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Consolidated Statements of Cash Flows (Unaudited) (USD $)
 6 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash flows from operating activities    
Net income $ 9,238,889 $ 10,017,045
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 184,124 152,154
Loss (gain) on sale of property and equipment 15,739 (21,800)
Provision for credit losses 9,386,050 6,614,895
Amortization of dealer discounts (6,791,907) (6,108,055)
Deferred income taxes 113,126 1,215,453
Share-based compensation 240,290 261,444
Change in fair value of interest rate swap agreements (39,121) (583,643)
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 194,192 58,596
Accounts payable and accrued expenses (1,734,262) (596,685)
Income taxes receivable 172,758 (744,168)
Deferred revenues 386,739 506,462
Net cash provided by operating activities 11,366,617 10,771,698
Cash flows from investing activities    
Purchase and origination of finance receivables (80,881,045) (78,220,371)
Principal payments received 68,448,279 67,045,251
Increase in assets held for resale (539,399) (808,697)
Purchase of property and equipment (308,948) (178,912)
Proceeds from sale of property and equipment 47,450 40,781
Net cash used in investing activities (13,233,663) (12,121,948)
Cash flows from financing activities    
Net draws on line of credit 4,100,000 5,500,000
Change in drafts payable (94,071) 22,590
Payment of cash dividends   (2,851,126)
Proceeds from exercise of stock options 142,241 217,673
Excess tax benefits from share-based compensation 65,723 137,079
Net cash provided by financing activities 4,213,893 3,026,216
Net increase in cash 2,346,847 1,675,966
Cash, beginning of period 2,635,036 2,797,716
Cash, end of period $ 4,981,883 $ 4,473,682