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Consolidated Balance Sheets (USD $)
Mar. 31, 2015
Mar. 31, 2014
Assets    
Cash $ 3,388,193us-gaap_Cash $ 2,635,036us-gaap_Cash
Finance receivables, net 288,904,060us-gaap_NotesReceivableNet 269,343,595us-gaap_NotesReceivableNet
Assets held for resale 1,746,887us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation 1,696,330us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation
Prepaid expenses and other assets 1,143,754us-gaap_PrepaidExpenseAndOtherAssets 891,044us-gaap_PrepaidExpenseAndOtherAssets
Income taxes receivable 112,984us-gaap_IncomeTaxReceivable 1,093,682us-gaap_IncomeTaxReceivable
Property and equipment, net 872,134us-gaap_PropertyPlantAndEquipmentNet 869,693us-gaap_PropertyPlantAndEquipmentNet
Interest rate swap agreements   183,603us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue
Deferred income taxes 6,360,579us-gaap_DeferredTaxAssetsNet 6,716,596us-gaap_DeferredTaxAssetsNet
Total assets 302,528,591us-gaap_Assets 283,429,579us-gaap_Assets
Liabilities and shareholders' equity    
Line of credit 199,000,000us-gaap_LettersOfCreditOutstandingAmount 127,900,000us-gaap_LettersOfCreditOutstandingAmount
Drafts payable 2,475,573us-gaap_DraftsPayable 2,338,561us-gaap_DraftsPayable
Accounts payable and accrued expenses 7,841,070us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent 8,924,919us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent
Deferred revenues 3,143,231us-gaap_DeferredRevenue 2,328,544us-gaap_DeferredRevenue
Interest rate swap agreements 180,775us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue  
Total liabilities 212,640,649us-gaap_Liabilities 141,492,024us-gaap_Liabilities
Commitments and contingencies      
Shareholders' equity:    
Preferred stock, no par: 5,000,000 shares authorized; none issued      
Common stock, no par: 50,000,000 shares authorized; 12,415,785 and 12,220,874 shares issued respectively; 7,701,981 and 12,220,874 shares outstanding, respectively 32,655,130us-gaap_CommonStockValueOutstanding 31,151,781us-gaap_CommonStockValueOutstanding
Treasury stock: 4,713,804 common shares, at cost (70,408,854)us-gaap_TreasuryStockValue  
Retained earnings 127,641,666us-gaap_RetainedEarningsAccumulatedDeficit 110,785,774us-gaap_RetainedEarningsAccumulatedDeficit
Total shareholders' equity 89,887,942us-gaap_StockholdersEquity 141,937,555us-gaap_StockholdersEquity
Total liabilities and shareholders' equity $ 302,528,591us-gaap_LiabilitiesAndStockholdersEquity $ 283,429,579us-gaap_LiabilitiesAndStockholdersEquity