ERHARHH*H)%H2
MK8C61!NB+=&.:$]T(#H2G8C.1)<`A28VX0K?Q"_8M8IN^`NMO@UX>`MHH@51
M0I02940Y44%4$BV)5D1KH@W1EFA'M"<Z$!V)3D1GHDN`0KO&H9\7[,H03[]"
M+H8Z!UF`)"`I2`:2@Q0@I4_"1XW#.-4HI7_T^^H_`^PSOF.1-^','6H+<ZF4
M1`B\8%@40$B<E"Y=4J*,*"<JB$I%UYX9-IF)7/B]WAO87W_:WZ_B'\%@4*&@
MP8`6-J/9_GFM$^W-$B?E6L?J<K=6,DKE1`51J:BA=<QF___>.E7((&B="OE=
M2HG?$-&IQ*)?"<D6JOG23>($7$NI8B69%7*%YRZ;U1L=J15.0+64OI;0I6[;
ML?>Y8U<DXX[SBE%\EJQ2TEF=%,+,C5)QR#U1J2KDWNU-)M/.)#KT355(&O3Y
M`C.5<K-@[I"7,:Y#H5*V#J/.M#,:1G4H5>BY.@26&-RVH;Z*AQMJBV3!YIYX
M%!V[SZU08"W8H192!THLD6,EXW2#SKC?GT8]/S4RKN18:0:E.4@1%M,;3`>#
MN.G+9XL)F_.V?>R`^UA%05/%=\;F*M7NV$[*M6A5HCGG<(TVBOIRJAD#%\)9
MJDIY;DQ46!25&!T*EYKQN1+#5HZWD-\U(PVXL[0H].7H5&UNA8(6C-UN40NY
MEK=;U,J7)[UN9P!7%A%GE5AG!ITY2&&)[3&3L=PXC!82I1%I+"5L8[,#\^>U
M]C7AH-JP^1.8(G<N-W>HN0;74]&%E?+/K8E2ITN;."/*F;$@*H.,83/$6Y[O
M<S7NA`86!6XTBF;SN94RMSL:368;S.H*1H-X!$NT1)W`IC*8=B+G3E4HZ(?T
MQ*I`J9:V?:X96^M0J)2MPV#2[<KQ>7C)LE2AY^H0&D@:,/#3V$"O.[8>&#71
MQ&:1[[\U:C6'E7)'S8FJ=RA5Y-1G1+DBE[$@*A7QV'H@]@B:YX5N;,2C9JB0
MOTJ_*@W^!&5!E!"E1!E13E00E41+HA71FFA#M"7:$>V)#D1'HA/1F>@2H-#M
MS>;FAN&YV@L%PW.%9%VC?7@^`%H0)40I44:4$Q5$)=&2:$6T)MH0;8EV1'NB
M`]&1Z$1T)KH$*+2K#'JWV-6(1_VU0D%_!5H,@!*BE"@CRHD*HI)H2;0B6A-M
MB+9$.Z(]T8'H2'0B.A-=`A3:-=[QFFFJ/S'O\K/OFWMUZ&G`W;!%)CCOE@GQ
MPF_NI+3'+X@2HI0H(\J)"J*2:$FT(EH3;8BV1#NB/=&!Z$AT(CH370(4N,'P
MMNWV53SLWA;YW9MH0900I40944Y4$)5$2Z(5T9IH0[0EVA'MB0Y$1Z(3T9GH
M$J#0KK?M^X?<]UL4=>%HASAW4G47)DJ(4J*,*"<JB$JB)=&*:$VT(=H2[8CV
M1`>B(]&)Z$QT"5!H:K./?_W*:VC$HRY<H:`+`RUL1D\J(4J),J*<J"`JB99$
M*Z(UT89H2[0CVA,=B(Y$)Z(ST25`H5WC@(>WD6S?-`T9^[!(CE*UG\Z)%D0)
M44J4$>5$!5%)M"1:$:V)-D1;HAW1GNA`="0Z$9V)+@$*36S"%C=T71M6<4:\
M&]K`APMYSHD61`E12I01Y40%44FT)%H1K8DV1%NB'=&>Z$!T)#H1G8DN`0KM
M:@(N-]C5QF=\NU;(G7?-AS%9@"0@*4@&DH,4(*5/PD>-XSG5*'7S)F+(0(]%
MWH0S=\C;5\31P(5*2?3`[3YZ4=@Y<5(Z)*9$&5%.5!"5BGA".S11#=\[O(']
M]>?75RW1/%Z%2X(&`UK8C"^<7SLIUSI6EW=^3:F<J"`J%36TC@D$_-];IPHG
M^/&E887\+J7$=Y,HXKVPV9X_OW8"KJ54L9(,A><NVS/GUTY`M92^EK`7QKOY
M%Q8(W+$/+9)1QO49G%^KE'16)\7^9W4%4@C_JZXJ]#Z<=GKC:'>1JH@TY_/%
M92KEYL#<(2]C7(-"I:H:#$;C:3<:)$H5>:X&@15&MVVFK^)A#[9(UF_N>7%V
M;84"2\$&M9`Z3V*)/8GK#B>#;MS>1L05'.O,H#,'*:)2!N-^7/_RV5+"QKQM
M!SOB#E91T%`XN5:IP%GC1U\X*=>>58G1.7)TP3O5C($#X>1:I3P7)BHL"DL<
M1W=,2LWX7(EA*\>;Q^^:BT;<4UH4>G)TN#>W0H&!V/25<C=N)S:;>G*O/XH4
MIT:BS9%CE7E=$S5O$18B?26R;/EL&6$#Q[NX]I%YQ*V;(G<N-W>HY2D75LH_
MMB9*G2Y]](PH9\:"J`PRALT0[W2^S\^X`1I9%/@0CJVMU`O'UJHK&`KB62-1
MJ6K6&'=&TWB:3%4DZ(*Q8V>N4MKRN69LK4&A4CIS=B>3Z'Y3J2+/U2`TCC1>
MZY+K=4?6(Z,FFL\L\GVW1JV^:Z7<,7.BZAU*%3GU&5&NR&4LB$I%/+(>B36"
MYGFA"QOQJ!DJY"_,KTK#(VNBA"@ERHARHH*H)%H2K8C61!NB+=&.:$]T(#H2
MG8C.1)<`A6[?M`_[OB.P4;4U\K<;%H7Q\W'43^=.2L>`!5%"E!)E1#E10502
M+8E61&NB#=&6:$>T)SH0'8E.1&>B2X!"-Y`Q\I;N;<2C[EVAH'L#+49`"5%*
ME!'E1`512;0D6A&MB39$6Z(=T9[H0'0D.A&=B2X!"NUZVYYXQ#VQ15$7CJXW
MSYV4Z\*5+LFH**%42I01Y40%44FT)%H1K8DV1%NB'=&>Z$!T)#H1G8DN`0I,
M/;YMXWT5#[NP17X7)EH0)40I44:4$Q5$)=&2:$6T)MH0;8EV1'NB`]&1Z$1T
M)KH$*+1K'`,PNX;>\)TL#F_\2MJ8X0&+HMX=W?V<.RGMR@NBA"@ERHARHH*H
M)%H2K8C61!NB+=&.:$]T(#H2G8C.1)<`A5Y@=NM^1+A]_3VN-O?^6LRBH'=7
M4AY:4"HA2HDRHIRH("J)ED0KHC71AFA+M"/:$QV(CD0GHC/1)4"A76\+C8P9
M&K$HZL+1GW+,G93KPI4N?X*F5$J4$>5$!5%)M"1:$:V)-D1;HAW1GNA`="0Z
M$9V)+@$*31V'?U[HPHSSC"OD]=<YT8(H(4J),J*<J"`JB99$*Z(UT89H2[0C
MVA,=B(Y$)Z(ST25`H5U-F,8?FKVPW@LFM@$>[\S;?%5$=E;^'16B!5%"E!)E
M1#E10502+8E61&NB#=&6:$>T)SH0'8E.1&>B2X!"$]\6_1HS^F51T'41$%M0
M*B%*B3*BG*@@*HF61"NB-=&&:$NT(]H3'8B.1">B,]$E0*%=X^C7"_V5$:YQ
MA=S!S!QD`9*`I"`92`Y2@)0@2Y`5R!ID`[(%V8'L00X^"9O>1((X:MZ^J:DB
M2L%*%T&F^;A&;0%WE1*;>@=GT0%QXJ1T*942940Y44%4*G+'H$N'_'I%ES16
M*M5:^[63TMIOB+9$.Z(]T4$1[[2,XU"4-TV^_L;/54L4MJ@"3<'0"K2P&>7&
MSS.O8'`"VC`I44:4$Q5$I2+?K*CE2J7J6D9;\;43T%INB+9$.Z(]T4$1S3>)
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M4;<_B:_''%3FN5J%OAR'W[YO]&-4;E(A"<4X3XJO`,ZM4-`-Z."5)C>.)C:;
MO2(TE'?CC.(.G1H95W*L-'M-R7DMI&-"$94L;XB)SGS+]G*7M<J6RJUJ(2UW
M'98[&(P[@_B1-NTE;VNE+27O:B$M>1^5W.U,HIG[\&RYH:/=%@^<,!ZHR-T'
MF3O4\E`+*^5?E2)*G2Y]]LRA%O4Y=15$I=.EZI<.M:A?4=>::.-TJ?JM0RWJ
M=]2U)SHX7:(^M.MMP;\)@W^*@E%@'%W(FUNI%RYYJ:Y@K(U'T42E=#(<R@`R
MB&]OI"KUW#A:?53C5?7*55=KO0J5JB?#\7"$"[8JU%JMY:NJM5)=K=5:JY1.
MAMWI>#R<1#=3-RK56J_MJ^JU4UVM]=JKE$Z&0WF55K2G/:C,<[4*?5E<L&'K
M?N.GR"9&2[3>JU`P&<8-.+?Y7OA2D97R9\-*N9T-^P-9V,4KE=3D:IL-K8K6
M&^(YBBZTRM5;IGKCP3!J_[*]X*4J:"UXA8+7FJ\JN#OIR'>JX)"MS[Q5%:U%
M[U#T7O/9HKO37G1GY&`D&AL[=#9Q[L#97MA%&/'(JRSR)\0:-=>@>H/3I)(*
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MZ$AT(CH370(4VM4$1Y]9;;[0FZNPJC]*3RODW]$A6A`E1"E11I03%40ET9)H
M1;0FVA!MB79$>Z(#T9'H1'0FN@0H-/%MD=,I(Z<6!5VWDO+0@E()44J4$>5$
M!5%)M"1:$:V)-D1;HAW1GNA`="0Z$9V)+@$*[7I;Y'3*R*E%+A8T!UF`)"`I
M2`:2@Q0@)<@29`6R!MF`;$%V('N0`\@1Y`1R!KGX)#2AB9MQ]+WYKL_4Z(E6
M5A4RGP)Q._3XF'QN,THW]J2P.5*I0%?\-8G$2>DJ+57D[G9D#K64F%LI\TD.
M5_M)='>[<%):8NG4*UH2K5Q&7WUT1V+MI%37AKJV1#N7T5<?G?[NG92J/U#7
MD>BD*#!'?.!Q=E*J_J*(EUBFX@`-CGACT.FJ)7)#HUBN[8[K/W:;6ZE@ZJBD
MPK<.Q0>%B69TKQA*%?D.9G4YE%LI^=2(-D5!5%+7DFC%C&NB#3-NB7;,N"<Z
M,..1Z*3(-<Z9Z**HP0-,?,T?BEY8_1GQR-05DD\S73]_TD5$?3ZUF<1"KE=S
MM&F20FQ1=6ELL?D,3J6"<20N,5.IUGKEC5)QO0J5LK'%T:#?[P_C0WX5:JW6
M4J6<)Z\<\EHPKL-:I6S;]`>C7B>JPD9E6JNP52E7A9U#+578JY1MAN&@/X@G
MGX/*M%;AJ%*N"B>'6JIP5JFJ"KU>O]>7MTB%5W`N*O1<'<+I6J1NZ2-&/.HC
M%7)_US"?5B0(RL<.NJB%=/Q*0%*0K"9>*\6J\UI(51>6]`;7?MQ_-XDFKM((
MN/X[B9IT"8TKD'581O==)SH#V[27L87&'<@^+*/SKA\]QZ&]C",TGD#.81G#
M=[UHB7)YMHS0L6X+D$X9(+6H'GP'PV@U,]=,K8/<HE$J'F`2E:JZ5G_:>**?
MJE3@+K$#9BK56J^\42JN5Z%2=M3IR?>$)O$ZM52AUFHM5<H-.RN'//>/Z[!6
M*=LV<L-N&(]\&Y5IK<)6I5P5=@ZU5&&O4K89Y)+9))Z"#BK36H6C2KDJG!QJ
MJ<)9I6P51G+EH]^)#O<O*O1<'8(^TNW<%FVNY,/A5YDW_BIJ'X"=E`Z3"5%*
ME#GDM5;<!W(GI>H+1?4PC`/*JT3+.*P:W/9^1;169,OIO(N,M'FAF*TJ<,7L
MB/:*ZF+ZT4AY>*&<HVIPY9R(SHIL.8-W_>BZX>7Y<B)WNRWBW>TPY*W,V^K,
M&]BB@8E[5?J\O.)?8.)@8.).8.)/8&4#6S8P<1OD%;\!$U<!$_<`$_\`$P<!
M$Y<`$S<`$S\`$T<`$]/[+#+W=P?"NQU&PI7YH?`&)I9'R%PL#R:6!Q/+@XGE
MP<3R8&)Y,+$\F%@>3"P/)I8'$\N#B>7!Q/)@8GDPL3R86!Y,+`\FEO=99/G;
MXN/=#@/DRKS.*AV=(?(&)N:&G)@;3,P-)N8&$W.#B;G!Q-Q@8FXP,3>8F!M,
MS`TFY@83<X.)N<'$W&!B;C`Q-YB8VV>1N6\+F\N'+[&+4^:F(K%V)>:0].T8
MB:UC)*:.D5@Z1F+H&(F=8R1FCI%8.49BY!B)C6,D)HZ16#A&8N`8B7UC).:-
MD5@W1F+<&(EM8R2F]5!D61/R]D-8U=^BW!Q-[W:JV+E_M*DLBJ='6TIQ@RJK
M#`0MZSUQ#2LFH2YO!1=M@L5=:C%=%XJ_U"4H$X>IF:>N8959B451]6C!)XY5
MBVD)XEEU"<K$M<#$M^J\7DWBM^.*O]5BJDX<#NK$X\#$Y>J\?A&1)<0-:S$M
M0OP0ZL01P<03+0O,@PB[)Z9%B'OZZB+_%*=H\,\;@^S=CE$3[VLJYH?95<Z;
MD\3O*KD7`NV>F#Z8^)W-ZK:"XG=@,E+9JGC!]@8F'H6\XE%@XE'0)^X#)NZ#
MO.(^8.(^R"N^`B:^@KSB*V#B*Y9Y@?<&)H[AYXT<PT2\_8&K/?;>[=@(N=O&
MWBFK`T",OJM(5RKB!IUXE!`?L=H#L3C,(6-3)1:^;WP:W585M[':GMOC5[=[
M:[&@T+ANXEROJ9N,8(UUBT+@XH*OJ9MX95VH]@;QRIIY;1DWDCAJ8T6B<5Y\
M]S45$7>N"]6*B#O7K*4BXN&-%8GVQN+TKZF(](.Z4*V(](.:M51$9O3&BD3!
M`.DM+U0DZD#B73=U(",?#Z$5<WU*)O,*R8C>VE]42MM"^D:,I!_$2$9/12WJ
MQ>552M6+>U?(QCBZ[T91\XEGBX2K,T+TJL&M5L6CXW+$>X-R)((>A?K%<5O+
M$8^-E8K#QDB<,RJG*[?>_?^BCBMNVEJL^&=<AKAGC,05@V)[[[I1R%R\\+ER
M(O>[+7S?[3!^KZP>OQG`5Y$7QV^K/1A*XZ%)?-2*51':Z:CAK]_$:ZU0T`[Q
ML"R>W%1D+":NW"06UTS<.ZB9O&5@&`V8XM^OJ9>,W'6!VGG$SVOF]9"X$N+[
M025Z\@?3T0I3G/\UE9`^4!>HE9!.4+.62DC'""HAW2+N@=(57E,)Z1%U@5H)
MZ1(U:ZF$=).P$KW.J,^.\D(MPO[2O3&2?Y6/AFO+_.':HA>&ZUI*&R+I`J5$
MF4->:]''H:O0C'7H&R=25XFVX1I*5ZK4C>!K174Y/7GEA/]?--MO7BAVJPI=
M&3NBO:*ZV'@8/;Q0SE$UN').1&=%]:S7@Q>:9FILQLK]WC_^<7__M/CP].&G
M'[[<?_O]?G[_^?/CFX\/?WV57-WN4`Z\:_[FV_UO/[Z]D\#A3.:!Z[NZF=8W
M:5<7C-,FTYGYPPGQL3AEVIF9>_9-*5U)Z3:F2"7D@F]3'JF"7!%M2)%@MZE=
MH[ZQ),DK=1MRC:4D>2EK4XJ4)._P;$H92,KUKW[B9QT/)>5J5J2,).6ZE8Q3
MAM(^\NGBAG*&4FOYTFU3BM1:OI7:E"*UED]L-J5(K>4CC0TI(ZF;?!BB(:4O
M->@WUJ`O-:A>&!L_3U]J4!T#($5JT&^LP4!J,&BLP6`L*=?+=+$V<;A&?^M*
M>TK':'B:KG&0QJ?I2?E5W"`NI2?E]QK+[TTDY;H)CO+\W)W]W&@;4WQ3O:0I
M&^5-0S;(_SR8_6P&AX8GE`9N;%]QRT:O-(9OTB,/W?C,\LA-3RQS_G`F_S3I
MDKE_.-LWI\EL/IS)/TWY9`H?SN2?IC29RH<SF:B;TL3V\K3-:29P.+M&<=AV
MLEH;SF0MUJ13UE_#F?S3E&;"@K-K)(<Z9?$UG%VC-TR3Y=1P)O\TZ90+M;.]
M7%UD+KDQ.SLTILC%V=FQ,47NS\[,W4AJDPNRTHF:4F0>&,[DGZ:TN4F3?YK2
M%B9-UMI-WB9I(Y/6E"\U^>2?IC2Y'#TS]U=9?[G]/#/76)DBEZ!GYC8K4^0N
M],S<8&6*7':>F8NL3)$[SS-SGY4I=Y)RUY@B5\UG\\:4A:28R^/4MIA*`S7F
MD9OEL[0Q12Z8S[+&%'F!Y,R\;9#ER'LD9\O&%'EWY,R\S9%YY(V$DM*D35[U
M.#/O"V0>>3??S+QYCRGR%KV9>4<>4^1]=S/S-CNFR)OI9N:]<TR1SY+.$OD<
M*%/DPZ*SHC'E3FI]UUAK>4?H;-Z8LI`4\Z9.EB-OE924IC:X&\E@*M_;89Z[
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MN\G?'AZ>]'^DZ/=_/WS[QW4K\=/_%P```/__`P!02P,$%``&``@````A`.F;
M#FB9"0``T2T``!@```!X;"]W;W)K<VAE971S+W-H965T."YX;6RLFEUOX[82
MAN\/</Z#X?O:EF3'L9"DB/4MM$!1M.=<.[:2"&M;AJ5L=O]]9T2.^#&RXFSW
M9KUY-'Q)#H?D4-3=K]\.^]'7XER7U?%^[$QFXU%QW%:[\OAR/_[[K_B7V_&H
M;C;'W69?'8O[\?>B'O_Z\-__W+U7YR_U:U$T(U`XUO?CUZ8Y^=-IO7TM#IMZ
M4IV*(SQYKLZ'30-_GE^F]>E<;'9MH<-^ZLYF-]/#ICR.A8)_OD:C>GXNMT58
M;=\.Q;$1(N=BOVF@_?5K>:I)[;"]1NZP.7]Y._VRK0XGD'@J]V7SO14=CPY;
M/WLY5N?-TQ[Z_<V9;[:DW?[!Y`_E]ES5U7,S`;FI:"CO\VJZFH+2P]VNA!Z@
MVT?GXOE^_.CXN>>-IP]WK8/^5Q;OM?;_4?U:O2?G<O=;>2S`VS!..`)/5?4%
M3;,=(B@\9:7C=@3^.(]VQ?/F;=_\6;VG1?GRVL!P+Z!'V#%_]STLZBUX%&0F
M[@*5MM4>&@#_C@XEA@9X9/.M_7TO=\WK_=A=CD=/1=W$)4J-1]NWNJD._Q</
M'2DA"KNR,/S*PM[-9+&<>0[4=:V()T7@5XI`;`Y4.I?V\$OVDZ4S6WE+J'.@
M'#QM>PJ_/8T=*'@C"X)?J,+!BJ#Y;47P2_97-7`ER\'OYQKH0-2(0<3P$0/5
MZ\.I&/PVEL)-LWFX.U?O(YB@,,SU:8/3W?%1C:)(>*6+JTMA!?&$*H\H<S^&
MJB%R:I@+7Q\<U[V;?H7XW4J;=8^-:1&0!08KRH8VB&P0VR"Q06J#S`:Y!J;@
MELXW$-P_PS<H@[ZA7JT)*&=9K@K(@HJ$-HAL$-L@L4%J@\P&N08,1\`$_1F.
M0)G[,<Q>+4@\,P36PL:%F=<9+4R3H#/IO,-(Q$C,2,)(RDC&2*X3PTG0KY_A
M))2!R0C5=`[@4TD8#7JI,^F\Q$C$2,Q(PDC*2,9(KA/#2[`&&U[JWZUH64'K
MUAG4B;4@T',B`2,A(Q$C,2,)(RDC&2.Y3HR.0@1_HJ-H;794$`_6)BT.YM94
MZ(S(&R$C$2,Q(PDC*2,9([E.C+[#?OF)OJ.UV7=!]$%F)&0D8B1F)&$D921C
M)->)T5'8\(R.XN[I+B80%)_</U'(]($@'BS)VOC;2V%GU(T_(Q$C,2,)(RDC
M&2.Y3@RW0!YCN&5XDJ.UV7=!]/%G)&0D8B1F)&$D921C)->)T5',F(R>BO1I
M@@GI<*?;DF:O)1)GAC;_"3@*.8HXBCE*.$HYRCC*#61V'S,G/7O\H,\BT8*]
MC<)U[0BD#S5'(4<11S%'"4<I1QE'N8',/F.2](D^BYS*Z+-`XDR&:6[@V"1D
M)&(D9B1A)&4D8R37B=E5S'7TKO[HX4#D3(8/]#1*QGJ']!7OQMSQ0DR,8+7`
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MHM1SS/@+')G/0O*JK%PKMD)II1:ZB)&8D>0J[925RQC)=6)XR>U+NCV`P]YJ
MBYEQ1,B8^AY[&8?UP28`N_:`NTA+O9F("(D9Y;C.\M:UIU1,1A"&E]43:37<
MAI2T5!LR0M2&V<UBYE@]S,GH4AM,]V/*?GV08I.MZ2N1&:364A-((VS:9;^$
MTDH+4D9B1I*KM%-6+F,DUXGI)?N8H)T,KT\$77YZ(&3&K)6X!-(*FS?D/2FO
MXB4B>1DOM[@[F<M'3":7HJ7-'9*K6I"2EFI!1DBTP'7=^:VU@>9D<JD%YDC@
MB>$3\2H.&/JBZDJD]H-`H4'_BH+07,KI(EE00['2(JM$H0'YE&ME'.5*RTXC
M73P'Z)[YH92J5;'657'`@-ZKX//L=U>RW$<37$CI$UR>7O"XA-=,WHWGSJP5
M+49Q5;>]MR57U9U**U5W1N6H;O=V.5]9=><7ZS;#$H\6MO,_GQWA=:N]O$JD
MAVN'!KP2DI9*7R*.8D)*/E%H0#XE*R6?<903XMD1O"0R/?;!?B_.,\9$ED@U
M/6A%\2#13=&0HXBCF*.$HY2CC*/<0&:4X(%"CY(/^BS/']J+`WQ3@@$"$=!-
MB*6UI`?2Z*/MHCO=T$(5D;I:OV..DJOD4UXPXR@WD.DKV`X,7_W8EHLJUG(F
MD+F<6>ERX`JCCY8S8:4/AF.?Q"*2FK<KW&QB;>XQ/N_&TN&+VS4M264E@RW)
M6$NL%VWYQ::8(V.?:^R1N>XD"*]AV-!(I,_H#@TX*20MM1A%',6$E'RBT(!\
M2E9*/N,H)\37.CS._/M8;E7,6"9DCKLUK(&T^F`]("WC[0.+9M+"]U%?'W@T
MD\IP4)/*8$*;DM9@BS+2ZEIDS>6<9"XUR0ANO*(='*KK@KN5L<9*'IU4]`5D
M-9C>A&2EHB_B*":DY!.%AH*;K)1\QE%.J">X[;/1\*:&=Z#6BBP1[)NT$P4<
MA1Q%',4<)1RE'&4<Y08RHP2/`OI&CDO@#UT5P_T@<X=`6+O:%SSKE6(@"X(5
M.2WD*.(HYBCA*.4HXPB_B,36BT8(#XDO',57:8?B_%($Q7Y?C[;5&WZ]"&/\
M<-=A\6DE7!OZ>$4'_;"?>"Y\==GVD#WQZ'M,^\G"A\\X>K1N?/C$H8<O??@B
MH(??^G`EWL-7/MP@]W!G!KUH$T^K1?`NWL?7ZKP,O%F',GU/()/U,2GM*0-/
M,,7D3^`3U<=>7Z%[>^S7X-Q>>W1MC_WCW'^$`><5K^<^?"+4PQW/QZLN_B2`
M)T'O$[@2]/&2CI>!ZS!XTJ<&-WC0P[XGH;/P\=J'J\$5#JBU3Z;=>,$'M:?-
M2_'[YOQ2'NO1OGB&D!67$F?Q2:Z\H9"ONI^J!CZIA64>OK2$3Z<+N/V=X><B
MSU75T!]0];3[&/OA'P```/__`P!02P,$%``&``@````A`(T+<F8F`P``ZPD`
M`!@```!X;"]W;W)K<VAE971S+W-H965T-RYX;6R45MMNHS`0?5]I_P'YO8#)
MK8E"JG2K[E;:E5:KO3P[8()5P,AVFO;O=P8GA%N3]`7!Y/@<GQE[)LN[USQS
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M8+'76_U85>"G<F*>L%UF?LG]-RZVJ8%R3\`1&EO$;P]<1Y!1H'&#"3)%,H,-
MP-/)!1X-R`A[#4D`PB(V:4A&4W<R\T<4X,Z&:_,HD)(XT4X;F?^S(%IMRG)5
M6WM@AJV62NX=J#>@=<GP]-`%$`_O!3:!V#6"0P+G$60T)/!E1>EXZ;V`Z>B`
MN;<8>)XP-<(#T5H9U*Y71C`J8U9P*_<VT)0)AF5&;1E,^@A*=]XH+@K)N&F"
M3FI^NP.+@<S71D^(EE&@N=XH@J$60%[3]G-L05=(`^1Z:017TG62;:0ZBRU'
MTX_0(KA->X@TBT?IM$YO2VKV$2D$MZ5LI.\`>VKCV..I"/RQ.P/'YT\&+FQ+
M'")P(!L5FPV[F;=ESTLAN"UE(WTW%`YTU\YH#FD^+U`M:RL<0VTWM\-N*-[U
M1A8OJ"&ZHV9#`X;P>C>8L3ZS&;;%2Y8.?6%TZA3T$&I;FK]CJ=,N+EBR/0!N
M:WUE\.:"RP%+G390=7\Z<2];JEO"2>00:ED*_'<LX2UNY/*")41WJF1#`Y8Z
M?0`M3<=7..JW!)B[E6S;$>TXLJ/5SJ^<JRW_PK-,.Y'<X=@,8"+5T7JDKP,L
M3C<^7JSMJ/?J7V#4EFS+?S"U%85V,IX`IU^U!&6'M?TPLH3\P,"5!H9L]9K"
MGRH.4\E'[XF4YO@!RE[]-VWU'P``__\#`%!+`P04``8`"````"$`!M4Q$K$"
M``!U!P``&````'AL+W=O<FMS:&5E=',O<VAE970V+GAM;)1576^;,!1]G[3_
M8/F]&).D75!(E:[J-FF3IFD?SXXQ8!5C9#M-^^]W;3<TE+9*7Q!<CL^YY][+
M975YKUIT)XR5NBLP35*,1,=U*;NZP']^WYQ]PL@ZUI6LU9TH\(.P^'+]\<-J
MK\VM;81P"!@Z6^#&N3XGQ/)&*&83W8L.WE3:*.;@T=3$]D:P,AQ2+<G2])PH
M)CL<&7)S"H>N*LG%M>8[)3H728QHF8/\;2-[>V!3_!0ZQ<SMKC_C6O5`L96M
M=`^!%"/%\V]UIPW;MN#[GLX9/W"'APF]DMQHJRN7`!V)B4X]+\F2`--Z54IP
MX,N.C*@*O*'Y%4TQ6:]"@?Y*L;=']\@V>O_%R/*[[`14&_KD.[#5^M9#OY4^
M!(?)Y/1-Z,!/@TI1L5WK?NG]5R'KQD&[%^#(&\O+AVMA.504:))LX9FX;B$!
MN"(E_6A`1=A]@3,0EJ5K"CP[3Q87Z8P"'&V%=3?24V+$=]9I]2^":$@J<H74
MKIECZY71>P3]!K3MF9\>F@/QR[E`$AZ[\>`"PSR"C(4"WJUINER1.S#-'S%7
M$0/7)\R`("`Z*(/:Z<H>[)5]57PJ5S%P+).]+#,;R_BBSU\M^L&H/P2X8Q,T
M'?AC!A$#5(/1Q8`8&06:TXUZ,/0"R`?::8TCZ`1I@)PN[<%!>BARC(19'#DZ
M?P^M!X]I'R/'S:.4OER\B_=(>?!8*D:F#OQ./1K[,!7I,H',WOX"_+FQPF,$
MYO&I8?2565R.5=^6\N"Q5(Q,S<#2FKC)TGER`?U[6R.<'(L<0F-#LV?=B4LN
M;A(E3"T^B[:UB.N=7V`9[(8A.BS73>8_W^?Q>;Z)2Y<,;V#I]:P6/YBI96=1
M*RK@3(,=$]=F?'"ZA]QA]6D'ZR[<-O![$[`?T@2\5UJ[PP,HD^&'N?X/``#_
M_P,`4$L#!!0`!@`(````(0"4_&845@8``%89```8````>&PO=V]R:W-H965T
M<R]S:&5E=#4N>&ULE%E;CYLX&'U?:?\#XCV)+]P\FDPU4'6WTE9:K?;RS!"2
MH`DA`J;3_OO]C!WLSY24]&$Z(8?/Q^>['/`\?OA6G[RO9=M5S7GKTS7QO?)<
M-+OJ?-CZ__S]:97X7M?GYUU^:L[EUO]>=OZ'IU]_>7QOVM?N6):]!Q'.W=8_
M]OWE8;/IBF-9Y]VZN91G^&;?M'7>P\?VL.DN;9GOAIOJTX81$FWJO#K[*L)#
MNR1&L]]71?FQ*=[J\MRK(&UYRGO@WQVK2W>-5A=+PM5Y^_IV615-?8$0+]6I
MZK\/07VO+AX^'\Y-F[^<8-_?:)`7U]C#ATGXNBK:IFOV_1K";131Z9[%1FP@
MTM/CKH(=2-F]MMQO_6?ZD/'0WSP]#@+]6Y7OG?6[UQV;]]_::O='=2Y!;<B3
MS,!+T[Q*Z.>=O`0W;R9W?QHR\&?K[<I]_G;J_VK>?R^KP[&'=(>P([FQA]WW
MCV57@*(09LT&&D5S`@+PTZLK61J@2/YM^/^]VO7'K<^C=1@33@'NO91=_ZF2
M(7VO>.OZIOY/@:@D-09A.@@']OI[N'3[YHTB,NSK8][G3X]M\^Y!L<!2W267
MI4<?(.!U0VKY<8MS.P16,LBSC++UH<J!?`=I^?J4\,?-5U"RT)!T"J$8D5T1
M,@'`;J0(F[,I_ECK*Q,)EDRD8)):JBY`[)$:<]:=(B(#04Q`H.5,)'CK!];"
M28!73A4$,C]R"S$BNX5`U&"=Y=0D&$K/6C=.\,*I@H@AEX$@@B8.(K,14,(D
M$";EB!KLSZ8F2RR8[9EK'N5-CGJ.-JF"P,]9]6XA$,4(4[Q=8A+LJ&?J116=
M@D2#>H*$;C-D]O=QR+G9&J(58UI2.0XSZS8]>1.FET1.<A7DEG(*H3:P8H3.
MI%;ZFC4];A.38$PL)@XQ!5'+!HS3A!IE!F4S&\&B@,;"C!&DG;B'F@1C:DGL
M4%,0K0AG"8?%,21#$";B(`B,\H@<A2PN%VY`8WK<!%85IS'7C`D61(ZX&8(D
M84+G&I;*2;PXK0,:LW-G1:HQBAVE$6&FH%1>,8(Q%HI172R=8P?+FH*J(8]&
MGCN--4:19)0QMP8RA%@EG,^SE(/;DG`A2S7N8;*.(RTQ,NA$*\RMYJ6W(%A,
M.<0MFK<;F*J1#]%'>MS)8ZHQ2L0X2H1K&PBP8B(T`$Q-#F^+VD(%U<BW*;IM
MFLH'-NAVW2J4!SP.)[V",'%`0CK'\R[OH%/S$,[:J<;H.B2<P+09>T%WBVT@
M+`),9.H$R^AXR$\R/#6/8))AVQM8&++0::2,(D1`A-7MF)SC'PMS/#42RP1T
ME]@^`0\G#&BZ&B)(E"3)K(9W>0E5-F`WL7"?#S0&BFSLI`D]%>;'$*0B<\QD
MF8K#77AL6WZ@5-08W2D!IP$3S'4]#.("JC6*3-%@JG<Y"U-O!'8S"Z?64HU1
M%#GG44@F3UL8$S`F*#/VC@DZ[G*[7=C45823QU1CM(9RV!"GX3,,">.$SYD?
MDY/=&HH_H2?13HK=YX8AHAF&-"%DDF`51N^`$@K6./825L^QDX65.+458=*C
M*U%A?MP-:B8R!5$T*8.-S)"4HWVYAA+M:.A,XU2^NUN&`@\W(N1F'FMZ"!3&
M4<2HV266\2Y+8<H+8/?C+!'.XJG&`(41X]1I=A."Z=UE*6QJ*=1*C4ZO[1@\
M)/+?F#VMGPT)&0VI06!ZCJG\I$>F9@(5CM=.F6T5JY@&(G0@&8:PF,V^F+"[
MW&1`X_JCQ+2?EN^65VCY%.3:Q/!VP&,3!@DH7S'M!EG6Q<-=+E%C`XJH!BD6
M,8VI,XXR!$C`<&:2S!TC6<AQ:BB4N(XRA+Y.1![1Q,BDI$2`*";";`+KZ'C)
M0HY33Z'$:=:4*Y#2D26"B<#,$LW2AJPHB2B\+(]UC8G>Y2I\ZBH0?8RL$XT\
M@P<!B<SBFJ`-22+*YDY!N!SLBP?V@';KT%D[U2"M7P03QWVASC`D%K%=K%@^
M.=F7\U,^`)L?1S$EKJ/`&;9T%'7\!L\K4&/.2)?'W`8"CSV)/9,4/W6,K8Y[
MZ[(]E%EY.G5>T;S)(VH&IU/CU?'X_)G)HU/G>@K'ZL,9]&;\`DZU+_FA_)*W
MA^K<>:=R#R').@96K3H75Q_ZYC(<,K\T/9QG#[\>X>\7)1S-DC6`]TW37S_(
M@]_Q+R)/_P,``/__`P!02P,$%``&``@````A`(M%L-=0`P``*`H``!D```!X
M;"]W;W)K<VAE971S+W-H965T,C8N>&ULE)9?;YLP%,7?)^T[(-X;,`0(4<C4
MI.HV:9.F:7^>'3#!*F!D.TW[[7>-$X*=E64O;8#CP^^>:[BL/KPTM?-,N*"L
MS5PT\UV'M#DK:+O/W)\_'N\6KB,D;@M<LY9D[BL1[H?U^W>K(^-/HB)$.N#0
MBLRMI.R6GB?RBC18S%A'6KA2,MY@"8=\[XF.$USTBYK:"WP_]AI,6U<[+/DM
M'JPL:4X>6'YH2"NU"2<UEL`O*MJ)LUN3WV+78/YTZ.YRUG1@L:,UE:^]J>LT
M^?+SOF4<[VJH^P7-<7[V[@^N[!N:<R98*6=@YVG0ZYI3+_7`:;TJ*%2@8G<X
M*3/W'BVW"+G>>M4'](N2HQC]=D3%CA\Y+;[0ED#:T"?5@1UC3TKZN5"G8+%W
MM?JQ[\`W[A2DQ(=:?F?'3X3N*PGMCJ`B5=BR>'T@(H=$P6861,HI9S4`P%^G
MH6IK0"+XI?]_I(6L,C>,9U'BAPCDSHX(^4B5I>OD!R%9\UN+^HH&D^!D$@+]
MZ3J<FE[L:9"^K@<L\7K%V=&!S0*W$AU66P\MP5`5%$(L^O9#B6]5"*4IDWOE
MDKFPRV&Y@+8\KT,_67G/$&5^TFRN-<A4;,\*U0'`&QBANC'CW\,^HRBQ0E'A
M*[:-/@'>`UM@W?=:$5\D!@DD-"8YIS5-I!9E[GP$$/J1B;#1&M@#`Z2EV$XI
M#$:XT9AQFDV)H>.C^Z+8:LM&:]*^K?,@1`MDLXT503Q'27KQ,-B@P-O9E-AD
M"_V%E9O63.4VI3#88I/MMMZJ1?_JK=9,,4XI#,;$9)SNK1*;^:'8M_+3FKCO
M;93Z06(%O!T+YC$T]O)8&V1JPHW>(]-D2FR377:,?FRU1I.A:#%'-IDAF"?A
M:-\:9.G_D"FQ379Y%V@RK=%D=]$<^1;ZUA`$2;2(A]0-,@0OVMM#Z]4VF_4D
M;DZB4VQ!&%N"K2&`4-,WT-2[^.9^PLB]CNU2M([M)-+OD<2/4WLSJLFM;+0B
M2M%B<4E6!Z<'LQY@#>%[LB5U+9R<'=30#6`;#V>'#X+[0,T"Z_Q&?2CTHWZX
M`'.ZPWOR%?,];853DQ(L_5D"#R[7DUX?2-;U8W/')$SH_F<%7V0$9HT_`W')
MF#P?J$DV?..M_P```/__`P!02P,$%``&``@````A`#Z\Q)JY`@``K@<``!D`
M``!X;"]W;W)K<VAE971S+W-H965T,30N>&ULE%5=;YLP%'V?M/]@^;T82$@:
M%%*EJ[I5VJ1IVL>S8PQ8Q1C93M/^^UUC@D+)NO0%\.7X')][+Y?US;.LT1/7
M1J@FPU$08L0;IG+1E!G^]?/^ZAHC8VF3TUHU/,,OW.";S<</ZX/2CZ;BW")@
M:$R&*VO;E!##*BZI"53+&WA3*"VIA:4NB6DUIWFW2=8D#L,%D50TV#.D^A(.
M512"\3O%]I(WUI-H7E,+YS>5:,V13;)+Z"35C_OVBBG9`L5.U,*^=*08298^
ME(W2=%>#[^=H3MF1NUM,Z*5@6AE5V`#HB#_HU/.*K`@P;=:Y``<N[4CS(L/;
M*+V-0DPVZRY!OP4_F)-G9"IU^*Q%_E4T'+(-=7(5V"GUZ*`/N0O!9C+9?=]5
MX+M&.2_HOK8_U.$+%V5EH=P).'+&TOSECAL&&06:($X<$U,U'`"N2`K7&I`1
M^MS=#R*W%3RM@O@ZB9(%X-&.&WLO'"=&;&^LDG]Z5,_E6>*>!>X]RVP1),MP
M%OV?A/@3=0;OJ*6;M58'!%T#DJ:EK@>C%(C/.P(K#KMUX`Q#5\-9#93A:1,G
MLS5Y@M2Q'G/K,7`=,-&`("`Z*(/:Y<H.[)1=;MU1;GW@5"8^+S-[CXP#9WA^
M<O@XF0^\7MECH&R#P61`C`P"S>4&'1AJ`.0#[32W'G2!-$`NEW;@3GI(KH]T
MG3QRM'@/K0./:?O(J&C)/Y*W?(^4`X^E?&3JP$WDDW9W'_(*QL';;>\VC>G[
M"#3A2;46Y]M@-99\6\J!QU(^,G4"\VYB93$/H'1O*W3[QA+'T-C.\I4=/QW]
M\)!<E_P3KVN#F-J[R1?#.!BBPU3>QNZ+?1V?IUL_K<GP!J9E2TO^C>I2-`;5
MO`#.,%B"'>WGK5]8U<+9860J"V.R>ZS@O\AA)(3.>Z&4/2Y`F0Q_VLU?````
M__\#`%!+`P04``8`"````"$`.<OL7[`"``!Q!P``&0```'AL+W=O<FMS:&5E
M=',O<VAE970Q-BYX;6R45>]OFS`0_3YI_P/R]V(@"6E02)6NZE9IDZ9I/SX[
MQH!5C)'M-.U_OSO<L%"J+OV"X'A^[][=<:RO'E43/`ACI6YS$H<1"43+=2';
M*B>_?MY>7)+`.M86K-&MR,F3L.1J\_'#^J#-O:V%<`$PM#8GM7-=1JGEM5#,
MAKH3+;PIM5',P:.IJ.V,8$5_2#4TB:*4*B9;XADR<PZ'+DO)Q8WF>R5:YTF,
M:)B#_&TM.WMD4_P<.L7,_;Z[X%IU0+&3C71//2D)%,_NJE8;MFO`]V,\9_S(
MW3],Z)7D1EM=NA#HJ$]TZGE%5Q28-NM"@@,L>V!$F9-MG%W'$:&;=5^@WU(<
M[,E]8&M]^&QD\56V`JH-?<(.[+2^1^A=@2$X3">G;_L.?#=!(4JV;]P/??@B
M9%4[:/<"'*&QK'BZ$99#18$F3!;(Q'4#"<`U4!)'`RK"'G.2@+`L7)V361HN
MEM$L!GBP$];=2J0D`=];I]4?#XK[I#Q7G]H-<VRS-OH00+\!;3N&TQ-G0/QZ
M+I`$8K<(S@G,(\A8*.##)DD7:_H`IODSYMICX#I@X@%!0710!K7SE1&,RE@5
M3.7:!TYEDM=E9F,9+/H,6O>V43R4D_F)B21-!WZ?@<=`Y0>C_THQ,@HTYQM%
M,/0"R`?::8T]Z`QI@)POC>!>>BBRC_2S.'*4OH<6P6/:Y\BH>>ER*.](:OD>
M*02/I7QDZ@!WZLG8]Y_BZK_SCZ?&_,\1.'G2KLO7K:S&FF]/((+'4CXRM0(K
M:^(EG8?0N[<5^G-CB6-H;&?UPHY?<'Z+*&$J\4DTC0VXWN/R2F`O#-%AL6X3
M_'1?QN?9UB]<.KR!A=>Q2GQCII*M#1I1`F<4+L&.\2O3/SC=0>ZP]K2#5=??
MUO!K$[`;(O1>:NV.#Z!,AY_EYB\```#__P,`4$L#!!0`!@`(````(0![?5&*
M8`,``-4*```9````>&PO=V]R:W-H965T<R]S:&5E=#(T+GAM;)2676_:,!2&
M[R?M/T2Y+XGM?!`$5(6JVZ1-FJ9]7)O$@-4DCF)3VG^_XQ@(-FUH;]JFO.?-
M<]YC;$]OGZO2>V*MY**>^6@4^AZK<U'P>C/S__Q^N!G[GE2T+F@I:C;S7YCT
M;^>?/TWWHGV46\:4!PZUG/E;I9I)$,A\RRHJ1Z)A-7RR%FU%%3RVFT`V+:-%
M5U25`0[#)*@HKWWC,&G?XR'6:YZS>Y'O*E8K8]*RDBK@EUO>R*-;E;_'KJ+M
MXZZYR475@,6*EUR]=*:^5^63;YM:M'150M_/**+YT;M[N+"O>-X**=9J!':!
M`;WL.0NR`)SFTX)#!SIVKV7KF7^')DN$_6`^[0+ZR]E>GOWMR:W8?VEY\9W7
M#-*&.>D)K(1XU-)OA?X7%`<7U0_=!'ZV7L'6=%>J7V+_E?'-5L&X8^A(-S8I
M7NZ9S"%1L!GA6#OEH@0`^.E57"\-2(0^=[_WO%#;F4^249R&!('<6S&I'KBV
M]+U\)Y6H_AD1.E@9$WPP(4!_^!R_UR0P0%U_]U31^;05>P\6#;Q2-E0O030!
M8]U8`O&\WAATI&ON=%%7"FH)TWB:DQ!/@R=(,#]H%I<:1[%\19&>3`+@.T%"
MYRXDN0JIBV9^Y'LG2)R2DW_7R,)H8`0G36PKED,*BQ'".V<<#E"+80V<O9>$
M]HL71I)UZ>)TC%*"X\S6+"U-DI&(Q%G?@(4'.9SCZ3E?CU`7N9ANA$8S%.&0
MPF($DX\SZJ)K8S::(<8AA<68V(S#8]9B.S\41?8,%T:3='..HC`.$Y*XWQ1+
M@R,212CKYV#QI1_ATV*7KU\_YBMB-(;O!I$P(W&<.J*E+0+",,F2?K5:A/I,
M=':<ZRM1%[FDO;\A-1I#"IRPO:;C?D/I-$M;$X8DQ;B?B,69V9S#D]9BAR]V
MO]%&<TPR3>,D2?HI&CY'@U&$W\H1P0[X\2"[*I?4H5@<1`859VB,(G06DT&U
M16,\QCB+^X5A98F<8V8XS$[M,O93,M,^B(YQDB0*QTG_^@.C.6-.HBC-2-+/
MQ69T3IDKC.9@&-S"X4:B5\7P'FZ+WMC$S<7$'-P-W;`?M-WP6GHE6\-&'HY2
MV+]:<RTQ#THTW0&]$@JN$]V?6[@^,CB]PQ&(UT*HXX.^^)PNI//_````__\#
M`%!+`P04``8`"````"$`>_0N<)<"``"`!@``&0```'AL+W=O<FMS:&5E=',O
M<VAE970R,RYX;6R,E5UOVC`4AN\G[3]8OF^<A$(+(E2%JENE59JF?5P;YR2Q
M&L>1;4K[[W<<-QDI*X(+2.S7KY_S8;.\>5$U>09CI6XRFD0Q)=`(G<NFS.BO
MG_<7UY18QYN<U[J!C+Z"I3>KSY^6>VV>;`7@"#HT-J.5<^V",2LJ4-Q&NH4&
M9PIM%'?X:DIF6P,\[Q:IFJ5Q/&.*RX8&AX4YQT,7A11PI\5.0>."B8&:.^2W
ME6QM[Z;$.7:*FZ==>R&T:M%B*VOI7CM32I18/)2--GQ;8]POR247O7?W<F2O
MI##:ZL)%:,<"Z'',<S9GZ+1:YA(C\&DG!HJ,WB:+S92RU;++SV\)>WOP3&RE
M]U^,S+_)!C#96"9?@*W63U[ZD/LA7,R.5M]W!?AN2`X%W]7NA]Y_!5E6#JL]
MQ8!\7(O\]0ZLP(2B391V&$+7"(#?1$G?&9@0_M+][F7NJHQ.9M'T*IXD*"=;
ML.Y>>DM*Q,XZK?X$4>*A!I/TS62"]&_S.'1Z,0L@75QWW/'5TN@]P5[!K6S+
M?><E"S3L`PK;#R%^%"%2>9-;[Y)1;'*$MUB5YU4ZOUZR9TRE>-.LCS7)6+'I
M%;X"B#<P8G2'C/]/=H_BQ1[%9\RSK<,`>O]C>[?OL6*6#I(1"6;H?!(OQ@(?
M;CR?#[X!+FBP]@/<=*S8G%*,V"[';+Z2EQ^V9I\MOPAU!_M/XGA,L`Z:4XRG
M%"-&-#G,WWF,?M$XCY/X7>NL@V;6M=X\QL\X!KP3O$>83T;S@2^<^'`R%)@2
M-E#7E@B]\Z<Y1=]A=+AH;E/?9._&UW@!=<>5#1-X`;2\A$=N2ME84D.!EG%T
MA4PF7"'AQ>FV.X];[?#H=X\5WO2`31Q'*"ZT=OV+/R+#?\?J+P```/__`P!0
M2P,$%``&``@````A`(#?EU9G`P``T@H``!D```!X;"]W;W)K<VAE971S+W-H
M965T,C(N>&ULE%9=;YLP%'V?M/^`>"\?)B$0A50-5;=)FS1-^WAVP`2K@)'M
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MKKS`![BU)T(^445I6]E12%;_T2"_I](DJ"<)0'W_'&[-+W:UD*ZN1RSQ=L/9
MR8)F@5>)%JO6\]=`>"Y(OWXH\;T*H31%\J!8$ANZ',0+B.5EB^+EQGT!*[,>
ML[O&^"8B/2-4`B!OT`C5C37^V^RS%`564I3Y2MM.WP#NB[;)>Z\1(1H@AA)P
MZ'8E"IS8B]&+?10,O%J<QD#V@[B);>D<PM`&+QIK4TD&T.#S;JE%@!N]'\7A
M1*/&Q%VLB]B+_2@R$>D8`=WL+>)+G89&*'2L<5Z;`D_\"R8ML].8.?_F$(:V
MT-1VFW]JT=2_E>G.3F/"SC\?^:L(C>SIVB`U(5ZX]/QW.G!EJIQW4(&G#EZ2
MT1VH,7,.SB$,!]4I-]I+YK4IL.F<'RPFSFE,[URD>L\$I&,`0F@1>0/`4!:;
MRF[+5BV:*IQ\G3N-.6<;A`'R+L'I;$T(BE:+^`(Q5/KPN=YN8(<VTUU-_-GU
MF+ET9R&F/+4_WYROKW?S\=8R2D?W7H\!">K(\)Q)_NG5\\NG92K[KQ,"!H1I
ML-%T7^DQ[ROKSXQ!^673U,KT"*&/VIKP`TE)50DK8T<U'B`H>+@[C"X/W>0R
MN;]3(TTWE`P/8*)H\8%\P_Q`&V%5I`!*SUE!S%S/)/I"LK8[X/=,PBS1_2QA
M=B1P*GH.@`O&Y/E"G;G#-+K]"P``__\#`%!+`P04``8`"````"$`/AQ\0``#
M```="0``&0```'AL+W=O<FMS:&5E=',O<VAE970Q-2YX;6R45MMNHS`0?5]I
M_P'YO1C(I0T*J=*MNEMI5UJM]O+L@`$K@)'M-.W?[PQ.*(0TI2\()L?G^,R,
M/5G>/I>%\\25%K**B.]ZQ.%5+!-191'Y\_OAZH8XVK`J886L>$1>N":WJ\^?
MEGNIMCKGW#C`4.F(Y,;4(:4ZSGG)M"MK7L$OJ50E,_"I,JIKQ5G2+"H+&GC>
MG)9,5,0RA&H,ATQ3$?-[&>]*7AE+HGC!#.Q?YZ+61[8R'D-7,K7=U5>Q+&N@
MV(A"F)>&E#AE'#YFE51L4X#O9W_*XB-W\S&@+T6LI):I<8&.VHT./2_H@@+3
M:ID(<(!I=Q1/([+VPSM_2NAJV23HK^![W7EW="[W7Y5(OHN*0[:A3EB!C91;
MA#XF&(+%=+#ZH:G`3^4D/&6[POR2^V]<9+F!<L_`$1H+DY=[KF/(*-"XP0R9
M8EG`!N#IE`);`S+"GB,2@+!(3!Z1R=R=77L3'^#.AFOS()"2./%.&UG^LR"_
MV93E:K9VSPQ;+97<.U!O0.N:8??X(1"?WPML`K%K!$<$^A%D-"3P:17,;I;T
M"4S'!\R=Q<"SQ?@M@H)HJPQJXY41C,J8%=S*G0UT98+S,I.^#"9]`J6[;!07
M163:,1',%BV_W8'%0.9;H[,6T3,*-..-(AAJ`>0M[3#'%C1"&B#CI1'<2+=)
MMI&F%WN.YA^A17"?]A#I%6_NG4_>]4>D$-R7LI&A`[Q3.VW?'$4O<*_!\>7.
MP(5]B4,$&O*U8O,W>G[1E[TLA>"^E(T,W?C0T*=VIM["A41?EF@6]C6.H;Z?
M-PZ7CZ>]D\=WU!!]HF9#9RSA`>\PVW,['U$A_W`U3%XOBV.H[VERON/P['65
MW_%DKP%8U)Z:AB`B9SR=W`3CNP[&TB!SAU#?T_3$DQU&]L8ON<KX%UX4VHGE
M#@=-`'=X&VV'X#I`+Z?Q:;BVPY&VO\!PJEG&?S"5B4H[!4^!TVM*I.QXLQ]&
MUE!U&%'2P%AJ7G/X&\+A'O=<.'&IE.;X`<JT_6.S^@\``/__`P!02P,$%``&
M``@````A`,(E?1J-`@``!@8``!D```!X;"]W;W)K<VAE971S+W-H965T,C$N
M>&ULE%1=;]L@%'V?M/^`>(^QG;AMHCA5FJY;I4Z:IGT\$XQM5&,L($W[[W>!
MV'62K>KRX!A\[N&<^\'R^EDVZ(EK(U2;XR2*,>(M4X5HJQS__'$WN<+(6-H6
MM%$MS_$+-_AZ]?'#<J_THZDYMP@86I/CVMIN08AA-9?41*KC+7PIE9;4PE)7
MQ'2:T\('R8:D<7Q!)!4M#@P+_1X.59:"\5O%=I*W-I!HWE`+^DTM.M.S2?8>
M.DGUXZZ;,"4[H-B*1M@73XJ19(O[JE6:;AOP_9S,*.NY_>*,7@JFE5&EC8".
M!*'GGN=D3H!IM2P$.'!I1YJ7.5XGB\T,D]72Y^>7X'LS>D>F5OO/6A0/HN60
M;"B3*\!6J4<'O2_<%@23L^@[7X!O&A6\I+O&?E?[+UQ4M85J9V#(^5H4+[?<
M,$@HT$1IYIB8:D``/)$4KC,@(?39_^]%8>L<3R^B[#*>)@!'6V[LG7"4&+&=
ML4K^#J#D0!5(T@/)%-0?OL/6V\$D"/&^;JFEJZ56>P2]`D>9CKK.2Q9`V!L*
MQP\6_^40K#F2M6/),30YB#=0E:=5.I\NR1.DDATP-^>8Y!BQZ1&N`B!OT`CN
MQAK_GNQ>B@,[*2[Y3MM-V`#N5VTGYYXC+M(!<J0$,C16XK(UA29Z6Y$+RO%L
M)"!)LH$_B`P8Z(%!Y`EB\Q;B2",<]/\:71!X&9V?SF<G&@-FEOGZ7D7)/![_
MDD^3UZ1Y4S"(WG@?,,W&^#@;!P0'8>Y"?TJN*[[A36,04SLW4RD</.P.X[Y.
M7:E/]F_@&O!#0X8/,(8=K?A7JBO1&M3P$BCCZ!)RKL,@AX55G9^*K;(P@/ZU
MAON60RO%$8!+I6R_<(TZW."K/P```/__`P!02P,$%``&``@````A`&.%I39Z
M"0``M"P``!D```!X;"]W;W)K<VAE971S+W-H965T,3DN>&ULK%I;;^,V$WTO
MT/]@^+VV)#OQ!7&*6'>A!8JBEV?%5A)A;<NPE,WNO^]0Y/`VDM;>[O?PN7MT
M>$@>#H=#10^_?CD>1I^+2UU6I\W8G3CC47':5?OR]+H9__U7],MR/*J;_+3/
M#]6IV(R_%O7XU\>??WKXJ"Z?ZK>B:$:@<*HWX[>F.:^GTWKW5ASS>E*=BQ,\
M>:DNQ[R!?UY>I_7Y4N3[MM'Q,/4<YWYZS,O3F"NL+]=H5"\OY:X(JMW[L3@U
M7.12'/(&QE^_E><:U8Z[:^2.^>73^_F7774\@\1S>2B;KZWH>'3<K=/74W7)
MGP\P[R_N/-^A=OL/(G\L=Y>JKEZ:"<A-^4#IG%?3U124'A_V)<R`V3ZZ%"^;
M\9.[SF;.>/KXT!KT3UE\U-I_C^JWZB.^E/O?RE,!;L,ZL15XKJI/C)KN&02-
MIZ1UU*[`'Y?1OGC)WP_-G]5'4I2O;PTL]QW,B$ULO?\:%/4.'`69B7?'E';5
M`08`_S\ZEBPTP)'\RV;L0<?EOGG;C&?WD[N%,W.!/GHNZB8JF>1XM'NOF^KX
M+R>Y0HJ+S(0(_`H1=[*\NYO?+Q?7B\R%"/P*$1C3E0.`7MI9P"\.P)FX<^?^
MADG<"PWX%1HPG2O[7XBV\(O]WVX`;,EV$O![LP$KT19^<0`W&^!"\+4#8/]Q
MK053'D]M>`9YDS\^7*J/$>QYB)CZG+,,XJZ9(`8F#R,9JGV1"B'*5)Z8S&8,
MED`0UK"]/C]ZR[N'Z6?8$CO!V5*.:S)\9+#X9[*!#80V$-E`;`.)#:0VD&G`
M%&R1WD!@_PAOF`SS!F>U14`SRS("&=@DL('0!B(;B&T@L8'4!C(-,(R`'4:,
M@&S9D[TP)EBKS1CRA(H)QUKQ+>=XL)DER0H;7U*D&00)"1(1)"9(0I"4()F.
M&)[`O(@G+*/?N'&8#.P]Z$8:X"WOS7#8<M*@2Y(B72)(2)"((#%!$H*D!,ET
MQ'`)##%<ZC[O,&(8NS4#)['E"#\164;P;2"P@=`&(AN(;2"Q@=0&,@TPY@>!
M:\R/I\\).T^;MW+W:5O!LD)^Z9CW#-(D3YY,Q)PV1[1I(Z"BQ/6L*`DXQS.2
ML&/MIE"2T.*((#%!$H*D!,DXTH[9L`@.V_]O$1,Q+>*(9A$"0Q9QCK?B)Y3C
MSLV-%LKGTAU412!&8*";1,JT!Z'CSLQN4OD<53-4!<`P#Q;3,*\CCJ!VPD!B
M;-,E@;!PE`>S8P6.+TBP@))$HZN+-'/,B86"M&C]O7/X_TQ.)#CPT]];W-6;
M'?!)%\D>4BI(0T/*!`=^.H=DK`B4;C>L"&.;*\(1(]\["],BGW/T12/K$7+.
M''*+'+/G+$VA"$CR*9&(K^@FO::;K*\;PSA671K.?5>N;%5,1Q'2_?*<E6F%
MCZSA*$>6JM9"`<VA.))>4J=50\6BCB-K<!`)LM0@TJL&D:F&W8,PUX.5O7KI
M/YQ;7%XE0Z6"26N+T%Q"OH*Z1R#*>J[E>;)A*!IJ4*2TL,=800/R"=5**90I
M+3OINJP.UIWYODCEU;1A&(>,S>]:.=1O>X>;/FP7&6\DD@+!TF/>M7-?B%*L
MU/C\V)./&:F_HQ@U!H>37#.<%*6&AI/U#L<,7E:7#RW17]49LD1GX:4=F*SN
MMO(S0GI0"Q94N?U&!=API06U:*B@"%E*/E;0@'R"+*654BA#J)4W'6,U.G7L
MY@N+RVM]UI$TPUM:)]A6L`:O+(J#^SN@4$BAB$(QA1(*I13*#,@T#/:68=@W
M\B.C6P<3A[0:E5T0@:20@"`A02*"Q`1)")(2)-,1<ZJL=O\1L<%T+`\X!(&`
MB^R[$E(1U)'@!`LJ8QEGKF?%68A:"RD?42BF4$*AE$(90NWH3<M8Q4XMN_'F
MY_*Z'S83NK,5D&$89VE0@"RS9+7*OU"Q4#ZB4$RAA$(IA3*$.MQA%?7_=T?4
MY;H['%(;R'<1T</$NN$$@M1_\5,$Y10*(Q)?TU6BE'HN?XJ`PID4!L2,,E9^
MVSY^^\V;RZMV(ZP$!`E(;B?/OICZV!#VGF1U;$VA9;!H\2%8_.;EN1XY)2+L
M#ISN[RY&EM$=N0QVLNQ!I8(%)8#JT;-?`V2H98QKKG*/L4:L4.M8HQLS0:MB
MIDX!&0>M:[W/\05)GP]=,$G"B`L%XO%2;+5<K3SSOA0QQL"B2,D!4B))V&]J
M]3N;$>][^S5-O^WRXM'+"T*J$/,5-#"I0+"TFTI(H4AIX=QC!0W()U0KI5"F
MM.R4`>.BX>C>W1J.]/+2"D.$&J&VL*_9@L7&UQ\]`6H96]K>K"&R>`:9N7#\
M6]U%2#%VJIT;XJL&E:#6X*!2U-)M\%SKP,E0RQA7;P9AUP0[R^M+=MUE!C:S
M77TAI`>Y8`U?9K"ANFV$%(H04O*Q@@;6/T&6DD\IE"%$+S/>#[K,M#IMUE6C
M]996&;45K,'+C.+@?@\H%%(HHE!,H81"*84R`S+S)82K$6+#EQEV/EJ%O("T
MRHL@`4%"@D0$B0F2$"0E2*8CYE1A_QI3_<X_:;/EMCW@D%:(^X)EQ$;'`2P:
MZI<9S[7B+$0M[3)#H9A""852"F4(T7+=^R&7F5;%*F'(S<47+!B,VBB"921+
MC[@C6=@P0BWUHC2F4$*AE$(90AWNP+@Z`NK6$Y6I6.YP2-]2B*ATU!%,G-1_
MF6%_`H2N@*"<0F%$8D%2G2>J6<_-11%0)=-5S%W(JG_]3/M&PA&7!>VJ!\-O
M#3,/6JL`\)$%&VRHWA!:*NA"T1#2")LM?(5C5=81*H-S2ME^T14C2RDG%$KM
MSJQB.\,F?7T9UK+[WPW6MG0S\`1DW"P\^SVT(.GVTUB4)(R(4"!P%'%?5];?
M6"-&&#"4*"8$2;_5!_N4K[L/;B3_3(]_!W4L+J^%7QP.]6A7O;-/\"`3/#Y(
M6'P?Z,W73Z`*T[2>0'6P9@<O?1)XRW4(&X0^@:VV3CN?P'>(3^U?1>Q>X/O$
M]F,^&_>@\XX>MC/XGK$#?X)I\-<"MA#,HFL23RZT@$*,3@+>\<*8NMK`:S-X
MTIYB5B_P(F8=PML.J@;O3=9IYY.M=[_>PIK0-G#XKMEY0I\$\(0=@5U/%O"D
MJPV<C^!EUY,`Q#JU%FOX8H#VD4`77?@6?&'O]V@+>">Z]CN?!/"$O9FD;>`=
M(#QIU:;29OAF])R_%K_GE]?R5(\.Q0L$M-,>51?^U2G_1R/^//)<-?"U*&0'
M^/(/O@XNX!,;9P);_J6J&OP'=#V5WQL__@<``/__`P!02P,$%``&``@````A
M`+T\'SH."```\2,``!D```!X;"]W;W)K<VAE971S+W-H965T,3<N>&ULK)K;
M;N,V$(;O"_0=#-VO+<F.#T+L8JVST`)%L6VO%5M.A-B6(2G)[MMW*')$D6,K
M2KHWZ\VGX<_A<$B.#O>_?3\=1Z]96>7%>6U88],89>==L<_/CVOC[V_!EZ4Q
MJNKTO$^/Q3E;&S^RROAM\^LO]V]%^5P]95D]`H5SM3:>ZOKB3";5[BD[I=6X
MN&1GN'(HRE-:PY_EXZ2ZE%FZ;QJ=CA/;-.>34YJ?#:[@E$,TBL,AWV5>L7LY
M9>>:BY39,:W!_^HIOU2H=MH-D3NEY?/+Y<NN.%U`XB$_YO6/1M08G79._'@N
MRO3A"./^;LW2'6HW?Q#Y4[XKBZHXU&.0FW!'Z9A7D]4$E#;W^QQ&P,(^*K/#
MVOAJ.8D],R:;^R9`_^396]7Y_ZAZ*M[",M__GI\SB#;,$YN!AZ)X9J;QGB%H
M/"&M@V8&_BQ'^^R0OASKOXJW*,L?GVJ8[CL8$1N8L__A9=4.(@HR8_N.*>V*
M(S@`_XY..4L-B$CZ?6W8T'&^KY_6QG0^OEN84PO,1P]950<YDS1&NY>J+D[_
M<B-+2'&1J1"!7R%BC9=W=[/Y<C%<9"9$X%>(@$\#'8!>FE'`+SI@CJV9.?_`
M(.9"8R$U/CX(6%:-(_#[X4&L1%OX_?0@+$B@Q@'V'U09/(P)3XXFU[RT3C?W
M9?$V@@4,TU]=4K8=6`Y3QBSC.='FW:VT@WQC*E^9S-J`V$!&5;!67C?VPKR?
MO$)^[X3-EMI8JH6+%BR9F:RG`U\'@0Y"'40ZB'60=,`$PM+&!K+T9\2&R;#8
MX*BV"#K!T@*!%MC$TX&O@T`'H0XB'<0Z2#I`"02L_I\1"":S-F`7:)/$LJ?J
MR+?<QH8EVQK=J29N:])&AQ"?D("0D)"(D)B0I$N4(,&X?D:0F`PL1NBF#8"]
MT!;*EAOU1JDU::-$B$](0$A(2$1(3$C2)4J48!]7HG3]-,-MA5DWP<!!;#GA
MYQW;(EP=>#KP=1#H(-1!I(-8!TD'*..#Q%7&]\G]E,FH`^<$IAQ#X;9$9HIE
MS]7%X@DC./K:=++LA6KDMT:H'1`2$A(1$A.2"-)XK<0)'+H2IS&K*NJG?/>\
M+<!?V)BOY,<4SA=^ZC`1-4J<=*-$B"=(]["R[*46DM:H#0DA(2$1(3$AB2`T
M).#0_P\)$U%#PDEGQ2#H9H2>-MS&7O&CW+1F6GC:ZVUX4!5!B*"GFZB5:2H&
MT]).@[B]CJH)J@)0\@E**R5X5_(&*D9,'&:M1DF0IIYODLOE9-H4Z;P:(<0G
M)"`D)"0B)"8DZ1)EH*Q(4T;*=IBI^<&5TZBH$4#$5B`6<9:]4B?>12M8V!TK
M/7VN6DVU@M!'JT639;.5N;*6VCH,T`;F_79_(5KU>A5=M=*]BM&*>P4W3.9L
MI>5E@C:WO%)GC-67M,:6,_:MN,!47-WK.CEK\3(5*@-<#%M$G:R5J"=>'EJM
M6BV?H@"1E`\EZI&/T$K*QQ0EB!IY-6*L$.U&K'\U6[QN52+#4;>*LJ9:%>6*
M=C:LJ-NYY0DKN8'ZA`2$A(.T(](N)B3I$C5*K!3M1HGO!._F$:]@E6@)I"S]
MJ:TO?6YE0Q[VA4MHR4+%9\4LVV[YBK)L:[&T]245H-&M)=5LP:&PZO<A0BWI
M0XP(?3#G=Z:EC3!!HUL^J.%G-6XW_.\D*2^)H0NY?#F"Z,AX3K6MQK5$*?U.
MDG*K;I+J)!!*TB8<I!V1=C$A29>H46*%<C=*O""6F]^@0H\]]](.;$1JSFIU
MBBNL^O/%0RV9+SXBD2]+=CJIZR%`DUO9(C*6N][O081:TH,8$??`MNW94CM`
M$S2YY8$Z$ZP6[\[$._G*2W<E7P62YX%KM:B3P^0F1%C9=IO[/D6!U,(5$DK4
M(Q]1K9BB1&KIM2-L3&ID/E=2\<)>"1A'Z@+7'V<TO<-CVG<6.)>2B]?'=NQV
MZ'4#3U+F4]O4=K2`&<G-19^8$#5Z^XZ$E>P[QG;8M[U<S%9:W\G-OM6TA.15
MTE+?(`961TQ&*V@%ZJ9KBWJBXEG"2I8O/D4!(BD?2M0C'Z&5E(\I2A!=J8[8
MO<$'%C*_E5#R4B#INFMU;SCX[0Y%/D4!12%%$44Q18F"E"QAJ^,#8V[,U6Q`
MU#TO%MJ6[@JC_LW:0RFY6?L4!12%@^0CVC"F*%&0&JOW[C<&';DL!MJ"$DC=
MSK1;/U<8,?=N;SR>L.I.AJ7?B?DH-6MV.'.L'>X!NWZ[CQ";]WH2#?$D1JG6
M$^T)6G+3%75F]/N:S^UU<(Z2J1&HLZ+1"NK`VT'RT$IN1CY%`2(I'TK4(Q^A
ME92/*4H0T;W.9K<.W;U.C]BP7&8JVG8@D)J!VK2Z3?=P-O<FFB>L6($A(TVS
MF??8W-&_;JYDL_`(#A^I0D[L01Y%@SR*48L]%VL\TM9R@C*W7%*3F]UP]$W5
ML(,<7JF3N1)(9I^+5N\DMV@HL\_'AA(%B*1\*%'/7$1H);5BBM@W`LV`.LG-
MW_GS]["GK'S,W.QXK$:[XH6]SX>Z:7/?8OZQ@;MRX-$B%*X:#U<./"JD',YS
MAQW-]`J<S@X[:.D5^*#A:U.A:WULX4.'YJL`G=OP`<05G>W4@;=D5_1GH-]$
M01>:.?#"B#;8SIWMX@IWYXY[C7MS!UY!4!UOX<!S>,J3N0-/XRGWEH[?O*[5
M_(R6#CR1!OM)>P$^N+BDC]D?:?F8GZO1,3O`!/*'L27_9$,\F16/^!Z*&CZU
M@#F&-^WP:4T&;[#,,>Q!AZ*H\0_60?NQSN8_````__\#`%!+`P04``8`"```
M`"$`VB>B/@@;``"1D```&0```'AL+W=O<FMS:&5E=',O<VAE970Q."YX;6RL
MG=ERVTBRAN]/Q'D'A>Y'(DAP0]B>$$FLW-=SK99I6]&6Z)#4R[S]R6)5HJKR
M!T%1TW,Q5G_X*RN1E;62`#_]^^^GGU=_[E]>'P_/GZ^#F\;UU?[YX?#U\?G[
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MB';=YO7MET_'`.T>]W^].G]?O?XX_)6^/'Z=/#[O*=K43JH%?CL<?E?2_*M"
M5/@62B?'%EB\7'W=?[O_X^?;ZO!7MG_\_N.-FKM-=Z1N+/KZG]'^]8$B2F9N
MFFUEZ>'PDQR@_[]Z>E2I01&Y__OS=9,J?OSZ]N/S=:MST^XV6@')KW[;O[XE
MC\KD]=7#'Z]OAZ?_TZ+`F-)&6L8(_6N,!#>]=COL]+KO-Q(:(_2O,4(^O=,!
MJN5X%_0O._`!#SK&"OW+'MP$8:-S022ZQ@3]RXY<'@GJF\>[H7_9CW='HF_*
MTK_LP`<B$5`>'EU0?Q@[U+CO;(V`DTK]P5Y<'H:`VE\[89/S_2D1<%*J/]B)
MX-+V##@KU1^7!X+S4O5(]N$#@>#$#)S,K.V0`>>A^L-4W'<JKNG+`6>?^N/B
M.VYRXJ@_3.GWMUF3$T?]P?%J7-IF3<X;]<=[[^!6CXO'879T_W;_Y=/+X:\K
MFKO(D]=?]VHF#")ED`=8'<)RR#TUXM)0JZS<*3.?KRFD-)B^TC3QYY=FM_GI
M]D\:VA^,9H":P%<,6:'&<65V)$$L02)!*D$F02Y!(<%8@HD$4PEF$LPE6$BP
ME&`EP5J"C01;"78.N*4F+MN9FO:?:&=E1K4SM]"`@=/PHE%9P45&$L02)!*D
M$F02Y!(4$HPEF$@PE6`FP5R"A01+"582K"782+"58.<`KU%IZ(=&;='(5+TZ
MXKZJ2GV^I@'?Z:LMO]$&6M.D`;D4M7W)L)24#0LD!I(`28%D0'(@!9`QD`F0
M*9`9D#F0!9`ED!60-9`-D"V0G4N\MJ;V@K96\^Z%`[4R0V,]55,V;+,;^DT[
MT*+:UB\E9>L#B8$D0%(@&9`<2`%D#&0"9`ID!F0.9`%D"60%9`UD`V0+9.<2
MK_6IH;W6K^_A2GUL9&Z<@29ZAZ1FUJ$$(PEB"1()4@DR"7()"@=X]T<#C7=_
M'UR&*#/^C6M"J<RA&);$]H"@V?%[P,B(:'E9=I.@V?-%<2EBVTEIFTD*)"M+
M.:9#,?[FI8@-%:XA+W3D8T7H;M36].W'X\/O@P/=`BT+*E*F12LUO7Y31OS`
M:>(&#LC(D)Y>\#4",8[$Y76^BP1LI$"RLM1Q&0E6\_(Z6RU<&UYL:$'JQ:8B
M!K3[Y2`HM1\$0U0H>5T;A.(NAT9$#61%D%!5HE9#))01=8_Q#,-&N]%I=<0R
M.C$B^N=T=6E9'<<H*XE33#J0&Y%QH!FVPC#HB]PLC(C^J73`:P#:IWL-H/OU
MA<FIC/CMHHD[B06A7)]HC==TT"JLX2C%&C1I'+;W%HK!(2&1<[7K-V(J;682
MY)65B,&E.%6)%UYU?N'%MS[!CW(_DHQ".T!:Y-PFA,ZH:,]8!@]18FVQ*D64
M8<$<4>$5],.@=CUR%WM^(:S.;T1B,?+2)NS[33PTJB:5MXF`$3+F[=P3LWG=
MP5J-/AU%=GLB@Q)6G>IAQR$[M4YP:#,N:&O,&7&-C4:KVVR*(:Q@U:D:_6BK
M[8B,=M"^L%.KXR\9?(V\;MT68^30E%,','6QUZ;L@B?F<E[7;HL3B$2IK-E0
MM$S*1HZ'UL=FR`RR->4L\FL2PWAQLB8_UFH_X,;Z3`=7<M'!#7([>(F<>\7T
MU2JO@P-*U$Y"U6C-IX@R@QQ;.:+"*^B'02V,W3"H>>0='5P5$^$PR.O@;3'%
M#=5Q*!4\U\&-+=O=8E.0SB6/BY=^T`O"0':WA%6GNIOIX*43MH-#C3G;,C7V
MFKUFL]\6DV'!JE,U^M&FX$"T+^_@RHH(OD:4,K:/M<58-%2;6A7[,QU<JVRW
MB[D<A<BQ+@*1*)6]C!V\K-S&7-:45]<D5@G%R9K\6*MUO9O99SJXW@903V'_
M!NK47,79]L"A1<Z]8@?7!9U.&9N"#DJL+:XQ191AP1Q1X17TPZ"6\&X8/K10
M5!\'R)0SR&UVN>P=FG+GNKLQ16&S&21MQ>R#Z8_=7M!M-=MB!9&PZE1_-".`
MKI'\XMAG7+#6B9Q5QHE.OQ6VVGW1%PI6G7+";R%2U;;0YO"+LK!RG^GLL=3'
M+K*)#'(3N$1.J#&!C:I?AB=F\Q8EC*SY%%'&R!;,$16,CK;\\*A%/2;PQ>=S
M@=X<J*FP3+)F5[3<P*AJ3^BLAI-GA"A&E"!*$66(<D0%HC&B":(IHAFB.:(%
MHB6B%:(UH@VB+:*=A[RD4'.8EQ3U@_M1[L^8!MEI;@AD!"0&D@!)@61`<B`%
MD#&0"9`ID!F0.9`%D"60E4O\T*O-US_0']6<(,8K@]RC,8MLK\5#15;1J%[V
M;3Q5M"KNMPFB%%&&*$=4,+*+UK%%KE]B/3-A5:WW4ZMB[V>(YH@6B):(5HR.
MWOL-KG9\V.`7[DIIY0/-K9'7W(!&IF#SY%FH%7!@$D0IH@Q1CJA@Y#8K>#EA
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M@T9/S-RKD_7ZB4;I[R7:F4%3R<6.Q""[G1ZJ;:A2T4!YNJU'1D5+`+ZK&%%B
M;;$JM:C&?(:V<D2%M<7FQQ;5F)^@K2FBF;7%YN<6U9A?H*TEHI6U1>;]=E4G
M1>X`<J9=]<&2>XS8-,CKL%UQ;C4T*K4,KVMJ8XORPJKD*!ISC3P9MFD`";NB
M)R>L.C6.ZI.R=_F5L:U:OW)6E9-AM]WI"+<*%M6Z-7Z76Q.V5>O6E%4\&0;]
M;K?=$Q^/S5A5Z]?\77XMV%:M7TM6\638#ONAF&%6K#GEE9_+I/)R^6.3H;(B
MABZ-O,E0!G!(.SA53ATLV-R5H_S(J-S9T)33LV&+GJOHRI5*HDJ=-IJ^J^H,
MJLZYG*Z:OL[7%O$OZBL>LX':>YY`Q5,NIRL.>@WZ\`D2LO:>YVRBMNH%5+WD
M<J;JH-\4'["NE*(RV'ZRR7/;,P-G>3S+`_R@:9`[(9:HVH/CF#4R!;T)41=T
M4(+F4XMJS&=H/D=46%M\0V.+:LQ/T-84T<S:8O-SBVK,+]#6$M'*VI(3HOIP
M^+\?1(Y6_$&$D3=/PG?"C.K,/,FV:@?8F%4\3_9;C58S%/TL8=6IK-?SY+O\
MRMA6K5\YJWB>;-)3=8%8,!0LJG5K_"ZW)FRKUJTIJWB>;'5[C;`APC5C5:U?
M\W?YM6!;M7XM6<7S9(<>'Q1>K5ASRBMOZ&I5'W';$\_W?2)W-"-RW!QZ.T,:
MJ^K7^*RRGZ+%B!)&UGQJ4<V@D+'*FL\1%8RL^;%%->8GK++FIXAFC*SYN44U
MYA>LLN:7B%:,CN;]]E;GN>X:7Z^++OZ(L:7/A<5'C.)496!4:LM1SJ+BC&-H
M-3RZCQ#%B!)$*:(,48ZH0#1&-$$T131#-$>T0+1$M$*T1K1!M$6T\Y"?%.HP
MVTV*^O5+2Y]]NQL_@^Q2=@AD!"0&D@!)@61`<B`%D#&0"9`ID!F0.9`%D"60
M%9`UD`V0+9"=2_PF5`?,;A-^M%^;@VKGA+NE48OVXV4GAD\QAD;E=77\]))5
MGJV>6'7'5L5#0L+(?C256N3X)3=9F5&UO-FP)[XOEEL5UUA8\XS&B":VH.-$
M3XQQ4ZMB6S.T-4>TL`5=\V*875H5FU^AK36B#2.O.>1YS=:JV/R.$7X&IS[L
MJDA$NZ!XUZ,D1RMB/:$,TQ<VN^71W]"H*.?8L1$CO[G%.6=L55PP861MI8@R
M@UIV^LT1%5APC&B"!:>(9EAPCFB!!9>(5EAPC6C#R#Z@NT6T8U21`33;>QEP
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M<6')*A,&^JR\)Z>A%6MJ75BSRKJPL:C&A2VKC`L=^N2JU1"?4>Q8=,H'OY^H
M@_(+!F!S(&^'VP&M`U4/L&1HB-MQ*@9@7<SNEN.R&(^;"9"T)$Z49.YGI8@-
MY8:4`S">KI(WMC?A`"R=G4`=4[^.QHUHEIFZ?KJ*.1A<`%G**EIB"[>JKV,-
M%C=`MGX=X4U+[!MV)^OP\BJ4'QO43^Q'N3_^,K+'@T.#Z'"76W:$*$:4($H1
M98AR1`6B,:()HBFB&:(YH@6B):(5HC6B#:(MHIV'_':M/BN_^.PT-"?C=M@8
M&.3-[TVY$1\:U9DS%E;YZRJQ)(JMBO,I862'YM0BI__"H,,JM\:F_%`\MRJN
ML6!D:QPCFC#RS8LMR-2JV/R,D34_1[1@Y)L7\5I:%9M?,;+FUX@VC%SS@6S:
MK56Q^1VCHWD_$:L/\2\\8PG+(WRN<F`0I2&CH4'N&0LC;Y*5WR6+K8IM)8QL
MP%)$&2-[_I`C*AA96V-$$T;6UA31C)&U-4>T8&1M+1&M&%E;:T0;1M;6%M&.
MT=&6GP&7G=B'>&+/R%VIX!D+JVJ7TJ-*E5S&QJPR"[B`SI#A*U$)B[S<D@-.
MRJI:M[)*E70K9Y5QJ]<*Y(.6!4MJG1JSRK;\Q")G^)0>3%FE/0B#L"_&MADK
M:AV8L\HZL+"HQH$EJTP(VCWYQ8`5*VH=6+/*.K"QJ,:!+:NT`_2]A+`O/M7>
ML>24!W[WD)^&G%F!X8<>H?G0PQD(-7'["Z[L33%G90\D`9*6Q(F1S/FL%/%P
MFAMB5O;!34<LB0LE.+WL'H/%"9"I7P<=>X@CKUE]'7.PN`"RE'70^X2]_XG>
ML*JO<@T5;(!L_2J;-X'XQ&9WL@X_SR@;+MA!ADHN5OH&N6F%)RU<L':\&U6J
MY&@3LTKWM7ZGXJN6"6M.=3;]/2!6U7J55:JD5SFKM%?T.$M;+,`*5M3Z-&:5
M'8(F%CF=03HP9949@NA;^>*`;\:*6@?FK+(.+"RJ<6#)*NT`]0'9U5:LJ'5@
MS2KKP,:B&@>VK#(.-.F]8=`K3+:>\L#O')07EW0.)1>=0R.[3QJ&FKB]I6(0
M9A&/E'%9C$D")"V)$R,<A*7IW!0S@S`=?4#>4I&Z05A:G)2.L+-360?MK;S_
MB6.*F=*?KG(.%2R`+&65<H!<U=>Q!HL;(%N_CH!>ON\_E+4[68>?9[2S\O+L
M@U]]")4==9CGQ$Z>LPZ,R-N""[>'5L,M.$(4(TH0I8@R1#FB`M$8T031%-$,
MT1S1`M$2T0K1&M$&T1;1SD-^3M`(!3FAOAAY9B&HBIU[K7&H1?4I4&IL"@"*
MK256)8A21!FB'%&!:(QH@FB*:(9HCFB!:(EHA6B-:(-HBVCG(3\%U+FU>[K_
MT6%!GW_[WW24IQV#4*OJDZ+4<'./;#%&,:($48HH0Y0C*A"-$4T031'-$,T1
M+1`M$:T0K1%M$&T1[3SD)47[LJ/YH]Q?DQAD=WA#(",@,9`$2`HD`Y(#*5SB
MWVKU:?6%AX1M/*LVR(V`%M6ORDPQ[XF:9D/,G;%5<8=($*6(,D0YHL*@H^]^
MM/Z1(]4V'JD:Y$9+B\Y$2XOHV93J%QC'QBX);*#8,),4*L]L,6-7K!US*V`K
MA6O%#]IEIY!M/(5DY`6C(\Y^AJSREK5R;3ZJ5,E]7LPJWN70$^<-N69/6$13
MMEU'RPI35MF=5F:14U#ZD+/*^-!I]!L=V.^RZ)0/?DNHPREWLJM?Y[3U69;[
M#6Z#O-6O?&!U:$1>:\FPC$H1)U!LB'G(/VS0L_9]\1%QHC1UL=8>VVZ4036Y
M7TV3'B$-9>B+D]7XX:0[O"2<2BZF"8.\4,G7<`_;1G4FL4N5C:A&_O/Z'=&7
M$S;OI1"\KI)5;AI#C;E1B1KEB2/;.E6C'V6U]7635J_0+IVAE!41?(W\7!8S
MS;"M172GI]-N5(ILY'4QD\N]9M"0#RHGJM!IFRG8S(#DAG`M7?K:D3AX+4[6
MXL=8;H[/#`QZ#^P-#`8YWT5HEZCF/D=&Y3R'&B-*K"T.<8HHPX(YHL(KZ(>!
M$O(?2#5E1:2:05X:=<31X;"M56>>Y#0J__MT<@2+6<436)\&4[F,2EA$]=9E
M8ND6QS[C@EX*2Q]R5AD?PAZ][*<K1I^"1:=\\!NH>K=FQX+W/8?8+C=K?$<#
M1F[^&E7ME#/B@G:%%2-*&%GS*:*,D;65(RH8'6UYX>G(?<L'-[-'._*,2V3K
MP(AJ][)6PX$>(8H1)8A21!FB'%&!:(QH@FB*:(9HCFB!:(EHA6B-:(-HBVCG
M(3\GJC9XY\^X.GJSYN9^4_;=@1'5IX`V1!J;`H!B:XE5":(4488H1U0@&B.:
M()HBFB&:(UH@6B):(5HCVB#:(MIYR$\!M>/#%=3%WTCKZ)WCF3,NHZI/"K-O
M=9,"4&PMV:0`58JJ#%&.J$`T1C1!-$4T0S1'M$"T1+1"M$:T0;1%M/.0GQ27
M[<H[N"LWR&ZVAD!&0&(@"9`42`8D!U*XQ+]5M2O$_+>KAG<];-C1>TMWT6N0
M&P$M\M9YL/4UQ?PS+OFP:6Q5-ONU=2K(*$55ABA'5!AT]-V/EMK5<;34#^%\
M:+_545;\1;!!;K2TZ$RTM.CT&9>QZYYQ054ID,P6.W'&904<[<*UX@=-[??<
MH-5OH#IZ>^CEDD%>,.",BPMZ"V],,&/+4\GE><RV]/*\W:<'U>1Q"TM.+<[U
M-SQ894?SS")G9R$]R%FE/0CI_:2!W+^RY)0'?BNXVUB5NF=:`;>Q'8W\,P'Q
MS:*A$7DMA6V@+=ELCTTQLUL/Z/MS`<2;"M7LQ,J*.2$S(+FH)>RVY/E<H225
MM?C!5-N^"U):R46'-\@+%)QN=8S*2U8,9ZGB>X]-07'6)-X*E+!Y*F_O&4ZW
M6.6F,-285]8HWZQ3L*U3-?I1=G>T'Q]M<4/;T<C/9'FZ941>`V'HM24WDS7A
M3&ZVY"MI$V78AEN:3,MZN3$S(+DAIA+J*Z)EBY-U>`'NNGOB\V/"4>ZG,2.[
M=Q]:5'.7(Z-RC[80)=86!R-%E&'!'%'A%?3#X&X#/YQG7;US<^<M1EX.P=&6
M49TYVF);WE`@9XV857K6H%<?]N4TF;#$ZX*0A=8ICGS&!6L]R%G%,V?0ZXDY
MHF#)*0_\QE&[&G>HE4NN]QUK=?7FR&L=@]S<+5%M[AJ5/8J*V;Q%"2-K/D64
M,;(%<T0%(^=8Z_;UQW[_-KI_N__RZ6G_\GT_W/_\^7KU</CCF0:7GOHYU1)?
MO>R_?;Z^"_O1'1V048.**_3=BTA]Y%]QI=.(U`%*U96`KAQ_$DE8N^LTHSOR
MN*I,D\I47@G)@8H2=P'Y3._BJK!%5]1OON"5NQ;53U]\PROT-JU(O<2IXDK8
M)0>.#^V(NQFUFY'ZJ!C+T"?!D?JP%Z^,.F&D]A555]I13"MEO$)K;BI3=>4N
MB.ZJ:AE0`U1&AFZR4M^BFZ^H^2Z,[N@7E=`E>JXK4@_HX!5Z<"M2S^G@%7I^
M*U*/Z^`5>HPK4H_HX!5Z3HN"7W5EU`XHQ)4W&?:H3)77&5E3CSMA/?2P7*2>
M>L(K],Q<I!Y^PBOTZ%RD'GC"*_1L7*2>>\(K](A<I!Y_PBOTE&*D'A'#*_1D
M8J2>%,,K([JBGC6LND*I65F&'D2,U+-B6(:>1XS4(V-XA=Z4%*E7WN`5>A52
MI-Y\@U?HC4B1>@$.7J$7(T7JI3=XA=Y\1'E8=86>T"6OJP8;>MZ66J[J"CT]
M2ZU0=86>A:4<K;I"3[92[E1=H7==1>IU1.@UO<PJ4F\EPBOT3JM(O9P(K]"K
MK2+U0B*\0N^NBM1[B?`*O<(J4J\GPBL#NC*HO$)O#HO4FYRPS(BNJ'>!55VA
M@:BR#+TH+%+O<L(R]+ZP2+W2":_0;Q=%8[V6$\,G_5Y1I'Y!",O0K^#0E:I,
MI)\7BM1OU&`9^CV82/W:"UZA7VZ)U.^RX!7ZC95(_8(*7J%?0R$/JJYD'1J+
M*TIDW8A^]QPM%9V(?OT<^8#N9%!Y)T.Z,JR\,J(KZA>CT!K]NA%=J8H+_9Q4
MI'Y[",L,.M&@RK-A)QI6\5&'YJ<*.Z-N%%?IDTZ45/&T$]%ORI,_MV5"O'[Y
M].O^^WYZ__+]\?GUZN?^&RU4&L>3QI?'[VI9I__CS?R"X6^'M[?#$^TWZ)AM
M?_]U_Z($M)3^=CB\\7^H"OXZO/Q^7`Q]^7\!````__\#`%!+`P04``8`"```
M`"$`O."$DP<+``!,-P``&0```'AL+W=O<FMS:&5E=',O<VAE970R,"YX;6RL
MFUMSXCH2Q]^W:K\#Q?L)V)`+5))3$\#W&ZZ]/#/$2:@).`7,9.;;;\M2VU*W
MX\#LG(>3Y.>_6JUNJ2W+X]N_?VY?>S^*_6%3[N[ZUL6PWRMVZ_)QLWN^Z__[
M7\Y?-_W>X;C:/:Y>RUUQU_]5'/I_W__S'[?OY?[;X:4HCCVPL#O<]5^.Q[?I
M8'!8OQ3;U>&B?"MV<.6IW&]71_AS_SPXO.V+U6/5:/LZL(?#J\%VM=GUI87I
M_A0;Y=/39EW,R_7W;;$[2B/[XG5U!/\/+YNW`UK;KD\QMUWMOWU_^VM=;M_`
MQ-?-Z^;XJS+:[VW74_]Y5^Y77U]AW#^M\6J-MJL_F/GM9KTO#^73\0+,#:2C
M?,R3P60`ENYO'S<P`A'VWKYXNNM_L::Y/>X/[F^K`/UG4[P?M-][AY?RW=UO
M'J/-KH!H0YY$!KZ6Y3<A]1\%@L8#UMJI,I#M>X_%T^K[ZS$OW[UB\_QRA'1?
MPHC$P*:/O^;%80T1!3,7]J6PM"Y?P0'X?V^[$5,#(K+Z6?U\WSP>7^[ZHZN+
MR^OAR`)Y[VMQ.#H;8;+?6W\_',OM?Z7(4J:D$5L9@9_*B#VYN+F\'%_=7)]N
M9:2LP$]EQ3K?R%@9@9_HRH5]<VE=7HGQ=(P!KE:!@)^JX;B)0T>[*]7NNF[W
M&U[#:JPZAY_H]<G!GZBV\!/#9EU8XV$UX!,3:,&\D]-`3$"98OML(S@-+&T>
MG#P,"],O?OG]@6#^Q1I`*^?/(@NS*G[!>)P^%)@+,IK:I#@_)S@I+&U6G)B3
M@5SE5=&8KXZK^]M]^=Z#2@SK^/"V$G7=F@J[6"[D!*\+R$?U`PJ'L/)%F+GK
M0WLH#0<H>C_N[9O)[>`'%*JUTCQPC64J9J@054F8G5.PH,"AP*7`H\"G(*`@
MI""B(*8@H2"E(*-@24&N@0&DI\X1K)X_D2-A1N0(H_N`0$L:20@JL,F<@@4%
M#@4N!1X%/@4!!2$%$04Q!0D%*049!4L*<@T8"8&"]"<2(LS<]:%`-8O&OC(S
M\"`U-E2=6G1I2F:UI,X2(PM&'$9<1CQ&?$8"1D)&(D9B1A)&4D8R1I:,Y#HQ
MD@9Q_A-)$V:@6$(W=4+LR=!,R8,4=6:MEM198V3!B,.(RXC'B,](P$C(2,1(
MS$C"2,I(QLB2D5PG1M;@KFUDK7T;B[<AH:Z2@T%]D$1N=,4M94;!G((%!0X%
M+@4>!3X%`04A!1$%,04)!2D%&05+"G(-&'&&`F/$6>X#+L1N_?BR67][*&&Z
MPPVJ)?XCN-_+78`P8H9?$BW\")K58]&:-Y>:$<R)9HF-R%YA48LPU0XC+B,>
M(SXC`2,A(Q$C,2.)),W84P3-L-C8,ZF!RH'#6C*2HQV0&#F$S>7_GT-AQ,RA
M)'`OU+)AFP5O)C5BLN#^CPUM+C4C762/1J:A12W"\3MH&H&+H*,OKS;3B.S1
MV.S+KT5H.D#3"$(*HKJ-;IC<D>-:A'82:B=%T)AA`<N4&7,=D`W"LA9A7SF:
M!F!,#]B=&].C92G#(S&N9:$VYX$B9OZNS9C.E`BF:,=,J$7H\X(1AQ&W)AVF
MO5J$IGU&`D9"1B)&8D821M*:=+B8U2)T<<E(KA,CB?!0?T82A=I,HB3&[F5T
M0W(H-7J>V=R<HP;'L*#`H<!%T!$;#S5HUJ<@H""D(*(@IB"A($70X5J&&G1M
M24&N`2-GXC#EC*15<C-KB/2<V"/R@#U#5??B0Q5,L6:)CL@.=J%48Z/L#\E,
M<5IMT?NYBZI.O[Q6%?7+5RIQ=E=[;X^)]P':,L8X)K4J1%5SLXT0&0VI$[%2
M=0<G:;5%@Y.BJC,X6:N*^K54JN[@Y&C+&*,6''/NBD,)_8"H^ZYAR3,,>#S"
M9?*@D%%RQF0W-U,B/:NLYBR4:`Q]-+GG<U*_S(RXI_3DM8EHM'TELL7^]\?]
MY60R(<LC$(K:4^9*6/>"L8H5Z1YATFTVK<UV])VUB>@(ETKT\0CS#UTQ)Y$X
M2#EC$LES%V,2*52].*D>-F;B4!EN;J/J=8@Z+F1HP54.1RY''D<^1P%'(4<1
M1S%'"4<I1QE'2XYR`YFY$`<D9^1"R,G-2"%]L=IC^D0@3DA$P\ZZ-D>548OH
M/%PH57>]=5IMT7KKHJK3+Z]51?WR475=50#K9G0U),\S`4J,`5*G0E3I=R(5
M/Z,A]2!6#;LCDZ!YPQ9U(D559V2R5A7U:XFJCR.3H^0CI\Q9*PZ(]%G[N^\I
MY$&3Z+LNS/:$W(T>+*GJ/+]K-%B]YQPM.'(X<CGR./(Y"C@*.8HXBCE*.$HY
MRCA:<I0;R$PD5`TCD9_L)X2<E!^)FG.5F7BU!Z*&S!E9,.(PXC+B,>(S$C`2
M,A(Q$C.2,)(RDC&R9"37B1EZ6-A&Z'_KC$\4=)H1B9KXSY2H(7-%/CG4:U2X
MJ!R.7(X\CGR.`HY"CB*.8HX2A9HAIHQDBNBG>1SE>CLS8>(DAQ>],P]E+7D>
M!"4/8_J@$.R6FB(X8C=P[1Q);:\D^>0$3QD'%?;G*-00EQ&O::8Y-2%.^8T*
MC0?,5,A(U#33C(_HL5VC0N,),Y4RDF$SXYQN3)X%EHT*C>>Z*3/Q<$\T$O])
MD11R4B05@LK8I'C,#@R4JMEVS,6_`1"V&K3@R.'(Y<CCR.<HX"CD*.(HYBCA
M*.4HXVC)46X@,SWBH$=?EY^D1YX+&0M0HK%\=!Q;-S8YP9A9VF&26GU`ZEQ:
M=,>U4`VZ'QT=H6J,T"V@RWKUS`:T5_^D7@/3".TU9+U&-=&<I7W'2J2>3NWK
M&^MZ-!R20";=?:=U3[@JLYIT]+T\J>_\P[Z-Z62?=SQ8R<W5KM#HJGH.&5O7
M-EWIV*A9UG-$L.";&4&#O%"J[@<,I]46S;.+JL8)#U&G$_Y)3@2MMJ@3(:H:
M)Z(&=40B1I5\I+&O)J/QF$\W5!D#HDZDJ&J<R!K4X<0259U.Y*CZR`ES^HDC
MN].KF2WD9/HII!W.*)5^.,/1@B.'(Y<CCR.?HX"CD*.(HYBCA*.4HXRC)4>Y
M@<Q<B`.L,W(AS[OT.XNMCL"T16U?DIHX4Z)F/S9G9,&(PXC+B,>(STC`2,A(
MQ$C,2,)(RDC&R)*17"=F-L01S!G94"<VVD8;[DUBL=2%F=_GE4+;;\T1&:N7
M%V9I^K/"K'PR;-%RY&*/33GR&M11CGQ4J6.>$?PK8_&?^3XQ0%6G$R&J&B<B
M1$9#&HE8J;HCD;3:HI%(4=4XD36H(Q)+5'5&(D>5,2#-"7/ZT3.O[FTF?%3`
M"K-$]3:S95\@%7HE`-*U'U`F]3<;-GL'(WQIC&@#K+:RKG*UZ=6KB=:,)MI7
M(@BB>.%BV=>3UMG6V7=8]X0;ODB0QEG::ZP:=&^L$],('7'*>LUJTM'W4HFZ
M1RP^)]&,:'W+Z20_%9'_ZGM;[)^+6?'Z>NBMR^_B,Q#[!J)98_Q&93S]`E8A
M1.0*'(U.Q>D>OP+?M7RQ6_@#?.]2?1Q"+=GP'4R;?C3-JPI*]%_`)7FC(Q<>
MP*,VA^;6]70!C]C<53AKF(J3!'X%#@JF<>L5>,J?BF=XWF9F6U.Q;>%78.<R
M%9L0?@7V(5.QI>!78%<!<6F[`B^\IN+=%6\#KZ^FXDT4OP(OHZ;BO1*_`J^6
M("]M5^"H#F)0%4`2:3C/@ABT79E#DS:>08,V/H?4M,72@\2T\0C2TL8S2$K%
M![6K\"W3V^JYB%?[Y\WNT'LMGF"2#ZLSL[W\&DK^<2S?8!<+GW"41_B*J?KU
M!;Y:*^#?B`XOX-CDJ2R/^`>$;U!_!W?_/P```/__`P!02P,$%``&``@````A
M`#I^WQ$Q`0``0`(``!$`"`%D;V-0<F]P<R]C;W)E+GAM;""B!`$HH``!````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````````````````````````````````)R104_#(!B&[R;^AX9[2UEU
M64C+$C4[N<3$&8TWA&\;L5`":+M_+^VZ.J,GC^1]>7B^CW+9Z3KY!.=58RI$
MLAPE8$0CE=E5Z&FS2A<H\8$;R>O&0(4.X-&275Z4PE+1.'APC047%/@DDHRG
MPE9H'X*E&'NQ!\U]%ALFAMO&:1[BT>VPY>*=[P#/\GR.-00N>>"X!Z9V(J(1
M*<6$M!^N'@!28*A!@PD>DXS@[VX`I_V?%X;DK*E5.-@XTZA[SI;B&$[MSJNI
MV+9MUA:#1O0G^&5]_SB,FBK3[TH`8OU^:N[#.JYRJT#>'%CWYNK$^WV)?V>E
M%(,=%0YX`)G$]^C1[I0\%[=WFQ5BLYQ<I?DB)61#"EI<4S)_+?&I-=YG$U"/
M`O\FG@!L\/[YY^P+``#__P,`4$L#!!0`!@`(````(0#`$1"=$@,``,`*```0
M``@!9&]C4')O<',O87!P+GAM;""B!`$HH``!````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````````````)Q6WT_;,!!^G[3_H<H[I$`U32@-*BT(I$VK:&&/EG&N
MK85K1SXG:_?7[Y+0)AEN*+PE]OWX[O/G\T57F[7JY6!1&CT,SD[[00^T,(G4
MRV'P.+\]^1[TT'&=<&4T#(,M8'`5?_T23:U)P3H)V*,0&H?!RKGT,@Q1K&#-
M\92V->TLC%US1[]V&9K%0@J8&)&M0;OPO-__%L+&@4X@.4GW`8,JXF7N/ALT
M,:+`AT_S;4J`XVB4IDH*[JC*^*<4UJ!9N-[-1H"*PN9F1.AF(#(KW3;N1V'S
M-YH)KF!,@>,%5PA16"]$=\`+TJ9<6HRCW%WF()RQ/91_B;;SH/?,$0HXPR#G
M5G+M"%9A5OV4WRI%9^/?QK[@"L!A%))!M5A^-FV;WW(0#\Y+"_IJ6Q81*B2T
MT<8XETX!_EI,N74>R(,6YA)%A;@"M#M%1MI@-]H17^Q>5Z<M31/YOH:QT6B4
M3+B#A%USQ;4`-GM3Z3'V;,K?3S%SE*E0&C*S('#BHRYCWCJ"/;!KCK*,.;6`
M%+_4E3?X`^2@,V`/(,Q2RT)_7KL;;C6I!]D4+%'"+8EKGZZ0247ZK=0E:10.
M9,Z?Z?R\=C^DAJ+FL85$.J_)O79`Z!U[()+8[`]/V6AIH>+K@(<P:V!SOCF0
M]9:TSYZXHGHG$H4RF%$&;RQB=D5&N4SH\OLM#&E*+ZD948OQ6A0D:*=(=H@9
M*6HDA,E*)T8G[W5Y2S.5<Y!%#]M=YIV,,B\>/V-=23R"8A-P7"HVAXTWB:?H
M0L"BO+E^\CTN=1*_GGQD[=:.5S.;9>LUMUL2K[>67<3&!2CO%JE$2?^9^UQ&
MB(!8M(:CL[S3VWQ9:LJ.SE*[G'W"IWH#7A^,?=-H-X.&6EQ&KY@W3;>4_="Z
M??S0NGTN/H%M<,"G;EU'$7#@8A:ZH=?$F^.`RZN@/^+R*@*O2ZMQ'E4*O;IU
M(^WR:(T*_PT'I*$7?$SG9D*OQ6[Z:2]&Y;.5T%RPVZ\7HCL:?*PJ@HQ7G+IZ
MLK-YNU',:D_50!J?#4[[%WT:PQIK45B/GO$_````__\#`%!+`0(M`!0`!@`(
M````(0`CP#15]P$``'D:```3``````````````````````!;0V]N=&5N=%]4
M>7!E<UTN>&UL4$L!`BT`%``&``@````A`+55,"/U````3`(```L`````````
M````````,`0``%]R96QS+RYR96QS4$L!`BT`%``&``@````A`'Q]-V@6`@``
ME!D``!H`````````````````5@<``'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR
M96QS4$L!`BT`%``&``@````A`*9OJ^[+`P``(@T```\`````````````````
MK`H``'AL+W=O<FMB;V]K+GAM;%!+`0(M`!0`!@`(````(0`:_:O"K00``/40
M```8`````````````````*0.``!X;"]W;W)K<VAE971S+W-H965T-"YX;6Q0
M2P$"+0`4``8`"````"$`V,7XO/L#``#$#P``&0````````````````"'$P``
M>&PO=V]R:W-H965T<R]S:&5E=#,V+GAM;%!+`0(M`!0`!@`(````(0#.PT_J
MM`(``"P'```9`````````````````+D7``!X;"]W;W)K<VAE971S+W-H965T
M,S4N>&UL4$L!`BT`%``&``@````A``)LB*S*`@``(@<``!D`````````````
M````I!H``'AL+W=O<FMS:&5E=',O<VAE970S-"YX;6Q02P$"+0`4``8`"```
M`"$`U(*]H28#``#8"@``&0````````````````"E'0``>&PO=V]R:W-H965T
M<R]S:&5E=#,S+GAM;%!+`0(M`!0`!@`(````(0`5!UF\<@,``+@+```9````
M``````````````(A``!X;"]W;W)K<VAE971S+W-H965T,S(N>&UL4$L!`BT`
M%``&``@````A`%Q"Z)-^`@``2@8``!D`````````````````JR0``'AL+W=O
M<FMS:&5E=',O<VAE970S,2YX;6Q02P$"+0`4``8`"````"$`Q5>O]74"``#9
M!0``&0````````````````!@)P``>&PO=V]R:W-H965T<R]S:&5E=#,P+GAM
M;%!+`0(M`!0`!@`(````(0#5F)\<+P0``'<2```9``````````````````PJ
M``!X;"]W;W)K<VAE971S+W-H965T,CDN>&UL4$L!`BT`%``&``@````A`,/!
M@+R[!```/!(``!D`````````````````<BX``'AL+W=O<FMS:&5E=',O<VAE
M970R."YX;6Q02P$"+0`4``8`"````"$`CAB_6*$"``""!@``&0``````````
M``````!D,P``>&PO=V]R:W-H965T<R]S:&5E=#,W+GAM;%!+`0(M`!0`!@`(
M````(0"8F.%MJP,``"@.```9`````````````````#PV``!X;"]W;W)K<VAE
M971S+W-H965T,S@N>&UL4$L!`BT`%``&``@````A`'J#J$6$`P``X0T``!D`
M````````````````'CH``'AL+W=O<FMS:&5E=',O<VAE970S.2YX;6Q02P$"
M+0`4``8`"````"$`P"H\-MX$``#"$@``&`````````````````#9/0``>&PO
M=V]R:W-H965T<R]S:&5E=#(N>&UL4$L!`BT`%``&``@````A``D:!-[*`@``
M!`D``!@`````````````````[4(``'AL+W=O<FMS:&5E=',O<VAE970S+GAM
M;%!+`0(M`!0`!@`(````(0"C_51]K"\``):6```4`````````````````.U%
M``!X;"]S:&%R9613=')I;F=S+GAM;%!+`0(M`!0`!@`(````(0#'X1<"`0L`
M`-5=```-`````````````````,MU``!X;"]S='EL97,N>&UL4$L!`BT`%``&
M``@````A`/MBI6V4!@``IQL``!,`````````````````]X```'AL+W1H96UE
M+W1H96UE,2YX;6Q02P$"+0`4``8`"````"$`=C.%,'`"```5!@``&0``````
M``````````"\AP``>&PO=V]R:W-H965T<R]S:&5E=#0R+GAM;%!+`0(M`!0`
M!@`(````(0"5XXA;W`(``"\(```9`````````````````&.*``!X;"]W;W)K
M<VAE971S+W-H965T-#$N>&UL4$L!`BT`%``&``@````A`$OR?6<<`P``30H`
M`!D`````````````````=HT``'AL+W=O<FMS:&5E=',O<VAE970T,"YX;6Q0
M2P$"+0`4``8`"````"$`=USR$Y$#``!<#```&`````````````````#)D```
M>&PO=V]R:W-H965T<R]S:&5E=#$N>&UL4$L!`BT`%``&``@````A`/QQA@*Z
M!```3!0``!D`````````````````D)0``'AL+W=O<FMS:&5E=',O<VAE970R
M-RYX;6Q02P$"+0`4``8`"````"$`N6&G=V,#```Y"@``&0``````````````
M``"!F0``>&PO=V]R:W-H965T<R]S:&5E=#(U+GAM;%!+`0(M`!0`!@`(````
M(0`G1^C/5A$``'=F```9`````````````````!N=``!X;"]W;W)K<VAE971S
M+W-H965T,3,N>&UL4$L!`BT`%``&``@````A`#UR0+>7`@``X08``!D`````
M````````````J*X``'AL+W=O<FMS:&5E=',O<VAE970Q,BYX;6Q02P$"+0`4
M``8`"````"$`B58K_M(,``#(0@``&0````````````````!VL0``>&PO=V]R
M:W-H965T<R]S:&5E=#$Q+GAM;%!+`0(M`!0`!@`(````(0#*(/0ON0(``*T'
M```9`````````````````'^^``!X;"]W;W)K<VAE971S+W-H965T,3`N>&UL
M4$L!`BT`%``&``@````A`">%66N^)```\M@``!@`````````````````;\$`
M`'AL+W=O<FMS:&5E=',O<VAE970Y+GAM;%!+`0(M`!0`!@`(````(0#IFPYH
MF0D``-$M```8`````````````````&/F``!X;"]W;W)K<VAE971S+W-H965T
M."YX;6Q02P$"+0`4``8`"````"$`C0MR9B8#``#K"0``&```````````````
M```R\```>&PO=V]R:W-H965T<R]S:&5E=#<N>&UL4$L!`BT`%``&``@````A
M``;5,1*Q`@``=0<``!@`````````````````CO,``'AL+W=O<FMS:&5E=',O
M<VAE970V+GAM;%!+`0(M`!0`!@`(````(0"4_&845@8``%89```8````````
M`````````'7V``!X;"]W;W)K<VAE971S+W-H965T-2YX;6Q02P$"+0`4``8`
M"````"$`BT6PUU`#```H"@``&0`````````````````!_0``>&PO=V]R:W-H
M965T<R]S:&5E=#(V+GAM;%!+`0(M`!0`!@`(````(0`^O,2:N0(``*X'```9
M`````````````````(@``0!X;"]W;W)K<VAE971S+W-H965T,30N>&UL4$L!
M`BT`%``&``@````A`#G+[%^P`@``<0<``!D`````````````````>`,!`'AL
M+W=O<FMS:&5E=',O<VAE970Q-BYX;6Q02P$"+0`4``8`"````"$`>WU1BF`#
M``#5"@``&0````````````````!?!@$`>&PO=V]R:W-H965T<R]S:&5E=#(T
M+GAM;%!+`0(M`!0`!@`(````(0![]"YPEP(``(`&```9````````````````
M`/8)`0!X;"]W;W)K<VAE971S+W-H965T,C,N>&UL4$L!`BT`%``&``@````A
M`(#?EU9G`P``T@H``!D`````````````````Q`P!`'AL+W=O<FMS:&5E=',O
M<VAE970R,BYX;6Q02P$"+0`4``8`"````"$`/AQ\0``#```="0``&0``````
M``````````!B$`$`>&PO=V]R:W-H965T<R]S:&5E=#$U+GAM;%!+`0(M`!0`
M!@`(````(0#")7T:C0(```8&```9`````````````````)D3`0!X;"]W;W)K
M<VAE971S+W-H965T,C$N>&UL4$L!`BT`%``&``@````A`&.%I39Z"0``M"P`
M`!D`````````````````718!`'AL+W=O<FMS:&5E=',O<VAE970Q.2YX;6Q0
M2P$"+0`4``8`"````"$`O3P?.@X(``#Q(P``&0`````````````````.(`$`
M>&PO=V]R:W-H965T<R]S:&5E=#$W+GAM;%!+`0(M`!0`!@`(````(0#:)Z(^
M"!L``)&0```9`````````````````%,H`0!X;"]W;W)K<VAE971S+W-H965T
M,3@N>&UL4$L!`BT`%``&``@````A`+S@A),'"P``3#<``!D`````````````
M````DD,!`'AL+W=O<FMS:&5E=',O<VAE970R,"YX;6Q02P$"+0`4``8`"```
M`"$`.G[?$3$!``!``@``$0````````````````#03@$`9&]C4')O<',O8V]R
M92YX;6Q02P$"+0`4``8`"````"$`P!$0G1(#``#`"@``$```````````````
L```X40$`9&]C4')O<',O87!P+GAM;%!+!08`````,P`S`-<-``"`50$`````
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2FAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Rate Swap Agreements - Summary of activity in notional amounts of interest rate swap agreements (Details) (Interest Rate Swap, USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jul. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 04, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Interest Rate Swap</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DerivativesFairValueRollForward', window );"><strong>Derivatives Fair Value [Roll Forward]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_DerivativeNotionalAmount', window );">Notional amounts at April 1</a></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_AdditionsOfNotionalAmountOfInterestRateSwaps', window );">New contracts</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod', window );">Matured contracts</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_DerivativeNotionalAmount', window );">Notional amounts at June 30</a></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_DerivativeNotionalAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate notional amount specified by the derivative(s). Expressed as an absolute value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Article 12<br><br> -Section 13<br><br> -Sentence Column B<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>invest_DerivativeNotionalAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>invest_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_AdditionsOfNotionalAmountOfInterestRateSwaps">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Additions of notional amount of interest rate fair value hedge derivatives during period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_AdditionsOfNotionalAmountOfInterestRateSwaps</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DerivativesFairValueRollForward">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DerivativesFairValueRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maturities of interest rate fair value hedge derivatives during period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_MaturitiesOfInterestRateSwapsDerivativesDuringPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	word-wrap: break-word;
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>18
<FILENAME>0001193125-14-304053-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-14-304053-xbrl.zip
M4$L#!!0````(`"-,"T7XA/T#TV0``#@=!@`1`!P`;FEC:RTR,#$T,#8S,"YX
M;6Q55`D``Q+&Z%,2QNA3=7@+``$$)0X```0Y`0``[%UY<Z-(EO^_(_H[,.J=
MF=T(JT1RXRK7A,\N[[ALCZNZHR=V-QP84G9N(5`GJ&SW1LQGWY<@))``(X$0
MLC-BIDLF#W[OS/?RXL/?GD:N\!W3@/C>00^]$WL"]FS?(=[]0>^7KV=]H_>W
MCS_^\.%/_;[P,_8PM4+L"),`RH73/_J_'=U<),T%_1VT?R<*_R4:`U$?2")2
M!-'8E]&^H@J'G_]'Z/>3KHZL`+J!-E$'TCLT+XN>G/CV9(2]4/@,4(8$ZCZ2
M\(&]\=0AH4^%7Z?O1-$[$>OJC!+'>MX3#B?WDR"$-^\)$00D[BMH7S2%Z\_3
MMSS=49?LL_\*0+X7['O$_G;0>PC#\?Y@\/CX^`X>//BN%0R)9WDVL=QWMC^*
M*!(U&7@4-W.)EVW&NGSGTWNH*<H#5GP'A";56:E#9@W2E;5!7#BKNM3UHQS5
M1:9I#J+26=6`Y%6$3M'@M\\77^P'/++ZQ`M"H"2#A91@7ZQ/`E^1D%[6(JZ1
M-/!\SYN,\NL[(1V$SV,\@$I]J(4IL6?M7FZ4;>#@,<4V4\M"<.;`HC;U73P8
M6G;8QT]CU_(L4*/G,_@[Z8CB86$/V@!*9Q!Q6/*JZ#U0)2/U,%?J:BSU657;
MGW@A?<[6#;#][M[_/I@6,B64^R+JRVC6;$(I&&U1NVEII+W9A@XF^6V@(*<Z
M?K(?\NNS$M9`RC8@WG<<A/E-XK(<:CR+V$%^FZB(-4'9)@&Q\QM`05[U<$P+
MZD-)3H-)T+^WK/&LS=`*[B(93@MR>#4MZ5MA6-P,"BFYFX0X2#5C.A[DMHE*
M<M[UY):8Y6\7*5\Q"6F)YD)IC[E'YEWV@\AOW."A$'F;_:D%E?NDP9CZ8TQ#
M`CA3WB_J@*$_Z`5D-'9GSQXBFV/>MY_XUG=/@=,;)./$L>^%^"D4OF`[9.X^
MX\#M:2$!RY]6O#T,;J^&MZ)R^Y\3[Y9IY%=1O(W_]_4J__D)>)/O5DB^XW-P
M>C0:=VY(\.WPB02WY]`M!46]`0?SY=$:?\:C.QRS*08!E4GX//^;..P)#%E4
MB%B8Y5BB:,?G?^]]%,%%P_]%1?TP6&P\[S#`]PQ1\L"!5X+_(C8)8RR"0Z`\
M'K^GBK5?1E+O8U(KG[8/@]S7L/</EA`-\ID`.D!\)\64:#1A+6(GH?5%9=YZ
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M\*UU6#KWO46\+?&^E1$V(IXYU`(YM3!.<,/;C.'Y7L`FVQ@L;G/=M+DE$7%S
M*S,W'L.W'<._"F4Y>KZTP@G%KT)-TL1P!:DU>`.E#G$GC*M?L#VAA$U]GS[9
M[@3\^1GU1\?^:#P)+39Y?34\M:@'OCRXQO3+@T5!$/D=1%IV.AJ[_C/&7T+?
M_G8U9CWLAJ)MD"ES;2WDSIM2V-0,YJ)J[F2\R1.]W0@ZVTOT,K/!2W;4U&SP
M:[,CGK=UWH1:R=NX]30W"L5AOV>YQQ0[)#P,`AP$K,.H$40O0Y^.H+><;KD-
M=M,&5Q[&*B,MTY4Y@`I*P[W"+GN%2]\;<\?`'<.JCJ&:WG#?T!7?L!3,\6#A
MU?F$50)V'B=P7U#1%_`0@;L#'AV\:H^P3N9P9'G?Z&0<)H1QS[`SGF%;R0,[
M1K-?66^X>^B*>U@Q8.">86<]PQ9BAC?F%-CV_&CSAI)U"CG/.[61/,,DI2_*
M?1EU@4G=]IQ\N\!N^+TM;1?@=L2W"[P6$VI_NT"7K.?,(O17RYV`0#]C*YA0
MS"@[H_CW";O:(C:2I$ZJ1G##M@]28&QB,/..9C\_@3I:U'YXOL#?L1OOO0Q"
M,K)"#))):LU^G)#`=GWVAMVPE0J\2YE$!28V8AZ5Y)#:[KF"0+AE;-`R9F7G
MWG@2!E$!XH;0FB&4\)_K?<MZ+W&]WZK>2USOMZ+W,M?[K>J]_`;U/I[=/+-L
MX@(!D6I>$`_BP;A@-S1RF8BYH)>I>5/R?=N)&<^!6M"=UY&Z\"RA'<W8O>">
MQ]'M:,;NA;\\TGP]*S7Q"AI`.B$4VV$$<#<4\LTLVD1[+DI%M;L&E;TB0RG8
M>M71718+]S@HJ][CH+1S\<C+7.VVD^+;,CKMGK9_71\W/+Z/XXW:W#:NZ]MA
M<^/7];5]&]NK4!9^71]7D!P%X8M(7"%V.)J[O;&\^[CPL_5$1I/1;F@LC_(:
M`3F3_OQ%&37@IOXZ39UXW-2YJ6?4@)OZSIIZP64`?&C?$7O?W.E^/KZ_8:/G
M@SPW>C[2KVKT;WK!<NM*SA7PS2[<\66Q[08['O_NS')8LCFF=..[,[NLL/<4
M1V>J(A4[I)2%/='?24&W=2S:TI<A8KK-KYB4-Z40BW>R[=C&P,6]D^U<7/<Z
ML]JNFC#/7MN_?HG;T:N,_M^>"6WE^J7.6`_?A;?Q35:=E3V_>JO&+,EKN(&B
M:\?.WZQEO([SZ[MK"%L^5,_U?J=/Y[\NO6_QR@"N]SM]]\#KTOL6+T3HC-YW
M>NZ$?ZOWC<S`;/N3G%WX!A_W"OQ;O=PQ=,PQ=.1K?-PW\&_U<I^PO0]M\3CA
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MU]![#?YC:&>GZ/3T_`!IG\RSGU7EP-`.WD]?$J.9L-<SK0O8Q;?`T>GS47P`
M_^.435%A0D%2EOS-^LCI\9<O)TO=D<!7)*3O0]GJO=T"+V^C"WIG_3KD.RC:
MQU3E2S;L6Z%/UWSU4GOV\`1[_@ABCIQNJS(HT\4@B[Z<\O$D17#VM:QH13XR
MZUCJ+9H_8R4K=G9A/083$N;W-RU\J4NF[*=N=-5#Q@X^.)CLGT;6>(/O"=@^
M&-:E-<+"U()N\+#.Q^@OSX\_75T<?A'.SB\/+X_/#R^$\\OC#X.BUS*L\[)C
MS'(S]]QS\-/?\7-#F-)NM/!="9"OU'(@!/[R/+KSW88`,,'%K\[TGKSR>$(I
M@#DC@6VY_\06/8TO#6[H[?W8G<8`BMZ5E<,9<2%1AL?W/FU*"I`M89<Y`>P(
M4?]I861>N*`3_FCD>]%UX)&7"JXF(1L.&!]SH:TQG2LPLXDZF3ILP<$V&5EN
M<-`[OSSK?422I,NZK&04J`180L*);T=C*TO[&N(C$OO_B&&D.U]\X74T0#:K
M2/,Y^.S[,^]*@!Q"B1-=2N-:^7):'<`0!(+C=V>Z7R1^KMUG\"1HCGPU2_C"
M>_)AQ-QI$L@_4!Z,U'L8D%G.;@4/96:2%_`6!,(I,V%12,I&&'<T615E[<,@
M_>)5@*QRM7DI$,D43<U<&\A*2QRE0'13U]'Z'%EI&:$,B*RIAJFB92!10!'-
M7LUG?'ZF?A`<CMC$5OQE!_!FQP_6&#(!)"\N!E:29X7LNM/SD@7S^Z4<-Q'(
M7C7`4=;F,0B*BVKM*>0R*9F:JIB*P674`7.J?T=(N3UJBF*(HL9EW7E95[P#
MHDS<BJ*+BL2%W>F]:'5MVM20;&@J%W*7A=R$,2/1D!N3\OS:D$Q/ESAL*$GJ
MNOA*SF>4IW>FK,BJJ<ZSB&46MFE(N[YS=XVL0I$@C],4'>V8S]MU4:V652"$
M=%73N)"Z8$^;#4$4282<0C=W+0AYB[)N(!)1#7"_^JZE%;LN[);3"G#?R)#E
M79NY>V-2;L*:=5EN;I!>+Z]XQ>(KNFNE3"0&#*<OYQ><U14OQRAU<YS5F\R6
M=0/ILJ2:U5G,'%P(8$Y(,/8#RP4?-!F?>U/OP^XL!#3$FV#G:LQV4;`-/2TL
MZR+-U*+1L`;.CYLCL[%%8U$1Q0;)O*9X;!'G]&F,O0"#_ER%#YC&G;8A-L-$
MHJ+,R2G#TP3NIN1@(`4IVNJX03*0$7RUGN86UHIUB*:L&=(<;PZ.+'M]T);P
M^=JU()#QG-/?)V3,?%%S\X_E[`5K-N4T>XOQ-(&[,;4P=0C+5\>=M\TY./<^
M8><>![$6'8:SR_Q:T1A#UL24!%9#N!G:FI*2:IJFT0QI0TPA[`<[BNNU9!Z:
MCC35U-(D+`.I`[0I3NNB:(KJ"D#;&WDD0U8D4]7-Q;%T-3B-#>PFD@Q%U4KA
MI.\3;\4)2+K)-B2GXHTTA'6@-<4O)".E(K03:@W#X-IZ;FNTE6394+74,)!!
ML!:TQMBF2;*&Q`K0DH1G6@2#%SRA$$=>$.N.W75/<##=I`UEE[YGQW^T$S5*
MBHG2IK(FV$T3W)@?50V$M(8)3GSQ#?Z.O7:B"DF6##4=[R]@6!->8TY8-60]
M&QJ4P"N)&E)2:#FV,8Q,G+\&RJQ7G]5H9;R!I,J41$E)._49@C6`->8V%45"
M,H0R+P*#1#!6F>B\1<30BN=`:C#Q*2#['G$/>B!AW!MD]F[/#W^T!":[H1$A
M%>E&>D]W,:`&<#<E<!G)NJJ+TLJX;W!H01SBG%K4@Z(`W/)D-''9:2)P)NP4
M:BN&A$3=4'4]94@O`VN.C,;,#D%`K)B:M"X9D;@>?-?!-&"Y=YA_2*QY-V:"
M^J@I;[$,9'V8S3DU7=1%35.JPDR/%YZS'=[FI&TOP6J*A`VF>JN0D!UA+OUK
M:X.S0JE#UV6CS#J8UF;G6ICBDX^'D_#!I^0/[#3/K8(3F:JXD*:6XVJ&@O5X
MVPX%YT$PV23_5U2)E^'48V:UV*P;9KPRH$W;\-+1Y>T9L)@;"I8I_YK@-V&[
M#8#?M-DN'V271",=P!8@J@FZ46[/3]^O`#JYO(;M)\`X7IB+UN^3'10L<[=<
M-]I3-`G]D0^A`@Z`IQ`')RN-O^('8KL%R7#VY';-0[J2J$!F)*=BVT8)V"9G
MZL9U2)8E%2DM<`9J?,,AY#_3!>?-BUTV-3%MC8L(:J*KR7I%E`Q-KX;NPKKS
M*3#W!D=98VL<5`S0#36]7I$+I!&H=1=()0DA8R6HU]0?XH!=WF6YH.LM.")%
M,Q0QNT<@@Z`FNIHLU)!N*$8U=#]C#U/+99/XSHAXT:U#;,JV-=4$SR6I2HJ7
M+R!J%GQ=MROK&DI/&5<`'VVF/8GNW_+86G1KG-9ED:U;%;Q_066_$Z8O9WZT
MA_("6_.-11<^VV;<@F)H"M+-[(:6EU!M@XAN;\]<XPB=I)B*(HN<\6T>B%-T
M6=NVKM<-A"09&4CM/!'=UIMUSKR*NBR;!F=\FP:K&@I:G^4G>$RANVA/-#NG
M0WUG8A=NY&XV#%#E=`9=B*0IN#6]BBFJAKPBW"3W;2VT0HJHF**VG'WG!%>K
M@ZN_@<!0C9Q)DUQP-F6:>X+C?\^]V=Z,JV'ZJN/Y)\"Q<P_6E-KB@3;/;T/.
M'AQI!/8V^%!3M'T)29*A;Y`1TY,;L]F,%@)_A"0D2NF%]R40=1'6MBA-1))A
M5D283+X%P1GU1PP1\290=W8J)CC"0Y_BV<$(')P^P>@/0Q@,5O3Y/,2C@.VC
M8S&![[J1N&)1;EX:IJ2I$)PN'M_8"#7=85K=&1A=!L-4M\2T>5)_A#T\+-@O
MT^P4K:HI9GK6K@!),V#KFJ\A2:*LKP3V$H=S&6Z>GZHN0D21LKK,^^L`JYOD
MF:*)#*,"L&27U#6FT?+3D140>P.<2R_GSJ%*O8_B.R4EXUPX3>"ML_R\B%>L
M@?>$N).P8,%Q<QS6BA%/`36#N24NYV!.+:,FLZ;SZMAVX9^6F8[RMX86HLM,
MF5O$8Y9ZY7VQ7(@),Z<$9T<$VUC*1>DY_TJH,B<FG/^=Q)D])-R'(Y^&Y(_B
MD]"-0N]+IJXH:<TO!-,4XKII@BP9LJ:@%1$G)Q"V%E5`VHK,3/)?"JA9[+53
M,U."-&$M\(G#QPZ8-ZO4DF:SC2_IM#H?1R-(:^_.UD1)7@7I<F8\/3>?R*7Z
M>?YF':&I&F7Y>Q64K=!9UQYTS3`W3&F5DVDMC`^Z(JJHE-0J0%LAM:Y0D:S(
MNBING%96/Y4;EYU:;7@16I1%K72FL1#=YHBJNVL!:(*(8`-$53DWV:Q\%-&4
MY#)*2HY1-H&_]JE/55*5-?%#ZLV^4A(M/3G8.7K^)6`BF\U%'MHAI`31<=R<
M":<65IHTPS#2QE,/<*NDU[]\0E+3$X#U28_V[5Q/J/TP75FDY)Y]U0_*DU5-
M/%LU;F-3)K@034MN':\*;!.4U)W2DI$"P3I:@Y+4ZJ^-L1--[EY3XMED;+DW
M$,X\1RLJ5UZRV!TM"P>?L.M`WC5?G6Y!7(K$SGZE)L3J8FZ9_KJ':F594T5#
M;I;^2&$2GPVC9A2C3FO>X,!J(T11=4-6DWU]I5@:0UQ7%A`SBF)5Q#-Y307S
MU3^T?Y\0B@LON&HA4181Y,HI7:J,;6,4U4ZH#5%$M2E*V53.3%[+0I*,[,G!
MRM@J1!JQ'^A`D-57=4V3D/YBJ%$1<:NTUTX_14DV5?GE$',-XM/ZDAH6ANRJ
MIZ#TNJEFW;N$5%2@QH6P-D%'7:>O+IWD796069792D<;.[LT4=9S7'T*Q=*X
MFLK>7KQDJ]ET6)>B+?-5T#2(NFZRA)3HTYM54>=Z=+8"=C6.K/CT"5.;!!M9
MEEO:B(:4HC$F#U'3\&MS/O/QU97@GS[9.`B^6D_3!8RH4>XT_&S+[=SY;EXR
MFBZF;ZFLA;9-LNNZ60VE[^!JC.R"<36GU9;"("1J2*D0!E5$W"KM=2<1#5,R
ME8V0'G43?31[T2^WX%LU)*5WJA=C:0QQ[75V11'39X&K0<XYDA!\!7!'+KC@
M9E!__(L;OA\+0?CLXH/>$+K9%Y`X#@>>3P&^\->0C,`]>?A1``]A>7]]#^]U
M?;HO_!1?XO!>8"_NA]3R`O9)D7W!\ST\?4H\B(.@1W'\]%YP<1ABV@_&%B.)
MU6-O>"^,+'I/O'[HCUG%</;@S@]#?S1]]NA39]XTZN_Q@80X>H;GG3$*^@'Y
M`_>M:"=#`B=^'E(<V@_SVOU'?/>-`'H&%DK];[C_2)SP(7Y%[R_WX7O&H#OV
M0WDG3*?ZA)0\6/'@+JDX&+-?/_[0+:YJW>-JPDDZYR13Z(`$H>`/!6MV\8`P
MG-8D\VL)A/DDL.4Y0OQY"2&:EHL>P#`&]A=:T!S^"`"FZ_J/P?Y+$I*XWJ?T
MWAJ-W_^$-'%)L<,H^K=<<N\=]&S,MAOW$DY.>]&U/]=G4(1]:(V(^[R?)Y`9
MS;%QY3+KCAWWHGV0G6N-`ZB9_'J9"=.VS($+-G;=:<>SO\>6XTS_3O&&IGX[
M0M3?04\S_CSS)8/0R53Y/F5D+/9>TD0M;-'(XZV\=I#A#DU;7T4Y&R#F7AD=
M.9I;3OA"@]*F"RJ_R$)0+=`1CVW&S`P<,.KB><>RN+<P9JP$L(D&:]+QV:+V
M0XH0U"@AKTPYIO"G_B?NK[\XA&1+I\X',5>6+8DZVQ<"WR7.^^H"8Z%>QW3M
M-;*EON9&PQ<,./<1)PYZ/]DVQL-AOC)#P)`JF,4PF7&UC_!HC0%T&H&X>,C"
M(>BB*%;;$^YI<JR$!6*+(4*#=I73]-]*%(V2^X=P21>B^%T1]U11VY,UJ<J`
MZ/F/U!H?].)_ZT)NBT9)V8-<<P^9\B9I;$KCNZ'?OWC8HAZD"F1Z<JY=;:[D
M/XM%_N\((@I35O=475U3YO^Q>76N3213;#!>4S,W0&29/D_U)TF+2HG<N*XL
MV,1T.`2+*1I#6=%L`'W*/,Z.GN4IW^Y`VX!V=I?8#D/C,=-RS.3A:')KTL1X
M`R4,2HZKFJ5!A7Z&56XL(WC1=\NB"6.3N*<;^A;BKM7XM`WNB'NBK._]/WO7
M^N.VK>R_7^#^#T217*0`X^KAA]ST'&#3-O<&2-.B)^><CP%MT6LVLN60DC<^
M?_V=&4JR_-B'O6M;]A)H4*\>Y'!F.!QQ?C,,@K;SV';VV&(I$JE9C$?*8B[)
M9<^D5WZ/]SI=WNWNZ]WOX>DU?0(A4P*_S0/G&39@V6\P:<XS;`9ISC-\N&=(
MX<S\>:YV0=_G$1AV_[">T9DN>T$4\"@(>+^S[Z[/,_0;KQ`'0+-OE&HVM`CG
MA(IP7O9<>N6'O-OV>-0]XAYATZ<0,J7=Z_.PZSG/\>1N08-)<YYC,TASGN-6
MS['A2]=^D<R@%W&_%_*@L^]G?:.]OSV9TH75JAWR3O]D3M_%+%WA=KL4ISE,
MK!/;S*>DK?F+EY/$YJS[@4"V6Z@_.9@<4=)-PRI_&DL8C9X8W$3)X(\E0!P&
M?0V?>\`9H)QE*>L%;`)WQQ8JC@^OX,=KSW?Q\794/-YBGU8:WD">#Z303+`;
MB>8;@>=SJ06T!0Z$Q+P:N=S5T2*32&H0MKSP)345=%MA[R6BU>'Z!F*4(6:-
MP\IO9K:M9&'?@@:B90-!V<`F5'-+"ZUU?75*]HB4A=LU@S,IAF-\!BB%'\-T
M,M,*"](+-DMU-@)7.&5&7F-N0XO]B@]O7"^[(O$:(!IW`@<B(9+&Z22]EE.9
MYH8EI(RV)TR$0,![I3,2S&..I^71!HB:S(32U*M3A5WMC4TJ@:Z9S8>@:HDP
MW`S8CCJ23H<JL>>1E%9I.$;C8L`.T)_B]MTH!B]5"N7R5ES>RFGR5GK!SGDK
M[=/DK1RT6Y>:\'@,?K>2S\!:4"UEZ8A)F%4Q$3ZH'M*,_;#RQD&S:)R$&Y]E
M<3G))V&S-+?9FYYO"Q=79/"!!??Q5`;TIV:4/;_/UN>Q\T[\@$=1GWO1Y::=
M^%WN]3W>[1QTB)<5B_XYUQJ_ZZPBLUEY3N1Q5?J1(=0V]WHA#_O1&:CV8P$7
MO-UO\W:X;ZSXJ"K>5&M>'!HK!B;5`WED\_U8N$";1^T^[P9'!-\>?XC==L3[
MO>X!AGA9YAM/$IZ#Z=X/.70R)8X"GWOM9V"NHUZ'>]V#9IP\BS"I0Y8\G4HW
M9+`-)LU][)8?NW(:/^XS-VDZP@>^B_MAR/O>0;$LYP7P\<'']'T$/KF%ZY%6
MR:%*FK)T.4ELSKI[\#V1B^@^)*+;')1"`]EFX4J3F9@NV*PXN\C48"J$<:H5
MVK3990:=#P%\NTXS14B1F5;@DF1CN*X,,,,8_,-"&%)[$%*"#]F#<IB88&X:
M&TC<J"^*=\9LL*#G2SIT"8E8]K^!K]+PN)9Q.L&3EA"\@BB)',N?S^58#8&0
M%KNZ$RY%'10HK$D:RX0M$*,%;Y0MV+`Z2!>LRG\(RX%$5MB;&X$8G<#SNN4;
MELJR4<3:($@,436249ED7D!OY#<@GC:[B`K+E#5T&J/FP<7#`!6V5]RWS6UP
MB"/_Q6RFTV]J8EG2[[PL^68%G6<*1D+0(I,!/4,839K8MQ!7!,1BUU]J@X3^
M4?]13BWV?G0O-`6(B"6B[13F)$*#`T2VB5A^1601O;#2.<EARH!3"#Q`/`QH
M"6B!A@'#VXJ.$H1G=)I?CZT`RKUP[(LD#L]-A`(F*6REZ`GX*_4<*!I@S7*$
MS,`@@(T(:++J$`5^[XTI44\U)(Y6Y@OT/):T!5_@<4B:%5^L^B!6*S6J_F[M
M"41Z#8M]?$3\@*[2R?!VF*"?_\A1%:KNN45QQ33-)BE&LO`(4Z`;+8RQ7>)Y
M)!.:>9@5JB6J)B%7"K70]-1(*+VJ*#G8+)TL4(N76LVWT<796)D,YNX0)$&C
M1M&BRN*&%DB=W\K)@C;Z--'IP)X#L:(>R!,[JA&H>*J--1TW0H.ES0@9=3VU
M#`6^DZAC,A6H-S7IWJ&"#JW6/+1:'?#H`&L.L'8BP-KNA98=8,W!F?8&K%4P
M-8=.:[@X'3K-H=,<.FWSK4[?XT'O'`+">U9$[O9XWS]9'/C\@`T7@4OS.Q%O
M^^>@U8\=:+O'PZY_#NK=5!M^UIBT3IO[WK[B/P-`6M#CG<BAT2X4C>8'8+Q.
M$?X_.DS:CPY:QN191/0=!.KI%+HA@VTP:>[+]OE`T7ITLLA!,SO."X?6P=JK
MT<D^*RYFR7+0IZ8L6DX2F[/.%9G:)4Z[>LRPKL!/B-2(Z5ZR8`.9W4@Y+6`^
M%I-3UIE"[$<^D9H0.T86E7JPI6PQ0RQ&@7&R8"%;BHJ0$0C4>N%SX#("85Y$
M]*L\Z!CK_FAZU\AAKBW62K!$`16IA=W4$$0W"`L9:C'*$$AB<1HSQ/(8HS#8
MG&&?^`,NFM0BNU+XG2TLSF@B_H)A9PMT".YBR(W*QA4T!GI"E8"NAB")=(+P
M%T*KU-FT@C/9./\9^0"47&LQL804+*L3P;1$S)5$W@EF8(:J$3PS+>22R0JV
M0/`?`K&EN:Z:JF!9<4[()))90?`*=37TS$PLJ#J3O;2PXZZ-JL7>3^DL>,*X
MW(PE<1P8,DTSBVKZ(E%:0#Y?49HE4`BOP@12<Q7G(EDAI!A.T3EG?Z4#1%X!
MWT!$O(16H::H"<'1$/V#;UFES342)9:RI@)E<P63G,8A*FH())2.@)VHOE<5
MCBN!7@9R*'*#L5%;"&M%+28BEB7XKVP,AATCPF<LYG`/9PL]A4BR5.OT9JD>
M2S0@4#]7:6Z2)98Q7FO7\F]=(`68I6QY1>\*<:LU=2F`2PA\`?&4J$!B`4H2
MF7@?\C"Y=?!`O<FQ$X2^P<#J^ELH.,D^4UE.5>16\'[ARPH6>'VMY36R<0-Z
M6:$,-^?5*L3-X:AV6@!^?C@@"J\`U>.[Z@6"-DH6:S6'"0!*<@>.T*X@<#<&
MI9N#^AJ)`-0$#1[(DFPC?9S5Z[[!E!SE.*5+T!XM)7D&2\0*5(]:2F[!@SH%
MV45!KDK>D5D=TB$=%BX[(JPLPGVGU8U-1'77!\.X`&,G#"U"8&60IM?[M%J>
MS)N3:Q#+1$V_YJA?J)IE1_!SDFI9>2C0B(87T()4M2J+102:-+F9$?*EQ?Y=
M(GJ7Y/B!9QN]K6=>=E&^<0..1"9I76FQ?\[`68%%D6QP"4.$!6@L9KAP^R$;
MB.D7G<^RX8*O=3U)IPH,=E'5L"QX"$W0*F:=G"T-E4T86J0)>CN7Q$($PP\(
MNUI56!3&+E702UX#M"^)@GYSG:TNXC<J20A=J6-:Y!%D^Q497'@72X.]-.)E
MC]111FL-^CM:(@`:5:!\@!H?R(HB8<K%SWICMD[E[:2NC7J5I;$RZ!,B2]'[
MK/-^8X#DWH!O6<&P2_-4`("Y!8G#1"6#A::'P-VPL`VE1,?(X!-D3U><KN5[
MQ3H,*UZ>"(V^[G`,PTXP/:$8<X-M50-!I]LPP<H:$I(/^5`E$-@N;:BXZ/GC
M6D57;A`^#";(.,#O\0"__<`!?FN`WXZ_,^`W/`W@UW7[9-TZ/.R3PYOOP2]O
MEN,\.H#V.7"T8=A;-TLL/+KZB'=J7K*DOI/AN.(4Y4B*<NFHBS\V=GJ.#.C;
M$V0?>-SSNKQWV'.I&C):+-#C1SP\;"G0A@PV['=YNXTAQWU1N.<TVC[O^N$C
M3DE]AODB'[=N4)\7#KE#%;J[>Y<]/8V*/W;0/3!A!X5X-6W$;=[N>;P=/"LQ
MMWWN1:Z<W!:;Z$#/3X[C<Q)Q$G$2<1)IE$0N?=/@4YJ)9!]_.VEZ7D8[`,\<
M/T![I_!3&\\>JA3<X=W#YG^?*W?"OL_[/<P?;GYBSPG8`]^[G3;O'_8LB,O:
MZK@+0]9P^_O(C\B0MW%[]R1[@.?#I:#'VYU3%!TY'Q;Y//("'@47;I(?RR58
MN8*3G:7G]FS.BC3W/=HTTIQ$FD::DTC32+M'(I>^9_/.'HQ0)&D@[-MP=JTQ
M0Z3,GVGX%\6^.SI]'GHA#]H7[@'NO:,3`'=\_Z#5HLZ5.V$_Y+W(@V]1ISS;
M=W2Z71[U3G9"\<5\.+AB(4XF3B9.)DXFS:5MEP\(5^CHD;G!5(`%*^NPH=1T
M"I>:4I$(2K/'0B0Z+@NE5!G_PP4>B2;K!TNMUVRQ&?K0]`R3!+)TK5Z&+=:R
M5B8%/I3DMV&24X=WA61<5O+1LI)]SW-IR6@PR[1DSZ4ENVXO)AMZV]?BFDDM
M5_BPU>O@U-RQ^[4<LZ?)32O9-<`?J[EY@XJ5A\E1V&XM3WJVS__B[N*2ZJ+`
M+]TN<Y%_SS.3P<(+5FZ-2X\->9X]*[=NF)2L#?WUP42![]?&U;6UD8[*U/-D
M9?<^5O8=*Q_(RM_G9=U*R[?E;\?`K19R":1](KY<>A0+:URPLNKE`5?3"P$4
M'WNT/@PT#'G8.>U@#RI0'K:[/-C["*3FC]#GG78("GL.Q^3L-\(@X&$0<B\X
M_U/Z#F\)3O/8H73H_I!O:^_3OUX>7M\?"_-L>?N"/)L_.*\57J[D.JV@?8#!
M/2=_,3P'?_&T.41']Q<#WO&Z/(H."CT_J:\1<C^,>.>"O2D?JWKPZ()]?OBL
MP3D9>N>?NN;\Q2?W%_>&3C;?Z_!:>R]#YS"X\!`N53,&UVZ%^Y;@>;"_>!_(
MQ:$='-K!H1U<M^?=;:/0#NUV*V@DV&&CZJ[#.SB\PU'Q#B[8_/3`!\=3AX!P
M"(C&[FB?!0)B6X<GK2/6!`;<_<N/0NYW3I&1VU2.M'W>[E_N!O,>*M+AT4DR
MVIO*D*#M@8J<+!/9;=`W=8/>;W4O=YO7:X7[8IC.87#^Y4HN:/G[AH0=H..,
M`!U'J7K:D+'V^KS3N5PH1]#C7ONT1WD<<GA^FWM[KR9G,+S`X]WP_,]9<@[B
MTX,<+AD4&^R[\IS#X`[B0S5C<'XK.+B#N$1P_/1#;EY?"S'[T18*5-/K/Y>5
M`C^!/_<V28=?_O[?__735`V__/A!3>7OHY^UC%7V3@Q5HC)5>XYJ"L(??\K1
MW[[[V?[^'/[VZV?/_WPUTY]Q\_*3YWVV_WWZ_7/H?0;7;O7Z=W]?<2I/7CKE
MT:B2!^%$DF)GO--BR&26CIAE,PEL:UBU.2SJ'H-%GVKE7,;",,&2@E%#8A0;
M685<L%=8^:6,;07>&V1H]:?_YGN6S[`&S`N_@\>)TK\6P^9G6B&EV"8V@>]Q
M)'@XQMHR2@-+TRG[F,[E9%"/^."IV\LM*5!FSI2![Q6/#82!7[-43;'4S`#>
MA,NO8[%@']Z__?U/6Y=&,/\E&R5IJK%Y>^-5N^5Y+YG(V,8!WQ0#H+HUOPD]
M'-?N^?;>]RWV1R+C:PGVQEBH#H@0U`(D#0,#@DC%A$;\45*.5A@C@<CBKX+3
MEB_I,G[-Q`2+WM19Q&Z@EQ<^]-ZVS"3:7OC@./?+"]3N[B/A9<T>-9=)04Q!
M@)@+E1"&RE;O6:%&S&8Z_:8F,.YD`:1$O%LG+0BX_[24-7=N/K[RTX-K.97S
M3\NO.4V6(2A1HJ@`+2EZ6=1I9!<;8(;&RDZV"-,0)@=<+DHR&;AAH$4J_`02
M0EZKD0*57KZ<29,9F&K3LDK3!!K/I*UX"^^01K.ON2"JL-7B`%%Z@-YNL5_4
M7`%+8\/B%(:<E=3C6D:5J(#>&PWK'+1?%)42UW@=VYN(OU*-C2<2E=#4=!'E
M6W$$M"Q)<?*8E:I4,!.A]74N"7@7NX7KLN)*BUW=H:E\M=B5H'9'.4SNC<;A
M6BP'V9+=-=W]Z8>'K/+H#91NPR]2@[.`D^#]%%0CGP!GS-4T_C\P/\"Q*YP?
M]/8OR@R3U.1:.F_AZ;R%;HN]QZ@^J#+[$XP=^\>-F+&K:RTE2<(Y#UN<ASP#
MC?Z/Q#E2L`[+QS&#K!,5Z]!#@,'#7,>UGS07+\V%5F)@9S7,,2PY-\S`*@V%
M&>,:?@/F*\NT&N06X`NOK':CE?EB%[*[NX?),0=S"=9@ENK2"N(LATX$62-Z
MC>8R="+`+GX#.O`B9Y,4#1C,-US^8!4<CLNJ>:N=#L<":Q7!)#:9&I*!&6U6
M#'>KVV:E0F;R"71+>D1K@K5TI!1D_E.4&3#$NBO$VCL%?LE5!`^.E.]U'5"^
M!I3O!3L#Y=NGP7`?M-LC8+@?NT74>.!>=PVX-P9[!<O+-!L;ACYOO.F1KCD=
M)\;U.1&N82\K!.&Q(*EGR*"P63K<[.#\QW571V0,OM]44L.MK:_I38QC+W<#
M]]R`/Z>@_7$&>UGGLGZ$5\I3D_8ZB'4_(=_#_5VE?WMS4>`'!R+R2//ALEEU
MZ0O);R++->ZEN#GFYE@#Y]C%G#OECGYT$FF@1"[,6]SR6;2^5[+/`I<T_7S`
MDWY'.>X\GV7,'4'F9-)0F>Q2,2MZKH&]YH21C\*(.@9AF&L-)"86RIC=K*,$
MUH+#+7:UYCNT"?@3W/D:F^D4P4V&@'^($)C+UPLI]+:W$.9$2,<ZDF@F%F8%
M6H!A;/\E89\L0`"/[!,+"UD8@:CH=3H73^J9T-D"(8UXS7]-4:,"WHAM(0I"
MW8W"L$#/*9.CD87:L;@@8I4;?EBP`PD3Z\%W?/Y%T%EB/9&9R6(#1A4<G'5>
M*^HU@7M7^75NLGWYU]QY?#PX2)(.Z5!*BU:L@3Q>70LU-=_#`\80QJA$\A'<
MUA0X$@?W<'"/IX-[='>&>W1.`_<X:+<.*W`$N`<17@7&JPIWU1L.#=)P"3LT
MB$.#''+;\P^I51JK(6*+I]>2$A&$TDA0+N]%P>ZS(7ILZ$3@!SR(3ILR?YR1
MOHK"D`=[ER3[_MGL]5=*;\#93.S'5ZS@LPL_\I5(3)&D!)^"]$%0S`#,'I@:
M>5RE?T2L%I_L1[S?/VVUCV./..3AWB6)W&Z]"W$ZB318(A?JCX7ETK0LM7MI
M<>;0]WG0.T6]U,:SYE4O[/-^>]]*(OLZ;A>S5KDHII-)0V6RTUE,EQZ)^2BQ
M7H/`=.Z84>"%PC%%[*6*J-V=:7T#]S`>A^*+R_S=]6\T6VP&R)R4>=A8'P+=
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M2JR[.H/6,*Y>E+2CZ_`+WK])\R1F@Z5+@*7Q#'SP8B.V'&BJ[=X)W+`<E9I*
M"=>*^L&SY-0E"_M(485T(+,;*:?(O"_0$.*SU5#-1)';AZ048[7Q?P)I_WL,
M;XC9+%%#G/"KA3JK2H1%D_"*0`*!TGPRL_!B&M>V+NU8<T,0F[)R<57(%YM9
M#LIN%`FX#9]<KX';N@[*&</?6.5V43(=6L.RIM4FE9K.<N@1^J+],3M*[&[9
M"&UV`2W8=H5V^)%]D'.9,)^S6([4U!8D3@=&:JHL6#9L<N@4[GS-4]Q,(X$2
M=%I8V+H=OGE3-!>L-%>TD0*AN!<&PKNG&<M2A&-+12_%=(HQ2#M%>/_RKXK.
M-Z2KMO-PI?-\NCD:,4CSK.`D<#^#.]#P-%V1,F@T%:]%`N0HI1U(K#M+)99!
MX4&]06Z@I#'VFLZ8PC'>3.NZT60@?G0LBYSCCZNE1?E0LRA_EINZ(.^:Q8:Y
M+/!>KHG=;[%&-[$R=Z9[Q71+DU$-;6L%=H#Q8=US8'N1O%(V$U-AX\)Z+UNB
MMG,L_5&OHIH;F@J8?W,C=+S6WT)),'X@P3F9/YOA4A3S7C?$,P)G<2;BOW*#
M5(QH.D[KQ:"Q*BMG:@0JM*A7E!98/AKG(KEEI&"VGK3]6^(@1%F=%62RD@/T
M/V49B]X;4Q:IQXZHF?5,G]L>;K&K(6HQ4),L5I>/80+&`(MBWU?*%OA26,[[
M3(;+17SF?'A`?*0?N.R;>O:-MW.`)#Q-@,1U^V3=NM#`X_?`?3NW:H[9;[55
M^Y^X_A]A@VB75S?V[Y]P8^H(&K5MPVIM]2OQ+/U6!P6[:Q3[$`JTLO7RBS1#
MK>CSY_;-E@N;)U;7R(&K96R?>FHTC#/L(2D)A]M,;@H;:K%PIR`E9Y8K3!/,
M=+,CJ^_O^I#<*%IPX!C521X[7WK/@\J&T7L1,>6P?E#Z"AZ*C@=S\[;1])X'
ME0VC]T(7XDXYDW^MBC;=4NKJ]3*^=[SIO>T3<O<4I8;5?'YRU=\WVS[BW;T/
M);\K9^L)+)`3_#D*_B*<FRTF\=;Z=:\M^N&T!O$1\#,W0;:]U>GS?C\ZZ4"=
M)CP337A(?O.Z11Q+)/AOWT6W>K3+)Y:;4^VF/WVA+G:X/&]FZ]'NS5A$G'/U
M-!;#CT+>]1ZR&]ZTQ<-IP-EHP+DDY1\7E?F.CA)7,,Y:/@/[F&9EH'\-F$G,
M<QC,%0SF"BQP5#%4U1B*A0B4R6XYO+T"&WY04]EB[U+-I!B."Z"DD;<T2O!$
MH?4"49`6JBEF,YU^*P"A->1W<X5UG"(4[S:9S@GI>@O#5L&Q-GNA3$D00P2!
MRPJ&SI(4.&$K2=2>U'*4P%V4_60F,U6#MZ]"0:WX9SDX.M`IBY49VDKEB(&]
M%:HZ3HV<EB#4:RUB69;%D*!LZ40-F9S.E4ZGJ"Q%)?JR>\/&8(J3!4L4C(50
M\G70:C%"0T.<JS@'M:!!6EAV+,"I0PZIHGY'+$4B=<$"-5583A'404\JK._/
MY7&!,&*L.$JO^0&RLQ<4Q8OO>/T7R^@/1$.MA2XVT(ZJ!MX#>3$P1*73`K;/
MQ@+8/J"<$&@:%=P6/34K51[OE(.6"2&C,1W%)E`L9I)H*R3_?E0PDAY+\\RH
MN()-%],*VM*&+@X0-BV-32PHR_=7R3`3L<#:_I@@LSF_G_T\?EM.R^)PCE*C
M0>6MV(&KJ,$X:I@]\(B\P=,J[309`0V4:V/S<C#+3JPDYH@U@W#K["MZM_;Z
M[?^S]Z0];AM9_A4BV`$<H*QA5?&<8`?HPPX<V&ZOCP3[R6!+I6YNU*2&I-KN
M?[_UBJ<DJENB1+)(%0:#)&J)?/6N>O>KZ(J8U8&T79J?:_NL'KX^)ZC]X'\M
M*_,Y_W&N8%#<GO&B=AN&?U>:>S9JS',%(EX$75K:V@B;4LFE*RMR/(1[MJZH
M`36J`'O/`FQS]U:!<RI)/J_7J@)L58"M"K!5`;8JP)8$,YT48`\*(:H".ZA6
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M;`_)^F$TL9YQ5V^!D/Z-)]*)U?B)=$W8"RL"VB58,12$'RIM/5@[%[$GNOV/
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M&*ZB!&F?_(`MX(%7T.C)R?Z6X\R?>;^BC#6O.1<]W+)*\2TQTAOJ-^UW#UB;
M_US[[-V%3>%S_L4AG#Z^UBFQ\.L_/UR]_OK[7]JK;Y,O$UB-ET3^M`#W*_^5
MMP^0^37ZFP:WP3WGBC_"^T![S_B%&,V.0Z6#\8E0F47J`$H.#1=O+IN+4'L?
M/MQR*!MC%!NO@>-=LQ&8?WC!BBNJ"I3I-?Z;]F8F%BG=+).4&[\D;`E7^V7D
M<3%X&2),W=-`9.40??"B1Z[N+KE%%!W!?X;@/YV8>C/^>\MNHQTX`YWWF4,%
MB+NXC6`AW]%PF@YM!N?&O"*<&6CYZKV8/7)J@E)./&$6\LLC]KG)[7''U_L1
MKT!G_X"^]?1Q'//\X@E8NMVPL"I?NIA.=@F5]TGQT0LWRD2["31NX_F+;3,U
M;81.62D?>9%1;/WP,"X#NA;$F5Y!'[\WYQ=&^OO*'9@^*OMM]2(44'SP*NSB
M5$$0RC3[F3".'\,%%PQ^)DZ/F1\_^'&\9B>?Y^7X!H:0<,[R.:O.Y[E55)!J
MN0++)+.7BI6?W!P32\_``N'\O>'RK/F%,9=9QJ5T!OLH*\LA$^&7S;G'DR[N
MY*P"]MJ2?PVVN$7YZL6*N08;.>=<9BKNEP@YY4^9:!N'X:"Q._CM?;875(QH
MX9"DEE;::R\&>3PWAH-_]@#V`QPD%IS$M<T,6O03EK$X?WSN,J[-M-CAJ67L
MS_DD>LHQGG?UQ\\A<[FZ7?C3-9QN'3H.5W?W"?B\7.%XW.05..2V,^S3^[]5
MD#J^^4<I12!<F#:\IY_#L?[)4;(*LF6Q'(DS[\&#D1H"[QQ2H2@RX+F?O`R%
MHU_N:=T$C"OEGU.V3`I<%W^)<Y6V)NI<2RWB,#\.[(T5UR9P'!>%*&!/<04W
MPCN?:&\A6/#':K&M%`#4]3]@,U<7I:>Q"_$;LY])]DPO"/AE.TW)6G!9W0,N
MPPSXZ\(1N?<X4EGJ5F3^2.YB[&8>E$X-6G*.!WA?UF_\]H/H`D1:.=Y3<J^+
M@6!'3ALQ,F6V=H-42`2,7LKKV:O-:LR[#'7[:>S;$QN"A6BG.BTC%H150%:F
MC,$':_I0K)8$?1"%JP2*["KNK<]M&\!".A,$U'(Y7P90!7PE]MR*U9E<\GV1
M19EQ:8HAYI=):6$/B-$H*)>Z<.D'V>9,3AWO+N.S-&RO0=@P@MA6]KA\QV<8
M[.3U<I)5,1\E'=02KQ:I?@N7&?/5Q_/WBC]5`U9?N-D_6RW8S?R-%P6`VD\L
M$@H;4D53_HQK?['BM\974')MA+#V&!>"=5W-"X'D:KZPD1P\+V3WA)&3?-S+
M:]4$C>.[FZWUN.K7K9CZ>F#U-M*T?Z[]8BODOA&)[;E!6E&8K%.X*,PZ$8G&
MB"#:%0]+V-`QTM+MH@WCX^J!">=.>%,L,WK`>TZ=PR*`@O%O8@9FFG#NKI:Q
M>666@5S=1=CI=\]`-V<UD:WKR'"[&XJ\0W1_[G&]M([##>G)]""7K5W*$_Z4
M#VJJV+7P<:8V9^&*V^4OS?H;$&RMWF,2GUMFV%HW_R0HCB]NGFL&@X<#N'L:
M=?_QO\";:K108>3N9%?X\B&JJ*^OC>2`(S6B:`TK"S,*"DRG+QE3/X01"N&U
M1VZ!W;'T*['LHK"/__)<M3S"MH-(NX;*&-"D6R;2<=,=<F?8;/4F"R?/M1F$
M:"$W%4/)MR@.5S?,N`\X]AOF2P)9AFS6NDBAI1F?]%H1"<VQWQR.\.?5M?'<
M3!9"D.'T/H]E\#$`7._35<<G]^5NGA"TEQE.440JBHS+7MMTFF9I8KW&;1KY
MQ480M2@B>JNV_AC01!P;&6YO+M%HKC<53E4TD90F*CLL@]M9Q.C?;-W%*I`R
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M?C?IR'9:3?V=!$]]8$='.K41(8:RV`ZVV&;,6S`H3HW3J-JX)>D5MI%M6LBR
MFEKW#2P]V04(D$*P@8BR#"6X]B4&35F&<H"F+,/]+4/12[@ZS]N.N!@Y7+'C
M=BVC@5Y[Q"'((02Y9M.HSQG:C1<P_U=('[0TI;O-M448QV,?[/`*4V09.G*L
M#F.$LHL0(,6P742MIG5/RG)4%HNR'&6AP[E:CI)?7<TRF<1V$+8I(J;\0R6Z
M0XK%;RN#(M/MS>@;S=6EJA]EN;P4);:E[ODZU(.+2*NUJ(43]#:,KH0+]%YX
M0#=!S1/B%C8I?*]Y3[X3_%WPR.($-E-</EW!ZJ&;><VW+W[Z\?>K5<PIS**K
MK`8I_B#VQ:E2U^[V-!C]E+JV^EI5ZMK!GH;MW<?B*+>G<?X5"8>_B&$P:.EL
M_<(87-A+;R%<6`\V6/*_0S<-)#Z6+/+#1FV575<18X(<QT6Z,]XB8FPAW=61
M9:KQMGLS]E6Z&RYC9%C^]NC'?AATR])'!L0-I-L44;??E1R=')4@PS6007N;
MQCD&;9[ZC9IW&X?1;;.N^/[*Y@WD&"ZR2(>E5-T?T3(<Y-I-V]>;IK>&I[XA
M_/#(8`WVH)C8(1CIQAFH:\<VD6ZIT4$U0J'RA`,,>2LZG(%Y5'%V63`[SLU=
MR)ZOY7ZQ2RER]58SD\-*UV)N8V(,:6QU<1VIE52.4):K2U%B6^KJLK7'I%E'
MF:X-@QBVV4*Z6F5JC\O4'CZ42&5J59IOWTQM"76:LBW_6^1NR_]425S)J:N2
MN"J)JY*XV[\R71T1>PAQTX9CH"P;N;BW<.GPXO^C2-]BTT$&'@)7'WM0PT;4
MPD-@;UEU^*!3MZ:!L-Z4_`/(VQ(;F8Y*VHXT:2LV"O81)>^\F@@[K?9NG47@
M6V4*3\?0DAQ68M"49WL^&5M;C%.5?^5+9P@Q8>",TYM;,9HK2V4(9;FT%"6V
MI:[-7&W-M]/'_<^*(R]Y>A?,_"FL5&\C3ZO2J0W3J28^.)U*^TFGJM>>[+4J
MO7CRY+'\&VW.`:.2I3*5E*39YF)*A6+S'"77?L2FB2;FERBL*$;IB%'&'L3Z
MQ"*PZ*$HPYLV'Q3<=4V&072DZQ:RVYUM)LEIH2T`.XBVVX`LR6&I:R'#<("\
M9W!:%UF8'C%I]PS+;SZ&P>MEWVKKR'2G*>:"6(V;K?MA\6,/;7,5UFK$7+83
M&\BP=620LR*S@9'NJ":V&IVH<L@G3XLHBBB**(HHBDA%D;$'#;Z&B;=H8F\O
M9"]S,0BWS,$!M?NP4Z5'CYA/8"*KW7+ZH6*'NABY-I1CRU\GU0-ZN+]K&LAM
M=P+5N$(=5_?>,F&1AJEVZP5_1ZME<E2\HT,>.=*)I,B`\&XO,<#A8(G8R##[
MZ.$:#HHP<G18?C=RE7PLEOC-17J;X*MB-H,"3?FCLH&F*"(;:(HBLH'V`D7&
M'K.IW0=X%X5Q+.K)H8A(<H^B:43'152GB!@CMP`;1W0(QP[&\B].["6B0Y'M
MZ-P75<Q3']&Q+.38O>U%&(WCH'JO%$T4311-%$WDA>T0!Z*N;[1IOR?TC`;^
M]._*2M=W`50_>HD?!I_9G1=!\^(U6_C!?U8LF#Y]]I)6AONJIM&F3:.Z:AI5
MKQU-KVJ=+;^AI7/]2R>V":)YX.LW.H!.TSF4H^L6_F6]<^JV0&4[%>3UVK+7
M0;:_0^RGA#J;9B/^G'>*WJR2./$"T'(;6#HV(35X5-:ZLSEJ*=X\C$,PKIS+
MTK69][3)>NTB=9BHM%Y"I:M0N2<J;QY95,5;^>\*@;4:LBQS/!%>QIYCV)Y`
M4/Q',;U!^L;2/@M`NSXMY@>E%%&SW\.V2E!$#0N1QA.`Y3\A1J9!.<,.84IL
MLQ,2@BBA2"?#'U+?OB;HYVMM\=#+*;I)X^'7_VB?WX\MRYOH38ORY#^</J'C
MI9PY(48+ASMO"Y(.P8+LMPND<PN2(%.WD..T6CS<J_5!$:8.,D=L7V&8RX"<
M$7L!W-$!F:3Z\)N/E`5Y<@NR<?&;_':(/FE\#0WA<+0-(TN.PQD3VG2(2E,+
M,B^GVU1!]PR@_.]?L+53HBM?*>.IQOB^+E5VU3`F1,KD:CJ#L>3"<ABC2K2J
M1&MS5%*L59*`FDJC[D*4M8XHE23=A2A(BBKTJ!2H2H&6OG*?0UXZ/ZQ#$3;[
M:'[J*/V)D>&..*YC(J>7QKZ.$I^&SLG76WN5BEG)&K/"$VN\D0]]0ILF^H=P
M.#Q>RI$);IHE45G/06<].QGN)LE9;1>9YGCSG<1&NM'OQ/)6348#Z8WOEP$<
MC^C(HL-?)Z%,QM-G`L=<2T::WCQ#.%PK5I4<A\,3TKK)6.W&/KJ3NJ8=^V,(
MO_<6%P]B,BL\-6$1BQ/X^9<?WE(U8TO4C&V3@YNQC7[ZA%M]K=K6>?(-K%_O
M(\:T!XZA^UAC7*IFV@M+6?M.IB@2;B2\U);AEQ$DV=)@N6,[N6V@>:EQH'F)
MQN]X?U'B)$W/2![@,6'AIOA_KZ[SF`X[KET%'_E/\DFB'2YC?`'[AU)_]^,<
M@DE+0'8D#^-&U=@OD@]>LHJX1:ED3,F8C#(VFEFL:ARZHHB$%!F9M5CC%FW&
M2II<<`O99V;WZD<I[)S/-:;&\BJ:2$J3?9-SA^;5(#673ULNGW+-(O_12_Q'
M]BZ(DVCUP&^S^'?/#]Z'<?PN^)+PA\%G-_-L0K.W^,0BD18,IGTE[5R5LUO+
MV5D'Y^S,?G)VK;Y6)7PZR-D)P(OL1M&C6?Q"I?0DI[!*Z:F47IN^*[<._'#F
M3[7IO1?<,<T/M+GG1P#0BFGAG'^0FBE:Q$T++>:&BN;=<34C+(\F7FW7^2^"
M"2).OT6RW9STE4,I(HT;`'\]FX!-P?0Q-S87@I6UF3^?<T8/$FXRQYSKIXL5
MU+QP>2@D@/U<LB!FW3+]D26)KH-<M]_Z_JY/3!%MW):D0BXJ3JTH(C%%1FJ/
MT?QJ*H=4C"U90&$]JZU6L]89;C9UD6LT[1UH:KB-YJY2H6A%$TEI\N(FQ9/'
M]FMZ>BX>6>3=L3^]R`<`1"-0NKB1S2Z"6?;GM_Y/-A-_^^3YLV_\=HL@+W%1
M>/MGU?CC2)U#<`[O^['[R2&T^EH586XGAU!"G283RO]6684QT+SOK,)@T*)R
M"0>$57/[(DT51)F!T<29[2UX..KV='U"VIB?/J[<@+""4PY><C-X8-SKCG<>
M5TN'V[=^JQ4?JK[(ZZWG1W]"_O4BCED2\Z>_Y^_T%W[BL_@#\V+HG;D)^-M7
M4<0=ADLO]L_+.9.]PDL_V#L;X_;V\WJM\DN.-\!Q*EN@`#6A`;5,W8D4_;<X
MWRG0[NUT4/O9IO-PPEM1JOT<U)V8<N[G8/$T\I=07;WAK(U]*\=[]LBV1B_T
M*!J284;;I^QEU)&,#0;99P73F3!(></(H*;E#NN\>ZX"]%\=.\B]?&VX\`X#
M2LG@'45`B^X<R*V!DZ_D5FIXAP&E9/".]"(V<TE^,Y^S*=2';$P7P%3(--%>
M:XLL4/C4G7C7N9"'E\%)-ASFY*S?M*/#05;C4=?/U06>0`,IP@^1\*,P;FI4
MXL7J;A4GM4K1@S1*OPKQB-R7$I"Z7YDN<MU^%[0H3C@33CAFS;BSTZ(MOW'(
M7N^>OSU2$YN6@RFCZ7W%6\:IMRS'):*,J]-H#-B3:NG[1,-ENSP4!PR&`PYH
M_#A!O4^UD*AXW.73I;>`WI`O]XPEOT?A:LE_K6J$I*@1LG87H^PJ7\']5,VH
MUY[LM0.H$=JM3E5ET#YLI.J!QE</)*E,]%8%-"1\J"*@[HN`I,8'7"$EK*H&
M:,^N&.@XSYNZP-H_MO)GSQ_T\C4%Y6BA'$7Z:ZVV1\M+>MJ6Q_,,2"F\'"/-
M#4=VV@["-NU]0=\(SCA2PV0]8:/E>1JE`I4*E`DO1Z@'RT74,,:M`KLYHTK?
MC\OZ+9S2]WX@1I1/(S;S$^6/*BB'!^78[3/EH0[ZBL;<LC8D6)6N:#]:VH_"
M)E'^Z%B8GMC(50I/T;XCA5=7&;AO`5^UZ.\J?'@(@R\)__C:?_2Y9IO%GUCT
MY=Z+V)47W\,XLMJ"OZM5S$\#-7\?O">H[:-K-7^ZO?WY+]HJ\-.G?/MR_7W)
MHN_B/;]H,S;U'[Q%#+G6?^L33,I#[0-@]4#EE[PG0-&UE[!K-EWPK\^NO:</
M,)?V(IC]+_.BDYWKW_"?KW7SM6Z7@!\`R$OPW\P_LVD8M0V_]9K@Y^'?`4@=
M_)5??0TO&9"I??"=;?!?AJ,*_5\B)L+RL7P?5P^W++J9"VZ+;U9)G'C!+"NE
MG>Y1"$MW%,+6"D4LWE*5!GXV3'3+U*L2<1",;1YNCRK?%P^';8>X]`2'>Q=,
MTZ(^;Y&I#/&3BR2)_-N5T)9?0_$9_RD#MH`O7T01K*\3(TDZ(2<AQ'#T\KS'
M@]TY$DY`=L=P=;<M).Q@H6M_L>*?;G%21U),'-MP7Y;B75"V>\!32#*U*-&/
M.Z`8G9HK[FL_3LGOA\%??G)_'R[@>U^]G_SZAWHP_M!3'VVYJK%&=#,;ZGH(
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M+W&*U>\U#TC]%#9[%SQR70`VPN73U<*+XV(+4O7;XO&IZ\$B.%[D39-XBV;<
M:]T@&'6I[>@&$.UH''-"*5+M2:HPB%><5`#6'E1R+<MR;$4C&<3IN[B?`V[I
MB^P[M*[&L3#GX4>;B*IY^![TQHY.'*+HW;-,=D)J[!)R,D+G%V_=DYZC(42K
MZ@R/NL\EIV$JJQ?@Y41LF@@`]Z"#00QJ&+@:RJE#8I?RM(\1*#,M&I@C!G&I
M3HDQ--4W=%(=9HY@3'2*"S>V/[4U(OPW55N&;NH6M8A26\,W^ZBA6[9N*=TW
M?K./V(;IG%Q_7K,YBR`]FX4.,^`8_WETQP#I>7`Q?3(@JH)792$^>^MQ"U&W
M7*N2]SD2W__NAG0CDM2FI*.Z2TW3-D]*NCKA_<B2;P'SHH`5OU=2]>R=I^LZ
MM0DQZI5A#3Y/A'HE%5PH3%NW'?MPU.=_R*6GE)$:,-6]\KQRL@DVB)5[4X>A
MM@6**,'`MFU:ED6/H\CV\;A$W<PW98I#5[R`>0L6%3>2$IMG+6B'_X^X9EX1
M<#2ZNR&<DB[B8@<;N+CQ3T*XHH2X!MS%(OP!;W@;1JE']SX$E^XL<AH-8K#8
M<##&=B40?@!2%2U.%60UN9@X6!8BC.:^:2(0Q'%<W2&*%CT+A$YL1Q%!EGL<
M4\-VJ:7+0I'16%:-5)1+J:N;BA:]JB@;XL-*("1249:A.Y8L8K&SOKJX-(9B
MRC9149;NZI8IBQ4U'EH<IJ(,RW:QW9@(%8]]K]]<W,9A=,OJ6W`/[SF0F0Y-
MRITLPW%M:RT0<A!:%4E.*!K_W]Z3+3=N:_D^5?,/'.<F-ZF29)'4VJY.E=MN
MY[JFT^YI.ZF9IRE*@B2D*9(AR)8U7S_G'(";1&VT5IMY2%LD".#L"X`#H]WL
MG"XMSMV(%Q&/3J/;,LR2)"<A'LV&7M=?1HL"1@?A^L[\V1O05@4DI--NUEO%
MK'F$V)(N.W:P]$[WQ`ER[GJKB*`8>KU1+'E8TF5/N\@-LV!DOB%%%D$PZT]N
MLWMKS<072P2W8?[Y^]>V[E0HGPAVI;-FR6,#_)84VD>6L=M<DT8Y'<J<NTHK
ME.AJF*;97+UT6U+H2$:G8^K-U?[9AJ19J.!1ZK?B4I1?*<7,K912DNS88I5/
M+=HA<:;4.G<E6%3`XGQG2;+3%S!P+'9*K:UL8`MZZ+PY+5BDHHYN=C(GC8JA
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MGT9Q2:A][F4R"H=(1Z+1N6NX@L+4-`J[S"6A#B1,1O%\0RZ-[F$X#M$.\R?Q
M1-/POL6C;/_[%>_JI9>_6\]\$DX4<7[]TNC\KM"_#G$EAC?$,'<R&&Z5"-[9
M/2;+^;AME&C>!YKGF%G?'LV+K^8NIXZ*Y'ZU@I7QVJNI6EC,FS$HH[0]2DM"
M[,Y;,5JF<1HT>#4>8V%A,$M"'%T8VCNF01("E"B?0[DA#[TM17B"NAB_"O?8
M_9/[IV6'["M>5OYF_9IUV.U&D>@2Q*7S`$/7G\#`"@LW/@?^YI;R2N$]=W=3
MA`L#"/TVB9`W&#=UQY"S_`OIV.UKIAL/'4_VEMG<^3L$\LXUW^T4=:,>S7'-
MB.DEAT_<80]#6<;ESNISFP<SA?,/KN^[4X#RQO+@39!?*Z>`YLJ.1GR=GL9&
MFZOJ\K\DV;\-(-D;WGK!O2,"/R0!M`07CY[/K,&#\Z<%*$,Y!=6N[T:W;`OZ
M4EVY[?27@WS+1-_G'F@!YV&8_H8Z.R38OYKUZL"::9_N/SQ\70;BZNG&0I?'
M#FE3_<4.Q;7GV;R/WX-W/^+.L?@[G\A14;\BD*R3\/3WUX'4"A^=?%54(#1Z
M*0+4@M$Z\5X"Q1Z`/R3U]P/\L4B;MW6AW5VANXL`<&#C8^J-`@!$0WYE$PO\
M!&>TE7T]+(T,0]_`O"Z'9#\X.#"9.ZT7XX"39P\6S`<?/N#?&<048+@L6UXD
MO*H0>B,"RL@`F_L\Z3^QDU^Y^$9@IQ7%X]3R-B%_,_*NU@#P,AB)</8BC+G/
MSQG&39EVUS`F7O)>8=RJ:/]K@S%O5\C9P[B!D3DJC#*7,0`]#"_$PS#;XF$X
M/_XF8<QAZ/HL^#N'V^\OX'-V<;DO8`ZC;)8!\[L5A#Z`PT3.[)-QQ2VT<D8;
MIT&.2Z$]`74T2D5>S;W3]YDEV"V3_]X[=Q;W*3?X,/P7&XS8X#Y@DWLG/5+<
MA!ILDAQ93[R5ZJ':,4TC72)R%],^`AHV2.6M]%ITP^BT=X^%*`D+/,O[CRP(
M;(9<)I)+E:,./CY[S!'YJQB[I7C7--,'0S:>VK[@>2'IJMU.MVN\"!Z?/5G/
MT,Z=,"RYC>L'(X?_G_P&GQZ`*FVSVVW$&]O6SFBWDW\A"4P=DP_;SSU1P&K]
M),H[IJ5*KM3LZ@*?9,@/L\]H>=AFVGY9,9MZO#2P!2A[0\!61F\G"(CW8NX(
M`7?\&1DEE8:U>#[D<LD.@3]40+\ZG[P9*+N&_#!A_K+"6^V#PWYL@>\VC@SR
MX46\`,B1&_4YQ"&R?GW*I?\7LW>V//`R!L>':=#O/]^!4YCX@QL`DET)C%[A
M;L>'8;2MX*B*[-<OS?])K_[E3W$G8.Q3*VT/1C[1/H%UPE0S!)[70>RZ[XH=
MXPX_S'Z'``(D"V&[\QEN'^C+Q'G<)M4"W:70QT@WVM^2=)3$%QS$S^^/9Y_8
M=V937Q]%`*P;X$&(J%7\QRT7?=O%$3:Y.JC32E^$L@WNWAK.XW?WCA<&@E[H
M!?($;Q-31LF,^T:QN34STMZ\9&]<C@K9U6+JH?6:T>J:C49FW7$]L">-FMVH
MG[,`:XFN.'>PELCG*?%M095W&)%N=_2V^9I0<PHB?2"P#BW2!P)K(Y%^*=_B
MAAF1[)@YMFK;F4`OV<*V"M031LMNA/D,@-K$DW_]I-W>V7X)4*=LEY=LY#P$
MK4_6)I\!4!N)\:LG[?9B_'$X9'V9P\35S2?K62UUN0[N9<5S8,YU<,<&,+[]
M&%A!&+C^+--XU^O+N9E\LY.^$GP'LSX\$K9:I\X_@MJNM_>&!%SNQHES9X0Y
MGL]L>F-;?"+NN,T&<@EA1T<I1SZC;!&Q\;7O8_D%^AV]6.#B3]94A#Q86.1(
M86.#Z:>AO>[W018&,3:6U+_87GQ7:J"NV6JE;S5;G$5ZCC?N9.(ZCX';__8X
MMGQ0/B#G@>4,`,8=^0RIV0H:8@'%NF$8]4Z[D4QZU;1V,?UBR%X^_;;9-@M,
MGXZ./0S58<EE<][^3.9/=G#E:2*8V>S]Q1"Z>:?I=2^X=%P?YJW]$_P88$:'
M337?G5C./Z]@7-OUWVD_R+VP5QH.7`U`;`2>.'VG.:[#U%/N#!CV6/>>KS2;
M!0'SJP*/'C@C;(<C7&D3.@Y6#5P/&P;Q@YX;!.Y$/9NZ_B#YE/J;CGG`Z!E+
M.JM.6>\;A_G@\"+PW6^L.N6#8"P_NOAI%%PAR#W\0Z]I\@"A.]2^`.KQ!#>J
M*6QPV8N:7GKXU[__VVEAJG4(3#V-F68!QTT\RYDIGA.NS0>@K`=:S[+Q'+DF
MQHP%FD5H_!W=@I^LB7?U@]ZJ7YEZ14.&J^`<^F-M#*UZC#D@%S[MPQD"KC0K
M!!<&?\@3Y8!,D(!`IO`K&LB"%LQ/)'2BCS@N2/!)=FIY/>'T/L,D7!LF<1<U
MJ&B@[FK:SYRVMF'7')J*L"?X@%L^9S`#'%W"U`'M<W4CIQ$_T:]^`<"^,PF9
MYS,/Y!@G1E/V!X2D*0_&]%M)K^?#B-S#2D=@(=`FVC-\SSP)%`WZAT,@HK6$
M=C^GYO!'[;&F_79]_24S"V"K&!\)"KB#[$:<3<BDJ6#WG!:*^[2G6PM<[0Z:
M`4]7_TL#>R]"RPGP*;9\Q(446MZA'CX^]\=H)K7K?H!HU;LFD!C0:@&F!W+^
MUW[`^S:#_K#%5S8*;3F%Q^I_U[1KP@P@PIX1?F?:P`76##1)!Z"V;>-W<IK9
M^0]=-W`PR:/A"A!'7/=F6HP1P@*R"H@16\\6,&\[&+OA2.)$$1=H:7/P80$O
M8RN@-X/8M18@>#A%<++AW[]#=+@`4<PAOWM^RJ!?$+`)%S:S$.0:L!RU<CWN
M8`N`$Q2&)=V."H%N#?X*9;T%H#O"P`6Q#315^L:/UK:0:_P0;,PO!"P'T0)0
M'=9G0EC^C-!A:4/PSY$W8R678EF%\T%->_"`$VD@:!G:,'B:I3S:$2H(<`0I
M&H,#ZX("XWU:"XS(%O5`")Q8B%*-/7O@)"(EH%ML-&.6#X@CP<O7'4U`5X!(
M%.%HQ`1^')%$;$!>'!7/FFOR[/1?H4/\G@C!^AZ0YS+*1S(??.PS('N$O4AH
MY]2#WKX2VK7C`(5`"CS7!XEQ8E'[SP5,0$=+E"@*V!#]QV3RR^02O0HN!#&7
MHX'99TEW>DMV5]-0O2\;:X6FCP%&!'!GB5(/5G0>Z>Y-!E%8M0!/1`^`"9[&
M^*N=KHG6C4/9:&ESI%B#]*UG:2D,5"$DF$EV2O2GTJHBI910O4VL;R#`*K&E
MI$*(<.(I^X%":5$0J,0?>1TF8-$9(3*_T)XI@;*3'0/T.]&N"@(9.@5+OU%*
M&76O4CB;2?*RN?F@[9U0S8;);>U"&]!)F=1'9+M)#Z(1"T+2Q%+1@6VW$1#`
M@1_)@"M2.*N!0%"-$SN%1XDW`!LH"!83K*0/ZE2$`ET!WK/)M`@^<O@0%"P>
MCI,B[C-;V1W"`]@Z+/<2\P#)C&V[4Y(I,HGRC#H@&0&#5A)%V%-2=3'"$)F+
M[[2)`SKC:M.'YN.08FIYFA5%QR(E@4E8LQ"N9/?"`89@-E\ERI.<U1/P^0<;
M0J$RN'EQ<&/4-(5?31T;*$.;%)[N<IA?^5FDJ4(8U@5MPV(Q06\9)(K485]M
MC<PZY=&&29%QRJ5V\YG<ZTDUQT`(`5.9;V]E"ZKEE?X<G44E?%P>05DBN1S=
MX>AXB!:*2&W%LCMAH(Y(:Y&[F)'KM5V#/O*D<S(=@Z6W"`)P5^![,/Z6\\T/
MO:`_(V4;@D^MJO(@-D(*;09QO2=21JTZJ.X9J"%?F[BH\WVEPFW4:CY&+8(T
M+BHKP08J@`2&]O$-^$K@GOLU[69L0<#D:[H9SR**LJ2?JGXHES,$$**11%!%
MA$&/LQ@W.;A>.<+`9=*[1QL`[5'7V>3`J_@.`(EL#,Y&#0BS^5DPIN%2M=;X
MY<W[,-?`'I8-2$8O@$Z``^EEK")4[(5&E2%C]E@P16>3K-0"LU8`,R3`X/):
MOA/E!X"D%1)K+9+15%Y!GCG'(`P0-<M$@3'[>LBLD:L>]2$]Z'C.#ANY`9>^
M;+8;X%B(P*+00UEG&^7)E]F%Z=@%00,4)#87'W]G8XJA+2K],_%8P&5(B8'P
M3!N!M^T@<;ZQ@()*<-%0[#'I*,@I\]G(HC";NH.H'IP'P20F$G\C!B@SZ2B8
ME!08NNA,8$]#:.CZ0CD@@\@#Z5%Q$0:,Z-G``-)A8\X(7$ORKK`OH!6P*X2M
MY-A!`Y`2P.E?;D\ICBMM#`K8]3&>C*!)ZUT@@_3D**B-=;1(>I6">R51)CT>
MU25AR%)GV"L94-FS-<'E-,K]R#FA!^AS%J=N8MT>8S$5YRCNI=\RT35'??5-
M1(A%)LR0/65\``V$9Z2Z0G1,19BHPC,^1O\OZB#+H!@T^6D^CSD6^7*"3BV:
M#$S?.*G$`XXWXWBL9*DQT5"926;FPWCZ:!KDR)8\V[(@W>#3NWTI*81<U&;?
M71LU:"1CP1C\2Y3(8"Q46)P-8\UZ%$P"`G#Q3IL"!)V:WOV1'G5J9O/'"C*>
M)]>E*$FQ@,V`;H=0N%'Z9*`$6QU8CD/0)=!P#!/($[<HEQ)_E!+9-Z_B?_/!
ME.=Z%[&J3]G,*!?@V:%(JW*4;<5:,3</0SR6-=]*>B`3+PPD:Y/D^.X@E!G+
MM)105%/)/D)I2J0S?BQ'??/$C`*X)&B.7&<@X40F!"F*C[)00E$\K33)W*$E
MPO5A&S.5BCZ"*"QB>HDD*9PHQJF%*[4!Y>=]UQJ@>4&]PG'QK$_?CGQK@NG=
M?A]-CS0X8X;97K0IH8_M*G%8C`HL?JSRS#[H`FG.!EFEK)I%$TT#:DE5JY1J
MKH*,/.,57OI;Y["G)8E4].[0=9<>@.OS$>4\T.F1`92,K")?6T5#>::-<JYD
MWBB3M9YJ%/%L0K'TB;IUB8[,O@_07]`[%I.FI>`R&[*[;(A9TR+T:H!?C1!<
M)D,4FC!;U\>@6B((/%^--C"0$;5L#!)45#/@W_D@FQ&EQ:8X8H[\-YDCC0*A
MJ2I('_M0CMS!`Z(E=TI$Y@(<,X%[(30WV091TVZY378\;X;2-$@#SV3ZF5Q<
M^((6HU1Z&H7<Q24;]9T%!F0@Y`:`OLK1+!TD62I+NQ0R)!+OUC&/\<IE+';)
MYQ$1H(.G638?.>\O^I0LNHAPHWIIMWY\.<B(Y^H00CA[]BX/Q?1>@&:7DIP+
M?@_+W/M52D!Y`EI&?ZU'@OH6MU1I?6;;JN/XMX=!I_R=PHV?^AO#(.CO_47;
M^#'66Y?!(-/DNT*D).1%]$ESZ1<[>7R482\SV/'3\K0AG3M`YHM5<.1P[FK`
MYSY8^6D^RRL6D_U5Y^4^^U;QEX[<FGU#G;W3:*4+>&^>/-`M\!\\:&4-X--"
M/)VU?CU?TRXS7RR$VW/F<BMTE13>/86-N04?\/9V2:+7B"#S4#RLK,T"CX[)
M$7I_T5FJYI,6"2"-7;1^N<B1\01S-R+"O;_XH=]GX'+E2R$X(*D7L4^4L>I5
MG4T*F&_ET=ALB.X5=$$#?<:5-2L`_Q-]T!PO+@XD]:N4QSKOM.Q0!G(^_<<*
M6?&1E`OLC"T;E6Z]6]$[G4T,M.-.?<M[?R'_?>F$#PYKL]*NURN-KKE/6#<1
MW><-S,O><3@G/4H/@FPM4Y[X2FE.,^77XF.E-@=N"&[Y.M_]C.:V5SMVPG"?
M\MSV[OY)6W0:EN>6.2[MO0($%S$G\`9'RM%"L9.[E%VQ\3:JZ%C-7@F`K]2)
M,G-8F=RHWK+,8-J96LCNR9S>J8O")O'+<C]%-RIZNU,Q]NNHO`8TU5O-2ETW
MCN7/G8T]B87PXV(:6\0;_4L+\[H!?*46IADQ]Z-<WEFY+'/J+/Y"E=BA>+XT
M&RMP9!A&I=&I'\MFO)H<@)X?TZG4Z5'#S1U.;3W#E10Y*8J\+G]M/FA:OI/@
ME1LVHV*VS(I1WZNO_QK09'3:E4;W:"'1JS%O93JUI,F)TJ1<'3Z%L#/.T7]<
ML,5E(N5U`_BZ?$S:IWKB'%MLP;]>:^PUSC]CO+1+!_&$#/XISZUT$$]O;B]P
M$,_8XTJR(C(+4MJLMV6S6J7-.B$==,IS*VW6Z<UM&YMU2>>[<F9_]$.3ASFC
M?%>X5$5%\]P`RW(`:C*G'NEPO,BLD%.!"CQQV:U7`%'4ATY_9HM;5+0I4W4Y
MYVLGKCC9&)WNQ(H8/=:W0D$%3+D?G:7$$B$PT6JT$R7WG//2D\OQG;TWEAC?
MXME1P(\H#S;O[F!SMZ8A;K4(N42>7FSDWNZ9YIC;$KD8L+Y-I9E!<#V\(CI5
MW7%C(:YI#X[VNS5+WK0KLOX,=O/!M?P![MR2]=RP3I+E.&[H4`D)[>_0\@$]
M]@P$#X@V4'/4L(BPC54)_E&OZ0;)9Z074)XJ^*K'Y*07"KH:G6@"KFP^=FVJ
MVT1UE[#.LBK./?>9K,9JOOE:$U]D42DZ@IZFBH@K>V*]+:WY(Q4K0N02TUC/
M6(Z*CCC/E?M*JLS=6(XUL*K9.M[R?@7M"3H`G?==UK15=:.XR&CO6&.G"M=9
M7E1%+&8?F$M&+Z]0N7.W3JCJG#=44U1<.X./ON_Z-ZZ/W(OVI]35.[QO0,>:
MG'@D$A3`O1`A$#EUH<,CUCN(M[^5.CRXNB=-JVX00.:_NW[\`#*"F,MZJ1R;
M7S_^H7UV:RD5!Q]6Z]V*]AA.)EAA")VG:ZQ1+ZO(/6'MW1N?857;J%@JN6!)
MM3=9_(WN8T>5^O.3Z_&^UFK596'/!]J[>)W4*(Y+(]U@E9KJDHZTGQ_#7D!=
MF8UZM5'_A2A-4-0TA$--7:..D:BCD,N;!$#+HQGCPUGZ$@'<=Q)5O)'UVR4X
M5-D"+V-R/=!ARJA$+X7BN*2@.!7`E%6$@:?RF%.:N.PDL2)G=/T/S63(!7B6
M5--<W>`P7T,>1R3W%"LDJW8]!MSD4$G[(9;<O`59P3(A"4'U)MFLEJP!EBJP
MI\K_@5PQB*Y"61(H6Q+$&J!+#8^7L0E:5AZ(]76DW[S%3",_+H&J;DR0=?%E
M025X+3?W^I'6D[*;O@A#Q(Q%E;"IU`IV-V.!++E"=(NJ_D^Y;<LVEC:)BFES
MF$F?RNHOJ[^_#4DS]R%M;A_C4">Y%?V6B;[/R5P_#/\$D45G`2^ZHNK83U,W
MUZ9*'8%F59E/(V-6ZXV<Y\F8]W2G!\+TE8MO=*=5^LKVQZGEJ?NL?M6KY.YJ
MG^X_/'RE(GC*<]@"@KU`;2]"3<[$_/.C0ATQ27J<I`MI$:Z3B_GV<*MFZJ;[
M.ZS9CQ>-9>_B2[7`&W'E?2$2$8>_R;)CMNIF(EP;XNT-H7HWMV.^021M=-MF
MR7X'N<%S!T@J>#OI>:G#9K?;[1R;'4\9TR>C#<\-29MHPY+[]JD,`4W_4:UJ
M=^J>.KREBU)VU2IBT.;.MW?1'7:?X(?V3(^"F0<1)."'LL\7ZJGO8EPY#@+O
MW>7E=#JM/?=\N^;ZHTNC7C<O\?4E-KS`KB\7^DZ3#&^;0'RHRMN?67"(2V:-
M=D=OFT:SF[#;XD0(:86G6NR&V9RIMKIFPVQVF]M,]8NO,CYTL)5X9J\WRR[3
M>)?(&/P=_A]^_C]02P,$%`````@`(TP+17WJ%</:"@``_HD``!4`'`!N:6-K
M+3(P,30P-C,P7V-A;"YX;6Q55`D``Q+&Z%,2QNA3=7@+``$$)0X```0Y`0``
M[5U;<]NV$G[O3/^#COI:65:<]B2>.AWYEGI&L32VD].W#$2N))Q0@`J`MIQ?
M?P"0U)4$05U(2#F3F<2A@>7NMPM@%[L`__AS.@YJS\`XIN2BWCHYK=>`>-3'
M9'A1__QTVWA7__/#SS_]\:]&X^_+AT[MFGKA&(BH?9)M!AC\V@L6H]K-]\:-
MCP5EM2\1K5KK1!([:=7DC[<,^^CUUUH['(9<U$[?_5I[<]IZ6VN=GK]MG9^^
MK_4^U1H-]98`DV]]Q*$FN2+\HCX28G+>;+Z\O)Q,^RPXH6S8?'-Z>M9,&M:C
MEN=3CI=:OYPE;5O-OS]U'KT1C%$#$RX0\>:]%)FT?JWW[]\W]6]E4X[/N>[?
MH1X2&J=<OFJ9+=3_&DFSAGK4:+UIG+5.IMRO*PP8#>`!!C7]^G/Q.H&+.L?C
M2:#8UL]&#`87=8*];PV%X^GO9Z>J]R]7E'`:2*P%^)<H4)(^C@`$K]<4T<\/
M=TN<2P(C&B`^P$0VQ2@X\>BXJ5HVLRDU%8L>"KPPT%AT)$-+K,)4`/'!3YA5
M]+9_K38.ZBV]*5#JH&P9E?A%&O,!XGT-?,@;0X0F3856$P+!DR<:O\9I*\;_
ME_CQUS;G&K:(<H#Z$.CW?5UIT"R9KRO$1P:N]*]7-=1FR^PAYB4DY(]KZEFV
MUKA%DX?CL:;6P`+&2?\!H^-47)(7TA3^:I3YP.1<(Z>:D,N7TXDBC()Z[07P
M<"3DKTH']IX*X`_@`7Y&_0#N01A@3FGL,.AIHL4J>..2"B(INH-KS">4H^`C
MH^'DCGA!J!8C^=2C1&`2@M^=`-.XY`[08M0<5N)&X,1:/G-)RST&$X3]F^D$
M"(<V\;MB!"QWOC5V<UAO9G%C!?WFDH*D4=$Q/*'I?,HPZ"6MM</J2!4NUL);
ME[308U2.8_':DTZ0D&9S\T^()\KO-J],QFX.Z\4L;JR@WUU2T#4P:3\"/\.=
M#"J8CHGX'?D+_"'P2-BVN$68?4%!:!I!!0DYK,2BD,1J_;=;:AT`8^#+*2+B
MV#S>4IL[K:(T\6)%O'-)$1V,^CC``H/)+5ALU?Q0+G\$NH,KB24V&<A2,\EA
M56:1`N>J;2Q+9!>DE3HT&1H(WD.O.2[)<CNW,5^1R2XL*S4H\SP:DAF+<FF6
M3Y@,,Q:$NPKEE**7[7M*O.@_ILAL4Y)NJW)SI.S"-&><FP5Y=N#A9%!S6]<;
MX6,79I0\N)6!SH(BXU*;TMAM):5)9Q=P5^%P/L`SD)QAM-S2;?37Y+(+XLJ$
M_E%0[]N(!I(OK@).\6I`/Z5QN=SV6(RHYD3/*=U0J'R6V@$T;YV9.E9H1MD*
M2-E&,PKOGK=Z1<=C2HKJRM3K(!1E%-L]]_8!!))ACW^#&)$L<KEFA&.%,/AR
M`L.>,;:SZ'P0.K,!P3T?=='-(GZAN3RWJQM+JU&L]>A]84FVG`X/3<:TEI:&
MV5PI6?CP\T_1GQV56SP*^;<.`[J#R./\3%#H2QS\K8HO3'1+*\4P,5'RMF"<
MW23#.*-FBEC6VY:]B?D)L6^PP(&!V;6FE>XB9\*\.B37)72QNJ.#^I3)J>8!
M]*J6KXV,#H>ADRQI72SZZ#$Z`,XU'[=@',YK30]#&^L2NEB6\1&(E"=0NY;^
M&!/,!=/[6_E#):_G86@I5WY'BP2>L;*L6\HZ%)$.H'F-28=R\_)HT_LPE&>%
MPVYK;=:]0?7DZS5^QK[TN9[0-'OD9+5T&^Q,^=RLSI@PD`ZMXN2>D@FC?NCE
M5`QF]W%;,18RNUAI<4<$,.`B?X59;7D8ZEB3S\4J"QG-,3597D/T[QV9):Q4
MJ!=)\""]R-ECE>.2TB_DO5KF\L`=T#\4A>\$R]A,WF>;2:.JHE"UE-Y*@*ZB
M6F/)^JS8F%_"@#)82+;=3*4+)87!!+'7.PDQ5SEOV5.B'VBI(T1RBTOW\]9R
M-RN3UTJG1,8`B5R(<+7-(E7/E`V@(%!&T`X%'=,^#H#+Z!J3F2?S!4;8"XP^
MW6[?4^$680D&ES5A[TA'CN_!5@!PRDR:OR71*#NO<`]BCHUAJ"VWJU"3J0RG
M%[[O2=WN95]G8L2F=BG#^X$QF9?5XS`4FR*I[=#*R(SL(2^B3O_=!O2%[SXU
MDD*ZDNQ("A]E'V0$H9C06R)2N,O7SUS50,WFWK8,"9^C8L242<`\WVU#N/0#
MG1M.XQ5&&KM1W=KQSV4@7$S/'-%NS7YTF+^UXU12YR/"1%E;ESRB0`:_2Z>[
M9D>[3#D%.P)'J&E;Z/)S2!7L$AQY/F(_&B^2O'`J^]3V_QMRH<Q1<MX>4R;P
M]]Q3^9E]CE"S!H!<//B=5&P7CYWR>AZA;G/!<C$K]CA"#"[E].)?T;%B-V^X
M9G0X0GUF0>-FYNS_29M*C&2W&1Y#(K":#,^*;/'5)<E,5_3&E@T)_A!F8P>M
MJYG`%6%L#KX6LA,K@C^$G=A!.]O2<7N16C^/F7^6OPB5'\4BLD!,S,"IK;UU
M">P/O.;W_2%4GG62MN74GE\&&G?D6?I$>\@[V!*VS3MF%'3V0N:-X@T9AJ4O
MI\EV![<Z)P3JE0QYJ8Y0L?[5YAEWH+JE.E%[V/+S$:57`$@@/`!?9\I[#!,/
M3U#P(#VVURC+1W15B!1-;]7QOR#P;RF+X,K9V-Z:]-&8R>[`WN6IXHQ9()F4
MY?JK??.8BP?@*-5]L>AT-(JT`<@R6U'J((\-[(FVO7]"S"#S"D+3<+8G<C3Z
MW@3`_/1%I9-\2JK-U@`*4#D^"R@"H7LW[V2`$KDH>_!8;0E7-PX6EMU!!Q/@
M%A<<VO5WS_8+JMED^P;8=ED9F>.;+`2,.1<E6G4[&HW9@>1@(7)O9E3)J3MC
M]41*ZZ/1H1$2%YW+Q95175K2U3SQFRDP#_-YS6F>2Y':]_C4F@^7>Y<GWDP]
MX/P)3>.4OV8^-8N<@HY!_]O1/3K;V!)F]]Q.C1$P3/W51<E@%(9.%6H\7Y24
M8N2M]LP=/U2U,T"L(S/+S:^#!\1Z%JGP/K#D_CPI<#)#84]&P=<X",7\>KWD
MU]?JVKV@^+?9-GS-7L_#;,A3R3FJ_V@+`+_]+.UE"/?AN`],^9*:2<T9M[NG
MLRBELK-Q&?RM,:;U5%S.##J5IF,W5.[J_%,0.1>/T^BI5L5)*(BO8]7,MX5@
MN!\*%?`^T;D/%0=5;<80&48'V?*2\ML1/P8SV07&UD=W4A:K+9:I.`<[_P(6
M7W^BSC=B+KJ#^4'WN-'"(?A9%E=/]`P\H7-UFZYK9?&UUX6P+"&VO:AJ_:.0
MGPG(55KY6IGW<MCVK/CCG1]9SI'/M.:53$H%59'S9<]8;A>7I*2&27^H4E4T
M)H4@<H8<ZEN`$UFC;UHJV1=&C,79DTTI'Z+>MT;3<K=[RSEF?>:3,G8'JU)*
M=I-'UX`"8#.QLJ:@[0E7$!+O%I*E[(:-)960B9JQ'#,[-[Y9]&X>TYM0.2Y-
M%H70P;35]E_2KFX'.Y/U)27M0/7NW9B38E_M(*`O2M);RJ*$=NX9[B)4G%;T
M1K!4=^7.XN&SQQ<T:0\91&'FHX*$O78''64[:H]4G2(9:SOL#M1U`SQB7VTZ
MJT,%<831*AR_[8.'O<9J^V!X6Y^IQ]2ICOF%+=+LZ)#@[U%20#W-K#3/[UG]
MX8^%\Y+Z8WF^NE=,\9=Q=A(V/J=J2[XZ_]]>U87.H5KCNMLX,<N>=?('>X\@
M1`#Q=Q(3GR;_"N#B-`Y)GQL@9!^Y92TR3<5"7UJ-?/`_4$L#!!0````(`"-,
M"T5-_1-3;14``#>\`0`5`!P`;FEC:RTR,#$T,#8S,%]D968N>&UL550)``,2
MQNA3$L;H4W5X"P`!!"4.```$.0$``.U=;6_;.!+^?L#]!U_VZ[F)F[;;%-=;
M.&^[!O)V2=J];P9CT;906?)24A+?KS^2MFS))D5*(DTJ)0XXI%YR-#,/7X;/
M#*5__?8Z"SK/$,5^%'X]Z+T[.NC`<!1Y?CCY>O#M\;+[^>"W?__];__Z1[?[
MW]/[J\YY-$IG,$PZU[C-V(=>Y\5/IIV+_W4O/#^)4.?[4E:G]PX+>]?KX#\O
MD>^!Q3\[_722QDGGZ/,_.^^/>A\ZO:,O'WI?CDXZ=]>=;I<\)?##'T\@AAVL
M51A_/9@FR?S+X>'+R\N[UR<4O(O0Y/#]T='Q8=;P8-GRRVOL%UJ_'&=M>X?_
MO;YZ&$WA#'3],$Y`.-KT(F)8_7HG)R>']+_BIK'_):;]KZ(12*B?A'IUN"W(
MO[I9LR[YJ=M[WSWNO7N-O;5>N(V7K!^3%_#Q</D?#XB[`!JA*(#W<-Q9_?GM
M?K#;S0^30\^?':[:'((@P$\B.GQ)%G/X]2#V9_,`9K]-$1QS3<R>3S3_2'3^
MA4@[;*`-_AN&9,AT/3@&:9`HU&U7MB)-HQGP0SV*+D4WTI.*Z,[@[`DBE4H6
MY#;1<(J50:/T"7;7ABO4DR6]B;9AE/253IF50*I3II!(>.B/?G3)LGGTZ?B(
M2KGT0[*8W<,1])_!4P#C1_K_!YUMRXA&N/\T"D`\IKU\$+P;1;-#:A]74$,%
M+P`*\3X2WT'T,`4(GL,$^,$C?$U2$%174R!.N3=W?SF+\&"*D]MQ/TVB6?3D
M!W#5:$!VEB`@.R-NE"`P2N)^Z)W["(Z2JPB$\5);%>#HT4NY^Q[2V0R@Q>T8
M_Q9AHP*?;IZWX[,I""<P'H1X#D0OI-=EA,X0Q/'#513',+X-U[JNM.LI<)M:
M?=2X"VW40P6MHO%HJ15NEVDUCO!Z1+0*J%91Z%$4`X*BM]3K?5T_J5=$^7CJ
MDV?%9"1CR.CC_X/GO9\L3A?+?[Y$*)GZ(6ZT0NE8P:BI\U3EI@]"[/(9Q>,>
M3@`BT?DYQ$+^2G&POK@'"8S_Q&'X/8SG&(C'J'RN?U#@%^4J*7=:P]U&*%"S
MPBJ6O&V)#56^PL,\FP4-O5LBJJ&2@S#!JUF<D!'X\`+F_0F"D,S?S0;0'R7^
M,Y["@_`F(@,8!/U9E.(6MV-^[[K[MVY]]+OK.T`^&4YT3B]'%_3P++[T7Z%'
M?[P#OO<M]'!<AB6<U]V*-*JBS4D-IX&TX*:+#?#1=Q"D\-R/1WC73M%R9Z.K
M\15V*=[N$Y^Z-$(>=FFR[G&+U_=1BA!>WT\!CC)KQ['J5=#@E/5(N\PL(!$T
MHI17C&?G-02D75Z[^B&JXN=K<$?3/50LLJ'2)*K`PP*'''YC;<MD434]B'OY
M9(7&V]>/@K:X'<2KCI?I2P0V/GY31C0:%1X4$`XR0DSB@9(.8Q`_4>8AC;L3
M`.:'Q%^',$CB[!?JP>Y1;T4Z_K+Z>=@?C>BN@X<9I).2Q&<;K<B6/4C@+,Z>
M'8`G&%"-AE5%#(^6'MVC=80"]M(`DNTVIR35D.X@%)=PLM&6HE!B;$V)P][V
M:.JCHA<`&F6/75%0E3C=,8IFM6')%(E4V=HAJSGZ>H!%IS$V))HO0QS\),J*
M?<&GS01/GXN`;GQXXL,)^6/SW_'"`;VO!W@5A'L?-0S#L@UJ$#[CG9NHBH^"
M>&;'ZT4[W[K_ZI=-&"7RA^]UC*@2CG9WA#48'^P!I\HQW.%GY4CBFW->R#C4
M'4DB^<-C'2.)ES?9'4;*4&\PJ"1\Y`95-8<-S_/9-VV#JY@^;.OH6CO+FE%V
MEL9)-(-H3>%=%S*+C''#Z3'\H&4$L-*=-=&7F?QL]/DFVX-C%,;X)(G(KBR&
M<*?Q\.,;1H]E;09<SSAR-<(K'%*?8HU^J#W`9%*'GPR.!2/'F9SE]HP+?L:2
M8<*25I`9&$W$#G]M]<AH:'HV--X;'QH,=0OYRT'H^?3A\L.BKLCAYU8/B09F
M9\/AN,%PV"4]R2^Y)4PF%2O$N+',X4DK059A=X;R!S;*AT7>6".3+*B0VO?F
M%":^YP=IXC_#!Y+`H?F=B]=1D&+[+C&(9]%LGB:K,IQMY:7X9D6/,,M'-S.B
M`DVMX$$FV&MU((O#034N:C?IW=`)IPNV``$5KO&I=A'DBH88)W[5ZD5KJ`RV
MEC=@)N8T15U-<^":$:PR;`I.^3FPMX2JMG00V,=-7\SF0;2`\"'!L?@MU4)(
M;7+[&.6G9:8@&[<R>ZP!JN&(7E9$Z@L?EO*-4MSZXUQ5/A(0H/L[\.[K<HRK
MQ'*56*X2R^RA5-+:TT7.<JR4Z-390*Q=QTHU=5<-_6%-N%'43G@P8#4W?A!L
M"`4;8(ZE;PLX6TYQ>T30OJ/9;B@F/)GQNA@]F/%F3%FVD&F"9<C87M6LY2SV
M%JJ:;:I,:D<%JIYJI3V7-7_46WCZJ67KD_E!94F4T8[1I3(^X93$<$@<;M0A
M[F2TF$W9M&94O(BLMF8IH!ONQJC?412711ZLYBTO/^.89$\(@"<V1`AZY)(O
MM745`I]-`9I0H[-K[H-PR30/PEQX7()F0\DM+4E39[V*:E3.6KLU*F]@\BV$
M`(5PK11OP17W'/:.6@E<!?,T%H9FC\N&S69PL"J8>2A5DS+L::'2]X-8=5,%
M!9]-T-NE#_`(NAUOCR%LY5IM"`*(UHL$#]#&@H<]+73W?C!68GT&^T?C6RXK
MB.=<7*AV#.))&?;TD.$&:_C+3,V0_F0<Z=WM1#[ZQ8V'/:,E+:J#WY5%&3R_
MVE=_H/8MDZ[NP-4=N+H#5W?@Z@Y<W<'>LA6N[L#5';BZ`U=WX.H.WLSNZNH.
M7-V!M9GAEJU/Y@>5)5%&.T:7??&)NM>IO<'J!+')I3B2_UE*Q-]'08!_>@'(
MJ[9$2`AL>::[MM%6QR.Z,S(FD^3U$5.0GSFR9RV_0]&S3[9+K"09]U<0Q!#/
M@=MD2EXF*(!;HK?9S+IJF"4-5C&M2_/K4A;UG^((/4'6:EU7E-D<NBHTFUAO
M]0ORN-[`@<TS1`M%^_9*FMF<NL$5/.\`02'4WE.Y:,.?(34?PG,Y7)?#=3E<
ME\-U.5R7PW4Y7/N!LX1==3E<E\-U.5R7PW4Y7-/I-I?#=3E<E\-U.5R5GU)Z
MRYE;EK76`&=+PK;==])K&VUU\*$Y86LR1U\?L.;YVA-[9O\>TK4MS,IS498T
M^`VG:UN8?-]!LXGU+EV;RU:V,'>O8@'/.\"V=&V.*NL376,2N]Z."]]GP\<7
M^L^7""53'-O$V?W:8Y>;=;E9EYMUN5F7FW6Y69>;;0%PEK"F+C?K<K,N-^MR
MLRXW:SJ-YG*S+C?K<K,N-^ONU^[G?FV;<NPF4ZS[S[';E%NEKU/%#U[RKAMB
M5A!>EG73DSTU&S4*[+4G]\)35+@AEW?4E2R5CM]$`%2#;6.4-4NH/N`LB9$T
M(6A?4','T3A",[R\,-89X>XHT=MLKEMB3G%*%.0LLP;'FRB<-X)23H#99'5M
M-.6-TUAS<@K"'RB=)]DN7P6E:@+,W@"OC%)UX_;W`1+Z69SE!\J7WS/'&IU-
MP1R;V#O>UID'7!.9;7W3NA+#-<Y&OFK+[W2HQ5DL<]C3PE^;QEG.<,%\-EG^
M,PC)MD%?U7`/)P`16\XA%OQ7"L/1XAY@R__TD^D]C.=PE#Q&G$^@K6J#/KC:
M(%<;Y&J#7&V0JPURM4'[8Z1<;9"K#9)'T#Z:RM4&N=H@5QOD:H-L*.-PM4&N
M-LC5!KG:(%<;Y&J#7&V0`8+>4"*FG=]"4&%WRT+$XZ/'Z./).5C$=R!.SM,R
MNK>>0+.O8]#RGA5)JS5F7N_P80H_%DP@<WVJA[,BR6:K6!K.?C7F"Z[HV[8(
M?,(V?%:Y".P(-%L+LZ=%@&EU-A0^6+`(R."L2++9LII]+P),\S/D/[9C$;CX
M*P7!8_0[@@#'-H]3$)X<*5P2!.+;6KJCV@?9H/EDP7)1?41H>4ZKJWUT.",;
M([^V8V%1M("L':"'5+9JH<C9FH']V8(%8:768Y2`0-GLSPL=]DQ2>ON>ZMN6
M9U"?V%?9MZS(>\1"\>H4N[H\5Y?GZO)<79ZKRW-U>?O+YKNZ/%>7)X^@?7EO
M5Y?GZO)<79ZKR[.AA,K5Y;FZ/%>7Y^KR7%V>J\MS=7FV!`_WY./V@EARW>8M
MOHTK;YP]K]ZB6@EG4JZ5\9=J%?Q8XNJ-NM:L7G6<;4G@4=GK]L4`U]ASLW0F
M]'^AG=F"O^V!S';\CL+VN!R\RKD\W\YL/9VDR[<5UE@`/R`^`,$C1+-U9)#G
MG'C9:E&_5I>QR1BG_;MQ^0?^"?W)-(%>_QDB,('TY5<XIB/OA>$!5$E(6XO(
MZEEJ3X"T=67B!B8EZ]ANX[86>)5;I*(&7'IF;6I/Y"?2ID];:ZJD#!,48-M3
M5=-S936NK,:5U;BR&E=6X\IJ]L<5N;(:5U8CCZ!]E)4KJW%E-:ZLQI75V%`!
MX<IJ7%F-*ZMQ936NK,:FLAH.B[JBU<DV^QA]!T$*[\FKZWD$*J>YT7*9AM0I
MWR3!SK\_TI28<#M>?A[%["7$O":78.0'?K*0H4A+^QG@15GZB)A/;A\#W*;(
MGYP5ILR$=E.619L$9Z;=QA;0BZ78<#8,EAWV[/D%[82!(JNY:5J0[6`9,.PC
M^Y3`84D8WAP7^T+D_/P71L>[C8W2=KRQ+]Z%["/L6.OPJHKK-$(H>B'OO@1S
M_%^21<5H@2=&#_TFB9W"4*+$/GM8M'/XE`S"&$<I]*P.8C]^F",(O-OP.T`^
M/=2!!/9*L)45H8D+TXIK!=OLJ;TJ*GT.XQ'RJ2ZWX[S2U!II7,O%&"4BE&`K
MM$]C\1;+@'QIWUV0QOWY//!'1*EK@";,8*6V+*.$147TFABIXL6;^K;5O`']
MY`XB/_(N0J_BKLJ18O3UVPHW5;YY]KQ;,Z^W)'IFWXBM`)_\A:$F+ZK4-[WN
M(?$%CL.:QJU\069OO2B<9>4F"EXVN3\F.+\8/+R`>7^"(*7CXH=T-@-H0=+G
MB?],UXV;:*GD\L7]\>V8WWOUL=E]T\GG>#5[!EA?&%\"'U'V?0U@::!6TL\`
MG;Q6(LYI=@H"4IWR,(4PN2+/QF"<+C8-LC0/J70Y7?P!/;QE3W!0YD]"VE;$
M1^M[J`%"6X0H+V&JTP?M9L0W]FY"_GL__B'@QLNZ6<"2ZP6<=VPJ=8DUS!7;
M8"'36];--`$O<KT(,*9%;QLP2RAZ'<C91]IO1U1"XI[=P2AY+YHM;*2XANBK
M56'%"/=1$%Q&Z`4@%FT@T\TH^5XQ[)&T1S79'L/1NTGTC(TD14YD=ARO_B8H
M'>?FQ?+7G(K%,P@#(D$/(Q2ZK)N+X(@MT5C&Y7G4.?B05WSJ[J&/^QJ`*C*,
ML-_U8*ECF\87`ER#)$58%\@XC^=CVG/<*IPLZ3X>8G5D&6&^&R!7TT9!;LHJ
MQB:?>UD5+D*/WGEXA1[]\0[XWC>L`2(25ES->W-D336*QB0QL]%"Q*9LM31*
M@4@0'[OJOA6VXG1Q0Z:\Z-X3NX,%#`4#&1&$6Q98<[K)A3)@5N5<NFEN#X&P
M[601*`4;WA8DUE$$3;!QI(#>@VEQ'EA(!JPN<&115%Z7+)@24P,20BPA"N3I
M`3F;-)YU=E2A$6VA;`4'MM+@,'L;K;%K@`K/F!8<7,Q>07(Y8Y<S=CECES-V
M.6-K4Y"V'/E<SMCEC-WQ\.?(&2MZB6]*-"IF&G*;QA\P**M.E^AMR2&R4L`D
M9Y9--[S6#"Q$L]MQ-D3EV/]"%TM.EY7@*K%%Q8TMDV=]DW>NFI5J",S2>-5J
MHT/YA:_'%^Y;7RJ(,'JQJAE$,K:IOD]ELK+&Y/VHBDB)31'<A=KC"\XS<\[]
MF)SE4SS3^W$,$_IJ(CRFR'43G^;YZ8NC^LFZQVV(?TP1J6.@0\[0I8RU/BRU
MKR$@)GDY77&#FRA$!=5E"#FESS%)X#707YJO:_H,`_2<:GQ%=)X"%[6;O5M[
MXG2QLIOH=HG@7RD,1Z*7(DGTMHG+4X&V8$"5.L*:(^M:79:RXM=SBGN;YO,D
M\1"`66K?SP2F)5R??E3M8_Y8:L?KI4K\QG:)[D990<G))H\IPSK[P#Q=K/_\
MP\>G?#2:+J[@,PSD-]P2`1:\FGV_>VZY+^QA&9GC=5?Y6HLV5X[QMZM+XU1A
MDI<8:]]LWR_:]FW6^X#=XIU[$,[3)*8F]^0W[-U>9M]C7G46"E!EFF<U=N]K
M8;?J993CUHC=QCP+=]F<GL>UP%OU,DI[:P1O8YX]KV6\B!-_!A)X.UYKS*#'
MA6A6$6/VM6**\*UJL(KLH?K:EGQQ]/JXD$MW2%:\B,28?079GDCNJ@ZQ9P%G
M:[[R5H/!L"-AV-/"3K=A'#!]8<U%`E9&='WW^3)KOZGX(Q]RR3R6LVF5#=W[
M!Z(W9Y]<Q?#O*$KG&+>U^@\)1H1^_@=0-U?+@-84;3+I>;I@*2V=SRSI;C)5
M61\(,;%59O";23QJI4(M2C\*X&S$<EJ>7-1/>]F3<!3`I(+MLCS[N`>TVT5R
MJH+]9R`Y;4M&EL["ZB2GC=E(922GR8L*&K';F&?/&5D]R6GRVH)&\#;F_=PD
M9WN21UQX*]IK#\5)/S.[^;PL0^D2E,6=[4@N*3\'2QENSXI,+(HWWXBH`K&H
MJQT)*.4`2YAM-2-9]Z4FG%M7\KQF&5%85U0E8K"Q!3S2KXZ8/9)_#9R[-0=J
M&MINTJ_PV77ZS77ZRM*=K]Z?+C9_DTOB`BJPB5B#!&'=(<!>3!LZP9I3:5$[
M(6_$:FZ:#&P*!1M@CJ5O"SA+>+U](F@AJ4<-A1MU8S&QP.EBE,[CS1@.><`W
MP3)D"D,PNQ0\H/>=Z0=X%V<XAHW7B?)\:U%2385\@]</U&ZIJKQASQE5RB*^
M/>(LC@KYQB\LJ(*]P:B2\%&[%B7S@\J2T*(=H\N^H.0LC9-H!E'V:B)Q3,+I
M898)5S7YV>CS3;8'QRB,\9Z,2%0MAG"GL5FN6S-Z+&OM"1[N03@1!9#K-GHH
M:P-!8-XB>S*(5"OA],FUTG7)03JJ*OBQQ-6[5Q1:Z6Q+HHW*7K=OX[_&GINE
M,Z'_"^W,WO#8'LALQ^\H;(_+P:N<R_/MS%ZFD'3YML(:OV0Q(#X``7FAYCH<
MR+-+O.R7J-^PIX?>EO@<G[K,EXR1`FSVE_LET30.Y"#^N7[25U&1013'!77*
M4L'B3@9N@^PH([K_P>Y@X,9'J1LY"PY7>5.)7-['8+,OM7#B^]U&%MRLX#N7
ML>)L*Z_QP[K9D[C,%JN9J:0EVSEE#E29>E3L0L-1=WU?J@R[>3Y%B,1(5+/L
M\=P(3]##2%J/-PI9_BW3W)HPN[A^+6[@RUD`_%E\Z0?06[Y!7WI?9/8V6I#?
M?+ODV50],#PD3WL",<3_^#]02P,$%`````@`(TP+17$GE"L<10``=/T#`!4`
M'`!N:6-K+3(P,30P-C,P7VQA8BYX;6Q55`D``Q+&Z%,2QNA3=7@+``$$)0X`
M``0Y`0``Y7WK<^0VDN?WB[C_`>O]L-T1)7>KVV.[?3.SH4?+UJS<ZI5DSVXX
M+ARH(JJ*:Q99)EF2RG_](0&^JDB"`/A(R!<;&]-6`0ED,A\_O#+_^N_/FX`\
MLCCQH_!O7YQ^^?8+PL)%Y/GAZF]?_/1P=?+M%__^]__]O_[Z+R<G_W5^=T,N
MH\5NP\*4_,C;+'WFD2<_79./?YQ\]/PTBLG/DA8Y_9(3^_*4\']>Q;Y']S-R
MMEOMDI2\_79&WKT]_8J<OOWNJ]/OWGX@GW\D)R<P2N"'O\UIP@B?59C\[8MU
MFFZ_>_/FZ>GIR^=Y''P9Q:LW[]Z^??\F;_B%;/G=<^(?M'YZG[<]??-?/][<
M+]9L0T_\,$EIN"A[`9FF?J<?/GQX(W[E31/_NT3TOXD6-!5RZIP7:6T!_W62
M-SN!/YV<OCMY?_KE<^)]`3*(HX#=L241PW^7[K?L;U\D_F8;P+3%W]8Q6S;/
M(8CC-]#_3<A6-&4>T/\`]$^_!OK_FOWYALY9\`6!EC_=7;>R\^&`ENSTYN]D
MBAE^9K$?>1]#NZD>]9YTSO<IC=,>LZ[TGVC>#U%*`ZL95WI.--=/S$ZV1;^I
M9,J](+.3:=ESP+FF]7D:"[*4('AJ^/<-'_]@9NPY9:''O'QNT%/A+05AX66%
M\X\6!\0"<+=1?,AGZ"]^.X'H\?;K]V\E)_POO^9AZ2SD9I_ZZ?XZ7$;Q1KCK
MLWF2QG21YH3$U`7Y7[^Y?OO]#U__Y:L/WWSU[E=]0F_^GDO@8,(Q2Z)=O&!&
MW,N/<#@S.O_UPW^\N_['M]]\??KAZZ\,9@:!C9.!X,W"DY_NO_A[$;!IZ!'9
MD51ZDE_ROO_WKW(RP_'&8<4\*LS`11;/XD.5H_$BGRC_9P>/68LWBXA#BFUZ
M<O`IEW&TZ:5C^;RB7L)ZHVU8&9N"Q80MOEQ%CV\\YK\!6X-_"*,[>7N:095_
MY7_Z58Y[QU8^#!>FG^B&-5C9#V^__>;#AW??P/]]^.;[JZNK?WSU:VO_"8SK
M'^_>?C@]_>H#_-_IA^L??OCAYNOV"=45+M.QLAV!AE/;SS1<3&$B9@IR9!EF
M8IC"("ZX5<8TN.:1\/D_V+XK[K1WG#K.J%AHT9ZL(1$M"6^*&D7&8&#R&-&I
M2(TQH4N+QE+YAYC"9L']?C./:M]'9=N''3&]_C$+QYJ2_4YD`V?<?+]IH_KU
M1J7I=.A-&C.66E_LXIC;T96?+&CPWXS&'T/ODJ_/=)QY:U\,?ZY@Y%AALJ9$
MMB70F,-ICT!S=+<^$A\HWKU+N5H=?(=FC0MKKOR`Q1=\M%44-X&:#A1WV!T?
MY1^STX(/1#.2MW/&^0_(@P,(OU&U-`%^DUZ-C.^CS28*[]-H\=O]FO*O?KM+
MX6`!@I,!V%=1043^:N;:4+3H140W(ON12D?TZ#$A;YCK!0W%[%H\=&OE6,:5
M;V@]<+(FX>6@'V9<.6*@=9L2?G<FD/29-&KD:%*7SI#1H"MCJW-Q&*F[?&CN
MB!$1VEAH51+9T)U%P]`,H/AVI2*UNG.5%HVE\F=\0`\&O0IH$Q)JM>7#CI@^
M_)B%8TTI?B?0P!DOWF_:J'Z\46DZ'7F3QHSMR<ME]Q7_2V+BRX^[8GKS.ANM
M[K"Z@R(:.^/1AV0"U:NW*%6G7V_6J&E,0,:4-B/H1&QU(BZ@]B;6NG0J@PLH
MIC$Y0TZ@_58%U(;^;=IG:CI+FLP%?[OD9$7I5MH/"](D_\NQ(65__O4^Y5`,
MIG*[O/)#&BY\/I\H\4TN*QG1FCK:&#)ZK)1%-Q(M2=&1Y#U=N;+4D\N+*$RB
MP/?@TA\YIP%<3";W:\92]/ADHZB-`<M"2Z<SP[,D86FB,+A&9]32&RN"M3)3
M6P&(!HBV,\3TG0E):AU2QB*E`DVG_1<T6>L&&=$6*XAD$ZVY3_YG)]S_E//;
MUIX8])[CC,S9R@]#N"G"PZT<8:2)E^\Y!I@V7_^W3Q@M9%;-2AD2*S8UG=%_
MBE*6W+$%\Q_I/&"?F''8:Z"`'?H:F:I=AH*G*H.K=5IYYO%B)MTG3FM-6T(\
M1N*B73(C81W7]O<J`D(^LH=Q/\/W<90D!40?\U@[K3S%0OPPZ+"JW4]I0:M6
M)S7UXN)V>>DG7$MIP'5HM[T.%\$.%(?_E8LG]<,=\VYY!!./-G31F`UI+/!F
M)X;:+E76FXCN,U(0(%4*I"`Q(\W+!11\.(P(LN7;F@4>648Q-V%.:O@#5J4#
M0F</#=7UL&8E"+0WY>D\V>>8;:GO?7S>LC!A9Z%WFZY9+&=NBAZ5M+!Q9`>C
MQRJ;-2=9>_'X4/1`<CYC\,9D^T0P%PGFZ#C,V2.?L5E#!T,Z!J@%BS2L;SJW
MPKU<M&$/]+G$:;H`J*DK%L!I9N-8Z60KPIMQA2M;.H%/C#A(!0=Q*P=H$5JA
M3LH(W*Y+4T;8B$?W=/^92UP\Y_Y]YV_AM,1B?T9)"S_"*AFMNVK9?$9$!_F\
M/^\R(Y]&V%'H%V.MN!-LL9*M,39*^D17(Z;X7\EY%/U&?J;!;GC_IK'_/:T"
MSLAYL7N>;1!-OW<^-<L?Q>97&[\.X*5N=ZJ)ESI]Z71!XI)KP2.%W<[K,$EC
M<94EN0Y_8-Z*)=E98GI%_5A8GBZ4,J2*A;*,F:_M(!4$2(4"\4,B:>0[1C-"
M4P*$1G)@-@"M-_/78<KX9%,2TY21Y(EN"5W%3%S(P+\,V4_!E>#.2KNG-.DE
MBV/F<?0I)V.!]QII8..\%L;J1BF;P;JHL#]`$-%2F)_,WG06!-'3*(&U#]@S
M9=&OK)\<@G=#LH$>^%7VI!7P%<8T]<F1V6$0\OE.ZX:^$_&S=8[B>!UE0W.X
M>2(?B1B<<DQN2#<^G?N!G_H\UH>>>-*\C@*/Q0D`^71O>_-3FRYV&#80P+'*
M5;H62\!T[^KMT0$93>#1>];YW\2V3.I.P@Q;S=8*?H9J/:4=A^QV><'CLJ_]
M+.*@#U9P/)IX3?6B<'7RP.(-@8;D=DED4R>"9M?<8<8<IB_&F;%Y\-21=5K(
M.LIE/2/F=^P,IZ+/=/46VS$#E5MGA&ZBG7P<$QQ\!K*D"[!@_!2&*E$HH4*#
MW4ZX'H_I,DT^TWW+8:1Z\7'0&3OT'[-26]")WTG6P*E@KCGU;?/4T6-SHQ+I
MK3X;-&C"9>=B`5XE'Y]#`/Z7>,>\"B[(TL_QWSYQ"<G_T%ZHVM)'6]K:"Z2V
M&,Y(Y?8FD&9&C53(.1'YQ^![6^&;9GSG%W`<``_8+.,MXGL:O7K9W\_B'3E:
MJRZ+E.=K'5N3YD.@8P@KL6B>O%V7)V\54C-RAGG\-H$XG#N+&UQMS3;<;<UB
M4F`$3JNX*,;T]^;K/1'!3)V)AM@EPE3UMJ(KD*1[]@<W%!%7![JJH!E"FS5H
M^D/J._;(0IO`=]@=/Z@=L]-ZUIDU<2P(:4\_EDU<#"J-&F5T0GNH3BAG2OI;
MT647O)WHZK059R!.N'OU;.5I:##BG&UVGWO-&'%_MJ;.'=NSA[J<_]^TV;..
M3Z:*!W.?HUAD%$K3V)_O4D``#Q$L+*,PY3+B4UGE^-L\S]:@H^)EY!I8>/7<
M7>4`V:EQ];UN-@BICD(>(G(X#BE62<ZE^AI;?(X</T]A`SH.9Q2SF_3MK,0K
M@@^Q?E77BNAZ"*BBA@VM.YEM>(J985718R8W?6:8A2/&8C"1#(817YG&WY&_
MS-Z^?0O_+^^;)(3NTG44^W\P[__P1B$C?I+PA9]SV%U/H75?HW9K\X3YT,K"
M%QIVVIS[24$"+7N:DJUZ3LJRU(D+YC@<2\<&^%9E@:?O9N^^>3_[YOU7XO@&
M_O/=V]FWWWR5-Y;6*9^.EZ//(&W%EBU@/S-P)VQK:+8Z4UFG6D]GI7<LI7[(
MO(\TAC=WR=EBL=OL`LBA>LF6_J+QAIC2HVE0Q`ZL6DP?ZWW>B>2]R*M*/Y)U
M?.U4@.W'*,MZ.?2\PE&&^CZC'5,AW7]1.R[WCC^NU7?`6B!0V_MB[B_9[Q$Y
MM,_3L5?S;_D5_X.=F30BGRG<R7`"^#G/E/G&L19+<O]8YV7"%)'!G@\T=S[X
ME!W:@K/<1G/N-98I;N^DAXW:-1C6>W7E%$2WX*IV_*7]T`H1N4_*)SJJTS7.
M01Z2(>_"?XIX]#=*DM+:'PO=*1@Z5LJ?DI/O#[J(C;`PVM+XT9D,)P;\M&RI
M$\$,>>6'Q(N"@,8)%`:0QE?;XT"+WEV*J(SA'5J(94ZR2O19L7O:[U"K1@T[
MBG<RVWFHE54,+SLY%<][\)<98&W_W+GHIJ>P%H=6+=J*:XK7XFS"+K8=4'`C
MNATQI6MNUXWGIPY$-VU^#LVK^3P88<=BP*_3\OC:D?#<9$T&`;K!E%`.LY5P
M5^DVFXE@!^0VUM1'V9_$GI^#KXH,V7$;]%JHDTGP52DDBFUI8-^N$WD,P-MU
MRJ^!`@^M"QWB#L>12Z#66'<,;W.@P]?:7%JQJZYGF1K`ZOJK#IS49$XS)`P[
M+$OX*':"3X0(9*T,PS+HN@)IY3SZ7="LTW`F\)I<T<SU<-2BA*KJB@.R=.`J
M9M6+E>X&WQYW*=LT<.H2/$5M=MM\F&UDL,-O.WLM3\>+IJ[FN=3GZ"(*DRCP
M/7&YK.B00*XX2<2Y6-6AC%JQ2JV)4QI6]NXH]*X8D[.ZB6B8P&?9;5@,V2YH
M$(A)[M)H$\W]@"4_TM@/B[I</[.UOPCTWQD/.RA>/:UA1=>:?P7.YOD(F3G,
MB!AD1O)A2&6<&:F,-"-RK%FEX%\^GA/+WDDEN.02S'+"\PB^K-<7=B9TCV*3
M':7%AC?(Z7Q85G`T7&7E`A-;>-!."!L@J%BLY5_-V^;U/A-708()5WF3[YR#
M`YWJIP4(NG1O.G/B5OT;J\Q$-ZK7^F$%Y@8&CK6I:)+;B!/QT&3BSD2K-G51
M!IP679GPCB^=1S&/7'=,O.!H5W7U9<1F*MC1HI6YVBU>:"C04=84RQR&8>>>
M!AR19+=9V68;1'L.^N8L9$O?J4+0(W&$'@K55J5W)5=E4I,6NEVR)/&CD`8<
M$FLO;6O]\*XFU1AH**!9-($%IAN+0M.)+QLFCG@OIUEM.F[C-.K,=,K^/?<G
M,0T@[;&W\4,?@"=D!K",BEWDL,-C-[O'"I?UD,G0#_HX&3#-&3QLYUQ<T510
MK0"CIYV31II''XS_*HIAS^6&T:384[F)DL0H^'220HQ'&FPV>'K9BRPY4(5^
M,R)Z5O<T96\'#A/M>,P2RQ/Y-I1L<R*N1./>GRTK^1.,])DL[@6/S!,F_-#U
M)5V(1-.1Z/C)T%_\)KS?VZ_?OQ6^#_[RZZ7_Z'LLA!*FAD"CK3L6L&AGIY;R
M.&LDZ@B[!!TL6!BG0+`7+41N?5%1>?C9/ZS]A+!`GIW';,NG*$Z;N6+G-4_X
MG^5>2!J)/V_I7K2.EL3+AOC2&83484E*1*0VHRGSMO//L/#%%_\4A3P`>KM%
MT^=OK\?>1@`+[:A8JJ=!+]O"]?]*:R<@@"TOSD3%3OU2QL(NY9K^KH;ELORX
M._8RO,Y.Z_F]2Y'28OILI.G;;T#WGSSZGD"+-6C>OFHRA4FO,\8`J2^9_-_K
ML"@:=+O,)W?'04CQ9Z@S)-)$%[6'3O5O6PTQ&-XMJV%$U7"14M`CKW+*KZ'2
M5UG1"ZH<%T8``U1_R\:HU@ES(E:/):V+-?\ON#]%EB`$^9J/`V+?I$88PE(?
M7QX#2N&#E$+(5K`\>6%R0*X=-Z)GU`&10_I@Q(MUII"S3@`;=#:QU'V!SBG@
M:<>"3?GX<3&H#A\R45E4<(-9EM90TTWP:)N=3/W`!K9VKSC#%U'(9[/C$\IF
M%H7).5M&,:O4]_OXG,8TBCT_I/'^.F6;I+FDB0%.'6T*B.AU1+&V/`YZ!>.]
M)J"YI!R2E&.2N1CTH'KFC!P,3,3(L[9J1ZZ`W0F%6[K4[!5!)D2_4LS3#<3K
MN%`PX=[8/JX+!([LX*:.%^6AP;F\DFB^)]E,!ALFMK/7XG,KYWGD5=9Z^(H5
MRBL)`S%T>,X]JG?K_\#4X`MQ%IS<B!V.#700W.$4#![&MGF$Z1S<)Y:6_EH7
MPAYVP@*=QU,_UB3^.SF$BE,5'3"^4:7#BM_X2AP%D2).UQPI8DRVV,(TJ]G0
M.55XHPJ>0,2LO!A1F6*.G)"PE1LT/-KH8I0(LLF_3.<2\\HWGUDL,H+8/K-M
MI8.-^A0,UIZCYCK&V\K4-JX^LK5AJC`<]U[;=BFA%LCHT$`\DSJGB;_011O-
MG;%01QLKW98S(Z*M`W!#EP?Q]\YLIHBQ?1Q&T"*ETDR4$5-E(WAF?ND'N]0\
M>V0;&=?B9LF>CO%GK1W:+-'G)_M%,[&Q4SC`&:;L-T_<8ZE[?3.T(577.)X1
ME\Y!N2.O:(7D#ETB2L[/_$9].2>VX)_"*N=V.RT'<H"J&%7G`BUZS@X"0=;=
MB:T<2SZ+ML3+&E4LU!V[M-<['=!EH,!3%LO-<BW>+B]HLKX*HB?K1&%*6MAH
MK(/1>A7:/)5HM"30@8@>KFYG&'*GR"Y:X?55>8Y]MDBYRD)%0/<"IHX*:T5-
M#?V=]*0%)B'.'3WFG>]_2IAW'1:?I/PB34?F"A-NVW0=8C3$LYUAA-6TVR\L
M(B=-SO?D%5`GU^%KTF0@LY;;17B>8UJ1"7$MA0,1=ZW*:XJT(.E,<!_6RKI.
M*88SL>G\T)GW/[LD%>'A(;IC(&0_8`='+@^1)F.VP&*4.6`#DI$$6\]A4PQ#
M'B)2#$3JY]W\9T-?YRH<0I!M&D'6Y$RVY;$J_!W^:P&"W>:"G>\;W:)[YTIC
M6K\6)AO1]"?,)$;]$&9Z&][3@-TN^5SY[-+]9ZY-*=34W@*#NEA-DQH6%M-F
MMI9.C'?,7=%M2*`WO#;,^Q-!@!04G$!1_9B%FBG`)5]V;7,N14K+T7@T/S,;
MY'-&V>>,VC_GX"]Q>KP+G/BKHJ%?,[^D1+=&3@D#O5Y%\=DFBE/_C\8<.OJ!
M\)B0.SBRSF(-L%1^=A2PF3$AT@\QKG$Q\?QD$>V0'M):ZHX=$FK6P"DS$\DR
MR?JO'5H2T*C)X&4IZF*OGM\G*Y(]Z;,'NZQ%UKPY]J++G!/Y:M;+^CD!-$;Z
M'(@YI;0\0T=F*1VW,.$)679!BGD7T09F8H4?6JA@@X=6YFKG8=#P1+0DU:9.
MH0A#;N:"F\68W-C?XAF<%W08I#8DO1,ZE15A)JHJ=ILNZ-;GG]ST_,V`HCLI
MIQ1,:^:5*O>4,Q*NG9+U8EJF`4H@#U!EMS=)6"HKEP0^G?L!WLYO7TW4B>;&
MBHUIQ9]CMJ6^ER.0#'CD&9[/Q)<S#?R6HV`#`VOA:%I^1JU8)I5YZR4EIW#%
M8,+(N<X3]@BV(\$V'8?M7F^P7QS3>DLQ1]E&!VC]'*+N.W9[;X@9&LX6<G/Q
M,]W#<W"HD[)8Q#NN9&40MP=[6M3=`7Z:PM`,!3DUDI&3]80D05*AZ"@@M!1&
MP?6VPC7-N&Y+Z(:PSX;+L$,PV,0#&$)B`_-']H$PJ4HBIFS"_3%Q.VGW@+!*
M##HNCR\'JRGF<K?G..(UY+K8FZ[4DG^S;>;40>#3J>J6:*=+SS'-.X=@=^R1
MA3OM`M?=A-P!+G46-3%*<>R2]704BW3S5S`2RR8N1]P6A30,KLW:^%(><IB&
MUIZC84?;WL+J?L`QSR\U^V8/.)R*SZ/(2>N.LD,[5.X(`1W!#.-DM$#-(!X&
MW?U>AX\LF>P=G>EHCKVC,Q>6X3NZ8H`_S3NZ_B([?D?G%S)Z.>_H+*W,YAV=
MG8GU*-3ZF6O7.BL`&_LK/Q0#W"ZO^+^X`&%P&$@;P9D112WJ:L!Z[50DZRH/
M_,K.\-(CZTZ*_DY`KD$YCBH<1TNRS#@N]TA<*AW;@^F'-9-(*MJEX,/@R"N"
M<I'<X3_YZ5J4D*6+WW=^X@MA*(2SR,>IU9=%.2A$U@?<FKJF3J^[TJZAQYL.
M./(`LV#,$U4)/L=^N/"W-+AC6=WCY#:$$N`)G[8H`Y[\P`+O*HIE&#)YSM=[
M'"RP.("`&K+L"Y($:)*"*"FIPLM`05>8CZ1,@/0)IWU2$G<"&XXBH5PFA42D
MLZC?:$<#@T-9CA(&#F0V/0!@OM5X'<I;"MD0=PQ>_QFA/C4E5*C7Q63K_CD<
M[,NKCM"%\#Y$=G('U%GSYH?Y-<XU\`;9U>-Q>+,';Z;,=2*V9HX=PF3C?TY<
M[*7E;[H!EXZSF1!E9?[Z(3J#U4#,#AX.<_=MG![!@"(:<C)ANH8`\KC_$)&L
M>_&H?B9?U<\$.'(K4T(_GO,UD\N9$EX,AST>+$[,(QZ$-79+:K!JZI-PEKD-
MJ1LZ/+#R4,J$-/;!LYD8U.O6X\PU;GCE*=@7!Q4NI;1QE&GT\V(+J]<Z'#8W
M^9=R$CS-"?`+/?D=]<37"?@ZBGS$>GLG[R)IG>\BH%HW&'^A!]L3'&B[XD;E
M>4V?"S4V%YQ,1\6&F8,)S]#=%@,X?<$&1W3'%VV6A:Q>WH4_2ROL<_'/S@1Q
M%KB5\Z'EC1\R_C\7,?/T<Y;I$7/A1%;%JGHI\ZIRVAHM7Q/16Y2&$/V=@&.V
MG(*;]&+*33T*"1])K-D6X_!EL8,XR/<[^EXMB56=.!WNM$?M(^`N8QS@G+?R
MI"2FR]3T\:,6+2?.>ML9U7TM);HY];#1DL&\):Q3/,E5RR-&!XYZ]=F"PUZ_
M^'9>\>V\70RX!R[GQ6P+*4;Y?W'6Q6V]#;Q1!K\BJ.=R</``6%\.,D-3]\=U
MX^"WPP'I'_VJO<_TA[^WRZ(@FNDI;[4K]G'N(1NMY[:WR[+2GQM@RF3^`C#!
MBLD;GH<!#B8'X@']X+'!)+1.&.OV@'24"&4.;[=BZ??QF<4+/S&O[-Q-$'L_
M1X?ECL-"Z$6R;J3HYU#=9QL>Q9Y*?C%5+DM8UAR,+]HZESNVUY>L,9B(KRK9
M=&_S2-M0S<_\%%8Z86'YYP5+D@?ZG.6,%C-K3!W;L'FEBT#Z#8*%5?J*IE9Q
M6]`3&>\SBIE;:\D7/6O<BG8"!HTDFI2+9BXIYG<%',K8/()JZ\"5(8SGI1QY
M37O4A0Z)>@MKO*,MIP#'*'(2JYI7<++^^B")A<Z9%N)-K/%D40@A$XJF+-`A
MVC`N9X)SO<F=L9@KB_W(.][.TD5N"@I8L$S)5-/B:D9D<]*P!3]X*;T>H,J(
ML4^R;&IM6]H/A3$[<$)GS,X!%^590A,[:'"OVZ*46*[3G*;S#;?QBH99633N
MK)(H\#WQ'V>A]YEK2'Z\DC\O]VEPS__"Q-:9[=6D80;%AFU#B>[8"*IT!2PK
M*8L[TE7:91(03IV4Y%V]DN2$S")CF:&#FT'-5`OC#&FCT[DSOACVD]MEEAZ:
MPRY=A%/OB`5LFE@X5G?1!O2X;$5^>6#/*3GG'/[F1IXO(T:J*N5,F&_5)F5T
M;U.EZ<N-9@E<+_UD$43)+F:V`;N;('8PUF&Y-;-OUHF4O5R.!=I?5\O/ZWY:
M![07')SP;[I.78,2=LE<)9-&"NN:^[?B,&?LCBVB5>@[%0WT]5*K6FNG4DYX
M^D?CD,>IA*])Q9&"RM"4KJF=$'9\4+%8.X;*VL*&D3R60[6N$?ER+K9U:J)6
M3.M2P^DLZZY,2VB:&+FI*U:T:F:C[KR+5J[E'!Z2`;0`I%`F9<1IUZ3I#*$X
M&ZE,QCK,J(EAAYHN5H^UKCR./=`_5R..'7NLRIQS84=+.[5"CXYJ3F=U-W[(
M\F<]5W0!A='VIG%(20,K('4P=JR#T!RVRF4'DO=P+4K9<!69<(46NG0441G#
M-+2PQX.U!NJ^17S2HH7Z8*V;43W3\5V,4'TX'.^QKOTK-7-6X)4:'PH2''KE
MUA"DYTS649R>I"S>$/Y?012NY'_DJ>)W-"`TCN%QESP,$QE,`Q9Z+$YF<!(?
M[#S`*`%+X6)\^0IX1I*4AMY\W_03G+W%[#$*'J&O_.O!.#.R@R'(T]I?K,D\
MBN/H2:Q1%S0D<T8VU&-DMR5IQ/_Y[&]VF_Q9'14#T7!/MI$?IN+1G;\1R>\]
ML7'$.8I"`G<BDR7<6Y(G?\F6+?RESSP"_"=\#"X>-BO(>80N^2_B`9]'4Z$9
M\/[9BYY"\08:?N#?L/Z,#_?)FZ8+ZW[RIN>_IMP.CCF.2OU'=AUR?[^3!XRA
M]P/S5@=WK;2..5IV]NR'P-M`[B.6^LYR3HU4R`ESR`A6[HKJG9,@;3H[+A7$
MW>O>9M2QK=W7AIQV*=9[%;W&PM[*Z"FHX>S)-:@YDH"N0PX]6)*2.T`>]T]T
M2\Y6,9-0R1F\,:09:9Y1][:A2<M$RTK5]GA$10*Q-+2"K99ZYO#(S5VP,"Y+
MF&6ANQ2PJR!TA_:A&I-U)%;2PHZT'8QJ*J.K8=*:.P?/"G144BNJ:>CCA.=S
MU(]_ID'U/HKQB;62!E;<ZF"L=EK%FQ/1OF)8SAUGC\T46NS244-E\-+005RC
MLC_T5A+#CE]=K.JJI*L1;!C^G`MF6AJJ=_"MH9X3[O#D*9V,MX)K'=$V>!M8
MJ&VHY&U<].6MWT"]C]CR`7J<[L)SRX*LW:%N"PG4L]Q6MAI32U54Q34?VX,;
MATYKM1EH/J2M)=B#(T^^0-C`&:;(C262X*RC`$YD'3M\5%M8]YFCTKPF3)3`
MQ>VG^>ZBS-VP8N&BU^&B&5&T=`J&K->LLNPO]O,/*#B^86;UV=4/_"V^^82W
M`MF*!C]2<5GC>'K6RQ,]HMC+%%W6:W>$H!_).C8HN',QM2_#!PV="396&JRU
M?#%1W^DLM7Q#+/-NP]0^QG$47T1QS!9=]8$:O9T13:QP9,CXL?96GL5G_64E
M2:!`*B1<C$8VWUP9C"P^N%L:;AV3S(ACQR934=@KO:O!JJ\$X,U%F`9[<ITD
M.^95LV/<PQU5&N/D+1]024UBFHWZ3V?Y]XLU\W90\/3XN28DT%CPN5[ZP2YE
MW@,\HC%^^V]+'BOBV8OCV`IR2K"E4'_R.R."GG`-&47N$(`F<2V#P#@B@?S!
MNS(3U+R0AI=)@^4RV[)8;KHX@PUZVHP2)O0S&`R_D?FWY%.4LN0FHB$XN(8'
M>`\F1:?Z#H.-(NS%HS*:G-:,"&HS(N@)LVEZOIIY%+?0A=.208<A/<U*"Y#T
MLRG4Q^J0D";V(,LOU!B&G;WS_45`DZ3(?U=M??;L:U=%&&8PM.LU`XFJMO\$
M'2J9&H^,"'JY`5)<$@#>M9TA#49]OV=`:W',H;3/^3+:4+]V&FF1U,!B4&P\
M,Y3H#.U+]G,+P+@E"G3$,JA1V2;WL+:H"4^U=TD:;5A\D3WU3GYDFSF+=?%)
M6W>TD^I6=FIZG;4D15/RBVSL!G0PX"1OX4S$[U`J]>FX4J.FO.X1)CL^#UA_
MM-J$T@4U4,".EXU,->B3:"06J^,9A7T%12TN+GW8Q98+;J<"=>_9H\?6=M/0
M"I2M=C'YP:+<83@+/2'G,A;?^"&[3ME&>YFN30_YR%R'X9:30_T]+"!&!#4W
M(JDCO&/?&=!6=IW[`KJ:[O3.O^W-@3Y#82.`?F)JW>N^M=WKQCQ7Q!`47T@O
MLYR7<26A)[?KQ$_$901(-+7C$#B:^[Q]WM@/DY0&@2BW7JY8Y#FMPU!A`*L<
MZ_``[]Y>$$1/\%&OHEAFTKJ)DH0EMV'#-!.["PZ]QD`#*?T$4PO>.3ER!7><
M9'HY29'<AHU.*7'`*TTAFJH[XMZ#&[@?^,6M!TABM\@NB?DRIQTM9`GY`K-4
M?8&8@CLX9P"[4F.?_D:%>JH@Y_R?.PKY4:]#SQ>#=WL8TXU6O7&PD5`/`>DD
MZ<X=3D:-E.0<\#%3":;J9VA(*%A+(C!,[F:DD'[/A#3?9W]YBN)TS=<2B7N0
MIJ]AV1XFF%A5C_>P)9*Z#KFOWXBH<,=6-(8,KY>,4_A]Q\+%'K*0&:*3_@-,
M#4V&$(EJT50A2`J*I$)2)'MSP65,)Q;N&OR*6.)"+%Y%+#'0G/R![^A"X`UV
M`8V/WOYJB@/EW>_`!J["84.YCT&\(U]?BC329R+A=`+3D>D985Q(SFB)J_H.
M@YIUH)=X5'XR)T<R>M)W'N?#=,%/3BT<[A["7#@T$XYP&9EPP#.0!&@ZE`YA
M4%$T^TQ-H1":IU!U+&M"?T_3G5FAMYO!V-YOS/?Z/?5#6(Q?AT6=Z4KMZ<\L
M%J&"?XH>3X6&&AC_$=%P(E3Y[.:$SC,"`Y%7,-1K_D-98_VP7'UE0`>\.KY`
MN?L2YB4>:8I*%*5?>[7B0W%IR@TYL:.W"OT_F`?;=[[()(D.#4<W9,WW2\-:
M\2!0\HPK'UVQGVGLBUN#`%SENI]Y9Z&7_7SE/S-/_/:9^MY/4!@%''.9`GP0
MO#G.7!P!I6,)6GDL*HF2?-!L09\/*TPY;R-&SAK`V$0,?ISJW0%WZ*2PN2-\
MS(4LUL/9"6LF9)H)>2F$+!ML0<BRQA#L1@(B+`&AFX!Y*K$VH^I<B#T$?21D
M9V'WJ%[9!)N/Z9(Q`'R1#/2,HQ61`^N&,Y:5DOJ14=`U[S;D+.[BV`]7\,+8
M\AA\V$'Q@?LPHE.%JS(U[8S(081-5X8A^3APB%Z,)!('N!":<"4(+K*46E"1
M6IR]!2$T)4L0\J/(_QN%A,)OF10AX8`[)^JCV*PF3A_.8!%2>I_OSVD`ZX7[
M-6/I]W&TV_(I]L_NW447_4Q=7P#M.;%GY'Q/LNY$]"<Y`0?\RUC\UV\(PBZ(
M7ZF$%48IV>2^]\"+.`.A;`W!+(FXGA7T6)KS!3_DBN*HZG99'L#G6Z*0I!.V
M7K1.NS5)H9QK:[-YK*ME1X`,E3LOQ9%,WAG_E-J:R7Q1[C$:,+D.RDK+)A&W
M34@&),K@ANR)/$;!KK['AG`<;<WMPYJC-Q;(C=B8;7ESX71@6;PM/W?C]>7R
M7"47DB,GT69VW'[F;&3$/?S.)0NC#1<O;Z](W-F^>&WJC[KUULQ0O?)CT8KD
MS9P(ZW8\?.=,..Y2JNY=B':-F@Y5_Y/YJS5WMYE#_K2#)X.W2Y%]++G=I:+"
M>+8"6'0%93NB6"M_4]:/M3+O7^PP2PH0M24-4B&2)?]S8L'>E_&J2X$;ZS*1
M7SUY'SDA3[F,\GU+\8,[BW`K]5<NLFUT']G<L^R"M2F>>?^SDYDU3`/F4,-A
M+[G[BZNAP&(L<"!??]8<2.8VSM(T]N>[5,"_-)+)0N&D_^-R":_1\$KB32RL
MC%^.B[U<!`EL28EM*G>0P,#&I;5>'\:R)BTGF^O]A2BM(R=95?6'*,]YRKS/
M="^F&\?P4DILT>B"CP%&0JSTW%](*H\CJ3;ZF8=(_OE$D"89;5(E[@1X&45&
M]Z+,4[0M+P!%?&V>PQCZA)6^?"P%UP$R@]D1^F*FS2T.@F84Y)U$+TIQ]%SB
M9)3=1R5&0CA>[NAG*^_->!IQZWMQ;+L)Q+K]@#WPZG0"**E:PM3/<?-]`9L_
M/B^"G<>\*R[*BS(A?SWW?%ON]H[#[$%&Q;\,,I#PE)<7*T.0<@R2#T)@%%(9
M!CK5RTI@97Q'%F"D(<#EL0`;ZW)@)H:?PIC,KH8,:+\39GWI-^GS?3.!EF3R
MZJ)"(TX%&U".*^;:&7&+>>.DH'^Q@D%'8Q,8IUY1KM$M$]OA?:*;]HSUS6E]
MNNB@I:OJ9E#3+&8$>J'EE<?E#B]?E*:"JG-"Z6GG=&;W<;,-HCUC8K_P5FP7
MVJ6O;B>$'>-5+-;.9[*V1.Z?RM9HF=X'8^M@-]BY<-JI@UK!L$L!L4.9=EB^
M,4XG/=1X;H5&*X'I(DOC+8D;U])4(\I,=Q="(3/'PKB]<5J$>VO+?#$N3.8%
MF7BC(1L4&VX,);J1/-DLRXGD%)892V:?HY1QTC2`2KUP3R`10$CXK^3@A!Q>
MR_AA)LDLBVW[^1!9T&"Q"\1TG(-3@]KN%/L0!X:+5-5#D?K[?%])`\XG95*0
ML]<83E3_,!?,L1%6'OQ`*Y<*;J)PZD9E#TN%UZ_V8:?MTYG_X13LRF(VTL`&
M("V,=2JKBV4J!^8%/3:KE$XKU"HT;NID\:R2O=ZL#&1K?]S*TXT,:25O=ZH4
MI#$S![5EG(E674JF4=JY5<-Z/+HLJNGPT"9KZ8A`9[9IKD$)]2%F%Y.M-47)
MV5&)(;?VS@=FSJ&,7Z9,W95OMF&%G.[_C?\C@3O0?K*&/%Q,KFZ3M;]-Y,MU
MG[==9.56X:5W'.U6:RA%5:DN%4`-T"@F[)DOO)-L:S"KV@!7+OD*.H'$L3.R
MI!L_V,^@\3K:)6P=!1[A_\N[PK(1'&S,^,(=)I4RQ])^:3F![N>R.AY@NJ@N
M4'OI,;^/HT1[G=O8%RN:MS!2RV$`5Y')"GYM*K(V;07;/HPT1/%9QE=NG4X`
M$X?9V4:)#[M7#V-](_'W(DU1Y3KUX*S\P>)H#`[D+AWX\U:3$;NH=+&(=^"^
M\S0?PW\L%ON1=Y_2.'W9GTHR\C'T4-E`0_BJ@*-$]XIH,UVXO&1+%G-DD^=S
M23*_=;&F\4H4N\TSOEQGYPK7864]8KK5U'<X[%VI_N(Z5O"?0CB8$<<U(SF:
M/CM7+XK?#Y+?D*T@4=5+X1=]-V\@%Z"U\3>,_??8^#ARNI]8FG^@?."NQ8(N
M&93L=EKL':NHZ%3=".3=2*&WUTA^:2#F&G%XR`0$W(WN>Y4/1?\4')JGZ[/3
M4<X/+;`[W&OPPT<FDV<0NDPA62'S=@M135P4[RT:%S+($_4EY)5,(Y"N:4@6
M-%G#_LWO.RJVD"K-8"\(:`7^;^SUK%@K+*2SFHG?BS2`^;T+1](`ZCNZ]A2`
MVEZNAT/.*>81H?3[3?6%C;:F#4FC[E4;BZ$59^042$X"Z@TUUOUV`FD.S/U1
MXE*7-K=[,UG9[1[(I]4NBX4';K9A<V0&`_`V,:2,BYZ@O#&AN>N-0GDI#2B)
MK7>Q!5_TK7E&%*@_L<+A;O';>=?N/7\KU]HC2M1/0GDPNET>AR.^?BAF)KY+
ML<[00O7]1T$!_4,(IPU45HB*9<'MLKXR$">*9?R1!G$YF@<V7C>,*1\MT"V<
M[FZR$&6XZ/C_33SF*Y8Q)%0)YF7`]4-/'LPW1EX[^3FR'AG,@[<O5X9RWU-?
M03L(EF=!$#T!&U=1?"&N'-R(`I>F.^TFI+%WU<W$H'.7;48*`N+&AB1!)`TG
MUCW#\'[(979%)1B'2XT#RQ$YS8\`^>)CSE9^"&\OP!O*64U_J#D-JPQ27@[/
MY``G)9/I+?KYB(63UBOM8^RAG0Q,=U$0\#]!+E;=>U:6U''O55L(HW>D(K\`
M09)1=.EBMH/20+[C;6LL&C?`+2VE]WZ+UKAG\R2*YZS)^-OWI6SHH^[/VPE$
MZ]E%J?%7-8W/:3D!60<41,8>'8L]^UWZ8?A3518KE_NT'045HG%HTWR23X^[
M7][#[W5OFML[/3>!'UM$W(WLQT!].>F7`/E*,?1&.#.24WMQ4*]="ME/OG.O
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MG7:9/$OJ#NU.ZPE#;Z6:TR(EL1EY_Q9*GO_E`P&*!$@23M,)D#&8.-Z?DA/R
M]5OB\5;.((U^FF^Z7:VO]CV0"%]_+,#;K]CM<C##;G>4`PR'BET&$5?#NC<C
M"F\Z&@%-@Q\`-_"`[P8FEE75+Y!7?@CW,;-17CN$A4;AO?).H>2Z?!PH,]R5
M;X2*UX'\/Q+Y&#$7W!:4Q>.@:KY+R2;B;<3/[SX<_NP8RAK.5W7#K\$<E6.X
M[&L^S6]'PV5UZD[CLB9A],!E7PM<]NV+Q64ZXO@:_.^'EXC+6C6_/RYK4_LI
M<9F.80_H6E$L?4!WK:/KEKCL:X'+L-W`Q+*J^H4_$R[3X;T_+ON@QF5_^9/A
MLDY7/.H'=!*7??Q]1X.'Z/N8T93%#_RK?W@[%DKK&LMIS-8MJ!X(3A`'$)>1
M+ZSSA2(Z<V'=\KF\3'RG:4']T9Z>^4R)_<R=QX#.W`%O,F"X,+<82Y0H7<U#
MZ6H>7'`UJ)*L^IX_$X8TEX0MHF1Y_(IBLCH*87\J!&GH["?\F$ZBRS%0Y(M`
MBX.@PI>'^]K9%C5*7A:P&QS`X0&U;&3Q$<9%90<CO2P(=B2D@?!6;L2DT0)>
M$*[J$(\L0O0G0D\=_+9"I;A!";A4.A!4L0/'_QONGLVS!$#)FC'^@WN5PP;Q
M02/@I`8'-&$I7JXA1F6URPY8<*8ZY9J.PV\NE;FVG2P:T*@IA!)%'&O#Q(IK
M]P2JVA7[J=,A&RT:XF1YZ!X31W^;U*`\>B6@:YHSG<+_Z(?^9K<Q>U)TV`G+
M8Q]/_5A;LM_=>@6D.6EG''>C?BB==Y-R3*C/]%FISTH#/NR,[<2/6:FIBOS=
MK<<VAI-WSH<WZH^6%V]2GAY[&]>AG_HT>&#Q)LDA?S6?<Y>OUB."DJ1?@[5Z
M@@31A8@^Y;[#05)^_.SZ/1A+>9^6.B,.9'VW8$R\*/-3MJF^)O.[N74D1[NN
M^;6G8->TO4$K@?R3^:MURKPSKKITQ?(T[W<T-3N$-J/L0#9*?2'H5/?(*9",
M1%G>`X@X$6<'X;W@DV9\LN62+:!L=EE0(1Z#X[XY*>U9OF/+@+,H'[8N:+#8
M!6(24+PIJZ97WW+,?\G%="`<\I1+<;X_2FK9X-Y$(RXW."'F__3#)(UWLG)?
M*G=!4W_CVAZGE:/130)IYF4&=9?EIJH6FE(2<*3<T0%+&KYN1LH>^`#*D)_/
M!P<.6;V8(*(A7,&@JU4LTKN2;>R'"W_+<4=IFJ+5-HK3913XD0,0RY#U1G@%
MWN?P$`;^4I5+5MM.E$4ZDH$CP$O'2DWJWM1,M(<'R=S2#9?;0_0S9$6X@P]L
M!*W::*""J';&:M4JLA`(3>'VG&A,1&MW<)$^.X<>)(_O3VL^?$*#2NH+NDNC
M333W`Y?`D#Z?>DFX!2:*PC2FW%^(:I9U;Z*0D?BYD%-^@@MX1A1NX7)9T\0U
M;--AT]TH1FW0_6ZW9)F0LAPD%S%W^+%/LYVFSZ(2CA9RT22%@F&TV52DJ\MZ
MDKPKR?=&/X]3$LD8V%@SF3.RR#F#1-GE>@*`SIQ)0SU*$.8`IK'F6N6NPAUL
ML`K`!S=JYVP)[[2>UOYBG57;+82328)P8MP_)+['5Q,>.+:ZM!Q!/V8VWXZ#
MC`R^AX_Z%(7M0\F#H%8WU>Z3]:FBHB83YAN2^A&E`\L.+W$<V#@\YSQU^;*P
M,>&A0[BKCQ`,7!M=POL!,\\&LG/%O0UAX-HPS-1G]'!ZEXRW^7W'/]O1.`:(
MK(L&"A3K9NQ8F\L>=1?F"O8RY^I"Z:"\DF=WH)8YDR,[HKJ4,@)/?A"`&)_X
M!%,6\D&6CH`O3;MN1UUZ1CW=99@;/V2W2YEU_HHN?$BU_P"?S?1B3#LA[$LR
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M67$271`A.17GXIX%VSEWE8MU+RA&ZBJX=O34U.[IS/F2S=/KXH[Q.4W\Y'X;
M,^K=AC_3V!>I`VC*3DU#K#9=[&AK((#ZV<8\)67?&1&]B>Q.HI#D!-QY%3`4
MUY5KZ7/!=%(P_9@SW?0P`#TLF^J[5H0V5'8LZ[YDR2+VMW!D=+NL3DS,6#=8
M&]'$"M:&C'=:=H4"Q*X#PY9F[T2P'H+MBFE[AUP?6+:T>V>BMHVF*Z.VA9KW
MN#'0A!&JCUL^![OD;+L-_(6H*T?CE?[VJ?T`J)>G+$6BC;L/GNP1H$9*<D32
M<R)F#RF-JR"*8HC2-]?GMW>NO=T;B,F'=>M#1?+JQI]'\6NRA>\M[J.7WWPC
M"&9_EG?36>CE%]=C!B]A8'VV%8?UCMV8ZN-!NB]/]7`?N%L3U4F>I?*:Q<>P
M\PJ6#4F7-B;:V;;TCV=I=EV+<#).8)U^;%^KGB\[M??0H<'&6P]J]<6UUCL&
M)VS<QPZZE:B@ZI+-*IG7W!.'!,D9E9>TH6C$^IG<2J2/U`]$W-Z%GDBCSH[V
M%ITVZVY5-[;L3CV?,.DY]6/QU"VYY`[FD0(22\YEWH1[2)MP`V-S?'B^+QM<
M9"\+'_CLSO<_,(^#B!5?>?FK4+2UNIDXXDRPMRY'%7)MY<`'DX]Y$U(9#C8]
M938,,2+)AYQ!\HJR'<F')3"NDQ<J_W321-]K'=\):.W.CNX!IMS/S>=7;DW=
M^<EO)E=*E33P]FN5C-4W*@M3*-N[=-ET$'Z@@VLW4'4TL&-?M5/],.RI:N]V
MMU.5M+"A0@>C"GTL0HV3-U8'X$N&4%>OL.IHJ.899:=Z3F=WU3V(^R>Z-;O6
MVM(;*W:U,M.ZYR1VU*"I6U=<>S#B3'Q2:Y8R,BG5"B,F)05RO;&]Z:HFYDY4
M:F:UW7WSE5*YA'+WINL4##H4HA0*:QBCVK6UU[/\.OF[*`BNHOB)QKK/\M4T
MD)[E=S&F4+0#/8->).N&&Y1>%&,VS_%-.3LC,?"PE`W@/3T5);1"V/RE^1T=
M2C)3)F"],ETM6_FA.!$0O\O3:TA54#G@IIB'VN96I@KG!F9J&M03MOAR%3V^
M\441+0CI[[-_@[=Y7PGF\J^5:7R*X`O10!Y>Z(;Q+C)8`;R;O7:[G)&\,9&M
M![=&#N,,XW4??DB8LT/'8<<&@)@S].F0BP1NP)QM8S\@IX-S)'W-?4KC]$_'
MU<?00^#I'SN.#]^_=08;:OH_)2K4<WY]LO5ZG@\4D]OE(>G;Y?%:4*^:BA%!
M%*1HR'(-@^3=X<;0D1N'/]4W!APHNM*3YT_LJ<AYZT*IE<$^(8=]1Z$+_G1X
M77()$%KF[UTS;P6YK4I\[>UBY.N0/4VP$T9:&'0/?_0C3;E$4Y\E#>0KB/92
MR-TB;:;5`*B7P"U%4G^%F)-I\5+50W@BB3F767-(63`/T:=-^;E?FD<;V'AU
M<%9?US#EL=$B9C1AETS^[W58+.YOEW!'@WFP57@=5CDHFH@&30]96PX2!A@+
M[TAJ$$'5SWTD.?(J)_R:.]/J/AOWKI*\V*R&'P^=;:6I:.?(N=<HTI)&XB_(
M8BW*$D-M^]+YU!Q3`N>!=!4SD7#3G9=U0QI=Q_G;8!;7KZB"^&KW+$UE[M.$
M3RS8>7ST8N2/SUL6)F8E\XP(HX(N0Q&TZGVE/\D)'+B$C(8[$&LHSI.B/_'\
MY9)W"Z'4(]2WS,3@AZ7YLY'$8(_#>LKAK%A-;GM)I(;`[$7R08HD%`6_S';H
MW-,,7"!JXR&[`:B%>^SCY6/V0)_Y`-&&W41)<L<6T2KT_Y"#P5^U-OPTR."4
MS-%AKZ:C,2.\%Y$-"/0C94?IN.$7_!T]6_9.4LY>`'S%)5_"WD;A2Q31&YFK
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M`[:<B!-A9Q#>?S[(.AF/Q9_]9GE?!O,O6J37/#P7C%D`6];YA?U5'.VV]=/#
MRBT&Q^XM6#F`[OUB&^L?THU=^<^P35-)@4=]TR=$2E+(+XDZV-3P4*+K<9I-
MWGO:^_X#\B@9$N:V'8./'L^C'..DSWLH0U9R;5L*EEZBZ[3V$)W[RT:>9KKE
MSB=1//;PGEGEBMD/+-`&@B8DL7<2]-BN73\O*NT>>M+JA57HZ@3@&XI5YVY&
M]58^DST)?65&.1=B\>9VF2<1,=^G..J/OUE18TBU'0:-1=[-K+ECVQ:=O%S7
M+6O;>,_=@=V+9DW3W,)H5+-!%@#J6@`/3Y'E+D8W74?V,'0$H%@?5&MIW#;6
MTB"<AA/Q;!#&#VIHR#<(D4Q7>UA0(\LS?Q#[G-SFL!'#@\B@+^Z[+9BI%"H0
M?4:2W6)-:))5,,AH_'1/'N#2\"[>RQXT],0/&_FN85]F\3^8PRYA7DDRY1Z`
M=^$^8YT`Y<1_SO]+C.;LSHJV2S+95]'U1].!D(]Y40=Y.>:!/F>;/)4D&&?I
M%>/J0H-[KN,[/I']06-=O#+$4%C09A@Q'5MP036_(`AW!?,]YPKE&;Q'SXB3
M@OIQIQD\KUNPZ=,E3"BQC&6XUN94E8$!S4@)QH:S(83$Y6=)PM+D+/1NN-^#
M].H^2WX4$89YMR%G8A?#2SC>X%,4QOE_2M?8*T]Y[X&Q]SF&%&%[WFR241);
M`E#V(.LN(G^5GI/7^EZ(C-"W5@8W1[.,X0/9(H+[.M]7OOU5S'[?<="[-[FZ
MJ$,*"^'HL5E[%EXV)45;ERXUCL\6&N8P4$PEIM#72@2C:YJ1W55('9+.Q'DE
MV^W1:49:--?%FY-3,^M.Y.U6:K.8VJG1N(:;%%'=+"FY%BWT>*EF5%-]#Z"D
M4QG,+?DLN6DLY8P?-#7T4R]J=BLG"E8MLSCX+.826^]OV",7?#-<U?-;:JK.
M!,\NYE4V671``K'X'+H3)K64V"Q2ZF@P<K"L3[`5[^I[N%:B3H5/!>OZ<;2:
M#ZE4=20`[#+O;L7@+K4W#\8=.H]@YM?A=I<FPM^<MD)A/=_80,J9^-O(IDJ)
M98<9$5W(*1H`'I"]C!5W@VN[+II%U%9%Q+6O=Y9+S082Z"&RD2U]>WKGZ()2
MBZV,!?=B5[NNZ46J5D7#M9OWP\6E]P['I?<6=O3^Y<2E=O8R5EY$7'H_4%QZ
MCV1?'Y/4W]"4W2Z+617_N/2311`!5C4+5$8TT6Y+F3%>NQ:5=8>KK%5SK*QN
M2BIN!;>>G)<<.A/P;)18?87)7(-?UEVE&]O*DL,.[DS8'4B4JD`MAQ!W<"J#
MY)LC'KD-53=UY`5Y9RM>NB3(J*<@W<$90QKX9#>@CJT;I[QT-:E)P<%96C"H
MBV6,:+I0BEJ#<75=Y\J3G0H%;G8I:0_]*$!F*+:;7IN2$Q)DA/9&S`X\Z6X!
M-J>X'HQ9Q`($YH+2+O2M:<K8OBMSPTJWI0PENF2Q@9@^^]K.2W:6SU+0_-;8
M3+=8,P4:SN$:0QW70BQF"HYRR^6<\F^W8/=KQM+O(1<)1TIM;T6Z+M&VTT(_
M`5`SJ@+TYWN2=26B+\D[8[WA&(O1N2FC^$<(&NJK>W&[2W<QC+-A2E=^R/_F
MRZ=IPJ->4/$:=H!-$]OQL,/S``)3.H!&HYB1@C(I2).<]@O8"WDAPD+'!4.9
MH^$UNUZV.&':K"AEB<QH",ZR81]:%T=H4,)"$5I,-E1$9PDI>[6<OCB!'JP8
ME.J89S^%?NY<4M=72R4^T-;)Z0P.3#VY75[$S/-3/7-3NK=.>MC178/AVA$]
M=(&S3]G)$<L;@TO((+,0?9R+F[J*JA47-;6T1RJM(KA>ATD:BW1$"3?__%BA
MLEK76AU;T43)KFO.>',@`&Q7(4$XC?+4ZV![WHF%LV.\X^1TM53Z]N2N=AH_
MB=D:KX^MZ:-FQ+,32'^U=FV]^Z<5AGVRO&&D(7CSX4>._+-2B619B"CS08>U
M8RE)P=R_)`]KWKYL0V.9[0Z287LRF,-Z8AO%:59T8!G%&\$IG!I$?`1(G?WD
MIVOBB:<H9".N.27$8WP.<K0(<%%,-C3<$_K,D6"6:EO.P1F@U-=_=:?-LW=>
MTZUG+J+-)@KOTVCQVZ7_Z'LL])+/++Y?<]VXH,E:IX*!$2VL301-1H_-378C
MHM^,%#U%JCHB.L\(=,>N8M"3S;(Z=][+B8T12V[RMJ*0`;BD!7RA5_P?7A0$
ME+NK+?]Z"5!YC8X$;2Q1N6MB8(83Y@HO9D+W$`<NQ9'L@G\,YEW2_8^04?4L
M]/Z;4>.G&R:DL7=3S,30IM<)R;ISCR0O-D@*T_J?,1D=E:M>U1('^H#;_`-Z
M,I=Q,ZOHNT@69JM78M'89J=W596I/43GHBQ*MZ=J3E^O3Q&M]($)T[I^B0/_
M.7I]IV$X'*U0E55MAV$^UJ$/DA^KJ?037MD'8TM4%X(P-4-<>'2[A+3(\1CP
MJ(VTB_"H70RZ;HBO:B0)Q_&1/J>RG>#.>71D\_T./1.4R&C\?D["HPZSM89'
M:IOM4\4F&^S23]+8G^]@N^^??KI>1X$G;N$]9VGYZ4KOW,V(($Y)2S.66_<7
MJOU)A8`H:5"2P#]IZ\EPE34H79#9)VRCC,6B1;G(?CP^K/V$L$#>C2NVUA.Q
M=5WR"<[HJ44:\[UHS!OZZ=Z5LI$6QJTH'FENV1->S8F2!&I[\8FP<.$SNYH+
M+52PD5$K<[7S(=Z0'+1T-I&_^H/I74Q1?:T>,?$L?S"CDQV_H0=*5#N>=&V3
M/_]]K-2@YCZ[:\IWI1^N'D96BO@63YOXZC5]8BR4#IO&\&C/$2?<J$WM7K9)
ME8;09;.T\XU]4>]6U!E1:/A8^3+MS_^[I_\2M5U?=[3/S9N5KH\%Q#$7LS2I
MG+9>UJ*N[CA^7L5.S23*QJ1B'B[D'.K'3&$*+H0Q$R9:K)PO+&@3>Z[$L$X;
M4@2T+@-"7"3<V+[;4U!R;K%PH[I0UK!@N''X05CW%[1;.1Q_/BR=W']B3Q<!
M]3?)E1\P3Q9^USUIU"&%=<2HQV:'>NYGA'<DLB<17?E?1&<GCN;LF)0_0`A8
M0CL2T*=DYZ?N/.@R4%'E$9R^?DZ8Y9+&(9]/<4<*$E4MSF"3*]AQV'TV3PYJ
MS5=,T)2"IN55=,QRCB:V6TM>F0U5O>$HAA/ITK(!R2_YD&80<AK6C@RWE</B
M%N!W&(9F*8#<OFR4+_^_7JNIHU>9W\?<IN7]T6MQYYQ/YF)-MRF+3]^?T_"W
M>+=-SQ8+:-`$LOK3-#>KP?CH8VC'+Y2)F`')KN(6<R#9),CI>Y)/@^3SL#6^
M205PO)Y2+(A60@2TN(T<"AF53YRS9PT@ED4IEGDN%IK-KK9F<E(N![<'-)YW
MSS+Q<+\B3/I%,-GAB_\L;&ZCQ(?D4@^J;RH-/,_1<;M+DY3'5#Z%%\'B'RR.
MVC@KWP_(;[>L?U:P93#0>`?6ZV>IN5X$YQPG^)%WG](X_7-^6LG@Q[`U0Z0V
M>U,`I\%$DT.I82#(R.#JX_/PX$J#YN#@2I^/\<!5,0<,<#6L`(8$5^P9$UP-
M*Q<EN'J(4AJ\"#9LX%-83^_I)&].8J:!M1`4K>_'<R"FZDM%,Z;J1AXIBAM.
M^>_\W_Q_YC1A_(?_!U!+`P04````"``C3`M%E?N%Z`\I``!F$P,`%0`<`&YI
M8VLM,C`Q-#`V,S!?<')E+GAM;%54"0`#$L;H4Q+&Z%-U>`L``00E#@``!#D!
M``#M75MSX[B5?M^J_0_>SNOV1>Z>2?=4)BE?.ZYUVX[MF4F>5#`)24Q3I`8D
M;2N_?@'>1$FXD01U2`PK59EN-0#B7`"<RX>#O_SM=>D?/6,2>6'P\YO)NP]O
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MPX\?/[#>?RID<Q*X%T'LQ>NK8!:293KG-T=LW%_NK[8F3\=8A#Z*9EY`^>(A
M_YT3+M^SEN^E@[UO-]&S,(A"GRI%C-U3Y#.1/"PPCJ/:LQ2/U-44[Q"A7%G@
MV'.0;W#".^,:G/Y#3/^?B3*ZG5W1M;W$OP0HH:L5NZVF+QNWH^F?H6AQZ8<O
MD7D*.$.W).(411X=^([@B'ZBV2KDC=%R6O?X&0<)[>R$\\!K-"O.$"TG=8%(
M0(^<Z`Z3AP5=";6GM#=`RPE=II]@)&+O&3WYN/Y2YPS1<E+77H##F4,PU<_:
MT]GJW'(B5T&,J4K&]W3]/+R@U<F<X&PAU9Z69*C6DV1[TB-Z;2"[:M^VFH0\
M\BOR$WSN18X?1@EIHDN\0=INLG3'._>>/1<'#;;1:N?VNWU,URZU.[T&K-GN
MW7IS=*CJ^>NK*$JP>^(X89*.3D^*P$7$K3\]]8B&M\['9KN58!CCVVC#Z0D'
MZFPG:SA1Y8`=;"=->2H>RKB-<8YCY/F/^#5.FIC-R@$-+R)F=SG4]3GW_(2:
M@KO_G'V\_2+3_(QAXEK*0C&<\1UC_Q=FPWM1?#L[2>)P&3YY/LX;73$/W_?9
M>F/G`D%.'*7\)=B)KT,41$U%=ZAY&6??0[)<(K*^G;'%0XGRO=2-H![/`M%C
M,[H*3GSJ][!>ER$Y2^W#ZS"*<'0;E'/-9S<QP#:S\S'#+K*9'MF:%368LUG1
M=L6L9B')K&@_G548N*D4?29%-YO7<5,^F9^(<7TZ8=^*F"93D:6?_P==]UZ\
M/EUG?WT)2;R@SD942.FC`:UI\E7CI%="8/=X3HTWN@V>8SK([PDU/]?LR(]^
M\^+%/8Y65!"/H7RM?S+`%^-3,LZTEJ>-<L".)VQBR]L=L>,I-]Y])",:B%P4
M"[>E0DB&ZLP7*,^L$R>F3B\+AM^$;,TA_V3)'+HT!"KJW=3DZ'H^W;.KR)BP
MS::<V%?D!5%VHE\%6:"EL7G1Q1RZ9\NOB'ALE:6[<[;HL$NG=^F]8C?]\0YY
M[B^!2RUL.L)Y4Z.BPZETQJ26NX/VP.:"BZUG+!JI@T@!,Z/2H_^:2IW:EK&7
M2CTD+I5Z7/:XI<:$DQ!"C8DT`]'8:3(_A0Z84BZ&RX("YJZ1-/T9T7WU&T:L
M775VS?TAP]_O@!UM#3;UD`8#URTG*QG*9%"[[2PE8]6:)@^5X!.2?26@_D.,
M789)^,(P"9,?4T+RGZ_1$_;Y,Z\"'+YLC95U>O_7HT/,\`X3+W0O@F93W>E]
MT#D_Q(C$+69=Z7^@>3^&,?(;S;C2\T!SO<'->%OV.Q1/,8EP,YYN>AJ<:[P_
MS]J,W'"0[E*K"HJ!>G'?MR9(]S.Z!S-`1_8K&\`(5BG%E87.UL=\YA.$1+6'
MLU^FLL%/GJ(TF%(,Y#-JT^&GVGVG'[(]7&N..3]27D?8>3</G]^[V'O/ILW^
MD,[_[8=)#BC[$_UIFGWY'L\]]L$@OD%+S)FPJ.DT-S*JTCLAVW-%Q"E&I'_<
M$]TV`BYO\7Z5(I[>.@O/+Z4^(^&R/O^*N81*2HZ8F4E^?D/[)!&=9+C*O.:#
MB.`,L]`;->Y<_/I_>"V5P4[;Z?%PA;!/2B&%R8'%\$@0BX\^K)=/H2]@_U:;
MZ<<ALGV7A(+=QP=F]QEUWR@!E]0/0/Z_,"+4NCJGYY6`\Z+FTT]#%(*$FD(>
M'T%VH4O/Q^2,SF0>$OD>M-5R^L,0I<`GI!#`)YAC(%PNP^`A#IWO:?X\NDUB
MADMG:U9^)D@Z3G\<KG@4=!72^N'`TBK(>J3#"N12;3+]\Q`EL$-!P>L?@7A=
M>N&2<X+;=OIYR-S?):40PY\/+(83.AF73>C21Z*]:*O-],L0V;Y+0L'NST!:
MOS$2+NDOD4+O=UI/)Q^&*`,)-84XOH"*(UN3^@*IM)].!NDS2^G9^&Q\J;S?
MC>[LTF\TXB.^]]5(0V8H>DJ9G41OYPBM,C7!?AP5O^SJ2_[SM+Q"5,G>W(61
MIX@.U>G>.$#4G*H\1Z>>_W9#H%!136;N:+Z0%&&LZ(C2-\/4O<MR!9+YIY-_
MQN0IW,1G#RM)EN"2R(_],U!L2<QWOGSRJ8IC1T,2RTU8PBT8^N(&RQ;9?F.@
MN%1=D7$G+HY&#4F`&0MN9^=>M`HCY'\E8;*Z"AP_21&8]`1-<[8)=F]7F.27
M/Q7;:*W1@*)B=56@&67B"-F0=.2.X!7RW(O7%0XB3.VQVWB!2<81B3+(N@%%
MX>I*74&".*(S)/&6P*W-#B>1*J<U4,RNKC#Y,Q?'4(<DPSL2TFTG7M]1%R+U
MF'Y/O!4S(>4GLJP;4!RP_A*5DB`.!`Y)O.?4AWVF$GC&%43=5?!W[,Y+(.(&
M5"<1>+V!@(*1=56@-E'BL.2PE"*;*=W1,B+E:YW7'"CL65_`W*F+PYU#$J/2
MCLK-#:#P:#-#61[^K"F>N`JU.ZQP*MAN>K:DJ;U%Z%.R(G;.Q&N-T)+N$%#!
M5C-1ISI4VA'ZN*[<WY**?]-L.H$-4=42DDC.V^18$5P\)VC&*I>M%;[/5KOI
M!#9X94"8>_38L3+SXC0%8>R^G..0!%=OZN2P)OIO-V'@9'^1G<$-AYQ.8,-;
M!I2D#>EVQ$BE_D65P^U=,/YHTPELN,S$5M.,:CL"J/F"V2KD)MMJ=AI/)[`!
M-C.;"(<H.V)OA7>:UW;2<,'SEM,);(C-R++>H\B.H'B%-WJ^W70"&RPS8MMO
M46,L=+KCO[/_'1;:LLN+,F]W%Y)43'%,O*<D9O;-8\A,&%9<)O3I5.;%17PM
M$(S)#TV/80,^!A3*/$/L"/G=%5--&925"9!BY_4Z3H^A(TC&Q2U,RRK88$58
MHG*?H(:.2'I-CV'C3P=3$`4/[`ASW+,""L&FVB:UL9-EXC,H*37+/$<:EE1W
MGA[#QK<.IBQZK+`CE+'/U%KVS/08-IQU,)W@DVXL&M'CC%:+3-;T>/!A*AT2
M.\MK]N3JP<X++N-%!.,6_TU(>:R*$XNZ#/IR@H0H*TSV;?JR6\`G2;P(B?>?
MS3)52GNW(_#5!I,RYY!FASG.(S-[+*.FV+-.P%<CS(N\),L.2[KB8FIMY]SV
MP)<?V@E91)$=.;N]8@Y:V[BD%_"5!V.RYM!E1QYOCT;E[BWH`7P?PK"D2YKL
M2.S5K%JCTPWXIH1A>6\39BX)6*WM".KLRM[[!+EZ54Y(P[\5]`!P:<MH6N!>
M8IS-*WV"@_$Z66)2>2MH\XY0]`T1+RBOTOV*%Y[C2W/L1K\#[#R+I2=8G::)
MM\+)SF_8!O/\7J9.@0=A'V#7NK9&R`BQPY&FROL=5RB42'6W*;#3+)4-7YP<
M"JQ8H_2K(:$;T#U.$VEJ4?([`#O(#00JI,..Q7E'PAF.HG3B]$22W__?;@KL
M`#>0)8<".X)77W%`F>$S++^[](*TMC3#9JN7J:(GL.O;0,9J@NR(9U%=?O:8
M*E^&A%F0UQAM*EID+TC)U[*J-[`7W&QY:Q`%'=P2E?//7WMY1*_B52MH"7RO
MOX:HQ`38$8TZQW2R3O8TZDT8K$CH)HZBR)*P#_!M_@8K4$:*'94["@=>?;+N
MM(2^[]]`FAP*[*BT09UTPLZ&<YS]]RK8/.^V]3YE^3.[UY8BSLJ[;A.IZ`V,
M#UT_H)'"&**[_;4`_GM?P'&M.O$LZ-H"#<3/I<&&JB%%G#:*+BF?LE?O$DIG
M61HP.F6/GN/*=<B+5\JLD#U[C<CZ*L;+B(]=5:8&.ODJ=*V#!G'S3GEA+`H`
MKJ0;F_J4.L(SZ9T!00_H&@<-E8-+AQV^_@V.-PM`(M"M=M!%!FJ+<6_VQCQU
MP%597$*YPR1-QVNDMD1=H,L&U!:HC!`[W/U="MF+T$X-T:;MH<L&2,6D)]F2
M#E.YKEUT":!,SST_B:6P,4$/Z`H"!N1:H<18N@M0M!5L5!&#W)"*'9_^1Q,>
M*.P^G<`&[6IOTKI$=1B^ZP=TC+WC<.F'+Q$8>JP"_"LG4^^*U%XW`!P9->/8
M--)D#!71Z?J7B!4**H,#)TY,]2RM,L9QXS3H-?.!_ER[X@E-;"*;(=T*3$HS
MMP@VK&9.@CI.E"7U/$_<?R=1G.[3C^$]=D*ZI:?/MFQ(?0PUV:KS>%0'GP-&
MLG6M=AVQS`Z,E=FD,/#[.AT)NFX^^9,=.]M7Y`6,9[?!`_+Q[6SK]8ORZ0L9
M?DMK`.CG>0ZJ--HL:;^[]"'+V#T0#/@YH(,JCQX_[$"-;CA+B3U9LH([_U&^
M""?J`_V\T$&U1,8%.U).12'8^EE%14_H-X@.;+^H>`&-1C44N<J3`-@]"Y>,
M0M4VPN\`_7S1075#R`([4F,#P=@!/\)T4(TSQK+VN8`^&,[[["BY>H967HQ\
MO?O;FH-`XSFA=4W&%UMAQ7?9>[.%&5#WQ=UF`T(C1VN*7E=_=$EO'1?JY]ZD
M\VQ/+572&;`'.-$N5$F7=#O"SUSZ=UYO4;^55F.4'@!(.](:,;UV1(3VB=9_
M#$?9MP>`U"[4@D.E'2&@=CG#S@`<T##8`V3P6W+'AML,`BY<!<_41^T0153S
M`]#87:,PH@:T0UM(@LOT=PEQ%GGBAGAS+TAG7M33PXPJ1@%ODZK5'QKB:U"0
MVYI2FPM6>%V4CP[&;GK'[(YX@>.MD']/W<YUAA$-TE)ME!UI5C#Z._;=RY!D
MW%;DZ=L.#8TK[DS33#*HI[M183-2%R*-4N1SO\<1XKI<ZD[0;\EUN^\H26]O
MX/1BM\E5^S$\<7Y//(*W@"I4TW7P/_J#0+\FU_T.4HL5[7VT7NA09=?DH)UT
ME4A_%.@GYPYZ#FGPPH[\?3NN=N9E03]9U[FRM6>/,;!`_WS]O/AY=[Y^S0_`
M/Y9GT-=O0+L=(>[J_EYQ+V;77H#9+4!*A!3>IM4?^N4\@T)7GY)2+@"C]!4>
M626*3]`LEJ3!=+I-CWL9F6XO=5WB+0'4E]I<7HC6<,`JK:?'L$'A[E<_GV9+
MW/*J`\"NQ=^F5$07KY@X7J1X_DW1=WK<RX!Q-P>#D`-VY$<O7AT<18_H-4=S
MIR1S0;T<]DJ4J-6XT^->QHG-*5AK[ECML6ORN3-?:?JQEX%I<^K7GCTV>.PI
M"S#Q0G?7*I1HEKC3].,0BW'(Z;'A;7E&H4*@TX^]><JXINC8S(V=!:M4#^AD
M2-QC4?7F">+:HC(8Z,Q$=1%4W8O#5J!BU?(BEE?8C'_H4E.W9(Z"_,[JIB`6
MTX?`K<ZK\@3EIE:6SO-L)L8'*%Z5BR8'B'O2)T3WV@*7E#+%<\%"Y)';773O
ML"LRQ^ZR6U'SP(-8D#LHXG,O<OPP2K0*QBK[`BPDX9P>J9Q.Z8>_-R&H[`R\
MU'0X+EA&6K39LJYVZXD>>E69K+Y\^#6T.Q6=I2/L`[QB)&P5!7HDE-BR/G(D
M+3UWL/?,LBC1H5=(Y=,:BX/3&F!=E,&6RG1TUH:T'_#ZX'-6L#14A-BR/%@V
M.9PY64K^T`_>TF\7B>Q+Y+!;H6N-%2+K5FNI"#+7G/$]N?;K=`-6?@73>-EH
M-4&V+()J88Z'%[0ZF1.<^6R']U$(W6S88ZJ5@B#4N<RKA&Q"WS6]E\:C@O@U
MM6>KY_$T'Q;<%VHC/Z&7U(H?]JS]\J[YH1=[^>E:BUG2"V"Q<F:CLQAEW8`7
MFYR_@L6DH,>6Q5)6K=J0>?!5PYN#QK*1=8-PL#C3T7*P9/V`5XZ"Q2)/2T&1
M+6N'9=D*+-_!S<H"0ZAC+.ZV->%358E7NU+\UM!&&(<O/+=).'EK%#E%W<PQ
M_?GPNS][2\F+"UMU:RJUK*A:XP"<#]=XCOQO*&9/>>U.4.><T.H/O*+JRD!P
M@.B2:LOZ8Q')(/;75U&48'>3+'Z(4>`BXAY\36ZF<+9`E/-,"A>$A.0LI$QU
M=*^0U1D&8$7J3$]G9=8:!WB%UA2)8('6I=B6A;J77@-)/PT[0?O@++";L#OB
MW`=1J2;E#VBFS-59?PU''%QRMSF=MJR__=0OS`H<8@)XHSU%)=>;,,9142&(
MDQY]5%0W;3CBD)+&S4DTM>1\$&0TAS"&\Z,DN9OJ4:?K,[I,HQ(:66U]\NK)
M+LP8&1_X5<H6NJ&-4&C$E#^`ZHEY<!XND2=[1<7(^,`O4QK3E!:*J,&B82OB
M61+%X1*3LF3C-[Q\PD2B6H(>P*]/&I,F7UG$1%OQV"2[%)`L<?JNG5H!]AH#
M/R+9M>QY]$(7E#0:',K.=%9!DQWK&\Y0MP9?Q7@I,W)TAP!^*]*X'5.#;F.Z
M`G-$-&!=K7A&[5&A'Y2L(7EC#E>%=BM.G!/?#U]8F.,R)!E6,WM"]3;@4!]I
M1\G:#`O]_F1KM6I)O!U'&H?4C!?_2!!##U\%KI=^7%^IF@X)_6AE:X5J03AT
M24`!H&.S\UX%LY`L4YG<XSDB+B7S'-,1?D]PX*P9IEJM(:W'!']FLK&.&"&]
MPW)/?8'BP\3NAPW(5RY>JJZIFIPL4^W=?J.4\;_VTJT[(C2JRR2TOCTKK#!)
M-QS@<O<K\@)F3UT%E7(E9;V$.TS2#9!:7_6\'T/?`DX3='+5HPLF01NYRJWM
MA`Z,YOA71+PTD,4.SNQ`QBY[CC+[YTOO%;OIO]TAS_V%'EN$<^S4V/\Z^2QP
M`J'+3;(K?G5H-\/?N8"QA>RX>;%1O7)BV1LXS&K?/$[[#2,V4_>6FN%.0@C5
M\[0\3P.<D8'O#/)FAVD.6&$<E:PX79\BGYVJ#PN,XZ\D3%:4\EIW@!1#`)LR
M+:\#J8GKT`2!KHUUCF/D^8S8!/D`3F]?*F6)'I_$A&'@J6%P.]L$60KWBGV3
M>5PB8TVO-[AC6KO^53WB;$%Y*M"MN_^<K:P1A5UK]C<XSFXX,S=1,N6M=H-#
M3._.WN!;&[5+U@HVOG,<A$OV2FQ()!HD:@IL$.A+1$(`=#[$S(+Z#7OS!=V=
M<O?V)F%HF-M9RI;H-HDC=I<K-X0=R8*K-0Y0%$$F3/Y"K$N5%8X!E^C\$-NC
M_,3]=Y+!L30.DI8C`P$2#:E-+3JA@YK&:K*0-"J&?';%-@PRXD_BF'A/29RZ
MU>'F08_\J:$30MCEO*SLE5B9V@\.#'(TH"5\]3/"&7NW,O:2%9_)]<\WT4A`
MV$AC)YR$+F-VS\YC%\7_()VA'9>M@6\D&F$8YFYMOMCQN!>/VKHR[Y6$%7JL
M)6YC)P`KA]$3R>;\J"';HH=%TBV94-B8AN4+&W6##5@/.[I6288'L><R/?&>
M\0-+AJ4)LHM7QT^HG-@[?.SUO:1X9(1;8$+OJH"!#PTNOF><_&'?6&S)A-,U
M?P#%7>X.O]J?&]Z&U(NOQMURT$:=OD%+]4UO55=@#%;'4J^C:EL\&;:^7"Q7
M?KC&N/*.LO+:KK`/\,UM'6$)3%4)158$I%HNGFN=Z[N&/@$<'1W((59EEQU!
M^Y8,R>X8=*>?V?C`=\]-*DTG:EERR19PS7X)M?U?6%D'+XKICI'$X3)\\GR<
M-V)H<>3[:=6(HMY'&D!A51_3&W)`:)RQ(EN+$<>*;/VW:W6I/5U7**>34CGO
M+8;MCW?>0=V2^KP8MGYMDZ3TK7G-H?WIEN+C*X6`T&$+>__(5_K(HB[`+K)(
M/'QA2HBPPBL>1MG.WOC#?2K;:=#K'>MVBDO9P;J[QE2EA29JL`CJ<!,]-<3W
M-(5'EKH3<)DT8W+:5@,MNJTXYPY9G!&V]!E<<<;/Y@"*,`=22N&&LJ]$<=.)
MTWPH9<H^"R]`\8FR`)%6W*8L[C\68<RS!2+9@S3%#<FK((OU7@45NU^B""U'
M'DS=,J'2&&"`P8MV<Q3G;=M;$CO+X0;'OP08D0"7%(G,"77/Z:07+SLUD'L-
M`KO"K+>2:C'10E\W6LDK[BF2<+U1IA/8X&=+:=<GMCU"O9,5O1_1H9I[.]O5
M7<JADF2,?'8]*-_;1.K0>N#II$?AT/H:8H3^0FD^@6P7G<4U1-6$ZT4O1*-,
M)\"HH]8&1$UB"RWY`6AKZ<3=H*M%W]F@C:<3V+"H<5\CIZD0[H^FMP!HV,1#
MLEPBLDYKLH2TM>_E$)+\2<RK0%QTO`S2Y&B)R0B7&.$2(UQBA$L,-I(XPB5&
MN,0(EQCA$H-*(XUPB1$N,<(E1KC$0.$29A31W#.G5H(JU$1W=A0>NHC/(5$5
ML(EU.%0%_/-?!X^*WX>^3W]Z0416+Z;9@(-)MG\Q$"O?H=M6$[SK[`KPPPO-
MY6T@V6(NK+?"Q`O=AQB1VI60S6C.'0F?O8C.G1+)EMTU1A&F2_`V7K`'J14:
MH]$;.L5O7%,T:3;F6#5"ATGS_%K,.'F*0O+$+4[6="CH7+XQ56C#@/:&2Q_2
MM'582=T'>CBN#5DM^6C0Z7W(`ZC*`SM*7@+8+[#Q0%C[Y0=SD*+,@+D(JOL0
M"*:`;,+K9`M*$,Z<#$I`VQ4<F8546HPC?LJ1,'#3.QX^\SO<#$QP/(()1C#!
M""88P02##:"-8((13#"""48PP=`]@1%,,(()^J-[(YA@!!-T#B8(@RA9XC2\
MK,81[#6V'$+`H]>"J]AC-89!56/HFY4$@AL8>F&'QF3;:FMW'76'Q9DT%[>!
MH+LYJ,D?`30P2'B)4%$T21XQ`YR4^2#A(WN:T(;^$3)@"#(P2/B)$<QCA04C
M8F"0]21`;9=/%@(&JCE;1F7$PA*WLXSP?R3(]^+UZ3K[ZTM(X@5U)Z*BU,#'
M$1TPH@-&=,"(#AALF&Q$!XSH@!$=,*(#AF[UC^B`$1W0']T;T0$C.F`L-=`/
MG,#A2PT,"2,""P$X/$;D,W!VQ8S4TX+!=,I96&H3MU+8-;)NMA614-`Z\.<X
M1-0IS0MY1^C,O$IH]42]H6G8)_T=)K.0+*GV<Y:!<M/7Z`V=9]<0H""AKD>;
M%2?]31BL6BF"W@#0F?;&NJ!/GC$+H*$^"!`6IRCX3I)57!R`=61<;P#H%'AM
M&=<GSPZ`YR'!P,");3@T<`_*)^B]L)0^.':R9%1=O+(G9B@[SA9H11?3Y./N
MZA!M$FW&A"Z74$NDG!VD+>V@UPMJZTCV#)%9'5&/.9W`QAZ[TQ$]VCLT+J#Q
M,5<!LZ[2+]WC.2*,%^>8#OQ[@@-G?8\HYW[SXL4]CE;8B1]#P?.I.7CFTPB>
M&<$S(WAF!,\,UJH<P3,C>&8$SXS@F4'%%$;PS`B>&<$S(WAF!,^,X)D1/#."
M9V#`,W^8M(IEL!J(MUGJ'A&#R:8,];D5(Z0;*X,11E[L/>-'.#B>UD[\\<-C
M^,.7<[2.[E`4GR>R&&VS`:%A/)V\WZ-)-_3!)-AS[C!QF"3FF'L&-],20R-#
M(WU:[C]F&&`'3D2+_A\I_9]-;D![`T+CB@ZT`7'I[BF$I/8JT=$20R-#0XX.
MO0%Q&6"LHD;_-Z"+WQ/D/X9?"4;4*GQ<H.#+!X/;D6+XP8"7VFU.&EPH5.Z'
M@6]5]?6ID^\,!O%D:!O38$>A83_:OZD9VKQ*YL'&DP^T256H+53ESP/?C'*2
M'L.83=W0SE,==#J!#3<?>IO9I;U0E,_V`2LS0.0C'93NK-$(BQQAD2,L<H1%
M#C8M-,(B1UCD"(L<89'V.7LC+'*$14+IW@B+'&&1(RRR']"X$18YPB)MJREV
MCX*YRH@IV]@&:ZP2-O#28"DIRF5;:06-0]SBO40\F]D.^Y#]Y@7>,EDJ1;35
M#AK;MRL!OISVIFS%>?@-O>H)K-H.&EVG*;#=*4/C*(<'\`?&O`'63>HMZ.TJ
M\&(/^8^8+$LCKQJY$N5G5?T&`UB;[(7QM.D#WK&EKP]6Y_H;]N:+&+LG]$-H
MCM.2<M2X9T5H1.*M-<A@X&("6=<FUHZ=?^=6R@V6Y;+W&P\&R[4O=3E1T#AW
M[76]P8GH+^--G\'@I[17[39M'1ZX_0+!3$84S(B"&5$P(PIFL*[3B((943`C
M"F9$P0S*?1I1,",*9D3!C"B8$04SHF#^X"B80^:08!$S<"FDSWV-2^8Q<C;Q
MQ_!7Y"?XGDE%%)(4-`=&R=01`R<6*2:JN_7=KR#DL=U!2/'5U_P5K5R!SH@7
M8^*A'"Q`_]T+7=%2T.L]A(!A/7+ZF3>]"0,Q!1E81RY.[0&`8WGZ$JU#$71.
M5"#5\M&5>&?^<EDJN@%'W_0EJ*:C0ZOBL"<4.Z-O9]D[>;"WQ*LSN42.YWOQ
M6N.,DG4#R)CQIJ/*B0G[`!]B"M8*;',9-0-WV[<Y(0]$[C<&/L"D<A$XX#P:
M;)*A,J3':PY\C/&%HB-`2U)#5456!L[V&P.G@T0B46^F=B6">-N13LA+V@\X
M<=-@BU61`^T@="?LW+\]#0D)7U@M;[2B_Q*O:\I>-`QP'D4I5WUUD%!HQ4YP
MCI_BJX":E4F:6T*1%SW0Z2/W-O@54:>+9150C"<2Q=`=`CA?TE`I:E!GQW:Q
M3?`YCASBI73<SJH$IYS0U@KY,,`9$B.:H:2PI[D0'O'5RP-W?A*=K%:^YS""
MOB$RY]KLC<<"SJ+4E'T;,J&O4W5G352)/XFS.-U%P(M4-A@%^@*S06-"0J$=
MA<*K1&M*'_KJLP'Q5J]"MZZZ#5@C@L>*>\Q\9&KXMG45Q`-!WZ4VN,#E1'98
M-_NP>8OJ/O;P@E8G<X(Q,X*BAV2Y1&3-L":Q]YQN>3=A1F3V>E1T.Q/WSG(@
M!T]^G-.-^!FQ5Z8VYAQ#5/P=N_,TBYB2XN'HW(L</XP2@C5R(RU&!4B=7"*/
MI"B0:#/OZ!3Y#$'QL,`XOF;?IH(\76\:%-@PAJT^7>>$44/8FP=I6U7NI;N/
M`B=OVLE>L.%TRJUA1Z5Y_+[WHN^*-)&L&W#"J%MABQQ:*3ML49$JEY0Y*%DW
MX%R42EPJ(7,)&K:0=TT+98:*WP$X2Z42$5^P0E(LB5.7NV"Y->IDK*3]@#-6
ML'L\GQ_0,6PA)FY_VO>A[U^&Y`41"29.V@TX3:64!2?VJ*:H1\L]PLZ[>?C\
MWDOOH[#%_C'_,Q/QQ\HRSWZM4+?M-7+DJ^@!E&S2E=&V9-6T&'M..8TY/L2(
MQ*;N4KBNQ^9"'?OM6>\[^L+*7'7&`,H5-1-L$^IZN@-_0W%"4I^5,^T*8\YI
MJV`NARHW&0LH3]1"[@VIA,X3]F4#!TK[=+.#5S(\K=-_JR)OU.?X;V&ZLJA7
M&?G]2AV8Z#J,(AQ=!5<!'0_G(=^#%X0:8[[,8W0(1A&50?;?JZ!4]ML9FS)V
MF2G*1+61=]DD;2##!9D8WL8XKB&^]/-*6G:,><X#CF,_VQ,HO7Z2WDHO"+IX
M7>$@DCWAJST&<)C6J((T(;Z]M?@E4X,`SZF:N:;4@.!'])IM\6S#9Y4)YH'W
MGXP(]JM0^,J>/0R[MA2Y#LG&S,*8/;G:9].A"I[++[1C-ZU4\(K=],<[Y+F_
MT!D0-D)N01S\-O=H051GJTKU[K2T\5S?)W'8R90-/:?K&^;+JLI_\3OTYH36
MCHSOS-X6*=Z@99U\YZ9Y;P[<7<&H!+E%PK#%:%MF<ULT?^R,9KT\9E^REPTV
MUD$E&O,"284U6E7&PBA5IQTU!NE-$E(_]:A'53\#%'M4I&[%UO4-ZEUH2Y;;
M&_BF6PN1BLCI<+7VQ?^$+<`R>I,C!GD`/NZ(01XQR",&><0@CQCD/XRG/F*0
M1PSR0#'(,!O`3<*4?AOS52'Y[]CGN9<U>O<F8J`%6ZY'F&4;!7N,]796K!>]
M_-A6E]Z$$FK)6D+-4.)^782%8,O<M+MNH"#,'#RA2?T#I5#EU7D>7X2U_VL,
M`5S)IIUX=:CK4P&;/R`RN:&@:T"36Q>?V5V\AX[M,JS4(WK=?>GAT,'<<B*U
M@K627C#@X&PV.=;P%`=X)JWJ(^@!'`:5<U7HQXI(,66?`I;YN9C-L).%;'(J
M\\1=&+`J-IF`XDM,Z43^`Q580B>RWFHLT0(#HP.'/1MIC!FRK4FSE0?3AH?1
M213A-`-Q38T+5B[)2^&=Z8MEE#4E!CZ@/R:$W8E*;0^@HD!<"M2;N*P;9$J-
MQ_QO&+'YN16.TP8W84"V!*"=06O[#>"30B$Z54;,`/7##GR7G#A=YW2S;,`E
MP>PQ%T?U9(-&[[ZDPTQ(6J%,4B98HB8\"M7/O*I[`Z?$-&6H4``I>?8I0%2N
M&O5+XQK=@9-GFE+45P$.?58$RBMK97/!T:,F,G$6ZVO\C'W]4T,R0%]R;`<Y
M..1\&'ANC;LX]BEN=(P(QX%^%5Q;MC4V%`FMEIPN5\$JB:.4/Q/]0V6_%_0S
MWW6EIU`"+H%V'285$H\;23[O!9ROZU#R&P*AT['=B?YC(]'GO8!S>1V*?D-@
MGPH-M8AF1[&W1#&^G974<@(Y2EVH,PQT`M"0=M0EN4_I7]B(Z+4&Z,_H=Z`?
MR3BD!V.*7W9L;WRT7(4UE<R))L98-0ST>QSF-4&4Y*W'D]9&<KM*.UWJ4\[I
M%JJT-\)TTI,P+(@6<=EA=7:W+-]S6;2O7#N[">."Y16>0-7^LRRU>[JNXO6_
MDC!94076SMI*N@\[(2LGS)(H5\>!\YY8`@I1MHJ)VYA/[3XDWI/#72E:$R%Q
M:Q*NQD+B_4NO2J57/R1N6W[56$B\)YE4\Y+?$#B&Q/D1XYYD0<V+?D.@'3$C
MB)#XD)*D0N6H2;%E`7&>B5TZ\PRRGK+U#*5$UHN!-QRZ+PG8ENY'8^+M.(EN
MPK*.,^,89T5)5$C=N2^IVA9BYBN0%NE6F*F,&='F+>TZ^J'JVIM<K7'UT*'<
MZH@S[!U/Z""RX,J[?O1=%"!N,LR@`L4-"1QV#.C$<=)'F-)#Y3I$Z<-,.1."
M^>:4.5UO_LS*^RC"R&V&!0HN-Q4_?Q=NR8!A*]4V2<H(,Z\Y<""YK?CX2B$@
M=-C"SKB"-[1%ZFB2H`MP_%@D'H$?)R;""N.;H^W%K>RKM'0(VQQ/UV?4,(O*
M['ZUM2K3:&)\H+BSV;/"%">&?H='APUB)J@3F2;&AXYVFU*5%IJHP:)AGVAG
M212'2TR*ZG3J`TW0`SKZ;4J:?&41$VW%^4?)BNBF3ICUIU:`O<;0,>J.9<^C
MU]CY`U@$Z1X%<Y7E4K:!?'O<F/51I<98GA/([V2D*-=JI15T%'B+]Q+Q[%^V
M&::`OGF!MTR62A%MM8.^Y+(K`;Z<]J9LQ2'X#;WJ":S:#OJBB*;`=J<,G55M
M';F7I=Z;#@5U7</,&=>&:F@4AT`=K@(OIK2P^MFEZ58-0HEDK^HWG<`$WUJ)
MB"-M'3J[VYH/F_T\0]'BW'OV7#H"\#-E^2QT4IU[;0$NR9R%RV48/,2A\[V<
MSATF#PNJJXRK@J+N=;I#/_/%X;+0F=.BQ@J#9D,@6J>.;GH]S_$IJ>XY6G\+
M@WAQ$KC_PDAF[M08!?J9:WTUJ$<4M+5D5ATJ)#^&I^GC!?6U03T(]*M<]95!
MBR8[X-$\_;^=95&S=EN#8!3HI[S:;0UBHGIJ.9>6DD?)]9X2-J??O'A!K2LW
MA>V^TD//88*8"_%/=<:`?H=;+=XF)!E[$P+<>*9*2^G#]&=HS"`SP+RX>(AU
M>V)U7HJH-0Z`U7T=1M'6K%27T?D=@"WKNEP6[*E"VJ!"O()MLWP)6Y`5V6\$
M;/**&<O9_78GWE?F"]$-O&9`9B:?H3*F@T/@1&PGA,604S**N0ICX(H>0%:>
MB-$\<<CF;H77O[<ER$+EZD[`EIWN!J=%R,!!8]NTK6_PRYF/O&5TZ?G8S9X6
MU18QMS<PX$LN.QUYBZ@Z<!#\/9OJ$XHP_<O_`U!+`P04````"``C3`M%^/=V
MGTH.``#3@P``$0`<`&YI8VLM,C`Q-#`V,S`N>'-D550)``,2QNA3$L;H4W5X
M"P`!!"4.```$.0$``.U=7W/;-A)_OYG[#C@_I3.59=E)+O8D[2A1W/.,$_ML
MI>U;!R(A"5,*5`'0MOKI;Q<@*/X!*2JR$_FDEXQ,["YV?[L$%@L0>?OSPRPB
M=TPJ'HMW![W#HP/"1!"'7$S>'7P9GG?>'/S\TS__\?9?G<[O[V\NR2`.DAD3
MFGP"FC%G(;GG>DH^_MWY&'(=2_*KE45ZAR#LL$?@Y[GD(5W\2/K))%&:'+WY
MD1P?]5Z2WM'9R][9T2FY_D0Z'>Q%!5,VHT13.6'Z,YTQ-:<!>W<PU7I^UNW>
MW]\?"AY,XXBJ,1=4!)Q&AT$\ZZ*\H]<GJ'W$4+_S6,X&;$R32+\[^"NAD5'V
M@("Y0IV!D#_7DFK8"ASW)X>QG`#)4:_[^Z?+6Z.YDQ]Q493_,)*1HS_I8O.(
M*N;(L374&4.>^%77-F:D48/<WR]!<%XH;R#F0FFP=:E$1>G4Q-[IZ6G7M&;P
ML0G5+*P5?MJ5<<2Z*9GC2E1G0ND\XQI3-3(<:8.!NW/4ZYST2BP=JG4]&S1*
M/DHT4XXMB!.AY:((J&+!X22^ZZ:-V-M)L;<@D1*"OXXO;?6H&3+NYX$&#SE[
M"*9^>FSQ,'!QQY3VL]@VCS6"\D#Y>4P3LO2*+(H'?@9H\)"#`_1BSI37-:;%
M8XO2<UG3";1X>I%L7!MHK[O0NO3"7+)@16!2&9C8'--`=]C#/**"PK"U.(>_
M,^1B(9*97TBH91=-ZP)1!ZB8Y$'&MYHI9<"QC@H1:ZIAK/SI+9W/N1C'^!C?
MLS-4<0@,!']\N;EH,589J]SHW!?A1Z&Y7ER`5#DSO1P0#L`T4F3]APR$<Z,;
MC&^DLQSV<S^I"(F507)"WG;+$IS01+'P2OQD?H.G%,@P'#AHI5PIB8]C*;`=
M?4"C((GJ.^@6@-X8^0^Q4'$$\QR$WWL:X<!Z.V5,*PM[?;,?\V,`^A;@82GH
M>7Z2"B!6PA[P(J+7%(9I/66:@T:KX"\1^YUQTMX9Y$51X@][[X09=.IJ?`&Y
MY8Q]$32!;!%3@[)WFHC]WGG9Y)VE.!*/B15(7F0B]^XI(OZ!JNEY%-^KEA[R
MT/N=]*J]DU`F,4+WCNJ^IXH#SM<YNZQ'?`U^Z%_CG,U5$,4JD0S^,*R(=)YY
M1_&]87=,).R&!?'$JFGA]3SWH_OO,KHI)\FQ[BBV'ZD47$S4-9.W4Y@5+;*5
MIWY<WY1Q=7P$&(GAW%%8S\TC#$W&[^@H8FF.XWGNA_:T#&W*27*L.XHM],'B
M<2`93#H6U<(3+YZ]HS*>R&-F,L.UHU!>",W`)GT#<_OM/9WW)Y+92=X"V]#N
MA[E7AME)("B"H`RR%+*SJ&.&.Z0/+(-Y^<"/ZW$55Y,E&YX=A?&<<ODKC1*V
M!,:-LKX6/[`GE7$6>(EASCW?58@QS1_P.QXRX189^2=^2%^6(36+!<>TJTC&
M0D-FQ.`Q6]8[<H_\6+ZJ8)EGVE$L,042.EI<*)6PL!^8S0(`!9:H(J0R5&YY
ML(K,CWEE+>8$$2N)+$613-:.NJ*\4!CF<MV:-C_HE25:=2E!7E@)NUIFJ*X=
MAHTKBT:\*TLWS_IBUP&OSW[SP*^D\CN@LL!KS)1WW16^C*X0_?7M7OB/*^M!
M?]ZWZ[A72VP#IBF/ANQ!)]G.S4HJOP\JBT5/68Z\L**(D[6KGBC/IE@@#OHB
M'/`HT2PL-UO4:F;BEKQ^KU66HIZ9VM:O`[/['-I."'-D<R!3=D)/>]K[-`]\
M\=U:0>/W4655Z\NF]B]635I5?8([85SIJW$_T?$L'O&(I407>$`KBG"2QJ69
MI(%6YLV2+-"7,16J\"9^J\[\85%9F?N2ON53F7L:6*6P8DHSM<@XI>1+Q4BF
MF7G[K6[$*+?S[WO5U[?);$;EXFJ,4QY01]PH<S7^,*6PRE<7HA]%\3URG<?2
MUJHO8Z68NA(9T"FJO;H0>]Q._*%5*53X0RM5!<-(%I3!)X%5!Z*)4*<0&<>2
MV,H^B8Q.>%@UR&+,A13I[7A0Y5[6(K+Q.,45Z!RJ`*K%U$(:B]"\IA&^I:$%
M]+@038\OW1]&E=J+/XQN-H@=JPR)"B,2.=[Q\,GAVT>D%([E,$(8]/Z+1[/U
MXOW"_GD?2SWE`HA2]$[J1IZO$>4/C$I]R!\8RPY-4%C?_V7[)*-%^F39ZS(`
M3O8!X'#,'12]81,J\3N#`8-._DKP;#76)]1O7$]OF)K#JS2,FY.1EW71\>C]
M^$.G5:FKDS\>"W-3J@X)E_H0B0K93RFD58GH.#<7V=6.;W1YN0\NA[1OC;.2
MRN_8-F<D]LN<EIZHS1[+9%Y?G%3K:2U\L?-)6RW,Q^V\49-&G50J:ZV\L;,Y
M$/3!7(+B&Y\:VOWX5VIDEX731OM!:>4.2[9F[0>:WYE/8#['J!:-^C/<?35'
MS^NX"S67I^[$'P*5$ESS_DYA:4Q3=7`U(U*%"+4:83MWHC`C(0I%T=Q6T8Y7
M65KX^S(.C#J82&:>_H5RH6S=XT+8\U7%RLI3"/8'3Z50MT;P1$X%DX_FHF:"
M:I`7=B7\`\863S^UV/D:2@O/_DHEQWG3K$KL-,I"\/(Y?V"A>7A->?A%A$RB
MA$&ABO*$\OT!5"G'K1%`=ZDFZ7I'IKJ8<!JC-FG#'/0A"2IDAZ!]+6757%',
M*EI3^UU<*96M.$"P3SG*AV_]3JEK]GNA4I?*'\S=@]YP?`-+=::2<PFC#8]`
M>3/NQ3*$<4]G'%<"'B92<C$QWT05M],>7Z[?S=4:DO^XB*U`IK6@:*F`V>U`
M#0C59(R\=X;7U)I2-<C(?/.UZ^F;SZ?9+'GNZ'$K5)I/W!6D[)\81;J\?TN;
M8H\LU!\EU8)4793DIML,`K.+FG:/:3^9I0J48F:?KOF\Z:TKKJ;S.O)EZ]-A
M^_&]\IV`SQ$-[7X'5`I8A6\(]KC[OBKP`M]`X$>^4KHJB/B_0Q[_P5N>;MB8
MF.N3SO`.F'<'BL_F$5Z[9)Y-S?TV>"%5QUTW]0>8=/@PBQP)2FZXR,FXJXQ"
MVK$3D5Y[TWR]$PB)YTQB4M%URA]T'\$>`'Q=>XH^VBIK(CI:UQI@8='6&0)Q
MO:XAI5?A<<WINFN0X-?R<B1H`$MBJ8GP7@A7=ZN9O4O.5<T:6/"OCN/KX*-.
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MZ?6W1I?FVQ[[(V4.E]G5'&:&?[0CM^FEN5[V#)[!`NY"LQDN?0X(3:G>'6B9
M8/)IJ"#=XW$X-'QA(M-KK`2/(MP,<K0J`6:N$VS]1<;)W'7"03Q81ZKFI8OV
M(7V`UX0)Q?+&>!KSJL]B>-^I7/B4'\/R<X7VMFUD;_^#!C;"*V,VM^DZD<$4
M$D'PP97D$UB8(Z^K)++LG&+.TO8L3V>_NS-G<P`N!,@":RZ$K7?_AT7A>2QO
MF*)1WK\KZ)Z3J0/F3!E(.L9;*1<HV&-L+>5S,/<R=]8))L1T_P++/>^C./@S
M9^Y*2FNNO:CW3+OG7VGPYI;EBY!>@^H(MLP.O,4\3"*&9Y-6'Z`VWR_[K-U,
MS-9BLO(`5QM$UA>RM7CT[YBD$U9WO"1MKCEE4KK+H!FT)^IIRY"]9A)O@P%+
MS/=TZ6E:%Q]8.<>0R4_\+1E2.\'(N>7X;B8.F(AGW"QG?/FGKW5[TLV:;T0^
ML=F(R?Q@WTQ7B+HPGE$NOI=%,!BY%PD%?6;ZB\"/Z5GH@BAG5AOBC=,06X?5
M3Y=?.YW=VP&9592$:$.Z5R\FE:LUC?GK,CX9%(^7D%6_`0"G7HW+;H4PSHQG
MD%Q+!T$>GD>0M?W!X_%TW??-,(#%<N0NT,Y!M";W,UBROJ?B3YG,=7IYF?+8
M61DCU^#9HO$R/^%Z-'9GP2[,A@+RG1P-XU>G`[J`E`1FY(35S-Y?*VRSF3U[
M7[X#,J_!F#>/A8Q'V/-%YB-^5#R,?X&%/HR9PRD5IT>/A--*T<\7M=2$8:QI
MM`E$13E;@\<%'H8`WS$Y4UEESY^HK";-SREN>/QN2X*J@K\Q/IEJYI9U^05R
M8\+1R+<UGJSJO8S11O/R9%MC38HU+G"&L3G%>(.1D3.DEF)[5J6`+):I8&1(
MTY$/$F@EIY_H`Y\ELVO3;W%4:<6P52_:YUC4Z\V%U]`U>+;*UJS&J$M*5RQ<
M2;E5=GD*XXO\.'<=):H_GT<\,!DTE1,NFNOJ+=BW9K`9@-@[P!+FZNS\]4T<
M1;!XNJ>RZ-45E-M35>J'H3GGJ,JU84]I.#^LKL7V#%:1GZA.I-GG\5B0\^<@
M06]5WN.O8W\.VV965Q[<,JUM@UK6GIRIU?WO]=B>08!<XSW?#_8C.*R2I%>Y
M_FWMP:=YZUL0/P?G+R.WM`>2CW&W%>(=`%OQ;4\N5E'<[.H4)BG*&RVM8=A&
M$P=,!9+/[7&-_.Z6^6YP>!][[6S!U6YZ^X;KNS:?P`U+AQ[6YOS&DWJHSZ8+
M#*9DQ"XV-Q^3,Q13K:JOR;T]N4WV8197]O_H!DZ\=FT:1W@2`$9H[]IW/;;M
M>;&SG>;^`R_D:L7GWSY,0PZ]JW3ATJSZP!38?<J[EBVJQ_>EQ+LY#;1.S<I6
M0Q/1%ME2VEX%)J5L1F_3-@B3#U,ZAVFM=U+>/:G?I5U33'-*U&Q4T]JO\B*6
M\?(FC9X3K?7F?7QX%)3:B-E"E+KV,#'\_!]02P$"'@,4````"``C3`M%^(3]
M`]-D```X'08`$0`8```````!````I($`````;FEC:RTR,#$T,#8S,"YX;6Q5
M5`4``Q+&Z%-U>`L``00E#@``!#D!``!02P$"'@,4````"``C3`M%?>H5P]H*
M``#^B0``%0`8```````!````I($>90``;FEC:RTR,#$T,#8S,%]C86PN>&UL
M550%``,2QNA3=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`(TP+14W]$U-M
M%0``-[P!`!4`&````````0```*2!1W```&YI8VLM,C`Q-#`V,S!?9&5F+GAM
M;%54!0`#$L;H4W5X"P`!!"4.```$.0$``%!+`0(>`Q0````(`"-,"T5Q)Y0K
M'$4``'3]`P`5`!@```````$```"D@0.&``!N:6-K+3(P,30P-C,P7VQA8BYX
M;6Q55`4``Q+&Z%-U>`L``00E#@``!#D!``!02P$"'@,4````"``C3`M%E?N%
MZ`\I``!F$P,`%0`8```````!````I(%NRP``;FEC:RTR,#$T,#8S,%]P<F4N
M>&UL550%``,2QNA3=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`(TP+1?CW
M=I]*#@``TX,``!$`&````````0```*2!S/0``&YI8VLM,C`Q-#`V,S`N>'-D
M550%``,2QNA3=7@+``$$)0X```0Y`0``4$L%!@`````&``8`&@(``&$#`0``
!````
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3BAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables - Summary of reconciliation of changes in allowance for credit losses on contracts (Details 1) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Losses [Roll Forward]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Current period provision</a></td>
        <td class="nump">$ 4,231,815<span></span></td>
        <td class="nump">$ 2,641,791<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Finance receivables | Contracts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Losses [Roll Forward]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">12,889,082<span></span></td>
        <td class="nump">16,090,652<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Current period provision</a></td>
        <td class="nump">4,073,398<span></span></td>
        <td class="nump">2,494,430<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed', window );">Losses absorbed</a></td>
        <td class="num">(4,849,623)<span></span></td>
        <td class="num">(4,648,976)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">821,048<span></span></td>
        <td class="nump">875,067<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">$ 12,933,905<span></span></td>
        <td class="nump">$ 14,811,173<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of allowance for credit losses absorbed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_FinancingReceivableAllowanceForCreditLossesAbsorbed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Contingencies (Detail Textuals) (Arrangement agreement)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Lawsuit</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Arrangement agreement</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyNewClaimsFiledNumber', window );">Number of filed lawsuits</a></td>
        <td class="nump">7<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingenciesLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyNewClaimsFiledNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total number of new claims filed pertaining to a loss contingency during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingencyNewClaimsFiledNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2BAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Detail Textuals) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision for income taxes</a></td>
        <td class="nump">$ 1,822,037<span></span></td>
        <td class="nump">$ 3,564,980<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Income tax rate</a></td>
        <td class="nump">27.07%<span></span></td>
        <td class="nump">38.48%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesTextBlock', window );">Finance Receivables</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;"><b>4. Finance Receivables</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">Finance receivables consist of automobile finance installment Contracts and Direct Loans and are detailed as follows:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" valign="bottom" colspan="2"><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" valign="bottom" colspan="2"><b>March&#160;31,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, gross contract</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">440,506,362</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">424,344,193</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Unearned interest</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(130,935,575</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(124,306,969</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, net of unearned interest</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">309,570,787</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">300,037,224</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Unearned dealer discounts</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(17,756,663</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(17,214,269</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, net of unearned interest and unearned dealer discounts</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">291,814,124</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">282,822,955</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Allowance for credit losses</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(13,640,865</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(13,479,360</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, net</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">278,173,259</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">269,343,595</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">The terms of the Contracts range from 12 to 72 months and the Direct Loans range from 6 to 48 months. The Contracts and Direct Loans bear a weighted average effective interest rate of 23.03% and 26.37% as of June&#160;30, 2014, respectively and 23.08% and 26.32% as of March&#160;31, 2014, respectively.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">Finance receivables consist of Contracts and Direct Loans, each of which comprises a portfolio segment. Each portfolio segment consists of smaller balance homogeneous loans which are collectively evaluated for impairment.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">The following table sets forth a reconciliation of the changes in the allowance for credit losses on Contracts:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at beginning of period</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">12,889,082</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">16,090,652</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Current period provision</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4,073,398</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">2,494,430</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Losses absorbed</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(4,849,623</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(4,648,976</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Recoveries</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">821,048</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">875,067</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at end of period</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">12,933,905</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">14,811,173</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">The Company purchases Contracts from automobile dealers at a negotiated price that is less than the original principal amount being financed by the purchaser of the automobile. The Contracts are predominately for used vehicles. As of June&#160;30, 2014, the average model year of vehicles collateralizing the portfolio was a 2006 vehicle. The average loan to value ratio, which expresses the amount of the Contract as a percentage of the value of the automobile, is approximately 95%. The Company utilizes a static pool approach to track portfolio performance. If the allowance for credit losses is determined to be inadequate for a static pool, then an additional charge to income through the provision is used to maintain adequate reserves based on management&#8217;s evaluation of the risk inherent in the loan portfolio, the composition of the portfolio, and current economic conditions. Such evaluation, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management&#8217;s estimate of probable credit losses and other factors that warrant recognition in providing for an adequate allowance for credit losses.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">The following table sets forth a reconciliation of the changes in the allowance for credit losses on Direct Loans:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="78%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended<br  />June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at beginning of period</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">590,278</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">467,917</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Current period provision</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">158,418</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">147,361</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Losses absorbed</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(54,101</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(27,586</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Recoveries</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,365</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4,189</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at end of period</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">706,960</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">591,881</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">Direct Loans are originated directly between the Company and the consumer. These loans are typically for amounts ranging from $1,000 to $8,000 and are generally secured by a lien on an automobile, watercraft or other permissible tangible personal property. The majority of Direct Loans are originated with current or former customers under the Company&#8217;s automobile financing program. The typical Direct Loan represents a significantly better credit risk than our typical Contract due to the customer&#8217;s historical payment history with the Company. In deciding whether or not to make a loan, the Company considers the individual&#8217;s credit history, job stability, income and impressions created during a personal interview with a Company loan officer. Additionally, because most of Direct Loans made by the Company to date have been made to borrowers under Contracts previously purchased by the Company, the payment history of the borrower under the Contract is a significant factor in making the loan decision. As of June&#160;30, 2014, loans made by the Company pursuant to its Direct Loan program constituted approximately 3% of the aggregate principal amount of the Company&#8217;s loan portfolio.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">Changes in the allowance for credit losses for both Contracts and Direct Loans were driven by current economic conditions and trends over several reporting periods which are useful in estimating future losses and overall portfolio performance.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">A performing account is defined as an account that is less than 61 days past due. A non-performing account is defined as an account that is contractually delinquent for 61 days or more and the accrual of interest income is suspended. When an account is 120 days contractually delinquent, the account is written off. Upon notification of a Chapter 13 bankruptcy, an account is monitored for collection with other Chapter 13 bankrupt accounts. In the event the debtors balance has been reduced by the bankruptcy court, the Company will record a loss equal to the amount of principal balance reduction. The remaining balance will be reduced as payments are received by the bankruptcy court. In the event an account is dismissed from bankruptcy, the Company will decide, based on several factors, to begin repossession proceedings to allow the customer to begin making regularly scheduled payments.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">The following table is an assessment of the credit quality by creditworthiness:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="51%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>June&#160;30,</b><br  /><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>June&#160;30,</b><br  /><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Contracts</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Direct Loans</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Contracts</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Direct Loans</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Performing accounts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">420,006,795</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,118,330</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">396,448,006</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,613,865</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Non-performing accounts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">5,889,676</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">57,331</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4,470,426</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">41,083</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Total</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">425,896,471</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,175,661</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">391,977,580</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,654,948</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Chapter 13 bankrupt accounts</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">3,406,706</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">27,458</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1,802,820</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">11,922</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, gross contract</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">429,303,240</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,203,119</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">393,780,400</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,666,870</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">The following tables present certain information regarding the delinquency rates experienced by the Company with respect to Contracts and under its Direct Loans, excluding Chapter 13 bankrupt accounts:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 33.75pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Contracts</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Gross&#160;Balance<br  />Outstanding</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>31&#160;&#8211;&#160;60 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>61&#160;&#8211;&#160;90 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>Over&#160;90&#160;days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Total</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June 30, 2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">425,896,471</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">16,433,351</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">4,346,201</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">1,543,475</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">22,323,027</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">3.86</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1.02</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.36</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">5.24</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June 30, 2013</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">391,977,580</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">12,506,882</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">3,138,575</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">1,331,851</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">16,977,308</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">3.19</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.80</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.34</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4.33</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
</table>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; font-size-adjust: none; font-stretch: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 44.2pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Direct Loans</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Gross&#160;Balance<br  />Outstanding</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>31&#160;&#8211;&#160;60&#160;days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>61&#160;&#8211;&#160;90&#160;days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>Over&#160;90&#160;days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Total</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June 30, 2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">&#160;&#160;11,175,661</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">&#160;&#160;&#160;&#160;&#160;183,159</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">&#160;&#160;&#160;&#160;&#160;41,491</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">&#160;&#160;&#160;&#160;&#160;15,840</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">&#160;&#160;&#160;&#160;&#160;240,490</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1.64</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.37</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.14</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">2.15</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June 30, 2013</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,654,948</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">79,552</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">27,046</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">14,037</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">120,635</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.82</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.28</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.15</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1.25</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for financing receivables. Examples of financing receivables include, but are not limited to, loans, trade accounts receivables, notes receivable, credit cards, and receivables relating to a lessor's right(s) to payment(s) from a lease other than an operating lease that is recognized as assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32702940&amp;loc=SL6953791-111525<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e4975-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>23
<FILENAME>Financial_Report.xls
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xls
M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O
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M<B!E9&ET;W(@9&]E<VXG="!S=7!P;W)T(%=E8B!!<F-H:79E(&9I;&5S+B`@
M4&QE87-E(&1O=VYL;V%D(&$@8G)O=W-E<B!T:&%T('-U<'!O<G1S(%=E8B!!
M<F-H:79E+"!S=6-H(&%S($UI8W)O<V]F="!);G1E<FYE="!%>'!L;W)E<BX-
M"@T*+2TM+2TM/5].97AT4&%R=%\U86$Y-F1B,%]B-F4Q7S1C,3=?.#4Y,%]D
M8S)D,&0X-#5D.&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO-6%A
M.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB+U=O<FMB;V]K+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P@>&UL;G,Z=CTS1")U<FXZ<V-H96UA<RUM:6-R;W-O9G0M
M8V]M.G9M;"(@>&UL;G,Z;STS1")U<FXZ<V-H96UA<RUM:6-R;W-O9G0M8V]M
M.F]F9FEC93IO9F9I8V4B('AM;&YS.G@],T0B=7)N.G-C:&5M87,M;6EC<F]S
M;V9T+6-O;3IO9F9I8V4Z97AC96PB('AM;&YS/3-$(FAT='`Z+R]W=W<N=S,N
M;W)G+U12+U)%0RUH=&UL-#`B/@T*/&AE860^#0H\;65T82!N86UE/3-$(D5X
M8V5L(%=O<FMB;V]K($9R86UE<V5T(CX-"@T*/&UE=&$@;F%M93TS1%!R;V=)
M9"!C;VYT96YT/3-$17AC96PN4VAE970^#0H\;&EN:R!R96P],T1&:6QE+4QI
M<W0@:')E9CTS1")7;W)K<VAE971S+V9I;&5L:7-T+GAM;"(^#0H-"CPA+2U;
M:68@9W1E(&US;R`Y73X\>&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX
M.D5X8V5L5V]R:W-H965T<SX-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^1&]C=6UE;G1?86YD7T5N=&ET>5]);F9O<FUA=&EO/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]N<V]L:61A=&5D
M7T)A;&%N8V5?4VAE971S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`R+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^0V]N<V]L:61A=&5D7T)A;&%N8V5?4VAE971S7U!A/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`S+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]N<V]L:61A=&5D
M7U-T871E;65N='-?;V9?26YC/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`T+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^0V]N<V]L:61A=&5D7U-T871E;65N='-?;V9?0V%S/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#`U+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0F%S:7-?;V9?
M4')E<V5N=&%T:6]N/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#`V+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^4F5V96YU95]296-O9VYI=&EO;CPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970P-RYH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/D5A<FYI;F=S7U!E<E]3:&%R93PO>#I.86UE
M/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O
M4VAE970P."YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D9I;F%N8V5?4F5C96EV
M86)L97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T,#DN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,
M:6YE7V]F7T-R961I=#PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,"YH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/DEN=&5R97-T7U)A=&5?4W=A<%]!9W)E96UE;G1S/"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#$Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX
M.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^26YC;VUE7U1A>&5S/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#$R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^1F%I<E]686QU
M95]$:7-C;&]S=7)E<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,RYH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/D-A<VA?1&EV:61E;F0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,30N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y#;VYT:6YG96YC:65S/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$U+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^4F5C96YT;'E?27-S=65D7T%C8V]U;G1I
M;F=?4W1A/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968]
M,T0B5V]R:W-H965T<R]3:&5E=#$V+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^
M16%R;FEN9W-?4&5R7U-H87)E7U1A8FQE<SPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q-RYH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/D9I;F%N8V5?4F5C96EV86)L97-?5&%B;&5S
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#$X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^26YT97)E
M<W1?4F%T95]3=V%P7T%G<F5E;65N='-?/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$Y+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^1F%I<E]686QU95]$:7-C;&]S=7)E<U]486)L
M97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T,C`N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y2979E
M;G5E7U)E8V]G;FET:6]N7T1E=&%I;%]497@\+W@Z3F%M93X-"B`@("`\>#I7
M;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,C$N:'1M
M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K
M<VAE970^#0H@("`@/'@Z3F%M93Y%87)N:6YG<U]097)?4VAA<F5?0F%S:6-?
M86YD7V0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T,C(N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y%
M87)N:6YG<U]097)?4VAA<F5?1&5T86EL7U1E>'0\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,C,N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&:6YA;F-E7U)E8V5I=F%B;&5S7T9I
M;F%N8V5?<F4\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T,C0N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93Y&:6YA;F-E7U)E8V5I=F%B;&5S7U-U;6UA<GE?;V8\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,C4N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC
M96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&:6YA;F-E7U)E8V5I=F%B;&5S
M7U)E8V]N8VEL:6$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@
M2%)E9CTS1")7;W)K<VAE971S+U-H965T,C8N:'1M;"(O/@T*("`@/"]X.D5X
M8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z
M3F%M93Y&:6YA;F-E7U)E8V5I=F%B;&5S7T%S<V5S<VUE;G0\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T,C<N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&:6YA;F-E7U)E8V5I=F%B
M;&5S7TEN9F]R;6%T:6\\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,C@N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y&:6YA;F-E7U)E8V5I=F%B;&5S7T1E=&%I;%]497@\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T,CDN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&:6YA;F-E7U)E8V5I
M=F%B;&5S7T1E=&%I;%]497@Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,P+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^1FEN86YC95]296-E:79A8FQE<U]$971A:6Q?5&5X,CPO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970S,2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQI;F5?;V9?
M0W)E9&ET7T1E=&%I;%]497AT=6%L<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970S,BYH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/DEN=&5R97-T7U)A=&5?4W=A<%]!9W)E96UE;G1S
M7S$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T,S,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y);G1E
M<F5S=%]2871E7U-W87!?06=R965M96YT<U\R/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,T+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^26YT97)E<W1?4F%T95]3=V%P7T%G<F5E
M;65N='-?,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F
M/3-$(E=O<FMS:&5E=',O4VAE970S-2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7
M;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE
M/DEN=&5R97-T7U)A=&5?4W=A<%]!9W)E96UE;G1S7S0\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,S8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC
M96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y);F-O;65?5&%X97-?1&5T86EL
M7U1E>'1U86QS/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#,W+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^1F%I<E]686QU95]$:7-C;&]S=7)E<U]!<W-E='-?/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#,X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^1F%I<E]686QU95]$:7-C;&]S
M=7)E<U]3=6UM87)Y/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#,Y+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^1F%I<E]686QU95]$:7-C;&]S=7)E<U]$971A:6Q?/"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#0P+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX
M.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V%S:%]$:79I9&5N9%]$
M971A:6Q?5&5X='5A;',\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-#$N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y#;VYT:6YG96YC:65S7T1E=&%I;%]497AT=6%L<SPO>#I.86UE
M/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O
M4VAE970T,BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@(#PO
M>#I%>&-E;%=O<FMS:&5E=',^#0H@(#QX.E-T>6QE<VAE970@2%)E9CTS1")7
M;W)K<VAE971S+W)E<&]R="YC<W,B+SX-"B`@/'@Z06-T:79E4VAE970^,#PO
M>#I!8W1I=F53:&5E=#X-"B`@/'@Z4')O=&5C=%-T<G5C='5R93Y&86QS93PO
M>#I0<F]T96-T4W1R=6-T=7)E/@T*("`\>#I0<F]T96-T5VEN9&]W<SY&86QS
M93PO>#I0<F]T96-T5VEN9&]W<SX-"B`\+W@Z17AC96Q7;W)K8F]O:SX-"CPO
M>&UL/CPA6V5N9&EF72TM/@T*/"]H96%D/@T*("`\8F]D>3X-"B`@(#QP/E1H
M:7,@<&%G92!S:&]U;&0@8F4@;W!E;F5D('=I=&@@36EC<F]S;V9T($5X8V5L
M(%A0(&]R(&YE=V5R+CPO<#X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T
M-60X8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\U86$Y-F1B,%]B
M-F4Q7S1C,3=?.#4Y,%]D8S)D,&0X-#5D.&(O5V]R:W-H965T<R]3:&5E=#`Q
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%4$-!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY$
M;V-U;65N="!A;F0@16YT:71Y($EN9F]R;6%T:6]N/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#$^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^2G5L+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$;V-U;65N="!A;F0@
M16YT:71Y($EN9F]R;6%T:6]N(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;G1I='D@4F5G:7-T<F%N
M="!.86UE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG3DE#2$],
M05,@1DE.04Y#24%,($E.0SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D5N=&ET>2!#96YT<F%L($EN9&5X($ME>3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)S`P,#$P,#`P-#4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M<F%D:6YG(%-Y;6)O;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)VYI8VL\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#=7)R96YT($9I<V-A;"!996%R($5N9"!$871E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG+2TP,RTS,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N=&ET>2!&:6QE
M<B!#871E9V]R>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)T%C
M8V5L97)A=&5D($9I;&5R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^16YT:71Y($-O;6UO;B!3=&]C:R!3:&%R97,@
M3W5T<W1A;F1I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M,BPR-S,L-S,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y$;V-U;65N="!4>7!E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG,3`M43QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D1O8W5M96YT(%!E<FEO9"!%;F0@1&%T93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^2G5N(#,P+`T*"0DR,#$T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^06UE;F1M96YT($9L86<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B=F86QS93QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D1O8W5M96YT($9I<V-A;"!996%R($9O8W5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG,C`Q-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1O8W5M96YT($9I
M<V-A;"!097)I;V0@1F]C=7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B=1,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'10
M87)T7S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8@T*0V]N
M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\U86$Y-F1B,%]B-F4Q7S1C,3=?
M.#4Y,%]D8S)D,&0X-#5D.&(O5V]R:W-H965T<R]3:&5E=#`R+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%4#-!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY#;VYS;VQI9&%T
M960@0F%L86YC92!3:&5E=',@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,30\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^07-S971S
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V%S:#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#(Y,"PY
M-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#(L-C,U+#`S-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1FEN86YC92!R96-E:79A8FQE<RP@;F5T/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-S@L,3<S+#(U.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V.2PS-#,L
M-3DU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!<W-E=',@:&5L9"!F;W(@<F5S86QE/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#`T,"PP,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#8Y-BPS,S`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN8V]M92!T87AE
M<R!R96-E:79A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PP.3,L-C@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y0<F5P86ED(&5X<&5N<V5S(&%N9"!O=&AE<B!A<W-E=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@Q-"PQ-#8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX.3$L,#0T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F]P97)T>2!A;F0@97%U:7!M96YT+"!N970\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C@Y-RPQ,3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-CDL-CDS/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!R871E
M('-W87`@86=R965M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-3DL.3DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3@S+#8P,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1&5F97)R960@:6YC;VUE('1A>&5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#`P.2PP-38\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#<Q-BPU.38\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y4;W1A;"!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(Y,2PR.#0L-38Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C@S+#0R.2PU-SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3&EA8FEL:71I97,@
M86YD('-H87)E:&]L9&5R<R<@97%U:71Y/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&EN92!O9B!C<F5D:70\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S,2PT,#`L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(W+#DP,"PP
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D1R869T<R!P87EA8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#8R,RPV,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#,S."PU-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8V]U;G1S('!A>6%B;&4@86YD
M(&%C8W)U960@97AP96YS97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C<L-3@Q+#$V.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C@L.3(T+#DQ.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@<F%T92!S=V%P(&%G
M<F5E;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@X+#8X
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DEN8V]M92!T87AE<R!P87EA8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XY,S8L-C0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1&5F97)R960@<F5V96YU97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-3@S+#<Y.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,S(X+#4T-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1O=&%L(&QI86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-#0L,C$S+#DP-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$T,2PT.3(L,#(T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-H87)E:&]L
M9&5R<R<@97%U:71Y/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4')E9F5R<F5D('-T;V-K+"!N;R!P87(Z(#4L,#`P+#`P
M,"!S:&%R97,@875T:&]R:7IE9#L@;F]N92!I<W-U960\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<F;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#;VUM;VX@<W1O8VLL(&YO('!A<CH@-3`L,#`P+#`P,"!S:&%R97,@875T
M:&]R:7IE9#L@,3(L,C<S+#<S-"!A;F0@,3(L,C(P+#@W-"!S:&%R97,@:7-S
M=65D(&%N9"!O=71S=&%N9&EN9RP@<F5S<&5C=&EV96QY/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,2PS-S4L-S`R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$L,34Q+#<X,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5T
M86EN960@96%R;FEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$Q-2PV.30L.38R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3$P+#<X-2PW-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!S:&%R96AO;&1E<G,G
M(&5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30W+#`W
M,"PV-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-#$L.3,W+#4U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QI86)I;&ET:65S(&%N9"!S:&%R
M96AO;&1E<G,G(&5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`R.3$L,C@T+#4V.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,C@S+#0R.2PU-SD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H
M=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S5A83DV9&(P7V(V93%?-&,Q-U\X
M-3DP7V1C,F0P9#@T-60X8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#
M.B\U86$Y-F1B,%]B-F4Q7S1C,3=?.#4Y,%]D8S)D,&0X-#5D.&(O5V]R:W-H
M965T<R]3:&5E=#`S+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z
M('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C
M:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-
M151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT
M+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V
M87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#
M;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B
M;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%-DQ!0SX-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#$^/'-T<F]N9SY#;VYS;VQI9&%T960@0F%L86YC92!3:&5E=',@*%!A<F5N
M=&AE=&EC86QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY3=&%T96UE;G0@;V8@
M1FEN86YC:6%L(%!O<VET:6]N(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5F97)R960@<W1O8VLL
M(&YO('!A<B!V86QU92`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)R9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4')E9F5R<F5D('-T;V-K+"!S:&%R97,@875T:&]R:7IE9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PP,#`L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PP,#`L,#`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F5F97)R960@<W1O8VLL('-H87)E<R!I<W-U960\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<F;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#;VUM;VX@<W1O8VLL(&YO('!A<B!V86QU92`H:6X@9&]L;&%R<R!P97(@
M<VAA<F4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[
M)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)R9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K+"!S:&%R97,@875T
M:&]R:7IE9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3`L,#`P
M+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:RP@<VAA<F5S(&ES<W5E9#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L,C<S+#<S-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#(R
M,"PX-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O;6UO;B!S=&]C:RP@<VAA<F5S+"!O=71S=&%N9&EN9SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L,C<S+#<S-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#(R,"PX
M-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S5A
M83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B\U86$Y-F1B,%]B-F4Q7S1C,3=?.#4Y,%]D
M8S)D,&0X-#5D.&(O5V]R:W-H965T<R]3:&5E=#`T+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M155!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY#;VYS;VQI9&%T960@4W1A
M=&5M96YT<R!O9B!);F-O;64@*%5N875D:71E9"D@*%531"`D*3QB<CX\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,CXS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,3,\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26YC
M;VUE(%-T871E;65N="!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@86YD(&9E92!I;F-O
M;64@;VX@9FEN86YC92!R96-E:79A8FQE<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`R,2PS,S(L-3$T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,"PT-S4L-S,U/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/D5X<&5N<V5S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DUA<FME=&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#`R+#@V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,Y-BPP-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-A;&%R:65S(&%N9"!E;7!L;WEE92!B
M96YE9FET<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PR,C$L
M,3@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-"PX-3$L-#4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y0<F]F97-S:6]N86P@9F5E<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-C$W+#@T.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0V."PT,#,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D;6EN:7-T<F%T
M:79E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#,W-BPQ,C0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#$S,BPU-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!R;W9I<VEO;B!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PR,S$L.#$U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV-#$L-SDQ/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M:79I9&5N9"!T87AE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<S+#`Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1&5P<F5C:6%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY,"PU.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW-2PS,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&5X<&5N<V4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#0X+#4X-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#`T+#DP-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0VAA;F=E(&EN(&9A:7(@=F%L=64@;V8@:6YT97)E<W0@<F%T92!S=V%P(&%G
M<F5E;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q,BPR
M.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@X,S,L,C4Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E1O=&%L(&]P97)A=&EN9R!E>'!E;G-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L-C`Q+#(X.3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#(Q,"PR-C(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y/<&5R871I;F<@:6YC;VUE(&)E9F]R92!I;F-O;64@=&%X97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L-S,Q+#(R-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDL,C8U+#0W,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YC;VUE('1A>"!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#@R,BPP,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS+#4V-"PY.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L.3`Y+#$X.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PW,#`L-#DS
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/D5A<FYI;F=S('!E<B!S:&%R93H\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"87-I8R`H:6X@9&]L;&%R
M<R!P97(@<VAA<F4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#`N-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,"XT-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1&EL=71E9"`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XT-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&EV
M:61E;F1S(&1E8VQA<F5D('!E<B!S:&%R92`H:6X@9&]L;&%R<R!P97(@<VAA
M<F4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C$R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
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M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14-.04<^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^0V]N<V]L:61A=&5D(%-T871E;65N
M=',@;V8@0V%S:"!&;&]W<R`H56YA=61I=&5D*2`H55-$("0I/&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R
M/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q,SQB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY#87-H
M(&9L;W=S(&9R;VT@;W!E<F%T:6YG(&%C=&EV:71I97,\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L.3`Y+#$X.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PW
M,#`L-#DS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/D%D:G5S=&UE;G1S('1O(')E8V]N8VEL92!N970@
M:6YC;VUE('1O(&YE="!C87-H('!R;W9I9&5D(&)Y(&]P97)A=&EN9R!A8W1I
M=FET:65S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D1E<')E8VEA=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.3`L-3@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-S4L,S,U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y'86EN(&]N('-A;&4@;V8@<')O<&5R='D@
M86YD(&5Q=6EP;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#(L,#$S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')O=FES:6]N(&9O<B!C<F5D:70@;&]S<V5S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#(S,2PX,34\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8T,2PW.3$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M
M;W)T:7IA=&EO;B!O9B!D96%L97(@9&ES8V]U;G1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@S+#(X,RPV-#$I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPY-S0L-#0V*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5F97)R
M960@:6YC;VUE('1A>&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@R.3(L-#8P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@U."PQ.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E-H87)E+6)A<V5D(&-O;7!E;G-A=&EO;CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$V+#`R,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R,BPR-3D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-H86YG92!I;B!F86ER('9A;'5E(&]F(&EN=&5R97-T(')A=&4@<W=A<"!A
M9W)E96UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,3(L
M,C@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH.#,S+#(U.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^0VAA;F=E<R!I;B!O<&5R871I;F<@87-S
M971S(&%N9"!L:6%B:6QI=&EE<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5P86ED(&5X<&5N<V5S(&%N9"!O=&AE
M<B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<V+#@Y
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#(L.34X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^06-C;W5N=',@<&%Y86)L92!A;F0@86-C<G5E9"!E>'!E;G-E
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PS-#,L-S4P*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<T
M,"PU,3@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y);F-O;64@=&%X97,@<F5C96EV86)L92]P87EA8FQE/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#`S,"PS,C@\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8P,RPP-CD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D1E9F5R<F5D(')E=F5N=65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR-34L,C4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C0P+#DR,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!C87-H('!R;W9I9&5D(&)Y(&]P
M97)A=&EN9R!A8W1I=FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XW+#`P,BPU,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW+#8X."PX-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^0V%S:"!F;&]W<R!F
M<F]M(&EN=F5S=&EN9R!A8W1I=FET:65S/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4'5R8VAA<V4@86YD(&]R:6=I;F%T
M:6]N(&]F(&9I;F%N8V4@<F5C96EV86)L97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#0S+#$T,BPY,C$I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,SDL,S(X+#8V,RD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R:6YC:7!A
M;"!P87EM96YT<R!R96-E:79E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,S,L,S8U+#`X,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,T+#(R.2PQ,C<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN8W)E87-E(&EN(&%S<V5T
M<R!H96QD(&9O<B!R97-A;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#,T,RPW,#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH-3<X+#,U.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!U<F-H87-E(&]F('!R;W!E<G1Y(&%N
M9"!E<75I<&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$Q
M."PP,#$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH,3`Q+#$R,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@<V%L92!O9B!P<F]P97)T
M>2!A;F0@97%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3(L.#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F5T(&-A<V@@=7-E9"!I;B!I;G9E<W1I;F<@86-T:79I
M=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3`L,C,Y+#4S
M.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@U+#<V-BPR,3<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-A<V@@9FQO=W,@9G)O;2!F:6YA;F-I
M;F<@86-T:79I=&EE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYE="!D<F%W<R!O;B!L:6YE(&]F(&-R961I=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPU,#`L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3(Q+#4Q,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0VAA;F=E(&EN(&1R869T<R!P87EA8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@W,30L.34Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#(W,BPW.3$I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087EM96YT(&]F(&-A<V@@
M9&EV:61E;F1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PT
M-C`L,S<R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')O8V5E9',@9G)O;2!E>&5R8VES92!O9B!S=&]C:R!O<'1I
M;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,2PW,38\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX,RPQ
M-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D5X8V5S<R!T87@@8F5N969I=',@9G)O;2!S:&%R92UB87-E9"!C;VUP
M96YS871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,V+#$X
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C8W+#`Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYE="!C87-H('!R;W9I9&5D("AU<V5D*2!B>2!F:6YA;F-I
M;F<@86-T:79I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPX.3(L.30W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,2PP-C$L-#$W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="`H9&5C<F5A<V4I(&EN8W)E87-E
M(&EN(&-A<V@\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,T-"PP
M-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^.#8Q+#(S-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V%S:"P@8F5G:6YN:6YG(&]F('!E<FEO9#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV,S4L,#,V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW.3<L-S$V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M87-H+"!E;F0@;V8@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#(L,CDP+#DV.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,RPV-3@L.34Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
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M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/D)A<VES(&]F(%!R97-E;G1A=&EO;CQB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D]R9V%N:7IA=&EO;BP@
M0V]N<V]L:61A=&EO;B!A;F0@4')E<V5N=&%T:6]N($]F($9I;F%N8VEA;"!3
M=&%T96UE;G1S(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D)A<VES(&]F(%!R97-E;G1A=&EO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P
M,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE
M='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN
M+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI=&4M<W!A8V4Z
M(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@,'!X.R<^/&(^
M,2X@0F%S:7,@;V8@4')E<V5N=&%T:6]N/"]B/CPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@
M(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P
M<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#9P=#L@
M;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI=&4M
M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@,'!X
M.R<^5&AE(&%C8V]M<&%N>6EN9R!C;VYS;VQI9&%T960@8F%L86YC92!S:&5E
M="!A<R!O9B!-87)C:"8C,38P.S,Q+"`R,#$T+"!W:&EC:"!H87,@8F5E;B!D
M97)I=F5D(&9R;VT@875D:71E9"!F:6YA;F-I86P@<W1A=&5M96YT<RP@86YD
M('1H92!A8V-O;7!A;GEI;F<@=6YA=61I=&5D(&EN=&5R:6T@8V]N<V]L:61A
M=&5D(&9I;F%N8VEA;"!S=&%T96UE;G1S(&]F($YI8VAO;&%S($9I;F%N8VEA
M;"P@26YC+B`H:6YC;'5D:6YG(&ET<R!S=6)S:61I87)I97,L('1H92`F(S@R
M,C`[0V]M<&%N>28C.#(R,3LI(&AA=F4@8F5E;B!P<F5P87)E9"!I;B!A8V-O
M<F1A;F-E('=I=&@@86-C;W5N=&EN9R!P<FEN8VEP;&5S(&=E;F5R86QL>2!A
M8V-E<'1E9"!I;B!T:&4@56YI=&5D(%-T871E<R`H)B,X,C(P.U4N4RX@1T%!
M4"8C.#(R,3LI(&9O<B!I;G1E<FEM(&9I;F%N8VEA;"!I;F9O<FUA=&EO;B!A
M;F0@=VET:"!T:&4@:6YS=')U8W1I;VYS('1O($9O<FT@,3`M42!P=7)S=6%N
M="!T;R!T:&4@4V5C=7)I=&EE<R!A;F0@17AC:&%N9V4@06-T(&]F(#$Y,S0L
M(&%S(&%M96YD960@:6X@07)T:6-L92`Q,"!O9B!296=U;&%T:6]N(%,M6"X@
M06-C;W)D:6YG;'DL('1H97D@9&\@;F]T(&EN8VQU9&4@86QL(&]F('1H92!I
M;F9O<FUA=&EO;B!A;F0@9F]O=&YO=&5S(')E<75I<F5D(&)Y(%4N4RX@1T%!
M4"!F;W(@8V]M<&QE=&4@8V]N<V]L:61A=&5D(&9I;F%N8VEA;"!S=&%T96UE
M;G1S+"!A;'1H;W5G:"!T:&4@0V]M<&%N>2!B96QI979E<R!T:&%T('1H92!D
M:7-C;&]S=7)E<R!M861E(&%R92!A9&5Q=6%T92!T;R!E;G-U<F4@=&AE(&EN
M9F]R;6%T:6]N(&ES(&YO="!M:7-L96%D:6YG+B!);B!T:&4@;W!I;FEO;B!O
M9B!M86YA9V5M96YT+"!A;&P@861J=7-T;65N=',@*&-O;G-I<W1I;F<@;V8@
M;F]R;6%L(')E8W5R<FEN9R!A8V-R=6%L<RD@8V]N<VED97)E9"!N96-E<W-A
M<GD@9F]R(&$@9F%I<B!P<F5S96YT871I;VX@:&%V92!B965N(&EN8VQU9&5D
M+B!/<&5R871I;F<@<F5S=6QT<R!F;W(@:6YT97)I;2!P97)I;V1S(&%R92!N
M;W0@;F5C97-S87)I;'D@:6YD:6-A=&EV92!O9B!T:&4@<F5S=6QT<R!T:&%T
M(&UA>2!B92!E>'!E8W1E9"!F;W(@=&AE('EE87(@96YD:6YG($UA<F-H)B,Q
M-C`[,S$L(#(P,34N($ET(&ES('-U9V=E<W1E9"!T:&%T('1H97-E(&-O;G-O
M;&ED871E9"!F:6YA;F-I86P@<W1A=&5M96YT<R!B92!R96%D(&EN(&-O;FIU
M;F-T:6]N('=I=&@@=&AE(&-O;G-O;&ED871E9"!F:6YA;F-I86P@<W1A=&5M
M96YT<R!A;F0@86-C;VUP86YY:6YG(&YO=&5S('1H97)E=&\@:6YC;'5D960@
M:6X@=&AE($-O;7!A;GDF(S@R,3<[<R!!;FYU86P@4F5P;W)T(&]N($9O<FT@
M,3`M2R!F;W(@=&AE('EE87(@96YD960@36%R8V@F(S$V,#LS,2P@,C`Q-"!A
M<R!F:6QE9"!W:71H('1H92!396-U<FET:65S(&%N9"!%>&-H86YG92!#;VUM
M:7-S:6]N(&]N($IU;F4F(S$V,#LQ-BP@,C`Q-"X@5&AE($UA<F-H)B,Q-C`[
M,S$L(#(P,30@8V]N<V]L:61A=&5D(&)A;&%N8V4@<VAE970@:6YC;'5D960@
M:&5R96EN(&AA<R!B965N(&1E<FEV960@9G)O;2!T:&4@36%R8V@F(S$V,#LS
M,2P@,C`Q-"!A=61I=&5D(&-O;G-O;&ED871E9"!B86QA;F-E('-H965T(&EN
M8VQU9&5D(&EN('1H92!A9F]R96UE;G1I;VYE9"!&;W)M(#$P+4LN/"]P/@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA
M;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X
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M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W
M7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K
M<VAE971S+U-H965T,#<N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SY2979E;G5E(%)E8V]G;FET:6]N/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5F97)R960@4F5V
M96YU92!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E=F5N=64@4F5C;V=N:71I;VX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P
M,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X
M.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA
M<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P
M86-E.B!N;W)M86P[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG
M/CQB/C(N(%)E=F5N=64@4F5C;V=N:71I;VX\+V(^/"]P/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R
M.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z
M(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@-G!T
M.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET
M92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P
M<'@[)SY&:6YA;F-E(')E8V5I=F%B;&5S(&-O;G-I<W0@;V8@875T;VUO8FEL
M92!F:6YA;F-E(&EN<W1A;&QM96YT(&-O;G1R86-T<R`H)B,X,C(P.T-O;G1R
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M:6YQ=65N="!F;W(@-C`@9&%Y<R!O<B!M;W)E(&]R('1H92!C;VQL871E<F%L
M(&ES(')E<&]S<V5S<V5D+"!W:&EC:&5V97(@:7,@96%R;&EE<BX@0VAA<'1E
M<B`Q,R!B86YK<G5P="!A8V-O=6YT<R!A<F4@86-C;W5N=&5D(&9O<B!U;F1E
M<B!T:&4@8V]S="UR96-O=F5R>2!M971H;V0N($EN=&5R97-T(&EN8V]M92!O
M;B!#:&%P=&5R(#$S(&)A;FMR=7!T(&%C8V]U;G1S(&1O97,@;F]T(')E<W5M
M92!U;G1I;"!A;&P@<')I;F-I<&%L(&%M;W5N=',@87)E(')E8V]V97)E9"`H
M<V5E($YO=&4@-"DN/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R
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M92!M;VYT:',@96YD960@2G5N928C,38P.S,P+"`R,#$T(&%N9"`R,#$S('=A
M<R`X+C$Y)2!A;F0@."XS-24L(')E<W!E8W1I=F5L>2!I;B!R96QA=&EO;B!T
M;R!T:&4@=&]T86P@86UO=6YT(&9I;F%N8V5D+B!4:&4@9&5C<F5A<V4@:6X@
M=&AE(&%V97)A9V4@9&5A;&5R(&1I<V-O=6YT(&ES(&1U92!T;R!A;B!I;F-R
M96%S92!I;B!C;VUP971I=&EO;BX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[
M('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T
M97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`Q,G!T.R!M87)G:6XM
M8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C93H@
M;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY'<F]S
M<R!F:6YA;F-E(')E8V5I=F%B;&5S(')E<')E<V5N="!P<FEN8VEP86P@8F%L
M86YC92!P;'5S('5N96%R;F5D(&EN8V]M92X@5&AE(&%M;W5N="!O9B!F=71U
M<F4@=6YE87)N960@:6YC;VUE(&ES(&-O;7!U=&5D(&%S('1H92!P<F]D=6-T
M(&]F('1H92!#;VYT<F%C="!R871E+"!T:&4@0V]N=')A8W0@=&5R;2P@86YD
M('1H92!#;VYT<F%C="!A;6]U;G0N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P
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M(&-O;G1R86-T('5S:6YG('1H92!I;G1E<F5S="!M971H;V0N/"]P/@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[
M(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI
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M971H;V0N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q
M-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H965T,#@N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%87)N:6YG<R!0
M97(@4VAA<F4\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N
M+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY%87)N:6YG<R!097(@4VAA<F4@6T%B<W1R86-T73PO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16%R;FEN
M9W,@4&5R(%-H87)E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA
M;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X
M="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN
M+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@
M,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME
M+7=I9'1H.B`P<'@[)SX\8CXS+B!%87)N:6YG<R!097(@4VAA<F4\+V(^/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R
M;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@
M=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R
M9VEN+71O<#H@-G!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN
M9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R
M;VME+7=I9'1H.B`P<'@[)SY"87-I8R!E87)N:6YG<R!P97(@<VAA<F4@:7,@
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M8V]M<'5T960@87,@9F]L;&]W<SH\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,G!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[
M('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T
M97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA<F=I;BUB
M;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N
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M.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R`M=V5B:VET+71E>'0M<W1R
M;VME+7=I9'1H.B`P<'@[)R!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C
M96QL<&%D9&EN9STS1#`^#0H\='(^#0H\=&0@=VED=&@],T0W,B4^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT@=VED=&@],T0U)3X\+W1D/@T*/'1D/CPO
M=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;2!W:61T:#TS1#4E/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D
M/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B
M;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N
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M96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\8CXR,#$T
M/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\
M8CXR,#$S/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ93H@,7!T.R<^#0H\
M=&0^/"]T9#X-"CQT9"!C;VQS<&%N/3-$-#X\+W1D/@T*/'1D(&-O;'-P86X]
M,T0T/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G
M=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS
M1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N
M)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^3G5M97)A
M=&]R(&9O<B!E87)N:6YG<R!P97(@<VAA<F4@)B,X,C$Q.R!N970@:6YC;VUE
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[
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M=F%L:6=N/3-$8F]T=&]M/C4L-S`P+#0Y,SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I>F4Z(#%P>#LG/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D
M97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[
M(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^
M#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS
M1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H
M.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-
M"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R
M9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X
M.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<^
M#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US
M:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^1&5N;VUI;F%T;W(Z/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V
M,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R
M/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`S96T[)SY$96YO
M;6EN871O<B!F;W(@8F%S:6,@96%R;FEN9W,@<&5R('-H87)E("8C.#(Q,3L@
M=V5I9VAT960@879E<F%G92!S:&%R97,\+W`^#0H\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C
M,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M
M/C$R+#$W."PR.3,\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ,BPP-C4L
M,#$R/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P
M/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<^
M#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US
M:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,V5M.R<^169F96-T(&]F(&1I;'5T
M:79E('-E8W5R:71I97,Z/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I
M>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T
M;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI
M;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I
M;BUL969T.B`U96T[)SY3=&]C:R!O<'1I;VYS(&%N9"!O=&AE<B!S:&%R92!A
M=V%R9',\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L
M:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$X-"PY,#D\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT
M('9A;&EG;CTS1&)O='1O;3XR,C(L-#@P/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ93H@,7!X.R<^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G
M8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@
M,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R
M+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B
M;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\
M=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M
M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O
M<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT
M9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL
M>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG/@T*/'1D
M('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M
M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@
M,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/D1E;F]M:6YA=&]R(&9O<B!D:6QU
M=&5D(&5A<FYI;F=S('!E<B!S:&%R93PO<#X-"CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q
M-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
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M.3(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q<'@[)SX-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P
M,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z
M(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@
M8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B
M;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE
M.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[
M(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U
M8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/"]T
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M.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/D5A<FYI;F=S('!E<B!S
M:&%R93H\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S
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M.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/D)A<VEC/"]P/@T*/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI
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M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[
M)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP
M('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT
M;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q
M-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE
M.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\
M<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C
M,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT
M+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX]
M,T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF
M86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA
M<F=I;BUL969T.B`S96T[)SY$:6QU=&5D/"]P/@T*/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF
M(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XT
M,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS
M1')I9VAT('9A;&EG;CTS1&)O='1O;3XP+C0V/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ93H@,7!X.R<^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4]
M,T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T
M:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P
M>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE
M/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED
M=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO
M=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O
M;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E
M;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@
M,3)P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@
M=VAI=&4M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T
M:#H@,'!X.R<^1F]R('1H92!T:')E92!M;VYT:',@96YD960@2G5N928C,38P
M.S,P+"`R,#$T(&%N9"`R,#$S+"!P;W1E;G1I86P@8V]M;6]N('-T;V-K(&9R
M;VT@<W1O8VL@;W!T:6]N<R!T;W1A;&EN9R`Y,"PP,#`@86YD(#$P+#`P,"P@
M<F5S<&5C=&EV96QY+"!W97)E(&YO="!I;F-L=61E9"!I;B!T:&4@9&EL=71E
M9"!E87)N:6YG<R!P97(@<VAA<F4@8V%L8W5L871I;VX@8F5C875S92!T:&5I
M<B!E9F9E8W0@:7,@86YT:2UD:6QU=&EV92X\+W`^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO
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M8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\
M345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X
M="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA
M=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@
M0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A
M8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/D9I;F%N8V4@4F5C96EV86)L97,\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY296-E:79A8FQE<R!;
M06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y&:6YA;F-E(%)E8V5I=F%B;&5S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XG/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS
M9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z
M(&YO<FUA;#L@;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[
M('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#L@+7=E
M8FMI="UT97AT+7-T<F]K92UW:61T:#H@,'!X.R<^/&(^-"X@1FEN86YC92!2
M96-E:79A8FQE<SPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M
M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A
M8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`V<'0[(&UA<F=I;BUB;W1T;VTZ
M(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY&:6YA;F-E(')E
M8V5I=F%B;&5S(&-O;G-I<W0@;V8@875T;VUO8FEL92!F:6YA;F-E(&EN<W1A
M;&QM96YT($-O;G1R86-T<R!A;F0@1&ER96-T($QO86YS(&%N9"!A<F4@9&5T
M86EL960@87,@9F]L;&]W<SH\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,G!T
M+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E
M>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M
M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA<F=I;BUB;W1T
M;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M
M86P[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SXF(S$V,#L\
M+W`^#0H\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#<V
M)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE
M='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@+7=E8FMI="UT97AT+7-T<F]K
M92UW:61T:#H@,'!X.R<@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L
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M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!V86QI9VX]
M,T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^36%R8V@F(S$V,#LS,2P\+V(^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F
M;VYT+7-I>F4Z(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A
M;CTS1#(^/&(^,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*
M/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A
M;CTS1#(^/&(^,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@
M)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(]
M,T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA
M;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/D9I;F%N
M8V4@<F5C96EV86)L97,L(&=R;W-S(&-O;G1R86-T/"]P/@T*/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX]
M,T1B;W1T;VT^-#0P+#4P-BPS-C(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-#(T
M+#,T-"PQ.3,\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F
M;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[)SY5;F5A<FYE9"!I
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M/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/B@Q,C0L,S`V+#DV.3PO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XI)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US:7IE.B`Q<'@[)SX-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S
M='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P
M+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS
M1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H
M.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E
M<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@
M8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*
M/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C
M;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^
M1FEN86YC92!R96-E:79A8FQE<RP@;F5T(&]F('5N96%R;F5D(&EN=&5R97-T
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS
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M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^56YE87)N960@9&5A;&5R(&1I<V-O=6YT<SPO<#X-"CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T
M.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B
M;W1T;VT^*#$W+#<U-BPV-C,\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^*28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^*#$W+#(Q-"PR-CD\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^*28C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ93H@,7!X
M.R<^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@
M<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O
M<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P
M.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S
M='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P
M+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS
M1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H
M.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F
M;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P
M=#LG(&)G8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z
M(#%E;3LG/D9I;F%N8V4@<F5C96EV86)L97,L(&YE="!O9B!U;F5A<FYE9"!I
M;G1E<F5S="!A;F0@=6YE87)N960@9&5A;&5R(&1I<V-O=6YT<SPO<#X-"CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V
M86QI9VX],T1B;W1T;VT^,CDQ+#@Q-"PQ,C0\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;3XR.#(L.#(R+#DU-3PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ
M93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA
M;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/D%L;&]W
M86YC92!F;W(@8W)E9&ET(&QO<W-E<SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q
M-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M*#$S+#8T,"PX-C4\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^*28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI
M9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^*#$S+#0W.2PS-C`\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^*28C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ93H@,7!X.R<^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@
M<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O
M<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P
M.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4]
M,T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T
M:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-
M"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS
M1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H
M.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D
M97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[
M(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-
M"CQT9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G
M8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE
M/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE
M=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG
M/D9I;F%N8V4@<F5C96EV86)L97,L(&YE=#PO<#X-"CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^
M)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C(W
M."PQ-S,L,C4Y/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[/"]F;VYT
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M/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R
M+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF
M(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T
M>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M
M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T
M>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M
M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS
M1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H
M.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-
M"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[
M(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI
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M;F=E(&9R;VT@-B!T;R`T."!M;VYT:',N(%1H92!#;VYT<F%C=',@86YD($1I
M<F5C="!,;V%N<R!B96%R(&$@=V5I9VAT960@879E<F%G92!E9F9E8W1I=F4@
M:6YT97)E<W0@<F%T92!O9B`R,RXP,R4@86YD(#(V+C,W)2!A<R!O9B!*=6YE
M)B,Q-C`[,S`L(#(P,30L(')E<W!E8W1I=F5L>2!A;F0@,C,N,#@E(&%N9"`R
M-BXS,B4@87,@;V8@36%R8V@F(S$V,#LS,2P@,C`Q-"P@<F5S<&5C=&EV96QY
M+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N
M97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO
M;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[
M(&UA<F=I;BUT;W`Z(#$R<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US
M<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R`M=V5B:VET+71E
M>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY&:6YA;F-E(')E8V5I=F%B;&5S(&-O
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M<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@
M=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E
M<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#$R<'0[(&UA<F=I;BUB
M;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N
M;W)M86P[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY4:&4@
M9F]L;&]W:6YG('1A8FQE('-E=',@9F]R=&@@82!R96-O;F-I;&EA=&EO;B!O
M9B!T:&4@8VAA;F=E<R!I;B!T:&4@86QL;W=A;F-E(&9O<B!C<F5D:70@;&]S
M<V5S(&]N($-O;G1R86-T<SH\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,G!T
M+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E
M>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M
M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA<F=I;BUB;W1T
M;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M
M86P[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SXF(S$V,#L\
M+W`^#0H\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#<V
M)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE
M='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@+7=E8FMI="UT97AT+7-T<F]K
M92UW:61T:#H@,'!X.R<@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L
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M9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS
M1&)O='1O;2!C;VQS<&%N/3-$-CX\8CY4:')E92!M;VYT:',@96YD960\+V(^
M/&)R("`O/CQB/DIU;F4F(S$V,#LS,"P\+V(^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#AP=#LG
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^,C`Q-#PO
M8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^,C`Q,SPO
M8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA
M;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C8V-E969F/@T*/'1D
M('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M
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M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
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M<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL
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M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L
M:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O
M;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T
M.R!M87)G:6XM;&5F=#H@,65M.R<^3&]S<V5S(&%B<V]R8F5D/"]P/@T*/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I
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M;W=R87`],T1N;W=R87`^*28C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N
M)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^4F5C;W9E
M<FEE<SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^.#(Q+#`T.#PO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$
M<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C@W-2PP-C<\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US:7IE.B`Q<'@[)SX-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL
M93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I
M9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P
M>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT
M;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R
M9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO
M<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^0F%L
M86YC92!A="!E;F0@;V8@<&5R:6]D/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V
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M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y
M;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW
M:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\
M+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D
M97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[
M(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^
M#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@.'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z
M(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@
M,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[
M(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E
M+7-P86-E.B!N;W)M86P[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P
M<'@[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A
M;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN
M9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA<F=I;BUB;W1T;VTZ(#!P
M=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R`M
M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY4:&4@0V]M<&%N>2!P
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M)B,Q-C`[,S`L(#(P,30L('1H92!A=F5R86=E(&UO9&5L('EE87(@;V8@=F5H
M:6-L97,@8V]L;&%T97)A;&EZ:6YG('1H92!P;W)T9F]L:6\@=V%S(&$@,C`P
M-B!V96AI8VQE+B!4:&4@879E<F%G92!L;V%N('1O('9A;'5E(')A=&EO+"!W
M:&EC:"!E>'!R97-S97,@=&AE(&%M;W5N="!O9B!T:&4@0V]N=')A8W0@87,@
M82!P97)C96YT86=E(&]F('1H92!V86QU92!O9B!T:&4@875T;VUO8FEL92P@
M:7,@87!P<F]X:6UA=&5L>2`Y-24N(%1H92!#;VUP86YY('5T:6QI>F5S(&$@
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M97,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S
M(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@
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M<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ
M(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M
M86P[(&UA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D
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M<V4Z(&-O;&QA<'-E.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[
M)R!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^
M#0H\='(^#0H\=&0@=VED=&@],T0W."4^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT@=VED=&@],T0T)3X\+W1D/@T*/'1D/CPO=&0^#0H\=&0^/"]T9#X-
M"CQT9#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!W:61T:#TS1#0E/CPO
M=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D/CPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O
M;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P
M86X],T0V/CQB/E1H<F5E(&UO;G1H<R!E;F1E9#QB<B`@+SY*=6YE)B,Q-C`[
M,S`L/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M
M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T
M=&]M(&-O;'-P86X],T0R/CQB/C(P,30\+V(^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M
M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T
M=&]M(&-O;'-P86X],T0R/CQB/C(P,3,\+V(^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[
M)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE
M<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q
M96T[)SY"86QA;F-E(&%T(&)E9VEN;FEN9R!O9B!P97)I;V0\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A
M;&EG;CTS1&)O='1O;3XU.3`L,C<X/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C0V
M-RPY,3<\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT
M+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[)SY#=7)R96YT('!E<FEO
M9"!P<F]V:7-I;VX\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\
M+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$U."PT
M,3@\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A
M;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ-#<L,S8Q/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C
M8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^3&]S<V5S(&%B
M<V]R8F5D/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
M"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XH-30L,3`Q/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/BDF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG
M:'0@=F%L:6=N/3-$8F]T=&]M/B@R-RPU.#8\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^*28C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
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M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US:7IE.B`Q<'@[)SX-
M"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\
M<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL
M93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I
M9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE
M/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED
M=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P
M>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@
M8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^0F%L86YC92!A="!E;F0@;V8@<&5R:6]D/"]P/@T*/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[
M)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M-S`V+#DV,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
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M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y
M;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW
M:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\
M+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D
M97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[
M(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^
M#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R
M.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z
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M+#`P,"!T;R`D."PP,#`@86YD(&%R92!G96YE<F%L;'D@<V5C=7)E9"!B>2!A
M(&QI96X@;VX@86X@875T;VUO8FEL92P@=V%T97)C<F%F="!O<B!O=&AE<B!P
M97)M:7-S:6)L92!T86YG:6)L92!P97)S;VYA;"!P<F]P97)T>2X@5&AE(&UA
M:F]R:71Y(&]F($1I<F5C="!,;V%N<R!A<F4@;W)I9VEN871E9"!W:71H(&-U
M<G)E;G0@;W(@9F]R;65R(&-U<W1O;65R<R!U;F1E<B!T:&4@0V]M<&%N>28C
M.#(Q-SMS(&%U=&]M;V)I;&4@9FEN86YC:6YG('!R;V=R86TN(%1H92!T>7!I
M8V%L($1I<F5C="!,;V%N(')E<')E<V5N=',@82!S:6=N:69I8V%N=&QY(&)E
M='1E<B!C<F5D:70@<FES:R!T:&%N(&]U<B!T>7!I8V%L($-O;G1R86-T(&1U
M92!T;R!T:&4@8W5S=&]M97(F(S@R,3<[<R!H:7-T;W)I8V%L('!A>6UE;G0@
M:&ES=&]R>2!W:71H('1H92!#;VUP86YY+B!);B!D96-I9&EN9R!W:&5T:&5R
M(&]R(&YO="!T;R!M86ME(&$@;&]A;BP@=&AE($-O;7!A;GD@8V]N<VED97)S
M('1H92!I;F1I=FED=6%L)B,X,C$W.W,@8W)E9&ET(&AI<W1O<GDL(&IO8B!S
M=&%B:6QI='DL(&EN8V]M92!A;F0@:6UP<F5S<VEO;G,@8W)E871E9"!D=7)I
M;F<@82!P97)S;VYA;"!I;G1E<G9I97<@=VET:"!A($-O;7!A;GD@;&]A;B!O
M9F9I8V5R+B!!9&1I=&EO;F%L;'DL(&)E8V%U<V4@;6]S="!O9B!$:7)E8W0@
M3&]A;G,@;6%D92!B>2!T:&4@0V]M<&%N>2!T;R!D871E(&AA=F4@8F5E;B!M
M861E('1O(&)O<G)O=V5R<R!U;F1E<B!#;VYT<F%C=',@<')E=FEO=7-L>2!P
M=7)C:&%S960@8GD@=&AE($-O;7!A;GDL('1H92!P87EM96YT(&AI<W1O<GD@
M;V8@=&AE(&)O<G)O=V5R('5N9&5R('1H92!#;VYT<F%C="!I<R!A('-I9VYI
M9FEC86YT(&9A8W1O<B!I;B!M86MI;F<@=&AE(&QO86X@9&5C:7-I;VXN($%S
M(&]F($IU;F4F(S$V,#LS,"P@,C`Q-"P@;&]A;G,@;6%D92!B>2!T:&4@0V]M
M<&%N>2!P=7)S=6%N="!T;R!I=',@1&ER96-T($QO86X@<')O9W)A;2!C;VYS
M=&ET=71E9"!A<'!R;WAI;6%T96QY(#,E(&]F('1H92!A9V=R96=A=&4@<')I
M;F-I<&%L(&%M;W5N="!O9B!T:&4@0V]M<&%N>28C.#(Q-SMS(&QO86X@<&]R
M=&9O;&EO+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T
M:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O
M<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N
M;W)M86P[(&UA<F=I;BUT;W`Z(#$R<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@
M=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R`M=V5B
M:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY#:&%N9V5S(&EN('1H92!A
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M92X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@
M;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N
M;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L
M.R!M87)G:6XM=&]P.B`Q,G!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M
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M(&$@0VAA<'1E<B`Q,R!B86YK<G5P=&-Y+"!A;B!A8V-O=6YT(&ES(&UO;FET
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M8VAE9'5L960@<&%Y;65N=',N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T
M97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R
M+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T
M=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R
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M(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P
M<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#!P=#L@
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M8VEN9SH@,'!X.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R`M=V5B:VET
M+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)R!B;W)D97(],T0P(&-E;&QS<&%C
M:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(^#0H\=&0@=VED=&@],T0U
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M96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$-CX\8CY*=6YE
M)B,Q-C`[,S`L/"]B/CQB<B`@+SX\8CXR,#$T/"]B/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A
M;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$-CX\8CY*=6YE)B,Q-C`[,S`L/"]B
M/CQB<B`@+SX\8CXR,#$S/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0R/D-O;G1R86-T<SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI
M9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CY$:7)E8W0@3&]A;G,\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^0V]N=')A
M8W1S/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P
M,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0R/D1I
M<F5C="!,;V%N<SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E
M9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N
M="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^4&5R9F]R;6EN9R!A
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M/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$Q+#$Q."PS,S`\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H
M="!V86QI9VX],T1B;W1T;VT^,SDV+#0T."PP,#8\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI
M9VX],T1B;W1T;VT^.2PV,3,L.#8U/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^3F]N+7!E<F9O<FUI;F<@86-C;W5N=',\+W`^#0H\+W1D/@T*/'1D('9A
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M+#`X,SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A
M<#XF(S$V,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT
M+7-I>F4Z(#%P>#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P
M,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL
M93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[
M(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L
M:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE
M.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@
M8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI
M9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P
M,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED
M.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@
M<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[
M)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L
M:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O
M;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T
M.R!M87)G:6XM;&5F=#H@,65M.R<^5&]T86P\+W`^#0H\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG
M/B8C,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XT
M,C4L.#DV+#0W,3PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.R8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT
M9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ,2PQ-S4L-C8Q/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG
M:'0@=F%L:6=N/3-$8F]T=&]M/C,Y,2PY-S<L-3@P/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N
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M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/D-H
M87!T97(@,3,@8F%N:W)U<'0@86-C;W5N=',\+W`^#0H\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG
M/B8C,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T
M=&]M/C,L-#`V+#<P-CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
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M:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$L.#`R+#@R,#PO=&0^#0H\
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M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E
M<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@
M8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*
M/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G
M8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@
M,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R
M+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B
M;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\
M=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M
M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O
M<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT
M9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P
M>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT
M;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R
M9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO
M<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^1FEN
M86YC92!R96-E:79A8FQE<RP@9W)O<W,@8V]N=')A8W0\+W`^#0H\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O
M='1O;3XT,CDL,S`S+#(T,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO
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M('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N
M/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C,Y,RPW.#`L-#`P/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P
M.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
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M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P
M>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M
M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O
M<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\
M=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R
M+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B
M;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*
M/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G
M8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@
M,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E
M<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@
M8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-
M"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D
M97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[
M(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^
M#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R
M.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z
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M(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P
M<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#!P=#L@
M;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI=&4M
M<W!A8V4Z(&YO<FUA;#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P
M>#LG/B8C,38P.SPO<#X-"CQT86)L92!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=W:61T:#H@,3`P)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD
M96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!W;W)D+7-P
M86-I;F<Z(#!P>#L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@+7=E8FMI
M="UT97AT+7-T<F]K92UW:61T:#H@,'!X.R<@8F]R9&5R/3-$,"!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R/@T*/'1D('=I9'1H/3-$
M-3`E/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M('=I9'1H/3-$,R4^/"]T
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M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#X-"CQP('-T>6QE/3-$)W=I9'1H.B`S
M,RXW-7!T.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@.'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^/&(^0V]N=')A8W1S/"]B/CPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\8CY'<F]S<R8C
M,38P.T)A;&%N8V4\8G(@("\^3W5T<W1A;F1I;F<\+V(^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<#X\
M8CXS,28C,38P.R8C.#(Q,3LF(S$V,#LV,"!D87ES/"]B/CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG
M;CTS1&)O='1O;2!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`^/&(^-C$F
M(S$V,#LF(S@R,3$[)B,Q-C`[.3`@9&%Y<SPO8CX\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B
M;W1T;VT@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P/CQB/D]V97(F(S$V
M,#LY,"8C,38P.V1A>7,\+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
M"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O
M;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P
M86X],T0R/CQB/E1O=&%L/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO
M<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^2G5N
M92`S,"P@,C`Q-#PO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
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M/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V
M86QI9VX],T1B;W1T;VT^-"PS-#8L,C`Q/"]T9#X-"CQT9"!V86QI9VX],T1B
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M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@
M=F%L:6=N/3-$=&]P/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R
M:6=H="!V86QI9VX],T1B;W1T;VT^,RXX-CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;3XQ+C`R/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W
M<F%P/B4F(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L
M:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C`N,S8\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)28C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX]
M,T1B;W1T;VT^-2XR-#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XE)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P
M<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\
M<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T
M:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T
M.B`Q96T[)SY*=6YE(#,P+"`R,#$S/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M,SDQ+#DW-RPU.#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,3(L-3`V
M+#@X,CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A
M<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG
M;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XS+#$S."PU-S4\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V
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M+#DW-RPS,#@\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XS+C$Y/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/C`N.#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XS-#PO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I
M9VAT('9A;&EG;CTS1&)O='1O;3XT+C,S/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D/@T*/"]T<CX-"CPO
M=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,G!T+VYO<FUA;"`G=&EM97,@
M;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N
M;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L
M.R!M87)G:6XM=&]P.B`P<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US
M<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R`M=V5B:VET+71E
M>'0M<W1R;VME+7=I9'1H.B`P<'@[)SXF(S$V,#L\+W`^#0H\=&%B;&4@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#$P,"4[('1E>'0M=')A;G-F
M;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@
M;F]R;6%L.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL87!S
M93H@8V]L;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG
M(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-
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M=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^#0H\
M<"!S='EL93TS1"=W:61T:#H@-#0N,G!T.R!F;VYT+69A;6EL>3H@)W1I;65S
M(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@.'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&(^1&ER96-T($QO86YS/"]B/CPO
M<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO
M=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C
M;VQS<&%N/3-$,CX\8CY'<F]S<R8C,38P.T)A;&%N8V4\8G(@("\^3W5T<W1A
M;F1I;F<\+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<#X\8CXS,28C,38P.R8C.#(Q,3LF(S$V,#LV
M,"8C,38P.V1A>7,\+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<#X\8CXV,28C,38P.R8C.#(Q,3LF(S$V,#LY
M,"8C,38P.V1A>7,\+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<#X\8CY/=F5R)B,Q-C`[.3`F(S$V,#MD87ES
M/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@
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M/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M
M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ
M93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/DIU;F4@,S`L(#(P,30\+W`^
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M;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[-#$L-#DQ/"]T9#X-"CQT9"!V86QI
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M(S$V,#LR-#`L-#DP/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,2XV-#PO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT
M('9A;&EG;CTS1&)O='1O;3XP+C,W/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C`N
M,30\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX]
M,T1R:6=H="!V86QI9VX],T1B;W1T;VT^,BXQ-3PO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG
M.R!F;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V
M86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P
M<'0[(&UA<F=I;BUL969T.B`Q96T[)SY*=6YE(#,P+"`R,#$S/"]P/@T*/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
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M/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
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M/C$R,"PV,S4\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XP+C@R/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/C`N,C@\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XQ-3PO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I
M9VAT('9A;&EG;CTS1&)O='1O;3XQ+C(U/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D/@T*/"]T<CX-"CPO
M=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
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M=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N
M="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\
M<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO
M*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A
M9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$
M240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C
M;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/DQI;F4@;V8@0W)E9&ET
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P
M,30\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^3&EN92!/9B!#<F5D:70@1F%C:6QI='D@6T%B<W1R86-T73PO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&EN92!O9B!#
M<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L
M;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N
M=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P
M<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H
M:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z
M(#!P>#LG/CQB/C4N($QI;F4@;V8@0W)E9&ET/"]B/CPO<#X-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO
M<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT
M.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#9P
M=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI
M=&4M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@
M,'!X.R<^5&AE($-O;7!A;GD@:&%S(&$@;&EN92!O9B!C<F5D:70@9F%C:6QI
M='D@*'1H92`F(S@R,C`[3&EN928C.#(R,3LI('5P('1O("0Q-3`L,#`P+#`P
M,"X@5&AE('!R:6-I;F<@;V8@=&AE($QI;F4L('=H:6-H(&5X<&ER97,@;VX@
M3F]V96UB97(F(S$V,#LS,"PF(S$V,#LR,#$T+"!I<R`S,#`@8F%S:7,@<&]I
M;G1S(&%B;W9E(#,P+61A>2!,24)/4B!W:71H(&$@,24@9FQO;W(@;VX@3$E"
M3U(@*#0N,#`E(&%T($IU;F4F(S$V,#LS,"P@,C`Q-"!A;F0@36%R8V@F(S$V
M,#LS,2P@,C`Q-"DN(%!L961G960@87,@8V]L;&%T97)A;"!F;W(@=&AI<R!,
M:6YE(&%R92!A;&P@;V8@=&AE(&%S<V5T<R!O9B!T:&4@0V]M<&%N>2X@5&AE
M(&]U='-T86YD:6YG(&%M;W5N="!O9B!T:&4@3&EN92!W87,@)#$S,2PT,#`L
M,#`P(&%N9"`D,3(W+#DP,"PP,#`@87,@;V8@2G5N928C,38P.S,P+"`R,#$T
M(&%N9"!-87)C:"8C,38P.S,Q+"`R,#$T+"!R97-P96-T:79E;'DN(%1H92!A
M;6]U;G0@879A:6QA8FQE('5N9&5R('1H92!,:6YE('=A<R!A<'!R;WAI;6%T
M96QY("0Q."PV,#`L,#`P(&%N9"`D,C(L,3`P+#`P,"!A<R!O9B!*=6YE)B,Q
M-C`[,S`L(#(P,30@86YD($UA<F-H)B,Q-C`[,S$L(#(P,30L(')E<W!E8W1I
M=F5L>2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM
M97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M
M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R
M;6%L.R!M87)G:6XM=&]P.B`Q,G!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O
M<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET
M+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY4:&4@9F%C:6QI='D@<F5Q=6ER
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M;F5T(&EN8V]M92!C;W9E;F%N="X@07,@;V8@2G5N928C,38P.S,P+"`R,#$T
M+"!T:&4@0V]M<&%N>2!W87,@:6X@9G5L;"!C;VUP;&EA;F-E('=I=&@@86QL
M(&1E8G0@8V]V96YA;G1S+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM
M+2TM+2T]7TYE>'1087)T7S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P
M9#@T-60X8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\U86$Y-F1B
M,%]B-F4Q7S1C,3=?.#4Y,%]D8S)D,&0X-#5D.&(O5V]R:W-H965T<R]3:&5E
M=#$Q+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP
M<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U
M<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M
M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H
M87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S
M<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO
M/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,]
M,T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^
M26YT97)E<W0@4F%T92!3=V%P($%G<F5E;65N=',\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$97)I=F%T:79E($EN
M<W1R=6UE;G1S(&%N9"!(961G:6YG($%C=&EV:71I97,@1&ES8VQO<W5R92!;
M06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y);G1E<F5S="!2871E(%-W87`@06=R965M96YT<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@
M=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E
M<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O
M='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI=&4M<W!A8V4Z(&YO
M<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@,'!X.R<^/&(^-BX@
M26YT97)E<W0@4F%T92!3=V%P($%G<F5E;65N=',\+V(^/"]P/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O
M;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E
M;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@
M-G!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W
M:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H
M.B`P<'@[)SY4:&4@0V]M<&%N>2!U=&EL:7IE<R!I;G1E<F5S="!R871E('-W
M87`@86=R965M96YT<R!T;R!M86YA9V4@97AP;W-U<F4@=&\@=F%R:6%B:6QI
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M96-E:79A8FQE<RX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A
M;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN
M9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`Q,G!T.R!M87)G:6XM8F]T=&]M.B`P
M<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M
M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY4:&4@9F]L;&]W:6YG
M('1A8FQE('-U;6UA<FEZ97,@=&AE(&%C=&EV:71Y(&EN('1H92!N;W1I;VYA
M;"!A;6]U;G1S(&]F(&EN=&5R97-T(')A=&4@<W=A<"!A9W)E96UE;G1S.CPO
M<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$R<'0O;F]R;6%L("=T:6UE<R!N97<@
M<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[
M('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA
M<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I
M;F<Z(#!P>#L@=VAI=&4M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T
M<F]K92UW:61T:#H@,'!X.R<^)B,Q-C`[/"]P/@T*/'1A8FQE(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)W=I9'1H.B`W-B4[('1E>'0M=')A;G-F;W)M.B!N
M;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L
M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@
M,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL87!S93H@8V]L
M;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG(&)O<F1E
M<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<CX-
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M,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#8^
M/&(^5&AR964@;6]N=&AS(&5N9&5D($IU;F4F(S$V,#LS,"P\+V(^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT
M+7-I>F4Z(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS
M1#(^/&(^,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#(^/&(^,C`Q,SPO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL
M>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L
M;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/DYO
M=&EO;F%L(&%M;W5N=',@870@07!R:6PF(S$V,#LQ/"]P/@T*/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX]
M,T1B;W1T;VT^-3`L,#`P+#`P,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;3XU,"PP,#`L,#`P/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N
M)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^3F5W(&-O
M;G1R86-T<SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P
M.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M
M(&YO=W)A<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C
M8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^36%T=7)E9"!C
M;VYT<F%C=',\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I>F4Z(#%P>#LG
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-
M"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E
M<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF
M(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T
M>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M
M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\
M+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*
M/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R
M+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C
M,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y
M;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW
M:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO
M<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG
M.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[)SY.;W1I;VYA
M;"!A;6]U;G1S(&%T($IU;F4F(S$V,#LS,#PO<#X-"CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^
M)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C4P
M+#`P,"PP,#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@
M86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-3`L,#`P+#`P,#PO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I>F4Z(#%P
M>#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE
M.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\
M<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C
M,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L
M93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*
M/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R
M+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF
M(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T
M86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#AP="]N;W)M86P@)W1I;65S(&YE
M=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N
M93L@=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@
M;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A
M8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M
M<W1R;VME+7=I9'1H.B`P<'@[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P
M,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X
M.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA
M<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P
M86-E.B!N;W)M86P[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG
M/E1H92!#;VUP86YY(&-U<G)E;G1L>2!H87,@='=O(&EN=&5R97-T(')A=&4@
M<W=A<"!A9W)E96UE;G1S+B!!($IU;F4F(S$V,#LT+"`R,#$R(&EN=&5R97-T
M(')A=&4@<W=A<"!A9W)E96UE;G0@<')O=FED97,@9F]R(&$@9FEV92UY96%R
M(&EN=&5R97-T(')A=&4@<W=A<"!I;B!W:&EC:"!T:&4@0V]M<&%N>2!P87ES
M(&$@9FEX960@<F%T92!O9B`Q)2!A;F0@<F5C96EV97,@<&%Y;65N=',@9G)O
M;2!T:&4@8V]U;G1E<G!A<G1Y(&]N('1H92`Q+6UO;G1H($Q)0D]2(')A=&4N
M(%1H:7,@:6YT97)E<W0@<F%T92!S=V%P(&%G<F5E;65N="!H87,@86X@969F
M96-T:79E(&1A=&4@;V8@2G5N928C,38P.S$S+"`R,#$R(&%N9"!A(&YO=&EO
M;F%L(&%M;W5N="!O9B`D,C4L,#`P+#`P,"X@02!*=6QY)B,Q-C`[,S`L(#(P
M,3(@86=R965M96YT('!R;W9I9&5S(&9O<B!A(&9I=F4M>65A<B!I;G1E<F5S
M="!R871E('-W87`@:6X@=VAI8V@@=&AE($-O;7!A;GD@<&%Y<R!A(&9I>&5D
M(')A=&4@;V8@,"XX-R4@86YD(')E8V5I=F5S('!A>6UE;G1S(&9R;VT@=&AE
M(&-O=6YT97)P87)T>2!O;B!T:&4@,2UM;VYT:"!,24)/4B!R871E+B!4:&ES
M(&EN=&5R97-T(')A=&4@<W=A<"!A9W)E96UE;G0@:&%S(&%N(&5F9F5C=&EV
M92!D871E(&]F($%U9W5S="8C,38P.S$S+"`R,#$R(&%N9"!A(&YO=&EO;F%L
M(&%M;W5N="!O9B`D,C4L,#`P+#`P,"X\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P
M,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L
M971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`Q,G!T.R!M87)G
M:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C
M93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SY4
M:&4@;&]C871I;VYS(&%N9"!A;6]U;G1S(&]F("AG86EN<RD@;&]S<V5S(&EN
M(&EN8V]M92!A<F4@87,@9F]L;&]W<SH\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,G!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P
M,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L
M971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`P<'0[(&UA<F=I
M;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E
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M,'!X.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R`M=V5B:VET+71E>'0M
M<W1R;VME+7=I9'1H.B`P<'@[)R!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$
M,"!C96QL<&%D9&EN9STS1#`^#0H\='(^#0H\=&0@=VED=&@],T0W-B4^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@=VED=&@],T0U)3X\+W1D/@T*/'1D
M/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;2!W:61T:#TS1#4E/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*
M/'1D/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G
M=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L
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M,T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P
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M(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$
M,CX\8CXR,#$S/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C
M8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^4&5R:6]D:6,@
M8VAA;F=E(&EN(&9A:7(@=F%L=64@;V8@:6YT97)E<W0@<F%T92!S=V%P(&%G
M<F5E;65N=',\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
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M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z
M(#%E;3LG/E!E<FEO9&EC('-E='1L96UE;G0@9&EF9F5R96YT:6%L<R!I;F-L
M=61E9"!I;B!I;G1E<F5S="!E>'!E;G-E/"]P/@T*/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;3XY."PY.3(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;3XY,RPS,30\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q<'@[)SX-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M
M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P
M,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z
M(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US
M='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@
M<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\
M=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ
M96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R!M87)G:6XM;&5F=#H@,V5M.R<^5&]T86P\+W`^#0H\+W1D/@T*
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M=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*
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M"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E
M<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^
M)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S
M='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P
M+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P
M.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D
M97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@
M<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O
M<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V
M,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L
M93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@
M<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[
M('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA
M<F=I;BUT;W`Z(#$R<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C
M:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M=&5X="US
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M86ED('5N9&5R('1H92!S=V%P(&%G<F5E;65N=',N/"]P/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3)P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R
M.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z
M(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@,'!T
M.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET
M92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P
M<'@[)SXF(S$V,#L\+W`^#0H\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G=VED=&@Z(#<V)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD
M96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[('=O<F0M<W!A
M8VEN9SH@,'!X.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R`M=V5B:VET
M+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)R!B;W)D97(],T0P(&-E;&QS<&%C
M:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(^#0H\=&0@=VED=&@],T0X
M,B4^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@=VED=&@],T0W)3X\+W1D
M/@T*/'1D/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!W:61T:#TS1#<E/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\
M+W1D/@T*/'1D/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0V/CQB/E1H<F5E)B,Q-C`[
M;6]N=&AS)B,Q-C`[96YD960\+V(^/&)R("`O/CQB/DIU;F4F(S$V,#LS,"P\
M+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\
M+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@
M8V]L<W!A;CTS1#(^/&(^,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\
M+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@
M8V]L<W!A;CTS1#(^/&(^,C`Q,SPO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G
M8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE
M/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE
M=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG
M/E9A<FEA8FQE(')A=&4@<F5C96EV960\+W`^#0H\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$
M8F]T=&]M/C`N,34\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XR,#PO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N
M97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T
M;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI
M;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I
M;BUL969T.B`Q96T[)SY&:7AE9"!R871E('!A:60\+W`^#0H\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/C`N.30\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XY-#PO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?
M9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A
M83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S
M+U-H965T,3(N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T
M<F]N9SY);F-O;64@5&%X97,\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY);F-O;64@5&%X($1I<V-L;W-U<F4@6T%B
M<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^26YC;VUE(%1A>&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE
M=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N
M93L@=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@
M;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A
M8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M
M<W1R;VME+7=I9'1H.B`P<'@[)SX\8CXW+B!);F-O;64@5&%X97,\+V(^/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R
M;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@
M=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R
M9VEN+71O<#H@-G!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN
M9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R
M;VME+7=I9'1H.B`P<'@[)SY4:&4@<')O=FES:6]N(&9O<B!I;F-O;64@=&%X
M97,@9&5C<F5A<V5D('1O(&%P<')O>&EM871E;'D@)#$N."!M:6QL:6]N(&9O
M<B!T:&4@=&AR964@;6]N=&AS(&5N9&5D($IU;F4F(S$V,#LS,"P@,C`Q-"!F
M<F]M(&%P<')O>&EM871E;'D@)#,N-B!M:6QL:6]N(&9O<B!T:&4@=&AR964@
M;6]N=&AS(&5N9&5D($IU;F4F(S$V,#LS,"P@,C`Q,RX@5&AE($-O;7!A;GDF
M(S@R,3<[<R!E9F9E8W1I=F4@=&%X(')A=&4@9&5C<F5A<V5D('1O(#(W+C`W
M)2!F;W(@=&AE('1H<F5E(&UO;G1H<R!E;F1E9"!*=6YE)B,Q-C`[,S`L(#(P
M,30@9G)O;2`S."XT."4@9F]R('1H92!T:')E92!M;VYT:',@96YD960@2G5N
M928C,38P.S,P+"`R,#$S+B!4:&4@9&5C<F5A<V4@:6X@=&AE(&5F9F5C=&EV
M92!T87@@<F%T92!I<R!R96QA=&5D('1O(&-E<G1A:6X@<')O9F5S<VEO;F%L
M(&9E97,@87-S;V-I871E9"!W:71H('1H92!P;W1E;G1I86P@<V%L92!O9B!T
M:&4@0V]M<&%N>2!B96-O;6EN9R!D961U8W1I8FQE(&1U<FEN9R!T:&4@=&AR
M964@;6]N=&AS(&5N9&5D($IU;F4F(S$V,#LS,"P@,C`Q-"!W:&5N('1H92!!
M<G)A;F=E;65N="!!9W)E96UE;G0@=V%S('1E<FUI;F%T960N/"]P/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?
M8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T
M-60X8B]7;W)K<VAE971S+U-H965T,3,N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#(^/'-T<F]N9SY&86ER(%9A;'5E($1I<V-L;W-U<F5S/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M1F%I<B!686QU92!$:7-C;&]S=7)E<R!;06)S=')A8W1=/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E($1I
M<V-L;W-U<F5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[
M(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI
M;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O
M<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X
M.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I
M9'1H.B`P<'@[)SX\8CXX+B!&86ER(%9A;'5E($1I<V-L;W-U<F5S/"]B/CPO
M<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@
M<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[
M('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA
M<F=I;BUT;W`Z(#9P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I
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M979E;"`Q+"!D969I;F5D(&%S(&]B<V5R=F%B;&4@:6YP=71S('-U8V@@87,@
M<75O=&5D('!R:6-E<R!I;B!A8W1I=F4@;6%R:V5T<SL@3&5V96P@,BP@9&5F
M:6YE9"!A<R!I;G!U=',@;W1H97(@=&AA;B!Q=6]T960@<')I8V5S(&EN(&%C
M=&EV92!M87)K971S('1H870@87)E(&5I=&AE<B!D:7)E8W1L>2!O<B!I;F1I
M<F5C=&QY(&]B<V5R=F%B;&4[(&%N9"!,979E;"`S+"!D969I;F5D(&%S('5N
M;V)S97)V86)L92!I;G!U=',@86)O=70@=VAI8V@@;&ET=&QE(&]R(&YO(&UA
M<FME="!D871A(&5X:7-T<RP@=&AE<F5F;W)E(')E<75I<FEN9R!A;B!E;G1I
M='D@=&\@9&5V96QO<"!I=',@;W=N(&%S<W5M<'1I;VYS+CPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C
M;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD
M96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z
M(#$X<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[
M('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M=&5X="US=')O:V4M=VED
M=&@Z(#!P>#LG/CQU/D%S<V5T<R!A;F0@3&EA8FEL:71I97,@4F5C;W)D960@
M870@1F%I<B!686QU92!O;B!A(%)E8W5R<FEN9R!"87-I<SPO=3X\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N
M)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT
M+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM
M=&]P.B`V<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P
M<'@[('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M=&5X="US=')O:V4M
M=VED=&@Z(#!P>#LG/E1H92!#;VUP86YY(&5S=&EM871E<R!T:&4@9F%I<B!V
M86QU92!O9B!I;G1E<F5S="!R871E('-W87`@86=R965M96YT<R!B87-E9"!O
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M="!R871E('-W87`@86=R965M96YT<R!A<R!,979E;"`R+CPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#AP="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O
M;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E
M;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@
M,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W
M:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H
M.B`P<'@[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`X<'0O;F]R
M;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT
M<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C
M:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@
M,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI=&4M<W!A8V4Z(&YO<FUA;#L@
M+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@,'!X.R<^)B,Q-C`[/"]P/@T*
M/'1A8FQE(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)W=I9'1H.B`Y,B4[('1E
M>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M
M<W!A8VEN9SH@;F]R;6%L.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA
M;B<[(&9O;G0M<VEZ93H@,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED
M=&@Z(#!P>#LG(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D
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M/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B
M;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N
M/3-$8F]T=&]M(&-O;'-P86X],T0Q,#Y&86ER(%9A;'5E($UE87-U<F5M96YT
M(%5S:6YG/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M#0H\<"!S='EL93TS1"=W:61T:#H@,SDN-7!T.R!F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@.'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&(^1&5S8W)I<'1I;VX\+V(^
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T
M=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M
M(&-O;'-P86X],T0R/DQE=F5L)B,Q-C`[,3PO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS
M1&)O='1O;2!C;VQS<&%N/3-$,CY,979E;"`R/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M
M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T
M=&]M(&-O;'-P86X],T0R/DQE=F5L)B,Q-C`[,SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG
M;CTS1&)O='1O;2!C;VQS<&%N/3-$,CY&86ER(%9A;'5E/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^
M#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ
M("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL
M969T.B`Q96T[)SY);G1E<F5S="!R871E('-W87`@86=R965M96YT<SH\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DIU
M;F4F(S$V,#LS,"P@,C`Q-#H\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C
M8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[
M(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#5E;3LG/D5F9F5C=&EV
M92!*=6YE)B,Q-C`[,3,L(#(P,3(@+2!L:6%B:6QI='D\+W`^#0H\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)#PO=&0^#0H\=&0@86QI
M9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C
M.#(Q,CLF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M*#@X+#8X,CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
M=W)A<#XI)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\
M+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/B@X."PV.#(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;2!N;W=R87`],T1N;W=R87`^*28C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US
M:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@-65M.R<^169F
M96-T:79E($%U9W5S="8C,38P.S$S+"`R,#$R("T@87-S970\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-
M"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;3XU.2PY.3@\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C.#(Q,CLF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@
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M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DUA
M<F-H)B,Q-C`[,S$L(#(P,30@+2!A<W-E=#PO<#X-"CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS1')I
M9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ.#,L-C`S
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XD/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG
M;CTS1&)O='1O;3XQ.#,L-C`S/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@
M;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/"]T
M86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N
M97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO
M;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[
M(&UA<F=I;BUT;W`Z(#$X<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US
M<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M=&5X
M="US=')O:V4M=VED=&@Z(#!P>#LG/CQU/D9I;F%N8VEA;"!);G-T<G5M96YT
M<R!.;W0@365A<W5R960@870@1F%I<B!686QU93PO=3X\+W`^#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W(')O;6%N)SL@8V]L
M;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N
M=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M87)G:6XM=&]P.B`V
M<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H
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M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R
M;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@
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M=',@<F%N9V4@9G)O;2`Q,B!T;R`W,B!M;VYT:',N(%1H92!I;FET:6%L('1E
M<FUS(&]F('1H92!$:7)E8W0@3&]A;G,@<F%N9V4@9G)O;2`V('1O(#0X(&UO
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M=F%L=64N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@)W1I
M;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT+71R86YS9F]R
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M:&4@3&EN92!A<R!O9B!*=6YE)B,Q-C`[,S`L(#(P,30@=V%S(&5S=&EM871E
M9"!T;R!B92!E<75A;"!T;R!T:&4@8F]O:R!V86QU92X@5&AE(&EN=&5R97-T
M(')A=&4@9F]R('1H92!,:6YE(&ES(&$@=F%R:6%B;&4@<F%T92!B87-E9"!O
M;B!,24)/4B!P<FEC:6YG(&]P=&EO;G,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3)P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P
M,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z(#!P>#L@
M;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@,'!T.R!M87)G
M:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C
M93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SXF
M(S$V,#L\+W`^#0H\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4],T0G=VED
M=&@Z(#DR)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P
M<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!W;W)D+7-P86-I;F<Z
M(#!P>#L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@+7=E8FMI="UT97AT
M+7-T<F]K92UW:61T:#H@,'!X.R<@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS
M1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R/@T*/'1D('=I9'1H/3-$-34E/CPO
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M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E
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M<#TS1&YO=W)A<#X-"CQP('-T>6QE/3-$)W=I9'1H.B`S.2XU<'0[(&9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\8CY$97-C
M<FEP=&EO;CPO8CX\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI
M9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^3&5V96PF(S$V,#LQ/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0R/DQE=F5L(#(\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^3&5V96P@,SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CY&86ER)B,Q-C`[
M5F%L=64\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C8V-E969F/@T*
M/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M
M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ
M93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/D9I;F%N8V4@<F5C96EV86)L
M97,Z/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@
M<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^
M#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ
M("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL
M969T.B`S96T[)SY*=6YE(#,P+"`R,#$T/"]P/@T*/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG
M:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S@R,3([)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG
M;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XR-S@L,3<S+#`P,#PO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I
M9VAT('9A;&EG;CTS1&)O='1O;3XR-S@L,3<S+#`P,#PO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE
M=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C8V-E969F
M/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT
M.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DUA<F-H(#,Q+"`R,#$T
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\
M+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XD/"]T9#X-"CQT9"!A
M;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;3XR-CDL,S0T+#`P,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD
M/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XR-CDL
M,S0T+#`P,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
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M>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[)SY,:6YE
M(&]F(&-R961I=#H\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C
M8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[
M(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DIU;F4@,S`L
M(#(P,30\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R
M87`^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT@
M;F]W<F%P/3-$;F]W<F%P/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H
M="!V86QI9VX],T1B;W1T;VT^,3,Q+#0P,"PP,#`\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\+W1D/@T*/'1D(&%L
M:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF
M(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@
M;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M
M/C$S,2PT,#`L,#`P/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N
M)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,V5M.R<^36%R8V@@
M,S$L(#(P,30\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R
M:6=H="!V86QI9VX],T1B;W1T;VT^,3(W+#DP,"PP,#`\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\+W1D/@T*/'1D
M(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A
M<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T
M=&]M/C$R-RPY,#`L,#`P/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L
M93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@
M<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[
M('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA
M<F=I;BUT;W`Z(#$X<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C
M:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M=&5X="US
M=')O:V4M=VED=&@Z(#!P>#LG/CQU/D%S<V5T<R!A;F0@3&EA8FEL:71I97,@
M4F5C;W)D960@870@1F%I<B!686QU92!O;B!A($YO;G)E8W5R<FEN9R!"87-I
M<SPO=3X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM
M97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M
M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R
M;6%L.R!M87)G:6XM=&]P.B`V<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R
M9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M
M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG/E1H92!#;VUP86YY(&UA>2!B92!R
M97%U:7)E9"P@9G)O;2!T:6UE('1O('1I;64L('1O(&UE87-U<F4@8V5R=&%I
M;B!A<W-E=',@86YD(&QI86)I;&ET:65S(&%T(&9A:7(@=F%L=64@;VX@82!N
M;VYR96-U<G)I;F<@8F%S:7,N(%1H92!#;VUP86YY(&1O97,@;F]T(&-U<G)E
M;G1L>2!H879E(&%N>2!A<W-E=',@;W(@;&EA8FEL:71I97,@;65A<W5R960@
M870@9F%I<B!V86QU92!O;B!A(&YO;G)E8W5R<FEN9R!B87-I<RX\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
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M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D-A<V@@1&EV:61E;F0\8G(^/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^
M,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$:79I9&5N
M9',@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V%S:"!$:79I9&5N9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T
M:6UE<R!N97<@<F]M86XG.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O
M<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N
M;W)M86P[(&UA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W
M;W)D+7-P86-I;F<Z(#!P>#L@=VAI=&4M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI
M="UT97AT+7-T<F]K92UW:61T:#H@,'!X.R<^/&(^.2X@0V%S:"!$:79I9&5N
M9#PO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM
M97,@;F5W(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M
M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R
M;6%L.R!M87)G:6XM=&]P.B`V<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R
M9"US<&%C:6YG.B`P<'@[('=H:71E+7-P86-E.B!N;W)M86P[("UW96)K:70M
M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG/D1I=FED96YD<R!W97)E(&YO="!D
M96-L87)E9"!O<B!P86ED(&1U<FEN9R!T:&4@=&AR964@;6]N=&AS(&5N9&5D
M($IU;F4F(S$V,#LS,"P@,C`Q-"X@3VX@36%Y)B,Q-C`[-RP@,C`Q,R!T:&4@
M0F]A<F0@;V8@1&ER96-T;W)S(&%N;F]U;F-E9"!A('%U87)T97)L>2!C87-H
M(&1I=FED96YD(&5Q=6%L('1O("0P+C$R('!E<B!C;VUM;VX@<VAA<F4L('1O
M(&)E('!A:60@;VX@2G5N928C,38P.S(X+"`R,#$S('1O('-H87)E:&]L9&5R
M<R!O9B!R96-O<F0@87,@;V8@2G5N928C,38P.S(Q+"`R,#$S+CPO<#X-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG
M.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M
M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT
M;W`Z(#$R<'0[(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P
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M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y
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M("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS
M1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E
M>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@
M5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@
M("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^0V]N=&EN9V5N8VEE<SQB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O;6UI=&UE;G1S(&%N
M9"!#;VYT:6YG96YC:65S($1I<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]N=&EN9V5N
M8VEE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG.R!C;VQO
M<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT
M.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#!P
M=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@=VAI
M=&4M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@
M,'!X.R<^/&(^,3`N($-O;G1I;F=E;F-I97,\+V(^/"]P/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R
M.B`C,#`P,#`P.R!T97AT+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z
M(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@-G!T
M.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET
M92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P
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M9"!0<F]S<&5C="!#87!I=&%L($-O<G!O<F%T:6]N("@F(S@R,C`[4')O<W!E
M8W0F(S@R,C$[*2!A;F0@=&AR964@;V8@:71S('-U8G-I9&EA<FEE<RP@;VX@
M=&AE(&]T:&5R(&AA;F0Z/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT
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M;&%S($-O=6YT>2P@1FQO<FED82DL(&9I;&5D($1E8V5M8F5R)B,Q-C`[,C0L
M(#(P,3,[($=A8G)I96QL82!286=O('8N($YI8VAO;&%S($9I;F%N8VEA;"P@
M26YC+BP@970@86PN+"!#87-E($YO+B8C,38P.S@Z,3,M8W8M,#,R-C$M5DU#
M+51'5R`H52Y3+B!$:7-T<FEC="!#;W5R="P@5&%M<&$L($9L;W)I9&$I+"!F
M:6QE9"!$96-E;6)E<B8C,38P.S,P+"`R,#$S.R!-871T:&5W($IO:&X@3&5O
M;F%R9"!V+B!.:6-H;VQA<R!&:6YA;F-I86PL($EN8RXL(&5T(&%L+BP@0V%S
M92!.;RXF(S$V,#LQ,RTP,3$X,3$M0TD@*$-I<F-U:70@0V]U<G0L(%!I;F5L
M;&%S($-O=6YT>2P@1FQO<FED82DL(&9I;&5D($1E8V5M8F5R)B,Q-C`[,S$L
M(#(P,3,[($UI8VAE;&%N9V5L;R!,;VUB87)D;R!V+B!.:6-H;VQA<R!&:6YA
M;F-I86PL($EN8RXL(&5T(&%L+BP@0V%S92!.;RXF(S$V,#LQ-"TP,#`P.34M
M0TD@*$-I<F-U:70@0V]U<G0L(%!I;F5L;&%S($-O=6YT>2P@1FQO<FED82DL
M(&9I;&5D($IA;G5A<GDF(S$V,#LS+"`R,#$T.R!%9'=A<F0@3W!T;VX@=BX@
M4W1E<&AE;B!"<F%G:6XL(&5T(&%L+BP@0V%S92!.;RXF(S$V,#LQ-"TP,#`Q
M,SDM0TD@*$-I<F-U:70@0V]U<G0L(%!I;F5L;&%S($-O=6YT>2P@1FQO<FED
M82DL(&9I;&5D($IA;G5A<GDF(S$V,#LV+"`R,#$T.R!-87)V:6X@0FEV97(@
M=BX@3FEC:&]L87,@1FEN86YC:6%L+"!);F,N+"!E="!A;"XL($-A<V4@3F\N
M)B,Q-C`[.#HQ-"UC=BTP,#(U,"U634,M5$=7("A5+E,N($1I<W1R:6-T($-O
M=7)T+"!486UP82P@1FQO<FED82DL(&9I;&5D($9E8G)U87)Y)B,Q-C`[,RP@
M,C`Q-#L@86YD(%)I8VAA<F0@06)R;VYS('8N($YI8VAO;&%S($9I;F%N8VEA
M;"P@26YC+BP@970@86PN+"!#87-E($YO+B8C,38P.S@Z,30M8W8M,#`U.#,M
M5DU#+51'5R`H52Y3+B!$:7-T<FEC="!#;W5R="P@5&%M<&$L($9L;W)I9&$I
M+"!F:6QE9"!-87)C:"8C,38P.S$P+"`R,#$T+B!4:&5S92!S979E;B!S=6)S
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M;"8C,38P.S,P+"`R,#$T+"!T:&4@0FEV97(@86YD('1H92!!8G)O;G,@;&%W
M<W5I=',@=V5R92!C;VYS;VQI9&%T960@*&AE<F5A9G1E<BP@=&AE("8C.#(R
M,#M":79E<B!L87=S=6ET)B,X,C(Q.RDN($]N($UA>28C,38P.S@L(#(P,30L
M('1H92!286=O(&QA=W-U:70@=V%S('9O;'5N=&%R:6QY(&1I<VUI<W-E9"X\
M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"`G=&EM97,@;F5W
M(')O;6%N)SL@8V]L;W(Z(",P,#`P,#`[('1E>'0M=')A;G-F;W)M.B!N;VYE
M.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!M
M87)G:6XM=&]P.B`Q,G!T.R!M87)G:6XM8F]T=&]M.B`P<'0[('=O<F0M<W!A
M8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L.R`M=V5B:VET+71E>'0M
M<W1R;VME+7=I9'1H.B`P<'@[)SY%86-H('!L86EN=&EF9B!T;R!T:&4@;&%W
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M+B!&<F]M($IU;'DF(S$V,#LX+"`R,#$T('1O($IU;'DF(S$V,#LQ-2P@,C`Q
M-"P@9F]L;&]W:6YG('1H92!#;VUP86YY)B,X,C$W.W,@2G5N928C,38P.S$R
M+"`R,#$T(&%N;F]U;F-E;65N="!T:&%T('1H92!#;VUP86YY)B,X,C$W.W,@
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M(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P
M<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT;W`Z(#$R<'0[
M(&UA<F=I;BUB;W1T;VTZ(#!P=#L@=V]R9"US<&%C:6YG.B`P<'@[('=H:71E
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M;V8@;W!E<F%T:6]N<RX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
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M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q
M=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R
M<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C
M/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO
M<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$
M<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E)E
M8V5N=&QY($ES<W5E9"!!8V-O=6YT:6YG(%-T86YD87)D<SQB<CX\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS
M($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%C8V]U;G1I
M;F<@0VAA;F=E<R!A;F0@17)R;W(@0V]R<F5C=&EO;G,@6T%B<W1R86-T73PO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C
M96YT;'D@27-S=65D($%C8V]U;G1I;F<@4W1A;F1A<F1S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T97AT
M+71R86YS9F]R;3H@;F]N93L@=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P
M86-I;F<Z(&YO<FUA;#L@;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M
M.B`P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!W:&ET92US<&%C93H@;F]R;6%L
M.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)SX\8CXQ,2X@4F5C
M96YT;'D@27-S=65D($%C8V]U;G1I;F<@4W1A;F1A<F1S/"]B/CPO<#X-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L("=T:6UE<R!N97<@<F]M86XG
M.R!C;VQO<CH@(S`P,#`P,#L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M
M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&UA<F=I;BUT
M;W`Z(#9P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!W;W)D+7-P86-I;F<Z(#!P
M>#L@=VAI=&4M<W!A8V4Z(&YO<FUA;#L@+7=E8FMI="UT97AT+7-T<F]K92UW
M:61T:#H@,'!X.R<^26X@36%Y(#(P,30L('1H92!&05-"(&ES<W5E9"8C,38P
M.SQI/D%352!.;RXF(S$V,#LR,#$T+3`Y+"!3=6UM87)Y(&%N9"!!;65N9&UE
M;G1S(%1H870@0W)E871E(%)E=F5N=64@9G)O;2!#;VYT<F%C=',@=VET:"!#
M=7-T;VUE<G,@*%1O<&EC(#8V,"D@86YD($]T:&5R($%S<V5T<R!A;F0@1&5F
M97)R960@0V]S=',M0V]N=')A8W1S('=I=&@@0W5S=&]M97(@*%-U8G1O<&EC
M(#,T,"TT,"D\+VD^+B!!4U4@,C`Q-"TP.2!S971S(&YE=R!G=6ED86YC92!T
M;R!C;&%R:69Y('!R:6YC:7!L97,@9F]R(')E8V]G;FEZ:6YG(')E=F5N=64@
M86YD(&1E=F5L;W`@82!C;VUM;VX@<F5V96YU92!S=&%N9&%R9"!W:71H('1H
M92!);G1E<FYA=&EO;F%L($%C8V]U;G1I;F<@4W1A;F1A<F1S($)O87)D+B!!
M4U4@,C`Q-"TP.2!I<R!E9F9E8W1I=F4@9F]R(&9I<V-A;"!Y96%R<RP@86YD
M(&EN=&5R:6T@<&5R:6]D<R!W:71H:6X@=&AO<V4@>65A<G,L(&)E9VEN;FEN
M9R!A9G1E<B!$96-E;6)E<B8C,38P.S$U+"`R,#$V+B!4:&4@0V]M<&%N>2!I
M<R!C=7)R96YT;'D@979A;'5A=&EN9R!T:&4@969F96-T(&]F(&%D;W!T:6YG
M($%352!.;RXF(S$V,#LR,#$T+3`Y(&]N(&ET<R!C;VYS;VQI9&%T960@9FEN
M86YC:6%L('-T871E;65N=',N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@)W1I;65S(&YE=R!R;VUA;B<[(&-O;&]R.B`C,#`P,#`P.R!T
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M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?
M9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A
M83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S
M+U-H965T,3<N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T
M<F]N9SY%87)N:6YG<R!097(@4VAA<F4@*%1A8FQE<RD\8G(^/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY%87)N:6YG<R!0
M97(@4VAA<F4@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@8V]M<'5T871I;VX@;V8@
M8F%S:6,@86YD(&1I;'5T960@96%R;FEN9W,@<&5R('-H87)E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'1A8FQE(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!T97AT+71R86YS9F]R;3H@;F]N93L@
M=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA;#L@9F]N
M="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[
M('=O<F0M<W!A8VEN9SH@,'!X.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E
M.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)R!B;W)D97(],T0P
M(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(^#0H\=&0@
M=VED=&@],T0W,B4^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@=VED=&@]
M,T0U)3X\+W1D/@T*/'1D/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;2!W:61T:#TS1#4E/CPO=&0^#0H\=&0^/"]T
M9#X-"CQT9#X\+W1D/@T*/'1D/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X
M<'0[)SX-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
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M;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C
M;VQS<&%N/3-$,CX\8CXR,#$T/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C
M,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@
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M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P
M/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM
M;&5F=#H@,65M.R<^3G5M97)A=&]R(&9O<B!E87)N:6YG<R!P97(@<VAA<F4@
M)B,X,C$Q.R!N970@:6YC;VUE/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-"PY
M,#DL,3@X/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*
M/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C4L-S`P+#0Y,SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I>F4Z
M(#%P>#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[
M(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U
M8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D
M97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P
M.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O
M=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[
M)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^1&5N;VUI;F%T;W(Z/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I
M>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T
M;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI
M;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I
M;BUL969T.B`S96T[)SY$96YO;6EN871O<B!F;W(@8F%S:6,@96%R;FEN9W,@
M<&5R('-H87)E("8C.#(Q,3L@=V5I9VAT960@879E<F%G92!S:&%R97,\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG
M:'0@=F%L:6=N/3-$8F]T=&]M/C$R+#$W."PR.3,\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG
M;CTS1&)O='1O;3XQ,BPP-C4L,#$R/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,V5M
M.R<^169F96-T(&]F(&1I;'5T:79E('-E8W5R:71I97,Z/"]P/@T*/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N
M97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F
M9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT
M+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`S96T[)SY3=&]C:R!O<'1I;VYS
M(&%N9"!O=&AE<B!S:&%R92!A=V%R9',\+W`^#0H\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C
M,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M
M/C$X-"PY,#D\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
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M=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@
M8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI
M9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*
M/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R
M+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C
M,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED
M.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\
M<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/D1E
M;F]M:6YA=&]R(&9O<B!D:6QU=&5D(&5A<FYI;F=S('!E<B!S:&%R93PO<#X-
M"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
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M;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G9F]N="US:7IE.B`Q<'@[)SX-"CQT9"!V86QI9VX],T1B
M;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D
M97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[
M(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O
M<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D
M97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D
M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P
M.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R
M9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X
M.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT
M;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R
M9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT
M9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I>F4Z
M(#%P=#LG/@T*/'1D/CPO=&0^#0H\=&0@8V]L<W!A;CTS1#0^/"]T9#X-"CQT
M9"!C;VQS<&%N/3-$-#X\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT
M+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG
M(&)G8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T
M>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S
M(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E
M;3LG/D5A<FYI;F=S('!E<B!S:&%R93H\+W`^#0H\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C
M,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[
M(&9O;G0M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T
M>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S
M(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E
M;3LG/D)A<VEC/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O
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M=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC
M;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M
M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z
M(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US
M='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R
M+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M
M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE
M<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C
M965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F
M;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`S96T[)SY$:6QU=&5D/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
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M8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P
M,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D
M;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE
M.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@
M9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L
M93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q
M-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H965T,3@N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5!3$%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D9I;F%N8V4@
M4F5C96EV86)L97,@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT<RP@3F]T97,L($QO86YS
M(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L92!;3&EN92!)=&5M<UT\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE
M(&]F(&9I;F%N8V4@<F5C96EV86)L97,@8V]N<VES=&EN9R!O9B!A=71O;6]B
M:6QE(&9I;F%N8V4@:6YS=&%L;&UE;G0@0V]N=')A8W1S(&%N9"!$:7)E8W0@
M3&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\=&%B;&4@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#$P,"4[('1E>'0M=')A
M;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN
M9SH@;F]R;6%L.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O
M;G0M<VEZ93H@,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P
M>#LG(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$
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M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#(^/&(^2G5N928C,38P.S,P+#PO8CX\8G(@("\^/&(^,C`Q-#PO
M8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^36%R8V@F
M(S$V,#LS,2P\+V(^/&)R("`O/CQB/C(P,30\+V(^/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P
M<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\
M<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T
M:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T
M.B`Q96T[)SY&:6YA;F-E(')E8V5I=F%B;&5S+"!G<F]S<R!C;VYT<F%C=#PO
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M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^56YE87)N960@:6YT97)E<W0\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T
M=&]M/B@Q,S`L.3,U+#4W-3PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO
M=W)A<#TS1&YO=W)A<#XI)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XH,3(T+#,P
M-BPY-CD\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R
M87`^*28C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,7!X.R<^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P
M,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S
M;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D
M97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^
M)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S
M='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P
M+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ
M93H@,3!P=#LG(&)G8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O
M<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL
M>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN
M+6QE9G0Z(#%E;3LG/D9I;F%N8V4@<F5C96EV86)L97,L(&YE="!O9B!U;F5A
M<FYE9"!I;G1E<F5S=#PO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,S`Y+#4W,"PW
M.#<\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS
M1')I9VAT('9A;&EG;CTS1&)O='1O;3XS,#`L,#,W+#(R-#PO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S
M(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS
M1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R
M9VEN+6QE9G0Z(#%E;3LG/E5N96%R;F5D(&1E86QE<B!D:7-C;W5N=',\+W`^
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M;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z
M(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US
M='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@
M<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P
M,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S
M;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F
M;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI
M9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N
M="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[
M(&UA<F=I;BUL969T.B`Q96T[)SY&:6YA;F-E(')E8V5I=F%B;&5S+"!N970@
M;V8@=6YE87)N960@:6YT97)E<W0@86YD('5N96%R;F5D(&1E86QE<B!D:7-C
M;W5N=',\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S
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M)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V
M86QI9VX],T1B;W1T;VT^,C@R+#@R,BPY-34\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\
M<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T
M:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T
M.B`Q96T[)SY!;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/B@Q,RPV-#`L.#8U/"]T9#X-"CQT9"!V86QI9VX],T1B
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M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@
M<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[
M)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@
M<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O
M<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P
M.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I
M>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T
M;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI
M;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I
M;BUL969T.B`Q96T[)SY&:6YA;F-E(')E8V5I=F%B;&5S+"!N970\+W`^#0H\
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M;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P
M,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL
M93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P
M.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O
M=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P
M.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O
M=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[
M)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-C:&5D=6QE(&]F(&%N(&%S<V5S<VUE;G0@;V8@=&AE(&-R
M961I="!Q=6%L:71Y(&)Y(&-R961I='=O<G1H:6YE<W,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G=VED=&@Z(#$P,"4[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT
M+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@=V]R
M9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[("UW
M96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG(&)O<F1E<CTS1#`@8V5L
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M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`X<'0[)SX-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P
M,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0V/CQB
M/DIU;F4F(S$V,#LS,"P\+V(^/&)R("`O/CQB/C(P,30\+V(^/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0V/CQB/DIU;F4F(S$V,#LS
M,"P\+V(^/&)R("`O/CQB/C(P,3,\+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#AP=#LG/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^0V]N=')A8W1S/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0R/D1I<F5C="!,
M;V%N<SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CY#
M;VYT<F%C=',\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS
M1#(^1&ER96-T($QO86YS/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T
M:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$
M(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG
M.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[)SY097)F;W)M
M:6YG(&%C8V]U;G1S/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-#(P+#`P-BPW
M.34\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@
M86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,3$L,3$X+#,S,#PO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS
M1')I9VAT('9A;&EG;CTS1&)O='1O;3XS.38L-#0X+#`P-CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT
M('9A;&EG;CTS1&)O='1O;3XY+#8Q,RPX-C4\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\
M<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T
M:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T
M.B`Q96T[)SY.;VXM<&5R9F]R;6EN9R!A8V-O=6YT<SPO<#X-"CPO=&0^#0H\
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M;W1T;VT^-"PT-S`L-#(V/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W
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M=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO
M<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P
M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE
M.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M
M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P
M,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z
M(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US
M='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@
M<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@
M(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T
M>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P
M,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S
M;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT
M9"!V86QI9VX],T1T;W`^#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E
M;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[)SY4;W1A;#PO<#X-"CPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T
M=&]M/C0R-2PX.38L-#<Q/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\+W1D
M/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$Q+#$W-2PV
M-C$\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX]
M,T1R:6=H="!V86QI9VX],T1B;W1T;VT^,SDQ+#DW-RPU.#`\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI
M9VX],T1B;W1T;VT^.2PV-30L.30X/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^0VAA<'1E<B`Q,R!B86YK<G5P="!A8V-O=6YT<SPO<#X-"CPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX]
M,T1B;W1T;VT^,RPT,#8L-S`V/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@
M;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q
M-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M,C<L-#4X/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,2PX,#(L.#(P/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^
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M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y
M;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW
M:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO
M<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G
M8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@
M,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO
M=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL
M93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I
M9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE
M/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED
M=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P
M>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4]
M,T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T
M:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-
M"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R
M9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X
M.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^
M#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B
M9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N
M97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[
M)SY&:6YA;F-E(')E8V5I=F%B;&5S+"!G<F]S<R!C;VYT<F%C=#PO<#X-"CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N
M/3-$8F]T=&]M/C0R.2PS,#,L,C0P/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@.'!T.R<^
M)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$Q
M+#(P,RPQ,3D\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@
M86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,SDS+#<X,"PT,#`\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`X<'0[)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-
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M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4]
M,T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T
M:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P
M>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE
M/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED
M=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO
M=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL
M93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I
M9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO
M<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G
M8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@
M,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\
M+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y
M;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW
M:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\
M+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$
M)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z
M(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*
M/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE
M9'5L92!O9B!I;F9O<FUA=&EO;B!R96=A<F1I;F<@9&5L:6YQ=65N8WD@<F%T
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\=&%B;&4@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#$P,"4[('1E>'0M=')A;G-F
M;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@
M;F]R;6%L.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL87!S
M93H@8V]L;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG
M(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-
M"CQT<CX-"CQT9"!W:61T:#TS1#4P)3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;2!W:61T:#TS1#,E/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*
M/'1D/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M('=I9'1H/3-$,R4^/"]T
M9#X-"CQT9#X\+W1D/@T*/'1D/CPO=&0^#0H\=&0^/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@=VED=&@],T0S)3X\+W1D/@T*/'1D/CPO=&0^#0H\=&0^
M/"]T9#X-"CQT9#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!W:61T:#TS
M1#,E/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D/CPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M('=I9'1H/3-$,R4^/"]T9#X-"CQT9#X\+W1D
M/@T*/'1D/CPO=&0^#0H\=&0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#AP
M=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^#0H\
M<"!S='EL93TS1"=W:61T:#H@,S,N-S5P=#L@9F]N="UF86UI;'DZ("=T:6UE
M<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#AP=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQB/D-O;G1R86-T<SPO8CX\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#(^/&(^1W)O<W,F(S$V,#M"86QA;F-E/&)R("`O/D]U='-T86YD
M:6YG/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@
M(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`^/&(^,S$F(S$V,#LF(S@R,3$[)B,Q-C`[-C`@
M9&%Y<SPO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P/CQB/C8Q)B,Q-C`[)B,X,C$Q.R8C,38P.SDP(&1A>7,\
M+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<#X\8CY/=F5R)B,Q-C`[.3`F(S$V,#MD87ES/"]B/CPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O
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M1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R
M9VEN+6QE9G0Z(#%E;3LG/DIU;F4F(S$V,#LS,"PF(S$V,#LR,#$T/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H
M="!V86QI9VX],T1B;W1T;VT^-#(U+#@Y-BPT-S$\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
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M+#,T-BPR,#$\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@
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M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O
M='1O;3XS+C@V/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$
M;F]W<F%P/B4F(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D
M(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$N,#(\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)28C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI
M9VX],T1B;W1T;VT^,"XS-CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO
M=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
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M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[
M(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/DIU;F4F(S$V
M,#LS,"PF(S$V,#LR,#$S/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,SDQ+#DW
M-RPU.#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,3(L-3`V+#@X,CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I
M9VAT('9A;&EG;CTS1&)O='1O;3XS+#$S."PU-S4\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
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M,#@\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-
M"CQT9"!V86QI9VX],T1T;W`^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG
M;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XS+C$Y/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$
M8F]T=&]M/C`N.#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XS-#PO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A
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M)W=I9'1H.B`T-"XR<'0[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N
M)SL@9F]N="US:7IE.B`X<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)SX\8CY$:7)E8W0F(S$V,#M,;V%N<SPO8CX\+W`^#0H\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A
M;CTS1#(^/&(^1W)O<W,F(S$V,#M"86QA;F-E/&)R("`O/D]U='-T86YD:6YG
M/"]B/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\
M8CXS,2`F(S@R,3$[(#8P(&1A>7,\+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T
M=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M
M(&-O;'-P86X],T0R/CQB/C8Q("8C.#(Q,3L@.3`@9&%Y<SPO8CX\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V
M86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^3W9E<B`Y,"!D87ES/"]B
M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R
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M('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M
M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@
M,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/DIU;F4F(S$V,#LS,"PF(S$V,#LR
M,#$T/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI
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M9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ-2PX-#`\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
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M/C$N-C0\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R
M87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI
M9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XS-SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;3XP+C$T/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B4F(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*
M/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C(N,34\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)28C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E
M9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N
M="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^2G5N928C,38P.S,P
M+"8C,38P.S(P,3,\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-
M"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XY+#8U-"PY-#@\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI
M9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-SDL-34R/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N
M/3-$8F]T=&]M/C(W+#`T-CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO
M=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ-"PP,S<\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
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M8F]T=&]M/C`N.#(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XR.#PO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A
M;&EG;CTS1&)O='1O;3XP+C$U/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@
M;F]W<F%P/3-$;F]W<F%P/B4F(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\
M+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$N,C4\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)28C
M,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G1R86-T<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT<RP@
M3F]T97,L($QO86YS(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L92!;3&EN92!)
M=&5M<UT\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-C:&5D=6QE(&]F(')E8V]N8VEL:6%T:6]N(&]F('1H92!C:&%N9V5S
M(&EN('1H92!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\=&%B;&4@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G=VED=&@Z(#$P,"4[('1E>'0M=')A;G-F;W)M.B!N;VYE.R!T
M97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN9SH@;F]R;6%L.R!F;VYT
M+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@
M=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P>#LG(&)O<F1E<CTS1#`@
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M8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#8^/&(^5&AR
M964@;6]N=&AS(&5N9&5D($IU;F4F(S$V,#LS,"P\+V(^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^
M,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^/&(^
M,C`Q,SPO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE
M=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C8V-E969F
M/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT
M.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/D)A;&%N8V4@870@8F5G
M:6YN:6YG(&]F('!E<FEO9#PO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\
M+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$R+#@X
M.2PP.#(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI
M9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,38L,#DP+#8U,CPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG
M;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT
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M+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\
M=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ
M96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^3&]S<V5S(&%B<V]R8F5D/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG
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M='1O;2!N;W=R87`],T1N;W=R87`^*28C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N
M="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^
M4F5C;W9E<FEE<SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^.#(Q+#`T
M.#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L
M:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C@W-2PP-C<\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US:7IE.B`Q<'@[)SX-
M"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\
M<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL
M93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I
M9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE
M/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED
M=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P
M>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@
M8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^0F%L86YC92!A="!E;F0@;V8@<&5R:6]D/"]P/@T*/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[
M)SXF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M,3(L.3,S+#DP-3PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG
M;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ-"PX,3$L,3<S/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M<VEZ93H@,7!X.R<^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*
M/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R
M+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF
M(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T
M>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M
M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T
M>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M
M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS
M1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H
M.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-
M"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&ER
M96-T($QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/D%C8V]U;G1S+"!.;W1E<RP@3&]A;G,@86YD($9I;F%N8VEN9R!2
M96-E:79A8FQE(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@<F5C;VYC:6QI871I
M;VX@;V8@=&AE(&-H86YG97,@:6X@=&AE(&%L;&]W86YC92!F;W(@8W)E9&ET
M(&QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQT86)L
M92!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=W:61T:#H@,3`P)3L@=&5X="UT
M<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P<'@[(&QE='1E<BUS<&%C
M:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R!W;W)D+7-P86-I;F<Z(#!P>#L@8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@+7=E8FMI="UT97AT+7-T<F]K92UW:61T:#H@
M,'!X.R<@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<]
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M;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C
M;VQS<&%N/3-$-CX\8CY4:')E928C,38P.VUO;G1H<R8C,38P.V5N9&5D)B,Q
M-C`[2G5N928C,38P.S,P+#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL
M>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@.'!T.R<^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\8CXR,#$T/"]B/CPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M('9A;&EG;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\8CXR,#$S/"]B/CPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N
M="US:7IE.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N
M/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M
M87)G:6XM;&5F=#H@,65M.R<^0F%L86YC92!A="!B96=I;FYI;F<@;V8@<&5R
M:6]D/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI
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M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N
M="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^
M0W5R<F5N="!P97)I;V0@<')O=FES:6]N/"]P/@T*/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
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M>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S
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M1&YO=W)A<#XI)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XH,C<L-3@V/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/BDF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S
M(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS
M1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R
M9VEN+6QE9G0Z(#%E;3LG/E)E8V]V97)I97,\+W`^#0H\+W1D/@T*/'1D('9A
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M/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P
M,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE
M.B!S;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@
M8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI
M9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B
M;W)D97(M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED
M.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\
M<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M
M=&]P+7=I9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]P/@T*/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS
M1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R
M9VEN+6QE9G0Z(#%E;3LG/D)A;&%N8V4@870@96YD(&]F('!E<FEO9#PO<#X-
M"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/C<P-BPY-C`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-3DQ+#@X,3PO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I>F4Z
M(#%P>#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[
M(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL93H@9&]U
M8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D
M97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D
M97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O=6)L93LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/@T*/'`@
M<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+71O
M<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D;W5B;&4[)SXF(S$V
M,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L
M93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S5A
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M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M2T@^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^26YT97)E<W0@4F%T92!3=V%P
M($%G<F5E;65N=',@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$97)I=F%T:79E($EN<W1R=6UE;G1S
M(&%N9"!(961G:6YG($%C=&EV:71I97,@1&ES8VQO<W5R92!;06)S=')A8W1=
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3
M8VAE9'5L92!O9B!N;W1I;VYA;"!A;6]U;G1S(&]F(&EN=&5R97-T(')A=&4@
M<W=A<',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\=&%B;&4@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#$P,"4[('1E>'0M=')A
M;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M<W!A8VEN
M9SH@;F]R;6%L.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O
M;G0M<VEZ93H@,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED=&@Z(#!P
M>#LG(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$
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M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#8^/&(^5&AR964@;6]N=&AS(&5N9&5D($IU;F4F(S$V,#LS,"P\
M+V(^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M
M86XG.R!F;VYT+7-I>F4Z(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\
M+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@
M8V]L<W!A;CTS1#(^/&(^,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B
M;W1T;VT@8V]L<W!A;CTS1#(^/&(^,C`Q,SPO8CX\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F
M;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P
M=#LG(&)G8V]L;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z
M(#%E;3LG/DYO=&EO;F%L(&%M;W5N=',@870@07!R:6PF(S$V,#LQ/"]P/@T*
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H
M="!V86QI9VX],T1B;W1T;VT^-3`L,#`P+#`P,#PO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG
M;CTS1&)O='1O;3XU,"PP,#`L,#`P/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@
M9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M
M.R<^3F5W(&-O;G1R86-T<SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO
M=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@
M=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N
M/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@8F=C
M;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W
M(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^
M36%T=7)E9"!C;VYT<F%C=',\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P
M.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+7-I
M>F4Z(#%P>#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P
M,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@
M<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O
M<F1E<BUT;W`M=VED=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[
M)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P
M,#L@8F]R9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S
M;VQI9#LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P,#L@8F]R
M9&5R+71O<"UW:61T:#H@,7!X.R!B;W)D97(M=&]P+7-T>6QE.B!S;VQI9#LG
M/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N
M97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[
M)SY.;W1I;VYA;"!A;6]U;G1S(&%T($IU;F4F(S$V,#LS,#PO<#X-"CPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$
M8F]T=&]M/C4P+#`P,"PP,#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`X<'0[)SXF(S$V
M,#LF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO
M=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^-3`L,#`P
M+#`P,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A
M<#XF(S$V,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT
M+7-I>F4Z(#%P>#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P
M,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R+71O<"US='EL
M93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P
M.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z(&1O
M=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C
M,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M<W1Y
M;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO<CH@(S`P,#`P
M,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P+7-T>6QE.B!D
M;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F(&QO8V%T:6]N<R!A;F0@86UO
M=6YT<R!O9B`H9V%I;G,I(&QO<W-E<R!R96-O9VYI>F5D(&EN(&EN8V]M93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQT86)L92!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=W:61T:#H@.3`E.R!T97AT+71R86YS9F]R;3H@
M;F]N93L@=&5X="UI;F1E;G0Z(#!P>#L@;&5T=&5R+7-P86-I;F<Z(&YO<FUA
M;#L@9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#$P<'0[('=O<F0M<W!A8VEN9SH@,'!X.R!B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R`M=V5B:VET+71E>'0M<W1R;VME+7=I9'1H.B`P<'@[)R!B;W)D
M97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(^
M#0H\=&0@=VED=&@],T0W-B4^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@
M=VED=&@],T0U)3X\+W1D/@T*/'1D/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!W:61T:#TS1#4E/CPO=&0^#0H\
M=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D/CPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US
M:7IE.B`X<'0[)SX-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C
M,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
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M+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O
M='1O;2!C;VQS<&%N/3-$,CX\8CXR,#$T/"]B/CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG
M;CTS1&)O='1O;2!C;VQS<&%N/3-$,CX\8CXR,#$S/"]B/CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE
M.B`Q,'!T.R<@8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P
M/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM
M;&5F=#H@,65M.R<^4&5R:6]D:6,@8VAA;F=E(&EN(&9A:7(@=F%L=64@;V8@
M:6YT97)E<W0@<F%T92!S=V%P(&%G<F5E;65N=',\+W`^#0H\+W1D/@T*/'1D
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M/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M
M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ
M93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/E!E<FEO9&EC('-E='1L96UE
M;G0@9&EF9F5R96YT:6%L<R!I;F-L=61E9"!I;B!I;G1E<F5S="!E>'!E;G-E
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A
M;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XY."PY.3(\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS
M1')I9VAT('9A;&EG;CTS1&)O='1O;3XY,RPS,30\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US:7IE.B`Q<'@[)SX-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL
M93TS1"=B;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I
M9'1H.B`Q<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B
M;W)D97(M=&]P+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`Q
M<'@[(&)O<F1E<BUT;W`M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]P/@T*/"]T
M9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE
M/3-$)V)O<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED
M=&@Z(#%P>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O
M<F1E<BUT;W`M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#%P
M>#L@8F]R9&5R+71O<"US='EL93H@<V]L:60[)SXF(S$V,#L\+W`^#0H\+W1D
M/@T*/'1D/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R<@
M8F=C;VQO<CTS1"-C8V5E9F8^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@
M;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,V5M
M.R<^5&]T86P\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.R8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG
M;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XS,3$L,C<Y/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@.'!T.R<^)B,Q-C`[)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@=F%L
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M/'1D('9A;&EG;CTS1&)O='1O;3X-"CQP('-T>6QE/3-$)V)O<F1E<BUT;W`M
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUT;W`M=VED=&@Z(#-P>#L@8F]R9&5R
M+71O<"US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]P/@T*/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P+6-O;&]R
M.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E<BUT;W`M
M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0^)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^#0H\<"!S='EL93TS1"=B;W)D97(M=&]P
M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M=&]P+7=I9'1H.B`S<'@[(&)O<F1E
M<BUT;W`M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO<#X-"CPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/@T*/'`@<W1Y;&4],T0G8F]R9&5R+71O<"UC;VQO
M<CH@(S`P,#`P,#L@8F]R9&5R+71O<"UW:61T:#H@,W!X.R!B;W)D97(M=&]P
M+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W`^#0H\+W1D/@T*/'1D/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F('9A<FEA8FQE
M(')A=&5S(')E8V5I=F5D(&%N9"!A=F5R86=E(&9I>&5D(')A=&5S('!A:60@
M=6YD97(@=&AE('-W87`@86=R965M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQT86)L92!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=W
M:61T:#H@,3`P)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT
M.B`P<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY.B`G
M=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[('=O<F0M<W!A8VEN
M9SH@,'!X.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R`M=V5B:VET+71E
M>'0M<W1R;VME+7=I9'1H.B`P<'@[)R!B;W)D97(],T0P(&-E;&QS<&%C:6YG
M/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(^#0H\=&0@=VED=&@],T0X,B4^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@=VED=&@],T0W)3X\+W1D/@T*
M/'1D/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;2!W:61T:#TS1#<E/CPO=&0^#0H\=&0^/"]T9#X-"CQT9#X\+W1D
M/@T*/'1D/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=B;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M=F%L:6=N/3-$8F]T=&]M(&-O;'-P86X],T0V/CQB/E1H<F5E)B,Q-C`[;6]N
M=&AS)B,Q-C`[96YD960\+V(^/&)R("`O/CQB/DIU;F4F(S$V,#LS,"P\+V(^
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG
M.R!F;VYT+7-I>F4Z(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#(^/&(^,C`Q-#PO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#(^/&(^,C`Q,SPO8CX\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL
M>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L
M;W(],T0C8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#%E;3LG/E9A
M<FEA8FQE(')A=&4@<F5C96EV960\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T
M=&]M/C`N,34\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@
M86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XR,#PO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@
M<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)SX-"CQT9"!V86QI9VX],T1T;W`^
M#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ
M("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL
M969T.B`Q96T[)SY&:7AE9"!R871E('!A:60\+W`^#0H\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N
M/3-$8F]T=&]M/C`N.30\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R
M87`],T1N;W=R87`^)28C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,"XY-#PO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XE)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R
M9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV
M9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H
M965T,C`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$4R1CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N
M9SY&86ER(%9A;'5E($1I<V-L;W-U<F5S("A486)L97,I/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1F%I<B!686QU
M92!$:7-C;&]S=7)E<R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!A<W-E=',@86YD
M(&QI86)I;&ET:65S(')E8V]R9&5D(&%T(&9A:7(@=F%L=64@;VX@82!R96-U
M<G)I;F<@8F%S:7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\
M=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4],T0G=VED=&@Z(#$P,"4[('1E
M>'0M=')A;G-F;W)M.B!N;VYE.R!T97AT+6EN9&5N=#H@,'!X.R!L971T97(M
M<W!A8VEN9SH@;F]R;6%L.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA
M;B<[(&9O;G0M<VEZ93H@,3!P=#L@=V]R9"US<&%C:6YG.B`P<'@[(&)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[("UW96)K:70M=&5X="US=')O:V4M=VED
M=&@Z(#!P>#LG(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D
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M/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[)SX-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B
M;W)D97(M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N
M/3-$8F]T=&]M(&-O;'-P86X],T0Q,#Y&86ER(%9A;'5E($UE87-U<F5M96YT
M(%5S:6YG/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
M"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#AP=#LG/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M#0H\<"!S='EL93TS1"=W:61T:#H@,SDN-7!T.R!F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@.'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&(^1&5S8W)I<'1I;VX\+V(^
M/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[)B,Q-C`[
M/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T
M=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M
M(&-O;'-P86X],T0R/DQE=F5L)B,Q-C`[,3PO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS
M1&)O='1O;2!C;VQS<&%N/3-$,CY,979E;"`R/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q
M-C`[/"]T9#X-"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M
M8F]T=&]M+6-O;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T
M=&]M(&-O;'-P86X],T0R/DQE=F5L)B,Q-C`[,SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;2UC;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG
M;CTS1&)O='1O;2!C;VQS<&%N/3-$,CY&86ER(%9A;'5E/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z
M(#$P<'0[)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^
M#0H\<"!S='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ
M("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL
M969T.B`Q96T[)SY);G1E<F5S="!R871E('-W87`@86=R965M96YT<SH\+W`^
M#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M
M<VEZ93H@,3!P=#LG/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DIU
M;F4F(S$V,#LS,"P@,C`Q-#H\+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF
M(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3X\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3X\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A;6EL>3H@)W1I
M;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG(&)G8V]L;W(],T0C
M8V-E969F/@T*/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[
M(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#5E;3LG/D5F9F5C=&EV
M92!*=6YE)B,Q-C`[,3,L(#(P,3(@+2!L:6%B:6QI='D\+W`^#0H\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)#PO=&0^#0H\=&0@86QI
M9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C
M.#(Q,CLF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M*#@X+#8X,CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
M=W)A<#XI)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\
M+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@
M=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L
M:6=N/3-$8F]T=&]M/B@X."PV.#(\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;2!N;W=R87`],T1N;W=R87`^*28C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US
M:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O
M;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@-65M.R<^169F
M96-T:79E($%U9W5S="8C,38P.S$S+"`R,#$R("T@87-S970\+W`^#0H\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-
M"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N
M;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG
M;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;3XU.2PY.3@\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C.#(Q,CLF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\=&0@
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M)W1E>'0M:6YD96YT.B`M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R
M;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DUA
M<F-H)B,Q-C`[,S$L(#(P,30@+2!A<W-E=#PO<#X-"CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS1')I
M9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ.#,L-C`S
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XD/"]T
M9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A
M;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG
M;CTS1&)O='1O;3XQ.#,L-C`S/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@
M;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\+W1R/@T*/"]T
M86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-C:&5D=6QE(&]F(&9I;F%N8VEA;"!I;G-T<G5M96YT<R!N;W0@
M;65A<W5R960@870@9F%I<B!V86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQT86)L92!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=W:61T
M:#H@,3`P)3L@=&5X="UT<F%N<V9O<FTZ(&YO;F4[('1E>'0M:6YD96YT.B`P
M<'@[(&QE='1E<BUS<&%C:6YG.B!N;W)M86P[(&9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!W;W)D+7-P86-I;F<Z
M(#!P>#L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@+7=E8FMI="UT97AT
M+7-T<F]K92UW:61T:#H@,'!X.R<@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS
M1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R/@T*/'1D('=I9'1H/3-$-C,E/CPO
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M/3-$)V)O<F1E<BUB;W1T;VTM8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T
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M"CQP('-T>6QE/3-$)W=I9'1H.B`S.2XU<'0[(&9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`X<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\8CY$97-C<FEP=&EO;CPO8CX\
M+W`^#0H\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*
M/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L<W!A
M;CTS1#(^3&5V96PF(S$V,#LQ/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^
M)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-
M"CQT9"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=B;W)D97(M8F]T=&]M+6-O
M;&]R.B`C,#`P,#`P.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@=F%L:6=N/3-$8F]T=&]M(&-O;'-P
M86X],T0R/DQE=F5L)B,Q-C`[,CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;2UC
M;VQO<CH@(S`P,#`P,#L@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG('9A;&EG;CTS1&)O='1O;2!C;VQS
M<&%N/3-$,CY,979E;"8C,38P.S,\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O
M;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(",P,#`P,#`[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!V86QI9VX],T1B;W1T;VT@8V]L
M<W!A;CTS1#(^1F%I<B8C,38P.U9A;'5E/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B
M9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N
M97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`Q96T[
M)SY&:6YA;F-E(')E8V5I=F%B;&5S.CPO<#X-"CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/CPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)V9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N
M)SL@9F]N="US:7IE.B`Q,'!T.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@
M<W1Y;&4],T0G=&5X="UI;F1E;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM
M97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@
M,V5M.R<^2G5N92`S,"P@,C`Q-#PO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO
M=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D
M/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)#PO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$
M;F]W<F%P/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS
M1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T
M;VT^,C<X+#$W,RPP,#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^
M#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,C<X+#$W,RPP
M,#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[)R!B
M9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE<R!N
M97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`S96T[
M)SY-87)C:"`S,2P@,C`Q-#PO<#X-"CPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T
M=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS
M1&YO=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O
M='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF
M(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*
M/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)#PO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W
M<F%P/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;2!N;W=R87`],T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)#PO=&0^#0H\=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^
M,C8Y+#,T-"PP,#`\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`]
M,T1N;W=R87`^)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)#PO=&0^#0H\
M=&0@86QI9VX],T1R:6=H="!V86QI9VX],T1B;W1T;VT^,C8Y+#,T-"PP,#`\
M+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q<'0[)SX-"CQT9#X\+W1D/@T*/'1D(&-O;'-P86X],T0T/CPO=&0^#0H\
M=&0@8V]L<W!A;CTS1#0^/"]T9#X-"CQT9"!C;VQS<&%N/3-$-#X\+W1D/@T*
M/'1D(&-O;'-P86X],T0T/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N="US:7IE.B`Q,'!T
M.R<^#0H\=&0@=F%L:6=N/3-$=&]P/@T*/'`@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z("TQ96T[(&9O;G0M9F%M:6QY.B`G=&EM97,@;F5W(')O;6%N)SL@9F]N
M="US:7IE.B`Q,'!T.R!M87)G:6XM;&5F=#H@,65M.R<^3&EN92!O9B!C<F5D
M:70Z/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[
M/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX]
M,T1B;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^/"]T9#X-"CQT9"!V
M86QI9VX],T1B;W1T;VT^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ("=T:6UE<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[
M)R!B9V-O;&]R/3-$(V-C965F9CX-"CQT9"!V86QI9VX],T1T;W`^#0H\<"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@+3%E;3L@9F]N="UF86UI;'DZ("=T:6UE
M<R!N97<@<F]M86XG.R!F;VYT+7-I>F4Z(#$P<'0[(&UA<F=I;BUL969T.B`S
M96T[)SY*=6YE(#,P+"`R,#$T/"]P/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B
M;W1T;VT^)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P
M/3-$;F]W<F%P/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T
M9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG
M:'0@=F%L:6=N/3-$8F]T=&]M/C$S,2PT,#`L,#`P/"]T9#X-"CQT9"!V86QI
M9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^
M#0H\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N
M/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS
M1')I9VAT('9A;&EG;CTS1&)O='1O;2!N;W=R87`],T1N;W=R87`^)B,X,C$R
M.R8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A
M<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O
M='1O;3XF(S$V,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-
M"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O;3XQ,S$L-#`P+#`P
M,#PO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#LF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=F;VYT+69A
M;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ93H@,3!P=#LG/@T*
M/'1D('9A;&EG;CTS1'1O<#X-"CQP('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M
M,65M.R!F;VYT+69A;6EL>3H@)W1I;65S(&YE=R!R;VUA;B<[(&9O;G0M<VEZ
M93H@,3!P=#L@;6%R9VEN+6QE9G0Z(#-E;3LG/DUA<F-H(#,Q+"`R,#$T/"]P
M/@T*/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X-"CQT
M9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$;F]W<F%P/B0\+W1D/@T*/'1D
M(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A
M<#XF(S@R,3([)B,Q-C`[)B,Q-C`[/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T
M;VT@;F]W<F%P/3-$;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L
M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B0\+W1D/@T*/'1D(&%L:6=N/3-$<FEG:'0@=F%L:6=N/3-$8F]T=&]M/C$R
M-RPY,#`L,#`P/"]T9#X-"CQT9"!V86QI9VX],T1B;W1T;VT@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.R8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M
M/B8C,38P.SPO=&0^#0H\=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO
M=W)A<#XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A;&EG;CTS1&)O='1O
M;2!N;W=R87`],T1N;W=R87`^)B,X,C$R.R8C,38P.R8C,38P.SPO=&0^#0H\
M=&0@=F%L:6=N/3-$8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V
M,#L\+W1D/@T*/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*/'1D
M('9A;&EG;CTS1&)O='1O;3XD/"]T9#X-"CQT9"!A;&EG;CTS1')I9VAT('9A
M;&EG;CTS1&)O='1O;3XQ,C<L.3`P+#`P,#PO=&0^#0H\=&0@=F%L:6=N/3-$
M8F]T=&]M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#LF(S$V,#L\+W1D/@T*/"]T
M<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
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M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P14=(/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E)E=F5N=64@
M4F5C;V=N:71I;VX@*$1E=&%I;"!497AT=6%L<RD\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$S/&)R/CPO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1E9F5R<F5D(%)E
M=F5N=64@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079E<F%G92!D96%L97(@9&ES
M8V]U;G0@87-S;V-I871E9"!W:71H(&YE=R!V;VQU;64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C@N,3DE/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."XS-24\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H
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M:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-
M151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT
M+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V
M87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#
M;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B
M;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%5T%!13X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SY%87)N:6YG<R!097(@4VAA<F4@+2!"87-I8R!A;F0@9&EL
M=71E9"!E87)N:6YG<R!P97(@<VAA<F4@*$1E=&%I;',I("A54T0@)"D\8G(^
M/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#(^,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$S
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/D5A<FYI;F=S(%!E<B!3:&%R92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3G5M97)A=&]R(&9O<B!E
M87)N:6YG<R!P97(@<VAA<F4@+2!N970@:6YC;VUE/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#0L.3`Y+#$X.#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PW,#`L-#DS/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D1E;F]M:6YA=&]R.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D1E;F]M:6YA=&]R(&9O<B!B87-I8R!E87)N:6YG
M<R!P97(@<VAA<F4@+2!W96EG:'1E9"!A=F5R86=E('-H87)E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L,3<X+#(Y,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#`V-2PP,3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^169F96-T(&]F(&1I;'5T:79E('-E8W5R:71I97,Z/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1O8VL@
M;W!T:6]N<R!A;F0@;W1H97(@<VAA<F4@87=A<F1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ.#0L.3`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C(R+#0X,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E;F]M:6YA=&]R
M(&9O<B!D:6QU=&5D(&5A<FYI;F=S('!E<B!S:&%R93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3(L,S8S+#(P,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#(X-RPT.3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^16%R;FEN9W,@<&5R('-H87)E.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A<VEC("AI;B!D;VQL87)S('!E<B!S
M:&%R92D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XT/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P
M+C0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y$:6QU=&5D("AI;B!D;VQL87)S('!E<B!S:&%R92D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XT/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C0V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
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M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14E&04,^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^16%R;FEN9W,@4&5R(%-H87)E("A$971A:6P@5&5X
M='5A;',I("A3=&]C:R!O<'1I;VYS*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXS($UO;G1H<R!%;F1E
M9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,3,\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E-T;V-K(&]P=&EO;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%N=&ED:6QU=&EV92!3
M96-U<FET:65S($5X8VQU9&5D(&9R;VT@0V]M<'5T871I;VX@;V8@16%R;FEN
M9W,@4&5R(%-H87)E(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!O=&5N=&EA;"!C;VUM;VX@<W1O
M8VL@9G)O;2!S=&]C:R!O<'1I;VYS(&YO="!I;F-L=61E9"!I;B!T:&4@9&EL
M=71E9"!E87)N:6YG<R!P97(@<VAA<F4@8V%L8W5L871I;VX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/CDP+#`P,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T
M8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7
M;W)K<VAE971S+U-H965T,C0N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$551D%%/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,3X\<W1R;VYG/D9I;F%N8V4@4F5C96EV86)L97,@+2!&:6YA;F-E
M(')E8V5I=F%B;&5S(&-O;G-I<W0@;V8@875T;VUO8FEL92!F:6YA;F-E(&EN
M<W1A;&QM96YT($-O;G1R86-T<R!A;F0@1&ER96-T($QO86YS("A$971A:6QS
M*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT<RP@3F]T97,L($QO86YS
M(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L92!;3&EN92!)=&5M<UT\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC
M92!R96-E:79A8FQE<RP@;F5T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#(W."PQ-S,L,C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`R-CDL,S0S+#4Y-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC92!R96-E
M:79A8FQE<R!\($-O;G1R86-T<R!!;F0@1&ER96-T($QO86YS/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT<RP@
M3F]T97,L($QO86YS(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L92!;3&EN92!)
M=&5M<UT\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&:6YA;F-E(')E8V5I=F%B;&5S+"!G<F]S<R!C;VYT<F%C=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#0P+#4P-BPS-C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,C0L,S0T
M+#$Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^56YE87)N960@:6YT97)E<W0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$S,"PY,S4L-3<U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$R-"PS,#8L.38Y*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8V4@
M<F5C96EV86)L97,L(&YE="!O9B!U;F5A<FYE9"!I;G1E<F5S=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`Y+#4W,"PW.#<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,#`L,#,W+#(R
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^56YE87)N960@9&5A;&5R(&1I<V-O=6YT<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,3<L-S4V+#8V,RD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-RPR,30L,C8Y*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N
M8V4@<F5C96EV86)L97,L(&YE="!O9B!U;F5A<FYE9"!I;G1E<F5S="!A;F0@
M=6YE87)N960@9&5A;&5R(&1I<V-O=6YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,CDQ+#@Q-"PQ,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.#(L.#(R+#DU-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL;W=A;F-E
M(&9O<B!C<F5D:70@;&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q,RPV-#`L.#8U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#$S+#0W.2PS-C`I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC92!R96-E:79A
M8FQE<RP@;F5T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(W
M."PQ-S,L,C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`R-CDL,S0S+#4Y-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R
M9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV
M9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H
M965T,C4N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$4S0D%%/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/D9I;F%N8V4@4F5C96EV86)L97,@+2!3=6UM87)Y(&]F(')E8V]N8VEL
M:6%T:6]N(&]F(&-H86YG97,@:6X@86QL;W=A;F-E(&9O<B!C<F5D:70@;&]S
M<V5S(&]N(&-O;G1R86-T<R`H1&5T86EL<R`Q*2`H55-$("0I/&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R
M/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q,SQB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&:6YA
M;F-I;F<@4F5C96EV86)L92P@06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S
M(%M2;VQL($9O<G=A<F1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0W5R<F5N="!P97)I;V0@<')O=FES:6]N/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L,C,Q+#@Q-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPV-#$L
M-SDQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&:6YA;F-E(')E8V5I=F%B;&5S('P@0V]N=')A8W1S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&:6YA;F-I;F<@
M4F5C96EV86)L92P@06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S(%M2;VQL
M($9O<G=A<F1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0F%L86YC92!A="!B96=I;FYI;F<@;V8@<&5R:6]D/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPX.#DL,#@R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L,#DP+#8U
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0W5R<F5N="!P97)I;V0@<')O=FES:6]N/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT+#`W,RPS.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#0Y-"PT,S`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO<W-E<R!A8G-O
M<F)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-"PX-#DL-C(S
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#0L-C0X+#DW-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@R,2PP-#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX-S4L,#8W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86QA;F-E(&%T(&5N9"!O9B!P
M97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(L.3,S
M+#DP-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,30L.#$Q+#$W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U
M9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV9&(P7V(V
M93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H965T,C8N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$4S0D%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D9I
M;F%N8V4@4F5C96EV86)L97,@+2!296-O;F-I;&EA=&EO;B!O9B!C:&%N9V5S
M(&EN(&%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<R!O;B!D:7)E8W0@;&]A
M;G,@*$1E=&%I;',@,BD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXS($UO;G1H<R!%;F1E
M9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,3,\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1FEN86YC:6YG(%)E8V5I=F%B
M;&4L($%L;&]W86YC92!F;W(@0W)E9&ET($QO<W-E<R!;4F]L;"!&;W)W87)D
M73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-U<G)E;G0@<&5R:6]D('!R;W9I<VEO;CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`T+#(S,2PX,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L-C0Q+#<Y,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC92!R
M96-E:79A8FQE<R!\($1I<F5C="!,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1FEN86YC:6YG(%)E8V5I=F%B;&4L
M($%L;&]W86YC92!F;W(@0W)E9&ET($QO<W-E<R!;4F]L;"!&;W)W87)D73PO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A
M;&%N8V4@870@8F5G:6YN:6YG(&]F('!E<FEO9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-3DP+#(W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0V-RPY,3<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-U<G)E;G0@<&5R:6]D
M('!R;W9I<VEO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34X
M+#0Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$T-RPS-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DQO<W-E<R!A8G-O<F)E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-30L,3`Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#(W+#4X-BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#,V-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,3@Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86QA
M;F-E(&%T(&5N9"!O9B!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@-S`V+#DV,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-3DQ+#@X,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?
M9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A
M83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S
M+U-H965T,C<N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5%,D%'/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\
M<W1R;VYG/D9I;F%N8V4@4F5C96EV86)L97,@+2!!<W-E<W-M96YT(&]F(&-R
M961I="!Q=6%L:71Y(&)Y(&-R961I='=O<G1H:6YE<W,@*$1E=&%I;',@,RD@
M*$9I;F%N8V4@<F5C96EV86)L97,L(%531"`D*3QB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,3,\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G1R86-T<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^06-C
M;W5N=',L($YO=&5S+"!,;V%N<R!A;F0@1FEN86YC:6YG(%)E8V5I=F%B;&4@
M6TQI;F4@271E;7-=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-#(U+#@Y-BPT-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#,Y,2PY-S<L-3@P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:6YA;F-E(')E8V5I
M=F%B;&5S+"!G<F]S<R!C;VYT<F%C=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#(Y+#,P,RPR-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS.3,L-S@P+#0P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]N=')A8W1S('P@
M4&5R9F]R;6EN9R!A8V-O=6YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^06-C;W5N=',L($YO=&5S+"!,;V%N<R!A;F0@
M1FEN86YC:6YG(%)E8V5I=F%B;&4@6TQI;F4@271E;7-=/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0R,"PP,#8L-SDU/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SDV+#0T."PP
M,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O;G1R86-T<R!\($YO;BUP97)F;W)M:6YG(&%C8V]U;G1S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT
M<RP@3F]T97,L($QO86YS(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L92!;3&EN
M92!)=&5M<UT\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-2PX.#DL-C<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-"PT-S`L-#(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYT<F%C=',@?"!#:&%P=&5R(#$S(&)A
M;FMR=7!T(&%C8V]U;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY!8V-O=6YT<RP@3F]T97,L($QO86YS(&%N9"!&:6YA
M;F-I;F<@4F5C96EV86)L92!;3&EN92!)=&5M<UT\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:6YA;F-E(')E8V5I=F%B
M;&5S+"!G<F]S<R!C;VYT<F%C=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,RPT,#8L-S`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PX,#(L.#(P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$:7)E8W0@3&]A;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%C8V]U;G1S
M+"!.;W1E<RP@3&]A;G,@86YD($9I;F%N8VEN9R!296-E:79A8FQE(%M,:6YE
M($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M,2PQ-S4L-C8Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.2PV-30L.30X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y&:6YA;F-E(')E8V5I=F%B;&5S+"!G<F]S
M<R!C;VYT<F%C=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L
M,C`S+#$Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDL-C8V+#@W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1&ER96-T($QO86YS('P@4&5R9F]R;6EN9R!A
M8V-O=6YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^06-C;W5N=',L($YO=&5S+"!,;V%N<R!A;F0@1FEN86YC:6YG(%)E
M8V5I=F%B;&4@6TQI;F4@271E;7-=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$Q+#$Q."PS,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#8Q,RPX-C4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I<F5C="!,;V%N
M<R!\($YO;BUP97)F;W)M:6YG(&%C8V]U;G1S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT<RP@3F]T97,L($QO
M86YS(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L92!;3&EN92!)=&5M<UT\+W-T
M<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A
M;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3<L,S,Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$L,#@S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y$:7)E8W0@3&]A;G,@?"!#:&%P=&5R(#$S(&)A;FMR=7!T(&%C8V]U;G1S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!
M8V-O=6YT<RP@3F]T97,L($QO86YS(&%N9"!&:6YA;F-I;F<@4F5C96EV86)L
M92!;3&EN92!)=&5M<UT\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y&:6YA;F-E(')E8V5I=F%B;&5S+"!G<F]S<R!C;VYT
M<F%C=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-RPT-3@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$Q+#DR,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X
M-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H965T,C@N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$4S0T%'/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/D9I;F%N8V4@4F5C
M96EV86)L97,@+2!);F9O<FUA=&EO;B!R96=A<F1I;F<@9&5L:6YQ=65N8WD@
M<F%T97,@=VET:"!R97-P96-T('1O(&-O;G1R86-T<R!A;F0@9&ER96-T(&QO
M86YS("A$971A:6QS(#0I("A&:6YA;F-E(')E8V5I=F%B;&5S+"!54T0@)"D\
M8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N
M+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*
M=6XN(#,P+"`R,#$S/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#;VYT<F%C=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/D%C8V]U;G1S+"!.;W1E<RP@3&]A;G,@86YD($9I;F%N
M8VEN9R!296-E:79A8FQE(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=R;W-S($)A;&%N8V4@3W5T
M<W1A;F1I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-#(U
M+#@Y-BPT-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#,Y,2PY-S<L-3@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS,2`M(#8P(&1A>7,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#0S,RPS-3$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPU,#8L.#@R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS
M,2`M(#8P(&1A>7,@*&EN('!E<F-E;G1A9V4I/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS+C@V)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,N,3DE/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XV,2`M(#DP(&1A>7,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,S0V+#(P,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,3,X+#4W-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M-C$@+2`Y,"!D87ES("AI;B!P97)C96YT86=E*3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2XP,B4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP+C@P)3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W9E<B`Y,"!D87ES/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4T,RPT-S4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,S,2PX-3$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D]V97(@.3`@9&%Y<R`H:6X@<&5R8V5N=&%G92D\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C`N,S8E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,"XS-"4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR,BPS,C,L,#(W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L.3<W+#,P.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T
M86P@*&EN('!E<F-E;G1A9V4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU+C(T)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0N,S,E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y$:7)E8W0@3&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%C8V]U;G1S+"!.;W1E<RP@
M3&]A;G,@86YD($9I;F%N8VEN9R!296-E:79A8FQE(%M,:6YE($ET96US73PO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=R
M;W-S($)A;&%N8V4@3W5T<W1A;F1I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q+#$W-2PV-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XY+#8U-"PY-#@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C,Q("T@-C`@9&%Y<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@S+#$U.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Y+#4U,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M,S$@+2`V,"!D87ES("AI;B!P97)C96YT86=E*3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2XV-"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP+C@R)3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^-C$@+2`Y,"!D87ES/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,2PT.3$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RPP-#8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C8Q("T@
M.3`@9&%Y<R`H:6X@<&5R8V5N=&%G92D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`N,S<E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,"XR."4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]V97(@.3`@9&%Y<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,34L.#0P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L,#,W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=F5R(#DP(&1A
M>7,@*&EN('!E<F-E;G1A9V4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP+C$T)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`N,34E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`R-#`L-#DP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q,C`L-C,U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"`H:6X@<&5R8V5N
M=&%G92D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(N,34E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2XR
M-24\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S5A
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M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M2C9!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY&:6YA;F-E(%)E8V5I=F%B
M;&5S("A$971A:6P@5&5X='5A;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$T/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\
M8G(^1FEN86YC92!R96-E:79A8FQE<SQB<CY#;VYT<F%C=',\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CY&:6YA
M;F-E(')E8V5I=F%B;&5S/&)R/D-O;G1R86-T<SQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/D9I;F%N8V4@<F5C
M96EV86)L97,\8G(^0V]N=')A8W1S/&)R/DUI;FEM=6T\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CY&:6YA;F-E
M(')E8V5I=F%B;&5S/&)R/D-O;G1R86-T<SQB<CY-87AI;75M/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^1FEN
M86YC92!R96-E:79A8FQE<SQB<CY$:7)E8W0@3&]A;G,\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CY&:6YA;F-E
M(')E8V5I=F%B;&5S/&)R/D1I<F5C="!,;V%N<SQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/D9I;F%N8V4@<F5C
M96EV86)L97,\8G(^1&ER96-T($QO86YS/&)R/DUI;FEM=6T\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CY&:6YA
M;F-E(')E8V5I=F%B;&5S/&)R/D1I<F5C="!,;V%N<SQB<CY-87AI;75M/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%C
M8V]U;G1S+"!.;W1E<RP@3&]A;G,@86YD($9I;F%N8VEN9R!296-E:79A8FQE
M(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^26YI=&EA;"!T97)M(&]F(&9I;F%N8V4@
M<F5C96EV86)L97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG,3(@;6]N=&AS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)S<R(&UO;G1H<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)S8@;6]N=&AS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)S0X(&UO;G1H<SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5V5I9VAT960@879E<F%G92!E9F9E8W1I=F4@:6YT97)E<W0@<F%T93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RXP,R4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RXP."4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V
M+C,W)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(V+C,R)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y&:6YA;F-E(')E8V5I=F%B;&5S+"!N970\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C<X+#$W,RPR-3D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(V.2PS
M-#,L-3DU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Q+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@."PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@9&ER
M96-T(&QO86X@=&\@86=G<F5G871E('!R:6YC:7!A;"!A;6]U;G0@;V8@;&]A
M;B!P;W)T9F]L:6\\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
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M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P13)"04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^1FEN86YC
M92!296-E:79A8FQE<R`H1&5T86EL(%1E>'1U86QS(#$I("A&:6YA;F-E(')E
M8V5I=F%B;&5S+"!#;VYT<F%C=',I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS($5N9&5D
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D9I;F%N8V4@<F5C96EV86)L97,@?"!#;VYT<F%C
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M06-C;W5N=',L($YO=&5S+"!,;V%N<R!A;F0@1FEN86YC:6YG(%)E8V5I=F%B
M;&4@6TQI;F4@271E;7-=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y097)C96YT86=E(&]F(&%V97)A9V4@=VAO;&5S86QE
M('9A;'5E(&]F(&%U=&]M;V)I;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDU+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A83DV9&(P7V(V93%?
M-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S+U-H965T,S$N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5+2#X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&:6YA;F-E
M(%)E8V5I=F%B;&5S("A$971A:6P@5&5X='5A;',@,BD\8G(^/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY296-E:79A8FQE
M<R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y-87AI;75M(&-R:71E<FEA(&9O<B!R96-E:79A8FQE('1O
M(&)E(&$@<&5R9F]R;6EN9R!A8V-O=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG-C$@9&%Y<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36EN:6UU;2!C<FET97)I82!F;W(@<F5C
M96EV86)L92!T;R!B92!A(&YO;BUP97)F;W)M:6YG(&%C8V]U;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<V,2!D87ES/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#<FET97)I82!F
M;W(@<F5C96EV86)L92!T;R!B92!D96QI;G%U96YT(&%C8V]U;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<Q,C`@9&%Y<SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T
M8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7
M;W)K<VAE971S+U-H965T,S(N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5124%%/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,CX\<W1R;VYG/DQI;F4@;V8@0W)E9&ET("A$971A:6P@5&5X='5A
M;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N
M+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-
M87(N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/DQI;F4@;V8@0W)E9&ET($9A8VEL:71Y(%M,:6YE($ET
M96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D]U='-T86YD:6YG(&%M;W5N="!O9B!L:6YE(&]F(&-R961I="!F86-I
M;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,S$L-#`P
M+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,3(W+#DP,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQI;F4@;V8@8W)E9&ET(&9A8VEL:71Y/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY,:6YE
M(&]F($-R961I="!&86-I;&ET>2!;3&EN92!)=&5M<UT\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-87AI;75M(&%M;W5N
M="!O9B!L:6YE(&]F(&-R961I="!F86-I;&ET>3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,34P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$96)T(&EN<W1R=6UE;G0@
M8F%S:7,@<W!R96%D(&]N('9A<FEA8FQE(')A=&4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5B="!I;G-T<G5M96YT(&1E<V-R
M:7!T:6]N(&]F('9A<FEA8FQE(')A=&4@8F%S:7,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<S,"UD87D@3$E"3U(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&;&]O<B!O;B!,24)/
M4B!R871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+C`P)3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEN=&5R97-T(')A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D]U='-T86YD:6YG(&%M;W5N="!O9B!L:6YE(&]F(&-R
M961I="!F86-I;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3,Q+#0P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,C<L.3`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO=6YT(&%V86EL86)L92!U;F1E
M<B!T:&4@;&EN92!O9B!C<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,3@L-C`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,C(L,3`P+#`P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W
M7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K
M<VAE971S+U-H965T,S,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4R1D%%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/DEN=&5R97-T(%)A=&4@4W=A<"!!9W)E96UE;G1S("T@
M4W5M;6%R>2!O9B!A8W1I=FET>2!I;B!N;W1I;VYA;"!A;6]U;G1S(&]F(&EN
M=&5R97-T(')A=&4@<W=A<"!A9W)E96UE;G1S("A$971A:6QS*2`H26YT97)E
M<W0@4F%T92!3=V%P+"!54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^2G5N+B`S,"P@,C`Q-#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y*=6XN(#,P+"`R,#$S/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/DIU;"X@,S`L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2G5N+B`P-"P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YT97)E<W0@4F%T92!3=V%P/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1E<FEV871I=F5S
M($9A:7(@5F%L=64@6U)O;&P@1F]R=V%R9%T\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO=&EO;F%L(&%M;W5N=',@
M870@07!R:6P@,3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U
M,"PP,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`U,"PP,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-2PP,#`L,#`P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-2PP,#`L,#`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.97<@8V]N=')A8W1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)R9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-871U<F5D(&-O;G1R
M86-T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)R9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B<F;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F]T:6]N86P@86UO=6YT<R!A="!*=6YE
M(#,P/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4P+#`P,"PP
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#4P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(U+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(U+#`P,"PP,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B
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M/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N
M=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS
M1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO
M=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-
M"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%2$1!0SX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#(^/'-T<F]N9SY);G1E<F5S="!2871E(%-W87`@06=R965M
M96YT<R`M(%-U;6UA<GD@;V8@;&]C871I;VYS(&%N9"!A;6]U;G1S(&]F(&=A
M:6YS("AL;W-S97,I(&EN(&EN8V]M92`H1&5T86EL<R`Q*2`H55-$("0I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0R/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q
M,SQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY$97)I=F%T:79E($EN<W1R=6UE;G1S(&%N9"!(961G:6YG($%C=&EV:71I
M97,@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R:6]D:6,@8VAA;F=E(&EN(&9A
M:7(@=F%L=64@;V8@:6YT97)E<W0@<F%T92!S=V%P(&%G<F5E;65N=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C$R+#(X-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H.#,S+#(U
M.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!E<FEO9&EC('-E='1L96UE;G0@9&EF9F5R96YT:6%L<R!I;F-L=61E
M9"!I;B!I;G1E<F5S="!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY."PY.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY,RPS,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`S,3$L,C<Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@W,SDL.30U*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T
M8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7
M;W)K<VAE971S+U-H965T,S4N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5)2$%#/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,CX\<W1R;VYG/DEN=&5R97-T(%)A=&4@4W=A<"!!9W)E96UE;G1S
M("T@4W5M;6%R>2!O9B!V87)I86)L92!R871E<R!R96-E:79E9"!A;F0@9FEX
M960@<F%T97,@<&%I9"!U;F1E<B!S=V%P("A$971A:6QS(#(I("A);G1E<F5S
M="!2871E(%-W87`I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0R/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^2G5N+B`S,"P@,C`Q,SQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^26YT97)E<W0@4F%T92!3=V%P/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$97)I=F%T:79E(%M,:6YE($ET
M96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E9A<FEA8FQE(')A=&4@<F5C96EV960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C`N,34E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,"XR,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I>&5D(')A=&4@<&%I9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,"XY-"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP+CDT)3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E
M,5\T8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X
M8B]7;W)K<VAE971S+U-H965T,S8N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5"6D%%/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/DEN=&5R97-T(%)A=&4@4W=A<"!!9W)E96UE
M;G1S("A$971A:6P@5&5X='5A;',I("A);G1E<F5S="!2871E(%-W87`L(%53
M1"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3XP($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,#0L
M(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5L+B`S
M,"P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN
M(#,P+"`R,#$T/&)R/E-W87`\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y*=6XN(#,P+"`R,#$S/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/DUA<BX@,S$L(#(P,3,\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(%)A=&4@4W=A<#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1E<FEV871I
M=F5S+"!&86ER(%9A;'5E(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@:6YT
M97)E<W0@<F%T92!S=V%P(&%G<F5E;65N=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@<F%T92!S=V%P('!E<FEO
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)S4@>65A<G,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG-2!Y
M96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9I>&5D(')A=&4@<&%I9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP+C@W)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E<V-R:7!T:6]N(&]F(')A
M=&4@9F]R('1H92!V87)I86)L92!R871E(&]F('1H92!I;G1E<F5S="!R871E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG,2UM;VYT:"!,24)/
M4B!R871E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)S$M;6]N=&@@3$E"3U(@<F%T93QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E<FEV871I=F4@;F]T
M:6]N86P@86UO=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#(U+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#(U+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4P+#`P,"PP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4P+#`P,"PP
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#4P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#4P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
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M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%,D)!0SX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SY);F-O;64@5&%X97,@*$1E=&%I;"!497AT=6%L<RD@*%531"`D
M*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C
M;VQS<&%N/3-$,CXS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R
M,#$T/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L
M(#(P,3,\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^26YC;VUE(%1A>"!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]V:7-I
M;VX@9F]R(&EN8V]M92!T87AE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q+#@R,BPP,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#,L-38T+#DX,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC;VUE('1A>"!R871E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RXP-R4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS."XT."4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S5A83DV
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M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%2EE!
M13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY&86ER(%9A;'5E($1I<V-L;W-U
M<F5S("T@07-S971S(&%N9"!L:6%B:6QI=&EE<R!R96-O<F1E9"!A="!F86ER
M('9A;'5E(&]N(')E8W5R<FEN9R!B87-I<R`H1&5T86EL<RD@*%)E8W5R<FEN
M9R!"87-I<RP@55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3&5V96P@,3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1F%I<B!686QU92P@07-S971S
M(&%N9"!,:6%B:6QI=&EE<R!-96%S=7)E9"!O;B!296-U<G)I;F<@86YD($YO
M;G)E8W5R<FEN9R!"87-I<R!;3&EN92!)=&5M<UT\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!R871E('-W
M87`@86=R965M96YT<R`M(&QI86)I;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)R9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(')A=&4@<W=A
M<"!A9W)E96UE;G1S("T@87-S970\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<F;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,979E;"`R/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&86ER
M(%9A;'5E+"!!<W-E=',@86YD($QI86)I;&ET:65S($UE87-U<F5D(&]N(%)E
M8W5R<FEN9R!A;F0@3F]N<F5C=7)R:6YG($)A<VES(%M,:6YE($ET96US73PO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN
M=&5R97-T(')A=&4@<W=A<"!A9W)E96UE;G1S("T@;&EA8FEL:71Y/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X."PV.#(I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@
M<F%T92!S=V%P(&%G<F5E;65N=',@+2!A<W-E=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-3DL.3DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3@S+#8P,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5V96P@,SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1F%I<B!686QU
M92P@07-S971S(&%N9"!,:6%B:6QI=&EE<R!-96%S=7)E9"!O;B!296-U<G)I
M;F<@86YD($YO;G)E8W5R<FEN9R!"87-I<R!;3&EN92!)=&5M<UT\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S
M="!R871E('-W87`@86=R965M96YT<R`M(&QI86)I;&ET>3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)R9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T
M(')A=&4@<W=A<"!A9W)E96UE;G1S("T@87-S970\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B<F;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY&86ER(%9A;'5E+"!!<W-E=',@86YD($QI86)I;&ET:65S($UE
M87-U<F5D(&]N(%)E8W5R<FEN9R!A;F0@3F]N<F5C=7)R:6YG($)A<VES(%M,
M:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DEN=&5R97-T(')A=&4@<W=A<"!A9W)E96UE;G1S("T@;&EA
M8FEL:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X."PV.#(I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^26YT97)E<W0@<F%T92!S=V%P(&%G<F5E;65N=',@+2!A<W-E=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U.2PY.3@\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$X,RPV,#,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S5A83DV
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M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%5E=!
M13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY&86ER(%9A;'5E($1I<V-L;W-U
M<F5S("T@4W5M;6%R>2!O9B!F:6YA;F-I86P@:6YS=')U;65N=',@;F]T(&UE
M87-U<F5D(&%T(&9A:7(@=F%L=64@*$1E=&%I;',@,2D@*%531"`D*3QB<CX\
M+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P
M+"`R,#$T/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@
M,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DQE=F5L(#$\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/D9A:7(@5F%L=64L($)A;&%N8V4@4VAE970@1W)O=7!I;F<L($9I
M;F%N8VEA;"!3=&%T96UE;G0@0V%P=&EO;G,@6TQI;F4@271E;7-=/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC
M92!R96-E:79A8FQE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)R9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<F;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQI;F4@;V8@8W)E9&ET/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)R9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3&5V96P@,CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^1F%I<B!686QU92P@0F%L86YC92!3:&5E="!'
M<F]U<&EN9RP@1FEN86YC:6%L(%-T871E;65N="!#87!T:6]N<R!;3&EN92!)
M=&5M<UT\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&:6YA;F-E(')E8V5I=F%B;&5S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)R9N8G-P.R9N8G-P.SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&EN92!O
M9B!C<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S,2PT
M,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3(W+#DP,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQE=F5L(#,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D9A:7(@5F%L=64L($)A;&%N8V4@
M4VAE970@1W)O=7!I;F<L($9I;F%N8VEA;"!3=&%T96UE;G0@0V%P=&EO;G,@
M6TQI;F4@271E;7-=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1FEN86YC92!R96-E:79A8FQE<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C<X+#$W,RPP,#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-CDL,S0T+#`P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&EN
M92!O9B!C<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<F
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XG)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&86ER(%9A;'5E
M+"!"86QA;F-E(%-H965T($=R;W5P:6YG+"!&:6YA;F-I86P@4W1A=&5M96YT
M($-A<'1I;VYS(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8V4@<F5C96EV86)L97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W."PQ-S,L,#`P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C8Y+#,T
M-"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DQI;F4@;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#$S,2PT,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,C<L.3`P+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T
M8S$W7S@U.3!?9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7
M;W)K<VAE971S+U-H965T-#`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5414%%/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,CX\<W1R;VYG/D9A:7(@5F%L=64@1&ES8VQO<W5R97,@*$1E=&%I
M;"!497AT=6%L<RD@*$9I;F%N8V4@<F5C96EV86)L97,I/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,30\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G1R86-T<R!\($UI;FEM
M=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M1FEN86YC:6%L($EN<W1R=6UE;G1S($YO="!-96%S=7)E9"!!="!&86ER(%9A
M;'5E(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YI=&EA;"!T97)M(&]F(&9I;F%N8V4@<F5C96EV
M86)L97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<Q,B!M;VYT
M:',\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O;G1R86-T<R!\($UA>&EM=6T\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^1FEN86YC:6%L($EN<W1R=6UE;G1S($YO
M="!-96%S=7)E9"!!="!&86ER(%9A;'5E(%M,:6YE($ET96US73PO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YI=&EA;"!T
M97)M(&]F(&9I;F%N8V4@<F5C96EV86)L97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<W,B!M;VYT:',\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I<F5C="!,;V%N<R!\($UI;FEM
M=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M1FEN86YC:6%L($EN<W1R=6UE;G1S($YO="!-96%S=7)E9"!!="!&86ER(%9A
M;'5E(%M,:6YE($ET96US73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YI=&EA;"!T97)M(&]F(&9I;F%N8V4@<F5C96EV
M86)L97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<V(&UO;G1H
M<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^1&ER96-T($QO86YS('P@36%X:6UU;3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&:6YA;F-I86P@26YS=')U;65N=',@
M3F]T($UE87-U<F5D($%T($9A:7(@5F%L=64@6TQI;F4@271E;7-=/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);FET:6%L
M('1E<FT@;V8@9FEN86YC92!R96-E:79A8FQE<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)S0X(&UO;G1H<SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?
M9&,R9#!D.#0U9#AB#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S5A
M83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8B]7;W)K<VAE971S
M+U-H965T-#$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5.2$%#/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/D-A<V@@1&EV:61E;F0@*$1E=&%I;"!497AT=6%L<RD@*%531"`D
M*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C
M;VQS<&%N/3-$,3XP($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/DUA>2`P-RP@,C`Q,SQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y*=6XN(#,P+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/D1I=FED96YD<R!;06)S=')A8W1=/"]S=')O;F<^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&EV:61E;F0@
M<&%I9"!I;B!C87-H("AI;B!D;VQL87)S('!E<B!S:&%R92D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XQ,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I=FED96YD<R!P87EA
M8FQE+"!D871E(&1E8VQA<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#Y-87D@-RP-"@D),C`Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I=FED96YD<R!P87EA8FQE+"!D871E
M('1O(&)E('!A:60\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/DIU
M;B`R."P-"@D),C`Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D1I=FED96YD<R!P87EA8FQE+"!D871E(&]F(')E
M8V]R9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^2G5N(#(Q+`T*
M"0DR,#$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5VET:&AO;&1I;F<@=&%X('!A>6%B;&4@<&5R8V5N=&%G93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4N,#`E/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
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M:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-
M"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0]
M,T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T
M97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E
M(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@
M("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15="04,^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0R/CQS=')O;F<^0V]N=&EN9V5N8VEE<R`H1&5T86EL(%1E>'1U
M86QS*2`H07)R86YG96UE;G0@86=R965M96YT*3QB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$T/&)R/DQA=W-U:70\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%R<F%N9V5M96YT
M(&%G<F5E;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY,;W-S($-O;G1I;F=E;F-I97,@6TQI;F4@271E;7-=/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@
M;V8@9FEL960@;&%W<W5I=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7S5A83DV9&(P7V(V93%?-&,Q-U\X-3DP7V1C,F0P9#@T-60X8@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B\U86$Y-F1B,%]B-F4Q7S1C,3=?.#4Y
M,%]D8S)D,&0X-#5D.&(O5V]R:W-H965T<R]F:6QE;&ES="YX;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/'AM
M;"!X;6QN<SIO/3-$(G5R;CIS8VAE;6%S+6UI8W)O<V]F="UC;VTZ;V9F:6-E
M.F]F9FEC92(^#0H@/&\Z36%I;D9I;&4@2%)E9CTS1"(N+B]7;W)K8F]O:RYH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,#$N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#`R+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970P,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,#0N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#`U+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970P-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F
M/3-$(E-H965T,#<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#`X
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970P.2YH=&UL(B\^#0H@
M/&\Z1FEL92!(4F5F/3-$(E-H965T,3`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#$Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q
M,BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3,N:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$T+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970Q-2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,38N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$W+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970Q."YH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T,3DN:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#(P+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970R,2YH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C(N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#(S+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970R-"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C4N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(V+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970R-RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T,C@N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(Y+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970S,"YH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,S$N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#,R+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970S,RYH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S0N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#,U+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970S-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S<N:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#,X+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970S.2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T-#`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0Q+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T,BYH=&UL(B\^#0H\+WAM
M;#X-"BTM+2TM+3U?3F5X=%!A<G1?-6%A.39D8C!?8C9E,5\T8S$W7S@U.3!?
09&,R9#!D.#0U9#AB+2T-"@``
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EJ6AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables (Detail Textuals) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Finance receivables

</div>
          <div>Contracts</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014

</div>
          <div>Finance receivables

</div>
          <div>Contracts</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Finance receivables

</div>
          <div>Contracts

</div>
          <div>Minimum</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Finance receivables

</div>
          <div>Contracts

</div>
          <div>Maximum</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Finance receivables

</div>
          <div>Direct Loans</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014

</div>
          <div>Finance receivables

</div>
          <div>Direct Loans</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Finance receivables

</div>
          <div>Direct Loans

</div>
          <div>Minimum</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Finance receivables

</div>
          <div>Direct Loans

</div>
          <div>Maximum</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_InitialTermsOfFinanceReceivables', window );">Initial term of finance receivables</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">12 months<span></span></td>
        <td class="text">72 months<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">6 months<span></span></td>
        <td class="text">48 months<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinanceReceivablesWeightedAverageInterestRate', window );">Weighted average effective interest rate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">23.03%<span></span></td>
        <td class="nump">23.08%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">26.37%<span></span></td>
        <td class="nump">26.32%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Finance receivables, net</a></td>
        <td class="nump">$ 278,173,259<span></span></td>
        <td class="nump">$ 269,343,595<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="nump">$ 8,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinanceReceivablesPercentage', window );">Percentage of direct loan to aggregate principal amount of loan portfolio</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_FinanceReceivablesPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the percentage of the direct loan in the total loan portfolio.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_FinanceReceivablesPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_FinanceReceivablesWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of finance receivables by type or by instrument at that time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_FinanceReceivablesWeightedAverageInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_InitialTermsOfFinanceReceivables">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents initial term of finance receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_InitialTermsOfFinanceReceivables</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3CAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Finance Receivables - Information regarding delinquency rates with respect to contracts and direct loans (Details 4) (Finance receivables, USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Gross Balance Outstanding</a></td>
        <td class="nump">$ 425,896,471<span></span></td>
        <td class="nump">$ 391,977,580<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31 - 60 days</a></td>
        <td class="nump">16,433,351<span></span></td>
        <td class="nump">12,506,882<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31 - 60 days (in percentage)</a></td>
        <td class="nump">3.86%<span></span></td>
        <td class="nump">3.19%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61 - 90 days</a></td>
        <td class="nump">4,346,201<span></span></td>
        <td class="nump">3,138,575<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61 - 90 days (in percentage)</a></td>
        <td class="nump">1.02%<span></span></td>
        <td class="nump">0.80%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Over 90 days</a></td>
        <td class="nump">1,543,475<span></span></td>
        <td class="nump">1,331,851<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Over 90 days (in percentage)</a></td>
        <td class="nump">0.36%<span></span></td>
        <td class="nump">0.34%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total</a></td>
        <td class="nump">22,323,027<span></span></td>
        <td class="nump">16,977,308<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal', window );">Total (in percentage)</a></td>
        <td class="nump">5.24%<span></span></td>
        <td class="nump">4.33%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Gross Balance Outstanding</a></td>
        <td class="nump">11,175,661<span></span></td>
        <td class="nump">9,654,948<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31 - 60 days</a></td>
        <td class="nump">183,159<span></span></td>
        <td class="nump">79,552<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31 - 60 days (in percentage)</a></td>
        <td class="nump">1.64%<span></span></td>
        <td class="nump">0.82%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61 - 90 days</a></td>
        <td class="nump">41,491<span></span></td>
        <td class="nump">27,046<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61 - 90 days (in percentage)</a></td>
        <td class="nump">0.37%<span></span></td>
        <td class="nump">0.28%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Over 90 days</a></td>
        <td class="nump">15,840<span></span></td>
        <td class="nump">14,037<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Over 90 days (in percentage)</a></td>
        <td class="nump">0.14%<span></span></td>
        <td class="nump">0.15%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total</a></td>
        <td class="nump">$ 240,490<span></span></td>
        <td class="nump">$ 120,635<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal', window );">Total (in percentage)</a></td>
        <td class="nump">2.15%<span></span></td>
        <td class="nump">1.25%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents gross amount of notes receivable excluding chapter 13 bankrupt accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents percentage of financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PercentageOfFinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents percentage of financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PercentageOfFinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents percentage of financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PercentageOfFinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents percentage of recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PercentageOfFinancingReceivableRecordedInvestmentPastDueTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2BAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables (Detail Textuals 1) (Finance receivables, Contracts)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Finance receivables | Contracts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_AverageLoanToValueRatio', window );">Percentage of average wholesale value of automobile</a></td>
        <td class="nump">95.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_AverageLoanToValueRatio">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of the contract as a percentage of the average wholesale value of the automobile at the time of purchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_AverageLoanToValueRatio</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables (Detail Textuals 2)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PerformingAccountCriteriaMaximumPeriod', window );">Maximum criteria for receivable to be a performing account</a></td>
        <td class="text">61 days<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NonPerformingAccountCriteriaMinimumPeriod', window );">Minimum criteria for receivable to be a non-performing account</a></td>
        <td class="text">61 days<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DelinquentAccountCriteriaPeriod', window );">Criteria for receivable to be delinquent account</a></td>
        <td class="text">120 days<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DelinquentAccountCriteriaPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the number of days after which the receivable account is considered as delinquent account which will be written off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DelinquentAccountCriteriaPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_NonPerformingAccountCriteriaMinimumPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the number of days after which the receivable account is considered as non- performing account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_NonPerformingAccountCriteriaMinimumPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PerformingAccountCriteriaMaximumPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the number of days before which the receivable account is considered as performing account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PerformingAccountCriteriaMaximumPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>3. Earnings Per Share</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Basic earnings per share is calculated by dividing the reported net income for the period by the weighted average number of shares of common stock outstanding. Diluted earnings per share includes the effect of dilutive options and other share awards. Basic and diluted earnings per share have been computed as follows:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Numerator for earnings per share &#8211; net income</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">4,909,188</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">5,700,493</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Denominator:</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Denominator for basic earnings per share &#8211; weighted average shares</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,178,293</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,065,012</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Effect of dilutive securities:</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;">Stock options and other share awards</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">184,909</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">222,480</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Denominator for diluted earnings per share</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,363,202</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,287,492</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Earnings per share:</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Basic</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.40</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.47</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Diluted</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.40</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.46</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">For the three months ended June&#160;30, 2014 and 2013, potential common stock from stock options totaling 90,000 and 10,000, respectively, were not included in the diluted earnings per share calculation because their effect is anti-dilutive.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Line of Credit (Detail Textuals) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityLineItems', window );"><strong>Line of Credit Facility [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Outstanding amount of line of credit facility</a></td>
        <td class="nump">$ 131,400,000<span></span></td>
        <td class="nump">$ 127,900,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Line of credit facility</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityLineItems', window );"><strong>Line of Credit Facility [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Maximum amount of line of credit facility</a></td>
        <td class="nump">150,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt instrument basis spread on variable rate</a></td>
        <td class="nump">3.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Debt instrument description of variable rate basis</a></td>
        <td class="text">30-day LIBOR<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin', window );">Floor on LIBOR rate</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd', window );">Interest rate</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Outstanding amount of line of credit facility</a></td>
        <td class="nump">131,400,000<span></span></td>
        <td class="nump">127,900,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity', window );">Amount available under the line of credit</a></td>
        <td class="nump">$ 18,600,000<span></span></td>
        <td class="nump">$ 22,100,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_LineOfCreditFacilityInterestRatePlusApplicableMargin">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The effective interest rate (Libor) plus the applicable margins the at the end of the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_LineOfCreditFacilityInterestRatePlusApplicableMargin</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reference rate for the variable rate of the debt instrument, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentDescriptionOfVariableRateBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 20, 22<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The effective interest rate at the end of the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ETEAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Disclosures (Detail Textuals) (Finance receivables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts | Minimum</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems', window );"><strong>Financial Instruments Not Measured At Fair Value [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_InitialTermsOfFinanceReceivables', window );">Initial term of finance receivables</a></td>
        <td class="text">12 months<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts | Maximum</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems', window );"><strong>Financial Instruments Not Measured At Fair Value [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_InitialTermsOfFinanceReceivables', window );">Initial term of finance receivables</a></td>
        <td class="text">72 months<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans | Minimum</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems', window );"><strong>Financial Instruments Not Measured At Fair Value [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_InitialTermsOfFinanceReceivables', window );">Initial term of finance receivables</a></td>
        <td class="text">6 months<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans | Maximum</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems', window );"><strong>Financial Instruments Not Measured At Fair Value [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_InitialTermsOfFinanceReceivables', window );">Initial term of finance receivables</a></td>
        <td class="text">48 months<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_FinancialInstrumentsNotMeasuredAtFairValueLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_InitialTermsOfFinanceReceivables">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents initial term of finance receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_InitialTermsOfFinanceReceivables</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EP3AE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Cash', window );">Cash</a></td>
        <td class="nump">$ 2,290,969<span></span></td>
        <td class="nump">$ 2,635,036<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Finance receivables, net</a></td>
        <td class="nump">278,173,259<span></span></td>
        <td class="nump">269,343,595<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation', window );">Assets held for resale</a></td>
        <td class="nump">2,040,030<span></span></td>
        <td class="nump">1,696,330<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReceivable', window );">Income taxes receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,093,682<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">814,146<span></span></td>
        <td class="nump">891,044<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, net</a></td>
        <td class="nump">897,111<span></span></td>
        <td class="nump">869,693<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue', window );">Interest rate swap agreements</a></td>
        <td class="nump">59,998<span></span></td>
        <td class="nump">183,603<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred income taxes</a></td>
        <td class="nump">7,009,056<span></span></td>
        <td class="nump">6,716,596<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">291,284,569<span></span></td>
        <td class="nump">283,429,579<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and shareholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Line of credit</a></td>
        <td class="nump">131,400,000<span></span></td>
        <td class="nump">127,900,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DraftsPayable', window );">Drafts payable</a></td>
        <td class="nump">1,623,610<span></span></td>
        <td class="nump">2,338,561<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent', window );">Accounts payable and accrued expenses</a></td>
        <td class="nump">7,581,169<span></span></td>
        <td class="nump">8,924,919<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue', window );">Interest rate swap agreements</a></td>
        <td class="nump">88,682<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedIncomeTaxes', window );">Income taxes payable</a></td>
        <td class="nump">936,646<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenue', window );">Deferred revenues</a></td>
        <td class="nump">2,583,798<span></span></td>
        <td class="nump">2,328,544<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">144,213,905<span></span></td>
        <td class="nump">141,492,024<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Shareholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred stock, no par: 5,000,000 shares authorized; none issued</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValueOutstanding', window );">Common stock, no par: 50,000,000 shares authorized; 12,273,734 and 12,220,874 shares issued and outstanding, respectively</a></td>
        <td class="nump">31,375,702<span></span></td>
        <td class="nump">31,151,781<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">115,694,962<span></span></td>
        <td class="nump">110,785,774<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">147,070,664<span></span></td>
        <td class="nump">141,937,555<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">$ 291,284,569<span></span></td>
        <td class="nump">$ 283,429,579<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(1),(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph 1, 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all domestic and foreign income tax obligations due.  This amount is the total of current and noncurrent accrued income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph b(1)<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.15(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph 1<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount classified as assets attributable to disposal group held for sale or disposed of.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 205<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e1107-107759<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Cash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Cash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValueOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of all classes of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares exclude common shares repurchased by the entity and held as treasury shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValueOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred revenue as of balance sheet date. Deferred revenue represents collections of cash or other assets related to a revenue producing activity for which revenue has not yet been recognized. Generally, an entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 13<br><br><br><br> -Section A<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 605<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SAB TOPIC 13.A.4(a).Q1 Response)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012821&amp;loc=d3e214044-122780<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b),(c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate fair value of all derivative assets designated as hedging instruments. Includes instruments designated as cash flow hedges, fair value hedges, and hedges of net investments in foreign operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate fair value of all derivative liabilities designated as hedging instruments. Includes instruments designated as cash flow hedges, fair value hedges, and hedges of net investments in foreign operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DraftsPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amounts due on drafts payable on the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DraftsPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of income taxes previously overpaid to tax authorities (such as U.S. Federal, state and local tax authorities) representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes. Also called income tax refund receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph c<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19, 20, 22<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValueOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValueOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Presentation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation Of Financial Statements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccounting', window );">Basis of Presentation</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>1. Basis of Presentation</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The accompanying consolidated balance sheet as of March&#160;31, 2014, which has been derived from audited financial statements, and the accompanying unaudited interim consolidated financial statements of Nicholas Financial, Inc. (including its subsidiaries, the &#8220;Company&#8221;) have been prepared in accordance with accounting principles generally accepted in the United States (&#8220;U.S. GAAP&#8221;) for interim financial information and with the instructions to Form 10-Q pursuant to the Securities and Exchange Act of 1934, as amended in Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete consolidated financial statements, although the Company believes that the disclosures made are adequate to ensure the information is not misleading. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for interim periods are not necessarily indicative of the results that may be expected for the year ending March&#160;31, 2015. It is suggested that these consolidated financial statements be read in conjunction with the consolidated financial statements and accompanying notes thereto included in the Company&#8217;s Annual Report on Form 10-K for the year ended March&#160;31, 2014 as filed with the Securities and Exchange Commission on June&#160;16, 2014. The March&#160;31, 2014 consolidated balance sheet included herein has been derived from the March&#160;31, 2014 audited consolidated balance sheet included in the aforementioned Form 10-K.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses on finance receivables and the fair value of interest rate swap agreements.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccounting">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BasisOfAccounting</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Rate Swap Agreements - Summary of variable rates received and fixed rates paid under swap (Details 2) (Interest Rate Swap)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Interest Rate Swap</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DerivativeAverageVariableInterestRateReceived', window );">Variable rate received</a></td>
        <td class="nump">0.15%<span></span></td>
        <td class="nump">0.20%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DerivativeAverageFixedInterestRatePaid', window );">Fixed rate paid</a></td>
        <td class="nump">0.94%<span></span></td>
        <td class="nump">0.94%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DerivativeAverageFixedInterestRatePaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average fixed interest rate related to the group of interest rate derivatives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DerivativeAverageFixedInterestRatePaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DerivativeAverageVariableInterestRateReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average variable interest rate related to the group of interest rate derivatives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DerivativeAverageVariableInterestRateReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share - Basic and diluted earnings per share (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Numerator for earnings per share - net income</a></td>
        <td class="nump">$ 4,909,188<span></span></td>
        <td class="nump">$ 5,700,493<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DenominatorAbstract', window );"><strong>Denominator:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator for basic earnings per share - weighted average shares</a></td>
        <td class="nump">12,178,293<span></span></td>
        <td class="nump">12,065,012<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract', window );"><strong>Effect of dilutive securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Stock options and other share awards</a></td>
        <td class="nump">184,909<span></span></td>
        <td class="nump">222,480<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Denominator for diluted earnings per share</a></td>
        <td class="nump">12,363,202<span></span></td>
        <td class="nump">12,287,492<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract', window );"><strong>Earnings per share:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic (in dollars per share)</a></td>
        <td class="nump">$ 0.40<span></span></td>
        <td class="nump">$ 0.47<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted (in dollars per share)</a></td>
        <td class="nump">$ 0.40<span></span></td>
        <td class="nump">$ 0.46<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DenominatorAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DenominatorAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAndDilutedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1500-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EBZAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Rate Swap Agreements (Detail Textuals) (Interest Rate Swap, USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">0 Months Ended</th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 04, 2012</div>
        </th>
        <th class="th">
          <div>Jul. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014

</div>
          <div>Swap</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Interest Rate Swap</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NumberOfInterestRateDerivativesHeld', window );">Number of interest rate swap agreements</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeTermOfContract', window );">Interest rate swap period</a></td>
        <td class="text">5 years<span></span></td>
        <td class="text">5 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DerivativeAverageFixedInterestRatePaid', window );">Fixed rate paid</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="nump">0.87%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DerivativeDescriptionOfVariableRateBasisTwo', window );">Description of rate for the variable rate of the interest rate</a></td>
        <td class="text">1-month LIBOR rate<span></span></td>
        <td class="text">1-month LIBOR rate<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_DerivativeNotionalAmount', window );">Derivative notional amount</a></td>
        <td class="nump">$ 25,000,000<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_DerivativeNotionalAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate notional amount specified by the derivative(s). Expressed as an absolute value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Article 12<br><br> -Section 13<br><br> -Sentence Column B<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>invest_DerivativeNotionalAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>invest_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DerivativeAverageFixedInterestRatePaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average fixed interest rate related to the group of interest rate derivatives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DerivativeAverageFixedInterestRatePaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DerivativeDescriptionOfVariableRateBasisTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reference rate for the variable rate of the interest rate derivative, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DerivativeDescriptionOfVariableRateBasisTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativesFairValueLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativesFairValueLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeTermOfContract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Period the derivative contract is outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeTermOfContract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfInterestRateDerivativesHeld">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of interest rate derivative instruments held by the entity at the reporting date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5580258-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5579245-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NumberOfInterestRateDerivativesHeld</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Finance Receivables - Finance receivables consist of automobile finance installment Contracts and Direct Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Finance receivables, net</a></td>
        <td class="nump">$ 278,173,259<span></span></td>
        <td class="nump">$ 269,343,595<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Finance receivables | Contracts And Direct Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Finance receivables, gross contract</a></td>
        <td class="nump">440,506,362<span></span></td>
        <td class="nump">424,344,193<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables', window );">Unearned interest</a></td>
        <td class="num">(130,935,575)<span></span></td>
        <td class="num">(124,306,969)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableNetUnearnedInterest', window );">Finance receivables, net of unearned interest</a></td>
        <td class="nump">309,570,787<span></span></td>
        <td class="nump">300,037,224<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_UnearnedDiscountIncludedInFinancingReceivables', window );">Unearned dealer discounts</a></td>
        <td class="num">(17,756,663)<span></span></td>
        <td class="num">(17,214,269)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts', window );">Finance receivables, net of unearned interest and unearned dealer discounts</a></td>
        <td class="nump">291,814,124<span></span></td>
        <td class="nump">282,822,955<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
        <td class="num">(13,640,865)<span></span></td>
        <td class="num">(13,479,360)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Finance receivables, net</a></td>
        <td class="nump">$ 278,173,259<span></span></td>
        <td class="nump">$ 269,343,595<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents amount of indirect finance receivables, net of unearned interest and unearned dealer discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_FinanceReceivablesNetOfUnearnedInterestAndUnearnedDealerDiscounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_NotesReceivableNetUnearnedInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of the investment after deducting the amount of unearned discounts (other than cash or quantity discounts and the like), finance charges, and interest included.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_NotesReceivableNetUnearnedInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_UnearnedDiscountIncludedInFinancingReceivables">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents unearned discounts (other than cash or quantity discounts and the like) included in the net amount of finance receivables, that are shown as a deduction from the related receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_UnearnedDiscountIncludedInFinancingReceivables</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unearned discounts (other than cash or quantity discounts and the like), finance charges, and interest included in the face amount of receivables, that are shown as a deduction from the related receivables. For example, 1) finance charges booked as a receivable when a loan is made and recognized as income at a later date; and 2) interest charges deducted from the face loan amount, resulting in a discounted amount actually advanced to the borrower (wherein the receivable includes the amount actually advanced to the borrower and the as yet unearned interest income).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4519-111522<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Subparagraph 3<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.4.0.3
 *
 */

var Show = {};
Show.LastAR = null,

Show.hideAR = function(){
	Show.LastAR.style.display = 'none';
};

Show.showAR = function ( link, id, win ){
	if( Show.LastAR ){
		Show.hideAR();
	}

	var ref = link;
	do {
		ref = ref.nextSibling;
	} while (ref && ref.nodeName != 'TABLE');

	if (!ref || ref.nodeName != 'TABLE') {
		var tmp = win ?
			win.document.getElementById(id) :
			document.getElementById(id);

		if( tmp ){
			ref = tmp.cloneNode(true);
			ref.id = '';
			link.parentNode.appendChild(ref);
		}
	}

	if( ref ){
		ref.style.display = 'block';
		Show.LastAR = ref;
	}
};

Show.toggleNext = function( link ){
	var ref = link;

	do{
		ref = ref.nextSibling;
	}while( ref.nodeName != 'DIV' );

	if( ref.style &&
		ref.style.display &&
		ref.style.display == 'none' ){
		ref.style.display = 'block';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '+', '-' );
		}else{
			link.innerText = link.innerText.replace( '+', '-' );
		}
	}else{
		ref.style.display = 'none';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '-', '+' );
		}else{
			link.innerText = link.innerText.replace( '-', '+' );
		}
	}
};
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Revenue Recognition<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenueDisclosureAbstract', window );"><strong>Deferred Revenue Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenueDisclosureTextBlock', window );">Revenue Recognition</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>2. Revenue Recognition</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Finance receivables consist of automobile finance installment contracts (&#8220;Contracts&#8221;) and direct consumer loans (&#8220;Direct Loans&#8221;). Interest income on finance receivables is recognized using the interest method. Accrual of interest income on finance receivables is suspended when a loan enters bankruptcy status, is contractually delinquent for 60 days or more or the collateral is repossessed, whichever is earlier. Chapter 13 bankrupt accounts are accounted for under the cost-recovery method. Interest income on Chapter 13 bankrupt accounts does not resume until all principal amounts are recovered (see Note 4).</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">A dealer discount represents the difference between the finance receivable, net of unearned interest, of a Contract, and the amount of money the Company actually pays for the Contract. The discount negotiated by the Company is a function of the lender, the wholesale value of the vehicle and competition in any given market. In making decisions regarding the purchase of a particular Contract the Company considers the following factors related to the borrower: place and length of residence; current and prior job status; history in making installment payments for automobiles; current income; and credit history. In addition, the Company examines its prior experience with Contracts purchased from the dealer from which the Company is purchasing the Contract, and the value of the automobile in relation to the purchase price and the term of the Contract. The entire amount of discount is amortized as an adjustment to yield using the interest method over the life of the loan. The average dealer discount associated with new volume for the three months ended June&#160;30, 2014 and 2013 was 8.19% and 8.35%, respectively in relation to the total amount financed. The decrease in the average dealer discount is due to an increase in competition.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Gross finance receivables represent principal balance plus unearned income. The amount of future unearned income is computed as the product of the Contract rate, the Contract term, and the Contract amount.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Deferred revenues consist primarily of commissions received from the sale of ancillary products. These products include automobile warranties, roadside assistance programs, accident and health insurance, credit life insurance and forced placed automobile insurance. These commissions are amortized over the life of the contract using the interest method.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company&#8217;s net costs for originating direct loans are recognized as an adjustment to the yield and are amortized over the life of the loan using the interest method.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenueDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenueDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenueDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deferred revenues at the end of the reporting period, and description and amounts of significant changes that occurred during the reporting period. Deferred revenue is a liability as of the balance sheet date related to a revenue producing activity for which revenue has not yet been recognized. Generally, an entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6935-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 13<br><br> -Section A<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 605<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 13.A.3(b).Q1(c),(b).Q2,(c).Q3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012821&amp;loc=d3e214044-122780<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenueDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6LAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (Parentheticals) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Statement of Financial Position [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockNoParValue', window );">Preferred stock, no par value (in dollars per share)</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
        <td class="nump">5,000,000<span></span></td>
        <td class="nump">5,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockNoParValue', window );">Common stock, no par value (in dollars per share)</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">50,000,000<span></span></td>
        <td class="nump">50,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">12,273,734<span></span></td>
        <td class="nump">12,220,874<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares, outstanding</a></td>
        <td class="nump">12,273,734<span></span></td>
        <td class="nump">12,220,874<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockNoParValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount per share of no-par value common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockNoParValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockNoParValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount per share of no-par value preferred stock nonredeemable or redeemable solely at the option of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockNoParValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfFinancialPositionAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of computation of basic and diluted earnings per share</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Numerator for earnings per share &#8211; net income</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">4,909,188</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">5,700,493</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Denominator:</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Denominator for basic earnings per share &#8211; weighted average shares</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,178,293</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,065,012</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Effect of dilutive securities:</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Stock options and other share awards</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">184,909</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">222,480</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Denominator for diluted earnings per share</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,363,202</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,287,492</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Earnings per share:</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Basic</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.40</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.47</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Diluted</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.40</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">0.46</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPCAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document and Entity Information<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jul. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">NICHOLAS FINANCIAL INC<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0001000045<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
        <td class="text">nick<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--03-31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Accelerated Filer<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,273,734<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-Q<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Jun. 30,
				 2014<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2015<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">Q1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_AmendmentFlag</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:booleanItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_CurrentFiscalYearEndDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gMonthDayItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalPeriodFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:fiscalPeriodItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalYearFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gYearItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentPeriodEndDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentType</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:centralIndexKeyItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Trading symbol of an instrument as listed on an exchange.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_TradingSymbol</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DocumentAndEntityInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DocumentAndEntityInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EALAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Schedule of finance receivables consisting of automobile finance installment Contracts and Direct Loans</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>June&#160;30,</b><br  /><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>March&#160;31,</b><br  /><b>2014</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, gross contract</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">440,506,362</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">424,344,193</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Unearned interest</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(130,935,575</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(124,306,969</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, net of unearned interest</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">309,570,787</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">300,037,224</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Unearned dealer discounts</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(17,756,663</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(17,214,269</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, net of unearned interest and unearned dealer discounts</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">291,814,124</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">282,822,955</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Allowance for credit losses</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(13,640,865</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(13,479,360</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, net</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">278,173,259</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">269,343,595</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Schedule of an assessment of the credit quality by creditworthiness</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="51%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>June&#160;30,</b><br  /><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>June&#160;30,</b><br  /><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Contracts</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Direct Loans</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Contracts</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Direct Loans</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Performing accounts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">420,006,795</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,118,330</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">396,448,006</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,613,865</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Non-performing accounts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">5,889,676</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">57,331</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4,470,426</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">41,083</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Total</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">425,896,471</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,175,661</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">391,977,580</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,654,948</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Chapter 13 bankrupt accounts</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">3,406,706</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">27,458</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1,802,820</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">11,922</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables, gross contract</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">429,303,240</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,203,119</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">393,780,400</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,666,870</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock', window );">Schedule of information regarding delinquency rates</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 33.75pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Contracts</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Gross&#160;Balance<br  />Outstanding</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>31&#160;&#8211;&#160;60 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>61&#160;&#8211;&#160;90 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2" nowrap="nowrap"><b>Over&#160;90&#160;days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Total</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June&#160;30,&#160;2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">425,896,471</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">16,433,351</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">4,346,201</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">1,543,475</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">22,323,027</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">3.86</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1.02</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.36</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">5.24</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June&#160;30,&#160;2013</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">391,977,580</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">12,506,882</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">3,138,575</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">1,331,851</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">16,977,308</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">3.19</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.80</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.34</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4.33</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="16"></td>
<td height="16" colspan="4"></td>
<td height="16" colspan="4"></td>
<td height="16" colspan="4"></td>
<td height="16" colspan="4"></td>
<td height="16" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 44.2pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Direct&#160;Loans</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Gross&#160;Balance<br  />Outstanding</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>31 &#8211; 60 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>61 &#8211; 90 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Over 90 days</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>Total</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June&#160;30,&#160;2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">11,175,661</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">183,159</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">41,491</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">15,840</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">240,490</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1.64</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.37</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.14</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">2.15</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">June&#160;30,&#160;2013</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">9,654,948</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">79,552</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">27,046</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">14,037</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">120,635</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.82</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.28</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.15</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">1.25</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Schedule of reconciliation of the changes in the allowance for credit losses</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at beginning of period</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">12,889,082</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">16,090,652</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Current period provision</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4,073,398</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">2,494,430</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Losses absorbed</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(4,849,623</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(4,648,976</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Recoveries</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">821,048</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">875,067</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at end of period</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">12,933,905</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">14,811,173</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Schedule of reconciliation of the changes in the allowance for credit losses</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="78%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three&#160;months&#160;ended&#160;June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at beginning of period</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">590,278</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">467,917</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Current period provision</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">158,418</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">147,361</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Losses absorbed</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(54,101</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">(27,586</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Recoveries</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">12,365</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">4,189</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Balance at end of period</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">706,960</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">591,881</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of information regarding delinquency rates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953659-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32702940&amp;loc=SL6953803-111525<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEUAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Income (Unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeStatementAbstract', window );"><strong>Income Statement [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles', window );">Interest and fee income on finance receivables</a></td>
        <td class="nump">$ 21,332,514<span></span></td>
        <td class="nump">$ 20,475,735<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpensesAbstract', window );"><strong>Expenses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingExpense', window );">Marketing</a></td>
        <td class="nump">402,867<span></span></td>
        <td class="nump">396,074<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">5,221,180<span></span></td>
        <td class="nump">4,851,450<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">617,848<span></span></td>
        <td class="nump">468,403<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GeneralAndAdministrativeExpense', window );">Administrative</a></td>
        <td class="nump">2,376,124<span></span></td>
        <td class="nump">2,132,543<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
        <td class="nump">4,231,815<span></span></td>
        <td class="nump">2,641,791<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DividendTaxExpense', window );">Dividend taxes</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">73,019<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationNonproduction', window );">Depreciation</a></td>
        <td class="nump">90,583<span></span></td>
        <td class="nump">75,335<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump">1,448,585<span></span></td>
        <td class="nump">1,404,906<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1', window );">Change in fair value of interest rate swap agreements</a></td>
        <td class="nump">212,287<span></span></td>
        <td class="num">(833,259)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpenses', window );">Total operating expenses</a></td>
        <td class="nump">14,601,289<span></span></td>
        <td class="nump">11,210,262<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Operating income before income taxes</a></td>
        <td class="nump">6,731,225<span></span></td>
        <td class="nump">9,265,473<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">1,822,037<span></span></td>
        <td class="nump">3,564,980<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 4,909,188<span></span></td>
        <td class="nump">$ 5,700,493<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings per share:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic (in dollars per share)</a></td>
        <td class="nump">$ 0.40<span></span></td>
        <td class="nump">$ 0.47<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted (in dollars per share)</a></td>
        <td class="nump">$ 0.40<span></span></td>
        <td class="nump">$ 0.46<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Dividends declared per share (in dollars per share)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DividendTaxExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the expense related to the payment of dividend.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DividendTaxExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationNonproduction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The expense recognized in the current period that allocates the cost of nonproduction tangible assets over their useful lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationNonproduction</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GeneralAndAdministrativeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate total of expenses of managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GeneralAndAdministrativeExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 940<br><br> -SubTopic 20<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35710027&amp;loc=d3e41242-110953<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeStatementAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized gain (loss) related to the fair value of interest rate derivatives designated as fair value hedging instruments, as offset by the gain (loss) on the hedged item to the extent that the fair value hedge is determined to be effective.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5618551-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest and fee income generated by automobile, marine, and other vehicle loans made to individuals.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingExpensesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingExpensesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>7. Income Taxes</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The provision for income taxes decreased to approximately $1.8 million for the three months ended June&#160;30, 2014 from approximately $3.6 million for the three months ended June&#160;30, 2013. The Company&#8217;s effective tax rate decreased to 27.07% for the three months ended June&#160;30, 2014 from 38.48% for the three months ended June&#160;30, 2013. The decrease in the effective tax rate is related to certain professional fees associated with the potential sale of the Company becoming deductible during the three months ended June&#160;30, 2014 when the Arrangement Agreement was terminated.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Rate Swap Agreements<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock', window );">Interest Rate Swap Agreements</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>6. Interest Rate Swap Agreements</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company utilizes interest rate swap agreements to manage exposure to variability in expected cash flows attributable to interest rate risk. The interest rate swap agreements convert a portion of the floating rate debt to a fixed rate, more closely matching the interest rate characteristics of finance receivables.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The following table summarizes the activity in the notional amounts of interest rate swap agreements:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Notional amounts at April&#160;1</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">New contracts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Matured contracts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Notional amounts at June&#160;30</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company currently has two interest rate swap agreements. A June&#160;4, 2012 interest rate swap agreement provides for a five-year interest rate swap in which the Company pays a fixed rate of 1% and receives payments from the counterparty on the 1-month LIBOR rate. This interest rate swap agreement has an effective date of June&#160;13, 2012 and a notional amount of $25,000,000. A July&#160;30, 2012 agreement provides for a five-year interest rate swap in which the Company pays a fixed rate of 0.87% and receives payments from the counterparty on the 1-month LIBOR rate. This interest rate swap agreement has an effective date of August&#160;13, 2012 and a notional amount of $25,000,000.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The locations and amounts of (gains) losses in income are as follows:</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="76%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Periodic change in fair value of interest rate swap agreements</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">212,287</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(833,259</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Periodic settlement differentials included in interest expense</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">98,992</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">93,314</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Total</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">311,279</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(739,945</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Net realized gains and losses from the interest rate swap agreements were recorded in the interest expense line item of the consolidated statements of income. The following table summarizes the average variable rates received and average fixed rates paid under the swap agreements.</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 8pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="82%"></td>
<td valign="bottom" width="7%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="7%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three&#160;months&#160;ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Variable rate received</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.15</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.20</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Fixed rate paid</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.94</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.94</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35736893&amp;loc=d3e80748-113994<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5618551-113959<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4K<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5708775-113959<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 25<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6886632&amp;loc=d3e76258-113986<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624181-113959<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624258-113959<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624163-113959<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(n))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4J<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5708773-113959<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35736893&amp;loc=d3e80784-113994<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624177-113959<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=d3e41620-113959<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5579245-113959<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5580258-113959<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5579240-113959<br><br><br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=d3e41641-113959<br><br><br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=d3e41638-113959<br><br><br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share (Detail Textuals) (Stock options)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock options</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems', window );"><strong>Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Potential common stock from stock options not included in the diluted earnings per share calculation</a></td>
        <td class="nump">90,000<span></span></td>
        <td class="nump">10,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Rate Swap Agreements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock', window );">Schedule of notional amounts of interest rate swaps</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Notional amounts at April&#160;1</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">New contracts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Matured contracts</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Notional amounts at June&#160;30</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">50,000,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock', window );">Schedule of locations and amounts of (gains) losses recognized in income</a></td>
        <td class="text"><table align="center" style="width: 90%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="76%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three months ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Periodic change in fair value of interest rate swap agreements</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">212,287</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(833,259</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Periodic settlement differentials included in interest expense</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">98,992</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">93,314</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">Total</p>
</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">311,279</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom"><font style="font-size: 8pt;">&#160;&#160;</font></td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(739,945</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;">&#160;</p>
</td>
<td>&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock', window );">Schedule of variable rates received and average fixed rates paid under the swap agreements</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 8pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="82%"></td>
<td valign="bottom" width="7%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="7%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="6"><b>Three&#160;months&#160;ended</b><br  /><b>June&#160;30,</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2014</b></td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2"><b>2013</b></td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Variable rate received</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.15</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.20</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Fixed rate paid</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.94</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="right" valign="bottom">0.94</td>
<td valign="bottom" nowrap="nowrap">%&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of average variable rates received and average fixed rates paid under swap agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_ScheduleOfAverageVariableRatesReceivedAndAverageFixedRatesPaidUnderSwapAgreementsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of notional amounts of interest rate swaps agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_ScheduleOfNotionalAmountsOfInterestRateSwapsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5618551-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Contingencies<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LegalMattersAndContingenciesTextBlock', window );">Contingencies</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>10. Contingencies</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The following is a brief summary of litigation filed against the Company and its directors related to the Arrangement contemplated in the recently terminated Arrangement Agreement between the Company, on the one hand, and Prospect Capital Corporation (&#8220;Prospect&#8221;) and three of its subsidiaries, on the other hand:</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Jason Simpson v. Nicholas Financial, Inc., et al., Case No.&#160;13-011726-CI (Circuit Court, Pinellas County, Florida), filed December&#160;24, 2013; Gabriella Rago v. Nicholas Financial, Inc., et al., Case No.&#160;8:13-cv-03261-VMC-TGW (U.S. District Court, Tampa, Florida), filed December&#160;30, 2013; Matthew John Leonard v. Nicholas Financial, Inc., et al., Case No.&#160;13-011811-CI (Circuit Court, Pinellas County, Florida), filed December&#160;31, 2013; Michelangelo Lombardo v. Nicholas Financial, Inc., et al., Case No.&#160;14-000095-CI (Circuit Court, Pinellas County, Florida), filed January&#160;3, 2014; Edward Opton v. Stephen Bragin, et al., Case No.&#160;14-000139-CI (Circuit Court, Pinellas County, Florida), filed January&#160;6, 2014; Marvin Biver v. Nicholas Financial, Inc., et al., Case No.&#160;8:14-cv-00250-VMC-TGW (U.S. District Court, Tampa, Florida), filed February&#160;3, 2014; and Richard Abrons v. Nicholas Financial, Inc., et al., Case No.&#160;8:14-cv-00583-VMC-TGW (U.S. District Court, Tampa, Florida), filed March&#160;10, 2014. These seven substantially similar lawsuits were filed in connection with the Arrangement contemplated in the Arrangement Agreement between the Company, on the one hand, and Prospect and three Prospect subsidiaries, on the other hand. On April&#160;30, 2014, the Biver and the Abrons lawsuits were consolidated (hereafter, the &#8220;Biver lawsuit&#8221;). On May&#160;8, 2014, the Rago lawsuit was voluntarily dismissed.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Each plaintiff to the lawsuits purported to represent a class of all of the Company&#8217;s shareholders other than the defendants and any person or entity related to or affiliated with any defendant. Each plaintiff alleged that the consideration to be paid for the Company&#8217;s Common Shares was inadequate and that certain terms of the Arrangement Agreement were contrary to the interests of the Company&#8217;s public shareholders. Each plaintiff sought declaratory relief, injunctive relief, other equitable relief and/or unspecified damages with respect to the proposed transaction. Each plaintiff, except for the plaintiffs in the Biver lawsuit, also sought an award of attorneys&#8217; fees. From July&#160;8, 2014 to July&#160;15, 2014, following the Company&#8217;s June&#160;12, 2014 announcement that the Company&#8217;s Board of Directors had determined to terminate the Arrangement Agreement, each pending lawsuit was voluntarily dismissed. No monies or other consideration were exchanged between the plaintiffs and defendants.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company currently is not a party to any pending legal proceedings other than ordinary routine litigation incidental to its business, none of which, if decided adversely to the Company, would, in the opinion of management, have a material adverse effect on the Company&#8217;s financial condition or results of operations.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LegalMattersAndContingenciesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for legal proceedings, legal contingencies, litigation, regulatory and environmental matters and other contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LegalMattersAndContingenciesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Disclosures<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value Disclosures</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>8. Fair Value Disclosures</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company measures specific assets and liabilities at fair value, which is an exit price, representing the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When applicable, the Company utilizes market data or assumptions that market participants would use in pricing the asset or liability under a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined as inputs other than quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable inputs about which little or no market data exists, therefore requiring an entity to develop its own assumptions.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><u>Assets and Liabilities Recorded at Fair Value on a Recurring Basis</u></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company estimates the fair value of interest rate swap agreements based on the estimated net present value of the future cash flows using a forward interest rate yield curve in effect as of the measurement period, adjusted for nonperformance risk, if any, including a quantitative and qualitative evaluation of both the Company&#8217;s credit risk and the counterparty&#8217;s credit risk. Accordingly, the Company classifies interest rate swap agreements as Level 2.</p>
<p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<p style="font: 8pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="70%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10">Fair Value Measurement Using</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" colspan="2">&#160;</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Description</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;1</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level 2</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;3</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Fair Value</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Interest rate swap agreements:</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">June&#160;30, 2014:</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;">Effective June&#160;13, 2012 - liability</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(88,682</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(88,682</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;">Effective August&#160;13, 2012 - asset</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">59,998</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">59,998</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">March&#160;31, 2014 - asset</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">183,603</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">183,603</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><u>Financial Instruments Not Measured at Fair Value</u></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company&#8217;s financial instruments consist of finance receivables and the Line. For each of these financial instruments the carrying value approximates fair value.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Finance receivables, net approximates fair value based on the price paid to acquire indirect loans. The price paid reflects competitive market interest rates and purchase discounts for the Company&#8217;s chosen credit grade in the economic environment. This market is highly liquid as the Company acquires individual loans on a daily basis from dealers. The initial terms of the Contracts range from 12 to 72 months. The initial terms of the Direct Loans range from 6 to 48 months. In addition, there have been minimal changes in interest rates and purchase discounts related to these types of loans. If liquidated outside of the normal course of business, the amount received may not be the carrying value.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Based on current market conditions, any new or renewed credit facility would contain pricing that approximates the Company&#8217;s current Line. Based on these market conditions, the fair value of the Line as of June&#160;30, 2014 was estimated to be equal to the book value. The interest rate for the Line is a variable rate based on LIBOR pricing options.</p>
<p style="font: 12pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">&#160;</p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="55%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10">Fair Value Measurement Using</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" colspan="2">&#160;</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Description</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;1</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level 2</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level 3</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Fair&#160;Value</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables:</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">June 30, 2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">278,173,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">278,173,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">March 31, 2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">269,344,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">269,344,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Line of credit:</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">June 30, 2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">131,400,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">131,400,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">March 31, 2014</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">127,900,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">127,900,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><u>Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis</u></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a nonrecurring basis. The Company does not currently have any assets or liabilities measured at fair value on a nonrecurring basis.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13537-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13504-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Cash Dividend<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsAbstract', window );"><strong>Dividends [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_CashDividendsTextBlock', window );">Cash Dividend</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>9. Cash Dividend</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Dividends were not declared or paid during the three months ended June&#160;30, 2014. On May&#160;7, 2013 the Board of Directors announced a quarterly cash dividend equal to $0.12 per common share, to be paid on June&#160;28, 2013 to shareholders of record as of June&#160;21, 2013.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Payment of cash dividends results in a 5% withholding tax payable by the Company under the Canada-United States Income Tax Convention which is included in earnings under the caption of dividend tax.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_CashDividendsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure of cash dividends to common stock shareholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_CashDividendsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Recently Issued Accounting Standards<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingChangesAndErrorCorrectionsAbstract', window );"><strong>Accounting Changes and Error Corrections [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock', window );">Recently Issued Accounting Standards</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>11. Recently Issued Accounting Standards</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">In May 2014, the FASB issued&#160;<i>ASU No.&#160;2014-09, Summary and Amendments That Create Revenue from Contracts with Customers (Topic 660) and Other Assets and Deferred Costs-Contracts with Customer (Subtopic 340-40)</i>. ASU 2014-09 sets new guidance to clarify principles for recognizing revenue and develop a common revenue standard with the International Accounting Standards Board. ASU 2014-09 is effective for fiscal years, and interim periods within those years, beginning after December&#160;15, 2016. The Company is currently evaluating the effect of adopting ASU No.&#160;2014-09 on its consolidated financial statements.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company does not believe there are any other recently issued accounting standards that have not yet been adopted that will have a material impact on the Company&#8217;s consolidated financial statements.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingChangesAndErrorCorrectionsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingChangesAndErrorCorrectionsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting accounting changes and error corrections. It includes the conveyance of information necessary for a user of the Company's financial information to understand all aspects and required disclosure information concerning all changes and error corrections reported in the Company's financial statements for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28359718&amp;loc=d3e22644-107794<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 23<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6368906&amp;loc=d3e21914-107793<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28359718&amp;loc=d3e22595-107794<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28359718&amp;loc=d3e22499-107794<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 1.N.Q3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26874127&amp;loc=d3e30840-122693<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 1<br><br> -Section N<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingChangesAndErrorCorrectionsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHDAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Rate Swap Agreements - Summary of locations and amounts of gains (losses) in income (Details 1) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1', window );">Periodic change in fair value of interest rate swap agreements</a></td>
        <td class="nump">$ 212,287<span></span></td>
        <td class="num">$ (833,259)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PeriodicSettlementsIncludedInInterestExpense', window );">Periodic settlement differentials included in interest expense</a></td>
        <td class="nump">98,992<span></span></td>
        <td class="nump">93,314<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PreTaxIncomeLossRecognizedInIncome', window );">Total</a></td>
        <td class="nump">$ 311,279<span></span></td>
        <td class="num">$ (739,945)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PeriodicSettlementsIncludedInInterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of periodic settlement differentials included in interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PeriodicSettlementsIncludedInInterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PreTaxIncomeLossRecognizedInIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents pre tax income (loss) recognized in income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PreTaxIncomeLossRecognizedInIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized gain (loss) included in earnings related to the fair value of the hedged item in an interest rate fair value hedge, offset by the gain (loss) on the hedging instrument to the extent that the fair value hedge is determined to be effective.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5618551-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Revenue Recognition (Detail Textuals)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenueDisclosureAbstract', window );"><strong>Deferred Revenue Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PercentageOfReceivableInterestDiscount', window );">Average dealer discount associated with new volume</a></td>
        <td class="nump">8.19%<span></span></td>
        <td class="nump">8.35%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PercentageOfReceivableInterestDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the percentage of finance receivable interest discount.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PercentageOfReceivableInterestDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenueDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenueDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3BAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Finance Receivables - Reconciliation of changes in allowance for credit losses on direct loans (Details 2) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Losses [Roll Forward]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Current period provision</a></td>
        <td class="nump">$ 4,231,815<span></span></td>
        <td class="nump">$ 2,641,791<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Finance receivables | Direct Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Losses [Roll Forward]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">590,278<span></span></td>
        <td class="nump">467,917<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Current period provision</a></td>
        <td class="nump">158,418<span></span></td>
        <td class="nump">147,361<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed', window );">Losses absorbed</a></td>
        <td class="num">(54,101)<span></span></td>
        <td class="num">(27,586)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">12,365<span></span></td>
        <td class="nump">4,189<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">$ 706,960<span></span></td>
        <td class="nump">$ 591,881<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_FinancingReceivableAllowanceForCreditLossesAbsorbed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of allowance for credit losses absorbed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_FinancingReceivableAllowanceForCreditLossesAbsorbed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Cash Dividend (Detail Textuals) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">0 Months Ended</th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>May 07, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsAbstract', window );"><strong>Dividends [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividend paid in cash (in dollars per share)</a></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear', window );">Dividends payable, date declared</a></td>
        <td class="text">May
				07,
				 2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendPayableDateToBePaidDayMonthAndYear', window );">Dividends payable, date to be paid</a></td>
        <td class="text">Jun. 28,
				 2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear', window );">Dividends payable, date of record</a></td>
        <td class="text">Jun. 21,
				 2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_DividendDistributionWithholdingTaxPercentage', window );">Withholding tax payable percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_DividendDistributionWithholdingTaxPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the percentage of withholding tax payable by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_DividendDistributionWithholdingTaxPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendPayableDateToBePaidDayMonthAndYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date the declared dividend will be paid, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendPayableDateToBePaidDayMonthAndYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableDateDeclaredDayMonthAndYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date the dividend to be paid was declared, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPayableDateDeclaredDayMonthAndYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableDateOfRecordDayMonthAndYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date the holder must own the stock to be entitled to the dividend, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPayableDateOfRecordDayMonthAndYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ECNAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (Unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract', window );"><strong>Cash flows from operating activities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 4,909,188<span></span></td>
        <td class="nump">$ 5,700,493<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationNonproduction', window );">Depreciation</a></td>
        <td class="nump">90,583<span></span></td>
        <td class="nump">75,335<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">Gain on sale of property and equipment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,013)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for credit losses</a></td>
        <td class="nump">4,231,815<span></span></td>
        <td class="nump">2,641,791<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortization', window );">Amortization of dealer discounts</a></td>
        <td class="num">(3,283,641)<span></span></td>
        <td class="num">(2,974,446)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
        <td class="num">(292,460)<span></span></td>
        <td class="nump">858,193<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share-based compensation</a></td>
        <td class="nump">116,023<span></span></td>
        <td class="nump">122,259<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1', window );">Change in fair value of interest rate swap agreements</a></td>
        <td class="nump">212,287<span></span></td>
        <td class="num">(833,259)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Changes in operating assets and liabilities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">76,898<span></span></td>
        <td class="num">(2,958)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities', window );">Accounts payable and accrued expenses</a></td>
        <td class="num">(1,343,750)<span></span></td>
        <td class="num">(740,518)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable', window );">Income taxes receivable/payable</a></td>
        <td class="nump">2,030,328<span></span></td>
        <td class="nump">2,603,069<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredRevenue', window );">Deferred revenues</a></td>
        <td class="nump">255,254<span></span></td>
        <td class="nump">240,923<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
        <td class="nump">7,002,525<span></span></td>
        <td class="nump">7,688,869<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract', window );"><strong>Cash flows from investing activities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_PurchaseAndOriginationOfFinanceContracts', window );">Purchase and origination of finance receivables</a></td>
        <td class="num">(43,142,921)<span></span></td>
        <td class="num">(39,328,663)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment', window );">Principal payments received</a></td>
        <td class="nump">33,365,083<span></span></td>
        <td class="nump">34,229,127<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_IncreaseInAssetsHeldForResale', window );">Increase in assets held for resale</a></td>
        <td class="num">(343,700)<span></span></td>
        <td class="num">(578,359)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of property and equipment</a></td>
        <td class="num">(118,001)<span></span></td>
        <td class="num">(101,122)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sale of property and equipment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,800<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash used in investing activities</a></td>
        <td class="num">(10,239,539)<span></span></td>
        <td class="num">(5,766,217)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract', window );"><strong>Cash flows from financing activities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit', window );">Net draws on line of credit</a></td>
        <td class="nump">3,500,000<span></span></td>
        <td class="nump">521,510<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_IncreaseDecreaseInDraftsPayable', window );">Change in drafts payable</a></td>
        <td class="num">(714,951)<span></span></td>
        <td class="num">(272,791)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Payment of cash dividends</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,460,372)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
        <td class="nump">71,716<span></span></td>
        <td class="nump">83,140<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax benefits from share-based compensation</a></td>
        <td class="nump">36,182<span></span></td>
        <td class="nump">67,096<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash provided (used) by financing activities</a></td>
        <td class="nump">2,892,947<span></span></td>
        <td class="num">(1,061,417)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashPeriodIncreaseDecrease', window );">Net (decrease) increase in cash</a></td>
        <td class="num">(344,067)<span></span></td>
        <td class="nump">861,235<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Cash', window );">Cash, beginning of period</a></td>
        <td class="nump">2,635,036<span></span></td>
        <td class="nump">2,797,716<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Cash', window );">Cash, end of period</a></td>
        <td class="nump">$ 2,290,969<span></span></td>
        <td class="nump">$ 3,658,951<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_IncreaseDecreaseInDraftsPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting in the amount of Draft payable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_IncreaseDecreaseInDraftsPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_IncreaseInAssetsHeldForResale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with assets held for resale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_IncreaseInAssetsHeldForResale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_PurchaseAndOriginationOfFinanceContracts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition and origination of finance contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_PurchaseAndOriginationOfFinanceContracts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentForAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of recurring noncash expense charged against earnings in the period to allocate the cost of assets over their estimated remaining economic lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentForAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Cash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Cash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash. Cash is the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationNonproduction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The expense recognized in the current period that allocates the cost of nonproduction tangible assets over their useful lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationNonproduction</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow from realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfPropertyPlantEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period, excluding the portion taken into income, in the liability reflecting revenue yet to be earned for which cash or other forms of consideration was received or recorded as a receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeferredRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized gain (loss) related to the fair value of interest rate derivatives designated as fair value hedging instruments, as offset by the gain (loss) on the hedged item to the extent that the fair value hedge is determined to be effective.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5618551-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets, or income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividends</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from repayments of the balance excluding interest (principal) on loans receivable and leases held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or cash outflow from a contractual arrangement with the lender, including letter of credit, standby letter of credit and revolving credit arrangements, under which borrowings can be made up to a specific amount at any point in time with either short term or long term maturity that is collateralized (backed by pledge, mortgage or other lien in the entity's assets).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph c<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfLinesOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Line of Credit<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAbstract', window );"><strong>Line Of Credit Facility [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_LineOfCreditFacilitiesTextBlock', window );">Line of Credit</a></td>
        <td class="text"><p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><b>5. Line of Credit</b></p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company has a line of credit facility (the &#8220;Line&#8221;) up to $150,000,000. The pricing of the Line, which expires on November&#160;30,&#160;2014, is 300 basis points above 30-day LIBOR with a 1% floor on LIBOR (4.00% at June&#160;30, 2014 and March&#160;31, 2014). Pledged as collateral for this Line are all of the assets of the Company. The outstanding amount of the Line was $131,400,000 and $127,900,000 as of June&#160;30, 2014 and March&#160;31, 2014, respectively. The amount available under the Line was approximately $18,600,000 and $22,100,000 as of June&#160;30, 2014 and March&#160;31, 2014, respectively.</p>
<p style="font: 10pt/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12pt; margin-bottom: 0pt; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The facility requires compliance with certain financial ratios and covenants and satisfaction of specified financial tests, including maintenance of asset quality and performance tests. Dividends do not require consent in writing by the agent and majority lenders under the new facility as long as the Company is in compliance with a net income covenant. As of June&#160;30, 2014, the Company was in full compliance with all debt covenants.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_LineOfCreditFacilitiesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_LineOfCreditFacilitiesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EE2AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Finance Receivables - Assessment of credit quality by creditworthiness (Details 3) (Finance receivables, USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Total</a></td>
        <td class="nump">$ 425,896,471<span></span></td>
        <td class="nump">$ 391,977,580<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts', window );">Finance receivables, gross contract</a></td>
        <td class="nump">429,303,240<span></span></td>
        <td class="nump">393,780,400<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts | Performing accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Total</a></td>
        <td class="nump">420,006,795<span></span></td>
        <td class="nump">396,448,006<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts | Non-performing accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Total</a></td>
        <td class="nump">5,889,676<span></span></td>
        <td class="nump">4,470,426<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contracts | Chapter 13 bankrupt accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts', window );">Finance receivables, gross contract</a></td>
        <td class="nump">3,406,706<span></span></td>
        <td class="nump">1,802,820<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Total</a></td>
        <td class="nump">11,175,661<span></span></td>
        <td class="nump">9,654,948<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts', window );">Finance receivables, gross contract</a></td>
        <td class="nump">11,203,119<span></span></td>
        <td class="nump">9,666,870<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans | Performing accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Total</a></td>
        <td class="nump">11,118,330<span></span></td>
        <td class="nump">9,613,865<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans | Non-performing accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts', window );">Total</a></td>
        <td class="nump">57,331<span></span></td>
        <td class="nump">41,083<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Direct Loans | Chapter 13 bankrupt accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts', window );">Finance receivables, gross contract</a></td>
        <td class="nump">$ 27,458<span></span></td>
        <td class="nump">$ 11,922<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents gross amount of notes receivable excluding chapter 13 bankrupt accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_NotesReceivableGrossAmountExcludingChapter13BankruptAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents gross amount of notes receivable including chapter 13 bankrupt accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nick_NotesReceivableGrossAmountIncludingChapter13BankruptAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nick_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<FilingSummary xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <Version>2.4.0.8</Version>
  <ProcessingTime />
  <ReportFormat>Html</ReportFormat>
  <ContextCount>76</ContextCount>
  <ElementCount>157</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>19</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>6</UnitCount>
  <MyReports>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>001 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
    </Report>
    <Report>
      <IsDefault>true</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>002 - Statement - Consolidated Balance Sheets</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheets</Role>
      <ShortName>Consolidated Balance Sheets</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>003 - Statement - Consolidated Balance Sheets (Parentheticals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/ConsolidatedBalanceSheetsParentheticals</Role>
      <ShortName>Consolidated Balance Sheets (Parentheticals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>004 - Statement - Consolidated Statements of Income (Unaudited)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfIncomeUnaudited</Role>
      <ShortName>Consolidated Statements of Income (Unaudited)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>005 - Statement - Consolidated Statements of Cash Flows (Unaudited)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/ConsolidatedStatementsOfCashFlowsUnaudited</Role>
      <ShortName>Consolidated Statements of Cash Flows (Unaudited)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>006 - Disclosure - Basis of Presentation</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/BasisOfPresentation</Role>
      <ShortName>Basis of Presentation</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>007 - Disclosure - Revenue Recognition</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/RevenueRecognition</Role>
      <ShortName>Revenue Recognition</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>008 - Disclosure - Earnings Per Share</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/EarningsPerShare</Role>
      <ShortName>Earnings Per Share</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>009 - Disclosure - Finance Receivables</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivables</Role>
      <ShortName>Finance Receivables</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>010 - Disclosure - Line of Credit</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/Lineofcredit</Role>
      <ShortName>Line of Credit</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>011 - Disclosure - Interest Rate Swap Agreements</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/InterestRateSwapAgreements</Role>
      <ShortName>Interest Rate Swap Agreements</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>012 - Disclosure - Income Taxes</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/IncomeTaxes</Role>
      <ShortName>Income Taxes</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>013 - Disclosure - Fair Value Disclosures</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FairValueDisclosures</Role>
      <ShortName>Fair Value Disclosures</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>014 - Disclosure - Cash Dividend</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/CashDividend</Role>
      <ShortName>Cash Dividend</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>015 - Disclosure - Contingencies</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/Contingencies</Role>
      <ShortName>Contingencies</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>016 - Disclosure - Recently Issued Accounting Standards</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/RecentlyIssuedAccountingStandards</Role>
      <ShortName>Recently Issued Accounting Standards</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>017 - Disclosure - Earnings Per Share (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/EarningsPerShareTables</Role>
      <ShortName>Earnings Per Share (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>018 - Disclosure - Finance Receivables (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesTables</Role>
      <ShortName>Finance Receivables (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>019 - Disclosure - Interest Rate Swap Agreements (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsTables</Role>
      <ShortName>Interest Rate Swap Agreements (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>020 - Disclosure - Fair Value Disclosures (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FairValueDisclosuresTables</Role>
      <ShortName>Fair Value Disclosures (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>021 - Disclosure - Revenue Recognition (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/RevenueRecognitionDetailTextuals</Role>
      <ShortName>Revenue Recognition (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>022 - Disclosure - Earnings Per Share - Basic and diluted earnings per share (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/EarningsPerShareBasicAndDilutedEarningsPerShareDetails</Role>
      <ShortName>Earnings Per Share - Basic and diluted earnings per share (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>023 - Disclosure - Earnings Per Share (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/EarningsPerShareDetailTextuals</Role>
      <ShortName>Earnings Per Share (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>024 - Disclosure - Finance Receivables - Finance receivables consist of automobile finance installment Contracts and Direct Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesFinanceReceivablesConsistOfAutomobileFinanceInstallmentContractsAndDirectLoansDetails</Role>
      <ShortName>Finance Receivables - Finance receivables consist of automobile finance installment Contracts and Direct Loans (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>025 - Disclosure - Finance Receivables - Summary of reconciliation of changes in allowance for credit losses on contracts (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesSummaryOfReconciliationOfChangesInAllowanceForCreditLossesOnContractsDetails1</Role>
      <ShortName>Finance Receivables - Summary of reconciliation of changes in allowance for credit losses on contracts (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>026 - Disclosure - Finance Receivables - Reconciliation of changes in allowance for credit losses on direct loans (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/Financereceivablesreconciliationofchangesinallowanceforcreditlossesondirectloansdetails2</Role>
      <ShortName>Finance Receivables - Reconciliation of changes in allowance for credit losses on direct loans (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>027 - Disclosure - Finance Receivables - Assessment of credit quality by creditworthiness (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesAssessmentOfCreditQualityByCreditworthinessDetails3</Role>
      <ShortName>Finance Receivables - Assessment of credit quality by creditworthiness (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>028 - Disclosure - Finance Receivables - Information regarding delinquency rates with respect to contracts and direct loans (Details 4)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesInformationRegardingDelinquencyRatesWithRespectToContractsAndDirectLoansDetails4</Role>
      <ShortName>Finance Receivables - Information regarding delinquency rates with respect to contracts and direct loans (Details 4)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>029 - Disclosure - Finance Receivables (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals</Role>
      <ShortName>Finance Receivables (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>030 - Disclosure - Finance Receivables (Detail Textuals 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals1</Role>
      <ShortName>Finance Receivables (Detail Textuals 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>031 - Disclosure - Finance Receivables (Detail Textuals 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FinanceReceivablesDetailTextuals2</Role>
      <ShortName>Finance Receivables (Detail Textuals 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>032 - Disclosure - Line of Credit (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/LineOfCreditDetailTextuals</Role>
      <ShortName>Line of Credit (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>033 - Disclosure - Interest Rate Swap Agreements - Summary of activity in notional amounts of interest rate swap agreements (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfActivityInNotionalAmountsOfInterestRateSwapAgreementsDetails</Role>
      <ShortName>Interest Rate Swap Agreements - Summary of activity in notional amounts of interest rate swap agreements (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>034 - Disclosure - Interest Rate Swap Agreements - Summary of locations and amounts of gains (losses) in income (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfLocationsAndAmountsOfGainsLossesInIncomeDetails1</Role>
      <ShortName>Interest Rate Swap Agreements - Summary of locations and amounts of gains (losses) in income (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>035 - Disclosure - Interest Rate Swap Agreements - Summary of variable rates received and fixed rates paid under swap (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsSummaryOfVariableRatesReceivedAndFixedRatesPaidUnderSwapDetails2</Role>
      <ShortName>Interest Rate Swap Agreements - Summary of variable rates received and fixed rates paid under swap (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>036 - Disclosure - Interest Rate Swap Agreements (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/InterestRateSwapAgreementsDetailTextuals</Role>
      <ShortName>Interest Rate Swap Agreements (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>037 - Disclosure - Income Taxes (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/IncomeTaxesDetailTextuals</Role>
      <ShortName>Income Taxes (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>038 - Disclosure - Fair Value Disclosures - Assets and liabilities recorded at fair value on recurring basis (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FairValueDisclosuresAssetsAndLiabilitiesRecordedAtFairValueOnRecurringBasisDetails</Role>
      <ShortName>Fair Value Disclosures - Assets and liabilities recorded at fair value on recurring basis (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>039 - Disclosure - Fair Value Disclosures - Summary of financial instruments not measured at fair value (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FairValueDisclosuresSummaryOfFinancialInstrumentsNotMeasuredAtFairValueDetails1</Role>
      <ShortName>Fair Value Disclosures - Summary of financial instruments not measured at fair value (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>040 - Disclosure - Fair Value Disclosures (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/FairValueDisclosuresDetailTextuals</Role>
      <ShortName>Fair Value Disclosures (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>041 - Disclosure - Cash Dividend (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/CashDividendDetailTextuals</Role>
      <ShortName>Cash Dividend (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>042 - Disclosure - Contingencies (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.nicholasfinancial.com/role/ContingenciesDetailTextuals</Role>
      <ShortName>Contingencies (Detail Textuals)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Info">Element nick_DerivativeAverageFixedInterestRatePaid had a mix of decimals attribute values: 2 4.</Log>
    <Log type="Info">Process Flow-Through: 002 - Statement - Consolidated Balance Sheets</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Jun. 30, 2013'</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Mar. 31, 2013'</Log>
    <Log type="Info">Process Flow-Through: 003 - Statement - Consolidated Balance Sheets (Parentheticals)</Log>
    <Log type="Info">Process Flow-Through: 004 - Statement - Consolidated Statements of Income (Unaudited)</Log>
    <Log type="Info">Process Flow-Through: 005 - Statement - Consolidated Statements of Cash Flows (Unaudited)</Log>
  </Logs>
  <InputFiles>
    <File>nick-20140630.xml</File>
    <File>nick-20140630.xsd</File>
    <File>nick-20140630_cal.xml</File>
    <File>nick-20140630_def.xml</File>
    <File>nick-20140630_lab.xml</File>
    <File>nick-20140630_pre.xml</File>
  </InputFiles>
  <SupplementalFiles />
  <BaseTaxonomies />
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EJYAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Disclosures - Assets and liabilities recorded at fair value on recurring basis (Details) (Recurring Basis, USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 1</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue', window );">Interest rate swap agreements - liability</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeAssetsAtFairValue', window );">Interest rate swap agreements - asset</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 2</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue', window );">Interest rate swap agreements - liability</a></td>
        <td class="num">(88,682)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeAssetsAtFairValue', window );">Interest rate swap agreements - asset</a></td>
        <td class="nump">59,998<span></span></td>
        <td class="nump">183,603<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue', window );">Interest rate swap agreements - liability</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeAssetsAtFairValue', window );">Interest rate swap agreements - asset</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue', window );">Interest rate swap agreements - liability</a></td>
        <td class="num">(88,682)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativeAssetsAtFairValue', window );">Interest rate swap agreements - asset</a></td>
        <td class="nump">$ 59,998<span></span></td>
        <td class="nump">$ 183,603<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestRateDerivativeAssetsAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value as of the balance sheet date of interest rate derivative assets, which includes all such derivative instruments in hedging and nonhedging relationships that are recognized as assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestRateDerivativeAssetsAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestRateDerivativeLiabilitiesAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value as of the balance sheet date of interest rate derivative liabilities, which includes all such derivative instruments in hedging and nonhedging relationships that are recognized as liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestRateDerivativeLiabilitiesAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Disclosures (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of assets and liabilities recorded at fair value on a recurring basis</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="70%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10">Fair Value Measurement Using</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" colspan="2">&#160;</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Description</b></p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;1</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level 2</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;3</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Fair Value</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Interest rate swap agreements:</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">June&#160;30, 2014:</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;">Effective June&#160;13, 2012 - liability</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(88,682</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">(88,682</td>
<td valign="bottom" nowrap="nowrap">)&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 5em;">Effective August&#160;13, 2012 - asset</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">59,998</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">59,998</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">March&#160;31, 2014 - asset</p>
</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">183,603</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">183,603</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Schedule of financial instruments not measured at fair value</a></td>
        <td class="text"><table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; font-size: 10pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="63%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="10">Fair Value Measurement Using</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" colspan="2">&#160;</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 8pt;">
<td valign="bottom" nowrap="nowrap">
<p style="width: 39.5pt; font-family: 'times new roman'; font-size: 8pt; border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;"><b>Description</b></p>
</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;1</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;2</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Level&#160;3</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">&#160;</td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1pt; border-bottom-style: solid;" valign="bottom" colspan="2">Fair&#160;Value</td>
<td valign="bottom">&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Finance receivables:</p>
</td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">June 30, 2014</p>
</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">278,173,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">278,173,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">March 31, 2014</p>
</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">269,344,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">269,344,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-size: 1pt;">
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 1em;">Line of credit:</p>
</td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">&#160;</td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;" bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">June 30, 2014</p>
</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">131,400,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">131,400,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
<tr style="font-family: 'times new roman'; font-size: 10pt;">
<td valign="top">
<p style="text-indent: -1em; font-family: 'times new roman'; font-size: 10pt; margin-left: 3em;">March 31, 2014</p>
</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">127,900,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom" nowrap="nowrap">$</td>
<td align="right" valign="bottom" nowrap="nowrap">&#8212;&#160;&#160;</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
<td valign="bottom">&#160;</td>
<td valign="bottom">$</td>
<td align="right" valign="bottom">127,900,000</td>
<td valign="bottom" nowrap="nowrap">&#160;&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13467-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13476-108611<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6447952&amp;loc=d3e13220-108610<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueByBalanceSheetGroupingTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19190-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
