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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Mar. 31, 2013
Cash flows from operating activities:      
Net income $ 16,855,892us-gaap_NetIncomeLoss $ 16,703,352us-gaap_NetIncomeLoss $ 19,940,946us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 366,275us-gaap_DepreciationNonproduction 317,504us-gaap_DepreciationNonproduction 284,594us-gaap_DepreciationNonproduction
Loss (gain) on sale of property and equipment 6,284us-gaap_GainLossOnSaleOfPropertyPlantEquipment (64,039)us-gaap_GainLossOnSaleOfPropertyPlantEquipment (11,339)us-gaap_GainLossOnSaleOfPropertyPlantEquipment
Provision for credit losses 20,370,530us-gaap_ProvisionForLoanLeaseAndOtherLosses 14,979,216us-gaap_ProvisionForLoanLeaseAndOtherLosses 13,391,875us-gaap_ProvisionForLoanLeaseAndOtherLosses
Amortization of dealer discounts (13,852,305)us-gaap_AdjustmentForAmortization (13,490,892)us-gaap_AdjustmentForAmortization (11,482,251)us-gaap_AdjustmentForAmortization
Deferred income taxes 356,017us-gaap_DeferredIncomeTaxExpenseBenefit 1,710,365us-gaap_DeferredIncomeTaxExpenseBenefit 696,339us-gaap_DeferredIncomeTaxExpenseBenefit
Share-based compensation 514,463us-gaap_ShareBasedCompensation 535,070us-gaap_ShareBasedCompensation 812,004us-gaap_ShareBasedCompensation
Change in fair value of interest rate swap agreements 364,378us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1 (688,455)us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1 504,852us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1
Changes in operating assets and liabilities:      
Prepaid expenses and other assets 65,683us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets (129,298)us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets 39,294us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
Accounts payable and accrued expenses (1,083,849)us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities 1,519,340us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities 793,150us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
Income taxes receivable 980,698us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable (990,683)us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable 394,536us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable
Deferred revenues 814,687us-gaap_IncreaseDecreaseInDeferredRevenue 964,914us-gaap_IncreaseDecreaseInDeferredRevenue 281,155us-gaap_IncreaseDecreaseInDeferredRevenue
Net cash provided by operating activities 25,758,753us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 21,366,394us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 25,645,155us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Cash flows from investing activities:      
Purchase and origination of finance contracts (164,830,469)nick_PurchaseAndOriginationOfFinanceContracts (156,997,870)nick_PurchaseAndOriginationOfFinanceContracts (141,562,259)nick_PurchaseAndOriginationOfFinanceContracts
Principal payments received 138,751,779us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment 135,991,752us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment 131,080,264us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
(Increase) decrease in assets held for resale (50,557)nick_IncreaseInAssetsHeldForResale (492,666)nick_IncreaseInAssetsHeldForResale 169,337nick_IncreaseInAssetsHeldForResale
Purchase of property and equipment (442,758)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (464,598)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (271,003)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Proceeds from sale of property and equipment 67,758us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment 83,021us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment 14,951us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment
Net cash used in investing activities (26,504,247)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (21,880,361)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (10,568,710)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash flows from financing activities:      
Net proceeds from line of credit 71,100,000us-gaap_ProceedsFromRepaymentsOfLinesOfCredit 2,400,000us-gaap_ProceedsFromRepaymentsOfLinesOfCredit 13,500,000us-gaap_ProceedsFromRepaymentsOfLinesOfCredit
Payment of cash dividend   (2,851,126)us-gaap_PaymentsOfDividends (29,844,516)us-gaap_PaymentsOfDividends
Increase in drafts payable 137,012nick_IncreaseDecreaseInDraftsPayable 242,250nick_IncreaseDecreaseInDraftsPayable 494,232nick_IncreaseDecreaseInDraftsPayable
Payment of debt origination costs (318,393)us-gaap_PaymentsOfDebtIssuanceCosts (25,000)us-gaap_PaymentsOfDebtIssuanceCosts (25,000)us-gaap_PaymentsOfDebtIssuanceCosts
Proceeds from exercise of stock options 388,608us-gaap_ProceedsFromStockOptionsExercised 328,913us-gaap_ProceedsFromStockOptionsExercised 612,465us-gaap_ProceedsFromStockOptionsExercised
Excess tax benefits on share awards 600,278us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities 256,250us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities 181,036us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
Purchase of common shares (70,408,854)us-gaap_PaymentsForRepurchaseOfCommonStock    
Net cash provided by (used in) financing activities 1,498,651us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations 351,287us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations (15,081,783)us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Net increase (decrease) in cash 753,157us-gaap_CashPeriodIncreaseDecrease (162,680)us-gaap_CashPeriodIncreaseDecrease (5,338)us-gaap_CashPeriodIncreaseDecrease
Cash, beginning of year 2,635,036us-gaap_Cash 2,797,716us-gaap_Cash 2,803,054us-gaap_Cash
Cash, end of year $ 3,388,193us-gaap_Cash $ 2,635,036us-gaap_Cash $ 2,797,716us-gaap_Cash