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Quarterly Results of Operations (Unaudited) (Tables) | 12 Months Ended
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Mar. 31, 2015
Quarterly Financial Data [Abstract] |
Schedule of quarterly results of operations |
|  | Fiscal Year ended March 31, 2015 |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 21,332,514 |  |  | $ | 21,723,072 |  |  | $ | 21,800,765 |  |  | $ | 21,933,607 |
Interest expense |  |  | 1,448,585 |  |  |  | 1,485,193 |  |  |  | 1,457,919 |  |  |  | 1,578,737 |
Provision for credit losses |  |  | 4,231,815 |  |  |  | 5,154,235 |  |  |  | 5,796,648 |  |  |  | 5,187,832 |
Non-interest expense |  |  | 8,920,889 |  |  |  | 8,088,886 |  |  |  | 8,407,719 |  |  |  | 8,935,129 |
Operating income before income taxes |  |  | 6,731,225 |  |  |  | 6,994,758 |  |  |  | 6,138,479 |  |  |  | 6,231,909 |
Income tax expense |  |  | 1,822,037 |  |  |  | 2,665,057 |  |  |  | 2,368,923 |  |  |  | 2,384,462 |
Net income |  | $ | 4,909,188 |  |  | $ | 4,329,701 |  |  | $ | 3,769,556 |  |  | $ | 3,847,447 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.40 |  |  | $ | 0.36 |  |  | $ | 0.31 |  |  | $ | 0.34 |
Diluted |  | $ | 0.40 |  |  | $ | 0.35 |  |  | $ | 0.30 |  |  | $ | 0.33 |
Dividends per share |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
|  | Fiscal Year ended March 31, 2014 |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 20,475,735 |  |  | $ | 20,948,924 |  |  | $ | 20,761,230 |  |  | $ | 20,443,054 |
Interest expense |  |  | 1,404,906 |  |  |  | 1,442,898 |  |  |  | 1,441,175 |  |  |  | 1,389,209 |
Provision for credit losses |  |  | 2,641,791 |  |  |  | 3,973,104 |  |  |  | 4,183,035 |  |  |  | 4,181,286 |
Non-interest expense |  |  | 7,163,565 |  |  |  | 8,329,886 |  |  |  | 8,477,233 |  |  |  | 9,484,125 |
Operating income before income taxes |  |  | 9,265,473 |  |  |  | 7,203,036 |  |  |  | 6,659,787 |  |  |  | 5,388,434 |
Income tax expense |  |  | 3,564,980 |  |  |  | 2,886,484 |  |  |  | 2,833,019 |  |  |  | 2,528,895 |
Net income |  | $ | 5,700,493 |  |  | $ | 4,316,552 |  |  | $ | 3,826,768 |  |  | $ | 2,859,539 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.47 |  |  | $ | 0.36 |  |  | $ | 0.32 |  |  | $ | 0.24 |
Diluted |  | $ | 0.46 |  |  | $ | 0.35 |  |  | $ | 0.31 |  |  | $ | 0.23 |
Dividends per share |  | $ | 0.12 |  |  | $ | 0.12 |  |  | $ | — |  |  | $ | — |

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- Definition Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a)-(j) -URI http://asc.fasb.org/extlink&oid=35737889&loc=d3e1280-108306 + Details
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