XML 39 R18.htm IDEA: XBRL DOCUMENT v3.2.0.727

Finance Receivables (Tables)

3 Months Ended

Jun. 30, 2015

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables consisting of automobile finance installment Contracts and Direct Loans

		June 30, 2015				March 31, 2015
Finance receivables, gross contract		$	478,766,546			$	457,974,758
Unearned interest			(147,552,467	)			(139,262,996	)
Finance receivables, net of unearned interest			331,214,079				318,711,762
Unearned dealer discounts			(18,439,140	)			(17,779,690	)
Finance receivables, net of unearned interest and unearned dealer discounts			312,774,939				300,932,072
Allowance for credit losses			(12,278,284	)			(12,028,012	)
Finance receivables, net		$	300,496,655			$	288,904,060

Schedule of an assessment of the credit quality by creditworthiness

		June 30, 2015								June 30, 2014
		Contracts				Direct Loans				Contracts				Direct Loans
Performing accounts		$	456,697,990			$	11,312,987			$	420,006,795			$	11,118,330
Non-performing accounts			6,697,909				58,992				5,889,676				57,331
Total		$	463,395,899			$	11,371,979			$	425,896,471			$	11,175,661
Chapter 13 bankrupt accounts			3,957,591				41,077				3,406,769				27,458
Finance receivables, gross contract		$	467,353,490			$	11,413,056			$	429,303,240			$	11,203,119

Schedule of information regarding delinquency rates

Contracts		Gross Balance Outstanding				31 – 60 days				61 – 90 days				Over 90 days				Total
June 30, 2015		$	463,395,899			$	18,878,551			$	4,798,801			$	1,899,108			$	25,576,460
							4.07	%			1.04	%			0.41	%			5.52	%
June 30, 2014		$	425,896,471			$	16,433,351			$	4,346,201			$	1,543,475			$	22,323,027
							3.86	%			1.02	%			0.36	%			5.24	%

Direct Loans		Gross Balance Outstanding				31 – 60 days				61 – 90 days				Over 90 days				Total
June 30, 2015		$	11,371,979			$	156,356			$	35,440			$	23,552			$	215,348
							1.37	%			0.31	%			0.21	%			1.89	%
June 30, 2014		$	11,175,661			$	183,159			$	41,491			$	15,840			$	240,490
							1.64	%			0.37	%			0.14	%			2.15	%

Contracts

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of reconciliation of the changes in the allowance for credit losses

		Three months ended June 30,
		2015				2014
Balance at beginning of period		$	11,325,222			$	12,889,082
Current period provision			4,886,470				4,073,398
Losses absorbed			(5,522,828	)			(4,849,623	)
Recoveries			834,663				821,048
Balance at end of period		$	11,523,527			$	12,933,905

Direct Loans

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of reconciliation of the changes in the allowance for credit losses

		Three months ended June 30,
		2015				2014
Balance at beginning of period		$	702,790			$	590,278
Current period provision			102,966				158,418
Losses absorbed			(58,977	)			(54,101	)
Recoveries			7,978				12,365
Balance at end of period		$	754,757			$	706,960

X

- Definition

Tabular disclosure of information regarding delinquency rates.

+ References

No definition available.

+ Details

Name:	nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock
Namespace Prefix:	nick_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 11B



-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 55



-Paragraph 19



-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525



Reference 2: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 29



-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 210



-SubTopic 10



-Section S99



-Paragraph 1



-Subparagraph (SX 210.5-02.3,4)



-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CustomerContractsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: