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Consolidated Statements of Cash Flows (Unaudited) (USD $)
9 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Cash flows from operating activities    
Net income $ 13,008,445us-gaap_NetIncomeLoss $ 13,843,813us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 276,194us-gaap_DepreciationNonproduction 230,909us-gaap_DepreciationNonproduction
Loss (gain) on sale of property and equipment 6,691us-gaap_GainLossOnSaleOfPropertyPlantEquipment (21,800)us-gaap_GainLossOnSaleOfPropertyPlantEquipment
Provision for credit losses 15,182,698us-gaap_ProvisionForLoanLeaseAndOtherLosses 10,797,930us-gaap_ProvisionForLoanLeaseAndOtherLosses
Amortization of dealer discounts (10,204,562)us-gaap_AdjustmentForAmortization (9,911,725)us-gaap_AdjustmentForAmortization
Deferred income taxes 270,675us-gaap_DeferredIncomeTaxExpenseBenefit 1,378,601us-gaap_DeferredIncomeTaxExpenseBenefit
Share-based compensation 382,883us-gaap_ShareBasedCompensation 405,264us-gaap_ShareBasedCompensation
Change in fair value of interest rate swap agreements 105,878us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1 (681,989)us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 13,280us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets 24,912us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
Accounts payable and accrued expenses (2,572,286)us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities (728,528)us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
Income taxes receivable 447,340us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable (173,824)us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable
Deferred revenues 574,862us-gaap_IncreaseDecreaseInDeferredRevenue 654,952us-gaap_IncreaseDecreaseInDeferredRevenue
Net cash provided by operating activities 17,492,098us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 15,818,515us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Cash flows from investing activities    
Purchase and origination of finance receivables (119,758,892)nick_PurchaseAndOriginationOfFinanceContracts (111,941,584)nick_PurchaseAndOriginationOfFinanceContracts
Principal payments received 101,279,098us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment 99,626,856us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
Increase in assets held for resale (345,644)nick_IncreaseInAssetsHeldForResale (554,507)nick_IncreaseInAssetsHeldForResale
Purchase of property and equipment (377,859)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (273,507)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Proceeds from sale of property and equipment 58,319us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment 40,781us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment
Net cash used in investing activities (19,144,978)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (13,101,961)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash flows from financing activities    
Net draws on line of credit 2,100,000us-gaap_ProceedsFromRepaymentsOfLinesOfCredit 1,500,000us-gaap_ProceedsFromRepaymentsOfLinesOfCredit
Change in drafts payable (669,956)nick_IncreaseDecreaseInDraftsPayable (525,556)nick_IncreaseDecreaseInDraftsPayable
Payment of cash dividends   (2,851,126)us-gaap_PaymentsOfDividends
Proceeds from exercise of stock options 154,575us-gaap_ProceedsFromStockOptionsExercised 275,772us-gaap_ProceedsFromStockOptionsExercised
Excess tax benefits from share-based compensation 69,016us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities 176,106us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
Net cash provided (used) by financing activities 1,653,635us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations (1,424,804)us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Net increase in cash 755us-gaap_CashPeriodIncreaseDecrease 1,291,750us-gaap_CashPeriodIncreaseDecrease
Cash, beginning of period 2,635,036us-gaap_Cash 2,797,716us-gaap_Cash
Cash, end of period $ 2,635,791us-gaap_Cash $ 4,089,466us-gaap_Cash